⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-02988
Amar Munnilal Gupta
LAN HOU/NAV/0926/5217563
Index II shared · done
Send the draft 1All documentsMails & papers 7Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (4)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹38,460.30CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹38,450 receivedby the amount alone
Stamp duty 0.3%21,640
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.30
Total we ask for38,460.30
paid 30 Sep 11:21:31 · verified 30 Sep 16:32:48 · 5 h 11 min later
How we know
Our own bank told us — 30 Sep 11:21
₹38,450 · UTR 627375902573 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.38450.00 30-09-2026 11:21:31 by SHIBANI thru UPI . Aval Bal Rs.301252.25 CR. (UPI Ref ID:627375902573) -PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer
By law ₹38,450. We ask ₹38,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 01 minour time · 30 Sep 17:40
Index II 67 h 19 minour time · 8 Oct 13:58
the NOI team 7 d 21 htotal 7 d 21 h
Complete.
Day by day — every step and who held it
30 Sep 16:39Your branch's mail
30 Sep 16:39Payment landedat once
30 Sep 16:39Payment verifiedat once
30 Sep 16:39Papers readat once
30 Sep 16:39Fee quotedat once
30 Sep 16:39Property readat once
30 Sep 16:39Ready for the challanat once
30 Sep 17:40Challan made+1 h 01 min · the NOI team
6 Oct 14:25Filed on IGR — e-filing shared+5 d 20 h · the NOI team
8 Oct 13:58Index II sent+1 d 23 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹72,10,000
Loan account no.
HOU/NAV/0926/5217563
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has sent the loan documents and confirmed payment. The NOI team has created and shared the challan. The team now needs to file the NOI on the IGR site.
the trail says the next move is with the NOI team — to file the NOI
✓ loan papers sent — done, mail 1 (2026-09-30) “Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563”
✓ fee paid — the branch's words — done, mail 1 (2026-09-30) “Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563”
✓ challan made — done, mail 3 (2026-09-30) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-30) “PFA challan for your reference.”
read over 3 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 13d ago — all agree.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN 1026020503994 · ₹300 · paid 02/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011177952202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by the engine, not sent
NOI case NOI-2026-02988
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
YS
yuvraj.shejwal@phfl.com phfl.com
30 Sep, 16:39 · 13d ago THE FIRST MAIL — how this case began
30 Sep, 16:39 · 13d ago THE FIRST MAIL — how this case began
Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/52175
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Thanks & Regards,
Yuvraj Shejwal
Channel Manager
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: 7021354564
Website- www.pnbhousing.com
🤖 read: documents attached
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
30 Sep, 16:56 · 13d ago
30 Sep, 16:56 · 13d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 30 Sept 2026 at 16:32, Yuvraj Shejwal <yuvraj.shejwal@phfl.com>
wrote:
earlier mails quoted below
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in
case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Thanks & Regards,
*Yuvraj Shejwal*
*Channel Manager*
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: *7021354564*
Website- www.pnbhousing.com
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
30 Sep, 17:44 · 13d ago
30 Sep, 17:44 · 13d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:32, Yuvraj Shejwal < yuvraj.shejwal@phfl.com > wrote:
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Thanks & Regards,
Yuvraj Shejwal
Channel Manager
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: 7021354564
Website- www.pnbhousing.com
🤖 read: challan shared ✓ — “PFA challan for your reference.”
