silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03025

Kapil Garud

ICICI_HFCLAN 77000365134 Index II shared · done Send the draft 1All documentsMails & papers 13
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
12 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
✓Aadhaar cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Sanction letteropen
✓Payment screenshot — money verifiedopen
✓LSR (search report)open
✓Technical reportopen
✓PAN cardopen
✓Paid challan (GRAS)open
✓Selfie / photoopen
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (18)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • GPay ₹45,550 announced at 12:29 has not settled into the PNB account (due 16:29). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
MoneyAll of it is in
₹45,560.29CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹45,550 receivedthe receipt's amount and minute agree
Stamp duty 0.3%28,510
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.29
Total we ask for45,560.29
the branch’s receipt claims ₹45,550 130478831344
paid 30 Sep 17:58:00 · verified 30 Sep 18:46:41 · 48 min later
How we know
Our own bank told us — 30 Sep 17:58
₹45,550 · from GPAY-BIZ
“₹45,550 received from kapil g at 5:58 pm”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹45,550. We ask ₹45,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹45,550 — accept as full (₹10.29 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 45 minour time · 30 Sep 19:40
Index II 44 h 46 minour time · 6 Oct 13:31
the NOI team 5 d 17 hthe branch 1 h 38 mintotal 5 d 18 h
Complete.
Day by day — every step and who held it
30 Sep 18:45Your branch's mail
30 Sep 18:45Payment landedat once
30 Sep 18:46Papers read+2 min · the NOI team
30 Sep 18:46Property readat once
30 Sep 18:46Papers readat once
30 Sep 18:46Fee quotedat once
30 Sep 18:46Payment verifiedat once
30 Sep 18:46Ready for the challanat once
30 Sep 18:46Papers readat once
30 Sep 19:40Challan made+53 min · the NOI team
30 Sep 21:18Papers from your branch+1 h 38 min · the branch
30 Sep 21:18Papers readat once
1 Oct 18:04Filed on IGR — e-filing shared+20 h 45 min · the NOI team
6 Oct 13:31Index II sent+4 d 19 h · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹95,00,000
Loan account no.
77000365134
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 1
The PAN cardKAPIL GARUD
The sanction letter DIFFERSKAPIL HEMANT GARUD
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the technical report, the legal report (TSR), the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed and the e-filing copy shared. The team is now waiting for the government to issue the Index II of the NOI.
the trail says the next move is with the government — the government's Index II
the branch last asked: Pls process for NOI on priority Basis.
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 1 (2026-09-30) “*PAYMENT SCREENSHOT WITH UTR ATTACHED”
✓ challan made — done, mail 10 (2026-09-30) “Please find the challan attached for your reference.”
✓ challan shared — done, mail 10 (2026-09-30) “Please find the challan attached for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “*IINDEX II COPY | LSR | SALE DEED ATTACHED”
✓ filed on the IGR site — done, mail 12 (2026-10-01) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
✓ e-filing copy shared — done, mail 12 (2026-10-01) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
read over 12 mail(s), last mail 2026-10-01 · read 12d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026018312719 · ₹300 · paid 01/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011189624202627E9990110260537 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-03025
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantKapil Garud
LAN77000365134
Loan AmtRs. 95,00,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Index II copy / Title document, LSR (Legal Search Report), Payment Screenshot with UTR, Sanction Letter, Technical Report

Payment of Rs. 45,550.00 stands VERIFIED against the credit in our account on 30-Sep-2026 (UTR: 130478831344). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

  • Applicant's Selfie / Photo

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
GS gopal.salunkhe@icicihfc.com icicihfc.com
30 Sep, 18:45 · 13d ago THE FIRST MAIL — how this case began
MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Dear Team,

Kindly provide Challan and process for NOI...

Customer nameKAPIL GARUD
Loan account (LAN)77000365134
Loan amount₹95,00,000
Stamp duty 0.30%₹28,500
Registration fee 0.50%₹15,000
DHC₹350
Total₹45,550
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION

CASE INITIATION BRANCH NAME

PUNE – WAKAD

CASE TYPE (PLS MENTION IT )

NOI | LAP

NOI SERIVCE FEE1700/-

SRO No

HAVELI 1890

Gopal Salunkhe

Deputy Manager

Pune-Wakad Branch8007021871
gopal.salunkhe@icicihfc.com
www.icicihfc.com1800

267 4455

🤖 read: asks for the challan, a status; documents attached — “Kindly provide Challan and process for NOI...”
10 more mails in between — open
GS gopal.salunkhe@icicihfc.com icicihfc.com
30 Sep, 18:48 · 13d ago
Dear Team,

Kindly provide Challan and process for NOI...

Customer nameKAPIL GARUD
Loan account (LAN)77000365134
Loan amount₹95,00,000
Stamp duty 0.30%₹28,500
Registration fee 0.50%₹15,000
DHC₹350
Total₹45,550
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION

CASE INITIATION BRANCH NAME

PUNE – WAKAD

CASE TYPE (PLS MENTION IT )

NOI | LAP

NOI SERIVCE FEE1700/-

SRO No

HAVELI 1890

Gopal Salunkhe

Deputy Manager

Pune-Wakad Branch8007021871
gopal.salunkhe@icicihfc.com
www.icicihfc.com1800

267 4455

🤖 read: asks for the challan; documents attached — “Kindly provide Challan and process for NOI...”
GS gopal.salunkhe@icicihfc.com icicihfc.com
30 Sep, 18:48 · 13d ago

PFA-Legal report

Customer nameKAPIL GARUD
Loan account (LAN)77000365134
Loan amount₹95,00,000
Stamp duty 0.30%₹28,500
Registration fee 0.50%₹15,000
DHC₹350
Total₹45,550
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached
From:Gopal Salunkhe /DIST/ICICIHFC/PUNE <gopal.salunkhe@icicihfc.com>
Sent:30 September 2026 18:48
To:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE <umesh.bhadane@icicihfc.com>; Sunil Patra / /ICICIHFC/PUNE <sunil.patra@icicihfc.com>; Prutha Gokhale /DISTP/ICICIHFC/PUNE <prutha.gokhale@icicihfc.com>; Milind Paranjape /DISTP/ICICIHFC/PUNE <milind.paranjape@icicihfc.com>;

Manasi Hood /DISTP/ICICIHFC/PUNE <manasi.hood@icicihfc.com>

Subject:Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

Dear Team,

Kindly provide Challan and process for NOI...

