⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Girish Krishanlal Bindra
LAN HOU/NAV/0826/5208748Loan ₹10,74,290NOIMails & papers 7 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 19:44
Documents
took 9m
Payment
Challan
done 8 Oct, 20:00 · GRAS ↗
Filing
took 1d 15h · IGR e-filing ↗
E-filing copy
done 10 Oct, 11:45
Index II
took 3d 3h
doneIndex II shared · the trail says: The branch has sent the loan documents and payment receipt. The team is waiting to provide a fee quote.whole case so far 5d 4h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 13 Oct5 things
reader efiling verdict — by ezdocs:reader
challan boxes composed
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9991010260046.pdf
10 Oct24 things — 1 document received · 1 letter written · 22 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260046.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
The home address was read off the papers — by ezdocs:reader
8 Oct60 things — 3 documents received · 5 letters written · 1 money step · 51 steps
quoted history checked
extra challan scanned
property self check
index2 docno read
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
GIRISH KRISHANLAL BINDRA EchallanMH011654569202627E.pdf
file note490
mail against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
screenshot claim recorded
Received: Payment screenshot
IMG-20261007-WA0031.jpg
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
challan boxes by rules
reader mail addition — by ezdocs:reader
Nothing new to ask for — stayed quiet
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the document chase mail — held, silent mode
Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HO
boxes gathered
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03320
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
pages trimmed480
The file seems to show a payment to us but no row could be read — open it
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
roles from letter
applicant row from letter
letter property is residence
roles from letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
PAN found inside the KYC file — no need to ask for it
Received: PAN card
New Doc 10-07-2026 14.23 (1).pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 5 files
The file, as the engine remembers it5 open
File contains valid sanction letter, Index II, PAN and Aadhaar cards for borrower Girish Krishanlal Bindra and co-applicant Archana Girish Bindra. Loan amount includes sanctioned amount plus insurance. Property details match across sanction letter and Index II.
○ARCHANA GIRISH BINDRA — e-mail — the branch
○property — road / locality — the branch
○property — area — the branch
○property — area unit — the branch
○property — title deed held — the branch
the branch's last mail (2026-10-08): The branch has attached a payment screenshot and documents for the case. · brought: the payment screenshot · settled: paper:payment_screenshot
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T14:26 UTC
Moneyall of it is in
₹10,430.49
Reached our account 7 Oct 13:03:10.
How we know
Our own bank told us — 7 Oct 13:03
₹10,400 · UTR AXNGG28084764681 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.10400.00,07-10-2026 13:03:10 thru NEFT from AXNGG28084764681/GOOGLE INDIA DIGITAL . Aval Bal 73870.65 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer is the applicant himself — his own fee; counted full inside our buffer
The working
Stamp duty 0.3%3,230
Registration fee 0.5%5,380
Government handling320
Our service fee1,500
Total we ask for10,430.49
By law ₹10,414.32. We ask ₹10,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
504, 5TH, RIVERSIDE, SURVEY, 43/1/5, KOYANAVELE, 410208
read from the Index II · e-filing boxes 36 of 46 ready
Check the property →the boxes beside the paper
People
ARCHANA GIRISH BINDRA · co-applicantCLCPB7819MGIRISH KRISHANLAL BINDRA · applicantALSPB7970P
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