UB
umesh.borade@phfl.com phfl.com
06 Oct, 13:37 · 7d ago
06 Oct, 13:37 · 7d ago
Re[2]: Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/092
Dear Team,
Please provide E-filing receipt & NOI Index II
Thanks & Regards,
Umesh Borade
Senior Branch Operation Executive
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis BuildingSector -17,
Vashi, Navi Mumbai-400703
Mobile: 7709905686
Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/30/26 17:46
To: Yuvraj Shejwal ( yuvraj.shejwal@phfl.com )
Cc: Hemant Kumar 3 ( hemant.kumar3@pnbhousing.com ), Samson Silveira ( samson.silveira@pnbhousing.com ), Pooja Mijar ( pooja.mijar@pnbhousing.com ), Umesh Ramchandra Borade ( umesh.borade@phfl.com )
Subject: Re: Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Wed, 30 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:32, Yuvraj Shejwal < yuvraj.shejwal@phfl.com > wrote:
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Thanks & Regards,
Yuvraj Shejwal
Channel Manager
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: 7021354564
Website- www.pnbhousing.com
🤖 read: asks for the e-filing copy, the Index II — “Please provide E-filing receipt”
OL
The NOI teamTYPED IN GMAIL
06 Oct, 14:25 · 7d ago
06 Oct, 14:25 · 7d ago
Team,
PFA downloaded copy of e filing
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 13:34, Umesh Ramchandra Borade < umesh.borade@phfl.com > wrote:
Dear Team,
Please provide E-filing receipt & NOI Index II
Thanks & Regards,
Umesh Borade
Senior Branch Operation Executive
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis BuildingSector -17,
Vashi, Navi Mumbai-400703
Mobile: 7709905686
Website- www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/30/26 17:46
To: Yuvraj Shejwal ( yuvraj.shejwal@phfl.com )
Cc: Hemant Kumar 3 ( hemant.kumar3@pnbhousing.com ), Samson Silveira ( samson.silveira@pnbhousing.com ), Pooja Mijar ( pooja.mijar@pnbhousing.com ), Umesh Ramchandra Borade ( umesh.borade@phfl.com )
Subject: Re: Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:32, Yuvraj Shejwal < yuvraj.shejwal@phfl.com > wrote:
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Thanks & Regards,
Yuvraj Shejwal
Channel Manager
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: 7021354564
Website- www.pnbhousing.com
🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 13:58 · 5d ago
08 Oct, 13:58 · 5d ago
Regards,NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 14:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA downloaded copy of e filing
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 13:34, Umesh Ramchandra Borade < umesh.borade@phfl.com > wrote:
Dear Team,
Please provide E-filing receipt & NOI Index II
Thanks & Regards,
Umesh Borade
Senior Branch Operation Executive
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis BuildingSector -17,
Vashi, Navi Mumbai-400703
Mobile: 7709905686
Website- www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/30/26 17:46
To: Yuvraj Shejwal ( yuvraj.shejwal@phfl.com )
Cc: Hemant Kumar 3 ( hemant.kumar3@pnbhousing.com ), Samson Silveira ( samson.silveira@pnbhousing.com ), Pooja Mijar ( pooja.mijar@pnbhousing.com ), Umesh Ramchandra Borade ( umesh.borade@phfl.com )
Subject: Re: Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:32, Yuvraj Shejwal < yuvraj.shejwal@phfl.com > wrote:
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Thanks & Regards,
Yuvraj Shejwal
Channel Manager
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: 7021354564
Website- www.pnbhousing.com
🤖 read: Index II shared (said, but the words were not found in the mail)
OL
The NOI teamTYPED IN GMAIL
08 Oct, 14:00 · 5d ago
08 Oct, 14:00 · 5d ago
Dear Team,
PFA index 2 copy for case closure..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 14:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA downloaded copy of e filing
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 13:34, Umesh Ramchandra Borade < umesh.borade@phfl.com > wrote:
Dear Team,
Please provide E-filing receipt & NOI Index II
Thanks & Regards,
Umesh Borade
Senior Branch Operation Executive
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis BuildingSector -17,
Vashi, Navi Mumbai-400703
Mobile: 7709905686
Website- www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/30/26 17:46
To: Yuvraj Shejwal ( yuvraj.shejwal@phfl.com )
