⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-00609
STEFFI MICHAEL GARD
LAN HOU/PM/0626/5138951
Index II shared · done
Send the draft 1All documentsMails & papers 9Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
A mail on this thread BOUNCED — the branch did NOT receive it. (Undeliverable: Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138) Check the recipient address and re-send from Draft mails or the mailbox.
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓Sale deedopen
✓Sanction letteropen
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (13)A label is wrong? Fix it under All documents.
Needs your eyes
- Mail bounced — the branch did not get it. Re-send.
- The work is done — our fee of ₹32,400 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹32,400
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹32,400 — we only count a credit our bank shows us.
Stamp duty 0.3%15,580
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for32,400
By law ₹32,394.20. We ask ₹32,400 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 106 h 50 minour time · 14 Sep 00:47
Index II 150 h 46 minour time · 12 Oct 13:26
the NOI team 18 d 5 hthe branch 22 d 18 htotal 41 d
Complete.
Day by day — every step and who held it
1 Sep 12:39Your branch's mail
1 Sep 12:42Papers read+3 min · the NOI team
1 Sep 12:42Property readat once
1 Sep 12:42Fee quotedat once
14 Sep 00:47Challan made+12 d 12 h · the NOI team
6 Oct 19:38Papers from your branch+22 d 18 h · the branch
6 Oct 19:40Papers read+2 min · the NOI team
9 Oct 12:52Filed on IGR — e-filing shared+2 d 17 h · the NOI team
12 Oct 13:26Index II sent+3 d · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹51,91,400
Loan account no.
HOU/PM/0626/5138951
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKThe PIN code
| The sanction letter BASE | 410506 … ociety Ltd., KANHE, NA, Pune, NA, Pune, MAHARASHTRA, India, 410506 410506 |
| The Index II DIFFERS | 411037 … ( (GAT NUMBER : ५९०/३ ;) ) - स्थानिक स्वराज्य संस्थाः पुणे 411037 |
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 410506). Read the papers once — if PIN 410506 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has sent all required documents, including the Index II, and the team has created and shared the challan. The team now needs to file the NOI on the IGR portal.
the trail says the next move is with the NOI team — the e-filing
the branch last asked: Kindly process for NOI
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 2 (2026-09-01) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-01) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-01) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-09-01) “For NOI filing, We need an index 2 copy..”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-10-06) “Pleas find index 2 Kindly process for NOI”
read over 4 mail(s), last mail 2026-10-06 · read 7d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN 1026080511813 · ₹300 · paid 08/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by the engine, not sent
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
MS
mahesh.shelake@phfl.com phfl.com
01 Sep, 12:39 · 42d ago THE FIRST MAIL — how this case began
01 Sep, 12:39 · 42d ago THE FIRST MAIL — how this case began
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
📎 Steffi adhar (1).pdf↗📎 Micheal adhar (1).pdf↗📎 Steffi pan.pdf↗📎 IMG-20260901-WA0005.jpg↗📎 michel pan.pdf↗📎 IMG-20260901-WA0002.jpg↗📎 IMG-20260901-WA0004.jpg↗📎 Steffy Gard-1 (3).pdf↗📎 steffy san ltr.pdf↗
Dear Team,
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Thanks & Regards, Mahesh Shelake Team Leader Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
🤖 read: asks for the challan; documents attached — “kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951”
6 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
01 Sep, 13:17 · 42d ago
01 Sep, 13:17 · 42d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 12:41, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote:
Dear Team, kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951 Thanks & Regards, Mahesh Shelake Team Leader Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
PP
postmaster@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
01 Sep, 13:18 · 42d ago
01 Sep, 13:18 · 42d ago
Undeliverable: Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
ExerciseSecured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 12:41, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote:
Dear Team,
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Thanks & Regards,
Mahesh Shelake
Team Leader
Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
Your message to pimpri@pnbhousing.com couldn't be delivered.
A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message.
Thank you for writing to us. Our service email address has changed. Please send your queries to customercare@pnbhousing.com
pnb.noifilling
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How to Fix It
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• Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message.
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More Info for Email Admins
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In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to.
