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Cases / NOI-2026-01883

Nitin Daulat Bagrao

PNB_HFLLAN NHL/THA/0826/5203563 Index II shared · done All documentsMails & papers 7
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
✓PAN cardopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (12)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹26,730.93CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹26,709 receivedby the amount alone
The branch's receipt says ₹26,730 — ₹21 of it has not reached us yet. Look for a ₹21 credit.
Stamp duty 0.3%9,910
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.93
Total we ask for26,730.93
the branch’s receipt claims ₹26,730
paid 25 Sep 19:00:46 · verified 25 Sep 19:03:46 · 3 min later
How we know
Our own bank told us — 25 Sep 19:00
₹26,709 · UTR AXNGG26891155507 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.26709.00,25-09-2026 19:00:46 thru NEFT from AXNGG26891155507/GOOGLE INDIA DIGITAL. Aval Bal 74628.95 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the case's screenshot names this very road; counted full inside our buffer
By law ₹26,720. We ask ₹26,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 25 minour time · 17 Sep 13:37
Index II 29 h 54 minour time · 21 Sep 12:07
the NOI team 3 d 23 hthe branch 4 d 6 htotal 8 d 6 h
Complete.
Day by day — every step and who held it
17 Sep 12:12Your branch's mail
17 Sep 12:12Papers readat once
17 Sep 12:12Fee quotedat once
17 Sep 12:12Property readat once
17 Sep 13:37Challan made+1 h 25 min · the NOI team
19 Sep 13:58Filed on IGR — e-filing shared+2 d · the NOI team
21 Sep 12:07Index II sent+1 d 22 h · the NOI team
25 Sep 19:00Payment landed+4 d 6 h · the branch
25 Sep 19:03Payment verified+3 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹33,00,000
Loan account no.
NHL/THA/0826/5203563
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete. The government's Index II of the NOI has been shared with the branch, closing the case.
the history says the next move is with no one — the case is finished — nothing
✓ loan papers sent — done, mail 1 (2026-09-17) “PFA and create the challan”
✓ fee paid — the branch's words — done, mail 2 (2026-09-17) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 4 (2026-09-17) “PFA challan for your reference.”
✓ challan shared — done, mail 4 (2026-09-17) “PFA challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-17) “PFA and create the challan”
✓ filed on the IGR site — done, mail 5 (2026-09-19) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 5 (2026-09-19) “PFA: Downloaded e-filing for your reference..”
✓ NOI Index II shared — done, mail 7 (2026-09-21) “PFA index 2 copy for case closure..”
read over 7 mail(s), last mail 2026-09-21 · read 24d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 28d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010360636202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
MK munnu.kumar@phfl.com phfl.com
17 Sep, 12:12 · 28d ago
THE FIRST MAIL — how this case began
Create the challan in case of NITIN DAULAT BAGRAO--NHL/THA/0826/5203563.
Dear Team,

PFA and create the challan

Thanks & Regards, Munnu Kumar. Channel Manger. 9608835183. PNB Housing Finance Ltd.
🤖 read: asks for the challan; documents attached — “create the challan”
4 more mails in between — open
OL The NOI teamTYPED IN GMAIL
17 Sep, 12:41 · 28d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

earlier mails quoted below
On Thu, 17 Sept 2026 at 12:08, Munnu Kumar <munnu.kumar@phfl.com> wrote: Dear Team, PFA and create the challan Thanks & Regards, Munnu Kumar. Channel Manger. 9608835183. PNB Housing Finance Ltd.
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
17 Sep, 12:41 · 28d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

earlier mails quoted below
On Thu, 17 Sept 2026 at 12:08, Munnu Kumar <munnu.kumar@phfl.com> wrote: Dear Team, PFA and create the challan Thanks & Regards, Munnu Kumar. Channel Manger. 9608835183. PNB Housing Finance Ltd.
