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⚠The PNB mailbox has used 146% of what Google lets it send in 24 hours (730 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03087

Vishal Kailas Badekar

PNB_HFLLAN NHL/KNDW/0726/5176243 Index II shared · done All documentsMails & papers 12
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
11 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓PAN cardopen
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside APP AND CO-APP KYC.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (11)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹32,900.16CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹69,371 receivedthe receipt's amount and minute agree
Stamp duty 0.3%16,080
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.16
Total we ask for32,900.16
the branch’s receipt claims ₹69,371 663938279931
paid 30 Sep 18:56:31 · verified 1 Oct 13:00:11 · 18 h 03 min later
How we know
Our own bank told us — 30 Sep 18:56
₹69,371 · UTR 663938279931 · from JM-HDFCBN-S
“Successful! You have received Rs. 69371.00 via HDFC Bank SmartHub Vyapar from VISHAL KAI. RRN-663938279931, Check: https://1.hdfc.bank.in/HDFCBK/s/EA0gNqEa”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹32,894. We ask ₹32,900 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 3 h 12 minour time · 1 Oct 15:58
Index II 61 h 16 minour time · 8 Oct 14:03
the NOI team 7 d 1 htotal 7 d 1 h
Complete.
Day by day — every step and who held it
1 Oct 12:45Your branch's mail
1 Oct 12:45Payment landedat once
1 Oct 12:59Papers read+14 min · the NOI team
1 Oct 12:59Property readat once
1 Oct 13:00Fee quotedat once
1 Oct 13:00Payment verifiedat once
1 Oct 13:00Ready for the challanat once
1 Oct 15:28Papers read+2 h 28 min · the NOI team
1 Oct 15:58Challan made+30 min · the NOI team
7 Oct 14:30Filed on IGR — e-filing shared+5 d 22 h · the NOI team
8 Oct 14:03Index II sent+23 h 33 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹53,58,000
Loan account no.
NHL/KNDW/0726/5176243
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE412201
… une, Loni Kalbhor KADAMWAK WASTI, Pune, MAHARASHTRA, India, 412201 412201
The Index II DIFFERS411028
… चौ फुट म्हणजेच 46.00 चौ मी ही मिळकत ((Survey Number: 25;)) 411028
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 412201). Read the papers once — if PIN 412201 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The challan has been generated and shared, but the branch has identified a significant overpayment. The team is waiting for the branch's instructions regarding the refund or further processing.
the history says the next move is with the branch — instructions on refund or further action
the branch last asked: Kindly share CHALAN &NOI
✓ loan papers sent — done, mail 1 (2026-10-01) “Loan sanction letter- ATTACHED -Index 2 - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant -ATTACHED - Form A2 with Photograph of ”
✓ fee paid — the branch's words — done, mail 1 (2026-10-01) “Challan Payment is done”
✓ challan made — done, mail 6 (2026-10-01) “PFA challan for your reference.”
✓ challan shared — done, mail 6 (2026-10-01) “PFA challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-01) “-Index 2 - ATTACHED”
read over 7 mail(s), last mail 2026-10-05 · read 10d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026073708985 · ₹300 · paid 07/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011243633202627E9990710260427 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
DS deepak.shelke1@phfl.com phfl.com
01 Oct, 12:45 · 14d ago THE FIRST MAIL — how this case began
NOI/ CHALAN-NHL/KNDW/0726/5176243 Applicant Name : VISHAL KAILAS BADEKAR

​Dear Team,

Kindly share CHALAN &NOI

Challan Payment is done

LOAN AMT₹53,58,000

Documents required for NOI Filing:

- Loan sanction letter- ATTACHED

-Index 2 - ATTACHED

- Aadhaar copy of the applicant ATTACHED

- PAN copy of the applicant-ATTACHED

- Form A2 with Photograph of applicant -ATTACHED

- Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED

- CASE TYPE- LAP
Thanks & Regards, Deepak Shelke Team Leader PNB Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks for the challan, the e-filing copy; says the fee is paid ✓; documents attached — “Kindly share CHALAN &NOI”
9 more mails in between — open
OL The NOI teamTYPED IN GMAIL
01 Oct, 14:31 · 14d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Thu, 1 Oct 2026 at 12:59, Deepak Shelke1 <deepak.shelke1@phfl.com> wrote: ​Dear Team, Kindly share CHALAN &NOI *Challan Payment is done* *LOAN AMT: 53,58,000/-* *Documents required for NOI Filing:* - Loan sanction letter*- ATTACHED* -Index 2 -* ATTACHED* - Aadhaar copy of the applicant* ATTACHED* - PAN copy of the applicant -*ATTACHED* - Form A2 with Photograph of applicant -*ATTACHED* - Payment details screenshot with Transaction I D & Date of payment mentioned.* – ATTACHED* *- CASE TYPE - LAP* Thanks & Regards, *Deepak Shelke* *Team Leader * *PNB Housing Finance Limited* 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo5YjdjOWEzNGNiYWVlZmE2ODU3YzRmODlmYzg2MDc2YTo3OmZjNDk6OGEzNTE3NmZiYmNmMTExN2M4Y2U2NjU4ZTU4ZDc4MWMzNGNjMzYxYWYzODkyMjhkNTY4MjdiOTVkZTNkNmZjZTpoOlQ6Rg> www.pnbhousing.com [image: cid:image001.jpg@01DA7D52.714B4700][image: cid:image002.jpg@01DA7D52.714B4700] *Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……*
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
01 Oct, 15:08 · 14d ago
Dear Team,
Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Thu, 1 Oct 2026 at 14:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 12:59, Deepak Shelke1 < deepak.shelke1@phfl.com > wrote: ​ Dear Team, Kindly share CHALAN & NOI Challan Payment is done LOAN AMT: 53,58,000/- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index 2 - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - LAP Thanks & Regards, Deepak Shelke Team Leader PNB Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: The NOI team sent a blank email.
OL The NOI teamTYPED IN GMAIL
01 Oct, 15:08 · 14d ago
Dear Team,

