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Vishal Kailas Badekar
LAN NHL/KNDW/0726/5176243Loan ₹53,58,000Property loanMails & papers 12 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
1 Oct, 12:45
Documents
Payment
done 1 Oct, 13:00
Challan
took 3h 04m · GRAS ↗
Filing
took 5d 22h · IGR e-filing ↗
E-filing copy
done 7 Oct, 14:35
Index II
took 1d
doneIndex II shared · the trail says: The challan has been generated and shared, but the branch has identified a significant overpayment. The team is waiting for the branch's instructions regarding…whole case so far 12d 11h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990710260427.pdf
7 Oct30 things — 1 document received · 1 letter written · 28 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990710260427.pdf
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
paper locate — by ezdocs:reader
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
file note490
mail against file490 — by ezdocs:reader
5 Oct16 things — 16 steps
file note490
mail against file490 — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
2 Oct2 things — 2 steps
case read — by ezdocs:reader
case read started — by ezdocs:reader
1 Oct98 things — 9 documents received · 4 letters written · 1 money step · 84 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: Challan
VISHAL KAILAS BADEKAR EchallanMH011243633202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check issues — by copilot
challan numbers from reading — by copilot
challan boxes not the papers words — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
property self check
money settled — by ezdocs:reader
property from index2
index2 people checked
index2 extra purchaser
property numbers completed
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
Sanction letter - 2026-10-01T153248.973.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot check issues — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
copilot check issues — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
NOI/ CHALAN-NHL/KNDW/0726/5176243 Applicant Name : VISHAL KAILAS BADEKAR
Not asked of the bank — what the reading stopped on means the same, or is not the property
case read — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
property from index2
index2 people checked
index2 extra purchaser
property numbers completed
documents read together
property self check
money settled — by ezdocs:reader
card name not read454
PAN found inside the KYC file — no need to ask for it
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03087
money settled — by ezdocs:reader
money not settled
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
applicant email captured
Property address read from the sanction letter
roles from letter
property from index2
index2 people checked
index2 extra purchaser
property english extracted
Co-applicant added
Property read from the Index II
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
mortgage date read
case read started — by ezdocs:reader
motd secured amount
Received: Sanction letter
Sanction letter - 2026-10-01T125038.685.pdf
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: MOTD
FORM A2.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
APP AND CO-APP KYC.pdf
Received: Selfie
IMG20260930185701.jpg
Received: Index II
SKM_226i26100112380.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20260930-WA0052.jpg
Received: Payment screenshot
IMG-20260930-WA0059.jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it1 open
This LAP case of PNB Housing Finance secures three separate flats (Flat 305, Flat 306, Flat 307) on the 3rd floor of Swami Sadan in Kadamwakwasti, Pune, under a single loan of Rs 53,58,000 (including Rs 1,70,000 insurance). A single challan of Rs 31,080 has already been paid covering the total loan.
○property — title deed held — the branch
?the papers disagree on Three properties secured on one loan (the sanction letter: FLAT NO 305, FLAT NO 306, and FLAT NO 307 are offered as sec; the MOTD: Flat No. 305, 306, 307 are mortgaged; our case boxes: only Flat 305 is recorded) — Verify if the sub-registrar office requires separate notices of intimation for each flat or if they can be filed together under one notice s
?the papers disagree on Co-applicant's name mismatch due to marriage (the PAN card: AMRUTA CHANDRAKANT AHIWALE; the sanction letter: AMRUTA VISHAL BADEKAR; the Aadhaar card: Amruta Vishal Badekar) — Type her name as per her PAN card 'AMRUTA CHANDRAKANT AHIWALE' for the e-filing mortgagor page and keep her married name as an alias/written
?the papers disagree on Different areas for different flats (Index II of Flat 305: 495 sq. ft.; Index II of Flat 306: 62 sq. m.; Index II of Flat 307: 665 sq. ft.) — Confirm if the SRO accepts the primary flat's area in the structured field.
?unsure of date_of_mortgage — The MOTD (FORM A2.pdf) has blank spaces for the day and month of execution in 2026, and no other paper prints the exact date of deposit of t
the branch's last mail (2026-10-07): The branch asks for the remaining amount.
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T07:31 UTC
Moneyall of it is in
₹32,900.16
Reached our account 30 Sep 18:56:31.
How we know
Our own bank told us — 30 Sep 18:56
₹69,371 · UTR 663938279931 · from JM-HDFCBN-S
“Successful! You have received Rs. 69371.00 via HDFC Bank SmartHub Vyapar from VISHAL KAI . RRN-663938279931 , Check: https://1.hdfc.bank.in/HDFCBK/s/EA0gNqEa”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%16,080
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for32,900.16
By law ₹32,894. We ask ₹32,900 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
305, 3rd, Swami Sadan, SURVEY, 25, Kadamwakwasti (Loni Kalbhor), 412201
read from the Index II · e-filing boxes 33 of 34 ready
Check the property →the boxes beside the paper
People
VISHAL KAILAS BADEKAR · applicantARQPB5459B
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