silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02582

Sumit Jaya Bhandary

ICICI_HFCLAN 77000357761 Index II pending · with the government Send the draft 1All documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓Sanction letteropen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (11)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹42,560.59CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹42,552 receivedthe receipt's amount and minute agree
The branch sent 2 receipts — 2 of 2 have reached our account:
✓₹42,512seen in our account · 26 Sep 16:29 · by its amount
✓₹40seen in our account · 26 Sep 21:36 · by its amount
Stamp duty 0.3%25,510
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.59
Total we ask for42,560.59
the branch’s receipt claims ₹42,552
paid 26 Sep 16:29:33 · verified 26 Sep 21:53:21 · 5 h 23 min later
How we know
Our own bank told us — 26 Sep 16:29
₹42,512 · UTR 663564382725 · from VA-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.42512.00 26-09-2026 16:29:33 by SUMIT JA thru UPI . Aval Bal Rs.331853.54 CR. (UPI Ref ID:663564382725) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit · one of several parts; moved here from a case that had it on the amount alone — this case's screenshot names the very amount
By law ₹42,550. We ask ₹42,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹42,550 — accept as full (₹10.59 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 14 h 06 minour time (made after working hours) · 27 Sep 11:57
Index II —not yet
the NOI team 18 h 45 minthe SRO 16 d 8 htotal 17 d 2 h so far
Now with the SRO — waiting for the SRO's Index II
since 27 Sep 16:35 — 16 d 8 h of working time
Day by day — every step and who held it
26 Sep 21:50Your branch's mail
26 Sep 21:50Payment landedat once
26 Sep 21:52Fee quoted+2 min · the NOI team
26 Sep 21:52Papers readat once
26 Sep 21:52Property readat once
26 Sep 21:53Payment verified+1 min · the NOI team
26 Sep 21:53Ready for the challanat once
27 Sep 11:30Papers read+13 h 37 min · the NOI team
27 Sep 11:57Challan made+26 min · the NOI team
27 Sep 16:35Filed on IGR — e-filing shared+4 h 39 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹85,00,000
Loan account no.
77000357761
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the technical report, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed and the e-filing copy has been shared. The case is complete from the team's side.
the trail says the next move is with no one — the case is finished — nothing
✓ loan papers sent — done, mail 1 (2026-09-26) “PFA Technical Report”
✓ challan made — done, mail 6 (2026-09-27) “PFA Challan for your reference.”
✓ challan shared — done, mail 6 (2026-09-27) “PFA Challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-26) “*IINDEX II COPY | LSR | SALE DEED ATTACHED”
✓ filed on the IGR site — done, mail 7 (2026-09-27) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
✓ e-filing copy shared — done, mail 7 (2026-09-27) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
read over 7 mail(s), last mail 2026-09-27 · read 16d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926279803995 · ₹300 · paid 27/09/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010923916202627E9992709260363 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-02582
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantSumit Jaya Bhandary
LAN77000357761
Loan AmtRs. 85,00,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 42,552.00 stands VERIFIED against the credit in our account on 26-Sep-2026 (UTR: 626967820106,663564382725). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
TG tejas.gawde@icicihfc.com icicihfc.com
26 Sep, 21:50 · 17d ago THE FIRST MAIL — how this case began
Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF 0.3 & 0.5
Dear Team,

Request For NOI Process In the captioned case --MR. SUMIT JAYA BHANDARY /// 77000357761

Customer nameMR. SUMIT JAYA BHANDARY
Loan account (LAN)77000357761
Loan amount₹85,00,000
Stamp duty 0.30%₹25,500
Registration fee 0.50%₹15,000
DHC₹350
Total₹42,550
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

PFA Technical Report

CASE INITIATION

CASE INITIATION BRANCH NAME

CBD BELAPUR

CASE TYPE (PLS MENTION IT )

LAP

NOI SERIVCE FEE1700

SRO No

THANE 10

Get Outlook for Android<https://aka.ms/AAb9ysg>

🤖 read: documents attached; note: Request for NOI process for LAP case with loan amount and fees calculation.
5 more mails in between — open
TG tejas.gawde@icicihfc.com icicihfc.com
27 Sep, 11:27 · 16d ago
Dear Team,

Kindly Share NOI challan.

Thanks & Regards Tejas Gawde /DIST/ICICIHFC/BELAPUR Sales Manager - Belapur Branch. tejas.gawde@icicihfc.com 9594651903
earlier mails quoted below
________________________________________ From: Tejas Gawde /DIST/ICICIHFC/PNVL Sent: Saturday, September 26, 2026 21:50 To: NOI ICICIHFC Cc: Akshay Khemkar /DIST/ICICIHFC/VASHI; Siddhesh Patil /DIST/ICICIHFC/VASHI; Sanket Nanche /DISTP/ICICIHFC/; Suraj Nishad /DIST/ICICIHFC/PNVL Subject: Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Request For NOI Process In the captioned case --MR. SUMIT JAYA BHANDARY /// 77000357761 PFA Technical Report CASE INITIATION APPLICANT NAME MR. SUMIT JAYA BHANDARY LAN NO 77000357761 CASE INITIATION BRANCH NAME CBD BELAPUR CASE TYPE (PLS MENTION IT ) LAP LOAN AMOUNT WITH INSURANCE 85,00,000 0.30% 25,500 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 42,550 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 10 Get Outlook for Android<https://aka.ms/AAb9ysg>
🤖 read: asks for the challan — “Kindly Share NOI challan.”
OL The NOI teamTYPED IN GMAIL
27 Sep, 11:27 · 16d ago

