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Cases / NOI-2026-03397

Mandar Adarkar

PNB_HFLLAN NHL/THA/0826/5209172 Index II shared · done All documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
10 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓Payment screenshot — money verifiedopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside Mandar KYC.pdfopen
A challan whose owner could not be read — not counted until a person says — inside index 2 of Mandar case.jpgopen
A challan that is not the NOI's (the sale deed's own) — not counted — inside index 2 of Mandar case.jpgopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹7,030.73CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹20,280 receivedthe receipt's amount and minute agree
Stamp duty 0.3% — the top-up challan6,930
Top-up challan charge100.73
Total we ask for7,030.73
the branch’s receipt claims ₹20,280 664829242130
paid 9 Oct 18:33:25 · verified 12 Oct 11:32:05 · 2 d 16 h later
How we know
Our own bank told us — 9 Oct 18:33
₹20,280 · UTR 664829242130 · from VM-HDFCBN-S
“Successful! You have received Rs. 20280.00 via HDFC Bank SmartHub Vyapar from SAISOFT TE. RRN-664829242130, Check: https://1.hdfc.bank.in/HDFCBK/s/yoXxVyOg”
Matched by: the screenshot's amount AND its minute agree with this credit
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 42 minour time · 12 Oct 12:10
Index II 42 h 19 minour time · 13:47
the NOI team 4 d 2 htotal 4 d 2 h
Complete.
Day by day — every step and who held it
12 Oct 11:29Your branch's mail
12 Oct 11:29Payment landedat once
12 Oct 11:31Papers read+3 min · the NOI team
12 Oct 11:32Property readat once
12 Oct 11:32Fee quotedat once
12 Oct 11:32Payment verifiedat once
12 Oct 12:10Challan made+39 min · the NOI team
13 Oct 13:12Filed on IGR — e-filing shared+1 d 1 h · the NOI team
13:47Index II sent+3 d · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹23,10,000
Loan account no.
NHL/THA/0826/5209172
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 1
The PAN cardMANDAR SAGOON ADARKAR
The sanction letter DIFFERSMANDAR ADARKAR
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (4d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026133907945 · ₹300 · paid 13/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011795799202627E9991310260281 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
MS monu.singh@pnbhousing.com pnbhousing.com
12 Oct, 11:29 · 4d ago
THE FIRST MAIL — how this case began
Request for 0.3 % chalan in Case of MANDAR ADARKAR NHL/THA/0826/5209172
Dear Team ,

Kindly do 0.3 % challan in case of MANDAR ADARKAR NHL/THA/0826/5209172.

KYC and details are attached in case of MANDAR ADARKAR NHL/THA/0826/5209172

Thanks & Regards, Monu Singh Area Sales Manager - DST Thane (West) Mobile :- 9004261424 [cid:image001.png@01DD5A3D.21AE5140] Internal
earlier mails quoted below
From: Mayur Vitthal Jambure <mayur.jambure@phfl.com> Sent: 12 October 2026 11:06 To: Monu Singh <monu.singh@pnbhousing.com> Subject: Mandar noi payment
🤖 read: asks for the fee / a quote; documents attached — “Kindly do 0.3 % challan in case of MANDAR ADARKAR NHL/THA/0826/5209172.”
