silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03116

Udaysingh Gulabsingh Kharwad

SAMMAANLAN 1392893 Index II shared · done Send the draft 2All documentsMails & papers 9
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (20)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹23,010.72CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹23,080 receivedfound by its UTR
Stamp duty 0.3%8,060
Registration fee 0.5%13,430
Government handling320
Our service fee1,200.72
Total we ask for23,010.72
the branch’s receipt claims ₹23,080 627636471900
paid 3 Oct 15:07:51 · verified 3 Oct 15:07:54 · 2 s later
How we know
Our own bank told us — 3 Oct 15:07
₹23,080 · UTR 627636471900 · from JM-HDFCBN-S
“Successful! You have received Rs. 23080.00 via HDFC Bank SmartHub Vyapar from SURABHI JE . RRN-627636471900 , Check: https://1.hdfc.bank.in/HDFCBK/s/AA2GYNxq”
Matched by: by UTR — the bank's reference is the one on the screenshot
By law ₹23,000. We ask ₹23,010 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹22,980 — accept as full (₹30.72 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 28 minour time · 3 Oct 14:15
Index II 26 h 34 minour time · 7 Oct 11:46
the NOI team 3 d 20 hthe branch 1 h 45 mintotal 3 d 22 h
Complete.
Day by day — every step and who held it
3 Oct 13:26Your branch's mail
3 Oct 13:26Fee quotedat once
3 Oct 13:26Papers readat once
3 Oct 13:26Property readat once
3 Oct 13:26Papers readat once
3 Oct 13:46Papers from your branch+20 min · the branch
3 Oct 13:46Papers readat once
3 Oct 14:15Challan made+28 min · the NOI team
3 Oct 15:07Payment landed+53 min · the branch
3 Oct 15:07Payment verifiedat once
5 Oct 10:20Filed on IGR — e-filing shared+1 d 19 h · the NOI team
5 Oct 10:53Papers from your branch+32 min · the branch
5 Oct 10:53Papers readat once
7 Oct 11:46Index II sent+2 d · the NOI team
Case facts
Bank
SAMMAAN
Loan amount
₹26,85,000
Loan account no.
1392893
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 2 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPProperty wing and name mismatch (the last reading of the file — the papers changed since)
The sanction letterFLAT NO. 704, 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F
The registered Index II of purchasePrecious Ampar Wing D, Flat No. 704 on 7th floor
प्रिसिअस ऍम्पअर विंग डी ई एफ मध्ये विंग डी मधील सदनिका क्र.७०४
Why it matters: The sanction letter places the flat in F Wing of Precious Empire, whereas the registered Index II of purchase places it in Wing D of Precious Ampar. A notice filed with a wrong wing or wrong building name is invisible to searches on the real property.
What to do: Ask the branch to clarify whether the correct wing is Wing D (as registered) or F Wing, and provide a corrected sanction letter if necessary.
NOTEThe name of person 1
The PAN cardUDAYSINGH G KHARWAD
The sanction letter DIFFERSMR. UDAYSINGH GULABSINGH KHARWAD
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has prepared and shared the challan with the branch. The team is waiting for the branch to pay the fee so the filing can proceed.
the trail says the next move is with the branch — the fee payment
✓ loan papers sent — done, mail 1 (2026-10-03) “FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893.”
✓ challan made — done, mail 4 (2026-10-03) “PFA challan for your reference..”
✓ challan shared — done, mail 4 (2026-10-03) “PFA challan for your reference..”
read over 7 mail(s), last mail 2026-10-05 · read 8d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 10d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026052001116 · ₹300 · paid 05/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011306212202627E9990510260013 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-03116
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: 1392893).

ApplicantUdaysingh Gulabsingh Kharwad
LAN1392893
Loan AmtRs. 26,85,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR

Your payment advice for Rs. 23,080 (UTR 627636471900) is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03116/d6c1bbe63071ca7a855b97e2

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Team
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.
DRAFT — written by the engine, not sent
RE: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893.
how it will look to the branch

Dear Team,

With reference to the captioned case (LAN: 1392893), the papers on file leave the following open, and we cannot make the challan until it is settled:

  • Property wing and name mismatch — the sanction letter says FLAT NO. 704, 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F; the registered Index II of purchase says Precious Ampar Wing D, Flat No. 704 on 7th floor. Kindly confirm which is right for this NOI.

Kindly confirm on this same email thread, and share the paper that settles each point where one exists. The NOI filing timeline (30 days from the date of mortgage) applies.

Regards,
NOI Team
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
LJ laxman.jadhav@sammaancapital.com sammaancapital.com
03 Oct, 13:26 · 10d ago
THE FIRST MAIL — how this case began
FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893.
Dear Team

Pls process

Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: Sanjay Kumar Maurya <sanjay.m11@sammaancapital.com> Sent: 3 October, 2026 1:22 PM To: Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com>; Ashish Ramesh Dhone <ashish.dhone@sammaancapital.com>; Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com> Cc: Vaibhhav Akash Ganngurde <gangurde.vaibhav@sammaancapital.com>; Abhay Tribhuvan <abhay.tribhuvan@sammaancapital.com> Subject: Kindly Process NOI – Udaysingh Gulabsingh Kharwad
🤖 read: documents attached
6 more mails in between — open
OL The NOI teamTYPED IN GMAIL
03 Oct, 13:42 · 10d ago
Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893.
Dear Team,

Pls share sanction letter for challan initiation,

earlier mails quoted below
On Sat, 3 Oct 2026 at 13:26, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com > Sent: 3 October, 2026 1:22 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com > Cc: Vaibhhav Akash Ganngurde < gangurde.vaibhav@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Please find attached documents and payment screenshot. CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Udaysingh Karwad LAN NO 1392893 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) HL Builder LOAN AMOUNT WITH INSURANCE 2685000 0.30% 8055 0.50% 13425 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 22980 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 9 Thanks and Regards Sanjay Maurya Location Head Sammaan Capital Ltd 1800-572-7777 | 8539943333 homeloans@sammaancapital.com https://www.sammaancapital.com/
🤖 read: asks the branch for documents — “Pls share sanction letter for challan initiation,”
LJ laxman.jadhav@sammaancapital.com sammaancapital.com
03 Oct, 13:46 · 10d ago

PFA

Thanks & Regards

Laxman Jadhav | ACH - Sap Id : 195153

102/103/104, 1st Floor Vardhaman Industrial Complex

LBS Road Gokul Nagar Next to United Hotel Thane West 400601

M:8169068383
From:SAMMAAN NOI EZDOCS <sammaancapital@ezdocs.co.in>
Sent:3 October, 2026 1:43 PM
To:Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com>

Cc: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Ashish Ramesh Dhone <ashish.dhone@sammaancapital.com>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com>; Sanjay Kumar

Maurya <sanjay.m11@sammaancapital.com>; Abhay Tribhuvan <abhay.tribhuvan@sammaancapital.com>

Subject:Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893.