Team

Kindly share the technical report and LSR report to proces t

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Sat, 26 Sept 2026 at 21:51, Tejas Gawde /DIST/ICICIHFC/PNVL < tejas.gawde@icicihfc.com> wrote: Dear Team, Request For NOI Process In the captioned case --MR. SUMIT JAYA BHANDARY /// 77000357761 PFA Technical Report *CASE INITIATION * *APPLICANT NAME* MR. SUMIT JAYA BHANDARY *LAN NO* 77000357761 *CASE INITIATION BRANCH NAME* *CBD BELAPUR* *CASE TYPE (PLS MENTION IT )* *LAP* *LOAN AMOUNT WITH INSURANCE* *85,00,000* *0.30%* *25,500* *0.50%* *15000* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *42,550* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *THANE 10* Get Outlook for Android <https://aka.ms/AAb9ysg>
🤖 read: asks the branch for documents — “Kindly share the technical report and LSR report to proces t”
OL The NOI teamTYPED IN GMAIL
27 Sep, 11:27 · 16d ago

Team

  • ✗ Aradha — na
*Kindly share the technical report and LSR report to process the challan.Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Sat, 26 Sept 2026 at 21:51, Tejas Gawde /DIST/ICICIHFC/PNVL < tejas.gawde@icicihfc.com> wrote: Dear Team, Request For NOI Process In the captioned case --MR. SUMIT JAYA BHANDARY /// 77000357761 PFA Technical Report *CASE INITIATION * *APPLICANT NAME* MR. SUMIT JAYA BHANDARY *LAN NO* 77000357761 *CASE INITIATION BRANCH NAME* *CBD BELAPUR* *CASE TYPE (PLS MENTION IT )* *LAP* *LOAN AMOUNT WITH INSURANCE* *85,00,000* *0.30%* *25,500* *0.50%* *15000* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *42,550* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *THANE 10* Get Outlook for Android <https://aka.ms/AAb9ysg>
🤖 read: asks the branch for documents — “Kindly share the technical report and LSR report to process the challan.”
TG tejas.gawde@icicihfc.com icicihfc.com
27 Sep, 11:30 · 16d ago
Dear Team,

PFA (Tech)

Thanks & Regards Tejas Gawde /DIST/ICICIHFC/BELAPUR Sales Manager - Belapur Branch. tejas.gawde@icicihfc.com 9594651903
earlier mails quoted below
________________________________________ From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> Sent: Sunday, September 27, 2026 11:27 To: Tejas Gawde /DIST/ICICIHFC/PNVL Cc: Siddhesh Patil /DIST/ICICIHFC/VASHI; Sanket Nanche /DISTP/ICICIHFC/; Suraj Nishad /DIST/ICICIHFC/PNVL; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER Subject: Re: Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team Kindly share the technical report and LSR report to process the challan. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 26 Sept 2026 at 21:51, Tejas Gawde /DIST/ICICIHFC/PNVL <tejas.gawde@icicihfc.com<mailto:tejas.gawde@icicihfc.com>> wrote: Dear Team, Request For NOI Process In the captioned case --MR. SUMIT JAYA BHANDARY /// 77000357761 PFA Technical Report CASE INITIATION APPLICANT NAME MR. SUMIT JAYA BHANDARY LAN NO 77000357761 CASE INITIATION BRANCH NAME CBD BELAPUR CASE TYPE (PLS MENTION IT ) LAP LOAN AMOUNT WITH INSURANCE 85,00,000 0.30% 25,500 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 42,550 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 10 Get Outlook for Android<https://aka.ms/AAb9ysg>
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
27 Sep, 11:57 · 16d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Sun, 27 Sept 2026 at 11:30, Tejas Gawde /DIST/ICICIHFC/PNVL < tejas.gawde@icicihfc.com > wrote: Dear Team, PFA (Tech) Thanks & Regards Tejas Gawde /DIST/ICICIHFC/BELAPUR Sales Manager - Belapur Branch. tejas.gawde@icicihfc.com 9594651903 ________________________________________ From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Sunday, September 27, 2026 11:27 To: Tejas Gawde /DIST/ICICIHFC/PNVL Cc: Siddhesh Patil /DIST/ICICIHFC/VASHI; Sanket Nanche /DISTP/ICICIHFC/; Suraj Nishad /DIST/ICICIHFC/PNVL; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER Subject: Re: Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team Kindly share the technical report and LSR report to process the challan. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 26 Sept 2026 at 21:51, Tejas Gawde /DIST/ICICIHFC/PNVL < tejas.gawde@icicihfc.com <mailto: tejas.gawde@icicihfc.com >> wrote: Dear Team, Request For NOI Process In the captioned case --MR. SUMIT JAYA BHANDARY /// 77000357761 PFA Technical Report CASE INITIATION APPLICANT NAME MR. SUMIT JAYA BHANDARY LAN NO 77000357761 CASE INITIATION BRANCH NAME CBD BELAPUR CASE TYPE (PLS MENTION IT ) LAP LOAN AMOUNT WITH INSURANCE 85,00,000 0.30% 25,500 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 42,550 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 10 Get Outlook for Android< https://aka.ms/AAb9ysg >
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
27 Sep, 16:35 · 16d ago

