silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03442

Kishor Rajendra Ubhale

PNB_HFLLAN HOU/NSK/1026/5234564 Index II pending · with the government Send the draft 1All documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Payment screenshot — money verifiedopen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (13)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹16,110.79CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹16,080 receivedmatches the branch's receipt
Stamp duty 0.3%5,360
Registration fee 0.5%8,930
Government handling320
Our service fee1,500.79
Total we ask for16,110.79
the branch’s receipt claims ₹16,080 081683397375
paid 12 Oct 19:02:40 · verified 13 Oct 11:45:05 · 16 h 42 min later
How we know
Our own bank told us — 12 Oct 19:02
₹16,080 · UTR AXNGG28525225868 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.16080.00,12-10-2026 19:02:40 thru NEFT from AXNGG28525225868/GOOGLE INDIA DIGITAL . Aval Bal 121120.45 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
Paid the bank's own ₹16,080. ₹30.79 under our ask = our margin. Accepted as full.
By law ₹16,100. We ask ₹16,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹16,080 — accept as full (₹30.79 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 51 minour time · 13 Oct 12:27
Index II —not yet
the NOI team 7 h 05 minthe SRO 6 h 04 mintotal 13 h 09 min so far
Now with the SRO — waiting for the SRO's Index II
since 13 Oct 18:42 — 6 h 04 min of working time
Day by day — every step and who held it
13 Oct 11:36Your branch's mail
13 Oct 11:36Payment landedat once
13 Oct 11:44Papers read+8 min · the NOI team
13 Oct 11:44Property readat once
13 Oct 11:44Papers readat once
13 Oct 11:45Fee quotedat once
13 Oct 11:45Payment verifiedat once
13 Oct 11:45Ready for the challanat once
13 Oct 12:27Challan made+43 min · the NOI team
13 Oct 18:42Filed on IGR — e-filing shared+6 h 14 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹17,85,000
Loan account no.
HOU/NSK/1026/5234564
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided the loan documents and stated that payment has been made. The team is now asked to process the challan.
the trail says the next move is with the NOI team — the challan
the branch last asked: Kindly process 0.3 & 0.5 Challan in below case.
✓ loan papers sent — done, mail 1 (2026-10-13) “Sanction Letter attached”
✓ fee paid — the branch's words — done, mail 1 (2026-10-13) “Payment details attached”
? challan made — asked, mail 1 (2026-10-13) “Kindly process 0.3 & 0.5 Challan in below case.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-13) “Index II Copy attached”
read over 1 mail(s), last mail 2026-10-13 · read 13h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026138713190 · ₹300 · paid 13/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011885995202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-03442
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantKishor Rajendra Ubhale
LANHOU/NSK/1026/5234564
Loan AmtRs. 17,85,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 16,080.00 stands VERIFIED against the credit in our account on 13-Oct-2026 (UTR: AXNGG28525225868). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
13 Oct, 11:36 · 13h ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of loan No. HOU/NSK/1026/5234564 Applicant Name : KISHOR RAJENDRA UBHALE.