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Recipient Address:
pimpri@pnbhousing.com
Subject:
Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
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mta-outgoing-370-mt-prod-cp-aps1-1.checkpointcloudsec.com
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OL
The NOI teamTYPED IN GMAIL
01 Sep, 14:29 · 42d ago
01 Sep, 14:29 · 42d ago
Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 13:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 1 Sept 2026 at 12:41, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote:
Dear Team, kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951 Thanks & Regards, Mahesh Shelake Team Leader Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 1 Sept 2026 at 13:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 1 Sept 2026 at 12:41, Mahesh Balasaheb Shelake <
mahesh.shelake@phfl.com> wrote:
> Dear Team,
>
>
> kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
>
>
> *Thanks & Regards,*
> *Mahesh Shelake*
> *Team Leader*
> *Pimpri Chinchwad*
> *401, Fourth Floor, Gheewala Complex,*
> *Chinchwad Station Road,*
> *Pune 411033*
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
PP
postmaster@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
01 Sep, 14:30 · 42d ago
01 Sep, 14:30 · 42d ago
Undeliverable: Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
ExerciseSecured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 13:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 12:41, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote:
Dear Team,
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Thanks & Regards,
Mahesh Shelake
Team Leader
Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
Your message to pimpri@pnbhousing.com couldn't be delivered.
A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message.
Thank you for writing to us. Our service email address has changed. Please send your queries to customercare@pnbhousing.com
pnb.noifilling
Office 365
pnbhousing.com
Sender
Action Required
Blocked by mail flow rule
How to Fix It
An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions.
• Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message.
If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so.
More Info for Email Admins
Status code: 550 5.7.1_ETR
This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message.
In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to.
Original Message Details
Created Date:
9/1/2026 8:59:17 AM
Sender Address:
pnb.noifilling@gmail.com
Recipient Address:
pimpri@pnbhousing.com
Subject:
Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Error Details
Error:
550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy
Message rejected by:
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Notification Details
Sent by:
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ESMTPS
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amol.aglave@pnbhousing.com pnbhousing.com
06 Oct, 19:38 · 7d ago
06 Oct, 19:38 · 7d ago
RE: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Dear Team,
Pleasfind index 2 Kindly process for NOI
Thanks & Regards,
Amol Aglave
CSM – Loans
PNB Housing Finance Ltd
Office No 302,Third Floor, Gheewala Complex,Pimpri Chinchwad, Pune, 411033
Direct: 020-63105400 Ext 413, Mobile:7290032971
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 01 September 2026 14:29
To: Mahesh Balasaheb Shelake <mahesh.shelake@phfl.com>
Cc: pimpri <pimpri@pnbhousing.com>; Sandeep Shinde <sandeep.shinde@pnbhousing.com>; Vitthal Atmaram Sutar <vitthal.sutar@phfl.com>
Subject: Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Reg
earlier mails quoted below
On Tue, 1 Sept 2026 at 13:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 12:41, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote:
Dear Team,
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Thanks & Regards,
Mahesh Shelake
Team Leader
Pimpri Chinchwad
401, Fourth Floor, Gheewala Complex,
Chinchwad Station Road,
Pune 411033
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
07 Oct, 12:01 · 6d ago
07 Oct, 12:01 · 6d ago
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 19:40, Amol Aglave < amol.aglave@pnbhousing.com > wrote:
Dear Team,
Pleas find index 2 Kindly process for NOI
Thanks & Regards,
Amol Aglave
CSM – Loans
PNB Housing Finance Ltd
Office No 302,Third Floor, Gheewala Complex,Pimpri Chinchwad, Pune, 411033
Direct: 020-63105400 Ext 413, Mobile:7290032971
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 01 September 2026 14:29
To: Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >
Cc: pimpri < pimpri@pnbhousing.com >; Sandeep Shinde < sandeep.shinde@pnbhousing.com >; Vitthal Atmaram Sutar < vitthal.sutar@phfl.com >
Subject: Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 13:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 12:41, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote:
Dear Team,
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Thanks & Regards,
Mahesh Shelake
Team Leader
Pimpri Chinchwad
401, Fourth Floor, Gheewala Complex,
Chinchwad Station Road,
Pune 411033
🤖 read: The team will process the NOI for the case.
