⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Kishor Rajendra Ubhale
LAN HOU/NSK/1026/5234564Loan ₹17,85,000NOIMails & papers 5 1 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
today 11:44
Documents
Payment
done today 11:50
Challan
took 45m · GRAS ↗
Filing
took 6h 09m · IGR e-filing ↗
E-filing copy
done today 18:45
Index II
waiting 4h 13m
their moveIndex II pending · the trail says: The branch has provided the loan documents and stated that payment has been made. The team is now asked to process the challan.whole case so far 11h 13m
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 13 Oct73 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260436.pdf
A file was read again from the start — everything inside it now counts
reading error456
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
KISHOR RAJENDRA UBHALE EchallanMH011885995202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
quoted history checked
extra challan scanned
The home address was read off the papers — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03442
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
property numbers completed
documents read together
property self check
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
roles from letter
Co-applicant added
Received: other
image001.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
property from index2
index2 people checked
index2 extra purchaser
Received: other
image002.jpg
property english extracted
Received: Aadhaar
IMG-20261001-WA0010.jpg
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: PAN card
IMG-20261001-WA0011.jpg
money settled — by ezdocs:reader
Received: PAN card
IMG-20261001-WA0005.jpg
Received: Payment screenshot
IMG-20261012-WA0012.jpg
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
card mobile not taken
kyc address read
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
1791871059287.jpg
Received: Selfie
1791871059382.jpg
Received: Selfie
1791871059412.jpg
Received: Index II
SKM_226i26101310050.pdf
Received: Sanction letter
Sanction letter - Ubhale.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 13 files
The file, as the engine remembers it8 open
The file contains complete papers for a housing loan of INR 17,85,000 (including insurance) granted by PNB Housing Finance Ltd to Kishor Rajendra Ubhale and co-applicant Shraddha Kishor Ubhale, secured by Flat No. 402 in Laxminarayan Heaven, Nashik. The MOTD is missing from the file, so the date of
○किशोर राजेंद्र उभाळे — home building — the branch
○किशोर राजेंद्र उभाळे — home flat — the branch
○किशोर राजेंद्र उभाळे — home road — the branch
○SHRADDHA KISHOR UBHALE — mobile — the branch
○SHRADDHA KISHOR UBHALE — e-mail — the branch
○SHRADDHA KISHOR UBHALE — home building — the branch
○SHRADDHA KISHOR UBHALE — home flat — the branch
○SHRADDHA KISHOR UBHALE — home road — the branch
?unsure of date_of_mortgage — No Memorandum of Deposit of Title Deeds (MOTD) or mortgage date is present on the file.
the branch's last mail (2026-10-13): The branch asks the team to process the challan for the given loan.
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T06:15 UTC
Moneyall of it is in
₹16,110.79
Reached our account 12 Oct 19:02:40.
How we know
Our own bank told us — 12 Oct 19:02
₹16,080 · UTR AXNGG28525225868 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.16080.00,12-10-2026 19:02:40 thru NEFT from AXNGG28525225868/GOOGLE INDIA DIGITAL . Aval Bal 121120.45 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
The working
Stamp duty 0.3%5,360
Registration fee 0.5%8,930
Government handling320
Our service fee1,500
Total we ask for16,110.79
By law ₹16,100. We ask ₹16,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
402, 4th, Lakshminarayan Heaven, Building No. 4, F Wing, SURVEY, 208, 6, 208/6, Pathardi-1, 422010
read from the Index II · e-filing boxes 40 of 46 ready
Check the property →the boxes beside the paper
People
किशोर राजेंद्र उभाळे · applicantAGBPU5634RSHRADDHA KISHOR UBHALE · co-applicantARYPU6103F
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