the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011166381202627E | 9990110260311 | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper30 Sep, 15:24 · 15d ago THE FIRST MAIL — how this case began
Kindly do NOI process.
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
CASE INITIATION
LAN NO
# 77000319405
CASE INITIATION BRANCH NAME
CASE TYPE
HOME LOAN – SELF CONSTRUCTION
SRO No
DEVRUKH
3 more mails in between — open
30 Sep, 15:27 · 15d ago
++++ Passport Size Photo
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
From: Hritik Pawar /DIST/ICICIHFC/RATNA
Sent: Wednesday, September 30, 2026 3:24 PM
To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Cc: Amit Shinde /DIST/ICICIHFC/RATNA <amit.shinde@icicihfc.com>; Suraj Magdum /DISTP/ICICIHFC/KOL <suraj.magdum@icicihfc.com>; Rohan Bhojane /DISTP/ICICIHFC/RATNA <rohan.bhojane@icicihfc.com>
Dear @NOI ICICIHFC<mailto:icicihfcnoi@ezdocs.co.in>,
Kindly do NOI process.
CASE INITIATION
LAN NO
# 77000319405
CASE INITIATION BRANCH NAME
CASE TYPE
HOME LOAN – SELF CONSTRUCTION
SRO No
DEVRUKH
30 Sep, 16:24 · 15d ago
PFA CHALLAN FOR A REFERENCE
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
01 Oct, 14:35 · 14d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
01 Oct, 17:00 · 14d ago
Please Provide Final NOI Receipt.
earlier mails quoted below
06 Oct, 13:30 · 9d ago
PFA Index 2 copy for the case closure.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | APP PHOTO.jpg | filed | 15d ago |
| Selfie / photo | Co APP PHOTO.jpg | filed | 15d ago |
| Selfie / photo | YUKTA PHOTO.jpg | filed | 15d ago |
| Selfie / photo | KUSTUBH PHOTO.jpg | filed | 15d ago |
| Other | image.png | filed | 15d ago |
| Index II+ A challan whose owner could not be read — not counted until a person says insidethe branch sent this — an input | INDEX2.pdf | filed | 15d ago |
| Sanction letter | ASL.pdf | filed | 15d ago |
| Technical report | Kumar Joshi Technical Report.pdf | filed | 15d ago |
| LSR (search report)+ A challan whose owner could not be read — not counted until a person says inside | LEGAL REPORT.pdf | filed | 15d ago |
| PAN card+ Aadhaar card inside+ Aadhaar card inside | MASKING KYC.pdf | filed | 15d ago |
| Payment screenshot | payment recipt.jpg | filed | 15d ago |
| Paid challan (GRAS) | KUMAR RAGHUNATH JOSHI EchallanMH011166381202627E.pdf | filed | 15d ago |
| E-filing copy (token) | eFilingDoc9990110260311.pdf | filed | 14d ago |
| Index IIthe registered copy we filed | IndexII9990110260311.pdf | filed | 9d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹20,390.62
VERIFIED — money received
₹20,370 130469550529
30 Sep 15:07:48
30 Sep 15:32:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,880 | ₹11,460 | ₹350 | ₹1,700 | ₹20,390 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
S NO 1362/A/5 (NEW) AND 1362/A/1 (OLD) SITUATED AT MOUJE KOSUMB TAL SANGAMESHWAR (DEVRUKH) AND DIST RATNAGIRI
415804
GAT NO./HISSA NO. 1362/A/5 (NEW) & GAT NO./HISSA NO. 1362/A/1 (OLD), AREA 0-05-50 H. R., ALONGWITH PROPOSED CONSTRUCTION THEREON, SITUATED AT KOSUMB, TAL. SANGMESHWAR, DIST. RATNAGIRI.