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
17 Sep, 13:38 · 28d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 17 Sept 2026 at 12:41, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Thu, 17 Sept 2026 at 12:08, Munnu Kumar <munnu.kumar@phfl.com> wrote: > Dear Team, > > PFA and create the challan > > Thanks & Regards, > Munnu Kumar. > Channel Manger. > 9608835183. > PNB Housing Finance Ltd. > > > >
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
19 Sep, 13:58 · 26d ago

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 17 Sept 2026 at 13:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Thu, 17 Sept 2026 at 12:41, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > > We acknowledge the receipt of your mail documents and payment. We will > initiate the challan for the same. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Thu, 17 Sept 2026 at 12:08, Munnu Kumar <munnu.kumar@phfl.com> wrote: > >> Dear Team, >> >> PFA and create the challan >> >> Thanks & Regards, >> Munnu Kumar. >> Channel Manger. >> 9608835183. >> PNB Housing Finance Ltd. >> >> >> >>
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
21 Sep, 12:07 · 24d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Sat, 19 Sept 2026 at 13:58, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Thu, 17 Sept 2026 at 13:38, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > PFA challan for your reference. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Thu, 17 Sept 2026 at 12:41, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Thu, 17 Sept 2026 at 12:08, Munnu Kumar <munnu.kumar@phfl.com> wrote: >> >>> Dear Team, >>> >>> PFA and create the challan >>> >>> Thanks & Regards, >>> Munnu Kumar. >>> Channel Manger. >>> 9608835183. >>> PNB Housing Finance Ltd. >>> >>> >>> >>>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
OL The NOI teamTYPED IN GMAIL
21 Sep, 12:07 · 24d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Sat, 19 Sept 2026 at 13:58, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Thu, 17 Sept 2026 at 13:38, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > PFA challan for your reference. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Thu, 17 Sept 2026 at 12:41, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Thu, 17 Sept 2026 at 12:08, Munnu Kumar <munnu.kumar@phfl.com> wrote: >> >>> Dear Team, >>> >>> PFA and create the challan >>> >>> Thanks & Regards, >>> Munnu Kumar. >>> Channel Manger. >>> 9608835183. >>> PNB Housing Finance Ltd. >>> >>> >>> >>>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo IMG-20260917-WA0002.jpg
CANNOT BE READ — clear copy asked 28d ago
Selfie / photo IMG-20260917-WA0003.jpg
filed 28d ago
Index IIthe branch sent this — an input Nitin Bagrao Shop No B 16 INDEX2.pdf
filed 28d ago
Payment screenshot IMG-20260916-WA0020.jpg
filed 28d ago
Sanction letter SANCTION LETTER.pdf
filed 28d ago
PAN card RUPALI PAN.pdf
filed 28d ago
Aadhaar card Rupali Adhar Card.pdf
filed 28d ago
PAN card Pan Card_NITIN.pdf
filed 28d ago
Aadhaar card Nitin Adhar Card.pdf
filed 28d ago
Paid challan (GRAS) NITIN DAULAT BAGRAO EchallanMH010360636202627E.pdf
filed 28d ago
E-filing copy (token) eFilingDoc9991809260304.pdf
filed 26d ago
Index IIthe registered copy we filed IndexII9991809260304.pdf
filed 24d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,730.93
Where it stands
VERIFIED — money received
Screenshot claims
₹26,730
Paid at
25 Sep 19:00:46
Verified on
25 Sep 19:03:46

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹9,910₹15,000₹320 ₹1,500₹26,730
By law ₹26,720. We ask ₹26,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

41 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Road, Property type (Open / Building / Open + Building), Floor (person 1), Floor (person 2)