Cc: Hemant Kumar 3 ( hemant.kumar3@pnbhousing.com ), Samson Silveira ( samson.silveira@pnbhousing.com ), Pooja Mijar ( pooja.mijar@pnbhousing.com ), Umesh Ramchandra Borade ( umesh.borade@phfl.com )
Subject: Re: Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:32, Yuvraj Shejwal < yuvraj.shejwal@phfl.com > wrote:
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in case of AMAR MUNNILAL GUPTA - HOU/NAV/0926/5217563
Thanks & Regards,
Yuvraj Shejwal
Channel Manager
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: 7021354564
Website- www.pnbhousing.com
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ Index II inside+ Payment screenshot inside+ Selfie / photo inside+ Aadhaar card inside+ PAN card inside | DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf | filed | 13d ago |
| Paid challan (GRAS) | AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf | filed | 13d ago |
| E-filing copy (token) | AMAR MUNNILAL GUPTA eFilingDoc9990210260189.pdf | filed | 7d ago |
| Index IIthe registered copy we filed | IndexII9990210260189.pdf | filed | 5d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹38,460.30
₹38,460.30
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
—
—
Paid at
30 Sep 11:21:31
30 Sep 11:21:31
Verified on
30 Sep 16:32:48
30 Sep 16:32:48
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹21,640 | ₹15,000 | ₹320 | ₹1,500 | ₹38,460 |
By law ₹38,450. We ask ₹38,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
32 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …)
8 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (person 1), Floor (person 1)
✓ EzDocs checked every box against the document’s own words 13d ago — all agree.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf
the address
{'PIN': '400037', 'AREA': 'NANABHAI WADI, KORBA MITHAGAR, WADALA EAST, ANTOP HILL MUMBAI', 'FLAT': 'ROOM NO. 840', 'ROAD': 'BARKAT ALI DARGA MARG, SHREE RAM MANDIR GALLI', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'MUMBAI', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'MUMBAI'}
{'PIN': '400037', 'AREA': 'NANABHAI WADI, KORBA MITHAGAR, WADALA EAST, ANTOP HILL MUMBAI', 'FLAT': 'ROOM NO. 840', 'ROAD': 'BARKAT ALI DARGA MARG, SHREE RAM MANDIR GALLI', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'MUMBAI', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'MUMBAI'}
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 103 1ST FLOOR SUKH SHANTI CHS LTD PLOT NO 39 SECTOR NO 6
FLAT NO 103 1ST FLOOR SUKH SHANTI CHS LTD PLOT NO 39 SECTOR NO 6
Locality/Road
NERUL NAVI MUMBAI NEAR SARSOLE GES
NERUL NAVI MUMBAI NEAR SARSOLE GES
Area/City
THANE
check or correct a box, the papers beside it →THANE
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | AMAR MUNNILAL GUPTA | AROPG3430H | …3214 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| acknowledgement | yuvraj.shejwal@phfl.com | 13d ago |
What the engine read from each document — check anything marked in red
Sanction letter DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf needs your check
lan
HOU/NAV/0926/5217563
HOU/NAV/0926/5217563
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'AMAR MUNNILAL GUPTA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRITI AMAR GUPTA', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'AMAR MUNNILAL GUPTA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRITI AMAR GUPTA', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
Housing Loan
confidence
1
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
loan amount
7000000
7000000
rate spread
-4.75
-4.75
final amount
7210000
7210000
interest rate
8.4
8.4
sanction date
15-Sep-2026
15-Sep-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
amargupta10.03.1983@gmail.com
amargupta10.03.1983@gmail.com
applicant names
AMAR MUNNILAL GUPTA, PRITI AMAR GUPTA
AMAR MUNNILAL GUPTA, PRITI AMAR GUPTA
printed altered
False
False
applicant mobile
9757347315
9757347315
balance transfer
False
False
property address
pin: 400706; road: NERUL NAVI MUMBAI; state: MAHARASHTRA; taluka: Thane; flat_no: 103; district: Thane; floor_no: 1ST FLOOR; landmark: SARSOLE GES; full_address: FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG
pin: 400706; road: NERUL NAVI MUMBAI; state: MAHARASHTRA; taluka: Thane; flat_no: 103; district: Thane; floor_no: 1ST FLOOR; landmark: SARSOLE GES; full_address: FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG
insurance premium
210000
