Kumar Raghunath Joshi
LAN 77000319405Loan ₹22,90,026NOIMails & papers 6
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 15:24
Documents
Payment
Challan
done 30 Sep, 15:32 · GRAS ↗
Filing
took 23h 08m · IGR e-filing ↗
E-filing copy
done 1 Oct, 14:40
Index II
took 4d 22h
doneIndex II shared · the history says: The NOI has been filed and the e-filing copy shared. The team is now waiting to share the final NOI receipt with the branch.whole case so far 15d 6h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
13 Oct2 things
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs checked the e-filing boxes against the papers
6 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990110260311.pdf
1 Oct26 things — 1 document received · 1 letter written · 7 cautions · 17 steps
The challan's address boxes were written from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 58 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990110260311.pdf
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
ANJU pressed Save on the e-filing (property page) — what was changed is kept
EzDocs found something to check before the form is saved
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
EzDocs found something to check before the form is saved
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
EzDocs found something to check before the form is saved
EzDocs read the whole file
Co-applicant added
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Two documents disagree on a person's details — the card says which file and what it reads
Two documents disagree on a PAN — needs a person
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
30 Sep42 things — 12 documents received · 3 letters written · 2 money steps · 25 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
KUMAR RAGHUNATH JOSHI EchallanMH011166381202627E.pdf
SUSHIL pressed Proceed on the challan — what was changed is kept
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
The challan's address boxes were written from the papers
PAN found inside the KYC file — no need to ask for it
The loan amount was worked out from the papers
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
The branch's payment screenshot was read
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Property read from the legal / technical report (the sanction letter had none)
Received: Payment screenshot
payment recipt.jpg
Index II (title document) received from the branch
Property checked by EzDocs — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: PAN card
MASKING KYC.pdf
Received: LSR
LEGAL REPORT.pdf
Received: Technical report
Kumar Joshi Technical Report.pdf
Received: Sanction letter
ASL.pdf
Received: Index II
INDEX2.pdf
Wrote the document chase mail — held, silent mode
Re: LAN NO 10301337- APPLICANT NAME - MR. Kumar Raghunath Joshi # 77000319405 PROCESS CHALLAN OF 0.3 & 0.5% A
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: other
image.png
Received: Selfie
KUSTUBH PHOTO.jpg
Received: Selfie
YUKTA PHOTO.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
Co APP PHOTO.jpg
Received: Selfie
APP PHOTO.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
sent by the team from Gmail, 06 Oct, 13:30 · token 9990110260311
What the e-filing still needs1 still to come
12 of 13 in hand · the challan is done — these are for the filing / KYC
A challan whose owner could not be read — not counted until a person says — inside INDEX2.pdfopen
Mails & papers →every paper, beside its mail · 14 files
Moneyall of it is in
₹20,390.62
Paid and tied ✓ ₹20,370 from kum.joshi-1@okhdfcbank reached the account Wed 30 Sep, 15:07 — equals the figure the branch wrote in its own mail. The challan is paid.
Reached our account 30 Sep 15:07:48.
How we know
Our own bank told us — 30 Sep 15:07
₹20,370 · UTR 130469550529 · from VM-HDFCBK-S · a/c …6969
“Credit Alert!
Rs.20370.00 credited to HDFC Bank A/c XX6969 on 30-09-26 from VPA kum.joshi-1@okhdfcbank (UPI 130469550529)”
Matched by: equals the figure the branch wrote in its own mail
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …550529 | …550529 | ✓ | |
| Amount | ₹20,370 | ₹20,370 | fee ₹20,390.62 | ✓ |
| Time | Wed 30 Sep, 15:07 | Wed 30 Sep, 15:07 | ✓ | |
| Paid by | kum.joshi-1@okhdfcbank | KUMAR RAGHUNATH JOSHI | Kumar Raghunath Joshi | – |
the screenshot: ₹20,370 · Wed 30 Sep, 15:07 · UTR 130469550529 · from KUMAR RAGHUNATH JOSHI · to EZDOCS · docs@okhdfcbank
The working
Stamp duty 0.3%6,880
Registration fee 0.5%11,460
Government handling350
Our service fee1,700
Total we ask for20,390.62
By law ₹20,370.21. We ask ₹20,390 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
GAT, 1362/A/5, Kosumb, 415804
read from the Index II · e-filing boxes 51 of 58 ready
Check the property →the boxes beside the paper
People
YUKTA KUMAR JOSHI · co-applicantCZXPJ5766QKAUSTUBH KUMAR JOSHI · co-applicantCLIPJ3204LJOSHI DIPTI KUMAR · co-applicantAIPPJ3575N
rendered in 4.07 s · 123 queries · this page refreshes by itself when something on it changes (never while you type) · release v530 · build 0f000022