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Sun, 27 Sept 2026 at 11:57, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sun, 27 Sept 2026 at 11:30, Tejas Gawde /DIST/ICICIHFC/PNVL < tejas.gawde@icicihfc.com > wrote: Dear Team, PFA (Tech) Thanks & Regards Tejas Gawde /DIST/ICICIHFC/BELAPUR Sales Manager - Belapur Branch. tejas.gawde@icicihfc.com 9594651903 ________________________________________ From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Sunday, September 27, 2026 11:27 To: Tejas Gawde /DIST/ICICIHFC/PNVL Cc: Siddhesh Patil /DIST/ICICIHFC/VASHI; Sanket Nanche /DISTP/ICICIHFC/; Suraj Nishad /DIST/ICICIHFC/PNVL; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER Subject: Re: Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team Kindly share the technical report and LSR report to process the challan. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 26 Sept 2026 at 21:51, Tejas Gawde /DIST/ICICIHFC/PNVL < tejas.gawde@icicihfc.com <mailto: tejas.gawde@icicihfc.com >> wrote: Dear Team, Request For NOI Process In the captioned case --MR. SUMIT JAYA BHANDARY /// 77000357761 PFA Technical Report CASE INITIATION APPLICANT NAME MR. SUMIT JAYA BHANDARY LAN NO 77000357761 CASE INITIATION BRANCH NAME CBD BELAPUR CASE TYPE (PLS MENTION IT ) LAP LOAN AMOUNT WITH INSURANCE 85,00,000 0.30% 25,500 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 42,550 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 10 Get Outlook for Android< https://aka.ms/AAb9ysg >
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
OL The NOI teamTYPED IN GMAIL
06 Oct, 13:23 · 7d ago
Dear team

PFA defaced efilling for the case closure.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Sun, 27 Sept 2026 at 16:35, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sun, 27 Sept 2026 at 11:57, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sun, 27 Sept 2026 at 11:30, Tejas Gawde /DIST/ICICIHFC/PNVL < tejas.gawde@icicihfc.com > wrote: Dear Team, PFA (Tech) Thanks & Regards Tejas Gawde /DIST/ICICIHFC/BELAPUR Sales Manager - Belapur Branch. tejas.gawde@icicihfc.com 9594651903 ________________________________________ From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Sunday, September 27, 2026 11:27 To: Tejas Gawde /DIST/ICICIHFC/PNVL Cc: Siddhesh Patil /DIST/ICICIHFC/VASHI; Sanket Nanche /DISTP/ICICIHFC/; Suraj Nishad /DIST/ICICIHFC/PNVL; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER Subject: Re: Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team Kindly share the technical report and LSR report to process the challan. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 26 Sept 2026 at 21:51, Tejas Gawde /DIST/ICICIHFC/PNVL < tejas.gawde@icicihfc.com <mailto: tejas.gawde@icicihfc.com >> wrote: Dear Team, Request For NOI Process In the captioned case --MR. SUMIT JAYA BHANDARY /// 77000357761 PFA Technical Report CASE INITIATION APPLICANT NAME MR. SUMIT JAYA BHANDARY LAN NO 77000357761 CASE INITIATION BRANCH NAME CBD BELAPUR CASE TYPE (PLS MENTION IT ) LAP LOAN AMOUNT WITH INSURANCE 85,00,000 0.30% 25,500 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 42,550 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No THANE 10 Get Outlook for Android< https://aka.ms/AAb9ysg >
🤖 read: e-filing copy shared ✓ — “PFA defaced efilling for the case closure.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260926-WA0012.jpg
filed 17d ago
Selfie / photo IMG-20260910-WA0023.jpg
filed 17d ago
Sanction letter KFSLetter_77000357761.pdf
filed 17d ago
Index IIthe branch sent this — an input Sumit index 2.pdf
filed 17d ago
Payment screenshot IMG-20260926-WA0015.jpg
filed 17d ago
PAN card Sumit Pan.pdf
filed 17d ago
Aadhaar card Sumit Aadhar.pdf
filed 17d ago
Technical report HRQ-26-159189_INDProcessRequest_2500320260926223232032.pdf
filed 16d ago
Paid challan (GRAS) SUMIT JAYA BHANDARY EchallanMH010923916202627E.pdf
filed 16d ago
E-filing copy (token) eFilingDoc9992709260363.pdf
filed 16d ago
E-filing copy (token) 9992709260363.pdf
filed 7d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹42,560.59
Where it stands
VERIFIED — money received
Screenshot claims
₹42,552
Paid at
26 Sep 16:29:33
Verified on
26 Sep 21:53:21

