⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mangesh Chandrakant Kokate
LAN HOU/KNDW/0826/5199390Loan ₹12,20,000NOIMails & papers 6 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 15:31
Documents
took 4m
Payment
done 8 Oct, 15:40
Challan
took 45m · GRAS ↗
Filing
took 1d 18h · IGR e-filing ↗
E-filing copy
done 10 Oct, 10:35
Index II
took 2d 3h
doneIndex II shared · the trail says: The branch has provided the loan documents and stated that the challan payment is done. The branch is now asking for the challan and the NOI.whole case so far 5d 6h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9991010260016.pdf
10 Oct25 things — 1 document received · 1 letter written · 23 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260016.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot pick — by copilot
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
paper locate — by ezdocs:reader
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
8 Oct93 things — 9 documents received · 4 letters written · 1 money step · 1 caution · 78 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
challan ca by arithmetic
Received: Challan
KOKATE MANGESH CHANDRAKANT EchallanMH011635616202627E.pdf
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
INDEX 2.pdf
copilot edit — by copilot:DARBAR
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
copilot check ok — by copilot
form checked489
challan boxes composed
quoted history checked
extra challan scanned
kyc address missing
cards read
roles from letter
Co-applicant added
card mobile not taken
kyc address read
party by filename
roles from letter
Co-applicant added
roles from letter
Co-applicant added
card mobile not taken
kyc address read
party by filename
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI/ CHALAN--Loan no HOU/KNDW/0826/5199390 MANGESH CHANDRAKANT KOKATE
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
boxes gathered
address compared
challan boxes composed
property numbers completed
documents read together
roles from letter
Co-applicant added
card mobile not taken
kyc address read
PAN found inside the KYC file — no need to ask for it
party by filename
money settled — by ezdocs:reader
mortgage date read
motd secured amount
money settled — by ezdocs:reader
card name not read454
Received: MOTD
FORM A2 (3).pdf
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
A mail waiting for Send was put right to what is true now
Received: Selfie — not usable
IMG_20261008_143104.jpg — this is a photograph of a printed photo, not a live selfie
Received: other
image001.gif
Selfie checked — a live one
A real selfie — usable for the e-filing.
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: PAN card
APP AND CO-APP KYC (1).pdf
Received: Sanction letter
SANCTION LETTER (3).pdf
Received: Selfie
IMG-20260930-WA0026.jpg
Received: Payment screenshot
IMG-20261008-WA0043.jpg
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03292
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓MOTDopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it23 open
File is complete with Sanction Letter, MOTD, and KYC for applicant Mangesh Chandrakant Kokate and co-applicant Yogita Mangesh Kokate. Loan amount including insurance is 12,20,000. Property details extracted from Sanction Letter.
✗the photo could not be read (IMG_20261008_143104.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○MANGESH CHANDRAKANT KOKATE — date of birth — the branch
○KOKATE MANGESH CHANDRAKANT — mobile — the branch
○KOKATE MANGESH CHANDRAKANT — e-mail — the branch
○KOKATE MANGESH CHANDRAKANT — home building — the branch
○KOKATE MANGESH CHANDRAKANT — home flat — the branch
○Mangesh Chandrakant Kokate — PAN — the branch
○Mangesh Chandrakant Kokate — mobile — the branch
○Mangesh Chandrakant Kokate — e-mail — the branch
○Mangesh Chandrakant Kokate — home building — the branch
… and 13 more
the branch's last mail (2026-10-08): The branch acknowledges payment and documents, and requests the Index 2 copy. · brought: Index II copy · settled: box:property.attr1_type, box:property.attr1_value
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T10:53 UTC
Moneyall of it is in
₹11,600.80
Reached our account 8 Oct 15:28:57.
How we know
Our own bank told us — 8 Oct 15:28
₹11,660 · UTR 628128641142 · from VD-HDFCBN-S
“Successful! You have received Rs. 11660.00 via HDFC Bank SmartHub Vyapar from VISHAL ASH . RRN-628128641142 , Check: https://1.hdfc.bank.in/HDFCBK/s/VALMKZ6P”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%3,670
Registration fee 0.5%6,110
Government handling320
Our service fee1,500
Total we ask for11,600.80
By law ₹11,580. We ask ₹11,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
606, 6th, Shriram Vishwa, Nana Peth, 411002
read from the Index II · e-filing boxes 70 of 82 ready
Check the property →the boxes beside the paper
People
MANGESH CHANDRAKANT KOKATE · applicantARMPK2712NKOKATE MANGESH CHANDRAKANT · applicantARMPK2712NMangesh Chandrakant Kokate · applicant…8651YOGITA MANGESH KOKATE · applicantBSRPS6471HYogita Mangesh Kokate · applicant…0064
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