CASE INITIATION

CASE INITIATION BRANCH NAME

PUNE – WAKAD

CASE TYPE (PLS MENTION IT )

NOI | LAP

NOI SERIVCE FEE1700/-

SRO No

HAVELI 1890

Gopal Salunkhe

Deputy Manager

Pune-Wakad Branch8007021871
gopal.salunkhe@icicihfc.com
www.icicihfc.com1800

267 4455

🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
30 Sep, 19:35 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the sam

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared — promised for later — “We will initiate the challan for the sam”
OL The NOI teamTYPED IN GMAIL
30 Sep, 19:35 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. for noi

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 19:35 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need colour selfie photo of aaplicnts

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 19:35 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need colour selfie photo of aaplicnts.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 19:36 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For NOI filing, we need a colour selfie photo of the applicants.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 19:36 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For NOI filing, we need a colour selfie photo of the applicants.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 19:42 · 13d ago

Team,

Please find the challan attached for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 19:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For NOI filing, we need a colour selfie photo of the applicants. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared ✓ — “Please find the challan attached for your reference.”
GS gopal.salunkhe@icicihfc.com icicihfc.com
30 Sep, 21:18 · 13d ago
Dear Team,

Pls process for NOI on priority Basis.

PFA ---Live photo

From:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent:30 September 2026 19:42

To: Gopal Salunkhe /DIST/ICICIHFC/PUNE <gopal.salunkhe@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC

TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>

Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE <umesh.bhadane@icicihfc.com>; Sunil Patra / /ICICIHFC/PUNE <sunil.patra@icicihfc.com>; Prutha Gokhale /DISTP/ICICIHFC/PUNE <prutha.gokhale@icicihfc.com>; Milind Paranjape /DISTP/ICICIHFC/PUNE <milind.paranjape@icicihfc.com>;

Manasi Hood /DISTP/ICICIHFC/PUNE <manasi.hood@icicihfc.com>

Subject:Re: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
CAUTION:External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

Please find the challan attached for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 19:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For NOI filing, we need a colour selfie photo of the applicants. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: documents attached; note: urgent
OL The NOI teamTYPED IN GMAIL
01 Oct, 18:04 · 12d ago

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 21:18, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: Dear Team, Pls process for NOI on priority Basis. PFA ---Live photo From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: 30 September 2026 19:42 To: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Re: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Please find the challan attached for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 19:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For NOI filing, we need a colour selfie photo of the applicants. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
OL The NOI teamTYPED IN GMAIL
06 Oct, 13:31 · 7d ago
Dear team

PFA Index 2 copy for the case closure.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Thu, 1 Oct 2026 at 18:04, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 21:18, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: Dear Team, Pls process for NOI on priority Basis. PFA ---Live photo From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: 30 September 2026 19:42 To: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Re: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Please find the challan attached for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 19:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For NOI filing, we need a colour selfie photo of the applicants. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 18:49, Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > wrote: PFA-Legal report From: Gopal Salunkhe /DIST/ICICIHFC/PUNE < gopal.salunkhe@icicihfc.com > Sent: 30 September 2026 18:48 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE < umesh.bhadane@icicihfc.com >; Sunil Patra / /ICICIHFC/PUNE < sunil.patra@icicihfc.com >; Prutha Gokhale /DISTP/ICICIHFC/PUNE < prutha.gokhale@icicihfc.com >; Milind Paranjape /DISTP/ICICIHFC/PUNE < milind.paranjape@icicihfc.com >; Manasi Hood /DISTP/ICICIHFC/PUNE < manasi.hood@icicihfc.com > Subject: Fw: MOE & NOI App No -77000365134 || APPLICANT NAME - KAPIL GARUD || PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly provide Challan and process for NOI... CASE INITIATION APPLICANT NAME KAPIL GARUD LAN NO 77000365134 CASE INITIATION BRANCH NAME PUNE – WAKAD CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT 9500000/- 0.30% 28500/- 0.50% 15000/- NOI SERIVCE FEE 1700/- DHC 350/- TOTAL AMOUNT PAYABLE 45550/- *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No HAVELI 18 90 Gopal Salunkhe Deputy Manager Pune-Wakad Branch 8007021871 gopal.salunkhe @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: Index II shared ✓ — “PFA Index 2 copy for the case closure.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Aadhaar card Poonam Aadhar.pdf
filed 13d ago
Index IIthe branch sent this — an input Index 2 kapil Garud.pdf
filed 13d ago
Sanction letter Sanction Letter Garud.pdf
filed 13d ago
Payment screenshot IMG-20260930-WA0038.jpg
filed 13d ago
LSR (search report) KAPIL GARUD-GARUD HOUSE-SHIVAJI NAGAR-LAP.pdf
filed 13d ago
Technical report HRQ-26-166262_INDProcessRequest_2500320260928160902009.pdf
filed 13d ago
Aadhaar card Aadhar kapil garud.pdf
filed 13d ago
PAN card Co app pan.jpg
filed 13d ago
Other image.png
filed 13d ago
PAN card App pan.jpg
filed 13d ago
Other image.png
filed 13d ago
Other image.png
filed 13d ago
Other image.png
filed 13d ago
Paid challan (GRAS) KAPIL HEMANT GARUD EchallanMH011189624202627E.pdf
filed 13d ago
Selfie / photo IMG-20260930-WA0056.jpg
filed 13d ago
Selfie / photo IMG-20260930-WA0057.jpg
filed 13d ago
E-filing copy (token) eFilingDoc9990110260537.pdf
filed 12d ago
Index IIthe registered copy we filed IndexII9990110260537.pdf
filed 7d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹45,560.29
Where it stands
VERIFIED — money received
Screenshot claims
₹45,550 130478831344
Paid at
30 Sep 17:58:00
Verified on
30 Sep 18:46:41