210000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
7210000
7210000
security address verbatim
FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG SOC LTD, SECTOR NO 6, NERUL NAVI MUMBAI, NA, Thane, SARSOLE GES, Thane, MAHARASHTRA, India, 400706
FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG SOC LTD, SECTOR NO 6, NERUL NAVI MUMBAI, NA, Thane, SARSOLE GES, Thane, MAHARASHTRA, India, 400706
applicant address verbatim
A- 404, GANESH KRUPA CHS., PLOT NO. 471, SECTOR -6, ., Thane, MAHARASHTRA, 400706, India
A- 404, GANESH KRUPA CHS., PLOT NO. 471, SECTOR -6, ., Thane, MAHARASHTRA, 400706, India
raw reading (for Abhijit)
{'lan': 'HOU/NAV/0926/5217563', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'AMAR MUNNILAL GUPTA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRITI AMAR GUPTA', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 7000000, 'rate_spread': -4.75, 'final_amount': 7210000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '15-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'amargupta10.03.1983@gmail.com', 'applicant_names': ['AMAR MUNNILAL GUPTA', 'PRITI AMAR GUPTA'], 'printed_altered': False, 'applicant_mobile': '9757347315', 'balance_transfer': False, 'property_address': {'pin': '400706', 'road': 'NERUL NAVI MUMBAI', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '103', 'district': 'Thane', 'floor_no': '1ST FLOOR', 'landmark': 'SARSOLE GES', 'full_address': 'FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG SOC LTD, SECTOR NO 6, NERUL NAVI MUMBAI, NA, Thane, SARSOLE GES, Thane, MAHARASHTRA, India, 400706', 'village_city': 'Thane', 'building_name': 'SUKH SHANTI CO OP HSG SOC LTD', 'survey_or_cts_no': 'PLOT NO 39'}, 'insurance_premium': 210000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 7210000, 'security_address_verbatim': 'FLAT NO 103, PLOT NO 39, 1ST FLOOR, SUKH SHANTI CO OP HSG SOC LTD, SECTOR NO 6, NERUL NAVI MUMBAI, NA, Thane, SARSOLE GES, Thane, MAHARASHTRA, India, 400706', 'applicant_address_verbatim': 'A- 404, GANESH KRUPA CHS., PLOT NO. 471, SECTOR -6, ., Thane, MAHARASHTRA, 400706, India'}Sanction letter DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf needs your check
dob
1981-03-10
1981-03-10
pan
AROPG3430H
AROPG3430H
name
AMAR MUNNILAL GUPTA
AMAR MUNNILAL GUPTA
legible
True
True
father name
MUNNILAL KHEDARU GUPTA
MUNNILAL KHEDARU GUPTA
raw reading (for Abhijit)
{'dob': '1981-03-10', 'pan': 'AROPG3430H', 'name': 'AMAR MUNNILAL GUPTA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MUNNILAL KHEDARU GUPTA', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf needs your check
name
Amar Munnilal Gupta
Amar Munnilal Gupta
mobile
9221617890
9221617890
address
pin: 400037; area: nanabhai wadi, korba mithagar, wadala east, Antop Hill Mumbai; flat: room no. 840; road: barkat ali darga marg, shree ram mandir galli; state: Maharashtra; district: Mumbai; village_city: Mumbai
pin: 400037; area: nanabhai wadi, korba mithagar, wadala east, Antop Hill Mumbai; flat: room no. 840; road: barkat ali darga marg, shree ram mandir galli; state: Maharashtra; district: Mumbai; village_city: Mumbai
legible
True
True
aadhaar last4
3214
3214
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Amar Munnilal Gupta', 'mobile': '9221617890', 'address': {'pin': '400037', 'area': 'nanabhai wadi, korba mithagar, wadala east, Antop Hill Mumbai', 'flat': 'room no. 840', 'road': 'barkat ali darga marg, shree ram mandir galli', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Mumbai', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3214', 'quality_issue': None}Sanction letter DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf needs your check
payments inside
payments: [{'utr': '627375902573', 'date': '2026-09-30', 'page': 3, 'time': '11:21', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 38450.0, 'direction': 'credit', 'narration': 'Stamp Duty and NOI of Amar Gup
payments: [{'utr': '627375902573', 'date': '2026-09-30', 'page': 3, 'time': '11:21', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 38450.0, 'direction': 'credit', 'narration': 'Stamp Duty and NOI of Amar Gup
header doc number
THN6-15955-2026
THN6-15955-2026
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '627375902573', 'date': '2026-09-30', 'page': 3, 'time': '11:21', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 38450.0, 'direction': 'credit', 'narration': 'Stamp Duty and NOI of Amar Gupta', 'proof_kind': 'success_screen'}]}, 'header_doc_number': 'THN6-15955-2026'}Paid challan (GRAS) AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf needs your check