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹25,510₹15,000₹350 ₹1,700₹42,560
By law ₹42,550. We ask ₹42,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
4 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number type, Second number, PAN (person 1), Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Sumit index 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
पालिकेचे नावः मुंबई मनपा इतर वर्णन : सदनिका नंः शॉप नं 7, माळा नंः तळ मजला, सी विंग, गणेश भुवन, इमारतीचे नावः उमा को ऑप हौ सो लिमिटेड, ब्लॉक नंः तुलसी पाईप रोड, सेनापती बापट मार्ग, रोड : माहिम, मुंबई 400 016, इतर माहितीः मौजे माहीम, क्षेत्रफळ 275 चौ फूट बिल्ट अप एकूण मिळकतीतील 100 टक हिस्सा वडील मुलाला बक्षीस देत आहे. ((C.T.S. Number: 1220 of T.P.S. III Plot No. 96 (Old) and 434 (Final Plot);))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
HRQ-26-159189_INDProcessRequest_2500320260926223232032.pdf
Property Address line
SHOP NO. 7, GROUND FLOOR, C WING, GANESH BHUVAN, UMA CHSL, PITAMBER LANE, OF TPS III, OF MAHIM WEST, DISTRICT- MUMBAI, 400016
Legal Address line
SHOP NO. 7, GROUND FLOOR, C WING, GANESH BHUVAN UMA CHSL, PITAMBER LANE, CTS. NO. 1220 OF TPS III OF VILLAGE MAHIM, MAHIM WEST, DISTRICT- MUMBAI, 400016.
PIN
400016
the Index II
Sumit index 2.pdf
the property
sadanikaa nanh shopa nan 7, maalaa nanh tala majalaa, si vinga, ganesha bhuvana, imaaratiche naavah umaa ko opa hau so limiteda, bloka nanh tulasi paaipa roda, senaapati baapata maarga, roda : maahima, mumbai 400 016, itara maahitih mauje maahima, kshetraphala 275 chau phuta bilta apa ekuna milakatitila 100 taka hissaa vadila mulaalaa bakshisa deta aahe. ((C.T.S. NUMBER: 1220 OF T.P.S. III PLOT NO. 96 (OLD) AND 434 (FINAL PLOT);))
PIN
400071
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO 7 GROUND FLOOR UMA CO-OP HOU SO LIMITED GANESH BHUVAN CTS NO 1220
Locality/Road
TULSI PIPE ROAD SENAPATI BAPAT MARG MAHIM
Area/City
MUMBAI
check or correct a box, the papers beside it →
the Index II also prints: 016, 100, 275, 400, 400071, 434, 96, AAHE, APA, BAAPATA, BAKSHISA, BILTA, BLOKA, CHAU, DETA, EKUNA, FINAL
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSUMIT JAYA BHANDARYBZZPB4650C…9653
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
acknowledgementtejas.gawde@icicihfc.com 17d ago
questions for the branch — what the papers leave opentejas.gawde@icicihfc.com 17d ago
questions for the branch — what the papers leave opentejas.gawde@icicihfc.com 17d ago
What the engine read from each document — check anything marked in red
Selfie / photo IMG-20260910-WA0023.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Payment screenshot IMG-20260926-WA0012.jpg needs your check
date
2026-09-26
time
16:29
amount
42512
method
UPI
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-26', 'time': '16:29', 'amount': 42512, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Payment screenshot IMG-20260926-WA0015.jpg needs your check
date
2026-09-26
time
21:36
amount
40
method
UPI
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-26', 'time': '21:36', 'amount': 40, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Sanction letter KFSLetter_77000357761.pdf needs your check
lan
77000357761
legible
True
purpose
Non Home Loan and Business
confidence
1
loan amount
8500000
final amount
8500000
interest rate
12
sanction date
23/09/2026
letter version
HF-38-VER-14-01072026/KFS
applicant email
sumitbhandary22@gmail.com
applicant names
SUMIT JAYA BHANDARY, MEGHANA
printed altered
False
applicant mobile
8779911017
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
1002 SABARI HILL GRANGE, GHATLA VILLAGE ROAD, Chembur, Mumbai City North East, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400071
raw reading (for Abhijit)
{'lan': '77000357761', 'legible': True, 'purpose': 'Non Home Loan and Business', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 8500000, 'final_amount': 8500000, 'interest_rate': 12, 'quality_issue': None, 'sanction_date': '23/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_email': 'sumitbhandary22@gmail.com', 'applicant_names': ['SUMIT JAYA BHANDARY', 'MEGHANA'], 'printed_altered': False, 'applicant_mobile': '8779911017', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': '1002 SABARI HILL GRANGE, GHATLA VILLAGE ROAD, Chembur, Mumbai City North East, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400071'}
PAN card Sumit Pan.pdf needs your check
dob
1995-10-05
pan
BZZPB4650C
name
SUMIT JAYA BHANDARY
legible
True
father name
JAYA GOVIND BHANDARY
raw reading (for Abhijit)
{'dob': '1995-10-05', 'pan': 'BZZPB4650C', 'name': 'SUMIT JAYA BHANDARY', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'JAYA GOVIND BHANDARY', 'aadhaar_last4': None, 'quality_issue': None}
Index II Sumit index 2.pdf needs your check
kind
index2_input
extracted
pin: 400071; rows: {'r4_palika': 'मुंबई मनपा', 'r11_serial': '175/2025', 'r14_remark': 'within family', 'r4_locality': 'तुलसी पाईप रोड, सेनापती बापट मार्ग, माहिम, मुंबई', 'r5_area_text': '25.55 चौ. मीटर', 'r7_executants'