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameKISHOR RAJENDRA UBHALE
Loan account (LAN)HOU/NSK/1026/5234564
Loan amount₹17,85,000
Stamp duty 0.30%₹5,355
Registration fee 0.50%₹8,925
DHC₹300
Service / vendor fees₹1,500
Total₹16,080
  • ✓ Sanction Letter — attached
  • ✓ Customer Aadhar Card / co applicant — attached
  • ✓ Customer pan Card / co applicant — attached
  • ✓ Index II Copy — attached
  • ✓ Form A2 or Soft copy of photograph — attached
  • ✓ Payment details — attached
Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: Rameshwar Mathure ( rammathure@gmail.com ) Date: 13-10-2026 11:31 am To: piyush.aher@phfl.com Cc: abhijeet.kale@phfl.com Subject: NOI Mail Kishor Ubhalae Exercise Secured by Check Point Dear Team PFA
🤖 read: asks for the challan, a payment receipt; documents attached — “Loan Amount 1785000”
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
13 Oct, 12:14 · 12h ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 11:44, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name KISHOR RAJENDRA UBHALE. Lan No HOU/NSK/1026/5234564 Loan Amount 1785000 LOAN AMOUNT 1785000 0.30% 5355 0.50% 8925 FEES 1500 DHC 300 TOTAL 16,080 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy attached *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Rameshwar Mathure ( rammathure@gmail.com ) Date: 13-10-2026 11:31 am To: piyush.aher@phfl.com Cc: abhijeet.kale@phfl.com Subject: NOI Mail Kishor Ubhalae Exercise Secured by Check Point Dear Team PFA
🤖 read: challan shared ✓; asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL The NOI teamTYPED IN GMAIL
13 Oct, 12:23 · 12h ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 12:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 13 Oct 2026 at 11:44, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name KISHOR RAJENDRA UBHALE. Lan No HOU/NSK/1026/5234564 Loan Amount 1785000 LOAN AMOUNT 1785000 0.30% 5355 0.50% 8925 FEES 1500 DHC 300 TOTAL 16,080 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy attached *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Rameshwar Mathure ( rammathure@gmail.com ) Date: 13-10-2026 11:31 am To: piyush.aher@phfl.com Cc: abhijeet.kale@phfl.com Subject: NOI Mail Kishor Ubhalae Exercise Secured by Check Point Dear Team PFA
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
13 Oct, 12:30 · 12h ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 12:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 13 Oct 2026 at 12:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 13 Oct 2026 at 11:44, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name KISHOR RAJENDRA UBHALE. Lan No HOU/NSK/1026/5234564 Loan Amount 1785000 LOAN AMOUNT 1785000 0.30% 5355 0.50% 8925 FEES 1500 DHC 300 TOTAL 16,080 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy attached *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Rameshwar Mathure ( rammathure@gmail.com ) Date: 13-10-2026 11:31 am To: piyush.aher@phfl.com Cc: abhijeet.kale@phfl.com Subject: NOI Mail Kishor Ubhalae Exercise Secured by Check Point Dear Team PFA
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
13 Oct, 18:42 · 6h ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 12:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 13 Oct 2026 at 12:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 13 Oct 2026 at 12:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 13 Oct 2026 at 11:44, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name KISHOR RAJENDRA UBHALE. Lan No HOU/NSK/1026/5234564 Loan Amount 1785000 LOAN AMOUNT 1785000 0.30% 5355 0.50% 8925 FEES 1500 DHC 300 TOTAL 16,080 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy attached *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Rameshwar Mathure ( rammathure@gmail.com ) Date: 13-10-2026 11:31 am To: piyush.aher@phfl.com Cc: abhijeet.kale@phfl.com Subject: NOI Mail Kishor Ubhalae Exercise Secured by Check Point Dear Team PFA
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter Sanction letter - Ubhale.pdf
filed 13h ago
Index IIthe branch sent this — an input SKM_226i26101310050.pdf
filed 13h ago
Selfie / photo 1791871059412.jpg
filed 13h ago
Selfie / photo 1791871059382.jpg
filed 13h ago
Aadhaar card 1791871059287.jpg
filed 13h ago
Payment screenshot IMG-20261012-WA0012.jpg
filed 13h ago
PAN card IMG-20261001-WA0005.jpg
filed 13h ago
PAN card IMG-20261001-WA0011.jpg
filed 13h ago
Aadhaar card IMG-20261001-WA0010.jpg
filed 13h ago
Other image002.jpg
filed 13h ago
Other image001.jpg
filed 13h ago
Paid challan (GRAS) KISHOR RAJENDRA UBHALE EchallanMH011885995202627E.pdf
filed 12h ago
E-filing copy (token) eFilingDoc9991310260436.pdf
filed 6h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹16,110.79
Where it stands
VERIFIED — money received
Screenshot claims
