⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Tejram Pandurang Luche
LAN 77000360679Loan ₹42,00,000NOIMails & papers 15 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
25 Sep, 17:31
Documents
Payment
Challan
done 25 Sep, 18:19 · GRAS ↗
Filing
took 9d 19h · IGR e-filing ↗
E-filing copy
done 5 Oct, 13:55
Index II
took 1d 23h
doneIndex II shared · the trail says: The branch has provided all necessary documents, including the latest Index II. The NOI team needs to proceed with filing the Notice of Intimation.whole case so far 18d 8h
Needs your eyes2
Mortgagor ownership — Legal Scrutiny Report (TEJRAM LUCHE -PUR-22.09.26 (2) (3).pd says Shri Mahakal Infra through Partners 1. Amit Ganeshsingh Chauhan 2. Sne; Legal Scrutiny Report . See the papers →
GPay ₹29,650 announced at 11:58 has not settled into the PNB account (due 15:58). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
7 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990510260162.pdf
5 Oct55 things — 2 documents received · 1 letter written · 52 steps
dhc prn read
efiling copy read
desk documents backfill
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990510260162.pdf
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
file note490
mail against file490 — by ezdocs:reader
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
index2 docno read
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper set aside by note490 — by ezdocs:reader
paper not this case
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Co-applicant added
Received: Sale deed
NGP7-18336-2026 (2).pdf
2 Oct1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
1 Oct22 things — 1 document received · 21 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes by rules
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
property self check
property from index2
index2 people checked
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
Received: Index II
sale deed index 2.pdf
An old draft withdrew itself — its asks were already answered
28 Sep1 thing — 1 step
case read — by ezdocs:reader
27 Sep3 things — 3 steps
mail read as shown
mail read as shown
case read — by ezdocs:reader
26 Sep25 things — 25 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
boxes gathered
address compared
challan boxes composed
property self check
property from index2
index2 people checked
index2 extra purchaser
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
boxes gathered
property from index2
index2 people checked
index2 extra purchaser
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
box disagreement
property from index2
index2 people checked
index2 extra purchaser
documents read together
25 Sep95 things — 13 documents received · 6 letters written · 1 money step · 75 steps
gpay not settled yet
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
TEJRAM PANDURANG LUCHE EchallanMH010878373202627E.pdf
copilot check ok — by copilot
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes not the papers words — by copilot
reader mail addition — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: AIL SUBJECT LINE- APPLICATION NO -77000360679-APPLICANT NAME -TEJRAM PANDURANG LUCHE | PROCESS CHALLAN OF
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
property from index2
index2 people checked
index2 extra purchaser
documents read together
quoted history checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
AIL SUBJECT LINE- APPLICATION NO -77000360679-APPLICANT NAME -TEJRAM PANDURANG LUCHE | PROCESS CHALLAN OF 0.3
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
AIL SUBJECT LINE- APPLICATION NO -77000360679-APPLICANT NAME -TEJRAM PANDURANG LUCHE | PROCESS CHALLAN OF 0.3
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
extra challan scanned
box disagreement
box disagreement
property from index2
index2 people checked
index2 extra purchaser
money settled — by ezdocs:reader
money not settled
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02482
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
property attrs split
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
applicant email captured
roles from letter
The payment proof already on the case was applied
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Sanction letter
KFSLetter_77000360679 (1).pdf
Received: other
Outlook-HFC.png
Received: Aadhaar
Tejram adhar (1).pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Co-applicant added
Received: Selfie
Tejram photo.jpg
Received: PAN card
Tejram Pan (1).pdf
property from index2
index2 people checked
index2 extra purchaser
Received: PAN card
Shahili pan (1).jpg
Received: Aadhaar
Shahili adhar (1).jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
credit seen before bill
Received: Selfie
Shahili photo.jpg
Payment proof arrived before the case was quoted — held
property english extracted
Property read from the legal / technical report (the sanction letter had none)
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: LSR
TEJRAM LUCHE -PUR-22.09.26 (2) (3).pdf
Received: Technical report
HRQ-26-162640_INDProcessRequest_2500320260925135020050.pdf
Received: Index II
Luche Index 2.pdf
template name checked
Received: Payment screenshot
IMG-20260925-WA0019.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
13 of 14 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓LSR (search report)open
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Sale deedopen
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside NGP7-18336-2026 (2).pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 17 files
The file, as the engine remembers it5 open
○NIKHIL PANDURANGJI PAWAR — mobile — the branch
○NIKHIL PANDURANGJI PAWAR — e-mail — the branch
○NIKHIL PANDURANGJI PAWAR — home building — the branch
○NIKHIL PANDURANGJI PAWAR — home flat — the branch
✗the papers disagree on Mortgagor ownership (Legal Scrutiny Report (TEJRAM : Shri Mahakal Infra through Partners 1. Amit Ganeshsingh Chau; Legal Scrutiny Report (TEJRAM : Tejram Pandurang Luche agreed to purchase it.; Index II (Luche Index 2.pdf) — a person — Ask the branch to provide the Sale Deed or Index II showing Tejram Pandurang Luche and Shahili Tejram Luche as the registered owners of the
?unsure of efiling.date_of_mortgage — No MOTD (Memorandum of Deposit of Title Deeds) on file to confirm date of mortgage.
?unsure of borrower.mobile — Sanction letter provides mobile for applicant, but not for co-applicant. Aadhaar mobile is not used as per desk rules.
?unsure of co_applicants[0].mobile — Sanction letter provides mobile for applicant, but not for co-applicant. Aadhaar mobile is not used as per desk rules.
?unsure of co_applicants[0].email — Email for co-applicant not found on any paper.
the branch's last mail (2026-10-05): The branch asks for the NOI.
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T06:30 UTC
Moneyall of it is in
₹29,660.05
Reached our account 25 Sep 17:28:00.
How we know
Our own bank told us — 25 Sep 17:28
₹29,650 · from GPAY-BIZ
“₹29,650.00 received from TEJRAM P L at 5:28 PM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%12,610
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for29,660.05
By law ₹29,650. We ask ₹29,660 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
102, Ground, laxmi residency, KHASRA, 100, Bori, 441108
read from the Index II · e-filing boxes 49 of 58 ready
Check the property →the boxes beside the paper
People
NIKHIL PANDURANGJI PAWAR · co-applicantENNPP4374QSHAHILI TEJRAM LUCHE · applicantEFVPD8942ATEJRAM PANDURANG LUCHE · applicantAGPPL5055R
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