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹28,510₹15,000₹350 ₹1,700₹45,560
By law ₹45,550. We ask ₹45,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

57 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
10 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …), First name (person 3), Last name (person 3), PAN (person 3), Floor (person 3) …
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index 2 kapil Garud.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
पालिकेचे नावःपुणे म.न.पा. इतर वर्णन, इतर माहितीः गांव मौजे शिवाजीनगर, पुणे येथील फायनल प्लॉट नं. 484/1 सि.स.नं. 1101/1 यांसी क्षेत्र 770.92 चौ मि या मिळकतीवर नव्याने बांधण्यात येणा-या गरुड हाऊस अपार्टमेंट कंडोमिनियम या इमारतीमधील सहाव्या मजल्यावरील फरेंट नं. 601 यांनी कारपेट क्षेत्र 934 चौ. फूट म्हणजेच 86.77 चौ. मी. व दोन अॅलंटिड स्लॉट कव्हर्ड मैकेनिकल /पशल कार पार्किंग. (पूर्व विकसन करारनामा दस्त क्र. 25685/2022 हवेली क्र 10 पुणे येथे नोंदविलेल्या दम्ताअन्वये पान क्र 52 मधील अॅनेक्चर सी प्रमाणे देण्याचे ठरले होते त्याप्रमाणे दिलेले आहे. ) RERA NO 52100050895 ((C.T.S. Number: 1101/1;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
HRQ-26-166262_INDProcessRequest_2500320260928160902009.pdf
Property Address line
FLAT NO 601, 6 TH FLOOR GARUD HOUSE APARTMENT,CONDOMINIUM NEAR EKDANTA APARTMENT, MODEL COLONY ,FINAL PLOT NO 484/1 , CTS NO 1101/1 ,MAUJE SHIVAJI NAGAR TAL HAVELI DIST PUNE
Legal Address line
FLAT NO 601, 6 TH FLOOR GARUD HOUSE APARTMENT CONDOMINIUM FINAL PLOT NO 484/1 , CTS NO 1101/1 MAUJE SHIVAJI NAGAR TAL HAVELI DIST PUNE
PIN
411016
the legal report (TSR)
KAPIL GARUD-GARUD HOUSE-SHIVAJI NAGAR-LAP.pdf
as printed
FLAT NO. 601, ON THE SIXTH FLOOR, CARPET AREA ADMEASURING 934 SQ. FT. I.E. 86.77 SQ. MTRS., ALONG WITH TWO ALLOTTED SLOT FOR COVERED MECHANICAL/PUZZLE CAR PARK AND EXCLUSIVE RIGHTS FOR PART OF OVERHEAD TERRACE, IN THE BUILDING KNOWN AS "GARUD HOUSE APARTMENTS" AND SOCIETY NAMED AS "GARUD HOUSE APARTMENT CONDOMINIUM" CONSTRUCTED ON CTS NO. 1101/1 OUT OF FINAL PLOT NO. 484/1 ADMEASURING 770.92 SQ MTRS, SITUATED AT SHIVAJINAGAR, MODEL COLONY ROAD, WITHIN THE LIMITS OF PUNE MUNICIPAL CORPORATION AND IN SUB REGISTRATION DISTRICT TALUKA HAVELI, DISTRICT PUNE.
the Index II
Index 2 kapil Garud.pdf
the property
paalikeche naavahpune ma.na.paa. itara varnana, itara maahitih gaanva mauje shivaajinagara, pune yethila phaayanala plota nan. 484/1 si.sa.nan. 1101/1 yaansi kshetra 770.92 chau mi yaa milakativara navyaane baandhanyaata yenaa-yaa garuda haausa apaartamenta kandominiyama yaa imaaratimadhila sahaavyaa majalyaavarila pharenta nan. 601 yaanni kaarapeta kshetra 934 chau. phuta mhanajecha 86.77 chau. mi. va dona aॅlantida slota kavharda maikenikala /pashala kaara paarkinga. (purva vikasana karaaranaamaa dasta kra. 25685/2022 haveli kra 10 pune yethe nondavilelyaa damtaaanvaye paana kra 52 madhila aॅnekchara si pramaane denyaache tharale hote tyaapramaane dilele aahe. ) RERA NO 52100050895 ((C.T.S. NUMBER: 1101/1;))
PIN
411016
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 601 6TH FLOOR GARUD HOUSE APARTMENT CONDOMINIUM FINAL PLOT NO 484/1 CTS NO 1101/1
Locality/Road
NEAR EKDANTA APARTMENT MODEL COLONY MAUJE SHIVAJI NAGAR TAL HAVELI DIST PUNE
Area/City
PUNE
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 77, 770, 86, 92, 934, ALLOTTED, CAR, COVERED, EXCLUSIVE, MECHANICAL/PUZZLE, NAMED, OVERHEAD, RIGHTS, SIXTH, SLOT
the Index II also prints: 10, 25685/2022, 52, 52100050895, 77, 770, 86, 92, /PASHALA, AAHE, APAARTAMENTA, BAANDHANYAATA, CHAU, DAMTAAANVAYE, DASTA, DENYAACHE, DILELE, DONA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorPoonam Kapil GarudAVBPK5497P…0972
co_mortgagorPOONAM KAPIL GARUDAVBPK5497P
mortgagorKapil GarudAGAPG5616J…3345
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
acknowledgementgopal.salunkhe@icicihfc.com 13d ago
What the engine read from each document — check anything marked in red
Sanction letter Sanction Letter Garud.pdf needs your check
lan
77000365134
legible
True
borrowers
{'name': 'KAPIL HEMANT GARUD', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'POONAM KAPIL GARUD', 'role': 'co_applicant', 'label': 'Customer Name'}
confidence
1
rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.60% 10.30 %p.a
loan amount
9500000
rate spread
-8.6
final amount
9500000
interest rate
10.3
sanction date
26/09/2026
reference rate
18.9
applicant email
garudkapil@gmail.com
applicant names
KAPIL HEMANT GARUD, POONAM KAPIL GARUD
printed altered
False
applicant mobile
+91-9850022299
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Plot No.14,SNO.71/72P, SNEH PARK,, BANER PUNE CITY, Baner, Pune City West, PUNE, MAHARASHTRA, IN, 411045
raw reading (for Abhijit)