OL
The NOI teamTYPED IN GMAIL
09 Oct, 12:52 · 4d ago
09 Oct, 12:52 · 4d ago
TEAM,
PFA: Downloaded e-filing for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 12:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 19:40, Amol Aglave < amol.aglave@pnbhousing.com > wrote:
Dear Team,
Pleas find index 2 Kindly process for NOI
Thanks & Regards,
Amol Aglave
CSM – Loans
PNB Housing Finance Ltd
Office No 302,Third Floor, Gheewala Complex,Pimpri Chinchwad, Pune, 411033
Direct: 020-63105400 Ext 413, Mobile:7290032971
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 01 September 2026 14:29
To: Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >
Cc: pimpri < pimpri@pnbhousing.com >; Sandeep Shinde < sandeep.shinde@pnbhousing.com >; Vitthal Atmaram Sutar < vitthal.sutar@phfl.com >
Subject: Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 13:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 12:41, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote:
Dear Team,
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Thanks & Regards,
Mahesh Shelake
Team Leader
Pimpri Chinchwad
401, Fourth Floor, Gheewala Complex,
Chinchwad Station Road,
Pune 411033
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL
The NOI teamTYPED IN GMAIL
12 Oct, 13:26 · 1d ago
12 Oct, 13:26 · 1d ago
Dear Team,
PFA index 2 copy for case closure..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 12:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
TEAM,
PFA: Downloaded e-filing for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 7 Oct 2026 at 12:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 19:40, Amol Aglave < amol.aglave@pnbhousing.com > wrote:
Dear Team,
Pleas find index 2 Kindly process for NOI
Thanks & Regards,
Amol Aglave
CSM – Loans
PNB Housing Finance Ltd
Office No 302,Third Floor, Gheewala Complex,Pimpri Chinchwad, Pune, 411033
Direct: 020-63105400 Ext 413, Mobile:7290032971
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 01 September 2026 14:29
To: Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >
Cc: pimpri < pimpri@pnbhousing.com >; Sandeep Shinde < sandeep.shinde@pnbhousing.com >; Vitthal Atmaram Sutar < vitthal.sutar@phfl.com >
Subject: Re: kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 13:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 12:41, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote:
Dear Team,
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
Thanks & Regards,
Mahesh Shelake
Team Leader
Pimpri Chinchwad
401, Fourth Floor, Gheewala Complex,
Chinchwad Station Road,
Pune 411033
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card | Steffi adhar (1).pdf | filed | 42d ago |
| Aadhaar card | Micheal adhar (1).pdf | filed | 42d ago |
| PAN card | Steffi pan.pdf | filed | 42d ago |
| Selfie / photo | IMG-20260901-WA0005.jpg | filed | 42d ago |
| PAN card | michel pan.pdf | filed | 42d ago |
| Payment screenshot | IMG-20260901-WA0002.jpg | filed | 42d ago |
| Selfie / photo | IMG-20260901-WA0004.jpg | filed | 42d ago |
| Sale deed | Steffy Gard-1 (3).pdf | filed | 42d ago |
| Sanction letter | steffy san ltr.pdf | filed | 42d ago |
| Other | image001.png | filed | 7d ago |
| Index IIthe branch sent this — an input | stefi index 2.pdf | filed | 7d ago |
| E-filing copy (token) | eFilingDoc9990810260551.pdf | filed | 4d ago |
| Index IIthe registered copy we filed | IndexII9990810260551.pdf | filed | 1d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹32,400
₹32,400
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
—
—
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹15,580 | ₹15,000 | ₹320 | ₹1,500 | ₹32,400 |
By law ₹32,394.20. We ask ₹32,400 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
28 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Floor (person 1), GRN, Paid amount, Challan date