Dear Team, Pls share sanction letter for challan initiation,

earlier mails quoted below
On Sat, 3 Oct 2026 at 13: 26, Laxman Pralhad Jadhav <laxman. jadhav@ sammaancapital. com> wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13:26, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com > Sent: 3 October, 2026 1:22 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com > Cc: Vaibhhav Akash Ganngurde < gangurde.vaibhav@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Please find attached documents and payment screenshot. CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Udaysingh Karwad LAN NO 1392893 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) HL Builder LOAN AMOUNT WITH INSURANCE 2685000 0.30% 8055 0.50% 13425 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 22980 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 9 Thanks and Regards Sanjay Maurya Location Head Sammaan Capital Ltd 1800-572-7777 | 8539943333 homeloans@sammaancapital.com https://www.sammaancapital.com/
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
03 Oct, 14:16 · 10d ago

Team,

PFA challan for your reference..

earlier mails quoted below
On Sat, 3 Oct 2026 at 13:46, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: PFA Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > Sent: 3 October, 2026 1:43 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > Cc: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13: 26, Laxman Pralhad Jadhav <laxman. jadhav@ sammaancapital. com> wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13:26, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com > Sent: 3 October, 2026 1:22 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com > Cc: Vaibhhav Akash Ganngurde < gangurde.vaibhav@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Please find attached documents and payment screenshot. CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Udaysingh Karwad LAN NO 1392893 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) HL Builder LOAN AMOUNT WITH INSURANCE 2685000 0.30% 8055 0.50% 13425 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 22980 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 9 Thanks and Regards Sanjay Maurya Location Head Sammaan Capital Ltd 1800-572-7777 | 8539943333 homeloans@sammaancapital.com https://www.sammaancapital.com/
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
03 Oct, 14:16 · 10d ago

Team,

PFA challan for your reference..

earlier mails quoted below
On Sat, 3 Oct 2026 at 13:46, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: PFA Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > Sent: 3 October, 2026 1:43 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > Cc: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13: 26, Laxman Pralhad Jadhav <laxman. jadhav@ sammaancapital. com> wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13:26, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com > Sent: 3 October, 2026 1:22 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com > Cc: Vaibhhav Akash Ganngurde < gangurde.vaibhav@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Please find attached documents and payment screenshot. CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Udaysingh Karwad LAN NO 1392893 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) HL Builder LOAN AMOUNT WITH INSURANCE 2685000 0.30% 8055 0.50% 13425 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 22980 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 9 Thanks and Regards Sanjay Maurya Location Head Sammaan Capital Ltd 1800-572-7777 | 8539943333 homeloans@sammaancapital.com https://www.sammaancapital.com/
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
05 Oct, 10:20 · 8d ago

Team,

PFA SNIP FOR APPROVAL,

On Sat, 3 Oct 2026 at 14:16, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:

Team,

PFA challan for your reference..

On Sat, 3 Oct 2026 at 13:46, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote:

PFA

Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > Sent: 3 October, 2026 1:43 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > Cc: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.co
🤖 read: draft e-filing shared for approval ✓; asks the branch for approval of the draft — “PFA SNIP FOR APPROVAL,”
AD ashish.dhone@sammaancapital.com sammaancapital.com
05 Oct, 10:53 · 8d ago
Dear Team,

Ok to further process.

Ashish RameshDhone, BCH, 232205,

102/103/104, 1 st floor, Vardhaman,

Industrial Complex , L.B.S. Marg,

Gokul Nagar, Next to United Hotel,

Thane West, 400601,

8080141424.

From:SAMMAAN NOI EZDOCS <sammaancapital@ezdocs.co.in>
Sent:05 October 2026 10:21
To:Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com>

Cc: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Ashish Ramesh Dhone <ashish.dhone@sammaancapital.com>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com>; Sanjay Kumar

Maurya <sanjay.m11@sammaancapital.com>; Abhay Tribhuvan <abhay.tribhuvan@sammaancapital.com>

Subject:Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893.

Team, PFA SNIP FOR APPROVAL,

earlier mails quoted below
On Sat, 3 Oct 2026 at 14: 16, SAMMAAN NOI EZDOCS <sammaancapital@ ezdocs. co. in> wrote: Team, PFA challan for your reference. . On Sat, 3 Oct 2026 at 13: 46, Laxman Pralhad Jadhav <laxman. jadhav@ sammaancapital. com> Team, PFA SNIP FOR APPROVAL, On Sat, 3 Oct 2026 at 14:16, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote: Team, PFA challan for your reference.. On Sat, 3 Oct 2026 at 13:46, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: PFA Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > Sent: 3 October, 2026 1:43 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > Cc: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13: 26, Laxman Pralhad Jadhav <laxman. jadhav@ sammaancapital. com> wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13:26, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com > Sent: 3 October, 2026 1:22 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com > Cc: Vaibhhav Akash Ganngurde < gangurde.vaibhav@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Please find attached documents and payment screenshot. CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Udaysingh Karwad LAN NO 1392893 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) HL Builder LOAN AMOUNT WITH INSURANCE 2685000 0.30% 8055 0.50% 13425 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 22980 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 9 Thanks and Regards Sanjay Maurya Location Head Sammaan Capital Ltd 1800-572-7777 | 8539943333 homeloans@sammaancapital.com https://www.sammaancapital.com/
🤖 read: The branch gives an address and says to proceed with processing.
OL The NOI teamTYPED IN GMAIL
05 Oct, 11:55 · 8d ago

TEAM,

PFA: Downloaded e-filing for your reference..