1) paalikeche naava:ratnaagiri itara varnana :, itara maahitih graamina vibhaagaatila mauje kosumba gaavaatila gata na.1362/a/5 kshetra 5.50.00 aara chau mi aakaara 55.00 hi sampurna binasheti jamina milakata nivaasi binasheti prayojanaasaathi yaa kharedipatraane kharedi dili ((SURVEY NUMBER : 1362/a/5;))
I CANNOT TELL
S NO 1362/A/5 NEW AND 1362/A/1 OLD SITUATED AT MOUJE KOSUMB
TAL SANGAMESHWAR DEVRUKH AND DIST RATNAGIRI
RATNAGIRI
the Index II also prints: 00, 1, 5, 50, 55, AAKAARA, AARA, BINASHETI, CANNOT, CHAU, DILI, GAAVAATILA, GATA, GRAAMINA, HI
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | YUKTA KUMAR JOSHI | CZXPJ5766Q | |
| co_mortgagor | KAUSTUBH KUMAR JOSHI | CLIPJ3204L | …9719 |
| co_mortgagor | JOSHI DIPTI KUMAR | AIPPJ3575N | …6068 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | hritik.pawar@icicihfc.com | 15d ago |
What EzDocs read from each document — check anything marked in red
live_selfie
True
1.0
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}live_selfie
True
1
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}True
Description of the Property (with Boundaries)
550.0
loan_ref: 77000319405; customer_name: Mr. Kumar Raghunath Joshi
0.98
state: Maharashtra; taluka: Sangmeshwar; district: Ratnagiri; Address: Gat No./Hissa No. 1362/A/5 (New) & Gat No./Hissa No. 1362/A/1 (Old), Area 0-05-50 H. R., alongwith proposed construction thereon, situated at Ko
Gat No./Hissa No. 1362/A/5 (New) & Gat No./Hissa No. 1362/A/1 (Old), Area 0-05-50 H. R., alongwith proposed construction thereon, situated at Kosumb, Tal. Sangmeshwar, Dist. Ratnagiri.
raw reading (for Abhijit)
{'found': True, 'found_in': 'Description of the Property (with Boundaries)', 'area_sq_m': 550.0, 'paper_for': {'loan_ref': '77000319405', 'report_id': None, 'customer_name': 'Mr. Kumar Raghunath Joshi'}, 'pin_other': None, 'confidence': 0.98, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Sangmeshwar', 'flat_no': None, 'district': 'Ratnagiri', 'floor_no': None, 'landmark': None, 'full_address': 'Gat No./Hissa No. 1362/A/5 (New) & Gat No./Hissa No. 1362/A/1 (Old), Area 0-05-50 H. R., alongwith proposed construction thereon, situated at Kosumb, Tal. Sangmeshwar, Dist. Ratnagiri.', 'village_city': 'Kosumb', 'building_name': None, 'survey_or_cts_no': 'Gat No./Hissa No. 1362/A/5 (New) & Gat No./Hissa No. 1362/A/1 (Old)'}, 'security_address_verbatim': 'Gat No./Hissa No. 1362/A/5 (New) & Gat No./Hissa No. 1362/A/1 (Old), Area 0-05-50 H. R., alongwith proposed construction thereon, situated at Kosumb, Tal. Sangmeshwar, Dist. Ratnagiri.'}77000319405
True
Home Loan and Purchase/Improvement of Property
Home Loan
1.0
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.70% 10.20 %p.a Once in 6 months or as and when required As and when required 33756 97
77000319406 App Number
2190000.0
-8.7
2190000.0
10.2
30/09/2026
18.9
kum.joshi@gmail.com
Kumar Raghunath Joshi, Dipti Kumar Joshi, Yukta Kumar Joshi, Kaustubh Kumar Joshi, Madhura Jitendra Dhole
False
+91-9920755545
False
Sanctioned Loan amount (in Rupees)
False
Someshwar Safalya CHS Flat no 10 2nd floor, vadavali section, Ambernath, Thane, THANE, MAHARASHTRA, IN, 421501
raw reading (for Abhijit)
{'lan': '77000319405', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan', 'confidence': 1.0, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.70% 10.20 %p.a Once in 6 months or as and when required As and when required 33756 97', 'handwritten': [], 'linked_refs': ['77000319406 App Number'], 'loan_amount': 2190000.0, 'rate_spread': -8.7, 'final_amount': 2190000.0, 'interest_rate': 10.2, 'quality_issue': None, 'sanction_date': '30/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'kum.joshi@gmail.com', 'applicant_names': ['Kumar Raghunath Joshi', 'Dipti Kumar Joshi', 'Yukta Kumar Joshi', 'Kaustubh Kumar Joshi', 'Madhura Jitendra Dhole'], 'printed_altered': False, 'applicant_mobile': '+91-9920755545', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Someshwar Safalya CHS Flat no 10 2nd floor, vadavali section, Ambernath, Thane, THANE, MAHARASHTRA, IN, 421501'}index2_input