6 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), PAN (person 1), Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
steffy san ltr.pdf
as printed
PLOT NO 34, GAT NO. 590/3, (OLD SURVEY NO. 212), OSIAN LIFELANDS 1, OSIAN LIFELANDS CO-OPERATIVE HOUSING SOCIETY LTD., KANHE, NA, PUNE, NA, PUNE, MAHARASHTRA, INDIA, 410506
PLOT NO 34, GAT NO. 590/3, (OLD SURVEY NO. 212), OSIAN LIFELANDS 1, OSIAN LIFELANDS CO-OPERATIVE HOUSING SOCIETY LTD., KANHE, NA, PUNE, NA, PUNE, MAHARASHTRA, INDIA, 410506
PIN
410506
410506
the Index II
stefi index 2.pdf
the property
gaava mauje kaanhe taa. maavala ji.pune yethila gata nan. 590/3 madhila (junaa savrvhe nan.212) yaansi kshetra 02he. 12 aara yaa milakativarila oshiyana laaipha landa 1 yaa projektamadhila plota nan. 34 yaansi kshetra 255.38 chau.mi mhanajecha 2749 chau.phu ( (GAT NUMBER : 590/3 ;) ) - sthaanika svaraajya sansthaah pune
gaava mauje kaanhe taa. maavala ji.pune yethila gata nan. 590/3 madhila (junaa savrvhe nan.212) yaansi kshetra 02he. 12 aara yaa milakativarila oshiyana laaipha landa 1 yaa projektamadhila plota nan. 34 yaansi kshetra 255.38 chau.mi mhanajecha 2749 chau.phu ( (GAT NUMBER : 590/3 ;) ) - sthaanika svaraajya sansthaah pune
PIN
411037
411037
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 34 OSIAN LIFELANDS 1 OSIAN LIFELANDS CO-OPERATIVE HSG SOC LTD GAT NO 590/3 SURVEY NO OLD 212
PLOT NO 34 OSIAN LIFELANDS 1 OSIAN LIFELANDS CO-OPERATIVE HSG SOC LTD GAT NO 590/3 SURVEY NO OLD 212
Locality/Road
MOUJE KANHE TAL MAVAL DIST PUNE
MOUJE KANHE TAL MAVAL DIST PUNE
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
the Index II also prints: 02HE, 12, 255, 2749, 38, 411037, AARA, CHAU, GAAVA, GATA, JI, JUNAA, KAANHE, KSHETRA, LAAIPHA, LANDA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Steffi Michael Gard | ASYPG0218J | …2946 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| documents acknowledged | mahesh.shelake@phfl.com | 42d ago |
What the engine read from each document — check anything marked in red
Aadhaar card Steffi adhar (1).pdf needs your check
dob
1988-12-07
1988-12-07
name
Steffi Michael Gard
Steffi Michael Gard
legible
True
True
aadhaar last4
2946
2946
raw reading (for Abhijit)
{'dob': '1988-12-07', 'pan': None, 'name': 'Steffi Michael Gard', 'legible': True, 'aadhaar_last4': '2946', 'quality_issue': None}Aadhaar card Micheal adhar (1).pdf needs your check
dob
1954-06-01
1954-06-01
name
Micheal Gard
Micheal Gard
legible
True
True
aadhaar last4
7134
7134
raw reading (for Abhijit)
{'dob': '1954-06-01', 'pan': None, 'name': 'Micheal Gard', 'legible': True, 'aadhaar_last4': '7134', 'quality_issue': None}PAN card Steffi pan.pdf needs your check
dob
1988-12-07
1988-12-07
pan
ASYPG0218J
ASYPG0218J
name
STEFFI MICHAEL GARD
STEFFI MICHAEL GARD
legible
True
True
raw reading (for Abhijit)
{'dob': '1988-12-07', 'pan': 'ASYPG0218J', 'name': 'STEFFI MICHAEL GARD', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}PAN card michel pan.pdf needs your check
dob
1954-06-01
1954-06-01
pan
AWOPG5773A
AWOPG5773A
name
MICHEAL GARD
MICHEAL GARD
legible
True
True
raw reading (for Abhijit)
{'dob': '1954-06-01', 'pan': 'AWOPG5773A', 'name': 'MICHEAL GARD', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot IMG-20260901-WA0002.jpg needs your check
date
2026-09-01
2026-09-01
amount
32400.0
32400.0
method
GPay
GPay
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-01', 'amount': 32400.0, 'method': 'GPay', 'payee_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}Sanction letter steffy san ltr.pdf needs your check
lan
HOU/PM/0626/5138951
HOU/PM/0626/5138951
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1
1
loan amount
4946000
4946000
interest rate
8.3
8.3
sanction date
25-Jun-2026
25-Jun-2026
letter version
9
9
applicant names
STEFFI MICHAEL GARD
STEFFI MICHAEL GARD
applicant mobile
8552892817
8552892817
property address