earlier mails quoted below
On Mon, 5 Oct 2026 at 10:53, Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com > wrote: Dear Team, Ok to further process. Ashish Ramesh Dhone, BCH, 232205, 102/103/104, 1 st floor, Vardhaman, Industrial Complex , L.B.S. Marg, Gokul Nagar, Next to United Hotel, Thane West, 400601, 8080141424. From: SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > Sent: 05 October 2026 10:21 To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > Cc: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Team, PFA SNIP FOR APPROVAL, On Sat, 3 Oct 2026 at 14: 16, SAMMAAN NOI EZDOCS <sammaancapital@ ezdocs. co. in> wrote: Team, PFA challan for your reference. . On Sat, 3 Oct 2026 at 13: 46, Laxman Pralhad Jadhav <laxman. jadhav@ sammaancapital. com> Team, PFA SNIP FOR APPROVAL, On Sat, 3 Oct 2026 at 14:16, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote: Team, PFA challan for your reference.. On Sat, 3 Oct 2026 at 13:46, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: PFA Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > Sent: 3 October, 2026 1:43 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > Cc: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13: 26, Laxman Pralhad Jadhav <laxman. jadhav@ sammaancapital. com> wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13:26, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com > Sent: 3 October, 2026 1:22 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com > Cc: Vaibhhav Akash Ganngurde < gangurde.vaibhav@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Please find attached documents and payment screenshot. CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Udaysingh Karwad LAN NO 1392893 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) HL Builder LOAN AMOUNT WITH INSURANCE 2685000 0.30% 8055 0.50% 13425 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 22980 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 9 Thanks and Regards Sanjay Maurya Location Head Sammaan Capital Ltd 1800-572-7777 | 8539943333 homeloans@sammaancapital.com https://www.sammaancapital.com/
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
07 Oct, 11:46 · 6d ago
Dear Team,

PFA index 2 copy for case closure..

earlier mails quoted below
On Mon, 5 Oct 2026 at 11:55, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote: TEAM, PFA: Downloaded e-filing for your reference.. On Mon, 5 Oct 2026 at 10:53, Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com > wrote: Dear Team, Ok to further process. Ashish Ramesh Dhone, BCH, 232205, 102/103/104, 1 st floor, Vardhaman, Industrial Complex , L.B.S. Marg, Gokul Nagar, Next to United Hotel, Thane West, 400601, 8080141424. From: SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > Sent: 05 October 2026 10:21 To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > Cc: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Team, PFA SNIP FOR APPROVAL, On Sat, 3 Oct 2026 at 14: 16, SAMMAAN NOI EZDOCS <sammaancapital@ ezdocs. co. in> wrote: Team, PFA challan for your reference. . On Sat, 3 Oct 2026 at 13: 46, Laxman Pralhad Jadhav <laxman. jadhav@ sammaancapital. com> Team, PFA SNIP FOR APPROVAL, On Sat, 3 Oct 2026 at 14:16, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote: Team, PFA challan for your reference.. On Sat, 3 Oct 2026 at 13:46, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: PFA Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > Sent: 3 October, 2026 1:43 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > Cc: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Re: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13: 26, Laxman Pralhad Jadhav <laxman. jadhav@ sammaancapital. com> wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 Dear Team, Pls share sanction letter for challan initiation, On Sat, 3 Oct 2026 at 13:26, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: Dear Team Pls process Thanks & Regards Laxman Jadhav | ACH - Sap Id : 195153 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 M: 8169068383 From: Sanjay Kumar Maurya < sanjay.m11@sammaancapital.com > Sent: 3 October, 2026 1:22 PM To: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com > Cc: Vaibhhav Akash Ganngurde < gangurde.vaibhav@sammaancapital.com >; Abhay Tribhuvan < abhay.tribhuvan@sammaancapital.com > Subject: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893. Dear Team, Please find attached documents and payment screenshot. CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Udaysingh Karwad LAN NO 1392893 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) HL Builder LOAN AMOUNT WITH INSURANCE 2685000 0.30% 8055 0.50% 13425 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 22980 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 9 Thanks and Regards Sanjay Maurya Location Head Sammaan Capital Ltd 1800-572-7777 | 8539943333 homeloans@sammaancapital.com https://www.sammaancapital.com/
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
PAN card DILIP PAN.jpg
filed 10d ago
Payment screenshot IMG-20261003-WA0003.jpg
filed 10d ago
Selfie / photo IMG_20260930_150201.jpg
filed 10d ago
Selfie / photo IMG_20260930_150214.jpg
filed 10d ago
Index IIthe branch sent this — an input F-704.pdf
filed 10d ago
Aadhaar card Uday Aadhar Card.pdf
filed 10d ago
PAN card Uday singh PAN.pdf
filed 10d ago
Aadhaar card Dilip Aadhar B_compressed.pdf
filed 10d ago
Aadhaar card Dilip Aadhar F_compressed.pdf
filed 10d ago
Other image001.jpg
filed 10d ago
Other image.png
filed 10d ago
Other image.png
filed 10d ago
Other image.png
filed 10d ago
Other image.png
filed 10d ago
Sanction letter SanctionLetter_1392893_29092026034158.pdf
filed 10d ago
Paid challan (GRAS) UDAYSINGH G KHARWAD EchallanMH011306212202627E.pdf
filed 10d ago
E-filing copy (token)+ Selfie / photo inside udaysingCapture.GIF
filed 8d ago
Other image001.png
filed 8d ago
E-filing copy (token) eFilingDoc9990510260013.pdf
filed 8d ago
Index IIthe registered copy we filed IndexII9990510260013.pdf
filed 6d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹23,010.72
Where it stands
VERIFIED — money received
Screenshot claims
₹23,080 627636471900
Paid at
3 Oct 15:07:51
Verified on
3 Oct 15:07:54

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹8,060₹13,430₹320 ₹1,200₹23,010
By law ₹23,000. We ask ₹23,010 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

42 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, E-mail (person 1), Mobile (person 2), E-mail (person 2)
11 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number, Floor (person 1), Building (person 2), Floor (person 2), Flat / house no (person 2), Road (person 2), Area / sector (person 2), PIN (person 2) …
✓ EzDocs checked every box against the document’s own words 10d ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (F-704.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
मौजे-पाले, ता. अंबरनाथ, जि. ठाणे. येथील सर्व्हे नं.49, हिस्सा नं. 12/1, यावरील प्रिसिअस ऍम्पअर विंग डी ई एफ, मध्ये एफ-विंग, या इमारती मधील सातवे मजल्या वरील निवासी सदनिका नं. 704, क्षेत्रफळ 49.96 चौ. मिटर कार्पेट (रेरा प्रोजेक्ट) ((Survey Number: सर्व्हे नं. 49, हिस्सा नं. 12/1,;)) स्थानिक स्वराज्य संस्थाः अंबरनाथ
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
SanctionLetter_1392893_29092026034158.pdf
as printed
FLAT NO. 704, 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F PIPELINE ROAD, VILLAGE PALE AMBERNATH EAST THANE MAHARASHTRA 421501
PIN
421501
the Index II
F-704.pdf
the property
mauje-paale, taa. ambaranaatha, ji. thaane. yethila sarvhe nan.49, hissaa nan. 12/1, yaavarila prisiasa ampaara vinga di i epha, madhye epha-vinga, yaa imaarati madhila saatave majalyaa varila nivaasi sadanikaa nan. 704, kshetraphala 49.96 chau. mitara kaarpeta (reraa projekta) ((SURVEY NUMBER: sarvhe nan. 49, hissaa nan. 12/1,;)) sthaanika svaraajya sansthaah ambaranaatha
PIN
421501
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 704 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F SURVEY NO 49 HISSA NO 12/1
Locality/Road
PIPELINE ROAD VILLAGE PALE TAL AMBERNATH EAST
Area/City
THANE
check or correct a box, the papers beside it →
the Index II also prints: 12/1, 49, 96, AMBARANAATHA, AMPAARA, CHAU, DI, EPHA, HISSAA, IMAARATI, JI, KAARPETA, KSHETRAPHALA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorUDAYSINGH G KHARWADATAPK2488F…9230
co_mortgagorDILIP SINGHTRLPS3585K…6602