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '400071', 'rows': {'r4_palika': 'मुंबई मनपा', 'r11_serial': '175/2025', 'r14_remark': 'within family', 'r4_locality': 'तुलसी पाईप रोड, सेनापती बापट मार्ग, माहिम, मुंबई', 'r5_area_text': '25.55 चौ. मीटर', 'r7_executants': [{'age': '64', 'pan': 'AAIPB7295E', 'name': 'जया गोविंद भंडारी अलियास जय गोविंद भंडारी', 'address': 'प्लॉट नंः 1002, माळा नं: 10 वा मजला, शबरी हिल ग्रॅज, इमारतीचे नावः शबरी हिल ग्रॅज को ऑप हौ सो लिमिटेड, ब्लॉक नंः सेंट अँथनी शाळेजवळ, घाटला व्हिलेज रोड, चेंबूर, रोड नंः, महाराष्ट्र, MUMBAI. पिन कोड:-400071'}], 'r8_purchasers': [{'age': '29', 'pan': 'BZZPB4650C', 'name': 'सुमित जया भंडारी', 'address': 'प्लॉट नंः 1002, माळा नं: 10 वा मजला, शबरी हेल ग्रॅज इमारतीचे नावः शबरी हिल ग्रॅज को ऑप हौ सो लिमिटेड, ब्लॉक नंः सेंट अँथनी शाळेजवळ, घाटला. व्हिलेज रोड, चेंबूर, रोड नंः., महाराष्ट्र, MUMBAI. पिन कोड:-400071'}], 'r12_stamp_duty': 186800, 'r3_market_value': 4669262.5, 'r1_document_type': 'बक्षीसपत्र', 'r2_consideration': 0, 'r9_execution_date': '02/01/2025', 'r13_registration_fee': 30000, 'r10_registration_date': '02/01/2025'}, 'doc_no': '175', 'village': 'माहिम', 'doc_kind': 'सूची क्र.2', 'doc_year': '2025', 'sro_name': 'सह दु.नि. मुंबई शहर 2', 'area_text': '25.55 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'दुय्यम निबंधक : सह दु.नि. मुंबई शहर 2', 'mortgagors': [], 'stamp_duty': 186800, 'filing_date': '2025-01-06', 'loan_amount': 0, 'token_number': '4669262.5', 'property_text': 'सदनिका नंः शॉप नं 7, माळा नंः तळ मजला, सी विंग, गणेश भुवन, इमारतीचे नावः उमा को ऑप हौ सो लिमिटेड, ब्लॉक नंः तुलसी पाईप रोड, सेनापती बापट मार्ग, रोड : माहिम, मुंबई 400 016, इतर माहितीः मौजे माहीम, क्षेत्रफळ 275 चौ फूट बिल्ट अप एकूण मिळकतीतील 100 टक हिस्सा वडील मुलाला बक्षीस देत आहे. ((C.T.S. Number: 1220 of T.P.S. III Plot No. 96 (Old) and 434 (Final Plot);))', 'header_village': 'माहिम', 'survey_numbers': ['1220', '96', '434'], 'header_doc_number': '175/2025'}}
Aadhaar card Sumit Aadhar.pdf needs your check
dob
1995-10-05
name
Sumit Jaya Bhandary
mobile
8779911017
address
pin: 400071; area: Near St Anthony High School; flat: 1002; road: Ghatia Village Road; state: Maharashtra; building: Sabari Hill Grange; district: Mumbai Suburban; village_city: Mumbai
legible
True
aadhaar last4
9653
raw reading (for Abhijit)
{'dob': '1995-10-05', 'pan': None, 'name': 'Sumit Jaya Bhandary', 'mobile': '8779911017', 'address': {'pin': '400071', 'area': 'Near St Anthony High School', 'flat': '1002', 'road': 'Ghatia Village Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Sabari Hill Grange', 'district': 'Mumbai Suburban', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9653', 'quality_issue': None}
Technical report HRQ-26-159189_INDProcessRequest_2500320260926223232032.pdf needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT
paper for
loan_ref: 77000357761; report_id: 126MUM016-088490; customer_name: Sumit Jaya Bhandary
confidence
1
address lines
taken: both the same; legal_address: Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan Uma Chsl, Pitamber Lane, Cts. No. 1220 Of Tps lii Of Village Mahim, Mahim West, District- Mumbai, 400016.; property_address: Shop No. 7
property address
pin: 400016; road: PITAMBER LANE; state: MAHARASHTRA; taluka: MAHIM; flat_no: SHOP NO 7; district: MUMBAI; floor_no: GROUND; landmark: NEAR MAHIM STATION; full_address: SHOP NO 7, GROUND FLOOR, C WING, GANESH BHUVAN UMA
security address verbatim
Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan Uma Chsl, Pitamber Lane, Cts. No. 1220 Of Tps lii Of Village Mahim, Mahim West, District- Mumbai, 400016.
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000357761', 'report_id': '126MUM016-088490', 'customer_name': 'Sumit Jaya Bhandary'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan Uma Chsl, Pitamber Lane, Cts. No. 1220 Of Tps lii Of Village Mahim, Mahim West, District- Mumbai, 400016.', 'property_address': 'Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan, Uma Chsl, Pitamber Lane, Of Tps lii, Of Mahim West, District- Mumbai, 400016'}, 'property_address': {'pin': '400016', 'road': 'PITAMBER LANE', 'state': 'MAHARASHTRA', 'taluka': 'MAHIM', 'flat_no': 'SHOP NO 7', 'district': 'MUMBAI', 'floor_no': 'GROUND', 'landmark': 'NEAR MAHIM STATION', 'full_address': 'SHOP NO 7, GROUND FLOOR, C WING, GANESH BHUVAN UMA CHSL, PITAMBER LANE, CTS NO 1220 OF TPS III, VILLAGE MAHIM, MAHIM WEST, MUMBAI, 400016', 'village_city': 'MAHIM', 'building_name': 'GANESH BHUVAN UMA CHSL', 'survey_or_cts_no': 'CTS No. 1220'}, 'security_address_verbatim': 'Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan Uma Chsl, Pitamber Lane, Cts. No. 1220 Of Tps lii Of Village Mahim, Mahim West, District- Mumbai, 400016.'}
Paid challan (GRAS) SUMIT JAYA BHANDARY EchallanMH010923916202627E.pdf needs your check
grn
MH010923916202627E
pin
400016
total
40510.0
article
6(1)
defaced
False
bank cin
03006172026092700122
district
MUMBAI
area city
MUMBAI
payer pan
BZZXXXXXXC
flat block
SHOP NO. 7, GROUND FLOOR, C WING, GANESH BHUVAN UMA CHSL, PITAMBER LANE,
payer name
SUMIT JAYA BHANDARY
sro office
MBI-2_JT SUB REGISTRA MUMBAI 2
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=8500000
scheme rows
{'amount': 25510.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1017
payment date
27/09/2026-11:57:08
road locality
CTS. NO. 1220 OF TPS LII OF VILLAGE MAHIM, MAHIM WEST, DISTRICT- MUMBAI,
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
8500000
raw reading (for Abhijit)
{'grn': 'MH010923916202627E', 'pin': '400016', 'total': 40510.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700122', 'district': 'MUMBAI', 'area_city': 'MUMBAI', 'payer_pan': 'BZZXXXXXXC', 'flat_block': 'SHOP NO. 7, GROUND FLOOR, C WING, GANESH BHUVAN UMA CHSL, PITAMBER LANE,', 'payer_name': 'SUMIT JAYA BHANDARY', 'sro_office': 'MBI-2_JT SUB REGISTRA MUMBAI 2', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=8500000', 'scheme_rows': [{'amount': 25510.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1017', 'payment_date': '27/09/2026-11:57:08', 'road_locality': 'CTS. NO. 1220 OF TPS LII OF VILLAGE MAHIM, MAHIM WEST, DISTRICT- MUMBAI,', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '8500000'}