pin: 410506; state: MAHARASHTRA; flat_no: PLOT NO 34; district: Pune; full_address: PLOT NO 34, Gat No. 590/3, (OLD SURVEY NO. 212), OSIAN LIFELANDS 1, Osian Lifelands Co-operative Housing Society Ltd., KANHE, NA, Pune,
pin: 410506; state: MAHARASHTRA; flat_no: PLOT NO 34; district: Pune; full_address: PLOT NO 34, Gat No. 590/3, (OLD SURVEY NO. 212), OSIAN LIFELANDS 1, Osian Lifelands Co-operative Housing Society Ltd., KANHE, NA, Pune,
insurance premium
245400
245400
includes insurance
True
True
total with insurance
5191400
5191400
applicant address from462
read again off the letter's pages (page 1, the 'Address' row under 'Applicant')
read again off the letter's pages (page 1, the 'Address' row under 'Applicant')
security address verbatim
PLOT NO 34, Gat No. 590/3, (OLD SURVEY NO. 212), OSIAN LIFELANDS 1, Osian Lifelands Co-operative Housing Society Ltd., KANHE, NA, Pune, NA, Pune, MAHARASHTRA, India, 410506
PLOT NO 34, Gat No. 590/3, (OLD SURVEY NO. 212), OSIAN LIFELANDS 1, Osian Lifelands Co-operative Housing Society Ltd., KANHE, NA, Pune, NA, Pune, MAHARASHTRA, India, 410506
applicant address verbatim
D/O MICHAEL GARD PARIJAT BUN FLAT NO 22, SPINE ROAD NEAR BINDU NURSING HOME, CHINCHWAD STATION ROAD CHINCHWAR PUNE, ., Pune, MAHARASHTRA, 411033, Pune, India
D/O MICHAEL GARD PARIJAT BUN FLAT NO 22, SPINE ROAD NEAR BINDU NURSING HOME, CHINCHWAD STATION ROAD CHINCHWAR PUNE, ., Pune, MAHARASHTRA, 411033, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PM/0626/5138951', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 4946000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '25-Jun-2026', 'letter_version': '9', 'applicant_names': ['STEFFI MICHAEL GARD'], 'applicant_mobile': '8552892817', 'property_address': {'pin': '410506', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'PLOT NO 34', 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 34, Gat No. 590/3, (OLD SURVEY NO. 212), OSIAN LIFELANDS 1, Osian Lifelands Co-operative Housing Society Ltd., KANHE, NA, Pune, NA, Pune, MAHARASHTRA, India, 410506', 'village_city': 'KANHE', 'building_name': 'OSIAN LIFELANDS 1, Osian Lifelands Co-operative Housing Society Ltd.', 'survey_or_cts_no': 'Gat No. 590/3, (OLD SURVEY NO. 212)'}, 'insurance_premium': 245400, 'includes_insurance': True, 'total_with_insurance': 5191400, 'applicant_address_from462': "read again off the letter's pages (page 1, the 'Address' row under 'Applicant')", 'security_address_verbatim': 'PLOT NO 34, Gat No. 590/3, (OLD SURVEY NO. 212), OSIAN LIFELANDS 1, Osian Lifelands Co-operative Housing Society Ltd., KANHE, NA, Pune, NA, Pune, MAHARASHTRA, India, 410506', 'applicant_address_verbatim': 'D/O MICHAEL GARD PARIJAT BUN FLAT NO 22, SPINE ROAD NEAR BINDU NURSING HOME, CHINCHWAD STATION ROAD CHINCHWAR PUNE, ., Pune, MAHARASHTRA, 411033, Pune, India'}Payment screenshot IMG-20260901-WA0002.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-01', 'page': 1, 'time': '10:50', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 32400.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-01', 'page': 1, 'time': '10:50', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 32400.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-01', 'page': 1, 'time': '10:50', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 32400.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}Other image001.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Index II stefi index 2.pdf needs your check
kind
index2_input
index2_input
extracted
pin: 411037; rows: {'r4_palika': 'पुणे (जिल्हा परिषद)', 'r11_serial': '14446-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council