All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedlaxman.jadhav@sammaancapital.com 10d ago
questions for the branch — what the papers leave openlaxman.jadhav@sammaancapital.com 10d ago
What the engine read from each document — check anything marked in red
Selfie / photo IMG_20260930_150201.jpg needs your check
kind
live_selfie
legible
True
confidence
1
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG_20260930_150214.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Payment screenshot IMG-20261003-WA0003.jpg needs your check
utr
627636471900
date
2026-10-03
time
12:53
amount
23080
method
UPI
payee upi
0123@hdfcbank
payer upi
98-1@okicici
payee name
EZDOCS
payer name
SURABHI JEWELLERS (SVC Co-operative Bank Ltd)
debit notification text
Payment of ‘23,080 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account
raw reading (for Abhijit)
{'utr': '627636471900', 'date': '2026-10-03', 'time': '12:53', 'amount': 23080, 'method': 'UPI', 'payee_upi': '0123@hdfcbank', 'payer_upi': '98-1@okicici', 'payee_name': 'EZDOCS', 'payer_name': 'SURABHI JEWELLERS (SVC Co-operative Bank Ltd)', 'debit_notification_text': "Payment of ‘23,080 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}
PAN card DILIP PAN.jpg needs your check
dob
2004-08-21
pan
TRLPS3585K
name
DILIP SINGH
legible
True
father name
UDAY SINGH
raw reading (for Abhijit)
{'dob': '2004-08-21', 'pan': 'TRLPS3585K', 'name': 'DILIP SINGH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'UDAY SINGH', 'aadhaar_last4': None, 'quality_issue': None}
Index II F-704.pdf needs your check
kind
index2_input
extracted
pin: 421501; rows: {'r4_palika': 'अंबरनाथ (नगर परिषद)', 'r11_serial': 'उहन3-15542-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> ii() within the limits of any Municipal Co
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '421501', 'rows': {'r4_palika': 'अंबरनाथ (नगर परिषद)', 'r11_serial': 'उहन3-15542-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> ii() within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'अंबरनाथ', 'r5_area_text': '1) 49.96 चौ. मीटर', 'r7_executants': [{'age': '31', 'pan': 'AAYXXXXX9M', 'name': 'मेसर्स आरकेआर रिअअल्टीचे भागीदारी संस्थे तर्फे भागीदार रोहित विजय धामेजा यांच्या वतीने क. ज. करिता कु. मु. म्हणून अमित जयवंत जाधव', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः, रोड नंः सव्र्व्हे नं. 49/12, पाईपलाईन रोड, पाले गाव, अंबरनाथ पूर्व, ता.अंबरनाथ, जि.ठाणे., महाराष्ट्र, ठाणे. पिन:- 421501'}], 'r8_purchasers': [{'age': '49', 'pan': 'ATAXXXXX8F', 'name': 'उदयसिंह जी खरवड', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः, रोड नंः वैर, पडसाळी, परसली, पोस्ट पडासली, जिल्हा राजसमंद, राजस्थान, राजस्थान, राज़्सांआण्ड. पिन:- 313334'}, {'age': '22', 'pan': 'TRLXXXXX5K', 'name': 'दिलीप सिंह', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः 0, ब्लॉक नंः 0, रोड नंः वैर, पडसाळी, परसली, पोस्ट पडासली, जिल्हां राजसमंद, राजस्थान, राजस्थान, राज़्सांआण्ड. पिन:- 313334'}], 'r12_stamp_duty': 194600, 'r3_market_value': 2354500, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - करारनामा', 'r2_consideration': 3242991, 'r9_execution_date': '27-08-2026', 'r13_registration_fee': 30000, 'r10_registration_date': '27-08-2026'}, 'doc_no': 'ULH3-15542-2026', 'village': 'पाले', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'उल्हासनगर-३', 'area_text': '49.96 चौ. मीटर', 'mortgagee': 'उदयसिंह जी खरवड', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. उल्हासनगर 3', 'mortgagors': ['मेसर्स आरकेआर रिअल्टीचे भागीदारी संस्थे तर्फे भागीदार रोहित विजय धामेजा यांच्या वतीने क. ज. करिता कु. मु. म्हणून अमित जयवंत जाधव'], 'stamp_duty': 194600, 'filing_date': '2026-08-27&
PAN card Uday singh PAN.pdf needs your check
dob
1977-01-03
pan
ATAPK2488F
name
UDAYSINGH G KHARWAD
legible
True
father name
GULABSINGH KHIMSINGH KHARWAD
raw reading (for Abhijit)
{'dob': '1977-01-03', 'pan': 'ATAPK2488F', 'name': 'UDAYSINGH G KHARWAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GULABSINGH KHIMSINGH KHARWAD', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Dilip Aadhar F_compressed.pdf needs your check
dob
2004-08-21
name
Dilip Singh
legible
True
aadhaar last4
6602
raw reading (for Abhijit)
{'dob': '2004-08-21', 'pan': None, 'name': 'Dilip Singh', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '6602', 'quality_issue': None}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Aadhaar card Dilip Aadhar B_compressed.pdf needs your check
address
pin: 313334; area: vaer.padasali; state: Rajasthan; district: Rajsamand; post_office: Padasali; village_city: Parasli
legible
True
father name
Uday Singh
aadhaar last4
6602
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '313334', 'area': 'vaer.padasali', 'flat': None, 'road': None, 'floor': None, 'state': 'Rajasthan', 'building': None, 'district': 'Rajsamand', 'post_office': 'Padasali', 'village_city': 'Parasli'}, 'legible': True, 'father_name': 'Uday Singh', 'aadhaar_last4': '6602', 'quality_issue': None}
Aadhaar card Uday Aadhar Card.pdf needs your check
name
Udaysingh Gulabsingh Kharwad
address
pin: 401105; area: Behind Mayurpankh; flat: A-2; road: Talav Road; state: Maharashtra; building: Tulsi Puja; district: Thane; village_city: Bhayander East
legible
True
aadhaar last4
9230
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Udaysingh Gulabsingh Kharwad', 'mobile': None, 'address': {'pin': '401105', 'area': 'Behind Mayurpankh', 'flat': 'A-2', 'road': 'Talav Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Tulsi Puja', 'district': 'Thane', 'post_office': None, 'village_city': 'Bhayander East'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9230', 'quality_issue': None}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Other image.png needs your check
not this case
True
quality issue
another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.. Kindly share this case's own other