kindly confirm total loan amount for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 1 Oct 2026 at 14:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 12:59, Deepak Shelke1 < deepak.shelke1@phfl.com > wrote: ​ Dear Team, Kindly share CHALAN & NOI Challan Payment is done LOAN AMT: 53,58,000/- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index 2 - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - LAP Thanks & Regards, Deepak Shelke Team Leader PNB Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks the branch for the loan amount — “kindly confirm total loan amount for challan process.”
SP sangram.patil@phfl.com phfl.com
01 Oct, 15:33 · 14d ago

TOTAL LOAN AMT --53,58,000 /-

Customer nameVISHAL KAILAS BADEKAR
Loan account (LAN)NHL/KNDW/0726/5176243

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 10/01/26 15:09

To: Deepak Shelke1 (deepak.shelke1@phfl.com)

Cc: Sangram Dhanaji Patil (sangram.patil@phfl.com), Shivram Jadhav (shivram.jadhav@pnbhousing.com), Sharmila Balaji Pawar (sharmila.pawar@phfl.com), Guruprasad Dandane (guruprasad.dandane@pnbhousing.com)

Subject:Re: NOI/ CHA
ExerciseSecured by Check Point

Dear Team,

kindly confirm total loan amount for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 1 Oct 2026 at 14:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 12:59, Deepak Shelke1 < deepak.shelke1@phfl.com > wrote: ​ Dear Team, Kindly share CHALAN & NOI Challan Payment is done LOAN AMT: 53,58,000/- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index 2 - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACH
🤖 read: documents attached; note: kindly confirm total loan amount for challan process. — “TOTAL LOAN AMT --53,58,000 /-”
OL The NOI teamTYPED IN GMAIL
01 Oct, 16:01 · 14d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 1 Oct 2026 at 15:28, Sangram Dhanaji Patil < sangram.patil@phfl.com > wrote: TOTAL LOAN AMT --53,58,000 /- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/01/26 15:09 To: Deepak Shelke1 (deepak.shelke1@phfl.com) Cc: Sangram Dhanaji Patil (sangram.patil@phfl.com), Shivram Jadhav (shivram.jadhav@pnbhousing.com), Sharmila Balaji Pawar (sharmila.pawar@phfl.com), Guruprasad Dandane (guruprasad.dandane@pnbhousing.com) Subject: Re: NOI/ CHALAN-NHL/KNDW/0726/5176243 Applicant Name : VISHAL KAILAS BADEKAR Exercise Secured by Check Point Dear Team, kindly confirm total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 14:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 12:59, Deepak Shelke1 < deepak.shelke1@phfl.com > wrote: ​ Dear Team, Kindly share CHALAN & NOI Challan Payment is done LOAN AMT: 53,58,000/- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index 2 - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - LAP Thanks & Regards, Deepak Shelke Team Leader PNB Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared ✓ — “PFA challan for your reference.”
DS deepak.shelke1@phfl.com phfl.com
05 Oct, 10:23 · 10d ago
Dear Team,

Remaining Amount Refund.

Paid Amount 69,371/-

Challan Paid...31,080/-

Refund Amount ....38,291/-

Name Ashish Dubey 7769823468
Thanks & Regards, Deepak Shelke Team Leader pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
earlier mails quoted below
From: Deepak Shelke1 (deepak.shelke1@phfl.com) Date: 10/01/26 12:56 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: Sangram Dhanaji Patil (sangram.patil@phfl.com), Shivram Jadhav (shivram.jadhav@pnbhousing.com), Sharmila Balaji Pawar (sharmila.pawar@phfl.com), Guruprasad Dandane (guruprasad.dandane@pnbhousing.com) Subject: NOI/ CHALAN-NHL/KNDW/0726/5176243 Applicant Name : VISHAL KAILAS BADEKAR ​ Dear Team, Kindly share CHALAN & NOI Challan Payment is done LOAN AMT: 53,58,000/- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index 2 - ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - LAP Thanks & Regards, Deepak Shelke Team Leader PNB Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile No.9300823509 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: says the fee is paid ₹69,371 ✓; note: The branch states a refund is due for an overpayment. — “Paid Amount 69,371/-”
DS deepak.shelke1@phfl.com phfl.com
07 Oct, 13:00 · 8d ago
Dear Team,