5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, House type (Niwasi Sadanika / Shop / Gala …), Building (person 1), Floor (person 1), Floor (person 2)
✓ EzDocs checked every box against the document’s own words 28d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Nitin Bagrao Shop No B 16 INDEX2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
इतर वर्णनः, इतर माहितीः कोहोज खुंटवली ता. अंबरनाथ, जिल्हा. ठाणे येथील सर्वे नं. 2, हिस्सा नं. 4ब (जुना सर्वे नं. हिस्सा नं. 4 पैकी) सी.टी.एस. नं. 55/3, यावरील पटेल्स प्लॅनेट प्लॉट नं.अ यावरील इमारत नॅपच्युन (पटेल्स प्लॅनेट 2. नेपच्युन विंग ए व बी को.ऑप. हौ.सो.लि.) यामधील तळ मजला शॉप नं. 16, बी-विंग कारपेट क्षेत्र 171 चौ. फुट (रिसेल शॉप) ((Survey Number: 2;)) स्थानिक स्वराज्य संस्थाः अंबरनाथ
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
SANCTION LETTER.pdf
as printed
SHOP NO. 16, B WING, GROUND FLOOR NEPTUNE BUILDING PLOT NO. A, PATELSPLANET, VILLAGE--KOHOJKHUNTAVALI, TALUKA--AMBERNATH WEST, THANE, SURVEY NO.2, HISSA NO.4B, THANE, MAHARASHTRA, INDIA, 421505
PIN
421505
the Index II
Nitin Bagrao Shop No B 16 INDEX2.pdf
the property
1) itara varnanah, itara maahitih kohoja khuntavali taa. ambaranaatha, jilhaa. thaane yethila sarve nan. 2, hissaa nan. 4ba (junaa sarve nan. hissaa nan. 4 paiki) si.ti.esa. nan. 55/3, yaavarila patelsa planeta plota nan.a yaavarila imaarata napachyuna (patelsa planeta 2. nepachyuna vinga e va bi ko.opa. hau.so.li.) yaamadhila tala majalaa shopa nan. 16, bi-vinga kaarapeta kshetra 171 chau. phuta (risela shopa) ((SURVEY NUMBER: 2;)) sthaanika svaraajya sansthaah ambaranaatha
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO 16 GROUND FLOOR B WING NEPTUNE BUILDING PLOT NO A PATELSPLANET SURVEY NO 2 HISSA NO 4B
Locality/Road
NR VITTHAL MANDIR KHOJGAON VILLAGE KOHOJKHUNTAVALI
Area/City
KOHOJKHUNTAVALI
check or correct a box, the papers beside it →
the Index II also prints: 1, 171, 4, 4BA, 55/3, AMBARANAATHA, BI, CHAU, ESA, HAU, HISSAA, IMAARATA, ITARA, JILHAA, JUNAA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorRUPALI NITIN BAGRAOBGSPB5283R…3352
co_mortgagorNITIN DAULAT BAGRAOAXGPB6818A…4235

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
documents acknowledgedmunnu.kumar@phfl.com 28d ago
What EzDocs read from each document — check anything marked in red
Selfie / photo IMG-20260917-WA0003.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG-20260917-WA0002.jpg needs your check
kind
group_or_other
legible
False
confidence
0.9
face visible
True
quality issue
this is a portrait photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a portrait photo, not a live selfie'}
Payment screenshot IMG-20260916-WA0020.jpg needs your check
date
2026-09-16
time
16:32
amount
26730.0
method
UPI
payee name
THINK BIGZ INITIATIVE P
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-16', 'time': '16:32', 'amount': 26730.0, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE P', 'payer_name': None, 'debit_notification_text': None}
PAN card RUPALI PAN.pdf needs your check
dob
1985-10-27
pan
BGSPB5283R
name
RUPALI NITIN BAGRAO
legible
True
raw reading (for Abhijit)
{'dob': '1985-10-27', 'pan': 'BGSPB5283R', 'name': 'RUPALI NITIN BAGRAO', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Rupali Adhar Card.pdf needs your check
dob
1985-10-27
name
Rupali Nitin Bagrao
address
pin: 421501; area: opp bharat gadi center, woollen chawl, ambernath w; flat: house no 33; road: s.v.p road; state: Maharashtra; district: Thane; post_office: Ambarnath; Village: Ambarnath
legible
True
aadhaar last4
3352
raw reading (for Abhijit)
