⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-03320
Girish Krishanlal Bindra
LAN HOU/NAV/0826/5208748
Index II shared · done
Send the draft 1All documentsMails & papers 7Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (5)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹10,430.49CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹10,400 receivedby the amount alone
Stamp duty 0.3%3,230
Registration fee 0.5%5,380
Government handling320
Our service fee1,500.49
Total we ask for10,430.49
the branch’s receipt claims ₹10,400 628082664703
paid 7 Oct 13:03:10 · verified 8 Oct 19:45:03 · 1 d 6 h later
How we know
Our own bank told us — 7 Oct 13:03
₹10,400 · UTR AXNGG28084764681 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.10400.00,07-10-2026 13:03:10 thru NEFT from AXNGG28084764681/GOOGLE INDIA DIGITAL . Aval Bal 73870.65 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer is the applicant himself — his own fee; counted full inside our buffer
By law ₹10,414.32. We ask ₹10,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 minour time (made after working hours) · 8 Oct 19:56
Index II 34 h 54 minour time · 13 Oct 14:23
the NOI team 4 d 18 hthe branch 5 mintotal 4 d 18 h
Complete.
Day by day — every step and who held it
8 Oct 19:49Your branch's mail
8 Oct 19:49Payment landedat once
8 Oct 19:49Payment verifiedat once
8 Oct 19:49Papers readat once
8 Oct 19:49Fee quotedat once
8 Oct 19:49Property readat once
8 Oct 19:55Papers from your branch+5 min · the branch
8 Oct 19:56Papers read+1 min · the NOI team
8 Oct 19:56Ready for the challanat once
8 Oct 19:56Challan made+1 min · the NOI team
10 Oct 11:44Filed on IGR — e-filing shared+1 d 15 h · the NOI team
13 Oct 14:23Index II sent+3 d 2 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹10,74,290
Loan account no.
HOU/NAV/0826/5208748
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has sent the loan documents and payment receipt. The team is waiting to provide a fee quote.
the trail says the next move is with the NOI team — fee quote
✓ loan papers sent — done, mail 1 (2026-10-08) “Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748”
✓ fee paid — the branch's words — done, mail 1 (2026-10-08) “Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-08) “Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748”
read over 1 mail(s), last mail 2026-10-08 · read 5d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN 1026103201004 · ₹300 · paid 10/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011654569202627E | 9991010260046 | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by the engine, not sent
Re: Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
YS
yuvraj.shejwal@phfl.com phfl.com
08 Oct, 19:49 · 5d ago THE FIRST MAIL — how this case began
08 Oct, 19:49 · 5d ago THE FIRST MAIL — how this case began
Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748
Thanks & Regards,
Yuvraj Shejwal
Channel Manager
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: 7021354564
Website- www.pnbhousing.com
🤖 read: says the fee is paid ✓; documents attached; note: 0.30% And NOI — “Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748”
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
08 Oct, 19:50 · 5d ago
08 Oct, 19:50 · 5d ago
Dear TEam,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Thu, 8 Oct 2026 at 19:44, Yuvraj Shejwal <yuvraj.shejwal@phfl.com> wrote:
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in
case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748
Thanks & Regards,
*Yuvraj Shejwal*
*Channel Manager*
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: *7021354564*
Website- www.pnbhousing.com
🤖 read: The NOI Coordinator is sending regards.
OL
The NOI teamTYPED IN GMAIL
08 Oct, 19:51 · 5d ago
08 Oct, 19:51 · 5d ago
Dear Team,
Kindly share payment screenshot with date and time.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Thu, 8 Oct 2026 at 19:44, Yuvraj Shejwal <yuvraj.shejwal@phfl.com> wrote:
Dear Team,
Please find attached documents and payment receipt for 0.30% And NOI in
case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748
Thanks & Regards,
*Yuvraj Shejwal*
*Channel Manager*
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persepolis Building Sector -17,
Vashi, Navi Mumbai-400703
Mobile: *7021354564*
Website- www.pnbhousing.com
🤖 read: asks the branch for the payment — “Kindly share payment screenshot with date and time.”