E-filing copy (token) eFilingDoc9992709260363.pdf needs your check
sro
MBI13
kind
efiling_copy
token
9992709260363
legible
True
property
road: TULSI PIPE ROAD, SENAPATI BAPAT MARG; unit: SHOP NO 7; floor: G; taluka: Mumbai; numbers: [{'type': 'C.T.S. Number', 'value': '1220'}, {'type': 'Plot Number', 'value': '96 OLD, 434 FINAL PLOT'}]; village: Mahim.; b
mortgagee
ICICI HOME FINANCE COMPANY LTD (163)
mortgagors
{'pan': 'BZZPB4650C', 'name': 'SUMIT JAYA BHANDARY', 'address': 'Flat No:1002, Floor No:G, Building Name:1002 SABARI HILL GRANGE, GHATLA VILLAGE ROAD, Chembur, Mumbai, Block Sector:CHEMBUR, MUMBAI CITY NORTH EAST, Road:G
title deed
Gift Deed : 175/2025 SRO MUMBAI CITY 2
filing date
2026-09-27
loan amount
8500000.0
date of mortgage
2026-09-27
raw reading (for Abhijit)
{'sro': 'MBI13', 'kind': 'efiling_copy', 'token': '9992709260363', 'legible': True, 'property': {'pin': None, 'road': 'TULSI PIPE ROAD, SENAPATI BAPAT MARG', 'unit': 'SHOP NO 7', 'floor': 'G', 'taluka': 'Mumbai', 'numbers': [{'type': 'C.T.S. Number', 'value': '1220'}, {'type': 'Plot Number', 'value': '96 OLD, 434 FINAL PLOT'}], 'village': 'Mahim.', 'building': 'C WING,GANESH BHUVAN,UMA CO-OP HSG SOC LTD BLDG', 'district': 'Mumbai', 'area_text': 'Build: 25.55 Sq.mt.', 'local_body': 'TPS III', 'description': None, 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'BZZPB4650C', 'name': 'SUMIT JAYA BHANDARY', 'address': 'Flat No:1002, Floor No:G, Building Name:1002 SABARI HILL GRANGE, GHATLA VILLAGE ROAD, Chembur, Mumbai, Block Sector:CHEMBUR, MUMBAI CITY NORTH EAST, Road:GHATLA VILLAGE ROAD, City:MUMBAI SUBURBAN, State:MAHARASHTRA, District:MUMBAI, Pin:400071'}], 'title_deed': 'Gift Deed : 175/2025 SRO MUMBAI CITY 2', 'filing_date': '2026-09-27', 'loan_amount': 8500000.0, 'date_of_mortgage': '2026-09-27'}
Technical report HRQ-26-159189_INDProcessRequest_2500320260926223232032.pdf needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT
area sq m
21.27
paper for
customer_name: Sumit Jaya Bhandary
confidence
1.0
address lines
taken: both the same; legal_address: Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan Uma Chsl, Pitamber Lane, Cts. No. 1220 Of Tps Iii Of Village Mahim, Mahim West, District- Mumbai, 400016.; property_address: Shop No. 7
property address
pin: 400016; road: PITAMBER LANE; state: MAHARASHTRA; taluka: MAHIM WEST; flat_no: SHOP NO 7; district: MUMBAI; floor_no: GROUND; landmark: NEAR MAHIM STATION; full_address: Shop No. 7, Ground Floor, C Wing, Ganesh Bhuva
security address verbatim
Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan Uma Chsl, Pitamber Lane, Cts. No. 1220 Of Tps Iii Of Village Mahim, Mahim West, District- Mumbai, 400016.
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 21.27, 'paper_for': {'loan_ref': None, 'report_id': None, 'customer_name': 'Sumit Jaya Bhandary'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': {'taken': 'both the same', 'legal_address': 'Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan Uma Chsl, Pitamber Lane, Cts. No. 1220 Of Tps Iii Of Village Mahim, Mahim West, District- Mumbai, 400016.', 'property_address': 'Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan, Uma Chsl, Pitamber Lane, Of Tps Iii, Of Mahim West, District- Mumbai, 400016'}, 'property_address': {'pin': '400016', 'road': 'PITAMBER LANE', 'state': 'MAHARASHTRA', 'taluka': 'MAHIM WEST', 'flat_no': 'SHOP NO 7', 'district': 'MUMBAI', 'floor_no': 'GROUND', 'landmark': 'NEAR MAHIM STATION', 'full_address': 'Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan Uma Chsl, Pitamber Lane, Cts. No. 1220 Of Tps Iii Of Village Mahim, Mahim West, District- Mumbai, 400016.', 'village_city': 'MAHIM', 'building_name': 'GANESH BHUVAN UMA CHSL', 'survey_or_cts_no': 'CTS No. 1220'}, 'security_address_verbatim': 'Shop No. 7, Ground Floor, C Wing, Ganesh Bhuvan Uma Chsl, Pitamber Lane, Cts. No. 1220 Of Tps Iii Of Village Mahim, Mahim West, District- Mumbai, 400016.'}
E-filing copy (token) 9992709260363.pdf needs your check
sro
MBI13
kind
efiling_copy
legible
True
property
road: TULSI PIPE ROAD, SENAPATI BAPAT MARG; unit: SHOP NO 7; floor: G; taluka: Mumbai; numbers: [{'type': 'C.T.S. Number', 'value': '1220'}, {'type': 'Plot Number', 'value': '96 OLD'}, {'type': 'FINAL PLOT', 'value': '43
mortgagee
ICICI HOME FINANCE COMPANY LTD (163)
mortgagors
{'pan': 'BZZPB4650C', 'name': 'SUMIT JAYA BHANDARY', 'address': 'Flat No:1002, Floor No:G, Building Name:1002 SABARI HILL GRANGE, GHATLA VILLAGE ROAD, Chembur, Mumbai, Block Sector:CHEMBUR, MUMBAI CITY NORTH EAST, Road:G
title deed
Gift Deed :175/2025 SRO MUMBAI CITY 2
filing date
2026-10-05
loan amount
8500000
payment lines
{'ref': 'MH010923916202627E', 'head': 'Stamp Duty', 'dated': '27/09/2026', 'amount': 25500, 'ref_kind': 'GRN'}, {'ref': 'MH010923916202627E', 'head': 'Filing Fee', 'dated': '27/09/2026', 'amount': 15000, 'ref_kind': 'GRN
date of mortgage
2026-09-27
raw reading (for Abhijit)