{'lan': '77000365134', 'legible': True, 'purpose': None, 'borrowers': [{'name': 'KAPIL HEMANT GARUD', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'POONAM KAPIL GARUD', 'role': 'co_applicant', 'label': 'Customer Name'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.60% 10.30 %p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 9500000, 'rate_spread': -8.6, 'final_amount': 9500000, 'interest_rate': 10.3, 'quality_issue': None, 'sanction_date': '26/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'garudkapil@gmail.com', 'applicant_names': ['KAPIL HEMANT GARUD', 'POONAM KAPIL GARUD'], 'printed_altered': False, 'applicant_mobile': '+91-9850022299', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Plot No.14,SNO.71/72P, SNEH PARK,, BANER PUNE CITY, Baner, Pune City West, PUNE, MAHARASHTRA, IN, 411045'}
Aadhaar card Poonam Aadhar.pdf needs your check
name
Poonam Kapil Garud
address
pin: 411016; area: SHIVAJI NAGAR; flat: FLAT NO.2; road: MODEL COLONY ROAD; state: Maharashtra; building: GAROOD HOUSE; district: Pune; village_city: Pune City
legible
True
aadhaar last4
0972
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Poonam Kapil Garud', 'mobile': None, 'address': {'pin': '411016', 'area': 'SHIVAJI NAGAR', 'flat': 'FLAT NO.2', 'road': 'MODEL COLONY ROAD', 'floor': None, 'state': 'Maharashtra', 'building': 'GAROOD HOUSE', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0972', 'quality_issue': None}
Payment screenshot IMG-20260930-WA0038.jpg needs your check
utr
130478831344
date
2026-09-30
time
17:58
amount
45550
method
UPI
payee upi
3535@okbizaxis
payer upi
apil@okhdfcbank
payee name
EZDOCS
payer name
KAPIL HEMANT GARUD
debit notification text
Payment of ’45,550 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account
raw reading (for Abhijit)
{'utr': '130478831344', 'date': '2026-09-30', 'time': '17:58', 'amount': 45550, 'method': 'UPI', 'payee_upi': '3535@okbizaxis', 'payer_upi': 'apil@okhdfcbank', 'payee_name': 'EZDOCS', 'payer_name': 'KAPIL HEMANT GARUD', 'debit_notification_text': "Payment of ’45,550 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}
Index II Index 2 kapil Garud.pdf needs your check
kind
index2_input
extracted
pin: 411016; rows: {'r4_palika': 'पुणे म.न.पा.', 'r11_serial': '151/2024', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण करारनामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे Affidavit', 'r4_locality
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411016', 'rows': {'r4_palika': 'पुणे म.न.पा.', 'r11_serial': '151/2024', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण करारनामा अलाहिदा नोंदविला आहे कारणाचा तपशील करारनामा अलाहिदा नोंदविला आहे Affidavit', 'r4_locality': 'गांव मौजे शिवाजीनगर, पुणे येथील फायनल प्लॉट नं. 484/1 सि.स.नं. 1101/1 यांसी क्षेत्र 770.92 चौ मि या मिळकतीवर नव्याने बांधण्यात येणा-या गरुड हाऊस अपार्टमेंट कंडोमिनियम या इमारतीमधील सहाव्या मजल्यावरील फरेंट नं. 601 यांनी कारपेट क्षेत्र 934 चौ. फूट म्हणजेच 86.77 चौ. मी. व दोन अॅलंटिड स्लॉट कव्हर्ड मैकेनिकल /पशल कार पार्किंग. (पूर्व विकसन करारनामा दस्त क्र. 25685/2022 हवेली क्र 10 पुणे येथे नोंदविलेल्या दम्ताअन्वये पान क्र 52 मधील अॅनेक्चर सी प्रमाणे देण्याचे ठरले होते त्याप्रमाणे दिलेले आहे. ) RERA NO 52100050895 ((C.T.S. Number: 1101/1;))', 'r5_area_text': '934 चौ. फूट', 'r7_executants': [{'age': '31', 'pan': 'AACFF5894R', 'name': 'मे. फॉर्च्यून डेव्हलपर्स तर्फे भागीदार सतीश शिवलाल कोकाटे क ज चे कु मु म्हणुन सुनिल धर्मा वाघ', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः विशाल व्हेंटिला, " ऑफिस नं. 111/110, हडपसर, पुणे, ब्लॉक नंः रोड नंः, महाराष्ट्र, पुणे. पिन कोड:-411028'}, {'age': '31', 'pan': 'AACFF5894R', 'name': 'गरुड हाऊस अपार्टमेंट्स तर्फे सभामद व युनिट ओनर्स सुशीलकुमार रेखी व इतर यांचे सर्वांतर्फे कु. मु. म्हणून फॉर्च्यून डेव्हलपर्स तर्फे भागीदार सतीश शिवलाल कोकाटे तर्फे क ज चे कु मु म्हणुन सुनिल धर्मा वाघ', 'address': 'प्लॉट नंः, माळा नंः.. इमारतीचे नावः विशाल व्हेंटिला, ऑफिस नं. 111/110, हडपसर, पुणे, 411028, ब्लॉक नंः, रोड नंः.. महाराष्ट्र, पुणे. पिन कोड:-411028'}], 'r8_purchasers': [{'age': '42', 'pan': 'AGAPG5616J', 'name': 'कपिल हेमंत गरूड', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः अपार्टमेंट नं. 9, फ्लॅट नं. 2 व फ्लॅट नं. 3, स्टील्ट मजला, गरुड हाऊस अपार्टमेंट, प्लॉट नं. 484/1, मंडिल कॉलनी, शिवाजीनगर, पुणे. ब्लॉक नंः, रोड नंः, महाराष्ट्र, पुणे, पिन कोड:-411016'}, {'age': '37', 'pan': 'AOFPG6728Q', 'name': 'साहिल हेमंत गरूड', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः अपार्टमेंट नं. 7, शॉप नं. 7, तळ मजला, गरुड हाऊस अपार्टमेंट, प्लॉट नं. 484/1, मॉडेल कॉलनी, शिवाजीनगर, पुणे., ब्लॉक नंः, रोड नंः, महाराष्ट्र, पुणे. पिन कोड:-411016'}, {'age': '71', 'pan': 'ABEPG6929M', 'name': 'हेमंत भास्करराव गरूड', 'address': 'प्लॉट नंः माळा नंः, इमारतीचे नावः गरुड हाऊस अपार्टमेंट, प्लॉट नं. 484/1, मॉडेल कॉलनी, शिवाजीनगर, पुणे., ब्लॉक नंः, रोड नंः.. महाराष्ट्र, पुणे. पिन कोड:-411016'}], 'r12_stamp_duty