₹16,080 081683397375
Paid at
12 Oct 19:02:40
Verified on
13 Oct 11:45:05

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹5,360₹8,930₹320 ₹1,500₹16,110
By law ₹16,100. We ask ₹16,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

40 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor (person 1), Road (person 1), Mobile (person 2), Floor (person 2), Road (person 2)
14 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (13h ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (SKM_226i26101310050.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
तुकड़ी जिल्हा नाशिक पोट तुकड़ी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दितील मौजे पाथर्डी-1 ह्या गांवचे शिवारातील सर्व्हे नं. 208 / 6 हया पैकी बिनशेती प्लॉट नं. 1/2 यासी एकुण क्षेत्र 36 आर 00 चौ.मी. (सिटी सर्व्हे नं. 643) हया मिळकती वर बांधण्यात येत असलेल्या लक्ष्मीनारायण हेवन हया नावाने ओळखल्या जाणा-या इमारती मधील बिल्डींग नं. 4 पैकी एफ विंग इमारती मधील चौथ्या मजल्या वरील फ्लॅट नं. 402 यांसी कार्पेट क्षेत्र 37.56 चौ.मी. व सदर फ्लॅट लगत बाल्कनी यांसी कार्पेट क्षेत्र 3.18 चौ. मी. असे एकुण कार्पेट क्षेत्र 40.74 चौ.मी. ( (Survey Number: 208/6;)) स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
Sanction letter - Ubhale.pdf
as printed
UNIT FLAT NO. 402, FLOOR 4TH FLOOR, BLOCK BUILDING 4 WING F, PROJECT LAXMINARAYAN HEAVEN, S.NO. 208/6, PLOT NO. 01+02, BEHIND TRILOKESHWAR, MAHADEV TEMPLE, OPP. SSK WORLD RESORT, PATHARDI -, GAULANE ROAD, PATHARDI SHIWAR, NASHIK - 422010., NASHIK, NASHIK, MAHARASHTRA, INDIA, 422010
PIN
422010
the Index II
SKM_226i26101310050.pdf
the property
tukari jilhaa naashika pota tukari taalukaa naashika paiki naashika mahaanagarapaalikaa hadditila mauje paathardi-1 hyaa gaanvache shivaaraatila sarvhe nan. 208 / 6 hayaa paiki binasheti plota nan. 1/2 yaasi ekuna kshetra 36 aara 00 chau.mi. (siti sarvhe nan. 643) hayaa milakati vara baandhanyaata yeta asalelyaa lakshminaaraayana hevana hayaa naavaane olakhalyaa jaanaa-yaa imaarati madhila bildinga nan. 4 paiki epha vinga imaarati madhila chauthyaa majalyaa varila phlata nan. 402 yaansi kaarpeta kshetra 37.56 chau.mi. va sadara phlata lagata baalkani yaansi kaarpeta kshetra 3.18 chau. mi. ase ekuna kaarpeta kshetra 40.74 chau.mi. ( (SURVEY NUMBER: 208/6;)) sthaanika svaraajya sansthaah naashika ma.na.paa.
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 402 4TH FLOOR BLOCK BUILDING 4 WING F PROJECT LAXMINARAYAN HEAVEN S NO 208/6 PLOT NO 01 02
Locality/Road
BEHIND TRILOKESHWAR MAHADEV TEMPLE OPP SSK WORLD RESORT PATHARDI GAULANE ROAD PATHARDI SHIWAR
Area/City
NASHIK
check or correct a box, the papers beside it →
the Index II also prints: 00, 1, 1/2, 18, 208, 3, 36, 37, AARA, ASALELYAA, ASE, BAALKANI, BAANDHANYAATA, BILDINGA, BINASHETI, CANNOT, CHAU, CHAUTHYAA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorकिशोर राजेंद्र उभाळेAGBPU5634R…2907
co_mortgagorSHRADDHA KISHOR UBHALEARYPU6103F…5052
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
acknowledgementpiyush.aher@phfl.com 13h ago
What the engine read from each document — check anything marked in red
Selfie / photo 1791871059412.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Selfie / photo 1791871059382.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Aadhaar card 1791871059287.jpg needs your check
dob
1996-06-27
name
किशोर राजेंद्र उभाळे
mobile
8999323752
address
pin: 424203; state: Maharashtra; district: Jalgaon; post_office: Chinchpure; village_city: Bhoje
legible
True
aadhaar last4
2907
raw reading (for Abhijit)
{'dob': '1996-06-27', 'pan': None, 'name': 'किशोर राजेंद्र उभाळे', 'mobile': '8999323752', 'address': {'pin': '424203', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Jalgaon', 'post_office': 'Chinchpure', 'village_city': 'Bhoje'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2907', 'quality_issue': None}
Sanction letter Sanction letter - Ubhale.pdf needs your check
lan
HOU/NSK/1026/5234564
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'KISHOR RAJENDRA UBHALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHRADDHA KISHOR UBHALE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
rate words
PNBRRR *: 13.15% per annum Applicable Rate of Interest *: 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement
loan amount
1700000
rate spread
-4.85
final amount
1785000
interest rate
8.3
sanction date
07-Oct-2026
letter version
4
reference rate
13.15
applicant email
ubhalekishor2706@gmail.com
applicant names
KISHOR RAJENDRA UBHALE, SHRADDHA KISHOR UBHALE
printed altered
False
applicant mobile
7038634730
balance transfer
False
property address
pin: 422010; road: Gaulane Road; state: MAHARASHTRA; taluka: Nashik; flat_no: 402; district: Nashik; floor_no: 4th Floor; landmark: Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Resort; full_address: Unit Flat No.