YS
yuvraj.shejwal@phfl.com phfl.com
08 Oct, 19:55 · 5d ago
08 Oct, 19:55 · 5d ago
Dear Team,
Pfa- Payment screenshot
Regards,
Yuvraj Shejwal
earlier mails quoted below
________________________________
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Thursday, October 8, 2026 7:53 PM
To: Yuvraj Shejwal
Cc: Hemant Kumar 3; Samson Silveira; Pooja Mijar; Umesh Ramchandra Borade
Subject: Re: Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748
🤖 read: says the fee is paid ✓; documents attached — “Pfa- Payment screenshot”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 19:58 · 5d ago
08 Oct, 19:58 · 5d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Thu, 8 Oct 2026 at 19:55, Yuvraj Shejwal <yuvraj.shejwal@phfl.com> wrote:
Dear Team,
Pfa- Payment screenshot
Regards,
Yuvraj Shejwal
------------------------------
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* Thursday, October 8, 2026 7:53 PM
*To:* Yuvraj Shejwal
*Cc:* Hemant Kumar 3; Samson Silveira; Pooja Mijar; Umesh Ramchandra
Borade
*Subject:* Re: Please find attached documents and payment receipt for
0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
10 Oct, 11:44 · 3d ago
10 Oct, 11:44 · 3d ago
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 19:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 19:55, Yuvraj Shejwal < yuvraj.shejwal@phfl.com > wrote:
Dear Team,
Pfa- Payment screenshot
Regards,
Yuvraj Shejwal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Thursday, October 8, 2026 7:53 PM
To: Yuvraj Shejwal
Cc: Hemant Kumar 3; Samson Silveira; Pooja Mijar; Umesh Ramchandra Borade
Subject: Re: Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL
The NOI teamTYPED IN GMAIL
13 Oct, 14:23 · 12h ago
13 Oct, 14:23 · 12h ago
Dear Team,
PFA index 2 copy for case closure..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 10 Oct 2026 at 11:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 19:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 19:55, Yuvraj Shejwal < yuvraj.shejwal@phfl.com > wrote:
Dear Team,
Pfa- Payment screenshot
Regards,
Yuvraj Shejwal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Thursday, October 8, 2026 7:53 PM
To: Yuvraj Shejwal
Cc: Hemant Kumar 3; Samson Silveira; Pooja Mijar; Umesh Ramchandra Borade
Subject: Re: Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HOU/NAV/0826/5208748
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card+ Aadhaar card inside+ Selfie / photo inside+ Index II inside+ Sanction letter inside | New Doc 10-07-2026 14.23 (1).pdf | filed | 5d ago |
| Payment screenshot | IMG-20261007-WA0031.jpg | filed | 5d ago |
| Paid challan (GRAS) | GIRISH KRISHANLAL BINDRA EchallanMH011654569202627E.pdf | filed | 5d ago |
| E-filing copy (token) | eFilingDoc9991010260046.pdf | filed | 3d ago |
| Index IIthe registered copy we filed | IndexII9991010260046.pdf | filed | 12h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹10,430.49
₹10,430.49
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹10,400 628082664703
₹10,400 628082664703
Paid at
7 Oct 13:03:10
7 Oct 13:03:10
Verified on
8 Oct 19:45:03
8 Oct 19:45:03
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹3,230 | ₹5,380 | ₹320 | ₹1,500 | ₹10,430 |
By law ₹10,414.32. We ask ₹10,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
36 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Property type (Open / Building / Open + Building), Area …
