silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03292

Mangesh Chandrakant Kokate

PNB_HFLLAN HOU/KNDW/0826/5199390 Index II shared · done Send the draft 1All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
11 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓MOTDopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside APP AND CO-APP KYC (1).pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (11)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹11,600.80CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹11,660 receivedthe receipt's amount and minute agree
Stamp duty 0.3%3,670
Registration fee 0.5%6,110
Government handling320
Our service fee1,500.80
Total we ask for11,600.80
the branch’s receipt claims ₹11,660 628128641142
paid 8 Oct 15:28:57 · verified 8 Oct 15:35:38 · 6 min 41 s later
How we know
Our own bank told us — 8 Oct 15:28
₹11,660 · UTR 628128641142 · from VD-HDFCBN-S
“Successful! You have received Rs. 11660.00 via HDFC Bank SmartHub Vyapar from VISHAL ASH . RRN-628128641142 , Check: https://1.hdfc.bank.in/HDFCBK/s/VALMKZ6P”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹11,580. We ask ₹11,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 50 minour time · 8 Oct 16:22
Index II 27 h 44 minour time · 12 Oct 13:21
the NOI team 3 d 21 hthe branch 5 mintotal 3 d 21 h
Complete.
Day by day — every step and who held it
8 Oct 15:31Your branch's mail
8 Oct 15:31Payment landedat once
8 Oct 15:35Fee quoted+3 min · the NOI team
8 Oct 15:35Papers readat once
8 Oct 15:35Property readat once
8 Oct 15:35Papers readat once
8 Oct 15:35Payment verifiedat once
8 Oct 15:35Ready for the challanat once
8 Oct 16:22Challan made+47 min · the NOI team
8 Oct 16:22Papers readat once
8 Oct 16:27Papers from your branch+5 min · the branch
10 Oct 10:31Filed on IGR — e-filing shared+1 d 18 h · the NOI team
12 Oct 13:21Index II sent+2 d 2 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹12,20,000
Loan account no.
HOU/KNDW/0826/5199390
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided the loan documents and stated that the challan payment is done. The branch is now asking for the challan and the NOI.
the trail says the next move is with the NOI team — the challan and NOI
the branch last asked: Kindly share CHALAN &NOI
✓ loan papers sent — done, mail 1 (2026-10-08) “Documents required for NOI Filing: - Loan sanction letter- ATTACHED -Index2 - AGREEMENT DRAFT ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy ”
✓ fee paid — the branch's words — done, mail 1 (2026-10-08) “Challan Payment is done”
? challan made — asked, mail 1 (2026-10-08) “Kindly share CHALAN &NOI”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-08) “-Index2 - AGREEMENT DRAFT ATTACHED”
read over 1 mail(s), last mail 2026-10-08 · read 5d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026100800348 · ₹300 · paid 10/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011635616202627E9991010260016 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI/ CHALAN--Loan no HOU/KNDW/0826/5199390 MANGESH CHANDRAKANT KOKATE
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantMangesh Chandrakant Kokate
LANHOU/KNDW/0826/5199390
Loan AmtRs. 12,20,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, MOTD (Memorandum of Deposit of Title Deed), Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 11,660.00 stands VERIFIED against the credit in our account on 08-Oct-2026 (UTR: 628128641142). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

  • Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
DD dnyandev.dhongde@phfl.com phfl.com
08 Oct, 15:31 · 5d ago THE FIRST MAIL — how this case began
NOI/ CHALAN--Loan no HOU/KNDW/0826/5199390 MANGESH CHANDRAKANT KOKATE
Dear Team,

Kindly share CHALAN &NOI

Challan Payment is done

LOAN AMT₹12,20,000

Documents required for NOI Filing:

