⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Udaysingh Gulabsingh Kharwad
Mails & papers 9 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
3 Oct, 13:26
Documents
done 3 Oct, 13:27
Payment
took 53m
Challan
done 3 Oct, 14:20 · GRAS ↗
Filing
took 3d 21h · IGR e-filing ↗
E-filing copy
Index II
done 7 Oct, 12:05
doneIndex II shared · the trail says: The team has prepared and shared the challan with the branch. The team is waiting for the branch to pay the fee so the filing can proceed.whole case so far 10d 11h
Needs your eyes1
Property wing and name mismatch — sanction letter says FLAT NO. 704, 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F; registered Index II of purchase says Precious Ampar Wing D, Flat No. 704 on 7. See the papers →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
7 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990510260013.pdf
5 Oct72 things — 3 documents received · 2 letters written · 67 steps
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990510260013.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper set aside by note490 — by ezdocs:reader
paper not this case
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper set aside by note490 — by ezdocs:reader
paper not this case
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper set aside by note490 — by ezdocs:reader
paper not this case
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
documents read together
Received: other
image001.png
dhc prn looked
efiling copy read
The draft e-filing copy went to the bank — waiting for its approval
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
udaysingCapture.GIF
copilot check issues — by copilot
form checked489
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
3 Oct92 things — 16 documents received · 4 letters written · 72 steps
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
A file was read again from the start — everything inside it now counts
reading error456
desk documents backfill
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
UDAYSINGH G KHARWAD EchallanMH011306212202627E.pdf
copilot edit — by copilot:DARBAR
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
challan boxes not the papers words — by copilot
copilot check ok — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
challan boxes not the papers words — by copilot
copilot check ok — by copilot
challan boxes by rules
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
The home address was read off the papers — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893.
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
money settled — by ezdocs:reader
pages trimmed480
documents read together
case read started — by ezdocs:reader
Property address read from the sanction letter
roles from letter
Received: Sanction letter
SanctionLetter_1392893_29092026034158.pdf
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03116
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
property self check
property from index2
index2 people checked
documents read together
property self check
Received: other
image.png
Received: other
image.png
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
card name not read454
property from index2
index2 people checked
index2 pan differs
Received: other
image.png
Received: other
image.png
property english extracted
Received: other
image001.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Co-applicant added
Property read from the Index II
index2 people checked
index2 extra purchaser
index2 pan differs
Index II (title document) received from the branch
Received: Aadhaar
Dilip Aadhar F_compressed.pdf
Received: Aadhaar
Dilip Aadhar B_compressed.pdf
Received: PAN card
Uday singh PAN.pdf
Received: Aadhaar
Uday Aadhar Card.pdf
Received: Index II
F-704.pdf
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG_20260930_150214.jpg
Received: Selfie
IMG_20260930_150201.jpg
Received: Payment screenshot
IMG-20261003-WA0003.jpg
Received: PAN card
DILIP PAN.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 20 files
The file, as the engine remembers it9 open
Processed the NOI for Udaysingh Gulabsingh Kharwad. Found a critical wing and building name mismatch between the Sanction Letter (F Wing, Precious Empire) and the registered Index II (Wing D, Precious Ampar). A stop has been raised.
✗the paper on file is another customer's (image.png) — the branch — another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information. It is set
✗the paper on file is another customer's (image.png) — the branch — another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information.. Kindly s
✗the paper on file is another customer's (image.png) — the branch — another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information. It is set
○UDAYSINGH G KHARWAD — e-mail — the branch
○DILIP SINGH — mobile — the branch
○DILIP SINGH — e-mail — the branch
○DILIP SINGH — home building — the branch
○DILIP SINGH — home flat — the branch
✗the papers disagree on Property wing and name mismatch (the sanction letter: FLAT NO. 704, 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F; the registered Index II of pur: Precious Ampar Wing D, Flat No. 704 on 7th floor) — a person — Ask the branch to clarify whether the correct wing is Wing D (as registered) or F Wing, and provide a corrected sanction letter if necessary
the branch's last mail (2026-10-05): The branch gives an address and says to proceed with processing.
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T05:25 UTC
Moneyall of it is in
₹23,010.72
Reached our account 3 Oct 15:07:51.
How we know
Our own bank told us — 3 Oct 15:07
₹23,080 · UTR 627636471900 · from JM-HDFCBN-S
“Successful! You have received Rs. 23080.00 via HDFC Bank SmartHub Vyapar from SURABHI JE . RRN-627636471900 , Check: https://1.hdfc.bank.in/HDFCBK/s/AA2GYNxq”
Matched by: by UTR — the bank's reference is the one on the screenshot
The working
Stamp duty 0.3%8,060
Registration fee 0.5%13,430
Government handling320
Our service fee1,200
Total we ask for23,010.72
By law ₹23,000. We ask ₹23,010 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
704, 7th, Precious Ampar Wing D E F, F-Wing, SURVEY, 49, Pale, 421501
read from the Index II · e-filing boxes 42 of 46 ready
Check the property →the boxes beside the paper
People
UDAYSINGH G KHARWAD · applicantATAPK2488FDILIP SINGH · co-applicantTRLPS3585K
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