pin: 411037; rows: {'r4_palika': 'पुणे (जिल्हा परिषद)', 'r11_serial': '14446-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411037', 'rows': {'r4_palika': 'पुणे (जिल्हा परिषद)', 'r11_serial': '14446-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'मावळ', 'r5_area_text': '255.38 चौ. मीटर', 'r7_executants': [{'age': '56', 'pan': 'AAOXXXXX2L', 'name': 'मे प्राईम रिअल्टी तर्फे भागीदार किर्तीकुमार धरमचंद ओसवाल, तर्फे कुमु बिपीन भिमराज भंडारी गुणेश चुनीलाल संचेती च्या तर्फे दस्तऐवज प्रवेशासाठी कु.मु. उल्हास', 'address': 'पत्ता:- प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः डी-६०५ व ६०६ बिजनेस कोर्ट मुकुंदनगर, पुणे,, महाराष्ट्र, पुणे. पिनः - 411037'}], 'r8_purchasers': [{'age': '37', 'pan': 'ASYXXXXX8J', 'name': 'स्टेफी मायकल गार्ड', 'address': 'पत्ता:- प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः पारिजात बन फ्लॅट नं. २२. स्पाइन रोड, बिंदू नर्सिंग होम जवळ, चिंचवड स्टेशन, चिंचवड, पुणे, महाराष्ट्र, पुणे पिनः- 411033'}], 'r12_stamp_duty': 2617645, 'r1_document_type': 'अभिहस्तातरणपत्र प्रकार - अँग्रीमेंट टू सेल', 'r9_execution_date': '30-09-2026', 'r13_registration_fee': 5523100, 'r10_registration_date': '30-09-2026'}, 'doc_no': '14446', 'village': 'कान्हे', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'मावळ', 'area_text': '255.38 चौ. मीटर', 'mortgagee': 'ICICI Bank', 'filing_fee': 8310, 'header_sro': 'मावळ', 'mortgagors': ['मे प्राईम रिअल्टी तर्फे भागीदार किर्तीकुमार धरमचंद ओसवाल, तर्फे कुमु बिपीन भिमराज भंडारी गुणेश चुनीलाल संचेती', 'स्टेफी मायकल गार्ड'], 'stamp_duty': 4990, 'filing_date': '2026-09-30', 'loan_amount': 1661000, 'property_text': 'गाव मौजे कान्हे ता. मावळ जि.पुणे येथील गट नं. 590/3 मधील (जुना सव्र्व्हे नं.212) यांसी क्षेत्र 02हे. 12 आर या मिळकतीवरील ओशियन लाईफ लँड 1 या प्रोजेक्टमधील प्लॉट नं. 34 यांसी क्षेत्र 255.38 चौ.मी म्हणजेच 2749 चौ.फु ( (GAT NUMBER : ५९०/३ ;) ) - स्थानिक स्वराज्य संस्थाः पुणे', 'header_village': 'मावळOther image001.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}E-filing copy (token) eFilingDoc9990810260551.pdf needs your check
sro
HVL17
HVL17
kind
efiling_copy
efiling_copy
token
9990810260551
9990810260551
legible
True
True
property
road: PUNE ROAD; unit: PLOT NO 34; floor: G; taluka: Maval; numbers: [{'type': 'GAT NUMBER', 'value': '590/3'}, {'type': 'OLD SURVEY NO.', 'value': '212'}, {'type': 'Plot Number', 'value': '34'}]; village: Kanhe; buildin
road: PUNE ROAD; unit: PLOT NO 34; floor: G; taluka: Maval; numbers: [{'type': 'GAT NUMBER', 'value': '590/3'}, {'type': 'OLD SURVEY NO.', 'value': '212'}, {'type': 'Plot Number', 'value': '34'}]; village: Kanhe; buildin
mortgagee
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'ASYPG0218J', 'name': 'STEFFI MICHAEL GARD', 'address': 'Flat No:022, Floor No:G, Building Name:D/O MICHAEL GARD PARIJAT BUN FLAT NO 22, Road:SPINE ROAD NEAR BINDU NURSING HOME, CHINCHWAD STATION ROAD CHINCHWAR P
{'pan': 'ASYPG0218J', 'name': 'STEFFI MICHAEL GARD', 'address': 'Flat No:022, Floor No:G, Building Name:D/O MICHAEL GARD PARIJAT BUN FLAT NO 22, Road:SPINE ROAD NEAR BINDU NURSING HOME, CHINCHWAD STATION ROAD CHINCHWAR P
title deed
Agreement to Sale :14446/2026 SRO MAVAL
Agreement to Sale :14446/2026 SRO MAVAL
filing date
2026-10-09
2026-10-09
loan amount
5191400.0
5191400.0
payment lines
{'ref': 'MH009402162202627E', 'head': 'Stamp Duty', 'dated': '01/09/2026', 'amount': 15574.0, 'ref_kind': 'GRN'}, {'ref': 'MH009402162202627E', 'head': 'Filing Fee', 'dated': '01/09/2026', 'amount': 15000.0, 'ref_kind':
{'ref': 'MH009402162202627E', 'head': 'Stamp Duty', 'dated': '01/09/2026', 'amount': 15574.0, 'ref_kind': 'GRN'}, {'ref': 'MH009402162202627E', 'head': 'Filing Fee', 'dated': '01/09/2026', 'amount': 15000.0, 'ref_kind':
date of mortgage
2026-10-08
2026-10-08
raw reading (for Abhijit)