pin: I CANNOT TELL; rows: {'r4_palika': 'रत्नागिरी इतर वर्णन :', 'r11_serial': '895/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद :- (iii) Within the limits of an
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'रत्नागिरी इतर वर्णन :', 'r11_serial': '895/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद :- (iii) Within the limits of any Grampanchayat area or any such area not mentioned in sub-clause (ii)', 'r4_locality': 'ग्रामिण विभागातील मौजे कोसुंब गावातील गट न.1362/अ/5 क्षेत्र 5.50.00 आर चौ मी आकार 55.00 हि संपूर्ण बिनशेती जमिन मिळकत निवासी बिनशेती प्रयोजनासाठी या खरेदीपत्राने खरेदी दिली ( ( Survey Number : 1362/अ/5;))', 'r5_area_text': '5.5000 आर.चौ. मीटर', 'r7_executants': [{'age': '33', 'pan': 'I CANNOT TELL', 'name': 'अजय सर्जेराव जाधव', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः साडवली सह्याद्रीनगर ता.संगमेश्वर जि.रत्नागिरी, रोड नं: -, महाराष्ट्र, रत्नागिरी. पिन कोड:-415804'}, {'age': '42', 'pan': 'I CANNOT TELL', 'name': 'सोनल सुनिल काजवे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः आंबी नगर पाण्याच्या टाकी मागे रेंदल ता. हातकणंगले जि.कोल्हापूर, रोड नं: -, महाराष्ट्र, क़ॉळःआपूर. पिन कोड:-416203'}, {'age': '33', 'pan': 'I CANNOT TELL', 'name': 'चेतन कांतीलल पटेल', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः साडवली सह्याद्रीनगर ता.संगमेश्वर जि.रत्नागिरी, रोड नं: -, महाराष्ट्र, रत्नागिरी. पिन कोड:- 415804'}], 'r8_purchasers': [{'age': '23', 'pan': 'I CANNOT TELL', 'name': 'कौस्तुभ कुमार जोशी', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः सोमेश्वर साफल्य को.हौ. सो प्लॅट नं.10 2 रा मजला वडवली विभाग किरण बिल्डिंग जवळ अंबरनाथ पूर्व ठाणे, रोड नं: -, महाराष्ट्र, ठाणे, पिन कोड:-421501'}, {'age': '23', 'pan': 'I CANNOT TELL', 'name': 'कुमार रघुनाथ जोशी, दिप्ती कुमार जोशी, युक्ता कुमार जोशी च्या तर्फे दस्तऐवज प्रवेशासाठी कु.मु. कौस्तुभ कुमार जोशी', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः सोमेश्वर साफल्य को.हौ.सो प्लॅट नं.10 2 रा मजला वडवली विभाग किरण बिल्डिंग जवळ अंबरनाथ पूर्व ठाणे, रोड नंः, महाराष्ट्र, ठाणे. पिन कोड:- 421501'}], 'r12_stamp_duty': 27500, 'r3_market_value': 435000, 'r1_document_type': 'खरेदीखत', 'r2_consideration': 550000, 'r9_execution_date': '16/06/2026', 'r13_registration_fee': 5500, 'r10_registration_date': '16/06/2026'}, 'doc_no': '895', 'village': 'कोसुंब', 'doc_kind': 'सूची क्र.True
PROPERTY ADDRESS
127.37
loan_ref: 77000319405; report_id: HRQ-26-170072; customer_name: Kumar Raghunath Joshi
0.99
taken: both the same; legal_address: S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri; property_address: S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mou
pin: 415804; state: Maharashtra; taluka: Sangameshwar; district: Ratnagiri; landmark: Near Kosumb Gaon Bus Stop; Address: S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) An
