⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Kapil Garud
LAN 77000365134Loan ₹95,00,000Property loanMails & papers 13 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 18:45
Documents
Payment
Challan
done 30 Sep, 23:31 · GRAS ↗
Filing
took 18h 38m · IGR e-filing ↗
E-filing copy
done 1 Oct, 18:10
Index II
took 4d 19h
doneIndex II shared · the trail says: The NOI has been filed and the e-filing copy shared. The team is now waiting for the government to issue the Index II of the NOI.whole case so far 13d 4h
Needs your eyes2
GPay ₹45,550 announced at 12:29 has not settled into the PNB account (due 16:29). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
6 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990110260537.pdf
1 Oct27 things — 1 document received · 1 letter written · 25 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
dhc prn read
efiling copy read
dhc prn looked
dhc prn read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990110260537.pdf
A file was read again from the start — everything inside it now counts
reading error456
copilot check issues — by copilot
copilot edit — by copilot:ANJU
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot check ok — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
copilot pick — by copilot
paper locate — by ezdocs:reader
copilot edit — by copilot:ANJU
copilot check issues — by copilot
efiling profile differs — by copilot
efiling token from portal — by copilot
case read — by ezdocs:reader
30 Sep116 things — 16 documents received · 3 letters written · 1 money step · 96 steps
copilot check issues — by copilot
case read started — by ezdocs:reader
half read mail reread
documents read together
gpay not settled yet
EzDocs read the whole trail as one conversation — where the case stands is on the page
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20260930-WA0057.jpg
Received: Selfie
IMG-20260930-WA0056.jpg
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
KAPIL HEMANT GARUD EchallanMH011189624202627E.pdf
copilot edit — by copilot:KUNAL
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
copilot check issues — by copilot
case read started — by ezdocs:reader
half read mail reread
documents read together
quoted history checked
extra challan scanned
half read mail reread
boxes gathered
documents read together
half read mail reread
boxes gathered
documents read together
cards read
cards read
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
The home address was read off the papers — by ezdocs:reader
box disagreement
documents read together
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
box disagreement
documents read together
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
EzDocs read the whole trail as one conversation — where the case stands is on the page
cards read
cards read
property self check
property from index2
index2 people checked
index2 extra purchaser
documents read together
property self check
Received: other
image.png
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
property self check
kyc address read
Received: other
image.png
Received: other
image.png
Received: PAN card
App pan.jpg
Received: other
image.png
roles from letter
Co-applicant added
party not merged
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03025
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
paper read beside case
Received: PAN card
Co app pan.jpg
Property checked by the engine — read from the report, every box that names the flat is there
property from index2
index2 people checked
index2 extra purchaser
money settled — by ezdocs:reader
property english extracted
Received: Aadhaar
Aadhar kapil garud.pdf
Property read from the legal / technical report (the sanction letter had none)
Property read from the Index II
Received: Technical report
HRQ-26-166262_INDProcessRequest_2500320260928160902009.pdf
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
boxes gathered
address compared
roles from letter
credit seen before bill
Payment proof arrived before the case was quoted — held
Co-applicant added
kyc address read
party not merged
case read started — by ezdocs:reader
applicant email captured
roles from letter
Received: LSR
KAPIL GARUD-GARUD HOUSE-SHIVAJI NAGAR-LAP.pdf
Received: Payment screenshot
IMG-20260930-WA0038.jpg
party from case name
Received: Sanction letter
Sanction Letter Garud.pdf
Received: Index II
Index 2 kapil Garud.pdf
Received: Aadhaar
Poonam Aadhar.pdf
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
12 of 12 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓Sanction letteropen
✓LSR (search report)open
✓Technical reportopen
✓PAN cardopen
✓Paid challan (GRAS)open
✓Selfie / photoopen
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 18 files
Moneyall of it is in
₹45,560.29
Reached our account 30 Sep 17:58:00.
How we know
Our own bank told us — 30 Sep 17:58
₹45,550 · from GPAY-BIZ
“₹45,550 received from kapil g at 5:58 pm”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%28,510
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for45,560.29
By law ₹45,550. We ask ₹45,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
601, 6th, Garud House Apartment Condominium, FINAL PLOT, 484/1, Shivajinagar, 411016
read from the Index II · e-filing boxes 57 of 58 ready
Check the property →the boxes beside the paper
People
Poonam Kapil Garud · co-applicantAVBPK5497PPOONAM KAPIL GARUD · co-applicantAVBPK5497PKapil Garud · applicantAGAPG5616J
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