⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
M/s. ROYAL SHOES
LAN 627878436352Loan ₹72,69,216NOIMails & papers 16 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
5 Oct, 16:46
Documents
done 5 Oct, 16:48
Payment
took 17h 51m
Challan
done 6 Oct, 10:40 · GRAS ↗
Filing
took 3d 1h · IGR e-filing ↗
E-filing copy
Index II
done 9 Oct, 12:35
doneIndex II sharedwhole case so far 8d 5h
Needs your eyes4
The work is done — our fee of ₹38,340.94 is still not in our account. Chase the branch for it.
Screenshot shows money paid to “typed on the pay page” — not our account.
Screenshot shows money paid to “typed in the mail” — not our account.
Payment proof is from 2025-10-05 — an old receipt?
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
9 Oct4 things
desk documents backfill
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990610260016.pdf
7 Oct40 things — 4 documents received · 1 letter written · 35 steps
dhc prn read
efiling copy read
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990610260016.pdf
file note490
mail against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
documents read together
Received: other
Capture.PNG
index2 docno read
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
image001.png
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
documents read together
Received: other
image002.png
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
address compared
6 Oct6 things — 1 document received · 1 letter written · 4 steps
dhc prn read
efiling copy read
kyc address read
The draft e-filing copy went to the bank — waiting for its approval
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
khimjiCapture.GIF
5 Oct93 things — 8 documents received · 3 letters written · 82 steps
grn from challan
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
stale claim flagged
wrong payee flagged
claim part duplicate
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan another borrowers
challan extracted
Received: Challan
KHIMJI LILADHAR BHANUSHALI EchallanMH011409483202627E.pdf
copilot check ok — by copilot
form checked489
challan boxes composed
copilot pick — by copilot
payer not a firm471 — by copilot
money check hold — by copilot
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
stale claim flagged
wrong payee flagged
claim part duplicate
file note490
mail against file490 — by ezdocs:reader
documents read together
stale claim flagged
wrong payee flagged
claim part duplicate
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
documents read together
quoted history checked
extra challan scanned
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
property self check
The home address was read off the papers — by ezdocs:reader
file note490
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
pages trimmed480
documents read together
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03168
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
wrong payee flagged
The payment proof already on the case was applied
Received: other
SCAN_20260907_162850796.pdf
money settled — by ezdocs:reader
case read started — by ezdocs:reader
roles from letter
applicant row from letter
Property address read from the sanction letter
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
Co-applicant added
kyc address read
party not merged
Received: other
image001.png
Received: bank_statement
Document_261005_165618.pdf
Received: Sanction letter
SanctionLetter_1399582_3009202610652.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
New Doc 09-29-2026 12.56.pdf
Received: Selfie
IMG-20260928-WA0026.jpg
Received: PAN card
khimjibhai pan.pdf
Payment proof arrived before the case was quoted — held
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
manifest name mismatch
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
11 of 12 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Bank statementopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside KHIMJI LILADHAR BHANUSHALI Echallaopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it13 open
This is a Sammaan Capital loan sanction letter for M/S ROYAL SHOES (loan 1399582) for Rs. 72,69,216. The primary owner and payer is Khimji Liladhar Bhanushali. The security property is Flat No. 602, Shangrila CHSL at Sakinaka, Mumbai. The MOTD and Index II are currently missing.
○KHIMJI LILADHAR BHANUSHALI — mobile — the branch
○KHIMJI LILADHAR BHANUSHALI — e-mail — the branch
○M/S ROYAL SHOES — PAN — the branch
○M/S ROYAL SHOES — date of birth — the branch
○M/S ROYAL SHOES — e-mail — the branch
○M/S ROYAL SHOES — home flat — the branch
○Khimjibhai Liladhar Bhanushali — PAN — the branch
○Khimjibhai Liladhar Bhanushali — mobile — the branch
○Khimjibhai Liladhar Bhanushali — e-mail — the branch
○property — number kind (survey / CTS / plot …) — the branch
… and 3 more
?Capture.PNG may be another customer's (it prints a name) — This paper is a screenshot of a payment, but it does not contain any information relevant to this file's open points or existing facts.
?unsure of date_of_mortgage — No MOTD or mortgage deed is present on the file to settle the execution date.
?unsure of area_value — The sanction letter describes the security property but does not state its carpet or built-up area.
the branch's last mail (2026-10-07): The branch has attached a snip and asks the team to upload it.
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T11:28 UTC
Moneywaiting for the credit
₹38,340.94
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹38,308 — ₹33 under our ask, not below the real calculation ₹38,308. Counts as full. Nothing to ask.
Screenshot ₹38,308 — verified by itself the moment the bank credit is heard.
Screenshot ₹38,308 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
The working
Stamp duty 0.3%21,820
Registration fee 0.5%15,000
Government handling320
Our service fee1,200
Total we ask for38,340.94
By law ₹38,327.65. We ask ₹38,340 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
602, 6th, Shangrila Co-Op Hou Sosa Ltd, Wing A, Building No 5, Mohili, 400072
read from the Index II · e-filing boxes 43 of 58 ready
Check the property →the boxes beside the paper
People
M/S ROYAL SHOES · applicant—Khimjibhai Liladhar Bhanushali · co-applicant…9652KHIMJI LILADHAR BHANUSHALI · applicantAAEPB8994J
rendered in 1.63 s · 113 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f