payments inside
payments: []
raw reading (for Abhijit)
{'not_this_case': True, 'quality_issue': "another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.. Kindly share this case's own other", 'payments_inside': {'payments': []}}
Sanction letter SanctionLetter_1392893_29092026034158.pdf needs your check
lan
1392893
legible
True
purpose
PURCHASE OF PROPERTY - RESIDENTIAL
borrowers
{'name': 'MR. UDAYSINGH GULABSINGH KHARWAD', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'DILIP SINGH', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant'}
loan type
HOME LOAN
confidence
1.0
rate words
10.90% Per annum RCLR (Retail Commercial Lending Rate) -3.7% Margin Current RCLR-14.6%
rate spread
-3.7
final amount
2685000.0
interest rate
10.9
sanction date
29-SEP-2026
reference rate
14.6
applicant names
MR. UDAYSINGH GULABSINGH KHARWAD, DILIP SINGH
printed altered
False
applicant mobile
9930275636
balance transfer
False
property address
pin: 421501; road: PIPELINE ROAD; state: MAHARASHTRA; taluka: AMBERNATH EAST; flat_no: 704; district: THANE; floor_no: 7TH; full_address: FLAT NO. 704, 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F PIPELINE ROAD, VILLAG
insurance premium
85000.0
final amount label
Sanction Amount with Insurance Premium* (Rs.)
includes insurance
True
security address verbatim
FLAT NO. 704, 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F PIPELINE ROAD, VILLAGE PALE AMBERNATH EAST THANE MAHARASHTRA 421501
applicant address verbatim
FLAT NO 504 A WING, PRAKRUTI SPARSH, PALEGAON AMBERNATH THANE 421501 MAHARASHTRA INDIA
raw reading (for Abhijit)
{'lan': '1392893', 'legible': True, 'purpose': 'PURCHASE OF PROPERTY - RESIDENTIAL', 'borrowers': [{'name': 'MR. UDAYSINGH GULABSINGH KHARWAD', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'DILIP SINGH', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant'}], 'loan_type': 'HOME LOAN', 'confidence': 1.0, 'rate_words': '10.90% Per annum\nRCLR (Retail Commercial Lending Rate) -3.7% Margin Current RCLR-14.6%', 'handwritten': [], 'linked_refs': [], 'loan_amount': None, 'rate_spread': -3.7, 'final_amount': 2685000.0, 'interest_rate': 10.9, 'quality_issue': None, 'sanction_date': '29-SEP-2026', 'letter_version': None, 'reference_rate': 14.6, 'applicant_email': None, 'applicant_names': ['MR. UDAYSINGH GULABSINGH KHARWAD', 'DILIP SINGH'], 'printed_altered': False, 'applicant_mobile': '9930275636', 'balance_transfer': False, 'property_address': {'pin': '421501', 'road': 'PIPELINE ROAD', 'state': 'MAHARASHTRA', 'taluka': 'AMBERNATH EAST', 'flat_no': '704', 'district': 'THANE', 'floor_no': '7TH', 'landmark': None, 'full_address': 'FLAT NO. 704, 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F PIPELINE ROAD, VILLAGE PALE AMBERNATH EAST THANE MAHARASHTRA 421501', 'village_city': 'PALE', 'building_name': 'PRECIOUS EMPIRE WING D E F', 'survey_or_cts_no': None}, 'insurance_premium': 85000.0, 'final_amount_label': 'Sanction Amount with Insurance Premium* (Rs.)', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': 'FLAT NO. 704, 7TH FLOOR F WING OF PRECIOUS EMPIRE WING D E F PIPELINE ROAD, VILLAGE PALE AMBERNATH EAST THANE MAHARASHTRA 421501', 'applicant_address_verbatim': 'FLAT NO 504 A WING, PRAKRUTI SPARSH, PALEGAON AMBERNATH THANE 421501 MAHARASHTRA INDIA'}
Paid challan (GRAS) UDAYSINGH G KHARWAD EchallanMH011306212202627E.pdf needs your check
grn
MH011306212202627E
pin
421501
total
21490.0
article
6(1)
defaced
False
bank cin
03006172026100300391
district
THANE
area city
THANE
payer pan
ATAXXXXXXF
flat block
FLAT NO 704 7TH FLOOR F WING PRECIOUS EMPIRE WING D E F SURVEY NO 49 HISSA NO 12/1
payer name
UDAYSINGH G KHARWAD
sro office
ULHASNAGAR 3 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=2685000
scheme rows
{'amount': 8060.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13430.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5636
payment date
03/10/2026-14:15:06
road locality
PIPELINE ROAD VILLAGE PALE AMBERNATH EAST THANE MAHARASHTRA
second party pan
AABCI3612A
second party name
SAMMAAN CAPITAL LIMITED
consideration amount
2685000
raw reading (for Abhijit)
{'grn': 'MH011306212202627E', 'pin': '421501', 'total': 21490.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100300391', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'ATAXXXXXXF', 'flat_block': 'FLAT NO 704 7TH FLOOR F WING PRECIOUS EMPIRE WING D E F SURVEY NO 49 HISSA NO 12/1', 'payer_name': 'UDAYSINGH G KHARWAD', 'sro_office': 'ULHASNAGAR 3 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=2685000', 'scheme_rows': [{'amount': 8060.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13430.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5636', 'payment_date': '03/10/2026-14:15:06', 'road_locality': 'PIPELINE ROAD VILLAGE PALE AMBERNATH EAST THANE MAHARASHTRA', 'second_party_pan': 'AABCI3612A', 'second_party_name': 'SAMMAAN CAPITAL LIMITED', 'consideration_amount': '2685000'}
Other image.png needs your check
not this case
True
quality issue
another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information.. Kindly share this case's own other
payments inside
payments: []
raw reading (for Abhijit)
{'not_this_case': True, 'quality_issue': "another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information.. Kindly share this case's own other", 'payments_inside': {'payments': []}}
Other image.png needs your check
not this case
True
quality issue
another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.. Kindly share this case's own other
payments inside
payments: []
raw reading (for Abhijit)
{'not_this_case': True, 'quality_issue': "another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.. Kindly share this case's own other", 'payments_inside': {'payments': []}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot IMG-20261003-WA0003.jpg needs your check