grn
MH011177952202627E
MH011177952202627E
pin
400706
400706
total
36640.0
36640.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026093001766
03006172026093001766
district
THANE
THANE
area city
THANE
THANE
payer pan
AROXXXXXXH
AROXXXXXXH
flat block
FLAT NO 103 1ST FLOOR SUKH SHANTI CO OP HOUSING SOCIETY LTD PLOT NO 39 SECTOR NO 6
FLAT NO 103 1ST FLOOR SUKH SHANTI CO OP HOUSING SOCIETY LTD PLOT NO 39 SECTOR NO 6
payer name
AMAR MUNNILAL GUPTA
AMAR MUNNILAL GUPTA
sro office
THN6 THANE NO 6 JOINT SUB REGISTRA
THN6 THANE NO 6 JOINT SUB REGISTRA
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7210000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7210000
scheme rows
{'amount': 21640.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 21640.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7315
XXXXXX7315
payment date
30/09/2026-17:40:57
30/09/2026-17:40:57
road locality
SARSOLEGES NERUL NAVI MUMBAI THANE MAHARASHTRA
SARSOLEGES NERUL NAVI MUMBAI THANE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
7210000
7210000
raw reading (for Abhijit)
{'grn': 'MH011177952202627E', 'pin': '400706', 'total': 36640.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001766', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AROXXXXXXH', 'flat_block': 'FLAT NO 103 1ST FLOOR SUKH SHANTI CO OP HOUSING SOCIETY LTD PLOT NO 39 SECTOR NO 6', 'payer_name': 'AMAR MUNNILAL GUPTA', 'sro_office': 'THN6 THANE NO 6 JOINT SUB REGISTRA', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7210000', 'scheme_rows': [{'amount': 21640.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7315', 'payment_date': '30/09/2026-17:40:57', 'road_locality': 'SARSOLEGES NERUL NAVI MUMBAI THANE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7210000'}Paid challan (GRAS) AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf needs your check
grn
MH011177952202627E
MH011177952202627E
pin
400706
400706
total
36640.0
36640.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026093001766
03006172026093001766
district
THANE
THANE
area city
THANE
THANE
payer pan
AROXXXXXXH
AROXXXXXXH
flat block
FLAT NO 103 1ST FLOOR SUKH SHANTI CO OP HOUSING SOCIETY LTD PLOT NO 39 SECTOR NO 6
FLAT NO 103 1ST FLOOR SUKH SHANTI CO OP HOUSING SOCIETY LTD PLOT NO 39 SECTOR NO 6
payer name
AMAR MUNNILAL GUPTA
AMAR MUNNILAL GUPTA
sro office
THN6 THANE NO 6 JOINT SUB REGISTRA
THN6 THANE NO 6 JOINT SUB REGISTRA
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7210000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7210000
scheme rows
{'amount': 21640.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 21640.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7315
XXXXXX7315
payment date
30/09/2026-17:40:57
30/09/2026-17:40:57
road locality
SARSOLEGES NERUL NAVI MUMBAI THANE MAHARASHTRA
SARSOLEGES NERUL NAVI MUMBAI THANE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
7210000
7210000
raw reading (for Abhijit)
{'grn': 'MH011177952202627E', 'pin': '400706', 'total': 36640.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001766', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AROXXXXXXH', 'flat_block': 'FLAT NO 103 1ST FLOOR SUKH SHANTI CO OP HOUSING SOCIETY LTD PLOT NO 39 SECTOR NO 6', 'payer_name': 'AMAR MUNNILAL GUPTA', 'sro_office': 'THN6 THANE NO 6 JOINT SUB REGISTRA', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7210000', 'scheme_rows': [{'amount': 21640.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7315', 'payment_date': '30/09/2026-17:40:57', 'road_locality': 'SARSOLEGES NERUL NAVI MUMBAI THANE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7210000'}E-filing copy (token) AMAR MUNNILAL GUPTA eFilingDoc9990210260189.pdf needs your check
sro
THN9
THN9
kind
efiling_copy
efiling_copy
token
9990210260189
9990210260189
legible
True
True
property
road: NAVI MUMBAI ROAD THANE; unit: Flat No:103; floor: 1ST; taluka: Thane; numbers: [{'type': 'Plot Number', 'value': '39'}, {'type': 'SECTOR NUMBER', 'value': '06'}]; village: Nerul; building: SUKH SHANTI CO OP HOUSING
road: NAVI MUMBAI ROAD THANE; unit: Flat No:103; floor: 1ST; taluka: Thane; numbers: [{'type': 'Plot Number', 'value': '39'}, {'type': 'SECTOR NUMBER', 'value': '06'}]; village: Nerul; building: SUKH SHANTI CO OP HOUSING