Send Remaining amount

Customer nameVISHAL KAILAS BADEKAR
Loan account (LAN)NHL/KNDW/0726/5176243

From: Deepak Shelke1

Sent: Monday, 5 October 2026 10:34 am

To: THINKBIGZ NOI

Cc: Kashinath Gaikwad 1

Subject: Re: NOI/ CHA

🤖 read: asks for the fee / a quote — “Send Remaining amount”
OL The NOI teamTYPED IN GMAIL
07 Oct, 14:30 · 8d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Wed, 7 Oct 2026 at 13:01, Deepak Shelke <deepak.shelke1@phfl.com> wrote: Dear Team, Send Remaining amount ------------------------------ *From:* Deepak Shelke1 *Sent:* Monday, 5 October 2026 10:34 am *To:* THINKBIGZ NOI *Cc:* Kashinath Gaikwad 1 *Subject:* Re: NOI/ CHALAN-NHL/KNDW/0726/5176243 Applicant Name : VISHAL KAILAS BADEKAR
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL The NOI teamTYPED IN GMAIL
07 Oct, 16:04 · 8d ago
Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Wed, 7 Oct 2026 at 14:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 13:01, Deepak Shelke < deepak.shelke1@phfl.com > wrote: Dear Team, Send Remaining amount From: Deepak Shelke1 Sent: Monday, 5 October 2026 10:34 am To: THINKBIGZ NOI Cc: Kashinath Gaikwad 1 Subject: Re: NOI/ CHALAN-NHL/KNDW/0726/5176243 Applicant Name : VISHAL KAILAS BADEKAR
🤖 read: Regards.
OL The NOI teamTYPED IN GMAIL
07 Oct, 16:04 · 8d ago
Dear team

refund done

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 14:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 13:01, Deepak Shelke < deepak.shelke1@phfl.com > wrote: Dear Team, Send Remaining amount From: Deepak Shelke1 Sent: Monday, 5 October 2026 10:34 am To: THINKBIGZ NOI Cc: Kashinath Gaikwad 1 Subject: Re: NOI/ CHALAN-NHL/KNDW/0726/5176243 Applicant Name : VISHAL KAILAS BADEKAR
🤖 read: The NOI team is informing the bank that a refund has been processed.
OL The NOI teamTYPED IN GMAIL
08 Oct, 14:03 · 7d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 14:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 13:01, Deepak Shelke < deepak.shelke1@phfl.com > wrote: Dear Team, Send Remaining amount From: Deepak Shelke1 Sent: Monday, 5 October 2026 10:34 am To: THINKBIGZ NOI Cc: Kashinath Gaikwad 1 Subject: Re: NOI/ CHALAN-NHL/KNDW/0726/5176243 Applicant Name : VISHAL KAILAS BADEKAR
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260930-WA0059.jpg
filed 14d ago
Selfie / photo IMG-20260930-WA0052.jpg
filed 14d ago
Index IIthe branch sent this — an input SKM_226i26100112380.pdf
filed 14d ago
Selfie / photo+ Other inside IMG20260930185701.jpg
filed 14d ago
PAN card+ Aadhaar card inside APP AND CO-APP KYC.pdf
filed 14d ago
MOTD FORM A2.pdf
filed 14d ago
Sanction letter Sanction letter - 2026-10-01T125038.685.pdf
filed 14d ago
Sanction letter Sanction letter - 2026-10-01T153248.973.pdf
filed 14d ago
Paid challan (GRAS) VISHAL KAILAS BADEKAR EchallanMH011243633202627E.pdf
filed 14d ago
E-filing copy (token) eFilingDoc9990710260427.pdf
filed 8d ago
Index IIthe registered copy we filed IndexII9990710260427.pdf
filed 7d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹32,900.16
Where it stands
VERIFIED — money received
Screenshot claims
₹69,371 663938279931
Paid at
30 Sep 18:56:31
Verified on
1 Oct 13:00:11