LSR (search report) KAPIL GARUD-GARUD HOUSE-SHIVAJI NAGAR-LAP.pdf needs your check
found
True
found in
SCHEDULE - II DESCRIPTION OF THE FLAT
area sq m
86.77
paper for
loan_ref: 77000365134; customer_name: Mr. Kapil Hemant Garud
confidence
1.0
property address
road: Model Colony Road; state: Maharashtra; taluka: Haveli; flat_no: Flat No. 601; district: Pune; floor_no: Sixth Floor; full_address: Flat No. 601, Sixth Floor, Garud House Apartments, CTS No. 1101/1 out of Final Plot
security address verbatim
Flat No. 601, on the Sixth Floor, Carpet area admeasuring 934 Sq. Ft. i.e. 86.77 Sq. Mtrs., along with Two allotted slot for covered mechanical/Puzzle car park and exclusive rights for part of overhead terrace, in the bu
raw reading (for Abhijit)
{'found': True, 'found_in': 'SCHEDULE - II DESCRIPTION OF THE FLAT', 'area_sq_m': 86.77, 'paper_for': {'loan_ref': '77000365134', 'report_id': None, 'customer_name': 'Mr. Kapil Hemant Garud'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': None, 'road': 'Model Colony Road', 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Flat No. 601', 'district': 'Pune', 'floor_no': 'Sixth Floor', 'landmark': None, 'full_address': 'Flat No. 601, Sixth Floor, Garud House Apartments, CTS No. 1101/1 out of Final Plot No. 484/1, Shivajinagar, Model Colony Road, Taluka Haveli, District Pune', 'village_city': 'Shivajinagar', 'building_name': 'Garud House Apartments', 'survey_or_cts_no': 'CTS No. 1101/1, Final Plot No. 484/1'}, 'security_address_verbatim': 'Flat No. 601, on the Sixth Floor, Carpet area admeasuring 934 Sq. Ft. i.e. 86.77 Sq. Mtrs., along with Two allotted slot for covered mechanical/Puzzle car park and exclusive rights for part of overhead terrace, in the building known as "Garud House Apartments" and society named as "Garud House Apartment Condominium" constructed on CTS No. 1101/1 out of Final Plot No. 484/1 admeasuring 770.92 sq mtrs, Situated at Shivajinagar, Model Colony Road, within the limits of Pune Municipal Corporation and in Sub Registration District Taluka Haveli, District Pune.'}
Technical report HRQ-26-166262_INDProcessRequest_2500320260928160902009.pdf needs your check
found
True
found in
PROPERTY ADDRESS
area sq m
86.77
paper for
loan_ref: 77000365134; report_id: HRQ-26-166262; customer_name: Kapil Hemant Garud
confidence
0.99
address lines
taken: property; legal_address: Flat No 601, 6 Th Floor Garud House Apartment Condominium Final Plot No 484/1 , Cts No 1101/1 Mauje Shivaji Nagar Tal Haveli Dist Pune; property_address: Flat No 601, 6 Th Floor Garud Hous
property address
pin: 411016; road: S.B.Road; state: Maharashtra; taluka: Haveli; flat_no: Flat No 601; district: Pune; floor_no: 6 Th Floor; landmark: Near Ekdanta Apartment, Model Colony, Shivaji Nagar; full_address: Flat No 601, 6 Th
security address verbatim
Flat No 601, 6 Th Floor Garud House Apartment,Condominium Near Ekdanta Apartment, Model Colony ,Final Plot No 484/1 , Cts No 1101/1 ,Mauje Shivaji Nagar Tal Haveli Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 86.77, 'paper_for': {'loan_ref': '77000365134', 'report_id': 'HRQ-26-166262', 'customer_name': 'Kapil Hemant Garud'}, 'pin_other': None, 'confidence': 0.99, 'address_lines': {'taken': 'property', 'legal_address': 'Flat No 601, 6 Th Floor Garud House Apartment Condominium Final Plot No 484/1 , Cts No 1101/1 Mauje Shivaji Nagar Tal Haveli Dist Pune', 'property_address': 'Flat No 601, 6 Th Floor Garud House Apartment,Condominium Near Ekdanta Apartment, Model Colony ,Final Plot No 484/1 , Cts No 1101/1 ,Mauje Shivaji Nagar Tal Haveli Dist Pune'}, 'property_address': {'pin': '411016', 'road': 'S.B.Road', 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Flat No 601', 'district': 'Pune', 'floor_no': '6 Th Floor', 'landmark': 'Near Ekdanta Apartment, Model Colony, Shivaji Nagar', 'full_address': 'Flat No 601, 6 Th Floor Garud House Apartment,Condominium Near Ekdanta Apartment, Model Colony ,Final Plot No 484/1 , Cts No 1101/1 ,Mauje Shivaji Nagar Tal Haveli Dist Pune', 'village_city': 'Shivaji Nagar', 'building_name': 'Garud House Apartment,Condominium', 'survey_or_cts_no': 'Final Plot No 484/1, Cts No 1101/1'}, 'security_address_verbatim': 'Flat No 601, 6 Th Floor Garud House Apartment,Condominium Near Ekdanta Apartment, Model Colony ,Final Plot No 484/1 , Cts No 1101/1 ,Mauje Shivaji Nagar Tal Haveli Dist Pune'}
PAN card Co app pan.jpg needs your check
dob
1982-03-22
pan
AVBPK5497P
name
POONAM KAPIL GARUD
legible
True
father name
ASHOK BHAGWANDAS KAMDAR