{'dob': '1985-10-27', 'pan': None, 'name': 'Rupali Nitin Bagrao', 'mobile': None, 'address': {'pin': '421501', 'area': 'opp bharat gadi center, woollen chawl, ambernath w', 'flat': 'house no 33', 'road': 's.v.p road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Thane', 'post_office': 'Ambarnath', 'village_city': 'Ambarnath'}, 'legible': True, 'aadhaar_last4': '3352', 'quality_issue': None}
PAN card Pan Card_NITIN.pdf needs your check
dob
1982-08-27
pan
AXGPB6818A
name
NITIN DAULAT BAGRAO
legible
True
raw reading (for Abhijit)
{'dob': '1982-08-27', 'pan': 'AXGPB6818A', 'name': 'NITIN DAULAT BAGRAO', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter SANCTION LETTER.pdf needs your check
lan
NHL/THA/0826/5203563
legible
True
loan type
Non Housing Loan, Personal use
confidence
0.9
loan amount
3200000
final amount
3300000
interest rate
9.75
sanction date
25-Aug-2026
letter version
5
applicant email
bagraontn@gmail.com
applicant names
NITIN DAULAT BAGRAO, RUPALI NITIN BAGRAO
applicant mobile
8983991693
property address
pin: 421505; state: MAHARASHTRA; taluka: AMBERNATH WEST; Flat no: SHOP NO. 16; district: Thane; Floor: GROUND FLOOR; Address: SHOP NO. 16, B WING, GROUND FLOOR NEPTUNE BUILDING PLOT NO. A, PATELSPLANET, VILLAGE--
insurance premium
100000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3300000
security address verbatim
SHOP NO. 16, B WING, GROUND FLOOR NEPTUNE BUILDING PLOT NO. A, PATELSPLANET, VILLAGE--KOHOJKHUNTAVALI, TALUKA--AMBERNATH WEST, Thane, SURVEY NO.2, HISSA NO.4B, Thane, MAHARASHTRA, India, 421505
applicant address verbatim
FLAT NO 205 B WING, NEPTUNE PATELS PLANET, NR VITTHAL MANDIR KHOJGAON AMBERNATH WEST,., Thane, MAHARASHTRA, 421501, India
raw reading (for Abhijit)
{'lan': 'NHL/THA/0826/5203563', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 0.9, 'loan_amount': 3200000, 'final_amount': 3300000, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '25-Aug-2026', 'letter_version': '5', 'applicant_email': 'bagraontn@gmail.com', 'applicant_names': ['NITIN DAULAT BAGRAO', 'RUPALI NITIN BAGRAO'], 'applicant_mobile': '8983991693', 'property_address': {'pin': '421505', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'AMBERNATH WEST', 'flat_no': 'SHOP NO. 16', 'district': 'Thane', 'floor_no': 'GROUND FLOOR', 'landmark': None, 'full_address': 'SHOP NO. 16, B WING, GROUND FLOOR NEPTUNE BUILDING PLOT NO. A, PATELSPLANET, VILLAGE--KOHOJKHUNTAVALI, TALUKA--AMBERNATH WEST, Thane, SURVEY NO.2, HISSA NO.4B, Thane, MAHARASHTRA, India, 421505', 'village_city': 'KOHOJKHUNTAVALI', 'building_name': 'NEPTUNE BUILDING PLOT NO. A, PATELSPLANET', 'survey_or_cts_no': 'SURVEY NO.2, HISSA NO.4B'}, 'insurance_premium': 100000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3300000, 'security_address_verbatim': 'SHOP NO. 16, B WING, GROUND FLOOR NEPTUNE BUILDING PLOT NO. A, PATELSPLANET, VILLAGE--KOHOJKHUNTAVALI, TALUKA--AMBERNATH WEST, Thane, SURVEY NO.2, HISSA NO.4B, Thane, MAHARASHTRA, India, 421505', 'applicant_address_verbatim': 'FLAT NO 205 B WING, NEPTUNE PATELS PLANET, NR VITTHAL MANDIR KHOJGAON AMBERNATH WEST,., Thane, MAHARASHTRA , 421501, India'}
Aadhaar card Nitin Adhar Card.pdf needs your check
dob
1982-08-27
name
Nitin Daulat Bagrao
address
pin: 421501; area: opp bharat gadi center, ambernath w; flat: house no 33; road: s.v.p road; state: Maharashtra; building: woollen chawl; district: Thane; Village: Ambarnath
legible
True
aadhaar last4
4235
raw reading (for Abhijit)
{'dob': '1982-08-27', 'pan': None, 'name': 'Nitin Daulat Bagrao', 'mobile': None, 'address': {'pin': '421501', 'area': 'opp bharat gadi center, ambernath w', 'flat': 'house no 33', 'road': 's.v.p road', 'floor': None, 'state': 'Maharashtra', 'building': 'woollen chawl', 'district': 'Thane', 'post_office': None, 'village_city': 'Ambarnath'}, 'legible': True, 'aadhaar_last4': '4235', 'quality_issue': None}
