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Kumar Raghunath Joshi — everything the e-filing asks for
NOI-2026-02977 · ICICI Home Finance Company Ltd · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
52 of 58 e-filing boxes ready
Empty: Date of Mortgage, Building (with wing), Floor, Flat / shop no, Mobile (person 3), Road (person 3)
19 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number, Property type (Open / Building / Open + Building), Open area (a plot's own area), Carpet or built-up, E-mail (person 2) …
Challan: 13 of 13 boxes on the case · highlighted: Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road) · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
STOP — DO NOT SUBMIT THIS FILING YET
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
CHECK · Start page · Date of Mortgage
The date of mortgage is required for the e-filing but is empty.
What to do: Ask the branch for the date of mortgage from the MOTD or mortgage deed.
“THE E-FILING AS IT STANDS:== Start page ==Date of Mortgage = (EMPTY) [required]”
CHECK · Mortgagee page · Date of Mortgage
The date of mortgage is required for the e-filing but is empty.
What to do: Ask the branch for the date of mortgage from the MOTD or mortgage deed.
“THE E-FILING AS IT STANDS:== Start page ==Date of Mortgage = (EMPTY) [required]”
CHECK · Property page · Hadd name
The Hadd name is filled as Kosumb, but the papers do not explicitly state this as the Hadd name.
What to do: Confirm the Hadd name from a paper that explicitly states it, such as an Index II or sale deed.
“PAPER 1 - the technical report (Kumar Joshi Technical Report.pdf), its own words:the report's Property Address line: S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Rat”
CHECK · Property page · Road
The Road is filled as Gram Panchayat Road, but no paper on file prints this road name.
What to do: Ask the branch for a paper that names the road, or fill the city name if no road name is found.
“PAPER 1 - the technical report (Kumar Joshi Technical Report.pdf), its own words:the report's Property Address line: S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Rat”
STOP · Property page · Second number
The second number box contains multiple values and words that should be separated or placed in the description.
The papers say: 1362/A/1
What to do: Correct the second number to only contain the number 1362/A/1. Move the words '(NEW)' and '(OLD)' to the description box.
“PAPER 1 - the technical report (Kumar Joshi Technical Report.pdf), its own words:S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri”
CHECK · Property page · Building (with wing)
The property type is 'Open + Building', but the Building box is empty.
What to do: Ask the branch for the building name if a structure exists on the land, or confirm if it is an open plot with a minor structure not requiring a building name.
“THE E-FILING AS IT STANDS:== Property page ==Property type (Open / Building / Open + Bu = Open + BuildingBuilding (with wing) = (EMPTY) [required]”
CHECK · Property page · Floor
The property type is 'Open + Building', but the Floor box is empty.
The papers say: G
What to do: If it is a plot with a structure, the floor should be 'G' for ground floor. Confirm with the branch if a specific floor applies.
“THE E-FILING AS IT STANDS:== Property page ==Property type (Open / Building / Open + Bu = Open + BuildingFloor = (EMPTY) [required]”
CHECK · Property page · Flat / shop no
The property type is 'Open + Building', but the Flat / shop no box is empty.
The papers say: PLOT NO 1362/A/5
What to do: Fill the plot number with its kind word in the Flat / shop no box, as per the team's way for open land.
“PAPER 1 - the technical report (Kumar Joshi Technical Report.pdf), its own words:S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri”
CHECK · Property page · Area
The Area is 5.50, but the unit is Hectare Are, which implies a larger area for 'Open + Building' property type. This value seems too small for a Hectare Are unit.
What to do: Confirm the correct area and unit from the title deed or technical report. If 5.50 is in Hectare Are, it should be in the Open Area box, and Area should be 0.0 for a plot.
“THE E-FILING AS IT STANDS:== Property page ==Area = 5.50Area unit (Sq.mt. / Sq.ft.) = Hectare Are”
STOP · Property page · Carpet or built-up
The property type is 'Open + Building', but the Area is marked as 'carpet'. For open land, the carpet area is 0.0.
The papers say: carpet
What to do: Change the Area to 0.0 and ensure the Open Area box contains the actual land area. The 'carpet' label is acceptable if the Area is 0.0.
“THE E-FILING AS IT STANDS:== Property page ==Area = 5.50Carpet or built-up = carpet”
STOP · Property page · Title deed no / year / SRO
The title deed year is 2026, which is a future date and incorrect.
What to do: Obtain the correct title deed number, year, and SRO from the actual sale deed or Index II.
“THE E-FILING AS IT STANDS:== Property page ==Title deed no / year / SRO = 895/2026 SRO SANGAMESHWAR DEVRUKH”
CHECK · Property page · Description (house style)
The description is truncated and incomplete.
The papers say: ALL THAT PIECE AND PARCEL OF LAND BEARING GAT NO./HISSA NO. 1362/A/5 (NEW) AND GAT NO./HISSA NO. 1362/A/1 (OLD), ADMEASU
What to do: Complete the description based on the technical report and legal report, ensuring all relevant details are included within the character limit.
“PAPER 1 - the technical report (Kumar Joshi Technical Report.pdf), its own words:S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.