- Loan sanction letter- ATTACHED

-Index2 - AGREEMENT DRAFT ATTACHED

- Aadhaar copy of the applicant ATTACHED

- PAN copy of the applicant-ATTACHED

- Form A2 with Photograph of applicant -ATTACHED

- Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED

- CASE TYPE- BUILDER PURCHES
Thanks and Regards Dnyandev Dhongde Channel Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondhwa, Pune – 411040 Mobile: +91 7498931780 Toll Free: 1800 120 8800 Website-www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks for the challan, the e-filing copy; says the fee is paid ₹12,20,000 ✓; documents attached — “Kindly share CHALAN &NOI”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
08 Oct, 16:18 · 5d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 15:34, Dnyandev Pandurang Dhongde < dnyandev.dhongde@phfl.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT : 12,20,000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index2 - AGREEMENT DRAFT ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - BUILDER PURCHES ​ Thanks and Regards Dnyandev Dhongde Channel Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondhwa, Pune – 411040 Mobile: +91 7498931780 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared — promised for later; asks the branch for documents, the payment, a clarification — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
08 Oct, 16:24 · 5d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:34, Dnyandev Pandurang Dhongde < dnyandev.dhongde@phfl.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT : 12,20,000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index2 - AGREEMENT DRAFT ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - BUILDER PURCHES ​ Thanks and Regards Dnyandev Dhongde Channel Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondhwa, Pune – 411040 Mobile: +91 7498931780 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared ✓ — “PFA challan for your reference..”
SP sangram.patil@phfl.com phfl.com
08 Oct, 16:27 · 5d ago
Dear Team,

PFA INDEX 2

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )

Date: 10/08/26 16:19

To: Dnyandev Pandurang Dhongde ( dnyandev.dhongde@phfl.com )

Cc: Sangram Dhanaji Patil ( sangram.patil@phfl.com ), Guruprasad Dandane ( guruprasad.dandane@pnbhousing.com ), Shivram Jadhav ( shivram.jadhav@pnbhousing.com )

Subject:Re: NOI/ CHALAN--Loan no HOU/KNDW/0826/5199390 MANGESH CHANDRAKANT KOKATE
ExerciseSecured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 8 Oct 2026 at 15:34, Dnyandev Pandurang Dhongde < dnyandev.dhongde@phfl.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT : 12,20,000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index2 - AGREEMENT DRAFT ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - BUILDER PURCHES ​ Thanks and Regards Dnyandev Dhongde Channel Manager pnb Housing Finance Limited 5Th Floor, Marvel
🤖 read: asks for the Index II; says the fee is paid ✓; documents attached — “We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2”
OL The NOI teamTYPED IN GMAIL
10 Oct, 10:31 · 3d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 16:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:34, Dnyandev Pandurang Dhongde < dnyandev.dhongde@phfl.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT : 12,20,000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index2 - AGREEMENT DRAFT ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - BUILDER PURCHES ​ Thanks and Regards Dnyandev Dhongde Channel Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondhwa, Pune – 411040 Mobile: +91 7498931780 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL The NOI teamTYPED IN GMAIL
12 Oct, 13:21 · 1d ago

TEAM

PFA NOI INDEX 2 FOR CASE CLOSURE

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 10 Oct 2026 at 10:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 16:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 16:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:34, Dnyandev Pandurang Dhongde < dnyandev.dhongde@phfl.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT : 12,20,000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -Index2 - AGREEMENT DRAFT ATTACHED - Aadhaar copy of the applicant ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - BUILDER PURCHES ​ Thanks and Regards Dnyandev Dhongde Channel Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondhwa, Pune – 411040 Mobile: +91 7498931780 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261008-WA0043.jpg
filed 5d ago
Selfie / photo IMG-20260930-WA0026.jpg
filed 5d ago
Sanction letter SANCTION LETTER (3).pdf
filed 5d ago
PAN card+ Aadhaar card inside APP AND CO-APP KYC (1).pdf
filed 5d ago
Other image001.gif
filed 5d ago
Selfie / photo IMG_20261008_143104.jpg
CANNOT BE READ — clear copy asked 5d ago
MOTD FORM A2 (3).pdf
filed 5d ago
Index IIthe branch sent this — an input INDEX 2.pdf
filed 5d ago
Paid challan (GRAS) KOKATE MANGESH CHANDRAKANT EchallanMH011635616202627E.pdf
filed 5d ago
E-filing copy (token) eFilingDoc9991010260016.pdf
filed 3d ago
Index IIthe registered copy we filed IndexII9991010260016.pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,600.80
Where it stands
VERIFIED — money received
Screenshot claims
₹11,660 628128641142
Paid at
8 Oct 15:28:57
Verified on
8 Oct 15:35:38

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹3,670₹6,110₹320 ₹1,500₹11,600
By law ₹11,580. We ask ₹11,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