{'sro': 'MBI13', 'kind': 'efiling_copy', 'token': None, 'legible': True, 'property': {'pin': None, 'road': 'TULSI PIPE ROAD, SENAPATI BAPAT MARG', 'unit': 'SHOP NO 7', 'floor': 'G', 'taluka': 'Mumbai', 'numbers': [{'type': 'C.T.S. Number', 'value': '1220'}, {'type': 'Plot Number', 'value': '96 OLD'}, {'type': 'FINAL PLOT', 'value': '434'}], 'village': 'Mahim.', 'building': 'C WING,GANESH BHUVAN,UMA CO-OP HSG SOC LTD BLDG', 'district': 'Mumbai', 'area_text': 'Build: 25.55 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MAHIM WEST, Landmark:NEAR MAHIM STATION, TPS III', 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'BZZPB4650C', 'name': 'SUMIT JAYA BHANDARY', 'address': 'Flat No:1002, Floor No:G, Building Name:1002 SABARI HILL GRANGE, GHATLA VILLAGE ROAD, Chembur, Mumbai, Block Sector:CHEMBUR, MUMBAI CITY NORTH EAST, Road:GHATLA VILLAGE ROAD, City:MUMBAI SUBURBAN, State:MAHARASHTRA, District:MUMBAI, Pin:400071'}], 'title_deed': 'Gift Deed :175/2025 SRO MUMBAI CITY 2', 'filing_date': '2026-10-05', 'loan_amount': 8500000, 'payment_lines': [{'ref': 'MH010923916202627E', 'head': 'Stamp Duty', 'dated': '27/09/2026', 'amount': 25500, 'ref_kind': 'GRN'}, {'ref': 'MH010923916202627E', 'head': 'Filing Fee', 'dated': '27/09/2026', 'amount': 15000, 'ref_kind': 'GRN'}, {'ref': '0926279803995', 'head': 'Document Handling Fee', 'dated': '27/09/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-09-27'}
Technical record (for Abhijit — safe to ignore)
7d agosystem:extractdhc_prn_read{'prn': '0926279803995', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': '9992709260363.pdf', 'from': 'the reading of the filed notice', 'grns': [
7d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': '9992709260363.pdf', 'token': '', 'doc_id': 'dbeaa620-ab6c-44b5-a1cb-55931b6f8f04', 'mortgagors': 1}
7d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': '9992709260363.pdf',
12d agosystem:emailsdraft_withdrawn{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
15d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BZxxxxxxXC — no paper on the
15d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '261897', 'lessons': [{'box': 'Office', 'words': 'Office: the Index II prints
15d agosystem:extractdocument_reread{'now': ['technical_report'], 'was': ['technical_report'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'HRQ-26-159189_INDProcessRequest_2500320260926223232032.
15d agosystem:extractpaper_read_beside_case{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
15d agosystem:learnreading_error456{'box': 'Property box 1', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'HRQ-26-159189_INDProcessRequest_2500320260926223232032
15d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '263180', 'lessons': [{'box': 'District', 'words': 'District: the team typed P
15d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '267907', 'lessons': []}
15d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '267915', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the
15d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '267979', 'lessons': []}
16d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9992709260363.pdf', 'token': '9992709260363', 'doc_id': '33ce7df9-3cf7-445a-8675-c1a9fce33c60', 'mortgagors': 1}
16d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
16d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
16d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999270926
16d agocopilotcopilot_check_issues{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': '', 'issues': [{'by': 'papers', 'box': 'First Name (portal)', 'why': "The mortgagor's
16d agocopilotefiling_profile_differs{'why': "the portal's saved profile and the bank's saved constants disagree on these boxes — a person decides which is right (Calculator → E-filing details)", 'bank': 'ICICI_HFC', 'differences': [{'box': 'Post Office', '
16d agocopilotefiling_token_differs{'why': 'the portal issued a token that is not the one on the case — a second draft was started; the case keeps the first, a person decides', 'portal': '9992709260360', 'on_case': '9992709260363'}
16d agoezdocs:readercase_read{'how': 'uri', 'tag': '62881c31d5940c6d', 'docs': ['Sumit index 2.pdf', 'HRQ-26-159189_INDProcessRequest_2500320260926223232032.pdf', 'KFSLetter_77000357761.pdf', 'Sumit Aadhar.pdf', 'Sumit Pan.pdf'], 'loan': {'amount':
16d agocopilotefiling_token_differs{'why': 'the portal issued a token that is not the one on the case — a second draft was started; the case keeps the first, a person decides', 'portal': '9992709260365', 'on_case': '9992709260363'}
16d agocopilotcopilot_check_issues{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "the source prints 'रोड : माहिम'
16d agocopilot:ANJUcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 numb
16d agocopilotcopilot_check_issues{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Landmark', 'why': 'No paper prints this landma
16d agocopilotcopilot_pick{'why': 'The source text explicitly mentions "मुंबई मनपा" (Mumbai Manapa), which directly translates to Mumbai Municipal Corporation. The option "Mumbai Corporation" is the exact match for this local body.', 'field': 'Ha
16d agocopilotcopilot_pick{'why': 'The source text and English reading both indicate Mumbai. The only option is Mumbai.', 'field': 'Taluka', 'value': '1', 'method': 'ai', 'picked': 'Mumbai', 'wanted': 'MUMBAI CITY', 'why_audit': "the reader chose
16d agocopilot:ANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'o
16d agocopilotcopilot_check_issues{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': '', 'issues': [{'by': 'papers', 'box': 'District (portal)', 'why': 'the sanction lett
16d agocopilotcopilot_check_issues{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': '', 'issues': [], 'method': None, 'checked': None, 'differs': []}