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹16,080₹15,000₹320 ₹1,500₹32,900
By law ₹32,894. We ask ₹32,900 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →
Empty: Title deed held by the bank (Agreement to Sale / Sale Deed …)
5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number, Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (SKM_226i26100112380.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
गाव मौजे कदमवाकवस्ती (लोणी काळभोर) येथील स नं 25 यांसी नविन गट नं 255 हिस्सा नं 2 व 3 या मिळकतीमधील मंजूर ले आऊट मधील बिनशेती /अकृषिक प्लॉट नं 73 यांसी क्षेत्र 00 हे 3.24 आर या मिळकतीवर में समर्थ डेव्हलपर्स यांनी विकसीत केलेल्या स्वामी सदन या इमारतीमधील तिसऱ्या मजल्यावरील फ्लॅट नं - 305 यांसी एकूण क्षेत्रफळ 495 चौ फुट म्हणजेच 46.00 चौ मी ही मिळकत ( (Survey Number: 25;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter - 2026-10-01T125038.685.pdf
as printed
FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, NEAR PUNE DISTRICT BANK OFF. RAIKAR HOSPITAL ROAD, PUNE, LONI KALBHOR KADAMWAK WASTI, PUNE, MAHARASHTRA, INDIA, 412201
PIN
412201
the sanction letter
Sanction letter - 2026-10-01T153248.973.pdf
as printed
FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, NEAR PUNE DISTRICT BANK OFF. RAIKAR HOSPITAL ROAD, PUNE, LONI KALBHOR KADAMWAK WASTI, PUNE, MAHARASHTRA, INDIA, 412201 FLAT NO 306, SR NO 25, 3 RD FLOOR, NA PLOT NO 73 HISS NO 2 AND 3, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, NEW GAT NO 255, PUNE, NEAR PUNE DISTRICT BANK OFF. RAIKAR HOSPITAL ROAD, PUNE, LONI KALBHOR KADAMWAK WASTI, PUNE, MAHARASHTRA, INDIA, 412201 FLAT NO 307, SR NO 25, 3 RD FLOOR, PLOT NO 73 HISS NO 2 AND 3, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, NEW GAT NO 255, PUNE, NEAR PUNE DISTRICT BANK OFF. RAIKAR HOSPITAL ROAD, PUNE, LONI KALBHOR KADAMWAK WASTI, PUNE, MAHARASHTRA, INDIA, 412201
PIN
412201
the Index II
SKM_226i26100112380.pdf
the property
gaava mauje kadamavaakavasti (loni kaalabhora) yethila sa nan 25 yaansi navina gata nan 255 hissaa nan 2 va 3 yaa milakatimadhila manjura le aauta madhila binasheti /akrushika plota nan 73 yaansi kshetra 00 he 3.24 aara yaa milakativara men samartha devhalaparsa yaanni vikasita kelelyaa svaami sadana yaa imaaratimadhila tisaऱ्yaa majalyaavarila phlata nan - 305 yaansi ekuna kshetraphala 495 chau phuta mhanajecha 46.00 chau mi hi milakata ((SURVEY NUMBER: 25;))
PIN
411028
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 305 3 RD FLOOR SWAMI SADAN CHSL NA PLOT NO 73 SR NO 25 NEW GAT NO 255 HISSA NO 2 AND 3
Locality/Road
NEAR PUNE DISTRICT BANK OFF RAIKAR HOSPITAL ROAD LONI KALBHOR KADAMWAK WASTI
Area/City
PUNE
check or correct a box, the papers beside it →
the sanction letter also prints: 306, 307
the Index II also prints: 00, 24, 411028, 46, 495, /AKRUSHIKA, AARA, AAUTA, BINASHETI, CHAU, DEVHALAPARSA, EKUNA, GAAVA, GATA, HE
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorVISHAL KAILAS BADEKARARQPB5459B
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
acknowledgementdeepak.shelke1@phfl.com 14d ago
questions for the branch — what the papers leave opendeepak.shelke1@phfl.com 14d ago
What EzDocs read from each document — check anything marked in red
Selfie / photo IMG-20260930-WA0052.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG20260930185701.jpg needs your check
kind
live_selfie
legible
True
confidence
1
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}
Payment screenshot IMG-20260930-WA0059.jpg needs your check
utr
663938279931
date
2026-09-30
time
18:56
amount
69371
method
UPI
payee upi
2080@hdfcbank
payer upi
09-1@okaxis
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
VISHAL KAILAS BADEKAR
debit notification text
Payment of ’69,371 completed
raw reading (for Abhijit)
{'utr': '663938279931', 'date': '2026-09-30', 'time': '18:56', 'amount': 69371, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': '09-1@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'VISHAL KAILAS BADEKAR', 'debit_notification_text': 'Payment of ’69,371 completed'}
MOTD FORM A2.pdf needs your check
amount words
INR 53,58,000/- (Rupees Fifty Three Lakh Fifty Eight Thousand Only)
secured amount
5358000.0
raw reading (for Abhijit)
{'amount_words': 'INR 53,58,000/- (Rupees Fifty Three Lakh Fifty Eight Thousand Only)', 'secured_amount': 5358000.0}
Index II SKM_226i26100112380.pdf needs your check
kind
index2_input
extracted
pin: 411028; rows: {'r4_palika': 'पुणे इतर वर्णन:', 'r11_serial': '1666/2016', 'r14_remark': None, 'r4_locality': 'कदमवाकवस्ती (लोणी काळभोर)', 'r5_area_text': '495 चौ. फूट', 'r7_executants': [{'age': '58', 'pan': 'AEFPM7
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411028', 'rows': {'r4_palika': 'पुणे इतर वर्णन:', 'r11_serial': '1666/2016', 'r14_remark': None, 'r4_locality': 'कदमवाकवस्ती (लोणी काळभोर)', 'r5_area_text': '495 चौ. फूट', 'r7_executants': [{'age': '58', 'pan': 'AEFPM7726J', 'name': 'श्री हरिदास कृष्णा म्हस्के', 'address': 'रा स नं 19 गोंधळेनगर हडपसर पुणे, ०: आडाप्सार, MAHARASHTRA, PUNE, Non-Government, पिन कोड:-411028'}, {'age': '30', 'pan': None, 'name': 'मान्यता देणार मे समर्थ डेव्हलपर्स तर्फे भागीदार 1. श्री चंद्रकांत काशिनाथ घुले 2. विठ्ठल नामदेव भापकर 3. श्री विक्रम जगन्नाथ शेवाळे 4. श्री विश्वास विठ्ठल भापकर सर्वा तर्फे क.ज.चे. कु मु म्हणून रवी तुकाराम हतागळे', 'address': 'हडपसर पुणे, ०: आडाप्सार, MAHARASHTRA, PUNE, Non-Government. पिन कोड:-411028'}], 'r8_purchasers': [{'age': '25', 'pan': 'AXUPA4119P', 'name': 'अमृता चंद्रकांत अहीवळे', 'address': 'कामधेनु इस्टेट शिवनेरी बिल्डींग फ्लॅट नं बी 06 हडपसर पुणे, ०: आडाप्सार, MAHARASHTRA, PUNE, Non- Government. पिन कोड:- 411028'}], 'r12_stamp_duty': 78500, 'r3_market_value': 1265000, 'r1_document_type': 'अभिहस्तांतरणपत्र', 'r2_consideration': 1570000, 'r9_execution_date': '10/02/2016', 'r13_registration_fee': 15700, 'r10_registration_date': '11/02/2016'}, 'doc_no': '1666/2016', 'village': 'कदमवाकवस्ती', 'doc_kind': 'सूची क्र.2', 'doc_year': '2016', 'sro_name': 'सह दु.