⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Bhumika Bhaskar Barapatre
LAN 77000351283Loan ₹13,00,000Property loanMails & papers 13 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 14:05
Documents
Payment
Challan
done 30 Sep, 18:40 · GRAS ↗
Filing
took 22h 49m · IGR e-filing ↗
E-filing copy
done 1 Oct, 17:30
Index II
took 7d
doneIndex II shared · the trail says: The branch sent all required documents and the team has processed the challan and filed the NOI. The e-filing copy has been shared, and the case is now…whole case so far 13d 8h
Needs your eyes1
The work is done — our fee of ₹12,470.45 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
BHUMIKA BHASKAR BARAPATRE Index-II.pdf
3 Oct4 things — 1 document received · 1 letter written · 2 steps
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
9990110260596.pdf
1 Oct6 things — 1 document received · 1 letter written · 4 steps
dhc prn read
efiling copy read
EzDocs read the whole trail as one conversation — where the case stands is on the page
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990110260596.pdf
30 Sep116 things — 14 documents received · 3 letters written · 2 cautions · 97 steps
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
quoted history checked
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
index2 docno read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
BHUMIKA BHASKAR BARAPATRE EchallanMH011162653202627E.pdf
property self check
property from index2
index2 people checked
index2 extra purchaser
A file was read again from the start — everything inside it now counts
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
reading error456
copilot edit — by copilot:NIKHIL
paper locate — by ezdocs:reader
copilot check issues — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
half read mail reread
documents read together
half read mail reread
documents read together
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
extra challan scanned
box disagreement
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: Technical report
HRQ-26-152975_INDProcessRequest_2500320260930114232042.pdf
template name checked
half read mail reread
documents read together
half read mail reread
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
EzDocs read the whole trail as one conversation — where the case stands is on the page
documents read together
documents read together
property self check
case read — by ezdocs:reader
boxes gathered
challan boxes composed
boxes gathered
address compared
challan boxes composed
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02955
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
money settled — by ezdocs:reader
money not settled
documents read together
case read started — by ezdocs:reader
insurance twin detected
Received: other
image.png
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: Sanction letter
KFSLetter_77000351282 (1).pdf
Property checked by the engine — read from the report, every box that names the flat is there
Co-applicant added
Received: PAN card
bhaskar pan.pdf
Received: Aadhaar
Bhumika addhar.pdf
card mobile not taken
Property read from the legal / technical report (the sanction letter had none)
kyc address read
Received: PAN card
BHUMIKA PAN.pdf
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan another borrowers
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
Payment proof arrived before the case was quoted — held
Received: Aadhaar
addhar bhaskar.pdf
Received: LSR
BHUMIKA BARAPATRE -LAP Micro-Revised (1).pdf
pan inside paper not a card
pan inside paper not a card
Received: Sale deed
sale deed 2026.pdf
pan inside paper not a card
Received: Sale deed
sale deed 2023.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Payment screenshot
IMG-20260928-WA0074.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
BHUMIKA PHOTO.jpg
Received: Selfie
PHOTO BHASKARRAO.jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
12 of 13 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sale deedopen
✓LSR (search report)open
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside sale deed 2023.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 17 files
Moneywaiting for the credit
₹12,470.45
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹12,450 — ₹20 under our ask, not below the real calculation ₹12,400. Counts as full. Nothing to ask.
Screenshot ₹12,450 — verified by itself the moment the bank credit is heard.
Screenshot ₹12,450 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-09-28 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%3,910
Registration fee 0.5%6,510
Government handling350
Our service fee1,700
Total we ask for12,470.45
By law ₹12,450. We ask ₹12,470 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
215, KHASRA, 112, 113, 114, Binaki, 440017
read from the Index II · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
BHUMIKA BHASKAR BARAPATRE · co-applicantDCYPB2278ABhaskar Dashrath Barapatre · applicantASKPB0809Q
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