S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 127.37, 'paper_for': {'loan_ref': '77000319405', 'report_id': 'HRQ-26-170072', 'customer_name': 'Kumar Raghunath Joshi'}, 'pin_other': None, 'confidence': 0.99, 'address_lines': {'taken': 'both the same', 'legal_address': 'S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri', 'property_address': 'S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri'}, 'property_address': {'pin': '415804', 'road': None, 'state': 'Maharashtra', 'taluka': 'Sangameshwar', 'flat_no': None, 'district': 'Ratnagiri', 'floor_no': None, 'landmark': 'Near Kosumb Gaon Bus Stop', 'full_address': 'S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri', 'village_city': 'Kosumb', 'building_name': None, 'survey_or_cts_no': 'S No 1362/A/5 (New) And 1362/A/1 (Old)'}, 'security_address_verbatim': 'S No 1362/A/5 (New) And 1362/A/1 (Old) Situated At Mouje Kosumb Tal Sangameshwar (Devrukh) And Dist Ratnagiri'}1974-10-08
AEUPJ5886R
True
raw reading (for Abhijit)
{'dob': '1974-10-08', 'pan': 'AEUPJ5886R', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}MH008040384202627E
325.0
False
69103332026081015370
RATNAGIRI
Sangmeshwar
Gat No 1362 H No A 5
Adv Sudhir P Rasal
SMS_DEORUKH SUB REGISTRAR
IDBI BANK
Search Fee year 2014 to 2026 Gat No 1362 situated at Kosumb Tal Sangmeshwar Dist Ratnagiri
{'amount': 325.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}
10/08/2026-16:40:34
True
Kosumb
raw reading (for Abhijit)
{'grn': 'MH008040384202627E', 'pin': None, 'total': 325.0, 'article': None, 'defaced': False, 'bank_cin': '69103332026081015370', 'district': 'RATNAGIRI', 'area_city': 'Sangmeshwar', 'payer_pan': None, 'flat_block': 'Gat No 1362 H No A 5', 'payer_name': 'Adv Sudhir P Rasal', 'sro_office': 'SMS_DEORUKH SUB REGISTRAR', 'paying_bank': 'IDBI BANK', 'remarks_raw': 'Search Fee year 2014 to 2026 Gat No 1362 situated at Kosumb Tal Sangmeshwar Dist Ratnagiri', 'scheme_rows': [{'amount': 325.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}], 'payer_mobile': None, 'payment_date': '10/08/2026-16:40:34', 'inner_challan': True, 'road_locality': 'Kosumb', 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}130469550529
2026-09-30
15:07
20370
UPI
docs@okhdfcbank
hi-1@okhdfcbank
EZDOCS
KUMAR RAGHUNATH JOSHI
raw reading (for Abhijit)
{'utr': '130469550529', 'date': '2026-09-30', 'time': '15:07', 'amount': 20370, 'method': 'UPI', 'payee_upi': 'docs@okhdfcbank', 'payer_upi': 'hi-1@okhdfcbank', 'payee_name': 'EZDOCS', 'payer_name': 'KUMAR RAGHUNATH JOSHI', 'debit_notification_text': None}MH004386919202627U
33000
False
रत्नागिरी
कोसुंब
KAUSTUBH KUMAR JOSHI AND OTHERS
सह दु.नि. संगमेश्वर (देवरुख)
{'amount': 27500, 'head_code': None, 'description': 'Stamp Duty'}, {'amount': 5500, 'head_code': None, 'description': 'Registration Fee'}
16/06/2026
True
895/2026
raw reading (for Abhijit)
{'grn': 'MH004386919202627U', 'pin': None, 'total': 33000, 'article': None, 'defaced': False, 'bank_cin': None, 'district': 'रत्नागिरी', 'area_city': 'कोसुंब', 'payer_pan': None, 'flat_block': None, 'payer_name': 'KAUSTUBH KUMAR JOSHI AND OTHERS', 'sro_office': 'सह दु.नि. संगमेश्वर (देवरुख)', 'paying_bank': None, 'remarks_raw': None, 'scheme_rows': [{'amount': 27500, 'head_code': None, 'description': 'Stamp Duty'}, {'amount': 5500, 'head_code': None, 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '16/06/2026', 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'header_doc_number': '895/2026', 'second_party_name': None, 'consideration_amount': None}1974-10-08
AEUPJ5886R
True
raw reading (for Abhijit)
{'dob': '1974-10-08', 'pan': 'AEUPJ5886R', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}MH011166381202627E
415804
18340.0
6(1)
False
03006172026093001431
RATNAGIRI
RATNAGIRI
AEUXXXXXXR
S NO 1362/A/5 NEW AND 1362/A/1 OLD
KUMAR RAGHUNATH JOSHI
SMS_DEORUKH SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2290026
{'amount': 6880.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11460.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX5545
30/09/2026-16:22:12
NEAR KOSUMB GAON BUS STOP TAL SANGAMESHWAR (DEVRUKH) DIST