Index II Nitin Bagrao Shop No B 16 INDEX2.pdf needs your check
kind
index2_input
extracted
rows: {'r4_palika': 'अंबरनाथ', 'r11_serial': 'उहन3-16558-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'rows': {'r4_palika': 'अंबरनाथ', 'r11_serial': 'उहन3-16558-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r5_area_text': '171 चौ.फूट', 'r7_executants': [{'age': '58', 'pan': 'AHVXXXXXON', 'name': 'जगताप सुनिता संजय', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः, रोड :नं फ्लॅट नं. 2, बिल्डिंग नं. 16, राधा नगर, बारावे रोड, खडकपाडा, कल्याण (प), महाराष्ट्र, ठाणे. पिनः- 421301'}, {'age': '62', 'pan': 'AFNXXXXX6L', 'name': 'जगताप संजय दत्तात्रय', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नाव: ब्लॉक नंः रोड नंः फ्लॅट नं. 2, बिल्डिंग नं. 16, राधा नगर, बारावे रोड, खडकपाडा, कल्याण (प), महाराष्ट्र, ठाणे. पिन:- 421301'}], 'r8_purchasers': [{'age': '44', 'pan': 'AXGXXXXX8A', 'name': 'नितीन दौलत बागराव', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड नंः पटेल प्लानेट, नेपचून बिल्डिंग, 205, बी विंग, नियर विठ्ठल मंदिर कोहोजगाव, अंबरनाथ (प), महाराष्ट्र, ठाणे. पिनः-421501'}, {'age': '41', 'pan': 'BGSXXXXX3R', 'name': 'रुपाली नितीन बागराव', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड नं: पटेल प्लानेट, नेपचून विल्डिंग, 205, वी विंग, नियर विठ्ठल मंदिर कोहोजगाव, अंबरनाथ (प), महाराष्ट्र, ठाणे. पिन:- 421501'}], 'r12_stamp_duty': 210000, 'r3_market_value': 1458900, 'r1_document_type': 'करारनामा', 'r2_consideration': 3500000, 'r9_execution_date': '10-09-2026', 'r13_registration_fee': 30000, 'r10_registration_date': '10-09-2026'}, 'doc_no': '16558', 'village': 'कोहोज-खुंटवली', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. उल्हासनगर 3', 'area_text': '171 चौ.फूट', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. उल्हासनगर 3', 'mortgagors': ['जगताप सुनिता संजय', 'जगताप संजय दत्तात्रय'], 'stamp_duty': 210000, 'filing_date': '10-09-2026', 'loan_amo
Payment screenshot IMG-20260916-WA0020.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-16', 'page': None, 'time': '16:32', 'payee': 'THINK BIGZ INITIATIVE P', 'amount': 26730.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ INITIA
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-16', 'page': None, 'time': '16:32', 'payee': 'THINK BIGZ INITIATIVE P', 'amount': 26730.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ INITIATIVE P', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}
Paid challan (GRAS) NITIN DAULAT BAGRAO EchallanMH010360636202627E.pdf needs your check
grn
MH010360636202627E
pin
421505
total
24910.0
article
Stamp Duty and Registration Fee together
defaced
False
bank cin
03006172026091700582
district
THANE
area city
PHARE MAHARASHTRA
payer pan
AXGXXXXXXA
flat block
SHOP NO. 16, GROUND FLOOR, B WING,
payer name
NITIN DAULAT BAGRAO
sro office
ULH3_ULHASNAGAR 3 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=3300000
scheme rows
{'amount': 9910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1693
payment date
17/09/2026-13:37:54
road locality
VILLAGE KOHOJKHUNTAVALI, TALUKA AMBERNATH WEST, SURVEY NO.2, HISSA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3300000
raw reading (for Abhijit)
{'grn': 'MH010360636202627E', 'pin': '421505', 'total': 24910.0, 'article': 'Stamp Duty and Registration Fee together', 'defaced': False, 'bank_cin': '03006172026091700582', 'district': 'THANE', 'area_city': 'PHARE MAHARASHTRA', 'payer_pan': 'AXGXXXXXXA', 'flat_block': 'SHOP NO. 16, GROUND FLOOR, B WING,', 'payer_name': 'NITIN DAULAT BAGRAO', 'sro_office': 'ULH3_ULHASNAGAR 3 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=3300000', 'scheme_rows': [{'amount': 9910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1693', 'payment_date': '17/09/2026-13:37:54', 'road_locality': 'VILLAGE KOHOJKHUNTAVALI, TALUKA AMBERNATH WEST, SURVEY NO.2, HISSA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3300000'}