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
12 Oct, 11:40 · 4d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 11:31, Monu Singh < monu.singh@pnbhousing.com > wrote: Dear Team, Kindly do 0.3 % challan in case of MANDAR ADARKAR NHL/THA/0826/5209172. KYC and details are attached in case of MANDAR ADARKAR NHL/THA/0826/5209172 Thanks & Regards, Monu Singh Area Sales Manager - DST Thane (West) Mobile :- 9004261424 Internal From: Mayur Vitthal Jambure < mayur.jambure@phfl.com > Sent: 12 October 2026 11:06 To: Monu Singh < monu.singh@pnbhousing.com > Subject: Mandar noi payment
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 12:15 · 4d ago
Dear team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 11:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 11:31, Monu Singh < monu.singh@pnbhousing.com > wrote: Dear Team, Kindly do 0.3 % challan in case of MANDAR ADARKAR NHL/THA/0826/5209172. KYC and details are attached in case of MANDAR ADARKAR NHL/THA/0826/5209172 Thanks & Regards, Monu Singh Area Sales Manager - DST Thane (West) Mobile :- 9004261424 Internal From: Mayur Vitthal Jambure < mayur.jambure@phfl.com > Sent: 12 October 2026 11:06 To: Monu Singh < monu.singh@pnbhousing.com > Subject: Mandar noi payment
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
13 Oct, 13:12 · 3d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 11:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 11:31, Monu Singh < monu.singh@pnbhousing.com > wrote: Dear Team, Kindly do 0.3 % challan in case of MANDAR ADARKAR NHL/THA/0826/5209172. KYC and details are attached in case of MANDAR ADARKAR NHL/THA/0826/5209172 Thanks & Regards, Monu Singh Area Sales Manager - DST Thane (West) Mobile :- 9004261424 Internal From: Mayur Vitthal Jambure < mayur.jambure@phfl.com > Sent: 12 October 2026 11:06 To: Monu Singh < monu.singh@pnbhousing.com > Subject: Mandar noi payment
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL The NOI teamTYPED IN GMAIL
16 Oct, 13:47 · 53m ago

TEAM

PFA NOI INDEX 2 FOR CASE CLOSURE

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 13:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 11:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 11:31, Monu Singh < monu.singh@pnbhousing.com > wrote: Dear Team, Kindly do 0.3 % challan in case of MANDAR ADARKAR NHL/THA/0826/5209172. KYC and details are attached in case of MANDAR ADARKAR NHL/THA/0826/5209172 Thanks & Regards, Monu Singh Area Sales Manager - DST Thane (West) Mobile :- 9004261424 Internal From: Mayur Vitthal Jambure < mayur.jambure@phfl.com > Sent: 12 October 2026 11:06 To: Monu Singh < monu.singh@pnbhousing.com > Subject: Mandar noi payment
🤖 read: e-filing copy shared ✓; Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
PAN card+ Aadhaar card inside Mandar KYC.pdf
filed 4d ago
Selfie / photo IMG_20261009_182242.jpg
filed 4d ago
Selfie / photo IMG_20261009_182248.jpg
CANNOT BE READ — clear copy asked 4d ago
Sanction letter IMG_20261012_105502.jpg
filed 4d ago
Other image001.png
filed 4d ago
Payment screenshot IMG-20261009-WA0027.jpg
filed 4d ago
Index II+ A challan whose owner could not be read — not counted until a person says inside+ A challan that is not the NOI's (the sale deed's own) — not counted insidethe branch sent this — an input index 2 of Mandar case.jpg
filed 4d ago
Paid challan (GRAS) MANDAR SAGOON ADARKAR EchallanMH011795799202627E.pdf
filed 4d ago
E-filing copy (token) eFilingDoc9991310260281.pdf
filed 3d ago
Index IIthe registered copy we filed IndexII9991310260281.pdf
filed 53m ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹7,030.73
Where it stands
VERIFIED — money received
Screenshot claims
₹20,280 664829242130
Paid at
9 Oct 18:33:25
Verified on
12 Oct 11:32:05

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹6,930₹0₹0 ₹100₹7,030

Property (must be perfect)

36 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Floor, Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 1) …
9 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Road, Second number type, Second number, Property type (Open / Building / Open + Building), Floor (person 1), Flat / house no (person 1), Floor (person 2) …
✗ EzDocs found boxes that do NOT agree with the document (4d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (index 2 of Mandar case.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