AAACI6285N
ICICI HOME FINANCE COMPANY LTD
2290026
raw reading (for Abhijit)
{'grn': 'MH011166381202627E', 'pin': '415804', 'total': 18340.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001431', 'district': 'RATNAGIRI', 'area_city': 'RATNAGIRI', 'payer_pan': 'AEUXXXXXXR', 'flat_block': 'S NO 1362/A/5 NEW AND 1362/A/1 OLD', 'payer_name': 'KUMAR RAGHUNATH JOSHI', 'sro_office': 'SMS_DEORUKH SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2290026', 'scheme_rows': [{'amount': 6880.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11460.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5545', 'payment_date': '30/09/2026-16:22:12', 'road_locality': 'NEAR KOSUMB GAON BUS STOP TAL SANGAMESHWAR (DEVRUKH) DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2290026'}1974-10-08
AEUPJ5886R
KUMAR RAGHUNATH JOSHI
1
True
pan
RAGHUNATH GANESH JOSHI
1
raw reading (for Abhijit)
{'dob': '1974-10-08', 'pan': 'AEUPJ5886R', 'name': 'KUMAR RAGHUNATH JOSHI', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RAGHUNATH GANESH JOSHI', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}1974-10-08
Kumar Raghunath Joshi
2
9920755545
pin: 421501; area: NEAR KIRAN BUILDING, AMBARNATH EAST; flat: FLAT NO 10; road: VADAVALI SECTION; floor: 2 ND FLOOR; state: Maharashtra; building: SOMESHWAR SAFALYA CHS; district: Thane; post_office: Ambernath; village_c
True
aadhaar
2
9719
raw reading (for Abhijit)
{'dob': '1974-10-08', 'pan': None, 'name': 'Kumar Raghunath Joshi', 'page': 2, 'mobile': '9920755545', 'address': {'pin': '421501', 'area': 'NEAR KIRAN BUILDING, AMBARNATH EAST', 'flat': 'FLAT NO 10', 'road': 'VADAVALI SECTION', 'floor': '2 ND FLOOR', 'state': 'Maharashtra', 'building': 'SOMESHWAR SAFALYA CHS', 'district': 'Thane', 'post_office': 'Ambernath', 'village_city': 'Ambarnath'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '9719', 'quality_issue': None}1980-07-04
AIPPJ3575N
JOSHI DIPTI KUMAR
3
True
pan
DIGAMBAR DINKAR CHAVAN
3
raw reading (for Abhijit)
{'dob': '1980-07-04', 'pan': 'AIPPJ3575N', 'name': 'JOSHI DIPTI KUMAR', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DIGAMBAR DINKAR CHAVAN', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}1980-07-04
Dipti Kumar Joshi
4
7276740835
pin: 421501; area: Near Kiran Building, Ambernath East; flat: Flat No 10; road: Vadavali Section; state: Maharashtra; building: Someshwar Saflaya CHS; district: Thane; post_office: Ambernath; Village: Ambernath
True
aadhaar
4
6068
raw reading (for Abhijit)
{'dob': '1980-07-04', 'pan': None, 'name': 'Dipti Kumar Joshi', 'page': 4, 'mobile': '7276740835', 'address': {'pin': '421501', 'area': 'Near Kiran Building, Ambernath East', 'flat': 'Flat No 10', 'road': 'Vadavali Section', 'floor': None, 'state': 'Maharashtra', 'building': 'Someshwar Saflaya CHS', 'district': 'Thane', 'post_office': 'Ambernath', 'village_city': 'Ambernath'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '6068', 'quality_issue': None}2003-09-20
CLIPJ3204L
KAUSTUBH KUMAR JOSHI
5
True
pan
KUMAR JOSHI
5
raw reading (for Abhijit)
{'dob': '2003-09-20', 'pan': 'CLIPJ3204L', 'name': 'KAUSTUBH KUMAR JOSHI', 'page': 5, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'KUMAR JOSHI', 'card_of_many': 5, 'aadhaar_last4': None, 'quality_issue': None}2003-09-20
Kaustubh Kumar Joshi
6
9167611355
pin: 421501; area: Near Kiran Building, Ambernath East; flat: Flat No 10; road: Vadavali Section; state: Maharashtra; building: Someshwar Saflaya CHS; district: Thane; post_office: Ambernath; Village: Ambernath
True
aadhaar
6
4383
raw reading (for Abhijit)
