⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Amar Munnilal Gupta
LAN HOU/NAV/0926/5217563Loan ₹72,10,000NOIMails & papers 7 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 16:39
Documents
Payment
Challan
done 30 Sep, 17:44 · GRAS ↗
Filing
took 5d 20h · IGR e-filing ↗
E-filing copy
done 6 Oct, 14:30
Index II
took 1d 23h
doneIndex II shared · the trail says: The branch has sent the loan documents and confirmed payment. The NOI team has created and shared the challan. The team now needs to file the NOI on the IGR…whole case so far 13d 7h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990210260189.pdf
6 Oct8 things — 1 document received · 1 letter written · 6 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
AMAR MUNNILAL GUPTA eFilingDoc9990210260189.pdf
file note490
mail against file490 — by ezdocs:reader
file note490
30 Sep53 things — 2 documents received · 3 letters written · 2 money steps · 1 caution · 45 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
Challan re-read against the case — matches exactly
challan extracted
reading error456
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf
copilot edit — by copilot:SANDEEP
case read — by ezdocs:reader
copilot check ok — by copilot
challan boxes not the papers words — by copilot
challan boxes composed
case read started — by ezdocs:reader
reader mail addition — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
index2 docno read
The home address was read off the papers — by ezdocs:reader
quoted history checked
case read — by ezdocs:reader
boxes gathered
challan boxes by rules
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02988
property self check
extra challan scanned
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
property from index2
index2 people checked
index2 extra purchaser
index2 pan differs
money settled — by ezdocs:reader
property numbers completed
The file seems to show a payment to us but no row could be read — open it
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
box disagreement
kyc address read
roles from letter
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 4 files
The file, as the engine remembers it2 open
The case is for AMAR MUNNILAL GUPTA and PRITI AMAR GUPTA for FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG SOC LTD, SECTOR NO 6, NERUL NAVI MUMBAI. The sanction letter and purchase Index II are present, but the MOTD is missing, so the exact date of mortgage cannot be verified.
○AMAR MUNNILAL GUPTA — home building — the branch
○property — title deed held — the branch
?the papers disagree on Borrower's home address (the sanction letter: A-404, GANESH KRUPA CHS.., PLOT NO. 471, SECTOR -6, Thane, M; Amar's Aadhaar card: room no. 840, nanabhai wadi, korba mithagar barkat ali darga) — Verify if the current home address is the Navi Mumbai address or the Wadala address.
?unsure of Date of Mortgage — No MOTD is on the file to show the exact date the title deeds were deposited.
the branch's last mail (2026-10-06): The branch asks for the e-filing receipt and the Index II.
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T08:04 UTC
Moneyall of it is in
₹38,460.30
Reached our account 30 Sep 11:21:31.
How we know
Our own bank told us — 30 Sep 11:21
₹38,450 · UTR 627375902573 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.38450.00 30-09-2026 11:21:31 by SHIBANI thru UPI . Aval Bal Rs.301252.25 CR. (UPI Ref ID:627375902573) -PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer
The working
Stamp duty 0.3%21,640
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for38,460.30
By law ₹38,450. We ask ₹38,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
103, 1st, Sukh Shanti CHS Ltd., PLOT, 39, Nerul, 400706
read from the Index II · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
AMAR MUNNILAL GUPTA · applicantAROPG3430H
rendered in 6.41 s · 120 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f