⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mandar Adarkar
LAN NHL/THA/0826/5209172Loan ₹23,10,0000.3% only / top-upMails & papers 4 1 new
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
12 Oct, 11:29
Documents
done 12 Oct, 11:33
Payment
took 1h 31m
Challan
done 12 Oct, 13:05 · GRAS ↗
Filing
took 1d · IGR e-filing ↗
E-filing copy
done yesterday 13:15
Index II
waiting 13h 02m
their moveIndex II pendingwhole case so far 1d 14h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Yesterday · 13 Oct34 things
dhc prn read
efiling copy read
An old draft withdrew itself — its asks were already answered
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260281.pdf
copilot check ok — by copilot
form checked489
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
roles from letter
Co-applicant added
12 Oct76 things — 8 documents received · 3 letters written · 1 money step · 3 cautions · 61 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
only03 nothing to file
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
MANDAR SAGOON ADARKAR EchallanMH011795799202627E.pdf
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
copilot edit — by copilot:SANDEEP
quoted history checked
extra challan scanned
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan another borrowers
copilot check issues — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
index2 docno read
The home address was read off the papers — by ezdocs:reader
Nothing new to ask for — stayed quiet
file note490
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
bundle holds503 — by ezdocs:reader
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Request for 0.3 % chalan in Case of MANDAR ADARKAR NHL/THA/0826/5209172
boxes gathered
address compared
challan boxes composed
property self check
property from index2
index2 people checked
index2 extra purchaser
documents read together
The file seems to show a payment to us but no row could be read — open it
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
property self check
Nothing new to ask for — stayed quiet
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
property from index2
index2 people checked
index2 extra purchaser
property english extracted
Property read from the Index II
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Received: Index II
index 2 of Mandar case.jpg
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
letter property is residence
roles from letter
amount low confidence
credit seen before bill
Payment proof arrived before the case was quoted — held
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Payment screenshot
IMG-20261009-WA0027.jpg
Received: other
image001.png
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Sanction letter
IMG_20261012_105502.jpg
Received: Selfie — not usable
IMG_20261009_182248.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Selfie
IMG_20261009_182242.jpg
Received: PAN card
Mandar KYC.pdf
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
9 of 11 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside index 2 of Mandar case.jpgopen
A challan that is not the NOI's (the sale deed's own) — not counted — inside index 2 of Mandar case.jpgopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it4 open
Complete file for Mandar Adarkar loan NHL/THA/0826/5209172. PNB Housing Finance Limited top-up loan of INR 23,10,000. Property located at Plot No. 62, Radhakrishna Bungalow, Mhada Colony, Badlapur East, Kulgaon, Ambernath, Thane.
✗the photo could not be read (IMG_20261009_182248.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○MANDAR SAGOON ADARKAR — home road — the branch
○property — floor — the branch
○property — title deed held — the branch
the branch's last mail (2026-10-12): The branch asks for a 0.3% challan for Mandar Adarkar, attaching KYC and details.
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T06:02 UTC
Moneyall of it is in
₹7,030.73
Reached our account 9 Oct 18:33:25.
How we know
Our own bank told us — 9 Oct 18:33
₹20,280 · UTR 664829242130 · from VM-HDFCBN-S
“Successful! You have received Rs. 20280.00 via HDFC Bank SmartHub Vyapar from SAISOFT TE . RRN-664829242130 , Check: https://1.hdfc.bank.in/HDFCBK/s/yoXxVyOg”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%6,930
Registration fee 0.5%0
Government handling0
Our service fee100
Total we ask for7,030.73
Propertyby the engine, from the Index II
62, Konkan Gruhnirman va Kshetravikas Mandal, SURVEY, 42, Kulgaon, 421503
read from the Index II · e-filing boxes 36 of 46 ready
Check the property →the boxes beside the paper
People
SAGOON KRISHNAJI ADARKAR · co-applicantAAZPA3968JMANDAR SAGOON ADARKAR · applicantAGPPA8707P
rendered in 1.01 s · 106 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f