70 of 82 e-filing boxes readyOpen the verification page →
Empty: Birth date (person 1), Mobile (person 2), Floor (person 2), PAN (person 3), Mobile (person 3), Floor (person 3) …
26 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), E-mail (person 2) …
✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
empty
Number
empty
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः गाव भौजे नाना पेठ, पुणे येथील जमिन मिळकत सि.स.नं. 330 यांसी एकुण क्षेत्र 410.60 चौ.मी. या मिळकतीवर बांधण्यात येणा-या श्रीराम विश्व या इमारतीमधील सहाव्या मजल्या वरील फ्लॅट नं. 606 यांसी क्षेत्र 271 चौ. फुट. कारपेट अशी ही मिळकत ( (C.T.S. Number: 330;)) - स्थानिक स्वराज्य संस्थाः पुणे म.न.पा.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
SANCTION LETTER (3).pdf
as printed
FLAT NO 606, CTS NO 330, 6 TH FLOOR, SHRI RAM VISHWA, PUNE, HOTEL RADHIKA, PUNE, NANA PETH, PUNE, MAHARASHTRA, INDIA, 411002
PIN
411002
the Index II
INDEX 2.pdf
the property
1) itara varnanah, itara maahitih gaava bhauje naanaa petha, pune yethila jamina milakata si.sa.nan. 330 yaansi ekuna kshetra 410.60 chau.mi. yaa milakativara baandhanyaata yenaa-yaa shriraama vishva yaa imaaratimadhila sahaavyaa majalyaa varila phlata nan. 606 yaansi kshetra 271 chau. phuta. kaarapeta ashi hi milakata ( (C.T.S. NUMBER: 330;)) - sthaanika svaraajya sansthaah pune ma.na.paa.
PIN
411002
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 606 CTS NO 330 6 TH FLOOR SHRI RAM VISHWA PUNE HOTEL RADHIKA NANA PETH MAHARASHTRA
Locality/Road
Area/City
PUNE
check or correct a box, the papers beside it →
the Index II also prints: 1, 271, 410, 60, ASHI, BAANDHANYAATA, BHAUJE, CHAU, EKUNA, GAAVA, HI, IMAARATIMADHILA, ITARA, JAMINA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorMANGESH CHANDRAKANT KOKATEARMPK2712N
mortgagorKOKATE MANGESH CHANDRAKANTARMPK2712N…8651
mortgagorMangesh Chandrakant Kokate…8651
mortgagorYOGITA MANGESH KOKATEBSRPS6471H
mortgagorYogita Mangesh Kokate…0064
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
document chasednyandev.dhongde@phfl.com 5d ago
acknowledgementdnyandev.dhongde@phfl.com 5d ago
What the engine read from each document — check anything marked in red
Payment screenshot IMG-20261008-WA0043.jpg needs your check
utr
628128641142
date
2026-10-08
time
15:28
amount
11660
method
Navi UPI
payee upi
******2080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
VISHAL ASHOK WAGHAMARE
raw reading (for Abhijit)
{'utr': '628128641142', 'date': '2026-10-08', 'time': '15:28', 'amount': 11660, 'method': 'Navi UPI', 'payee_upi': '******2080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'VISHAL ASHOK WAGHAMARE', 'debit_notification_text': None}
Selfie / photo IMG-20260930-WA0026.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Other image001.gif needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Sanction letter SANCTION LETTER (3).pdf needs your check
lan
HOU/KNDW/0826/5199390
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'MANGESH CHANDRAKANT KOKATE', 'role': 'applicant', 'label': 'Borrower(s)'}, {'name': 'YOGITA MANGESH KOKATE', 'role': 'applicant', 'label': 'Borrower(s)'}
confidence
1
rate words
13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
loan amount
1200000
rate spread
-4.65
final amount
1220000
interest rate
8.5
sanction date
17-Aug-2026
letter version
5
reference rate
13.15
applicant email
kokatemangesh123@gmail.com
applicant names
MANGESH CHANDRAKANT KOKATE, YOGITA MANGESH KOKATE
printed altered
False
applicant mobile
9822961104
balance transfer
False
property address
pin: 411002; road: NANA PETH; state: MAHARASHTRA; flat_no: 606; district: PUNE; floor_no: 6 TH FLOOR; landmark: Hotel Radhika; full_address: FLAT NO 606, CTS NO 330, 6 TH FLOOR, SHRI RAM VISHWA, PUNE, Hotel Radhika, Pune
insurance premium
20000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1220000
security address verbatim
