⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ashok Vithoba Jambhale
LAN HOU/PM/0826/5201026Loan ₹24,84,000NOIMails & papers 8 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
5 Oct, 15:51
Documents
Payment
done 5 Oct, 15:54
Challan
took 1h 40m · GRAS ↗
Filing
took 2d · IGR e-filing ↗
E-filing copy
done 7 Oct, 17:45
Index II
took 1d 19h
doneIndex II sharedwhole case so far 8d 7h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
9 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990710260785.pdf
8 Oct2 things — 2 steps
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
7 Oct33 things — 1 document received · 1 letter written · 1 caution · 30 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990710260785.pdf
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
reading error456
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot pick — by copilot
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
6 Oct16 things — 2 documents received · 14 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
Received: other
image001.png
Received: other
image002.jpg
5 Oct62 things — 5 documents received · 3 letters written · 1 money step · 1 caution · 52 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
ASHOK VITHOBA JAMBHALE EchallanMH011407186202627E.pdf
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
challan boxes not the papers words — by copilot
index2 docno read
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
kyc address missing
quoted history checked
extra challan scanned
The home address was read off the papers — by ezdocs:reader
file note490
case read — by ezdocs:reader
boxes gathered
challan boxes composed
property self check
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03158
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
property from index2
index2 people checked
index2 pan differs
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
PAN found inside the KYC file — no need to ask for it
roles from letter
Co-applicant added
kyc address read
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
New Doc 10-01-2026 13.36.pdf
credit seen before bill
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Document could not be read — a clear copy was asked for
this is not a live selfie, it appears to be a photo taken by another person
Received: Payment screenshot
New Doc 10-05-2026 15.47.pdf
Received: Selfie
IMG_20261001_135454370_HDR.jpg
Received: Selfie — not usable
IMG_20261001_135430264_HDR.jpg — this is not a live selfie, it appears to be a photo taken by another person
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it7 open
Prepared the PNB_HFL challan and e-filing details for Ashok Vithoba Jambhale and co-applicant Anita Ashok Jambhale for Flat 304, Samarth Vishva, Vadgaon, Mawal, Pune. Mortgage date is missing.
✗the photo could not be read (IMG_20261001_135430264_HDR.jpg) — the branch — this is not a live selfie, it appears to be a photo taken by another person
○ASHOK VITHOBA JAMBHALE — home building — the branch
○ASHOK VITHOBA JAMBHALE — home flat — the branch
○ASHOK VITHOBA JAMBHALE — home road — the branch
○ANITA ASHOK JAMBHALE — home building — the branch
○ANITA ASHOK JAMBHALE — home flat — the branch
○property — title deed held — the branch
?the papers disagree on Anita Ashok Jambhale's Date of Birth (the PAN card: 07/05/1984; the Aadhaar card: 01/06/1979) — The PAN card date 1984-05-07 has been used as the official date of birth.
?unsure of Date of Mortgage — No MOTD or mortgage deed is present in the current file to determine the exact date of deposit of title deeds.
the branch's last mail (2026-10-06): The branch has attached documents.
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T10:30 UTC
Moneyall of it is in
₹21,710.86
Reached our account 1 Oct 14:05:36.
How we know
Our own bank told us — 1 Oct 14:05
₹21,672 · UTR AXNGG27437253107 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.21672.00,01-10-2026 14:05:36 thru NEFT from AXNGG27437253107/GOOGLE INDIA DIGITAL . Aval Bal 426265.05 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
The working
Stamp duty 0.3%7,460
Registration fee 0.5%12,430
Government handling320
Our service fee1,500
Total we ask for21,710.86
By law ₹21,692. We ask ₹21,710 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
304, 3rd, Samarth Vishwa, SURVEY, 53, 54/4, 55/2, 56/3, 54/2, Wadgaon, 412106
read from the Index II · e-filing boxes 37 of 46 ready
Check the property →the boxes beside the paper
People
ANITA ASHOK JAMBHALE · co-applicantARFPJ0775KASHOK VITHOBA JAMBHALE · applicantAVJPJ3371K
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