Technical record (for Abhijit — safe to ignore)
4h agoEzDocsreader_efiling_verdict{'fp': '5c7302aa28748078', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is empty.', 'page':
7h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 17 Sep, 12:41 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
1d agoEzDocsreader_home_address{'fp': '7fa9363f308b31f8', 'from': 'the sanction letter (SANCTION LETTER.pdf)', 'home': {'pin': '421501', 'area': 'AMBERNATH WEST', 'flat': '205', 'road': 'NR VITTHAL MANDIR KHOJGAON', 'state': 'MAHARASHTRA', 'building':
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AXxxxxxxXA — no paper on the
20d agoEzDocscase_reevaluated{'stage_after': 'INDEX2_SENT'}
20d agoEzDocspayment_verified{'utr': 'AXNGG26891155507', 'why': "paid ₹26,709, ₹22 under our ask of ₹26,731 — the statutory-exact figure — the gap is our ₹10 round-ups, the NOI team's buffer; accepted as full", 'delta': -21.93, 'method': 'amount_in_
20d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
24d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
24d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
24d agoEzDocsdesk_documents_backfill{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
24d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999180926030
26d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
26d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
26d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999180926
28d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['landmark'],
28d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Nitin Bagrao Shop No B 16 INDEX2.pdf', 'SANCTION LETTER.pdf', 'Rupali Adhar Card.pdf', 'Nitin Adhar Card.pdf', 'RUPALI PAN.pdf', 'Pa
28d agoEzDocsaddress_compared{'sig': 'ea832c2b5e519bac', 'why': 'after gather', 'people': [{'home': 'house no 33, s.v.p road, opp bharat gadi center, woollen chawl, ambernath w, Ambarnath, Thane, 421501', 'person': 'RUPALI NITIN BAGRAO', 'against':
28d agoEzDocschallan_boxes_composed{'fp': '3e196ef381ca6755', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'SHOP NO 16 GROUND FLOOR B WING NEPTUNE BUILDI
28d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 19, 'trigger': 'after the Index II takeover'}
28d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Nitin Bagrao Shop No B 16 INDEX2.pdf', 'changed': {'Second number type': {'was': '
28d agoEzDocsindex2_people_checked{'doc_id': '25cac598-483b-4855-9470-10fe825587c2', 'differs': 2, 'matched': [{'score': 0.92, 'person': 'NITIN DAULAT BAGRAO', 'pan_agrees': False}, {'score': 0.92, 'person': 'RUPALI NITIN BAGRAO', 'pan_agrees': False}],
28d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
28d agoEzDocschallan_found_on_case{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NITIN DAULAT BAGRAO EchallanMH010360636202627E.pdf', 'kind': 'pa
28d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NITIN DAULAT BAGRAO
28d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'ULH3_ULHASNAGAR 3 JT SUB REGISTRAR', 'district': 'THANE'}
28d agoEzDocschallan_verified_against_case{'grn': 'MH010360636202627E', 'file': 'NITIN DAULAT BAGRAO EchallanMH010360636202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code (not printe
28d agoEzDocschallan_extracted{'grn': 'MH010360636202627E', 'file': 'NITIN DAULAT BAGRAO EchallanMH010360636202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24910.0}
28d agoops:ops:SANDEEPuser_feedback{'note': 'IN THIS "NHL/THA/0826/5203563" LAN CHALLAN SYSTEM NOT PICKING PROPER ADDRESS FROM SANCTION LETTER OR INDEX 2', 'page': '/cases/8bddd7e7-7519-4837-b159-32d954c19389'}