payments inside
bank: SVC Co-operative Bank Ltd; kind: payment_screenshot; payments: [{'utr': '627636471900', 'date': '2026-10-03', 'page': 1, 'time': '12:53', 'payee': 'EZDOCS', 'amount': 23080.0, 'direction': 'credit', 'narration': 'U
raw reading (for Abhijit)
{'payments_inside': {'bank': 'SVC Co-operative Bank Ltd', 'kind': 'payment_screenshot', 'payments': [{'utr': '627636471900', 'date': '2026-10-03', 'page': 1, 'time': '12:53', 'payee': 'EZDOCS', 'amount': 23080.0, 'direction': 'credit', 'narration': 'UPI transaction ID 627636471900 To: EZDOCS ....0123@hdfcbank From: SURABHI JEWELLERS (SVC Co-operative Bank Ltd) ....98-1@okicici on Google Pay Google transaction ID CICAgPiKm92WDA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'SURABHI JEWELLERS'}}
E-filing copy (token) udaysingCapture.GIF needs your check
sro
THN4
kind
efiling_copy
token
9990510260013
legible
True
property
road: PIPELINE ROAD; unit: 704; floor: 7; taluka: Ambaranath; numbers: [{'type': 'Survey Number', 'value': '49'}, {'type': 'HISSA NUMBER', 'value': '12/1'}]; village: Pale.; building: F WING, PRECIOUS EMPIRE WING D E F;
mortgagee
SAMMAAN CAPITAL LIMITED
mortgagors
{'pan': 'ATAPK2488F', 'name': 'UDAYSINGH G KHARWAD', 'address': 'Flat No: 504, Floor No: G, Building Name: A WING, PRAKRUTI SPARSH, Block Sector: PALEGAON, Road: AMBERNATH, City: AMBERNATH, State: MAHARASHTRA, District:
title deed
Agreement to Sale : 15542/2026 SRO ULHASNAGAR 3
filing date
2026-10-05
loan amount
2685000.0
payment lines
{'ref': None, 'head': 'Stamp Duty', 'dated': None, 'amount': 8055.0, 'ref_kind': None}
date of mortgage
2026-10-05
raw reading (for Abhijit)
{'sro': 'THN4', 'kind': 'efiling_copy', 'token': '9990510260013', 'legible': True, 'property': {'pin': None, 'road': 'PIPELINE ROAD', 'unit': '704', 'floor': '7', 'taluka': 'Ambaranath', 'numbers': [{'type': 'Survey Number', 'value': '49'}, {'type': 'HISSA NUMBER', 'value': '12/1'}], 'village': 'Pale.', 'building': 'F WING, PRECIOUS EMPIRE WING D E F', 'district': 'Thane', 'area_text': '49.96 Sq.mt.', 'local_body': None, 'description': 'Block Sector: AMBERNATH EAST', 'property_type': None}, 'mortgagee': 'SAMMAAN CAPITAL LIMITED', 'mortgagors': [{'pan': 'ATAPK2488F', 'name': 'UDAYSINGH G KHARWAD', 'address': 'Flat No: 504, Floor No: G, Building Name: A WING, PRAKRUTI SPARSH, Block Sector: PALEGAON, Road: AMBERNATH, City: AMBERNATH, State: MAHARASHTRA, District: THANE, Pin:421501'}, {'pan': 'TRLPS3585K', 'name': 'DILIP SINGH', 'address': 'Flat No: FLAT NO 504, Floor No: G, Building Name: A WING, PRAKRUTI SPARSH, Block Sector: PALEGAON, Road: AMBERNATH, City: AMBERNATH, State: MAHARASHTRA, District: THANE, Pin:421501'}], 'title_deed': 'Agreement to Sale : 15542/2026 SRO ULHASNAGAR 3', 'filing_date': '2026-10-05', 'loan_amount': 2685000.0, 'payment_lines': [{'ref': None, 'head': 'Stamp Duty', 'dated': None, 'amount': 8055.0, 'ref_kind': None}], 'date_of_mortgage': '2026-10-05'}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
E-filing copy (token) eFilingDoc9990510260013.pdf needs your check
sro
THN4
kind
efiling_copy
token
9990510260013
legible
True
property
road: PIPELINE ROAD; unit: 704; floor: 7; taluka: Ambaranath; numbers: [{'type': 'Survey Number', 'value': '49'}, {'type': 'HISSA NUMBER', 'value': '12/1'}]; village: Pale; building: F WING, PRECIOUS EMPIRE WING D E F; d
mortgagee
SAMMAAN CAPITAL LIMITED
mortgagors
{'pan': 'ATAPK2488F', 'name': 'UDAYSINGH G KHARWAD', 'address': 'Flat No: 504, Floor No:G, Building Name:A WING, PRAKRUTI SPARSH, Block Sector: PALEGAON, Road:AMBERNATH, City:AMBERNATH, State:MAHARASHTRA, District:THANE,
title deed
Agreement to Sale :15542/2026 SRO ULHASNAGAR 3
filing date
2026-10-05
loan amount
2685000.0
payment lines
{'ref': 'MH011306212202627E', 'head': 'Stamp Duty', 'dated': '03/10/2026', 'amount': 8055.0, 'ref_kind': 'GRN'}, {'ref': 'MH011306212202627E', 'head': 'Filing Fee', 'dated': '03/10/2026', 'amount': 13430.0, 'ref_kind': '
date of mortgage
2026-10-05
raw reading (for Abhijit)
{'sro': 'THN4', 'kind': 'efiling_copy', 'token': '9990510260013', 'legible': True, 'property': {'pin': None, 'road': 'PIPELINE ROAD', 'unit': '704', 'floor': '7', 'taluka': 'Ambaranath', 'numbers': [{'type': 'Survey Number', 'value': '49'}, {'type': 'HISSA NUMBER', 'value': '12/1'}], 'village': 'Pale', 'building': 'F WING, PRECIOUS EMPIRE WING D E F', 'district': 'Thane', 'area_text': 'Carpet : 49.96 Sq.mt.', 'local_body': None, 'description': 'Block Sector: VILLAGE PALE, AMBERNATH EAST, THANE', 'property_type': None}, 'mortgagee': 'SAMMAAN CAPITAL LIMITED', 'mortgagors': [{'pan': 'ATAPK2488F', 'name': 'UDAYSINGH G KHARWAD', 'address': 'Flat No: 504, Floor No:G, Building Name:A WING, PRAKRUTI SPARSH, Block Sector: PALEGAON, Road:AMBERNATH, City:AMBERNATH, State:MAHARASHTRA, District:THANE, Pin:421501'}, {'pan': 'TRLPS3585K', 'name': 'DILIP SINGH', 'address': 'Flat No:FLAT NO 504, Floor No:G, Building Name:A WING, PRAKRUTI SPARSH, Block Sector: PALEGAON, Road:AMBERNATH, City:AMBERNATH, State:MAHARASHTRA, District:THANE, Pin:421501'}], 'title_deed': 'Agreement to Sale :15542/2026 SRO ULHASNAGAR 3', 'filing_date': '2026-10-05', 'loan_amount': 2685000.0, 'payment_lines': [{'ref': 'MH011306212202627E', 'head': 'Stamp Duty', 'dated': '03/10/2026', 'amount': 8055.0, 'ref_kind': 'GRN'}, {'ref': 'MH011306212202627E', 'head': 'Filing Fee', 'dated': '03/10/2026', 'amount': 13430.0, 'ref_kind': 'GRN'}, {'ref': '1026052001116', 'head': 'Document Handling Charges', 'dated': '05/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-05'}
Technical record (for Abhijit — safe to ignore)
6d agosystem:reconcileclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
6d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999051026001