empty
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावःकुळगांव-बदलापूर इतर वर्णन, इतर माहितीः मौजे कुळगाव, ता अधरसाथ जठाण येथील म. नं. 42, या वरील कोकण गृहनिर्माण व क्षेत्रविकास मंडळ मधील प्लॉट न. 62 क्षेत्र 102.40 नो मी (( Survey Number: 42;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
IMG_20261012_105502.jpg
as printed
PLOT NO 62, RADHAKRISHNA, BUNGLOW MHADA COLONY, NEAR MHADA, GARDEN BADALAPUR (E), BADALAPUR, THANE, ., MAHARASHTRA, INDIA, 421503
PIN
421503
the Index II
index 2 of Mandar case.jpg
the property
1) paalikeche naavahkulagaanva-badalaapura itara varnana, itara maahitih mauje kulagaava, taa adharasaatha jathaana yethila ma. nan. 42, yaa varila kokana gruhanirmaana va kshetravikaasa mandala madhila plota na. 62 kshetra 102.40 no mi ((SURVEY NUMBER: 42;))
PIN
421503
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 62 RADHAKRISHNA BUNGLOW MHADA COLONY SURVEY NO 42
Locality/Road
NEAR MHADA GARDEN BADLAPUR E BADLAPUR KULGAON TAL ADHARSATH JATHAN
Area/City
THANE
check or correct a box, the papers beside it →
the Index II also prints: 1, 102, 40, 42, ADHARASAATHA, GRUHANIRMAANA, ITARA, JATHAANA, KOKANA, KSHETRA, KSHETRAVIKAASA, KULAGAAVA, MA, MAAHITIH
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorSAGOON KRISHNAJI ADARKARAAZPA3968J…9164
mortgagorMANDAR SAGOON ADARKARAGPPA8707P…8339

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasemonu.singh@pnbhousing.com 4d ago
What EzDocs read from each document — check anything marked in red
PAN card Mandar KYC.pdf needs your check
dob
1970-05-26
pan
AGPPA8707P
name
MANDAR SAGOON ADARKAR
legible
True
father name
SAGOON KRISHNAJI ADARKAR
raw reading (for Abhijit)
{'dob': '1970-05-26', 'pan': 'AGPPA8707P', 'name': 'MANDAR SAGOON ADARKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SAGOON KRISHNAJI ADARKAR', 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo IMG_20261009_182242.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG_20261009_182248.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card Mandar KYC.pdf needs your check
dob
1979-05-26
name
Mandar Sagoon Adarkar
address
pin: 421503; area: sector 2, mhada colony; flat: Plot no 62; state: Maharashtra; building: Radhe krishna bunglow; district: Thane; Village: Badlapur
legible
True
aadhaar last4
8339
raw reading (for Abhijit)
{'dob': '1979-05-26', 'pan': None, 'name': 'Mandar Sagoon Adarkar', 'mobile': None, 'address': {'pin': '421503', 'area': 'sector 2, mhada colony', 'flat': 'Plot no 62', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Radhe krishna bunglow', 'district': 'Thane', 'post_office': None, 'village_city': 'Badlapur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8339', 'quality_issue': None}
Payment screenshot IMG-20261009-WA0027.jpg needs your check
utr
664829242130
date
2026-10-09
time
18:33
amount
20280
method
UPI
payee upi
....2080@hdfcbank
payer upi
....ar-4@okaxis
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
SAISOFT TECHNOLOGIES
debit notification text
Payment of ‘20,280 completed
raw reading (for Abhijit)
{'utr': '664829242130', 'date': '2026-10-09', 'time': '18:33', 'amount': 20280, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....ar-4@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'SAISOFT TECHNOLOGIES', 'debit_notification_text': 'Payment of ‘20,280 completed'}
Sanction letter IMG_20261012_105502.jpg needs your check
lan
NHL/THA/0826/5209172
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'MANDAR ADARKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAGOON KRISHNAJI ADARKAR', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
rate words
13.15% per annum 13.15% -3.55% = 9.60% per annum as on the date of execution of the loan agreement
loan amount
2200000
rate spread
-3.55
final amount
2310000
interest rate
9.6
sanction date
26-Sep-2026
letter version
4
reference rate
13.15
applicant email
saisoft096@gmail.com
applicant names
MANDAR ADARKAR, SAGOON KRISHNAJI ADARKAR
printed altered
False
applicant mobile
9820940296
balance transfer
False
property address
pin: 421503; state: MAHARASHTRA; district: Thane; landmark: Near Mhada, garden Badalapur (E); Address: Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur (E), BADALAPUR, Thane, MAHARASHTRA,
insurance premium
110000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2310000
security address verbatim
Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur (E), BADALAPUR, Thane,., MAHARASHTRA, India, 421503
applicant address verbatim
PLOT NO 62, RADHAKRISHNA BUNGLOW, MHADA COLONY, NEAR MHADA, GARDEN BADLAPUR EAST,,., BADLAPUR, Thane, MAHARASHTRA, 421503, India
raw reading (for Abhijit)
{'lan': 'NHL/THA/0826/5209172', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'MANDAR ADARKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAGOON KRISHNAJI ADARKAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -3.55% = 9.60% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2200000, 'rate_spread': -3.55, 'final_amount': 2310000, 'interest_rate': 9.6, 'quality_issue': None, 'sanction_date': '26-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'saisoft096@gmail.com', 'applicant_names': ['MANDAR ADARKAR', 'SAGOON KRISHNAJI ADARKAR'], 'printed_altered': False, 'applicant_mobile': '9820940296', 'balance_transfer': False, 'property_address': {'pin': '421503', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Thane', 'floor_no': None, 'landmark': 'Near Mhada, garden Badalapur (E)', 'full_address': 'Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur (E), BADALAPUR, Thane, MAHARASHTRA, India, 421503', 'village_city': 'BADLAPUR', 'building_name': 'Radhakrishna, bunglow Mhada colony', 'survey_or_cts_no': '62'}, 'insurance_premium': 110000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2310000, 'security_address_verbatim': 'Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur (E), BADALAPUR, Thane,., MAHARASHTRA, India, 421503', 'applicant_address_verbatim': 'PLOT NO 62, RADHAKRISHNA BUNGLOW, MHADA COLONY, NEAR MHADA, GARDEN BADLAPUR EAST,,., BADLAPUR, Thane, MAHARASHTRA, 421503, India'}
Index II index 2 of Mandar case.jpg needs your check
kind
index2_input
extracted
pin: 421503; rows: {'r4_palika': 'कुळगांव-बदलापूर इतर वर्णन', 'r11_serial': '8823/2026', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण दस्तप्रकारनुमार आवश्यक नाही कारणाचा तपशील दस्तकारनुमार आवश्यक नाही (ii) within the l
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '421503', 'rows': {'r4_palika': 'कुळगांव-बदलापूर इतर वर्णन', 'r11_serial': '8823/2026', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण दस्तप्रकारनुमार आवश्यक नाही कारणाचा तपशील दस्तकारनुमार आवश्यक नाही (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules. 1995', 'r4_locality': 'मौजे कुळगाव, ता अधरसाथ जठाण येथील म. नं. 42, या वरील कोकण गृहनिर्माण व क्षेत्रविकास मंडळ मधील प्लॉट न. 62', 'r5_area_text': '102.40 चौ. मीटर', 'r7_executants': [{'age': '80', 'pan': 'AAZPA3968J', 'name': 'सगुण कृष्णाजी आडारकर', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीच नायक नंः 0, रोड नंः प्लॉट नं. 62, कोकण गृहनिर्माण व क्षेत्र महामंडळ, कुळगाव बदलापूर पूर्व महाराष्ट्र दाणे पिन कोड:-421503'}], 'r8_purchasers': [{'age': None, 'pan': None, 'name': 'कोंकण गृहनिर्माण व क्षेत्र विकास मंडळ यांचे तर्फे मुख्य अधिकारी विशाल प्रभाकर राठोड', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड न कक्ष कमाक 172. पोटमाळा, गृहनिर्माण भवन, कलानगर वांद्रे पूर्व मुंबई, महाराष्ट्र, मुम्बई. पिन कोड 400051'}], 'r12_stamp_duty': 2600, 'r3_market_value': 1, 'r1_document_type': 'लीजडीड', 'r2_consideration': 0, 'r9_execution_date': '05/05/2026', 'r13_registration_fee': 600, 'r10_registration_date': '05/05/2026'}, 'doc_no': '8823/2026', 'village': 'कुळगाव', 'doc_kind': 'Regn:63m', 'doc_year': '2026', 'sro_name': 'उल्हासनगर-२', 'area_text': '1) 102.40 चौ. मीटर', 'mortgagee': 'कोंकण गृहनिर्माण व क्षेत्र विकास मंडळ', 'filing_fee': 600, 'header_sro': 'दुय्यम निबंधक, सह दुनि उल्हासनगर 2', 'mortgagors': ['सगुण कृष्णाजी आडारकर'], 'stamp_duty': 2600, 'filing_date': '2026-05-05', 'loan_amount': 8823, 'token_number': '1501132247461814272', 'property_text': '1) पालिकेचे नावःकुळगांव-बदलापूर इतर वर्णन, इतर माहितीः मौजे कुळगाव, ता अधरसाथ जठाण येथील म. नं. 42, या वरील कोकण गृहनिर्माण व क्षेत्रविकास मंडळ मधील प्लॉट न. 62 क्षेत्र 102.40 नो मी (( Survey Number: 42;))', 'header_village': 'कुळगाव', 'survey_numbers': 
Index II index 2 of Mandar case.jpg needs your check
grn
MH001979537202627E
total
2600
payer name
SAGOON KRISHNAJI
inner challan
True
raw reading (for Abhijit)
{'grn': 'MH001979537202627E', 'pin': None, 'total': 2600, 'article': None, 'defaced': None, 'bank_cin': None, 'district': None, 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': 'SAGOON KRISHNAJI', 'sro_office': None, 'paying_bank': None, 'remarks_raw': None, 'scheme_rows': [], 'payer_mobile': None, 'payment_date': None, 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}