नि. हवेली 3', 'area_text': '495 चौ. फूट', 'mortgagee': 'अमृता चंद्रकांत अहीवळे', 'filing_fee': 15700, 'header_sro': 'सह दु.नि. हवेली 3', 'mortgagors': ['श्री हरिदास कृष्णा म्हस्के'], 'stamp_duty': 78500, 'filing_date': '2016-02-11', 'loan_amount': 1570000, 'token_number': '11/02/2016', 'property_text': 'गाव मौजे कदमवाकवस्ती (लोणी काळभोर) येथील स नं 25 यांसी नविन गट नं 255 हिस्सा नं 2 व 3 या मिळकतीमधील मंजूर ले आऊट मधील बिनशेती /अकृषिक प्लॉट नं 73 यांसी क्षेत्र 00 हे 3.24 आर या मिळकतीवर में समर्थ डेव्हलपर्स यांनी विकसीत केलेल्या स्वामी सदन या इमारतीमधील तिसऱ्या मजल्यावरील फ्लॅट नं - 305 यांसी एकूण क्षेत्रफळ 495 चौ फुट म्हणजेच 46.00 चौ मी ही मिळकत ( (Survey Number: 25;))', 'header_village': 'कदमवाकवस्ती', 'survey_numbers': ['25', '255', '73'], 'header_doc_number': '1666/2016'}}
PAN card APP AND CO-APP KYC.pdf needs your check
dob
1982-05-26
pan
ARQPB5459B
name
VISHAL KAILAS BADEKAR
legible
True
father name
KAILAS BABAN BADEKAR
raw reading (for Abhijit)
{'dob': '1982-05-26', 'pan': 'ARQPB5459B', 'name': 'VISHAL KAILAS BADEKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KAILAS BABAN BADEKAR', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Sanction letter - 2026-10-01T125038.685.pdf needs your check
lan
NHL/KNDW/0726/5176243
legible
True
purpose
Non Housing Loan, Business Purpose
borrowers
{'name': 'VISHAL KAILAS BADEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AMRUTA VISHAL BADEKAR', 'role': 'applicant', 'label': 'Applicant'}
confidence
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -1.15% = 12.00% per annum as on the date of execution of the loan agreement
linked refs
HOU/KNDW/0626/5117509
loan amount
5188000
rate spread
-1.15
final amount
5358000
interest rate
12
sanction date
29-Sep-2026
letter version
14
reference rate
13.15
applicant email
vkby2k24@gmail.com
applicant names
VISHAL KAILAS BADEKAR, AMRUTA VISHAL BADEKAR
printed altered
False
applicant mobile
9860654418
balance transfer
False
property address
pin: 412201; road: Raikar Hospital Road; state: MAHARASHTRA; taluka: Loni Kalbhor; Flat no: 306; district: Pune; Floor: 3 RD FLOOR; landmark: Near Pune District Bank Off.; Address: FLAT NO 306, SR NO 25, 3 RD FLO
insurance premium
170000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
5358000
security address verbatim
FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, Near Pune District Bank Off. Raikar Hospital Road, Pune, Loni Kalbhor K
applicant address verbatim
FLAT NO 306, SWAMI SADAN BLDG, SAMBHAJI NAGAR, KADAMWAK WASTI, LONI KALBHOR, ., Pune, MAHARASHTRA, 412201, India
raw reading (for Abhijit)
{'lan': 'NHL/KNDW/0726/5176243', 'legible': True, 'purpose': 'Non Housing Loan, Business Purpose', 'borrowers': [{'name': 'VISHAL KAILAS BADEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AMRUTA VISHAL BADEKAR', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -1.15% = 12.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': ['HOU/KNDW/0626/5117509'], 'loan_amount': 5188000, 'rate_spread': -1.15, 'final_amount': 5358000, 'interest_rate': 12, 'quality_issue': None, 'sanction_date': '29-Sep-2026', 'letter_version': '14', 'reference_rate': 13.15, 'applicant_email': 'vkby2k24@gmail.com', 'applicant_names': ['VISHAL KAILAS BADEKAR', 'AMRUTA VISHAL BADEKAR'], 'printed_altered': False, 'applicant_mobile': '9860654418', 'balance_transfer': False, 'property_address': {'pin': '412201', 'road': 'Raikar Hospital Road', 'state': 'MAHARASHTRA', 'taluka': 'Loni Kalbhor', 'flat_no': '306', 'district': 'Pune', 'floor_no': '3 RD FLOOR', 'landmark': 'Near Pune District Bank Off.', 'full_address': 'FLAT NO 306, SR NO 25, 3 RD FLOOR, NA PLOT NO 73 HISS NO 2 AND 3, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, NEW GAT NO 255, PUNE, Near Pune District Bank Off. Raikar Hospital Road, Pune, Loni Kalbhor KADAMWAK WASTI, Pune, MAHARASHTRA, India, 412201', 'village_city': 'Pune', 'building_name': 'SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED', 'survey_or_cts_no': 'SR NO 25, PLOT NO 73, HISS NO 2 AND 3, NEW GAT NO 255'}, 'insurance_premium': 170000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5358000, 'security_address_verbatim': 'FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, Near Pune District Bank Off. Raikar Hospital Road, Pune, Loni Kalbhor KADAMWAK WASTI, Pune, MAHARASHTRA, India, 412201 FLAT NO 306, SR NO 25, 3 RD FLOOR, NA PLOT NO 73 HISS NO 2 AND 3, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, NEW GAT NO 255, PUNE, Near Pune District Bank Off. Raikar Hospital Road
PAN card APP AND CO-APP KYC.pdf needs your check
dob
1982-05-26
pan
ARQPB5459B
legible
True
raw reading (for Abhijit)
{'dob': '1982-05-26', 'pan': 'ARQPB5459B', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Sanction letter - 2026-10-01T153248.973.pdf needs your check
lan
NHL/KNDW/0726/5176243
legible
True
purpose
Non Housing Loan, Business Purpose
borrowers
{'name': 'VISHAL KAILAS BADEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AMRUTA VISHAL BADEKAR', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -1.15% = 12.00% per annum as on the date of execution of the loan agreement
linked refs
HOU/KNDW/0626/5117509
loan amount
5188000.0
rate spread
-1.15
final amount
5358000.0
interest rate
12.0
sanction date
29-Sep-2026
letter version
14
reference rate
13.15
applicant email
vkby2k24@gmail.com
applicant names
VISHAL KAILAS BADEKAR, AMRUTA VISHAL BADEKAR
printed altered
False
applicant mobile
9860654418
balance transfer
False
property address
pin: 412201; road: Raikar Hospital Road; state: MAHARASHTRA; Flat no: 305; district: Pune; Floor: 3 RD FLOOR; landmark: Near Pune District Bank Off.; Address: FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW
insurance premium
170000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
5358000.0
security address verbatim
FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, Near Pune District Bank Off. Raikar Hospital Road, Pune, Loni Kalbhor K
applicant address verbatim
FLAT NO 306, SWAMI SADAN BLDG, SAMBHAJI NAGAR, KADAMWAK WASTI, LONI KALBHOR, ., Pune, MAHARASHTRA, 412201, India
raw reading (for Abhijit)
{'lan': 'NHL/KNDW/0726/5176243', 'legible': True, 'purpose': 'Non Housing Loan, Business Purpose', 'borrowers': [{'name': 'VISHAL KAILAS BADEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AMRUTA VISHAL BADEKAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -1.15% = 12.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': ['HOU/KNDW/0626/5117509'], 'loan_amount': 5188000.0, 'rate_spread': -1.15, 'final_amount': 5358000.0, 'interest_rate': 12.0, 'quality_issue': None, 'sanction_date': '29-Sep-2026', 'letter_version': '14', 'reference_rate': 13.15, 'applicant_email': 'vkby2k24@gmail.com', 'applicant_names': ['VISHAL KAILAS BADEKAR', 'AMRUTA VISHAL BADEKAR'], 'printed_altered': False, 'applicant_mobile': '9860654418', 'balance_transfer': False, 'property_address': {'pin': '412201', 'road': 'Raikar Hospital Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '305', 'district': 'Pune', 'floor_no': '3 RD FLOOR', 'landmark': 'Near Pune District Bank Off.', 'full_address': 'FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, Near Pune District Bank Off. Raikar Hospital Road, Pune, Loni Kalbhor KADAMWAK WASTI, Pune, MAHARASHTRA, India, 412201', 'village_city': 'Pune', 'building_name': 'SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED', 'survey_or_cts_no': 'SR NO 25, NA PLOT NO 73, NEW GAT NO 255, HISS NO 2 AND 3'}, 'insurance_premium': 170000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5358000.0, 'security_address_verbatim': 'FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, Near Pune District Bank Off. Raikar Hospital Road, Pune, Loni Kalbhor KADAMWAK WASTI, Pune, MAHARASHTRA, India, 412201 FLAT NO 306, SR NO 25, 3 RD FLOOR, NA PLOT NO 73 HISS NO 2 AND 3, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, NEW GAT NO 255, PUNE, Near Pune District Bank Off. Raikar Hospital Road,
Paid challan (GRAS) VISHAL KAILAS BADEKAR EchallanMH011243633202627E.pdf needs your check
grn
MH011243633202627E
pin
412201
total
31080.0
article
6(1)
defaced
False
bank cin
03006172026100101033
district
PUNE
area city
WASTI PUNE
payer pan
ARQXXXXXXB
flat block
FLAT NO 305, 306 AND 307, 3RD FLOOR, SWAMI SADAN DEKHBHAL CO OPERATIVE HOUSING SOCIETY LIMITED
payer name
VISHAL KAILAS BADEKAR
sro office
HAVELI 6 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5358000
scheme rows
{'amount': 16080.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4418
payment date
01/10/2026-15:58:46
road locality
PLOT NO 73, SR NO 25, HISSA NO 2 AND 3, NEW GAT NO 255, LONI KALBHOR KADAMWAK
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
5358000
raw reading (for Abhijit)
{'grn': 'MH011243633202627E', 'pin': '412201', 'total': 31080.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100101033', 'district': 'PUNE', 'area_city': 'WASTI PUNE', 'payer_pan': 'ARQXXXXXXB', 'flat_block': 'FLAT NO 305, 306 AND 307, 3RD FLOOR, SWAMI SADAN DEKHBHAL CO OPERATIVE HOUSING SOCIETY LIMITED', 'payer_name': 'VISHAL KAILAS BADEKAR', 'sro_office': 'HAVELI 6 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5358000', 'scheme_rows': [{'amount': 16080.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4418', 'payment_date': '01/10/2026-15:58:46', 'road_locality': 'PLOT NO 73, SR NO 25, HISSA NO 2 AND 3, NEW GAT NO 255, LONI KALBHOR KADAMWAK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '5358000'}
Sanction letter Sanction letter - 2026-10-01T125038.685.pdf needs your check
found
True
found in
10. Security
paper for
loan_ref: NHL/KNDW/0726/5176243; customer_name: VISHAL KAILAS BADEKAR
confidence
0.95
reading486
property
property address
pin: 412201; road: RAIKAR HOSPITAL ROAD; state: MAHARASHTRA; Flat no: FLAT NO 305; district: PUNE; Floor: 3 RD FLOOR; landmark: NEAR PUNE DISTRICT BANK OFF; Address: FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOO
security address verbatim
FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, Near Pune District Bank Off. Raikar Hospital Road, Pune, Loni Kalbhor K
raw reading (for Abhijit)
{'found': True, 'found_in': '10. Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/KNDW/0726/5176243', 'report_id': None, 'customer_name': 'VISHAL KAILAS BADEKAR'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '412201', 'road': 'RAIKAR HOSPITAL ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO 305', 'district': 'PUNE', 'floor_no': '3 RD FLOOR', 'landmark': 'NEAR PUNE DISTRICT BANK OFF', 'full_address': 'FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, Near Pune District Bank Off. Raikar Hospital Road, Pune, Loni Kalbhor KADAMWAK WASTI, Pune, MAHARASHTRA, India, 412201', 'village_city': 'LONI KALBHOR', 'building_name': 'SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED', 'survey_or_cts_no': 'NA PLOT NO 73, SR NO 25, NEW GAT NO 255, HISS NO 2 AND 3'}, 'security_address_verbatim': 'FLAT NO 305, NA PLOT NO 73 SR NO 25, 3 RD FLOOR, NEW GAT NO 255, SWAMI SADAN DEKHBHAL CO – OPERATIVE HOUSING SOCIETY LIMITED, HISS NO 2 AND 3, PUNE, Near Pune District Bank Off. Raikar Hospital Road, Pune, Loni Kalbhor KADAMWAK WASTI, Pune, MAHARASHTRA, India, 412201'}
E-filing copy (token) eFilingDoc9990710260427.pdf needs your check
sro
MVL
kind
efiling_copy
token
9990710260427
legible
True
property
road: PUNE; unit: 305; floor: 3; taluka: Haveli; numbers: [{'type': 'Survey Number', 'value': '25'}, {'type': 'GAT NUMBER', 'value': '255'}, {'type': 'PLOT NO', 'value': '73'}, {'type': 'HISSA NO', 'value': '2,3'}]; vill