Case diary the case’s history — what happened, newest day first

Papers
All 9 in hand
Nothing more to ask the branch for
Money
₹42,552 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
6 Oct4 things
dhc prn read
13:25
efiling copy read
13:25
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:23
Received: E-filing copy
9992709260363.pdf
13:23
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
14:20
28 Sep3 things — 3 steps
A file was read again from the start — everything inside it now counts
22:30
paper read beside case
22:30
reading error456
22:30
27 Sep57 things — 3 documents received · 3 letters written · 51 steps
efiling copy read
16:49
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:37
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:35
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:35
Received: E-filing copy
eFilingDoc9992709260363.pdf
16:35
copilot check issues — by copilot
15:05
efiling profile differs — by copilot
15:05
efiling token differs — by copilot
15:03
case read — by ezdocs:reader
15:03
efiling token differs — by copilot
15:02
copilot check issues — by copilot
15:02
copilot edit — by copilot:ANJU
15:01
copilot check issues — by copilot
15:00
copilot pick — by copilot
15:00
copilot pick — by copilot
14:59
copilot edit — by copilot:ANJU
14:59
copilot check issues — by copilot
14:59
copilot check issues — by copilot
14:59
copilot pick — by copilot
14:59
copilot edit — by copilot:ANJU
14:59
efiling profile differs — by copilot
14:58
efiling token from portal — by copilot
14:58
case read — by ezdocs:reader
14:58
copilot edit — by copilot:NIKHIL
12:35
case read — by ezdocs:reader
12:03
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:00
The branch's title document is on the case — the filing is the NOI team's move
12:00
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:00
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:00
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:00
Challan re-read against the case — matches exactly
12:00
challan extracted
12:00
Received: Challan
SUMIT JAYA BHANDARY EchallanMH010923916202627E.pdf
12:00
copilot edit — by copilot:NIKHIL
11:53
paper locate — by ezdocs:reader
11:49
copilot check issues — by copilot
11:48
copilot check issues — by copilot
11:48
copilot check issues — by copilot
11:48
copilot check issues — by copilot
11:48
copilot pick — by copilot
11:48
copilot pick — by copilot
11:47
challan boxes not the papers words — by copilot
11:47
challan boxes not the papers words — by copilot
11:47
copilot pick — by copilot
11:47
copilot pick — by copilot
11:47
challan boxes not the papers words — by copilot
11:47
challan boxes not the papers words — by copilot
11:47
case read — by ezdocs:reader
11:31
address compared
11:30
paper read beside case
11:30
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:30
Received: Technical report
HRQ-26-159189_INDProcessRequest_2500320260926223232032.pdf
11:30
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:29
branch questions drafted
00:04
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF
00:04
An old draft withdrew itself — its asks were already answered
00:04
case read — by ezdocs:reader
00:04
26 Sep60 things — 7 documents received · 3 letters written · 2 money steps · 1 caution · 47 steps
case read — by ezdocs:reader
22:27
quoted history checked
22:12
extra challan scanned
22:09
EzDocs read the whole trail as one conversation — where the case stands is on the page
22:00
boxes gathered
21:59
property self check
21:59
property from index2
21:59
index2 people checked
21:59
branch questions drafted
21:56
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request For NOI Process In the captioned case -- MR. SUMIT JAYA BHANDARY // 77000357761 /// PROCESS CHALLAN OF
21:56
case read — by ezdocs:reader
21:56
boxes gathered
21:55
address compared
21:55
challan boxes composed
21:55
A box the papers had not filled was read off a paper and corrected
21:55
property self check
21:55
property from index2
21:54
index2 people checked
21:54
The home address was read off the papers — by ezdocs:reader
21:54
Everything for the challan is in — queued
Papers and money are in — the challan is next.
21:53
case acknowledged challan queued
21:53
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02582
21:53
No fee quote sent — the branch's own figures were right
21:53
A credit moved HERE — this case's screenshot names it; the other case had it on the amount alone
21:53
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
21:53
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
21:53
receivable snapshot
21:53
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
21:53
Payment short of what the case needs
The balance must come before the challan.
21:53
receivable snapshot
21:53
The payment proof already on the case was applied
21:53
case read — by ezdocs:reader
21:52
documents read together
21:52
property self check
21:52
property from index2
21:52
index2 people checked
21:52
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
21:52
kyc address read
21:52
money settled — by ezdocs:reader
21:52
property english extracted
21:52
Property read from the Index II
21:52
index2 people checked
21:52
Index II (title document) received from the branch
21:52
Received: Aadhaar
Sumit Aadhar.pdf
21:52
roles from letter
21:52
applicant email captured
21:52
credit seen before bill
21:52
credit seen before bill
21:52
credit seen before bill
21:52
Payment proof arrived before the case was quoted — held
21:52
Payment proof arrived before the case was quoted — held
21:52
Received: PAN card
Sumit Pan.pdf
21:52
Received: Payment screenshot
IMG-20260926-WA0015.jpg
21:52
Received: Index II
Sumit index 2.pdf
21:52
Received: Sanction letter
KFSLetter_77000357761.pdf
21:52
Selfie checked — a live one
A real selfie — usable for the e-filing.
21:52
Received: Selfie
IMG-20260910-WA0023.jpg
21:52
Received: Payment screenshot
IMG-20260926-WA0012.jpg
21:52
case type guessed from mail
21:52
Case opened from the branch's mail
21:52
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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