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Sumit Jaya Bhandary
LAN 77000357761Loan ₹85,00,000Property loanMails & papers 8 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
26 Sep, 21:50
Documents
Payment
Challan
Filing
E-filing copy
done 27 Sep, 16:35
Index II
waiting 16d 5h
their moveIndex II pending · the trail says: The NOI has been filed and the e-filing copy has been shared. The case is complete from the team's side.whole case so far 17d
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
6 Oct4 things
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
9992709260363.pdf
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
28 Sep3 things — 3 steps
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
27 Sep57 things — 3 documents received · 3 letters written · 51 steps
efiling copy read
EzDocs read the whole trail as one conversation — where the case stands is on the page
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992709260363.pdf
copilot check issues — by copilot
efiling profile differs — by copilot
efiling token differs — by copilot
case read — by ezdocs:reader
efiling token differs — by copilot
copilot check issues — by copilot
copilot edit — by copilot:ANJU
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check issues — by copilot
copilot check issues — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
efiling profile differs — by copilot
efiling token from portal — by copilot
case read — by ezdocs:reader
copilot edit — by copilot:NIKHIL
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SUMIT JAYA BHANDARY EchallanMH010923916202627E.pdf
copilot edit — by copilot:NIKHIL
paper locate — by ezdocs:reader
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
challan boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
copilot pick — by copilot
copilot pick — by copilot
challan boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
case read — by ezdocs:reader
address compared
paper read beside case
EzDocs read the whole trail as one conversation — where the case stands is on the page
Received: Technical report
HRQ-26-159189_INDProcessRequest_2500320260926223232032.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
26 Sep60 things — 7 documents received · 3 letters written · 2 money steps · 1 caution · 47 steps
case read — by ezdocs:reader
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
property self check
property from index2
index2 people checked
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
A box the papers had not filled was read off a paper and corrected
property self check
property from index2
index2 people checked
The home address was read off the papers — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02582
No fee quote sent — the branch's own figures were right
A credit moved HERE — this case's screenshot names it; the other case had it on the amount alone
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
receivable snapshot
The payment proof already on the case was applied
case read — by ezdocs:reader
documents read together
property self check
property from index2
index2 people checked
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
property english extracted
Property read from the Index II
index2 people checked
Index II (title document) received from the branch
Received: Aadhaar
Sumit Aadhar.pdf
roles from letter
applicant email captured
credit seen before bill
credit seen before bill
credit seen before bill
Payment proof arrived before the case was quoted — held
Payment proof arrived before the case was quoted — held
Received: PAN card
Sumit Pan.pdf
Received: Payment screenshot
IMG-20260926-WA0015.jpg
Received: Index II
Sumit index 2.pdf
Received: Sanction letter
KFSLetter_77000357761.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20260910-WA0023.jpg
Received: Payment screenshot
IMG-20260926-WA0012.jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
Moneyall of it is in
₹42,560.59
Reached our account 26 Sep 16:29:33.
How we know
Our own bank told us — 26 Sep 16:29
₹42,512 · UTR 663564382725 · from VA-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.42512.00 26-09-2026 16:29:33 by SUMIT JA thru UPI . Aval Bal Rs.331853.54 CR. (UPI Ref ID:663564382725) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit · one of several parts; moved here from a case that had it on the amount alone — this case's screenshot names the very amount
The working
Stamp duty 0.3%25,510
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for42,560.59
By law ₹42,550. We ask ₹42,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Shop 7, Ground, Uma Co-Op Hou So Limited, Ganesh Bhuvan, CTS, 1220, MAHIM, 400016
read from the Index II · e-filing boxes 33 of 34 ready
Check the property →the boxes beside the paper
People
SUMIT JAYA BHANDARY · applicantBZZPB4650C
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