Index II index 2 of Mandar case.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II index 2 of Mandar case.jpg needs your check
grn
MH001979537202627E
total
2600
payer name
SAGOON KRISHNAJI
inner challan
True
header doc number
8823/2026
raw reading (for Abhijit)
{'grn': 'MH001979537202627E', 'pin': None, 'total': 2600, 'article': None, 'defaced': None, 'bank_cin': None, 'district': None, 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': 'SAGOON KRISHNAJI', 'sro_office': None, 'paying_bank': None, 'remarks_raw': None, 'scheme_rows': [], 'payer_mobile': None, 'payment_date': None, 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'header_doc_number': '8823/2026', 'second_party_name': None, 'consideration_amount': None}
Sanction letter IMG_20261012_105502.jpg needs your check
found
True
found in
Security
paper for
loan_ref: NHL/THA/0826/5209172; customer_name: MANDAR ADARKAR SAGOON KRISHNAJI ADARKAR
confidence
1.0
reading486
property
property address
pin: 421503; state: MAHARASHTRA; Flat no: Plot no 62; district: Thane; landmark: Near Mhada, garden Badalapur (E); Address: Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur (E), BADALAP
security address verbatim
Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur ( E), BADALAPUR, Thane, , MAHARASHTRA, India, 421503
raw reading (for Abhijit)
{'found': True, 'found_in': 'Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/THA/0826/5209172', 'report_id': None, 'customer_name': 'MANDAR ADARKAR SAGOON KRISHNAJI ADARKAR'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '421503', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'Plot no 62', 'district': 'Thane', 'floor_no': None, 'landmark': 'Near Mhada, garden Badalapur ( E)', 'full_address': 'Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur ( E), BADALAPUR, Thane, , MAHARASHTRA, India, 421503', 'village_city': 'BADALAPUR', 'building_name': 'Radhakrishna, bunglow Mhada colony', 'survey_or_cts_no': 'Plot no 62'}, 'security_address_verbatim': 'Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur ( E), BADALAPUR, Thane, , MAHARASHTRA, India, 421503'}
Paid challan (GRAS) MANDAR SAGOON ADARKAR EchallanMH011795799202627E.pdf needs your check
grn
MH011795799202627E
pin
421503
total
18500.0
article
6(1)
defaced
False
bank cin
03006172026101200342
district
THANE
area city
THANE
payer pan
AGPXXXXXXP
flat block
PLOT NO 62 RADHAKRISHNA BUNGLOW
payer name
MANDAR SAGOON ADARKAR
sro office
ULH2 ULHASNAGAR 2 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2310000
scheme rows
{'amount': 6940.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11560.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0296
payment date
12/10/2026-12:10:47
road locality
NEAR MHADA GARDEN BADLAPUR EAST KULGAON AMBERNATH THANE
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2310000
raw reading (for Abhijit)
{'grn': 'MH011795799202627E', 'pin': '421503', 'total': 18500.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101200342', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AGPXXXXXXP', 'flat_block': 'PLOT NO 62 RADHAKRISHNA BUNGLOW', 'payer_name': 'MANDAR SAGOON ADARKAR', 'sro_office': 'ULH2 ULHASNAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2310000', 'scheme_rows': [{'amount': 6940.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11560.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0296', 'payment_date': '12/10/2026-12:10:47', 'road_locality': 'NEAR MHADA GARDEN BADLAPUR EAST KULGAON AMBERNATH THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2310000'}
PAN card Mandar KYC.pdf needs your check
dob
1970-05-26
pan
AGPPA8707P
name
MANDAR SAGOON ADARKAR
page
1
legible
True
card kind
pan
father name
SAGOON KRISHNAJI ADARKAR
card of many
1
raw reading (for Abhijit)
{'dob': '1970-05-26', 'pan': 'AGPPA8707P', 'name': 'MANDAR SAGOON ADARKAR', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SAGOON KRISHNAJI ADARKAR', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
PAN card Mandar KYC.pdf needs your check
dob
1979-05-26
name
Mandar Sagoon Adarkar
page
2
address
pin: 421503; area: Sector 2, Mhada colony; state: Maharashtra; building: Plot no 62 Radhe krishna bunglow; district: Thane; Village: Badlapur