28d agoops:ops:SANDEEPuser_feedback{'note': 'IN THIS "NHL/THA/0826/5203563" LAN CHALLAN SYSTEM NOT PICKING PROPER ADDRESS FROM SANCTION LETTER OR INDEX 2', 'page': '/cases/8bddd7e7-7519-4837-b159-32d954c19389'}
28d agocopilotcopilot_check_issues{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'box': 'Property box 1', 'why': 'The property identifying box was left

Case diary the case’s history — what happened, newest day first

Papers
All 8 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹26,709 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Today · 15 Oct2 things
EzDocs checked the e-filing boxes against the papers
15:18
An old draft withdrew itself — its asks were already answered
12:11
25 Sep1 thing — 1 step
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
19:03
21 Sep5 things — 1 document received · 1 letter written · 3 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:34
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:16
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
12:11
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:07
Received: Index II
IndexII9991809260304.pdf
12:07
19 Sep4 things — 1 document received · 1 letter written · 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:04
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
13:58
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:58
Received: E-filing copy
eFilingDoc9991809260304.pdf
13:58
17 Sep36 things — 10 documents received · 3 letters written · 2 cautions · 21 steps
EzDocs took 40 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:07
The challan's address boxes were written from the papers
14:07
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:44
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
13:41
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:41
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
13:41
Challan re-read against the case — matches exactly
13:41
Received: Challan
NITIN DAULAT BAGRAO EchallanMH010360636202627E.pdf
13:41
A note to Abhijit was written from this case's page — by ops:SANDEEP
13:33
A note to Abhijit was written from this case's page — by ops:SANDEEP
13:33
EzDocs found something to check before the form is saved
13:21
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:45
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
12:10
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-01883
12:10
No fee quote sent — the branch's own figures were right
12:10
The payment proof already on the case was applied
12:10
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:09
Index II (title document) received from the branch
12:09
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
12:09
Property address read from the sanction letter
12:09
Co-applicant added
12:09
Received: Aadhaar
Nitin Adhar Card.pdf
12:09
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
12:09
Received: PAN card
Pan Card_NITIN.pdf
12:09
Received: Aadhaar
Rupali Adhar Card.pdf
12:09
Payment proof arrived before the case was quoted — held
12:09
Received: PAN card
RUPALI PAN.pdf
12:09
Received: Sanction letter
SANCTION LETTER.pdf
12:09
Document could not be read — a clear copy was asked for
this is a portrait photo, not a live selfie
12:09
Received: Payment screenshot
IMG-20260916-WA0020.jpg
12:09
Selfie checked — a live one
A real selfie — usable for the e-filing.
12:09
Received: Index II
Nitin Bagrao Shop No B 16 INDEX2.pdf
12:09
Received: Selfie
IMG-20260917-WA0003.jpg
12:09
Received: Selfie — not usable
IMG-20260917-WA0002.jpg — this is a portrait photo, not a live selfie
12:09
Nothing new to ask for — stayed quiet
12:09
Case opened from the branch's mail
12:09
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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