8d agosystem:extractdhc_prn_read{'prn': '1026052001116', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990510260013.pdf', 'from': "the filed notice's own text", 'gr
8d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990510260013.pdf', 'token': '9990510260013', 'doc_id': 'e91edbe6-ce1d-4f75-a251-78d84be4cda5', 'mortgagors': 2}
8d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999051026
8d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared'], 'mail
8d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['F-704.pdf', 'SanctionLetter_1392893_29092026034158.pdf', 'Uday Aadhar Card.pdf', 'Dilip Aadhar B_compressed.pdf', 'Dilip Aadhar F_compressed.pdf', 'DILIP PAN.jpg', 'Uday sin
8d agosystem:extractchallan_boxes_composed{'fp': '14dce35835997135', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 704 7TH FLOOR F WING OF
8d agosystem:extractbundle_restored{'why': 'this file was marked unreadable for something INSIDE it (a photo, an inner card) — a bundle is never unreadable as a whole; everything inside it counts again', 'file': 'image.png', 'label': 'other', 'doc_id': 'd
8d agosystem:extractbundle_restored{'why': 'this file was marked unreadable for something INSIDE it (a photo, an inner card) — a bundle is never unreadable as a whole; everything inside it counts again', 'file': 'image.png', 'label': 'other', 'doc_id': '3
8d agosystem:extractbundle_restored{'why': 'this file was marked unreadable for something INSIDE it (a photo, an inner card) — a bundle is never unreadable as a whole; everything inside it counts again', 'file': 'image.png', 'label': 'other', 'doc_id': '7
8d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-05T05:25:06', 'why': 'mail', 'open': 9, 'mails': [{'at': '2026-10-03 07:56', 'id': '1a100c3b4fa8e955', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached doc
8d agoezdocs:readermail_against_file490{'at': '2026-10-05T05:25:06', 'asks': ['to proceed with processing the NOI'], 'gist': 'The branch confirms to proceed with processing the NOI.', 'next': 'Ask the branch to clarify the property wing and name mismatch, and
8d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-05T05:25:05', 'why': 'paper', 'open': 9, 'mails': [{'at': '2026-10-03 07:56', 'id': '1a100c3b4fa8e955', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do
8d agoezdocs:readerpaper_against_file490{'at': '2026-10-05T05:25:05', 'why': 'This Aadhaar card belongs to Dilip Singh and provides his home address details.', 'file': 'Dilip Aadhar B_compressed.pdf', 'kinds': ['aadhaar', 'aadhaar'], 'doc_id': 'fbdf9913-88fd-4
8d agoezdocs:readerpaper_set_aside_by_note490{'why': "This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.", 'file': 'image.png', 'doc_id': 'd935eae3-f03c-42a0-a1f9-86618e763427', 'prints': None}
8d agosystem:extractpaper_not_this_case{'why': "another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.", 'file': 'image.png', 'note': "it
8d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-05T05:25:04', 'why': 'paper', 'open': 8, 'mails': [{'at': '2026-10-03 07:56', 'id': '1a100c3b4fa8e955', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do
8d agoezdocs:readerpaper_against_file490{'at': '2026-10-05T05:25:04', 'why': "This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.", 'file': 'image.png', 'kinds': ['other', 'other'], 'doc_id': 'd935ea
8d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-05T05:25:03', 'why': 'paper', 'open': 8, 'mails': [{'at': '2026-10-03 07:56', 'id': '1a100c3b4fa8e955', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do
8d agoezdocs:readerpaper_against_file490{'at': '2026-10-05T05:25:03', 'why': 'This paper is an Aadhaar card for Udaysingh Gulabsingh Kharwad, who is a mortgagor on this file. The Aadhaar provides a home address for reference, but the file already has a home ad
8d agoezdocs:readerpaper_set_aside_by_note490{'why': "This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.", 'file': 'image.png', 'doc_id': '73a8217b-a929-4c63-ac9c-1b66f1c4e0e9', 'prints': None}
8d agosystem:extractpaper_not_this_case{'why': "another customer's paper (a name none of this file's people) — This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.", 'file': 'image.png', 'note': "it
8d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-05T05:25:02', 'why': 'paper', 'open': 7, 'mails': [{'at': '2026-10-03 07:56', 'id': '1a100c3b4fa8e955', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do
8d agoezdocs:readerpaper_against_file490{'at': '2026-10-05T05:25:02', 'why': "This paper is an image with no text, so it supplies no information. It is set aside as another customer's paper.", 'file': 'image.png', 'kinds': ['other', 'other'], 'doc_id': '73a821
8d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-05T05:25:01', 'why': 'paper', 'open': 7, 'mails': [{'at': '2026-10-03 07:56', 'id': '1a100c3b4fa8e955', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do
8d agoezdocs:readerpaper_against_file490{'at': '2026-10-05T05:24:59', 'why': "This sanction letter belongs to the file because it names the customer Udaysingh Gulabsingh Kharwad and the loan account 1392893, and it supplies the applicant's mobile number and co
8d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-05T05:24:53', 'why': 'paper', 'open': 7, 'mails': [{'at': '2026-10-03 07:56', 'id': '1a100c3b4fa8e955', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do
8d agoezdocs:readerpaper_against_file490{'at': '2026-10-05T05:24:46', 'why': 'The paper is a PAN card for Udaysingh G Kharwad, who is the applicant for this file. The file already holds this PAN card.', 'file': 'Uday singh PAN.pdf', 'kinds': ['pan', 'pan'], 'd
8d agoezdocs:readerpaper_set_aside_by_note490{'why': 'This paper is an image with no text, so it supplies no information.', 'file': 'image.png', 'doc_id': '3ecc7128-c3d7-4a5f-b8f5-6493ab8f6705', 'prints': None}