{'sro': 'HVL17', 'kind': 'efiling_copy', 'token': '9990810260551', 'legible': True, 'property': {'pin': None, 'road': 'PUNE ROAD', 'unit': 'PLOT NO 34', 'floor': 'G', 'taluka': 'Maval', 'numbers': [{'type': 'GAT NUMBER', 'value': '590/3'}, {'type': 'OLD SURVEY NO.', 'value': '212'}, {'type': 'Plot Number', 'value': '34'}], 'village': 'Kanhe', 'building': 'OSIAN LIFELANDS 1 PROJECT, OSIAN LIFELANDS CHSL', 'district': 'Pune', 'area_text': 'Open : 255.38 Sq.mt.', 'local_body': 'MOUJE KANHE', 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'ASYPG0218J', 'name': 'STEFFI MICHAEL GARD', 'address': 'Flat No:022, Floor No:G, Building Name:D/O MICHAEL GARD PARIJAT BUN FLAT NO 22, Road:SPINE ROAD NEAR BINDU NURSING HOME, CHINCHWAD STATION ROAD CHINCHWAR PUNE, City:PUNE, State: MAHARASHTRA, District:PUNE, Pin:411033'}], 'title_deed': 'Agreement to Sale :14446/2026 SRO MAVAL', 'filing_date': '2026-10-09', 'loan_amount': 5191400.0, 'payment_lines': [{'ref': 'MH009402162202627E', 'head': 'Stamp Duty', 'dated': '01/09/2026', 'amount': 15574.0, 'ref_kind': 'GRN'}, {'ref': 'MH009402162202627E', 'head': 'Filing Fee', 'dated': '01/09/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026080511813', 'head': 'Document Handling Charges', 'dated': '08/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-08'}Technical record (for Abhijit — safe to ignore)
| 50m ago | ezdocs:reader | reader_home_address | {'fp': '65074d36b67168c1', 'from': 'the sanction letter (steffy san ltr.pdf)', 'home': {'pin': '411033', 'area': 'NEAR BINDU NURSING HOME, CHINCHWAD STATION ROAD CHINCHWAR', 'flat': 'FLAT NO 22', 'road': 'SPINE ROAD', 's |
| 1d ago | system:reconcile | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 1d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999081026055 |
| 4d ago | system:extract | dhc_prn_read | {'prn': '1026080511813', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990810260551.pdf', 'from': "the filed notice's own text", 'gr |
| 4d ago | system:extract | efiling_copy_read | {'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990810260551.pdf', 'token': '9990810260551', 'doc_id': 'e9c1b4d4-0ac7-4af1-8760-abf5ac8fefdd', 'mortgagors': 1} |
| 4d ago | system:ingest | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 4d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999081026 |
| 7d ago | system:payments | hidden_payment_scan | {'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': 'c88a8e92-4886-4df5-9adf-1b04aab642d7', 'fetched': True} |
| 7d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 7d ago | system:extract | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'stefi index 2.pdf', 'doc_id': '4c0efe9e-1757-4550-bf98-7fa3ac5ae4a2', 'header_sro |
| 7d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['stefi index 2.pdf', 'Steffy Gard-1 (3).pdf', 'steffy san ltr.pdf', 'Steffi adhar (1).pdf', 'Micheal adhar (1).pdf', 'Steffi pan.pdf', 'michel pan.pdf'], 'after': {'addresses': |
| 7d ago | system:extract | address_compared | {'sig': '1c6e013d1c06854a', 'why': 'after gather', 'people': [{'home': 'Parijat Bun Flat No 22, Parijat Bun, Spine Road, Near Bindu Nursing Home Chinchwad Station Chinchwad, Chinchwadgaon, Pune City, Pune, 411033', 'pers |
| 7d ago | system:extract | challan_boxes_composed | {'fp': '686fe0c6ea08074a', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'PLOT NO 34 OSIAN LIFELANDS 1 OSI |
| 7d ago | system:ingest | pages_trimmed480 | {'of': 35, 'why': "a long paper's pages that carry the facts go to the reader; the rest (photos, annexures) do not", 'file': 'Steffy Gard-1 (3).pdf', 'kept': [1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12], 'doc_id': '21f3f0c3-5 |
| 7d ago | system:extract | property_self_check | {'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "The |
| 7d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'stefi index 2.pdf', 'changed': {}, 'village': 'कान्हे'} |
| 7d ago | system:extract | index2_people_checked | {'doc_id': '4c0efe9e-1757-4550-bf98-7fa3ac5ae4a2', 'differs': 1, 'matched': [{'score': 0.86, 'person': 'Steffi Michael Gard', 'pan_agrees': False}], 'not_on_case': 0} |
| 7d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 17.7, 'workers': 2} |