insurance premium
85000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1785000
security address verbatim
Unit Flat No. 402, Floor 4th Floor, Block Building 4 Wing F, Project LAXMINARAYAN HEAVEN, S.No. 208/6, Plot No. 01+02, Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Resort, Pathardi -, Gaulane Road, Pathardi Shiwar
applicant address verbatim
FLAT B - 8, NAKUL G N SANSTHA, PANDAV NAGARI INDIRA NAGAR, NASHIK, Nashik, MAHARASHTRA, 422009, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/1026/5234564', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'KISHOR RAJENDRA UBHALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHRADDHA KISHOR UBHALE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum\nApplicable Rate of Interest *: 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1700000, 'rate_spread': -4.85, 'final_amount': 1785000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '07-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'ubhalekishor2706@gmail.com', 'applicant_names': ['KISHOR RAJENDRA UBHALE', 'SHRADDHA KISHOR UBHALE'], 'printed_altered': False, 'applicant_mobile': '7038634730', 'balance_transfer': False, 'property_address': {'pin': '422010', 'road': 'Gaulane Road', 'state': 'MAHARASHTRA', 'taluka': 'Nashik', 'flat_no': '402', 'district': 'Nashik', 'floor_no': '4th Floor', 'landmark': 'Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Resort', 'full_address': 'Unit Flat No. 402, Floor 4th Floor, Block Building 4 Wing F, Project LAXMINARAYAN HEAVEN, S.No. 208/6, Plot No. 01+02, Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Resort, Pathardi -, Gaulane Road, Pathardi Shiwar, Nashik - 422010., Nashik, Nashik, MAHARASHTRA, India, 422010', 'village_city': 'Nashik', 'building_name': 'Project LAXMINARAYAN HEAVEN, Block Building 4 Wing F', 'survey_or_cts_no': 'S.No. 208/6, Plot No. 01+02'}, 'insurance_premium': 85000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1785000, 'security_address_verbatim': 'Unit Flat No. 402, Floor 4th Floor, Block Building 4 Wing F, Project LAXMINARAYAN HEAVEN, S.No. 208/6, Plot No. 01+02, Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Resort, Pathardi -, Gaulane Road, Pathardi Shiwar, Nashik - 422010., Nashik, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'FLAT B - 8, NAKUL G N SANSTHA, PANDAV NAGARI INDIRA NAGAR, NASHIK, Nashik, MAHARASHTRA,\n422009, India'}
Index II SKM_226i26101310050.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'नसन 7-8529-2026', 'r14_remark': 'सुची क्र.!! नोंदणी नंतरची प्रथम प्रत संगणकीय अभिलेखातील पत अस्सल बरहुकुम नक्कल प्र सह दुस्सम निबंधक,
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'नसन 7-8529-2026', 'r14_remark': 'सुची क्र.!! नोंदणी नंतरची प्रथम प्रत संगणकीय अभिलेखातील पत अस्सल बरहुकुम नक्कल प्र सह दुस्सम निबंधक, नाशिक-७ मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 40.74 चौ. मीटर', 'r7_executants': [{'age': '46', 'pan': 'ACIXXXXX7J', 'name': 'मे. सहजानंद बिल्डर्स अँण्ड डेव्हलपर्स भागीदारी फर्म तर्फे भागीदार विपूल रवजीभाई नवापरिया स्वता करीता व भाविका विपूलभाई नवापरिया यांचे तर्फे जनरल मुखत्यार म्हणुन', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः 0, ब्लॉक नंः प्लॉट नं. 