{'dob': '2003-09-20', 'pan': None, 'name': 'Kaustubh Kumar Joshi', 'page': 6, 'mobile': '9167611355', 'address': {'pin': '421501', 'area': 'Near Kiran Building, Ambernath East', 'flat': 'Flat No 10', 'road': 'Vadavali Section', 'floor': None, 'state': 'Maharashtra', 'building': 'Someshwar Saflaya CHS', 'district': 'Thane', 'post_office': 'Ambernath', 'village_city': 'Ambernath'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 6, 'aadhaar_last4': '4383', 'quality_issue': None}2006-04-18
CZXPJ5766Q
YUKTA KUMAR JOSHI
7
True
pan
KUMAR RAGHUNATH JOSHI
7
raw reading (for Abhijit)
{'dob': '2006-04-18', 'pan': 'CZXPJ5766Q', 'name': 'YUKTA KUMAR JOSHI', 'page': 7, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'KUMAR RAGHUNATH JOSHI', 'card_of_many': 7, 'aadhaar_last4': None, 'quality_issue': None}MDD
efiling_copy
9990110260311
True
road: KOSUMB; unit: G; floor: G; taluka: Sangameshvar; numbers: [{'type': 'GAT NUMBER', 'value': '1362/A/5'}, {'type': 'Survey Number', 'value': 'AS PER TEC REPORT S NO.1362/A/5(NEW),1362/A/1(OLD)'}]; village: Kosunb (la
ICICI HOME FINANCE COMPANY LTD (163)
{'pan': 'AEUPJ5886R', 'name': 'KUMAR RAGHUNATH JOSHI', 'address': 'Flat No:10, Floor No:2, Building Name:SOMESHWAR SAFALYA CHS, Block Sector:VADAVALI SECTION, Road:AMBERNATH, City:AMBERNATH, State:MAHARASHTRA, District:T
Sale Deed :895/2026 SANGAMESHWAR(DEVRUKH)
2026-10-01
2290026.0
{'ref': 'MH011166381202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 6870.0, 'ref_kind': 'GRN'}, {'ref': 'MH011166381202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 11450.0, 'ref_kind': '
2026-10-01
raw reading (for Abhijit)
{'sro': 'MDD', 'kind': 'efiling_copy', 'token': '9990110260311', 'legible': True, 'property': {'pin': None, 'road': 'KOSUMB', 'unit': 'G', 'floor': 'G', 'taluka': 'Sangameshvar', 'numbers': [{'type': 'GAT NUMBER', 'value': '1362/A/5'}, {'type': 'Survey Number', 'value': 'AS PER TEC REPORT S NO.1362/A/5(NEW),1362/A/1(OLD)'}], 'village': 'Kosunb (labhakshetra)', 'building': 'GAT NO 1362/A/5,SITUATED AT MOUJE KOSUMB', 'district': 'Ratnagiri', 'area_text': '55.00 Sq.mt.', 'local_body': None, 'description': 'Landmark:NEAR KOSUMB GAON BUS STOP', 'property_type': 'Open'}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'AEUPJ5886R', 'name': 'KUMAR RAGHUNATH JOSHI', 'address': 'Flat No:10, Floor No:2, Building Name:SOMESHWAR SAFALYA CHS, Block Sector:VADAVALI SECTION, Road:AMBERNATH, City:AMBERNATH, State:MAHARASHTRA, District:THANE, Pin:421501'}, {'pan': 'CLIPJ3204L', 'name': 'KAUSTUBH KUMAR JOSHI', 'address': 'Flat No:10, Floor No:2, Building Name:SOMESHWAR SAFALYA CHS, Block Sector:VADAVALI SECTION, Road:AMBERNATH, City:AMBERNATH, State:MAHARASHTRA, District:THANE, Pin:421501'}], 'title_deed': 'Sale Deed :895/2026 SANGAMESHWAR(DEVRUKH)', 'filing_date': '2026-10-01', 'loan_amount': 2290026.0, 'payment_lines': [{'ref': 'MH011166381202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 6870.0, 'ref_kind': 'GRN'}, {'ref': 'MH011166381202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 11450.0, 'ref_kind': 'GRN'}, {'ref': '1026011408565', 'head': 'Document Handling Charges', 'dated': '01/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-01'}Technical record (for Abhijit — safe to ignore)
| 2d ago | the co-pilot | pan_card_name_set_aside | {'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che |
| 2d ago | the co-pilot | pan_card_name_set_aside | {'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che |
| 2d ago | the co-pilot | pan_card_name_set_aside | {'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che |
| 2d ago | EzDocs | reader_efiling_verdict | {'fp': 'fa162b83863377dd', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the e-filin |