| 7d ago | system:extract | property_self_check | {'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "The |
| 7d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'stefi index 2.pdf', 'changed': {'flat_no': {'was': 'PLOT NO 34', 'index2': |
| 7d ago | system:extract | index2_people_checked | {'doc_id': '4c0efe9e-1757-4550-bf98-7fa3ac5ae4a2', 'differs': 1, 'matched': [{'score': 0.86, 'person': 'Steffi Michael Gard', 'pan_agrees': False}], 'not_on_case': 0} |
| 7d ago | system:extract | property_english_extracted | {'note': '', 'village': 'Kanhe', 'building': 'Ocean Life Land 1', 'specific_unit_found': True} |
| 7d ago | system:extract | index2_people_checked | {'doc_id': '4c0efe9e-1757-4550-bf98-7fa3ac5ae4a2', 'differs': 1, 'matched': [{'score': 0.86, 'person': 'Steffi Michael Gard', 'pan_agrees': False}], 'not_on_case': 0} |
| 7d ago | system:extract | index2_pan_differs | {'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '4c0efe9e-1757-4550-bf98-7fa3ac5ae4a |
| 7d ago | system:ingest | index2_input_received | {'file': 'stefi index 2.pdf'} |
| 7d ago | system:ingest | document_received | {'file': 'stefi index 2.pdf', 'doc_type': 'index2', 'confidence': 1.0} |
| 7d ago | system:ingest | document_received | {'file': 'image001.png', 'doc_type': 'other', 'confidence': 1.0} |
| 14d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:5f3f5d70-6f56-49ae-89f6-24575175d8c6', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'steffy san ltr.pdf', 'asked': True, 'found': True, 'w |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
Case diary the case’s history — what happened, newest day first
Papers
All 8 in hand
Nothing more to ask the branch for
Money
₹32,400 to come
No screenshot and no credit yet.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Needs your eyes: Mail bounced — the branch did not get it. Re-send. The work is done — our fee of ₹32,400 is still not in our account. Chase the branch for it.
Today · 13 Oct1 thing
The home address was read off the papers — by ezdocs:reader
Yesterday · 12 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260551.pdf
9 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260551.pdf
6 Oct19 things — 2 documents received · 17 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
index2 docno read
boxes gathered
address compared
challan boxes composed
pages trimmed480
property self check
property from index2
index2 people checked
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
stefi index 2.pdf
Received: other
image001.png
26 Sep2 things — 2 steps
mail read as shown
mail read as shown
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep7 things — 7 steps
The branch's title document is on the case — the filing is the NOI team's move
boxes gathered
challan boxes composed
kyc address read
property self check
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
property attrs split
5 Sep1 thing — 1 step
quoted history checked
4 Sep1 thing — 1 step
extra challan scanned
1 Sep18 things — 9 documents received · 2 letters written · 7 steps
bounce or auto reply
bounce or auto reply
Wrote the documents acknowledged mail — held, silent mode
kindly provide NOI chalan in case-STEFFI MICHAEL GARD -HOU/PM/0626/5138951
No fee quote sent — the branch's own figures were right
Property address read from the sanction letter
Received: Sanction letter
steffy san ltr.pdf
Received: Sale deed
Steffy Gard-1 (3).pdf
Received: Selfie
IMG-20260901-WA0004.jpg
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260901-WA0002.jpg
Two documents disagree on a PAN — needs a person
Received: PAN card
michel pan.pdf
Received: Selfie
IMG-20260901-WA0005.jpg
Received: PAN card
Steffi pan.pdf
Received: Aadhaar
Micheal adhar (1).pdf
Received: Aadhaar
Steffi adhar (1).pdf
name from subject
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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