36, धर्मभक्ती गणेश कॉलनी, रोड नंः अंबड शिवार, अंबडखुर्द, ता. जि. नाशिक, महाराष्ट्र, णास्ःईक़. पिनः- 422009'}], 'r8_purchasers': [{'age': '30', 'pan': 'AGBXXXXX4R', 'name': 'किशोर राजेंद्र उभाळे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः 0, ब्लॉक नंः रा. मु. पो. भोजे, चिंचपुरे,, रोड नंः जळगांव, महाराष्ट्र, जलगांव. पिनः- 424203'}, {'age': '26', 'pan': 'ARYXXXXX3F', 'name': 'श्रध्दा किशोर उभाळे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः 0, ब्लॉक नंः रा. मु. पो. भोजे, चिंचपुरे,, रोड नंः जळगांव, महाराष्ट्र, जलगांव. पिनः- 424203'}], 'r12_stamp_duty': 90000, 'r3_market_value': 1479000, 'r1_document_type': 'विक्री करारनामा', 'r2_consideration': 1500000, 'r9_execution_date': '12-08-2026', 'r13_registration_fee': 15000, 'r10_registration_date': '13-08-2026'}, 'doc_no': '8529', 'village': 'पाथर्डी-1', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. नाशिक 7', 'area_text': '40.74 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 15000, 'header_sro': 'सह दु.नि. नाशिक 7', 'mortgagors': ['किशोर राजेंद्र उभाळे', 'श्रध्दा किशोर उभाळे'], 'stamp_duty': 90000, 'filing_date': '2026-08-13', 'loan_amount': 0, 'property_text': 'तुकड़ी जिल्हा नाशिक पोट तुकड़ी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दितील मौजे पाथर्डी-1 ह्या गांवचे शिवारातील सर्व्हे नं. 208 / 6 हया पैकी बिनशेती प्लॉट नं. 1/2 यासी एकुण क्षेत्र 36 आर 00 चौ.मी. (सिटी सर्व्हे नं. 643) हया मिळकती वर बांधण्यात येत
Payment screenshot IMG-20261012-WA0012.jpg needs your check
utr
081683397375
date
2026-10-12
time
18:44
amount
16080
method
PhonePe
payee upi
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '081683397375', 'date': '2026-10-12', 'time': '18:44', 'amount': 16080, 'method': 'PhonePe', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card IMG-20261001-WA0005.jpg needs your check
dob
1996-06-27
pan
AGBPU5634R
name
KISHOR RAJENDRA UBHALE
legible
True
father name
RAJENDRA UBHALE
raw reading (for Abhijit)
{'dob': '1996-06-27', 'pan': 'AGBPU5634R', 'name': 'KISHOR RAJENDRA UBHALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAJENDRA UBHALE', 'aadhaar_last4': None, 'quality_issue': None}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card IMG-20261001-WA0011.jpg needs your check
dob
2000-08-16
pan
ARYPU6103F
name
SHRADDHA KISHOR UBHALE
legible
True
father name
SANJAY GANAPAT BANKAR
raw reading (for Abhijit)
{'dob': '2000-08-16', 'pan': 'ARYPU6103F', 'name': 'SHRADDHA KISHOR UBHALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SANJAY GANAPAT BANKAR', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card IMG-20261001-WA0010.jpg needs your check
dob
2000-08-16
name
Shraddha Kishor Ubhale
mobile
8591178450
address
pin: 424203; state: Maharashtra; district: Jalgaon; post_office: Chinchpure; village_city: Bhoje
legible
True
aadhaar last4
5052
raw reading (for Abhijit)
{'dob': '2000-08-16', 'pan': None, 'name': 'Shraddha Kishor Ubhale', 'mobile': '8591178450', 'address': {'pin': '424203', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Jalgaon', 'post_office': 'Chinchpure', 'village_city': 'Bhoje'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5052', 'quality_issue': None}
Paid challan (GRAS) KISHOR RAJENDRA UBHALE EchallanMH011885995202627E.pdf needs your check
grn
MH011885995202627E
pin
422010
total
14290.0
article
6(1)
defaced
False
bank cin
03006172026101300448
district
NASHIK
area city
NASHIK
payer pan
AGBXXXXXXR
flat block
FLAT NO 402 4TH FLOOR BLOCK BUILDING 4 WING F PROJECT LAXMINARAYAN HEAVEN S NO 208/6 PLOT NO 1 AND 2
payer name
KISHOR RAJENDRA UBHALE
sro office
NSK7_NASHIK 7 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1785000
scheme rows
{'amount': 5360.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8930.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4730
payment date
13/10/2026-12:27:50
road locality
BEHIND TRILOKESHWAR MAHADEV TEMPLE OPP SSK WORLD RESORT PATHARDI RAYHANE ROAD PATHARDI SHIWAR
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1785000
raw reading (for Abhijit)