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'ARQPB5459B', 'name': 'VISHAL KAILAS BADEKAR', 'address': 'Flat No:FLAT NO 306, Floor No:G, Building Name:SWAMI SADAN BLDG, Block Sector:SAMBHAJI NAGAR, KADAMWAK WASTI, Road:LONI KALBHOR, City:LONI KALBHOR, State
title deed
Transfer Deed : 1666/2016 SRO HAVELI 3
filing date
2026-10-07
loan amount
5358000.0
payment lines
{'ref': 'MH011243633202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 16074.0, 'ref_kind': 'GRN'}, {'ref': 'MH011243633202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 15000.0, 'ref_kind':
date of mortgage
2026-10-07
raw reading (for Abhijit)
{'sro': 'MVL', 'kind': 'efiling_copy', 'token': '9990710260427', 'legible': True, 'property': {'pin': None, 'road': 'PUNE', 'unit': '305', 'floor': '3', 'taluka': 'Haveli', 'numbers': [{'type': 'Survey Number', 'value': '25'}, {'type': 'GAT NUMBER', 'value': '255'}, {'type': 'PLOT NO', 'value': '73'}, {'type': 'HISSA NO', 'value': '2,3'}], 'village': 'Kadamavakavasti', 'building': 'SWAMI SADAN BLDG,SAMBHAJI NAGAR', 'district': 'Pune', 'area_text': 'Build: 495 Sq.ft.', 'local_body': None, 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'ARQPB5459B', 'name': 'VISHAL KAILAS BADEKAR', 'address': 'Flat No:FLAT NO 306, Floor No:G, Building Name:SWAMI SADAN BLDG, Block Sector:SAMBHAJI NAGAR, KADAMWAK WASTI, Road:LONI KALBHOR, City:LONI KALBHOR, State:MAHARASHTRA, District:PUNE, Pin:412201'}, {'pan': 'AXUPA4119P', 'name': 'AMRUTA CHANDRAKANT AHIWALE', 'address': 'Flat No:FLAT NO 306, Floor No:G, Building Name:SWAMI SADAN BLDG, Block Sector:SAMBHAJI NAGAR, KADAMWAK WASTI, Road:LONI KALBHOR, City:LONI KALBHOR, State:MAHARASHTRA, District:PUNE, Pin:412201'}], 'title_deed': 'Transfer Deed : 1666/2016 SRO HAVELI 3', 'filing_date': '2026-10-07', 'loan_amount': 5358000.0, 'payment_lines': [{'ref': 'MH011243633202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 16074.0, 'ref_kind': 'GRN'}, {'ref': 'MH011243633202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026073708985', 'head': 'Document Handling Charges', 'dated': '07/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-07'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 01 Oct, 14:31 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
7d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
7d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999071026042
8d agoEzDocsdhc_prn_read{'prn': '1026073708985', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990710260427.pdf', 'from': "the filed notice's own text", 'gr
8d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990710260427.pdf', 'token': '9990710260427', 'doc_id': '192d0820-7f55-4a0c-990c-2477f7faa330', 'mortgagors': 2}
8d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
8d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999071026
8d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '453346', 'lessons': []}
8d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '453351', 'lessons': []}
8d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '453362', 'lessons': [{'box': 'Attribute 2 number', 'words': 'Attribute 2 num
8d agoEzDocsdocument_reread{'now': ['sanction_letter'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'Sanction letter - 2026-10-01T125038.685.pdf', 'doc_id': '
8d agoEzDocspaper_read_beside_case{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
8d agoEzDocsreading_error456{'box': 'Building Name', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'Sanction letter - 2026-10-01T125038.685.pdf', 'ours': '
8d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
8d agoEzDocsform_checked489{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03087'}
8d agoANJUcopilot_edit{'n': 12, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
8d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': "The typed BlockSector 'SAMBHAJI NAGAR' is not found in the Index II or the case's propert
8d agoEzDocsform_checked489{'ok': True, 'page': 'property', 'paid': True, 'boxes': 19, 'issues': 0, 'case_no': 'NOI-2026-03087'}
8d agocopilotcopilot_pick{'why': "The provided options do not include 'Gram Panchayat'. The source text and case description clearly indicate 'Gram Panchayat' as the local body type, but the available options are only 'Corporation' an", 'field':
8d agocopilotcopilot_pick{'why': 'The source text clearly states "गाव मौजे कदमवाकवस्ती" which directly matches the option "Kadamavakavasti".', 'field': 'Village', 'value': '272500070311580000', 'method': 'ai', 'picked': 'Kadamavakavasti', 'wante
8d agoEzDocspaper_locate{'fp': 'fe2b7f5520610f01', 'box': [302, 125, 601, 862], 'why': 'The PAN card with PAN ARQPB5459B is found on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '39464a95-e615-43da-a0aa-c2244
8d agoANJUcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
8d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
8d agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-03087'}
8d agocopilotcopilot_pick{'why': "The source text mentions 'कदमवाकवस्ती' (Kadamwakwasti) and the option 'Kadam Wak Wasti' is a direct match. The case Village also confirms 'Kadamwakwasti'.", 'field': 'Post office', 'value': '303283', 'metho
8d agoANJUcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
8d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
8d agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-03087'}
8d agocopilotcopilot_pick{'why': "The source text mentions 'कदमवाकवस्ती' (Kadamwakwasti) and the option 'Kadam Wak Wasti' is a direct match. The case Village also confirms 'Kadamwakwasti'.", 'field': 'Post office', 'value': '303283', 'metho
8d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '453336', 'lessons': []}