mortgagee
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AROPG3430H', 'name': 'AMAR MUNNILAL GUPTA', 'address': 'Flat No:G, Floor No:G, Building Name:A-404, GANESH KRUPA CHS, PLOT NO 471, Road: SECTOR 06, THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:40070
{'pan': 'AROPG3430H', 'name': 'AMAR MUNNILAL GUPTA', 'address': 'Flat No:G, Floor No:G, Building Name:A-404, GANESH KRUPA CHS, PLOT NO 471, Road: SECTOR 06, THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:40070
title deed
Agreement to Sale :15955/2026 SRO THANE-6
Agreement to Sale :15955/2026 SRO THANE-6
filing date
2026-10-06
2026-10-06
loan amount
7210000.0
7210000.0
payment lines
{'ref': 'MH011177952202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 21630.0, 'ref_kind': 'GRN'}, {'ref': 'MH011177952202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind':
{'ref': 'MH011177952202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 21630.0, 'ref_kind': 'GRN'}, {'ref': 'MH011177952202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind':
date of mortgage
2026-10-02
2026-10-02
raw reading (for Abhijit)
{'sro': 'THN9', 'kind': 'efiling_copy', 'token': '9990210260189', 'legible': True, 'property': {'pin': None, 'road': 'NAVI MUMBAI ROAD THANE', 'unit': 'Flat No:103', 'floor': '1ST', 'taluka': 'Thane', 'numbers': [{'type': 'Plot Number', 'value': '39'}, {'type': 'SECTOR NUMBER', 'value': '06'}], 'village': 'Nerul', 'building': 'SUKH SHANTI CO OP HOUSING SOCIETY LTD,MOUJE NERUL', 'district': 'Thane', 'area_text': 'Build: 680 Sq.ft.', 'local_body': None, 'description': 'Block Sector:MOUJE NERUL, Landmark: SARSOLE GES NERUL', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AROPG3430H', 'name': 'AMAR MUNNILAL GUPTA', 'address': 'Flat No:G, Floor No:G, Building Name:A-404, GANESH KRUPA CHS, PLOT NO 471, Road: SECTOR 06, THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400706'}, {'pan': 'BGVPG8070L', 'name': 'PRITI AMAR GUPTA', 'address': 'Flat No:G, Floor No:G, Building Name:A-404,GANESH KRUPA CHS, PLOT NO 471, Road: SECTOR 06, THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400706'}], 'title_deed': 'Agreement to Sale :15955/2026 SRO THANE-6', 'filing_date': '2026-10-06', 'loan_amount': 7210000.0, 'payment_lines': [{'ref': 'MH011177952202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 21630.0, 'ref_kind': 'GRN'}, {'ref': 'MH011177952202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026020503994', 'head': 'Document Handling Charges', 'dated': '02/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-02'}Technical record (for Abhijit — safe to ignore)
| 5d ago | system:reconcile | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 5d ago | system:quick | desk_documents_backfill | {'why': "the NOI team mailed this before the engine kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: |
| 5d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999021026018 |
| 7d ago | system:extract | dhc_prn_read | {'prn': '1026020503994', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'AMAR MUNNILAL GUPTA eFilingDoc9990210260189.pdf', 'from': "the filed not |
| 7d ago | system:extract | efiling_copy_read | {'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'AMAR MUNNILAL GUPTA eFilingDoc9990210260189.pdf', 'token': '9990210260189', 'doc_id': '4e5c1f34-1329-4a14-bbcc-ce27e7fffb25' |
| 7d ago | system:ingest | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 7d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AMAR MUNNILAL GUPTA |
| 7d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-06T08:04:51', 'why': 'mail', 'open': 2, 'mails': [{'at': '2026-09-30 11:09', 'id': '1a0f1fad1f13aec7', 'from': 'branch', 'gist': 'The branch has attached documents and a payment receipt for the |
| 7d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-06T08:04:50', 'asks': ['e-filing receipt', 'NOI Index II'], 'gist': 'The branch asks for the e-filing receipt and the Index II.', 'next': None, 'brought': [], 'rectified': [], 'message_id': '1a1103e510db1 |
| 7d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-06T08:04:49', 'why': 'first note', 'open': 2, 'mails': [{'at': '2026-09-30 11:09', 'id': '1a0f1fad1f13aec7', 'from': 'branch', 'gist': 'The branch has attached documents and a payment receipt fo |
| 13d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 13d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ARxxxxxxXH — no paper on the |