{'grn': 'MH011885995202627E', 'pin': '422010', 'total': 14290.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101300448', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'AGBXXXXXXR', 'flat_block': 'FLAT NO 402 4TH FLOOR BLOCK BUILDING 4 WING F PROJECT LAXMINARAYAN HEAVEN S NO 208/6 PLOT NO 1 AND 2', 'payer_name': 'KISHOR RAJENDRA UBHALE', 'sro_office': 'NSK7_NASHIK 7 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1785000', 'scheme_rows': [{'amount': 5360.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8930.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4730', 'payment_date': '13/10/2026-12:27:50', 'road_locality': 'BEHIND TRILOKESHWAR MAHADEV TEMPLE OPP SSK WORLD RESORT PATHARDI RAYHANE ROAD PATHARDI SHIWAR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1785000'}
E-filing copy (token) eFilingDoc9991310260436.pdf needs your check
sro
DLV
kind
efiling_copy
token
9991310260436
legible
True
property
road: PATHARDI GAULANE ROAD; unit: 402; floor: 4TH; taluka: Nashik; numbers: [{'type': 'Survey Number', 'value': '208/6'}, {'type': 'CTS NO', 'value': '643'}, {'type': 'Plot Number', 'value': '1/2'}]; village: Pathardi-1
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AGBPU5634R', 'name': 'KISHOR RAJENDRA UBHALE', 'address': 'Flat No:B 8, Floor No:G, Building Name:NAKUL G N SANSTHA, PANDAV NAGARI INDIRA NAGAR, Road:NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:
title deed
Sale Deed :8529/2026 SRO NASHIK 7
filing date
2026-10-13
loan amount
1785000
payment lines
{'ref': 'MH011885995202627E', 'head': 'Stamp Duty', 'dated': '13/10/2026', 'amount': 5355, 'ref_kind': 'GRN'}, {'ref': 'MH011885995202627E', 'head': 'Filing Fee', 'dated': '13/10/2026', 'amount': 8930, 'ref_kind': 'GRN'}
date of mortgage
2026-10-13
raw reading (for Abhijit)
{'sro': 'DLV', 'kind': 'efiling_copy', 'token': '9991310260436', 'legible': True, 'property': {'pin': None, 'road': 'PATHARDI GAULANE ROAD', 'unit': '402', 'floor': '4TH', 'taluka': 'Nashik', 'numbers': [{'type': 'Survey Number', 'value': '208/6'}, {'type': 'CTS NO', 'value': '643'}, {'type': 'Plot Number', 'value': '1/2'}], 'village': 'Pathardi-1', 'building': 'BUILDING NO 4, WING F, LAXMINARAYAN HEAVEN PROJECT', 'district': 'Nashik', 'area_text': 'Carpet : 40.74 Sq.mt.', 'local_body': None, 'description': 'Block Sector:OPP SSK WORLD RESORT,MOUJE PATHARDI-1, Landmark:BEHIND TRILOKESHWAR MAHADEV TEMPLE', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AGBPU5634R', 'name': 'KISHOR RAJENDRA UBHALE', 'address': 'Flat No:B 8, Floor No:G, Building Name:NAKUL G N SANSTHA, PANDAV NAGARI INDIRA NAGAR, Road:NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422009'}, {'pan': 'ARYPU6103F', 'name': 'SHRADDHA KISHOR UBHALE', 'address': 'Flat No:B 8, Floor No:G, Building Name:NAKUL G N SANSTHA, PANDAV NAGARI INDIRA NAGAR, Road:NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422009'}], 'title_deed': 'Sale Deed :8529/2026 SRO NASHIK 7', 'filing_date': '2026-10-13', 'loan_amount': 1785000, 'payment_lines': [{'ref': 'MH011885995202627E', 'head': 'Stamp Duty', 'dated': '13/10/2026', 'amount': 5355, 'ref_kind': 'GRN'}, {'ref': 'MH011885995202627E', 'head': 'Filing Fee', 'dated': '13/10/2026', 'amount': 8930, 'ref_kind': 'GRN'}, {'ref': '1026138713190', 'head': 'Document Handling Charges', 'dated': '13/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-13'}
Technical record (for Abhijit — safe to ignore)
6h agosystem:extractdhc_prn_read{'prn': '1026138713190', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991310260436.pdf', 'from': "the filed notice's own text", 'gr
6h agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9991310260436.pdf', 'token': '9991310260436', 'doc_id': '8b89f800-7f41-40de-ba80-f3df8855e2d2', 'mortgagors': 2}