| 2d ago | the co-pilot | pan_card_name_set_aside | {'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che |
| 9d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 9d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999011026031 |
| 14d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 2 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 14d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['INDEX2.pdf', 'LEGAL REPORT.pdf', 'Kumar Joshi Technical Report.pdf', 'ASL.pdf', 'MASKING KYC.pdf', 'image.png'], 'after': {'addresses': {'people': [['KAUSTUBH KUMAR JOSHI', [[' |
| 14d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "The |
| 14d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX2.pdf', 'changed': {}, 'village': 'कोसुंब'} |
| 14d ago | EzDocs | index2_people_checked | {'doc_id': '767a1da3-b752-4c7d-9d7d-23011a890b9c', 'differs': 2, 'matched': [{'score': 1.0, 'person': 'KAUSTUBH KUMAR JOSHI', 'pan_agrees': False}, {'score': 1.0, 'person': 'KAUSTUBH KUMAR JOSHI', 'pan_agrees': False}], |
| 14d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 0.8, 'workers': 2} |
| 14d ago | EzDocs | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['resend_challan'], 'urgent_disbursement': False} |
| 14d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 2 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 14d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['INDEX2.pdf', 'LEGAL REPORT.pdf', 'Kumar Joshi Technical Report.pdf', 'ASL.pdf', 'MASKING KYC.pdf', 'image.png'], 'after': {'addresses': {'people': [['KAUSTUBH KUMAR JOSHI', [[' |
| 14d ago | EzDocs | box_disagreement | {'box': 'party.last_name', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'KUMAR', 'page': 3, 'party': 'JOSHI DIPTI |
| 14d ago | EzDocs | box_disagreement | {'box': 'party.middle_name', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'DIPTI', 'page': 3, 'party': 'JOSHI DIP |
| 14d ago | EzDocs | box_disagreement | {'box': 'party.first_name', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'JOSHI', 'page': 3, 'party': 'JOSHI DIPT |
| 14d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "The |
| 14d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX2.pdf', 'changed': {}, 'village': 'कोसुंब'} |
| 14d ago | EzDocs | index2_people_checked | {'doc_id': '767a1da3-b752-4c7d-9d7d-23011a890b9c', 'differs': 2, 'matched': [{'score': 1.0, 'person': 'KAUSTUBH KUMAR JOSHI', 'pan_agrees': False}, {'score': 1.0, 'person': 'KAUSTUBH KUMAR JOSHI', 'pan_agrees': False}], |
| 14d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 0.9, 'workers': 2} |
| 14d ago | EzDocs | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['resend_challan'], 'urgent_disbursement': False} |
| 14d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['INDEX2.pdf', 'LEGAL REPORT.pdf', 'Kumar Joshi Technical Report.pdf', 'ASL.pdf', 'MASKING KYC.pdf', 'image.png'], 'after': {'addresses': {'people': [['KAUSTUBH KUMAR JOSHI', [[' |
| 14d ago | EzDocs | address_compared | {'sig': '66e10c42750dbcf7', 'why': 'after gather', 'people': [{'home': '10, 2ND, SOMESHWAR SAFALYA CHS, VADAVALI SECTION, NEAR KIRAN BUILDING, AMBARNATH, THANE, 421501', 'person': 'KAUSTUBH KUMAR JOSHI', 'against': [{'sr |
| 14d ago | EzDocs | challan_boxes_composed | {'fp': '4d84a78a8b8af77e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'S NO 1362/A/5 NEW AND 1362/A/1 OLD SITUATED AT MO |
| 14d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "The |
| 14d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_asked', 'fee_paid', 'challan', 'challan_sha |
| 14d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX2.pdf', 'changed': {}, 'village': 'कोसुंब'} |