FLAT NO 606, CTS NO 330, 6 TH FLOOR, SHRI RAM VISHWA, PUNE, Hotel Radhika, Pune, NANA PETH, Pune, MAHARASHTRA, India, 411002
applicant address verbatim
45 B BHAWANI PETH, FLAT NO-5 PUNE, PUNE, ., Pune, MAHARASHTRA, 411002, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/KNDW/0826/5199390', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'MANGESH CHANDRAKANT KOKATE', 'role': 'applicant', 'label': 'Borrower(s)'}, {'name': 'YOGITA MANGESH KOKATE', 'role': 'applicant', 'label': 'Borrower(s)'}], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1200000, 'rate_spread': -4.65, 'final_amount': 1220000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '17-Aug-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'kokatemangesh123@gmail.com', 'applicant_names': ['MANGESH CHANDRAKANT KOKATE', 'YOGITA MANGESH KOKATE'], 'printed_altered': False, 'applicant_mobile': '9822961104', 'balance_transfer': False, 'property_address': {'pin': '411002', 'road': 'NANA PETH', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '606', 'district': 'PUNE', 'floor_no': '6 TH FLOOR', 'landmark': 'Hotel Radhika', 'full_address': 'FLAT NO 606, CTS NO 330, 6 TH FLOOR, SHRI RAM VISHWA, PUNE, Hotel Radhika, Pune, NANA PETH, Pune, MAHARASHTRA, India, 411002', 'village_city': 'Pune', 'building_name': 'SHRI RAM VISHWA', 'survey_or_cts_no': 'CTS NO 330'}, 'insurance_premium': 20000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1220000, 'security_address_verbatim': 'FLAT NO 606, CTS NO 330, 6 TH FLOOR, SHRI RAM VISHWA, PUNE, Hotel Radhika, Pune, NANA PETH, Pune, MAHARASHTRA, India, 411002', 'applicant_address_verbatim': '45 B BHAWANI PETH, FLAT NO-5 PUNE, PUNE, ., Pune, MAHARASHTRA, 411002, Pune, India'}
Selfie / photo IMG_20261008_143104.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
PAN card APP AND CO-APP KYC (1).pdf needs your check
dob
1978-03-28
pan
ARMPK2712N
legible
True
raw reading (for Abhijit)
{'dob': '1978-03-28', 'pan': 'ARMPK2712N', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
MOTD FORM A2 (3).pdf needs your check
amount words
INR 12,20,000/- (Rupees Twelve Lakh Twenty Thousand Only)
secured amount
1220000.0
raw reading (for Abhijit)
{'amount_words': 'INR 12,20,000/- (Rupees Twelve Lakh Twenty Thousand Only)', 'secured_amount': 1220000.0}
PAN card APP AND CO-APP KYC (1).pdf needs your check
dob
1978-03-28
pan
ARMPK2712N
name
KOKATE MANGESH CHANDRAKANT
mobile
9822961104
address
pin: 411002; road: near chacha halwai, 330 nana peth, shivshakati chowk; state: Maharashtra; district: Pune; post_office: Pune City; village_city: Pune City
legible
True
father name
CHANDRAKANT BABURAO KOKATE
aadhaar last4
8651
raw reading (for Abhijit)
{'dob': '1978-03-28', 'pan': 'ARMPK2712N', 'name': 'KOKATE MANGESH CHANDRAKANT', 'mobile': '9822961104', 'address': {'pin': '411002', 'area': None, 'flat': None, 'road': 'near chacha halwai, 330 nana peth, shivshakati chowk', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Pune City', 'village_city': 'Pune City'}, 'legible': True, 'father_name': 'CHANDRAKANT BABURAO KOKATE', 'aadhaar_last4': '8651', 'quality_issue': None}
PAN card APP AND CO-APP KYC (1).pdf needs your check
dob
1978-03-28
pan
ARMPK2712N
name
KOKATE MANGESH CHANDRAKANT
page
1
legible
True
card kind
pan
father name
CHANDRAKANT BABURAO KOKATE
card of many
1
raw reading (for Abhijit)
{'dob': '1978-03-28', 'pan': 'ARMPK2712N', 'name': 'KOKATE MANGESH CHANDRAKANT', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'CHANDRAKANT BABURAO KOKATE', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
PAN card APP AND CO-APP KYC (1).pdf needs your check
dob
1978-03-28
name
Mangesh Chandrakant Kokate
page
2
mobile
9822961104
address
pin: 411002; area: shivshakati chowk, near chacha halwai; flat: 330; road: nana peth; state: Maharashtra; district: Pune; post_office: Pune City; village_city: Pune City