6h agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
6h agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999131026
12h agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AGxxxxxxXR — no paper on the
12h agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '503665', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed NSK7_
12h agosystem:extractdocument_reread{'now': ['index2'], 'was': ['index2'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SKM_226i26101310050.pdf', 'doc_id': '69a8c69b-b110-48ca-8182-f9b8f824d2d4',
12h agosystem:learnreading_error456{'box': 'Office', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'SKM_226i26101310050.pdf', 'ours': 'NSK5_NASHIK 5 JOINT SUB REG
12h agosystem:ingesttitle_doc_on_case_filing_open{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SKM_226i26101310050.pdf', 'kind': 'index2'}
12h agosystem:ingestchallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'KISHOR RAJENDRA UBHALE EchallanMH011885995202627E.pdf', 'kind
12h agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KISHOR RAJENDRA UBH
12h agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK7_NASHIK 7 JOINT SUB REGISTRAR', 'district': 'NASHIK'}
12h agosystem:extractchallan_verified_against_case{'grn': 'MH011885995202627E', 'file': 'KISHOR RAJENDRA UBHALE EchallanMH011885995202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
12h agosystem:extractchallan_extracted{'grn': 'MH011885995202627E', 'file': 'KISHOR RAJENDRA UBHALE EchallanMH011885995202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 14290.0}
12h agocopilot:SANDEEPcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
12h agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': [{'by': 'papers', 'box': 'Prope
12h agosystem:copilotform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 1, 'case_no': 'NOI-2026-03442'}
12h agosystem:reconcilequoted_history_checked{}
12h agosystem:reconcileextra_challan_scanned{'found': 0}
13h agoezdocs:readerreader_home_address{'fp': '73e059ba9d36226d', 'from': 'the sanction letter (Sanction letter - Ubhale.pdf)', 'home': {'pin': '422009', 'area': 'PANDAV NAGARI INDIRA NAGAR', 'flat': 'B - 8', 'state': 'MAHARASHTRA', 'building': 'NAKUL G N SAN
13h agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
13h agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-13T06:15:41', 'why': 'reading', 'open': 8, 'mails': [{'at': '2026-10-13 06:06', 'id': '1a133e5a8ff195de', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for the given
13h agoezdocs:readerbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NASHIK'}
13h agoezdocs:readercase_read{'how': 'uri', 'tag': '624700ff003223a1', 'docs': ['SKM_226i26101310050.pdf', 'Sanction letter - Ubhale.pdf', '1791871059287.jpg', 'IMG-20261001-WA0010.jpg', 'IMG-20261001-WA0005.jpg', 'IMG-20261001-WA0011.jpg'], 'loan':
13h agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['SKM_226i26101310050.pdf', 'Sanction letter - Ubhale.pdf', '1791871059287.jpg', 'IMG-20261001-WA0010.jpg', 'IMG-20261001-WA0005.jpg', 'IMG-20261001-WA0011.jpg'], 'after': {'addr
13h agosystem:extractaddress_compared{'sig': '0853ad8707992967', 'why': 'after gather', 'people': [{'home': 'Bhoje, Jalgaon, 424203', 'person': 'किशोर राजेंद्र उभाळे', 'against': [{'src': 'sanction_letter', 'why': 'PIN 424203 vs 422009', 'file': 'Sanction l
13h agosystem:extractchallan_boxes_composed{'fp': '730bc476fbc6ee67', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 402 4TH FLOOR BLOCK BUIL
13h agosystem:ingestchallan_queue_entered{'why': 'challan-visit documents complete and payment verified'}
13h agosystem:ingestcase_acknowledged_challan_queued{'utr': 'AXNGG28525225868', 'fee_total': 16110}