raw reading (for Abhijit)
{'dob': '1982-03-22', 'pan': 'AVBPK5497P', 'name': 'POONAM KAPIL GARUD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ASHOK BHAGWANDAS KAMDAR', 'aadhaar_last4': None, 'quality_issue': None}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Aadhaar card Aadhar kapil garud.pdf needs your check
dob
1981-09-13
name
Kapil Hemant Garud
mobile
9850022299
address
pin: 411045; flat: Plot no-14 Sr no-71/72P; state: Maharashtra; building: SNEH PARK BANER; district: Pune; post_office: N.i.a.; village_city: Baner
legible
True
aadhaar last4
3345
raw reading (for Abhijit)
{'dob': '1981-09-13', 'pan': None, 'name': 'Kapil Hemant Garud', 'mobile': '9850022299', 'address': {'pin': '411045', 'area': None, 'flat': 'Plot no-14 Sr no-71/72P', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'SNEH PARK BANER', 'district': 'Pune', 'post_office': 'N.i.a.', 'village_city': 'Baner'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3345', 'quality_issue': None}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card App pan.jpg needs your check
dob
1981-09-13
pan
AGAPG5616J
name
KAPIL HEMANT GARUD
legible
True
father name
HEMANT BHASKARRAO GARUD
raw reading (for Abhijit)
{'dob': '1981-09-13', 'pan': 'AGAPG5616J', 'name': 'KAPIL HEMANT GARUD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'HEMANT BHASKARRAO GARUD', 'aadhaar_last4': None, 'quality_issue': None}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Paid challan (GRAS) KAPIL HEMANT GARUD EchallanMH011189624202627E.pdf needs your check
grn
MH011189624202627E
pin
411016
total
43510.0
article
6(1)
defaced
False
bank cin
03006172026093002160
district
PUNE
area city
PUNE
payer pan
AGAXxxxxJ
flat block
FLAT NO 601 6TH FLOOR GARUD HOUSE APARTMENT CONDOMINIUM FINAL PLOT NO 484/1 CTS NO 1101/1
payer name
KAPIL HEMANT GARUD
sro office
HAVELI 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=9500000
scheme rows
{'amount': 28510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2299
payment date
30/09/2026-19:40:01
road locality
NEAR EKDANTA APARTMENT MODEL COLONY MAUJE SHIVAJI NAGAR TAL HAVELI DIST
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
9500000
raw reading (for Abhijit)
{'grn': 'MH011189624202627E', 'pin': '411016', 'total': 43510.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093002160', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AGAXxxxxJ', 'flat_block': 'FLAT NO 601 6TH FLOOR GARUD HOUSE APARTMENT CONDOMINIUM FINAL PLOT NO 484/1 CTS NO 1101/1', 'payer_name': 'KAPIL HEMANT GARUD', 'sro_office': 'HAVELI 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=9500000', 'scheme_rows': [{'amount': 28510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2299', 'payment_date': '30/09/2026-19:40:01', 'road_locality': 'NEAR EKDANTA APARTMENT MODEL COLONY MAUJE SHIVAJI NAGAR TAL HAVELI DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '9500000'}
Selfie / photo IMG-20260930-WA0056.jpg needs your check
kind
live_selfie
legible
True
confidence
1
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG-20260930-WA0057.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
E-filing copy (token) eFilingDoc9990110260537.pdf needs your check
sro
HVL9
kind
efiling_copy
token
9990110260537
legible
True
property
road: MODEL COLONY ROAD; unit: 601; floor: 6; taluka: Haveli; numbers: [{'type': 'Final Plot Number', 'value': '484/1'}, {'type': 'C.T.S. Number', 'value': '1101/1'}]; village: Shivajinagar (bhanburda); building: GARUD H
mortgagee
ICICI HOME FINANCE COMPANY LTD (163)
mortgagors
{'pan': 'AGAPG5616J', 'name': 'KAPIL HEMANT GARUD', 'address': 'Flat No:PLOT NO.14, Floor No:G, Building Name:SNEH PARK,BANER PUNE CITY, Block Sector:BANER PUNE CITY, Road:BANER, City:BANER, State:MAHARASHTRA, District:P
title deed
Index II :151/2024 SRO HAVELI 3
filing date
2026-10-01
loan amount
9500000.0
payment lines
{'ref': 'MH011189624202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 28500.0, 'ref_kind': 'GRN'}, {'ref': 'MH011189624202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind':
date of mortgage
2026-10-01
raw reading (for Abhijit)
