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Kartik Wayal
LAN HOU/NAG/0426/5068564Loan ₹87,71,500NOIMails & papers 8 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 12:22
Documents
Payment
Challan
done 29 Sep, 13:07 · GRAS ↗
Filing
took 10d 23h · IGR e-filing ↗
E-filing copy
done 10 Oct, 12:55
Index II
took 2d 1h
doneIndex II shared · the trail says: The team has received the documents and payment, and has created and shared the challan. The team is now waiting for the branch to provide the registered sale…whole case so far 14d 12h
Needs your eyes1
The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990910260424.pdf
10 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260424.pdf
7 Oct67 things — 2 documents received · 3 cautions · 62 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
Checked: this challan is not another case's
Checked: this challan is not another case's
index2 docno read
index2 docno read
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
documents read together
The file seems to show a payment to us but no row could be read — open it
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The branch sent challans of its own — decide the ask before the fee mail: their challans mean our fee only
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
Document 744.pdf
Received: Challan
Document 745.pdf
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep158 things — 27 documents received · 6 letters written · 1 money step · 1 caution · 123 steps
case read failed — by ezdocs:reader
case read started — by ezdocs:reader
case read failed — by ezdocs:reader
case read started — by ezdocs:reader
The branch's title document is on the case — the filing is the NOI team's move
index2 sweep tried
index2 sweep tried
index2 sweep tried
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
doc from portal — by copilot
Received: Index II
IndexII9992609260325.pdf
doc from portal — by copilot
Received: Index II
IndexII9992609260312.pdf
doc from portal — by copilot
Received: Index II
IndexII9992609260300.pdf
doc from portal — by copilot
Received: Index II
IndexII9992509260803.pdf
doc from portal — by copilot
Received: Index II
IndexII9992509260777.pdf
doc from portal — by copilot
Received: Index II
IndexII9992109260729.pdf
doc from portal — by copilot
doc from portal — by copilot
Received: Index II
IndexII9992609260283 (1).pdf
Received: Index II
IndexII9992409260554.pdf
doc from portal — by copilot
Received: Index II
IndexII9992609260283.pdf
doc from portal — by copilot
Received: Index II
IndexII9992409260528.pdf
doc from portal — by copilot
Received: Index II
IndexII9992509260593.pdf
doc from portal — by copilot
Received: Index II
IndexII9992409260492.pdf
doc from portal — by copilot
Received: Index II
IndexII9992409260459.pdf
doc from portal — by copilot
Received: Index II
IndexII9992309260836.pdf
doc from portal — by copilot
doc from portal — by copilot
Received: Index II
IndexII9992409260901.pdf
Received: Index II
IndexII9992409260900.pdf
doc from portal — by copilot
Received: Index II
IndexII9991909260325.pdf
doc from portal — by copilot
Received: Index II
IndexII9992209260352 (1).pdf
doc from portal — by copilot
Received: Index II
IndexII9992209260352.pdf
doc from portal — by copilot
Received: Index II
IndexII9992309260826.pdf
doc from portal — by copilot
Received: Index II
IndexII9992209260328.pdf
doc from portal — by copilot
Received: Index II
IndexII9992409260706.pdf
doc from portal — by copilot
Received: Challan
RUTIK SANJAY JAGTAP EchallanMH011045790202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot check issues — by copilot
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
challan boxes by rules
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
reading error456
case read — by ezdocs:reader
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
KARTIK PANDHARI WAYAL EchallanMH011051840202627E.pdf
copilot edit — by copilot:SANDEEP
property self check
copilot check issues — by copilot
copilot pick — by copilot
copilot check issues — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
challan boxes by rules
quoted history checked
reader verdict — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
FW: Kartik Wayal noi challan - HOU/NAG/0426/5068564
copilot pick — by copilot
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
challan boxes by rules
extra challan scanned
reader mail addition — by ezdocs:reader
Property checked by the engine — read from the report, every box that names the flat is there
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
challan boxes by rules
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case
An old draft withdrew itself — its asks were already answered
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
FW: Kartik Wayal noi challan - HOU/NAG/0426/5068564
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
case read — by ezdocs:reader
receivable snapshot
The payment proof already on the case was applied
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
kyc address read
property numbers completed
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
credit seen before bill
Payment proof arrived before the case was quoted — held
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
money settled — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
applicant email captured
Property address read from the sanction letter
document read again
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02822
Received: Sanction letter
Document 736.pdf
Received: other
image001.jpg
Received: other
image002.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
12 of 12 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address came from the legal report, not from itopen
✓E-filing copy (token)open
✓Property address — verified by the engine, from the legal report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 31 files
The whole file could NOT be read14d ago · asked by sweep
the engine said: the whole file could not be read just now
The file, as the engine remembers it1 open
The file is for Kartik Pandhari Wayal and Pooja Diliprao Dongre under loan account number HOU/NAG/0426/5068564. The loan amount is Rs 87,71,500 (including Rs 3,30,000 insurance premium), which matches the paid challan of Rs 8,771,500. Two properties (Plot No. 66 and Plot No. 67) are offered as secur
○property — floor — the branch
?the papers disagree on Village name spelling (the sanction letter: SONDAPUR; the Legal Search Report: Sondapar) — Confirm the correct spelling of the village (Sondapur vs Sondapar) from local revenue records before filing.
?the papers disagree on Two properties secured (the sanction letter: Unit Plot No. 66 and Unit Plot No. 67; the Legal Search Report: Two separate search reports, one for Plot No. 66 and one for) — Verify with the branch whether they require two separate filings (and thus two separate challans) or if they want both plots mentioned in a
?unsure of local_body_type — The limits clause in the sanction letter and LSR does not explicitly name the local body type (Municipal Corporation / Council / Gram Pancha
?unsure of date_of_mortgage — No MOTD (Memorandum of Deposit of Title Deeds) is present on the file to confirm the actual date of mortgage.
the branch's last mail (2026-10-07): The branch is asking the team to proceed with the NOI.
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T08:55 UTC
Moneyall of it is in
₹43,140.02
Reached our account 29 Sep 11:01:50.
How we know
Our own bank told us — 29 Sep 11:01
₹43,115 · UTR AXNGG27220819022 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.43115.00,29-09-2026 11:01:50 thru NEFT from AXNGG27220819022/GOOGLE INDIA DIGITAL . Aval Bal 91665.25 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
The working
Stamp duty 0.3%26,320
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for43,140.02
By law ₹43,134.50. We ask ₹43,140 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the legal report
Unit Plot No.66, Unit Plot No.67, Project MAHALAXMI NAGAR 49 AYANA, KHASRA, OLD 2/3, 2/4, 49/A, 49/B, 2/3, SONDAPUR, 441110
read from the legal report · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
KARTIK PANDHARI WAYAL · applicantAEXPW1668M
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