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
8651
raw reading (for Abhijit)
{'dob': '1978-03-28', 'pan': None, 'name': 'Mangesh Chandrakant Kokate', 'page': 2, 'mobile': '9822961104', 'address': {'pin': '411002', 'area': 'shivshakati chowk, near chacha halwai', 'flat': '330', 'road': 'nana peth', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Pune City', 'village_city': 'Pune City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '8651', 'quality_issue': None}
PAN card APP AND CO-APP KYC (1).pdf needs your check
dob
1982-08-28
pan
BSRPS6471H
name
YOGITA MANGESH KOKATE
page
3
legible
True
card kind
pan
father name
SATKARCHAND DIWANCHAND SONI
card of many
3
raw reading (for Abhijit)
{'dob': '1982-08-28', 'pan': 'BSRPS6471H', 'name': 'YOGITA MANGESH KOKATE', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SATKARCHAND DIWANCHAND SONI', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
PAN card APP AND CO-APP KYC (1).pdf needs your check
dob
1982-08-28
name
Yogita Mangesh Kokate
page
4
mobile
9370274112
address
pin: 411002; area: Near Shiv Shakti Chowk; flat: 330; road: Nana Peth; state: Maharashtra; district: Pune; post_office: Pune City; village_city: Pune City
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
0064
raw reading (for Abhijit)
{'dob': '1982-08-28', 'pan': None, 'name': 'Yogita Mangesh Kokate', 'page': 4, 'mobile': '9370274112', 'address': {'pin': '411002', 'area': 'Near Shiv Shakti Chowk', 'flat': '330', 'road': 'Nana Peth', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Pune City', 'village_city': 'Pune City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '0064', 'quality_issue': None}
Index II INDEX 2.pdf needs your check
kind
index2_input
extracted
pin: 411002; rows: {'r4_palika': 'पुणे म.न.पा. (महानगरपालिका)', 'r11_serial': 'हवल 11-20950-2026', 'r4_locality': 'नाना पेठ', 'r5_area_text': '1) 271 चौ. फूट', 'r7_executants': [{'age': '45', 'pan': 'AADXXXXX8R', 'name':
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411002', 'rows': {'r4_palika': 'पुणे म.न.पा. (महानगरपालिका)', 'r11_serial': 'हवल 11-20950-2026', 'r4_locality': 'नाना पेठ', 'r5_area_text': '1) 271 चौ. फूट', 'r7_executants': [{'age': '45', 'pan': 'AADXXXXX8R', 'name': 'विशाल गोरखनाथ धनवडे', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः 0, ब्लॉक नंः ०, रोड नंः २८३ रुनी सदन नाना पेठ पुणे, महाराष्ट्र, पुणे. पिन:- 411002'}, {'age': '61', 'pan': 'AADXXXXX8R', 'name': 'नितीन हरकचंद ओस्तवाल', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः 0, ब्लॉक नंः 0, रोड नंः २८३ रुनी सदन नाना पेठ पुणे, महाराष्ट्र, पुणे. पिन:- 411002'}], 'r8_purchasers': [{'age': '48', 'pan': 'ARMXXXXX2N', 'name': 'मंगेश चंद्रकांत कोकाटे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः 0, ब्लॉक नंः 0, रोड नंः ३३० नाना पेठ पुणे, महाराष्ट्र, पुणे. पिन:- 411002'}], 'r12_stamp_duty': 141400.0, 'r1_document_type': 'अनुच्छेद - अभिहस्तातरणपत्र प्रकार - अँग्रीमेंट टू सेल', 'r9_execution_date': '06-08-2026', 'r13_registration_fee': 20190.0, 'r10_registration_date': '06-08-2026'}, 'doc_no': '11-20950-2026', 'village': 'नाना पेठ', 'doc_kind': 'सूची क्र. २ (Index II)', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक (वर्ग) हवेली क्र. ११', 'area_text': '1) 271 चौ. फूट', 'mortgagee': 'ICICI Bank', 'filing_fee': 20190.0, 'header_sro': 'सह दुय्यम निबंधक (वर्ग) हवेली क्र. ११', 'mortgagors': ['विशाल गोरखनाथ धनवडे', 'नितीन हरकचंद ओस्तवाल'], 'stamp_duty': 141400.0, 'filing_date': '06-08-2026', 'loan_amount': 1500000.0, 'token_number': 'HVL11-20950-2026', 'property_text': '1) इतर वर्णनः, इतर माहितीः गाव भौजे नाना पेठ, पुणे येथील जमिन मिळकत सि.स.नं. 330 यांसी एकुण क्षेत्र 410.60 चौ.मी. या मिळकतीवर बांधण्यात येणा-या श्रीराम विश्व या इमारतीमधील सहाव्या मजल्या वरील फ्लॅट नं. 606 यांसी क्षेत्र 271 चौ. फुट. कारपेट अशी ही मिळकत ( (C.T.S. Number: 330;)) - स्थानिक स्वराज्य संस्थाः पुणे म.न.पा.', 'header_village': 'नाना पेठ', 'survey_numbers': ['330'], 'header_doc_number': 'HVL11-20950-2026'}}