{'sro': 'HVL9', 'kind': 'efiling_copy', 'token': '9990110260537', 'legible': True, 'property': {'pin': None, 'road': 'MODEL COLONY ROAD', 'unit': '601', 'floor': '6', 'taluka': 'Haveli', 'numbers': [{'type': 'Final Plot Number', 'value': '484/1'}, {'type': 'C.T.S. Number', 'value': '1101/1'}], 'village': 'Shivajinagar (bhanburda)', 'building': 'GARUD HOUSE APARTMENT CONDOMINIUM BLDG', 'district': 'Pune', 'area_text': 'Carpet : 86.77 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MODEL COLONY, Landmark:NEAR EKDANTA APARTMENT', 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'AGAPG5616J', 'name': 'KAPIL HEMANT GARUD', 'address': 'Flat No:PLOT NO.14, Floor No:G, Building Name:SNEH PARK,BANER PUNE CITY, Block Sector:BANER PUNE CITY, Road:BANER, City:BANER, State:MAHARASHTRA, District:PUNE, Pin:411405'}], 'title_deed': 'Index II :151/2024 SRO HAVELI 3', 'filing_date': '2026-10-01', 'loan_amount': 9500000.0, 'payment_lines': [{'ref': 'MH011189624202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 28500.0, 'ref_kind': 'GRN'}, {'ref': 'MH011189624202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026018312719', 'head': 'Document Handling Charges', 'dated': '01/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-01'}
Technical record (for Abhijit — safe to ignore)
3h agoezdocs:readerreader_efiling_verdict{'fp': '851c2e073773ccbf', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the e-filin
7d agosystem:reconcileclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
7d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999011026053
12d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
12d agosystem:extractdhc_prn_read{'prn': '1026018312719', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990110260537.pdf', 'from': "the filed notice's own text", 'gr
12d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990110260537.pdf', 'token': '9990110260537', 'doc_id': 'ed4c2fdb-1860-404a-b773-d4e8c3f1aba0', 'mortgagors': 1}
12d agosystem:extractdhc_prn_looked{'file': 'eFilingDoc9990110260537.pdf', 'found': True, 'doc_id': 'ed4c2fdb-1860-404a-b773-d4e8c3f1aba0'}
12d agosystem:extractdhc_prn_read{'prn': '1026018312719', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990110260537.pdf', 'from': "the filed notice's own text", 'gr
12d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
12d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999011026
12d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '404501', 'lessons': []}
12d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '404508', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the
12d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '404509', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the
12d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '404520', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the t
12d agosystem:extractdocument_reread{'now': ['index2'], 'was': ['index2'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'Index 2 kapil Garud.pdf', 'doc_id': '7b73e31f-2a22-4f4c-b616-8c3852def16c',
12d agosystem:learnreading_error456{'box': 'Agreement to Sale description', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'Index 2 kapil Garud.pdf', 'ours': '151/
12d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': "The portal's calculated payable amount (43500) differs from the actual paid amount (43510)
12d agocopilot:ANJUcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 numb
12d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Agreement to Sale description', 'why': 'The Index
12d agocopilotcopilot_pick{'why': 'The source text explicitly mentions नावःपुणे म.न.पा. which translates to Pune Municipal Corporation, matching option 1.', 'field': 'Hadd Name', 'value': '1', 'method': 'ai', 'picked': 'Pune Corporation', 'wanted
12d agocopilotcopilot_pick{'why': "The source text explicitly mentions 'मौजे शिवाजीनगर' (Mauje Shivajinagar). The option 'Shivajinagar (bhanburda)' is the correct village entry for Shivajinagar in Haveli taluka, Pune district.", 'field': 'Village
12d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'differs': []}
12d agocopilotcopilot_pick{'why': "The source text does not mention 'Baner' or 'Post office'. The provided options are not directly supported by the source text.", 'field': 'Post office', 'value': '', 'method': 'ai', 'picked': '', 'wanted': 'BANE
12d agocopilot:ANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'o
12d agocopilot:ANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'o
12d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
12d agocopilotcopilot_pick{'why': "The source text does not mention 'Baner' or 'Post office'. The provided options are not directly supported by the source text.", 'field': 'Post office', 'value': '', 'method': 'ai', 'picked': '', 'wanted': 'BANE
12d agoezdocs:readerpaper_locate{'fp': '13ad31b15c275f85', 'box': [16, 16, 979, 989], 'why': 'The PAN card with PAN AGAPG5616J is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '569c89b0-3331-4666-ac0b-e40a9b29e679'
12d agocopilot:ANJUcopilot_edit{'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ou
12d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': '', 'issues': [{'by': 'papers', 'box': 'District (portal)', 'why': 'The property is in Pu