Case diary the case’s history — what happened, newest day first

Papers
All 8 in hand
Nothing more to ask the branch for
Money
₹69,371 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
14:20
8 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:32
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:03
Received: Index II
IndexII9990710260427.pdf
14:03
7 Oct10 things — 1 document received · 1 letter written · 8 steps
EzDocs took 25 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:30
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
14:30
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:30
Received: E-filing copy
eFilingDoc9990710260427.pdf
14:30
A file was read again from the start — everything inside it now counts
14:17
A paper was read again — the team's value showed the first reading was wrong
14:16
ANJU pressed Save on the e-filing (property page) — what was changed is kept
14:14
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
14:10
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
14:10
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
14:10
5 Oct1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:36
2 Oct1 thing — 1 step
EzDocs read the whole file
00:45
1 Oct51 things — 9 documents received · 4 letters written · 4 money steps · 3 cautions · 31 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:07
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:02
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:02
Challan re-read against the case — matches exactly
16:02
The branch's title document is on the case — the filing is the NOI team's move
16:02
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
16:02
Received: Challan
VISHAL KAILAS BADEKAR EchallanMH011243633202627E.pdf
16:02
SANDEEP pressed Proceed on the challan — what was changed is kept
15:58
EzDocs found something to check before the form is saved
15:50
EzDocs took 52 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:49
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:37
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:31
An old draft withdrew itself — its asks were already answered
15:30
EzDocs read the whole file
15:30
The challan's address boxes were written from the papers
15:29
The loan amount was worked out from the papers
15:28
Property address read from the sanction letter
15:28
Received: Sanction letter
Sanction letter - 2026-10-01T153248.973.pdf
15:28
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:08
EzDocs found something to check before the form is saved
15:05
EzDocs found something to check before the form is saved
14:45
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:32
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
NOI/ CHALAN-NHL/KNDW/0726/5176243 Applicant Name : VISHAL KAILAS BADEKAR
13:01
Not asked of the bank — what the reading stopped on means the same, or is not the property
13:01
EzDocs read the whole file
13:01
The challan's address boxes were written from the papers
13:01
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:01
The loan amount was worked out from the papers
13:00
PAN found inside the KYC file — no need to ask for it
13:00
Everything for the challan is in — queued
Papers and money are in — the challan is next.
13:00
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03087
13:00
The loan amount was worked out from the papers
13:00
No fee quote sent — the branch's own figures were right
13:00
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
13:00
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
13:00
The payment proof already on the case was applied
13:00
Property address read from the sanction letter
13:00
Co-applicant added
12:59
Property read from the Index II
12:59
Index II (title document) received from the branch
12:59
Received: Sanction letter
Sanction letter - 2026-10-01T125038.685.pdf
12:59
Payment proof arrived before the case was quoted — held
12:59
Received: MOTD
FORM A2.pdf
12:59
Selfie checked — a live one
A real selfie — usable for the e-filing.
12:59
Received: PAN card
APP AND CO-APP KYC.pdf
12:59
Received: Selfie
IMG20260930185701.jpg
12:59
Received: Index II
SKM_226i26100112380.pdf
12:59
Selfie checked — a live one
A real selfie — usable for the e-filing.
12:59
Received: Selfie
IMG-20260930-WA0052.jpg
12:59
Received: Payment screenshot
IMG-20260930-WA0059.jpg
12:59
Case opened from the branch's mail
12:59
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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