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
8339
raw reading (for Abhijit)
{'dob': '1979-05-26', 'pan': None, 'name': 'Mandar Sagoon Adarkar', 'page': 2, 'mobile': None, 'address': {'pin': '421503', 'area': 'Sector 2, Mhada colony', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Plot no 62 Radhe krishna bunglow', 'district': 'Thane', 'post_office': None, 'village_city': 'Badlapur'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '8339', 'quality_issue': None}
PAN card Mandar KYC.pdf needs your check
dob
1945-12-02
pan
AAZPA3968J
name
SAGOON KRISHNAJI ADARKAR
page
3
legible
True
card kind
pan
father name
KRISHNAJI ADARKAR
card of many
3
raw reading (for Abhijit)
{'dob': '1945-12-02', 'pan': 'AAZPA3968J', 'name': 'SAGOON KRISHNAJI ADARKAR', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'KRISHNAJI ADARKAR', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
PAN card Mandar KYC.pdf needs your check
dob
1945-01-01
name
Sagoon Krishnaji Adarkar
page
4
address
pin: 421201; area: Behind Om Bunglow, Dombivali East; road: Ayre Road; state: Maharashtra; building: Block No 8 Ashok Niwas; district: Thane; Village: Dombivali East
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
9164
raw reading (for Abhijit)
{'dob': '1945-01-01', 'pan': None, 'name': 'Sagoon Krishnaji Adarkar', 'page': 4, 'mobile': None, 'address': {'pin': '421201', 'area': 'Behind Om Bunglow, Dombivali East', 'flat': None, 'road': 'Ayre Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Block No 8 Ashok Niwas', 'district': 'Thane', 'post_office': None, 'village_city': 'Dombivali East'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '9164', 'quality_issue': None}
Sanction letter IMG_20261012_105502.jpg needs your check
found
True
found in
Security details (Row 10) of the Sanction Letter
paper for
loan_ref: NHL/THA/0826/5209172; customer_name: MANDAR ADARKAR
confidence
0.95
reading486
property
property address
pin: 421503; state: MAHARASHTRA; district: Thane; landmark: Near Mhada, garden Badalapur (E); Address: Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur (E), BADALAPUR, Thane,., MAHARASHT
security address verbatim
Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur (E), BADALAPUR, Thane, ., MAHARASHTRA, India, 421503
raw reading (for Abhijit)
{'found': True, 'found_in': 'Security details (Row 10) of the Sanction Letter', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/THA/0826/5209172', 'report_id': None, 'customer_name': 'MANDAR ADARKAR'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '421503', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Thane', 'floor_no': None, 'landmark': 'Near Mhada, garden Badalapur (E)', 'full_address': 'Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur (E), BADALAPUR, Thane, ., MAHARASHTRA, India, 421503', 'village_city': 'BADALAPUR', 'building_name': 'Radhakrishna bunglow Mhada colony', 'survey_or_cts_no': 'Plot no 62'}, 'security_address_verbatim': 'Plot no 62, Radhakrishna, bunglow Mhada colony, Near Mhada, garden Badalapur (E), BADALAPUR, Thane, ., MAHARASHTRA, India, 421503'}
E-filing copy (token) eFilingDoc9991310260281.pdf needs your check
sro
THN8
kind
efiling_copy
token
9991310260281
legible
True
property
road: THANE; unit: PLOT NO 62; floor: G; taluka: Ambaranath; numbers: [{'type': 'Survey Number', 'value': '42'}, {'type': 'Plot Number', 'value': '62'}]; village: Kulagav; building: RADHAKRISHNA BUNGLOW; district: Thane;
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AGPPA8707P', 'name': 'MANDAR SAGOON ADARKAR', 'address': 'Flat No:PLOT NO 62, Floor No:G, Building Name:RADHAKRISHNA BUNGLOW, Block Sector:MHADA COLONY, NEAR MHADA, GARDEN, Road: BADLAPUR, City:BADLAPUR, State:M
title deed
Lease Deed :8823/2026 SRO ULHASANAGAR 2
filing date
2026-10-13
loan amount
2310000
payment lines
{'ref': 'MH011795799202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 6930, 'ref_kind': 'GRN'}, {'ref': 'MH011795799202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 11550, 'ref_kind': 'GRN'
date of mortgage
2026-10-13
raw reading (for Abhijit)