| 13d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '387532', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team typed KONKA |
| 13d ago | system:extract | document_reread | {'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf', 'doc_id': '83bc13e9- |
| 13d ago | system:ingest | two_stamp_duty_challans | {'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE |
| 13d ago | system:extract | challan_verified_against_case | {'grn': 'MH011177952202627E', 'file': 'AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 13d ago | system:extract | challan_extracted | {'grn': 'MH011177952202627E', 'file': 'AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 36640.0} |
| 13d ago | system:learn | reading_error456 | {'box': 'Office', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf', 'ours': ' |
| 13d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf', 'kind': 'index2'} |
| 13d ago | system:ingest | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf', 'kind': |
| 13d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AMAR MUNNILAL GUPTA |
| 13d ago | system:ingest | sro_office_learned | {'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'THN6 THANE NO 6 JOINT SUB REGISTRA', 'district': 'THANE'} |
| 13d ago | system:extract | challan_verified_against_case | {'grn': 'MH011177952202627E', 'file': 'AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 13d ago | system:extract | challan_extracted | {'grn': 'MH011177952202627E', 'file': 'AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 36640.0} |
| 13d ago | copilot:SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 13d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '094ce39c2fa84860', 'docs': ['DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf'], 'loan': {'amount': 7210000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter', 'quote': 'Loan Amoun |
| 13d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 13d ago | ops:copilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the base paper does not print (CHS) — read box 1 once against the paper's own words"} |
| 13d ago | system:extract | challan_boxes_composed | {'fp': '4c444104b8cfac53', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 103 1ST FLOOR SUKH SHANTI CHS LTD PLOT NO |
| 13d ago | ezdocs:reader | case_read_started | {'tag': '094ce39c2fa84860', 'why': 'fill', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'} |
Case diary the case’s history — what happened, newest day first
Papers
All 4 in hand
Nothing more to ask the branch for
Money
₹38,450 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
8 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990210260189.pdf
6 Oct8 things — 1 document received · 1 letter written · 6 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
AMAR MUNNILAL GUPTA eFilingDoc9990210260189.pdf
file note490
mail against file490 — by ezdocs:reader
file note490
30 Sep53 things — 2 documents received · 3 letters written · 2 money steps · 1 caution · 45 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
Challan re-read against the case — matches exactly
challan extracted
reading error456
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
AMAR MUNNILAL GUPTA EchallanMH011177952202627E.pdf
copilot edit — by copilot:SANDEEP
case read — by ezdocs:reader
copilot check ok — by copilot
challan boxes not the papers words — by copilot
challan boxes composed
case read started — by ezdocs:reader
reader mail addition — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
index2 docno read
The home address was read off the papers — by ezdocs:reader
quoted history checked
case read — by ezdocs:reader
boxes gathered
challan boxes by rules
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02988
property self check
extra challan scanned
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
property from index2
index2 people checked
index2 extra purchaser
index2 pan differs
money settled — by ezdocs:reader
property numbers completed
The file seems to show a payment to us but no row could be read — open it
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
box disagreement
kyc address read
roles from letter
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
DocScanner 30 Sept 2026 12-50 pm-1 (1).pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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