Paid challan (GRAS) KOKATE MANGESH CHANDRAKANT EchallanMH011635616202627E.pdf needs your check
grn
MH011635616202627E
pin
411002
total
9780
article
6(1)
defaced
False
bank cin
03006172026100800924
district
PUNE
area city
PUNE
payer pan
ARMXXXXXXN
flat block
FLAT NO 606 6 TH FLOOR SHRI RAM VISHWA
payer name
KOKATE MANGESH CHANDRAKANT
sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=220000
scheme rows
{'amount': 3670, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6110, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1104
payment date
08/10/2026-16:22:33
road locality
HOTEL RADHIKA NANA PETH PUNE MAHARASHTRA
ca by arithmetic
the challan's heads (3670 + 6110) are 0.3% and 0.5% of 1220000 — the figure it was paid on; its Remarks read as 220000 (a digit lost or added in reading)
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1220000
consideration amount read
220000
raw reading (for Abhijit)
{'grn': 'MH011635616202627E', 'pin': '411002', 'total': 9780, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100800924', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'ARMXXXXXXN', 'flat_block': 'FLAT NO 606 6 TH FLOOR SHRI RAM VISHWA', 'payer_name': 'KOKATE MANGESH CHANDRAKANT', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=220000', 'scheme_rows': [{'amount': 3670, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6110, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1104', 'payment_date': '08/10/2026-16:22:33', 'road_locality': 'HOTEL RADHIKA NANA PETH PUNE MAHARASHTRA', 'ca_by_arithmetic': "the challan's heads (3670 + 6110) are 0.3% and 0.5% of 1220000 — the figure it was paid on; its Remarks read as 220000 (a digit lost or added in reading)", 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': 1220000, 'consideration_amount_read': 220000}
E-filing copy (token) eFilingDoc9991010260016.pdf needs your check
sro
HVL9
kind
efiling_copy
token
9991010260016
legible
True
property
road: PUNE; unit: 606; floor: 6; taluka: Haveli; numbers: [{'type': 'C.T.S. Number', 'value': '330'}]; village: Nana Peth; building: SHRI RAM VISHWA BLDG; district: Pune; area_text: 271 Sq.ft.; description: Block Sector:
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'ARMPK2712N', 'name': 'MANGESH CHANDRAKANT KOKATE', 'address': 'Flat No:FLAT NO-5, Floor No:G, Building Name:45 B BHAWANI PETH, Road:PUNE, City:PUNE, State: MAHARASHTRA, District: PUNE, Pin:411002'}
title deed
Agreement to Sale :20950/2026 SRO HAVELI 11
filing date
2026-10-10
loan amount
1220000
payment lines
{'ref': 'MH011635616202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 3660, 'ref_kind': 'GRN'}, {'ref': 'MH011635616202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 6100, 'ref_kind': 'GRN'}
date of mortgage
2026-10-10
raw reading (for Abhijit)
{'sro': 'HVL9', 'kind': 'efiling_copy', 'token': '9991010260016', 'legible': True, 'property': {'pin': None, 'road': 'PUNE', 'unit': '606', 'floor': '6', 'taluka': 'Haveli', 'numbers': [{'type': 'C.T.S. Number', 'value': '330'}], 'village': 'Nana Peth', 'building': 'SHRI RAM VISHWA BLDG', 'district': 'Pune', 'area_text': '271 Sq.ft.', 'local_body': None, 'description': 'Block Sector:NANAPETH, Landmark: HOTEL RADHIKA NANA PETH', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'ARMPK2712N', 'name': 'MANGESH CHANDRAKANT KOKATE', 'address': 'Flat No:FLAT NO-5, Floor No:G, Building Name:45 B BHAWANI PETH, Road:PUNE, City:PUNE, State: MAHARASHTRA, District: PUNE, Pin:411002'}], 'title_deed': 'Agreement to Sale :20950/2026 SRO HAVELI 11', 'filing_date': '2026-10-10', 'loan_amount': 1220000, 'payment_lines': [{'ref': 'MH011635616202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 3660, 'ref_kind': 'GRN'}, {'ref': 'MH011635616202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 6100, 'ref_kind': 'GRN'}, {'ref': '1026100800348', 'head': 'Document Handling Charges', 'dated': '10/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-10'}