{'sro': 'THN8', 'kind': 'efiling_copy', 'token': '9991310260281', 'legible': True, 'property': {'pin': None, 'road': 'THANE', 'unit': 'PLOT NO 62', 'floor': 'G', 'taluka': 'Ambaranath', 'numbers': [{'type': 'Survey Number', 'value': '42'}, {'type': 'Plot Number', 'value': '62'}], 'village': 'Kulagav', 'building': 'RADHAKRISHNA BUNGLOW', 'district': 'Thane', 'area_text': '102.40 Sq.mt.', 'local_body': None, 'description': 'MHADA COLONY, Block Sector:BADLAPUR (E), Landmark:NEAR MHADA GARDEN', 'property_type': 'Open'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AGPPA8707P', 'name': 'MANDAR SAGOON ADARKAR', 'address': 'Flat No:PLOT NO 62, Floor No:G, Building Name:RADHAKRISHNA BUNGLOW, Block Sector:MHADA COLONY, NEAR MHADA, GARDEN, Road: BADLAPUR, City:BADLAPUR, State:MAHARASHTRA, District:THANE, Pin:421503'}, {'pan': 'AAZPA3968J', 'name': 'SAGOON KRISHNAJI ADARKAR', 'address': 'Flat No:PLOT NO 62, Floor No:G, Building Name:RADHAKRISHNA BUNGLOW, Block Sector:MHADA COLONY, NEAR MHADA, GARDEN, Road: BADLAPUR, City:BADLAPUR, State:MAHARASHTRA, District:THANE, Pin:421503'}], 'title_deed': 'Lease Deed :8823/2026 SRO ULHASANAGAR 2', 'filing_date': '2026-10-13', 'loan_amount': 2310000, 'payment_lines': [{'ref': 'MH011795799202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 6930, 'ref_kind': 'GRN'}, {'ref': 'MH011795799202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 11550, 'ref_kind': 'GRN'}, {'ref': '1026133907945', 'head': 'Document Handling Charges', 'dated': '13/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-13'}
Technical record (for Abhijit — safe to ignore)
37m agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
53m agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999131026028
22h agoEzDocsreader_efiling_verdict{'fp': '625d945965e653c9', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'No paper on file provides the date of mortgage.', 'page': 'Start page'
3d agoEzDocsdhc_prn_read{'prn': '1026133907945', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991310260281.pdf', 'from': "the filed notice's own text", 'gr
3d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9991310260281.pdf', 'token': '9991310260281', 'doc_id': '01e606d5-82e1-4f32-b81f-643df603885c', 'mortgagors': 2}
3d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: NHL/THA/0826/5209
3d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
3d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999131026
3d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
3d agoEzDocsform_checked489{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03397'}
3d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '503923', 'lessons': []}
3d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '503958', 'lessons': []}
3d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '503962', 'lessons': []}
3d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '503988', 'lessons': [{'box': 'Road', 'words': 'Road: the team took THANE fro
3d agoEzDocsdocument_reread{'now': ['sanction_letter'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'IMG_20261012_105502.jpg', 'doc_id': '0cb6e4b3-3699-48a0-8
3d agoEzDocspaper_read_beside_case{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
3d agoEzDocsreading_error456{'box': 'Flat No', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'IMG_20261012_105502.jpg', 'ours': '62', 'doc_id': '0cb6e4b3-3
3d agoANJUcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
3d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 19, 'differs': [{'by': 'papers', 'box': 'Bloc
3d agoEzDocsform_checked489{'ok': True, 'page': 'property', 'paid': True, 'boxes': 19, 'issues': 7, 'case_no': 'NOI-2026-03397'}
3d agocopilotcopilot_pick{'why': 'The source text explicitly names कुळगांव-बदलापूर (Kulaganva-badalapur) as the Palikeche Nav (name of the local body).', 'field': 'Hadd Name', 'value': '4', 'method': 'ai', 'picked': 'Kulaganva-badalapur', 'wante
3d agocopilotcopilot_pick{'why': "The source text mentions 'मौजे कुळगाव' (Mouje Kulgaon). The option 'Kulaganv' is the correct Marathi transliteration of Kulgaon.", 'field': 'Village', 'value': '272100140000036930', 'method': 'ai', 'picked': 'Ku
3d agocopilotcopilot_pick{'why': "the portal spells it 'Ambaranath'", 'field': 'Taluka', 'value': '7', 'method': 'spelling', 'picked': 'Ambaranath', 'wanted': 'AMBERNATH', 'why_audit': "EzDocs chose from the portal's own list; below full confide
3d agoANJUcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
3d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
3d agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-03397'}