Case diary the case’s history — what happened, newest day first

Papers
All 8 in hand
Nothing more to ask the branch for
Money
₹23,080 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
7 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:02
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
11:46
Received: Index II
IndexII9990510260013.pdf
11:46
5 Oct72 things — 3 documents received · 2 letters written · 67 steps
dhc prn read
12:00
efiling copy read
12:00
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
11:57
Received: E-filing copy
eFilingDoc9990510260013.pdf
11:57
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:57
boxes gathered
10:56
challan boxes composed
10:56
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
10:55
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
10:55
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
10:55
file note490
10:55
mail against file490 — by ezdocs:reader
10:55
file note490
10:55
paper against file490 — by ezdocs:reader
10:55
paper set aside by note490 — by ezdocs:reader
10:55
paper not this case
10:55
file note490
10:55
paper against file490 — by ezdocs:reader
10:55
file note490
10:55
paper against file490 — by ezdocs:reader
10:55
paper set aside by note490 — by ezdocs:reader
10:55
paper not this case
10:55
file note490
10:55
paper against file490 — by ezdocs:reader
10:55
file note490
10:55
paper against file490 — by ezdocs:reader
10:55
file note490
10:54
paper against file490 — by ezdocs:reader
10:54
paper set aside by note490 — by ezdocs:reader
10:54
paper not this case
10:54
file note490
10:54
paper against file490 — by ezdocs:reader
10:54
file note490
10:54
paper against file490 — by ezdocs:reader
10:54
file note490
10:54
paper against file490 — by ezdocs:reader
10:54
file note490
10:54
paper against file490 — by ezdocs:reader
10:54
file note490
10:53
paper against file490 — by ezdocs:reader
10:53
file note490
10:53
documents read together
10:53
Received: other
image001.png
10:53
dhc prn looked
10:31
efiling copy read
10:25
The draft e-filing copy went to the bank — waiting for its approval
10:21
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
10:21
Received: E-filing copy
udaysingCapture.GIF
10:21
copilot check issues — by copilot
10:12
form checked489
10:12
copilot check ok — by copilot
10:11
form checked489
10:11
copilot edit — by copilot:ANJU
10:11
copilot check ok — by copilot
10:10
form checked489
10:10
copilot pick — by copilot
10:10
copilot pick — by copilot
10:10
copilot edit — by copilot:ANJU
10:10
copilot edit — by copilot:ANJU
10:09
copilot check ok — by copilot
10:09
form checked489
10:09
copilot pick — by copilot
10:09
copilot edit — by copilot:ANJU
10:09
copilot edit — by copilot:ANJU
10:09
copilot check ok — by copilot
10:09
form checked489
10:09
copilot pick — by copilot
10:09
copilot edit — by copilot:ANJU
10:08
copilot check issues — by copilot
10:08
form checked489
10:08
efiling profile differs — by copilot
10:08
efiling token from portal — by copilot
10:08
3 Oct92 things — 16 documents received · 4 letters written · 72 steps
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:07
receivable snapshot
15:07
A file was read again from the start — everything inside it now counts
14:17
reading error456
14:17
desk documents backfill
14:17
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
14:17
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:17
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
14:17
Challan re-read against the case — matches exactly
14:17
challan extracted
14:17
Received: Challan
UDAYSINGH G KHARWAD EchallanMH011306212202627E.pdf
14:16
copilot edit — by copilot:DARBAR
14:14
copilot edit — by copilot:DARBAR
14:13
copilot check ok — by copilot
14:13
whole file hold — by copilot
14:13
reading boxes not the papers words — by copilot
14:13
challan boxes by rules
14:13
challan boxes not the papers words — by copilot
14:13
copilot check ok — by copilot
14:12
whole file hold — by copilot
14:12
reading boxes not the papers words — by copilot
14:12
challan boxes by rules
14:12
challan boxes not the papers words — by copilot
14:12
copilot check ok — by copilot
14:12
challan boxes by rules
14:12
whole file hold — by copilot
14:12
reading boxes not the papers words — by copilot
14:12
challan boxes not the papers words — by copilot
14:12
The home address was read off the papers — by ezdocs:reader
14:01
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:00
branch questions drafted
13:48
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: FW: Kindly Process NOI – Udaysingh Gulabsingh Kharwad_ 1392893.
13:48
case read — by ezdocs:reader
13:48
boxes gathered
13:47
address compared
13:47
challan boxes by rules
13:47
money settled — by ezdocs:reader
13:47
pages trimmed480
13:47
documents read together
13:47
case read started — by ezdocs:reader
13:47
Property address read from the sanction letter
13:47
roles from letter
13:47
Received: Sanction letter
SanctionLetter_1392893_29092026034158.pdf
13:46
quoted history checked
13:36
extra challan scanned
13:32
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:30
case read — by ezdocs:reader
13:28
case read started — by ezdocs:reader
13:27
boxes gathered
13:27
address compared
13:27
challan boxes composed
13:27
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03116
13:27
acknowledged with advice
13:27
No fee quote sent — the branch's own figures were right
13:27
The payment proof already on the case was applied
13:27
property self check
13:27
property from index2
13:27
index2 people checked
13:27
documents read together
13:27
property self check
13:27
Received: other
image.png
13:26
Received: other
image.png
13:26
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
13:26
kyc address read
13:26
card name not read454
13:26
property from index2
13:26
index2 people checked
13:26
index2 pan differs
13:26
Received: other
image.png
13:26
Received: other
image.png
13:26
property english extracted
13:26
Received: other
image001.jpg
13:26
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
13:26
Co-applicant added
13:26
Property read from the Index II
13:26
index2 people checked
13:26
index2 extra purchaser
13:26
index2 pan differs
13:26
Index II (title document) received from the branch
13:26
Received: Aadhaar
Dilip Aadhar F_compressed.pdf
13:26
Received: Aadhaar
Dilip Aadhar B_compressed.pdf
13:26
Received: PAN card
Uday singh PAN.pdf
13:26
Received: Aadhaar
Uday Aadhar Card.pdf
13:26
Received: Index II
F-704.pdf
13:26
Payment proof arrived before the case was quoted — held
13:26
Selfie checked — a live one
A real selfie — usable for the e-filing.
13:26
Selfie checked — a live one
A real selfie — usable for the e-filing.
13:26
Received: Selfie
IMG_20260930_150214.jpg
13:26
Received: Selfie
IMG_20260930_150201.jpg
13:26
Received: Payment screenshot
IMG-20261003-WA0003.jpg
13:26
Received: PAN card
DILIP PAN.jpg
13:26
Case opened from the branch's mail
13:26
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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