Property — the challan’s address and the e-filing’s Property page
Read from the Index II — the government’s own wordsThe document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
⚠ the technical report (Kumar Joshi Technical Report.pdf): looks like the same place — check — “S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri” (some names agree (3 of 7); not on one side: nev, old, situated)
each runs in seconds; the page comes back with the result at the top
Start page
Date of Mortgage
—
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise
Mortgagor page — party 1 (KAUSTUBH KUMAR JOSHI)
✗ The Index II (8) names a purchaser the case does not know: कौस्तुभ कुमार जोशी — every owner is a mortgagor on the filing: a co-owner whose KYC never came, or the wrong person’s KYC on the case. Decide before the challan.
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (ASL.pdf): the same place, spelled differently — “Someshwar Safalya CHS Flat no 10 2nd floor, vadavali section, Ambernath, Thane, THANE, MAHARASHTRA, IN, 421501” (the names agree; not printed on one side: kiran; the PIN agrees; the flat agrees)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagor page — party 2 (JOSHI DIPTI KUMAR)
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (ASL.pdf): the same place, spelled differently — “Someshwar Safalya CHS Flat no 10 2nd floor, vadavali section, Ambernath, Thane, THANE, MAHARASHTRA, IN, 421501” (the names agree; not printed on one side: in; the PIN agrees; the flat agrees)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagor page — party 3 (YUKTA KUMAR JOSHI)
The portal asks for the person’s home address — not yet read off the Aadhaar; the property address stands in below. Press Read the home address from the Aadhaar, or type it.
Mortgagee page (the bank)
Loan (Rs.) *
2290026
2290026
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
10.2
10.2
✓ in the document
from: the sanction letter
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400402031, TAN MUMI03639G — the co-pilot checks the open login against these; the signer RASHMI SINGH (read off the portal at the first filing, or typed once on Calculator → E-filing details).
Payment page
GRN
MH011166381202627E
MH011166381202627E
✓ in the document
Paid amount
18340.00
18340.00
✓ in the document
Challan date
30/09/2026
30/09/2026
✓ in the document
DHC PRN
1026011408565
1026011408565
✓ in the document
Last gathered 01 Oct 18:01: filled 0 box(es) from INDEX2.pdf, LEGAL REPORT.pdf, Kumar Joshi Technical Report.pdf, ASL.pdf, MASKING KYC.pdf, image.png; still empty: email (person 2), home floor (person 2), email (person 3), mobile (person 3), home building (person 3), home floor (person 3), home flat (person 3), home road (person 3) · 12 box(es) confirmed by a second paper
⚠ found email = “kum.joshi@gmail.com” in the sanction letter but could not tell WHOSE it is (the printed name 'Kumar Raghunath Joshi' matches nobody) — type it on the right person.
⚠ found mobile = “9920755545” in the sanction letter but could not tell WHOSE it is (the printed name 'Kumar Raghunath Joshi' matches nobody) — type it on the right person.
⚠ found dob = “1974-10-08” in the Aadhaar but could not tell WHOSE it is (the printed name 'KUMAR RAGHUNATH JOSHI' matches nobody) — type it on the right person.
⚠ found pan = “AEUPJ5886R” in the Aadhaar but could not tell WHOSE it is (the printed name 'KUMAR RAGHUNATH JOSHI' matches nobody) — type it on the right person.
The challan — paid; what it carried
Challan (GRAS) — what the form asks
13 of 13 boxes on the case; 3 highlightedOpen the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH011166381202627E.
District *
Ratnagiri
✓ on the case
from: the Index II (INDEX2.pdf)
SRO office
SMS_DEORUKH SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
6870.08
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
11450.13
✓ on the case
from: the fee engine
Payer (first party) *
KAUSTUBH KUMAR JOSHI
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
CLIPJ3204L
⚠ the Index II (8) prints PAN ICANNOTTELL for this person — check
✓ also on the Aadhaar (MASKING KYC.pdf)
from: the Aadhaar (MASKING KYC.pdf), p.1 — “AEUPJ5886R”
Payer mobile (the receipt SMS goes here) *
9920755545
✓ on the case
✓ also on the Aadhaar (MASKING KYC.pdf)
from: the sanction letter (ASL.pdf)
Second party (the bank) *
ICICI Home Finance Company Ltd
✓ on the case
from: the case's bank
Second party PAN *
AAACI6285N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
S NO 1362/A/5 NEW AND 1362/A/1 OLD SITUATED AT MOUJE KOSUMB
⚠ the papers print more numbers than the portal's two boxes — also on them: SURVEY 1362/A/5 (New) And 1362/A/1 (Old) (the technical report);
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
TAL SANGAMESHWAR DEVRUKH AND DIST RATNAGIRI
⚠ from the technical report (Kumar Joshi Technical Report.pdf), p.1 — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
RATNAGIRI
✓ on the case
from: the Index II (INDEX2.pdf)
PIN
415804
✓ on the case
from: the technical report (Kumar Joshi Technical Report.pdf)
Consideration (the loan amount) *
2290026
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
ग्रामिण विभागातील मौजे कोसुंब गावातील गट न.1362/अ/5 क्षेत्र 5.50.00 आर चौ मी आकार 55.00 हि संपूर्ण बिनशेती जमिन मिळकत निवासी बिनशेती प्रयोजनासाठी या खरेदीपत्राने खरेदी दिली ( ( Survey Number : 1362/अ/5;))
The Index II’s fixed rows, as EzDocs read them (from INDEX2.pdf) — check each against the paper.
| the fixed rows were not read on this copy — press Read all boxes again from the Index II to read them |
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