⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vinayak Suvbhash Shinde
LAN 77000363771Loan ₹25,75,000NOIMails & papers 10 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 17:12
Documents
done 9 Oct, 17:14
Payment
took 56m
Challan
done 9 Oct, 18:10 · GRAS ↗
Filing
took 18h 54m · IGR e-filing ↗
E-filing copy
done 10 Oct, 13:05
Index II
took 3d 1h
doneIndex II sharedwhole case so far 4d 6h
Needs your eyes1
The work is done — our fee of ₹22,660.14 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 13 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9991010260017.pdf
10 Oct6 things — 1 document received · 1 letter written · 4 steps
dhc prn read
efiling copy read
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260017.pdf
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
9 Oct96 things — 13 documents received · 3 letters written · 2 cautions · 78 steps
file note490
mail against file490 — by ezdocs:reader
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
Photo SWAPNALI (2).jpg
Received: Selfie
Photo Vinayak.jpg
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
VINAYAK SUBHASH SHINDE EchallanMH011722553202627E.pdf
copilot edit — by copilot:Nikhil
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes from reading — by copilot
challan boxes by rules
file note490
mail against file490 — by ezdocs:reader
documents read together
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
copilot check issues — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
paper read beside
This file shows no schedule of the property
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
index2 docno read
The home address was read off the papers — by ezdocs:reader
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
pages trimmed480
property numbers completed
documents read together
The file seems to show a payment to us but no row could be read — open it
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
money settled — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03362
acknowledged with advice
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
property self check
Received: Sanction letter
image.png
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
property from index2
index2 people checked
property english extracted
money settled — by ezdocs:reader
Received: other
image.png
Received: Aadhaar
Aadhar card Vinayak.jpg
index2 people checked
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
case read started — by ezdocs:reader
roles from letter
applicant email captured
Co-applicant added
roles from letter
Property checked by the engine — read from the report, every box that names the flat is there
Received: Aadhaar
Aadhar card-SWANALI VINAYAK.jpg
Received: PAN card
Pan Card SWAPNALI.jpg
Property read from the legal / technical report (the sanction letter had none)
Payment proof arrived before the case was quoted — held
Received: Sanction letter
Sanction Letter VINAYAK.pdf
Received: Index II
Property Index 2 Vinayak.pdf
Received: Technical report
APF Technical report 77000363771_APFProcessRequest_20261009121848018.pdf
Received: Payment screenshot
Payment screenshot.pdf
Received: PAN card
Pan Card VINAYAK SUBHAS SHINDE.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
13 of 13 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Technical reportopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓Selfie / photoopen
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it2 open
The file contains all necessary documents for Vinayak Subhash Shinde and co-applicant Swapnali Vinayak Shinde for a loan of Rs. 25,75,000 from ICICI HFC. The property is Shop No. 3 in Whitestone Celestia, Plot No. 12, Survey No. 347/1/2, Talegaon Dabhade, Maval, Pune. The date of mortgage is missing
○SWAPNALI VINAYAK SHINDE — e-mail — the branch
○this desk's fee (Rs 22660) — the branch
?the papers disagree on Property unit type discrepancy between Technical Report and (the technical report: Unit Type SHOP, Flat No 3; the Index II: talamajhyavaril shop no. 3) — Proceed with Shop No 3 on the ground floor.
the branch's last mail (2026-10-09): Bank branch attached applicant photos and asks to process for NOI efiling. · brought: selfie photos of the applicant and co-applicant
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T13:40 UTC
Moneywaiting for the credit
₹22,660.14
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹22,650 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-10-09 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%7,730
Registration fee 0.5%12,880
Government handling350
Our service fee1,700
Total we ask for22,660.14
By law ₹22,650. We ask ₹22,660 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Shop 3, Ground, Whitestone Celestia, SURVEY, 347/1/2, 347/1/2/12, Talegaon Dabhade, 410506
read from the Index II · e-filing boxes 45 of 46 ready
Check the property →the boxes beside the paper
People
VINAYAK SUBHASH SHINDE · applicantDTPPS4987FSWAPNALI VINAYAK SHINDE · applicantCLKPK7885G
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