Technical record (for Abhijit — safe to ignore)
1d agosystem:reconcileclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
1d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999101026001
3d agosystem:extractdhc_prn_read{'prn': '1026100800348', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991010260016.pdf', 'from': "the filed notice's own text", 'gr
3d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9991010260016.pdf', 'token': '9991010260016', 'doc_id': '1ca8befe-9124-4210-9e55-024b9e9f725b', 'mortgagors': 1}
3d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
3d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999101026
3d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '492347', 'lessons': [{'box': 'Road', 'words': 'Road: the sanction letter pri
3d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
3d agosystem:copilotform_checked489{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03292'}
3d agocopilot:ANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
3d agocopilotcopilot_pick{'why': '', 'field': 'Hadd Name', 'value': None, 'method': None, 'picked': None, 'wanted': 'PUNE', 'why_audit': "EzDocs chose from the portal's own list; below full confidence the co-pilot showed amber and the person con
3d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [{'by': 'papers', 'box': 'BlockSector', 'why': 'The Index II and case proper
3d agosystem:copilotform_checked489{'ok': False, 'page': 'property', 'paid': True, 'boxes': 20, 'issues': 3, 'case_no': 'NOI-2026-03292'}
3d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '492329', 'lessons': []}
3d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '492334', 'lessons': []}
3d agocopilotcopilot_pick{'why': 'The source text clearly states "गाव भौजे नाना पेठ" (Gav Mauje Nana Peth), which directly matches the option "Nana Peth".', 'field': 'Village', 'value': '250227', 'method': 'ai', 'picked': 'Nana Peth', 'wanted':
3d agocopilotcopilot_pick{'why': 'The case taluka is Haveli. The source text mentions Nana Peth, Pune, which is located in Haveli taluka.', 'field': 'Taluka', 'value': '1', 'method': 'ai', 'picked': 'Haveli', 'wanted': 'PUNE', 'why_audit': "EzDo
3d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
3d agosystem:copilotform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03292'}
3d agocopilotcopilot_pick{'why': 'The source text explicitly mentions "नाना पेठ" (Nana Peth), which directly matches the option "Nana Peth".', 'field': 'Post office', 'value': '303662', 'method': 'ai', 'picked': 'Nana Peth', 'wanted': 'PUNE', 'w
3d agocopilot:ANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
3d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
3d agosystem:copilotform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03292'}
3d agoezdocs:readerpaper_locate{'fp': '1565b66c03c19b88', 'box': [309, 25, 707, 983], 'why': 'The PAN card with ARMPK2712N is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '3ee83acd-b53c-4b05-86e8-d8da949b34f1'}
3d agocopilotcopilot_pick{'why': 'The source text explicitly mentions "नाना पेठ" (Nana Peth), which directly matches the option "Nana Peth".', 'field': 'Post office', 'value': '303662', 'method': 'ai', 'picked': 'Nana Peth', 'wanted': 'PUNE', 'w
3d agocopilot:ANJUcopilot_edit{'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours
3d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
3d agosystem:copilotform_checked489{'ok': True, 'page': 'mortgagee', 'paid': False, 'boxes': 24, 'issues': 0, 'case_no': 'NOI-2026-03292'}
3d agocopilotefiling_token_from_portal{'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9991010260016'}
5d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ARxxxxxxXN — no paper on the