13h agosystem:emailsemail_shadowed:ack{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Kishor Rajendra Ubhale\n LAN

Case diary the case’s history — what happened, newest day first

Papers
All 8 in hand
Nothing more to ask the branch for
Money
₹16,080 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Yesterday · 13 Oct73 things
dhc prn read
18:45
efiling copy read
18:45
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
18:42
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:42
Received: E-filing copy
eFilingDoc9991310260436.pdf
18:42
A file was read again from the start — everything inside it now counts
12:30
reading error456
12:30
The branch's title document is on the case — the filing is the NOI team's move
12:30
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:30
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:30
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:30
Challan re-read against the case — matches exactly
12:30
challan extracted
12:30
Received: Challan
KISHOR RAJENDRA UBHALE EchallanMH011885995202627E.pdf
12:30
copilot edit — by copilot:SANDEEP
12:27
copilot check ok — by copilot
12:22
form checked489
12:22
quoted history checked
12:03
extra challan scanned
12:02
The home address was read off the papers — by ezdocs:reader
11:45
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:45
file note490
11:45
branch from reading501 — by ezdocs:reader
11:45
case read — by ezdocs:reader
11:45
boxes gathered
11:45
address compared
11:45
challan boxes composed
11:45
Everything for the challan is in — queued
Papers and money are in — the challan is next.
11:45
case acknowledged challan queued
11:45
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03442
11:45
No fee quote sent — the branch's own figures were right
11:45
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
11:45
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
11:45
receivable snapshot
11:45
The payment proof already on the case was applied
11:45
property numbers completed
11:44
documents read together
11:44
property self check
11:44
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
11:44
card mobile not taken
11:44
kyc address read
11:44
roles from letter
11:44
Co-applicant added
11:44
Received: other
image001.jpg
11:44
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
11:44
property from index2
11:44
index2 people checked
11:44
index2 extra purchaser
11:44
Received: other
image002.jpg
11:44
property english extracted
11:44
Received: Aadhaar
IMG-20261001-WA0010.jpg
11:44
credit seen before bill
11:44
Payment proof arrived before the case was quoted — held
11:44
Received: PAN card
IMG-20261001-WA0011.jpg
11:44
money settled — by ezdocs:reader
11:44
Received: PAN card
IMG-20261001-WA0005.jpg
11:44
Received: Payment screenshot
IMG-20261012-WA0012.jpg
11:44
index2 people checked
11:44
index2 extra purchaser
11:44
Index II (title document) received from the branch
11:44
case read started — by ezdocs:reader
11:44
applicant email captured
11:44
Property address read from the sanction letter
11:44
card mobile not taken
11:44
kyc address read
11:44
Selfie checked — a live one
A real selfie — usable for the e-filing.
11:44
Selfie checked — a live one
A real selfie — usable for the e-filing.
11:44
Received: Aadhaar
1791871059287.jpg
11:44
Received: Selfie
1791871059382.jpg
11:44
Received: Selfie
1791871059412.jpg
11:44
Received: Index II
SKM_226i26101310050.pdf
11:44
Received: Sanction letter
Sanction letter - Ubhale.pdf
11:44
Case opened from the branch's mail
11:44
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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