Case diary the case’s history — what happened, newest day first

Papers
All 10 in hand
Nothing more to ask the branch for
Money
₹45,550 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Needs your eyes: GPay ₹45,550 announced at 12:29 has not settled into the PNB account (due 16:29). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
Today · 14 Oct1 thing
reader efiling verdict — by ezdocs:reader
00:32
6 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
13:33
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:31
Received: Index II
IndexII9990110260537.pdf
13:31
1 Oct27 things — 1 document received · 1 letter written · 25 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:31
dhc prn read
18:25
efiling copy read
18:25
dhc prn looked
18:07
dhc prn read
18:07
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
18:04
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:04
Received: E-filing copy
eFilingDoc9990110260537.pdf
18:04
A file was read again from the start — everything inside it now counts
16:00
reading error456
16:00
copilot check issues — by copilot
15:53
copilot edit — by copilot:ANJU
15:52
copilot check issues — by copilot
15:52
copilot pick — by copilot
15:52
copilot pick — by copilot
15:52
copilot check ok — by copilot
15:51
copilot pick — by copilot
15:51
copilot edit — by copilot:ANJU
15:51
copilot edit — by copilot:ANJU
15:51
copilot check ok — by copilot
15:51
copilot pick — by copilot
15:51
paper locate — by ezdocs:reader
15:51
copilot edit — by copilot:ANJU
15:50
copilot check issues — by copilot
15:50
efiling profile differs — by copilot
15:50
efiling token from portal — by copilot
15:50
case read — by ezdocs:reader
00:00
30 Sep116 things — 16 documents received · 3 letters written · 1 money step · 96 steps
copilot check issues — by copilot
23:59
case read started — by ezdocs:reader
23:59
half read mail reread
23:31
documents read together
23:31
gpay not settled yet
22:05
EzDocs read the whole trail as one conversation — where the case stands is on the page
21:31
documents read together
21:18
Selfie checked — a live one
A real selfie — usable for the e-filing.
21:18
Selfie checked — a live one
A real selfie — usable for the e-filing.
21:18
Received: Selfie
IMG-20260930-WA0057.jpg
21:18
Received: Selfie
IMG-20260930-WA0056.jpg
21:18
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:42
The branch's title document is on the case — the filing is the NOI team's move
19:42
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
19:42
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:42
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
19:42
Challan re-read against the case — matches exactly
19:42
challan extracted
19:42
Received: Challan
KAPIL HEMANT GARUD EchallanMH011189624202627E.pdf
19:42
copilot edit — by copilot:KUNAL
19:38
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:38
case read — by ezdocs:reader
19:35
copilot check issues — by copilot
19:34
case read started — by ezdocs:reader
19:34
half read mail reread
19:31
documents read together
19:31
quoted history checked
19:12
extra challan scanned
19:09
half read mail reread
19:07
boxes gathered
19:07
documents read together
19:07
half read mail reread
19:07
boxes gathered
19:07
documents read together
19:07
cards read
18:52
cards read
18:52
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:52
boxes gathered
18:50
address compared
18:50
challan boxes composed
18:50
The home address was read off the papers — by ezdocs:reader
18:50
box disagreement
18:50
documents read together
18:49
boxes gathered
18:49
address compared
18:49
challan boxes composed
18:49
box disagreement
18:49
box disagreement
18:49
box disagreement
18:49
documents read together
18:49
case read — by ezdocs:reader
18:48
boxes gathered
18:48
address compared
18:48
challan boxes composed
18:48
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:47
cards read
18:47
cards read
18:47
property self check
18:47
property from index2
18:47
index2 people checked
18:47
index2 extra purchaser
18:47
documents read together
18:47
property self check
18:46
Received: other
image.png
18:46
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
18:46
property self check
18:46
kyc address read
18:46
Received: other
image.png
18:46
Received: other
image.png
18:46
Received: PAN card
App pan.jpg
18:46
Received: other
image.png
18:46
roles from letter
18:46
Co-applicant added
18:46
party not merged
18:46
Everything for the challan is in — queued
Papers and money are in — the challan is next.
18:46
case acknowledged challan queued
18:46
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03025
18:46
No fee quote sent — the branch's own figures were right
18:46
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
18:46
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18:46
receivable snapshot
18:46
The payment proof already on the case was applied
18:46
paper read beside case
18:46
Received: PAN card
Co app pan.jpg
18:46
Property checked by the engine — read from the report, every box that names the flat is there
18:46
property from index2
18:46
index2 people checked
18:46
index2 extra purchaser
18:46
money settled — by ezdocs:reader
18:46
property english extracted
18:46
Received: Aadhaar
Aadhar kapil garud.pdf
18:46
Property read from the legal / technical report (the sanction letter had none)
18:46
Property read from the Index II
18:46
Received: Technical report
HRQ-26-166262_INDProcessRequest_2500320260928160902009.pdf
18:46
index2 people checked
18:46
index2 extra purchaser
18:46
Index II (title document) received from the branch
18:46
boxes gathered
18:46
address compared
18:46
roles from letter
18:46
credit seen before bill
18:46
Payment proof arrived before the case was quoted — held
18:46
Co-applicant added
18:46
kyc address read
18:46
party not merged
18:46
case read started — by ezdocs:reader
18:46
applicant email captured
18:46
roles from letter
18:46
Received: LSR
KAPIL GARUD-GARUD HOUSE-SHIVAJI NAGAR-LAP.pdf
18:46
Received: Payment screenshot
IMG-20260930-WA0038.jpg
18:46
party from case name
18:46
Received: Sanction letter
Sanction Letter Garud.pdf
18:46
Received: Index II
Index 2 kapil Garud.pdf
18:46
Received: Aadhaar
Poonam Aadhar.pdf
18:46
case type guessed from mail
18:46
Case opened from the branch's mail
18:46
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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