Case diary the case’s history — what happened, newest day first

Papers
All 8 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹11,660 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Yesterday · 12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:02
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:21
Received: Index II
IndexII9991010260016.pdf
13:21
10 Oct25 things — 1 document received · 1 letter written · 23 steps
dhc prn read
10:35
efiling copy read
10:35
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
10:31
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
10:31
Received: E-filing copy
eFilingDoc9991010260016.pdf
10:31
copilot check ok — by copilot
10:22
form checked489
10:22
copilot edit — by copilot:ANJU
10:22
copilot pick — by copilot
10:21
copilot check issues — by copilot
10:21
form checked489
10:21
copilot pick — by copilot
10:19
copilot pick — by copilot
10:19
copilot check ok — by copilot
10:19
form checked489
10:19
copilot pick — by copilot
10:19
copilot edit — by copilot:ANJU
10:19
copilot check ok — by copilot
10:19
form checked489
10:19
paper locate — by ezdocs:reader
10:19
copilot pick — by copilot
10:19
copilot edit — by copilot:ANJU
10:19
copilot check ok — by copilot
10:19
form checked489
10:19
efiling token from portal — by copilot
10:18
8 Oct93 things — 9 documents received · 4 letters written · 1 money step · 1 caution · 78 steps
The branch's title document is on the case — the filing is the NOI team's move
16:24
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
16:24
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:24
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:24
Challan re-read against the case — matches exactly
16:24
challan extracted
16:24
challan ca by arithmetic
16:24
Received: Challan
KOKATE MANGESH CHANDRAKANT EchallanMH011635616202627E.pdf
16:24
file note490
16:23
mail against file490 — by ezdocs:reader
16:23
file note490
16:23
paper against file490 — by ezdocs:reader
16:23
address compared
16:22
documents read together
16:22
property self check
16:22
property from index2
16:22
index2 people checked
16:22
property english extracted
16:22
index2 people checked
16:22
index2 pan differs
16:22
Index II (title document) received from the branch
16:22
Received: Index II
INDEX 2.pdf
16:22
copilot edit — by copilot:DARBAR
16:22
copilot edit — by copilot:DARBAR
16:22
copilot check ok — by copilot
16:20
form checked489
16:20
copilot check ok — by copilot
16:19
form checked489
16:19
challan boxes composed
16:19
quoted history checked
16:04
extra challan scanned
16:02
kyc address missing
15:40
cards read
15:36
roles from letter
15:36
Co-applicant added
15:36
card mobile not taken
15:36
kyc address read
15:36
party by filename
15:36
roles from letter
15:36
Co-applicant added
15:36
roles from letter
15:36
Co-applicant added
15:36
card mobile not taken
15:36
kyc address read
15:36
party by filename
15:36
file note490
15:36
branch from reading501 — by ezdocs:reader
15:36
case read — by ezdocs:reader
15:36
property self check
15:36
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:36
The home address was read off the papers — by ezdocs:reader
15:35
Everything for the challan is in — queued
Papers and money are in — the challan is next.
15:35
case acknowledged challan queued
15:35
Wrote the acknowledgement mail — held, silent mode
NOI/ CHALAN--Loan no HOU/KNDW/0826/5199390 MANGESH CHANDRAKANT KOKATE
15:35
An old draft withdrew itself — its asks were already answered
15:35
No fee quote sent — the branch's own figures were right
15:35
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:35
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:35
receivable snapshot
15:35
The payment proof already on the case was applied
15:35
boxes gathered
15:35
address compared
15:35
challan boxes composed
15:35
property numbers completed
15:35
documents read together
15:35
roles from letter
15:35
Co-applicant added
15:35
card mobile not taken
15:35
kyc address read
15:35
PAN found inside the KYC file — no need to ask for it
15:35
party by filename
15:35
money settled — by ezdocs:reader
15:35
mortgage date read
15:35
motd secured amount
15:35
money settled — by ezdocs:reader
15:35
card name not read454
15:35
Received: MOTD
FORM A2 (3).pdf
15:35
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
15:35
case read started — by ezdocs:reader
15:35
applicant email captured
15:35
Property address read from the sanction letter
15:35
A mail waiting for Send was put right to what is true now
15:35
Received: Selfie — not usable
IMG_20261008_143104.jpg — this is a photograph of a printed photo, not a live selfie
15:35
Received: other
image001.gif
15:35
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:35
credit seen before bill
15:35
Payment proof arrived before the case was quoted — held
15:35
Received: PAN card
APP AND CO-APP KYC (1).pdf
15:35
Received: Sanction letter
SANCTION LETTER (3).pdf
15:35
Received: Selfie
IMG-20260930-WA0026.jpg
15:35
Received: Payment screenshot
IMG-20261008-WA0043.jpg
15:35
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03292
15:35
Case opened from the branch's mail
15:35
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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