3d agocopilotcopilot_pick{'why': "The source text explicitly mentions 'मौजे कुळगाव' (Mouje Kulgaon) and the case Village is Kulgaon. The option 'Kulgaon' matches this directly.", 'field': 'Post office', 'value': '306939', 'method': 'ai', 'p
3d agoANJUcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
3d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
3d agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-03397'}

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹20,280 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Today · 16 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:03
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:48
Received: Index II
IndexII9991310260281.pdf
13:48
Yesterday · 15 Oct1 thing — 1 step
EzDocs checked the e-filing boxes against the papers
16:21
13 Oct13 things — 1 document received · 1 letter written · 11 steps
EzDocs took 28 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:15
An old draft withdrew itself — its asks were already answered
13:12
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
13:12
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:12
Received: E-filing copy
eFilingDoc9991310260281.pdf
13:12
A file was read again from the start — everything inside it now counts
13:06
A paper was read again — the team's value showed the first reading was wrong
13:05
ANJU pressed Save on the e-filing (property page) — what was changed is kept
13:05
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
13:02
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
13:02
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
13:02
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
13:01
Co-applicant added
13:01
12 Oct40 things — 8 documents received · 3 letters written · 2 money steps · 4 cautions · 23 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
13:03
Checked: this challan is not another case's
13:01
EzDocs took 41 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:00
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
13:00
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:15
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:15
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
12:15
Received: Challan
MANDAR SAGOON ADARKAR EchallanMH011795799202627E.pdf
12:15
A file was read again from the start — everything inside it now counts
12:10
A paper was read again — the team's value showed the first reading was wrong
12:10
SANDEEP pressed Proceed on the challan — what was changed is kept
12:06
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
12:02
EzDocs found something to check before the form is saved
12:00
Nothing new to ask for — stayed quiet
11:33
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
11:32
EzDocs read the whole file
11:32
Wrote the document chase mail — held, silent mode
Request for 0.3 % chalan in Case of MANDAR ADARKAR NHL/THA/0826/5209172
11:32
The challan's address boxes were written from the papers
11:32
The file seems to show a payment to us but no row could be read — open it
11:32
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
11:32
Nothing new to ask for — stayed quiet
11:32
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
11:32
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
11:32
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
11:32
The payment proof already on the case was applied
11:32
Property read from the Index II
11:32
Index II (title document) received from the branch
11:32
Received: Index II
index 2 of Mandar case.jpg
11:31
The loan amount was worked out from the papers
11:31
Payment proof arrived before the case was quoted — held
11:31
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
11:31
Received: Payment screenshot
IMG-20261009-WA0027.jpg
11:31
Received: other
image001.png
11:31
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
11:31
Selfie checked — a live one
A real selfie — usable for the e-filing.
11:31
Received: Sanction letter
IMG_20261012_105502.jpg
11:31
Received: Selfie — not usable
IMG_20261009_182248.jpg — this is a photograph of a passport-size print, not a live selfie
11:31
Received: Selfie
IMG_20261009_182242.jpg
11:31
Received: PAN card
Mandar KYC.pdf
11:31
Case opened from the branch's mail
11:31
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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