⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Rahul Khadtale
LAN HOU/KLN/0926/5222960Loan ₹39,14,000NOIMails & papers 10
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
6 Oct, 17:39
Documents
took 1h
Payment
Challan
done 6 Oct, 18:45 · GRAS ↗
Filing
took 2d 17h · IGR e-filing ↗
E-filing copy
done 9 Oct, 11:50
Index II
took 1d 1h
doneIndex II shared · the trail says: The branch has sent the loan documents and paid the vendor fee. The team needs to provide the fee quote and challan.whole case so far 7d 6h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
10 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990910260173.pdf
9 Oct25 things — 1 document received · 1 letter written · 23 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260173.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
6 Oct72 things — 9 documents received · 4 letters written · 59 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
RAHUL B KHADTALE EchallanMH011497787202627E.pdf
Nothing new to ask for — stayed quiet
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Re: Mr. Rahul Khadtale--HOU/KLN/0926/5222960-- Required NOI Challan-- Loan Amt-₹39,14,000/-
An old draft withdrew itself — its asks were already answered
address compared
documents read together
roles from letter
Co-applicant added
party not merged
Received: PAN card
IMG-20260915-WA0002(1).jpg
Received: PAN card
IMG-20260915-WA0004(1).jpg
challan boxes composed
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
The home address was read off the papers — by ezdocs:reader
quoted history checked
extra challan scanned
Nothing new to ask for — stayed quiet
EzDocs read the whole trail as one conversation — where the case stands is on the page
file note490
case read — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Mr. Rahul Khadtale--HOU/KLN/0926/5222960-- Required NOI Challan-- Loan Amt-₹39,14,000/-
boxes gathered
address compared
challan boxes composed
Nothing new to ask for — stayed quiet
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
property numbers completed
documents read together
property self check
property from index2
index2 people checked
property english extracted
money settled — by ezdocs:reader
index2 people checked
Index II (title document) received from the branch
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: other
image.png
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Sanction letter
Sanction Letter .pdf
Received: Selfie
IMG-20260915-WA0015(1).jpg
Received: Selfie
motion_photo_2093377908638201804.jpg
Received: Index II
IMG-20261006-WA0030.jpg
Received: Payment screenshot
IMG-20261006-WA0017.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
Applicant's Aadhaar Card — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it9 open
The file is complete for the challan with a total loan amount of Rs. 39,14,000 (including Rs. 1,75,000 insurance premium) under PNB HFL rules. The mortgaged property is Flat No. 404 on the 4th Floor of Building No. 9, Type E, Konark Garden, Shirgaon, Ambernath, Thane. To complete the e-filing, we re
○the Aadhaar — the branch
○RAHUL BHIKCHAND KHADTALE — home village / city — the branch
○GAUTAM BHIKCHAND KHADTALE — mobile — the branch
○GAUTAM BHIKCHAND KHADTALE — e-mail — the branch
○GAUTAM BHIKCHAND KHADTALE — home building — the branch
○GAUTAM BHIKCHAND KHADTALE — home flat — the branch
○GAUTAM BHIKCHAND KHADTALE — home road — the branch
○GAUTAM BHIKCHAND KHADTALE — home PIN — the branch
○GAUTAM BHIKCHAND KHADTALE — home village / city — the branch
?IMG-20260915-WA0004(1).jpg may be another customer's (it prints a name) — This PAN card belongs to Gautam Bhikchand Khadtale, who is not the customer Rahul Khadtale. The customer's PAN card is still missing.
?unsure of date_of_mortgage — No MOTD or mortgage deed is present in the file to determine the date of mortgage.
the branch's last mail (2026-10-06): The branch asks for the NOI challan and states the loan amount and applicant name in the subject, with attachments. · brought: a PAN card for Rahul Khadtale · settled: doubt:c4ef168a
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T12:56 UTC
Moneyall of it is in
₹28,570.86
Reached our account 6 Oct 16:35:27.
How we know
Our own bank told us — 6 Oct 16:35
₹28,542 · UTR 353060433793 · from JM-HDFCBN-S
“Successful! You have received Rs. 28542.00 via HDFC Bank SmartHub Vyapar from KHADTALE R . RRN-353060433793 , Check: https://1.hdfc.bank.in/HDFCBK/s/pZZKXKvL”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%11,750
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for28,570.86
By law ₹28,562. We ask ₹28,570 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
404, 4th, Konark Garden Co-Op. Hou. Society Ltd., SURVEY, 147, 148, 28, Shirgaon, 421503
read from the Index II · e-filing boxes 41 of 46 ready
Check the property →the boxes beside the paper
People
GAUTAM BHIKCHAND KHADTALE · co-applicantBUOPK6591FRAHUL BHIKCHAND KHADTALE · applicantAXDPK8885D
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