18 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Building (with wing) …
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
New Doc 10-07-2026 14.23 (1).pdf
the address
{'PIN': '410218', 'AREA': 'NAVADE PHASE - 2 NAVI MUMBAI PANVEL RAIGARH (CT)', 'FLAT': 'VAKRATUND APTS FLAT NO 706', 'ROAD': 'PLOT NO 21', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'RAIGARH', 'POST_OFFICE': 'KALAMBOLI NODE', 'VILLAGE_CITY': 'KALAMBOLI NODE'}
{'PIN': '410218', 'AREA': 'NAVADE PHASE - 2 NAVI MUMBAI PANVEL RAIGARH (CT)', 'FLAT': 'VAKRATUND APTS FLAT NO 706', 'ROAD': 'PLOT NO 21', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'RAIGARH', 'POST_OFFICE': 'KALAMBOLI NODE', 'VILLAGE_CITY': 'KALAMBOLI NODE'}
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 504 5TH FLOOR RIVERSIDE SURVEY NO 43/1/5
FLAT NO 504 5TH FLOOR RIVERSIDE SURVEY NO 43/1/5
Locality/Road
KOYANAVELE TALOJA PANVEL
KOYANAVELE TALOJA PANVEL
Area/City
RAIGAD
check or correct a box, the papers beside it →RAIGAD
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | ARCHANA GIRISH BINDRA | CLCPB7819M | …0142 |
| mortgagor | GIRISH KRISHANLAL BINDRA | ALSPB7970P | …7084 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | yuvraj.shejwal@phfl.com | 5d ago |
| document chase | yuvraj.shejwal@phfl.com | 5d ago |
| acknowledgement | yuvraj.shejwal@phfl.com | 5d ago |
What the engine read from each document — check anything marked in red
PAN card New Doc 10-07-2026 14.23 (1).pdf needs your check
dob
1981-12-03
1981-12-03
pan
CLCPB7819M
CLCPB7819M
name
ARCHANA GIRISH BINDRA
ARCHANA GIRISH BINDRA
legible
True
True
father name
RAMBHAUJI KRISHNARAO SHEGOKAR
RAMBHAUJI KRISHNARAO SHEGOKAR
raw reading (for Abhijit)
{'dob': '1981-12-03', 'pan': 'CLCPB7819M', 'name': 'ARCHANA GIRISH BINDRA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAMBHAUJI KRISHNARAO SHEGOKAR', 'aadhaar_last4': None, 'quality_issue': None}PAN card New Doc 10-07-2026 14.23 (1).pdf needs your check
dob
1981-12-03
1981-12-03
pan
CLCPB7819M
CLCPB7819M
name
ARCHANA GIRISH BINDRA
ARCHANA GIRISH BINDRA
mobile
9930746606
9930746606
address
pin: 410208; area: Plot No-21 Phase-2, Navade Navi Mumbai, Panvel; flat: 706; state: Maharashtra; building: Vakratund Apts; district: Raigarh; post_office: Taloja; village_city: Taloje Majkur
pin: 410208; area: Plot No-21 Phase-2, Navade Navi Mumbai, Panvel; flat: 706; state: Maharashtra; building: Vakratund Apts; district: Raigarh; post_office: Taloja; village_city: Taloje Majkur
legible
True
True
father name
RAMBHAUJI KRISHNARAO SHEGOKAR
RAMBHAUJI KRISHNARAO SHEGOKAR
aadhaar last4
0142
0142
raw reading (for Abhijit)
{'dob': '1981-12-03', 'pan': 'CLCPB7819M', 'name': 'ARCHANA GIRISH BINDRA', 'mobile': '9930746606', 'address': {'pin': '410208', 'area': 'Plot No-21 Phase-2, Navade Navi Mumbai, Panvel', 'flat': '706', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Vakratund Apts', 'district': 'Raigarh', 'post_office': 'Taloja', 'village_city': 'Taloje Majkur'}, 'legible': True, 'father_name': 'RAMBHAUJI KRISHNARAO SHEGOKAR', 'aadhaar_last4': '0142', 'quality_issue': None}PAN card New Doc 10-07-2026 14.23 (1).pdf needs your check
lan
HOU/NAV/0826/5208748
HOU/NAV/0826/5208748
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'GIRISH KRISHANLAL BINDRA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ARCHANA GIRISH BINDRA', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'GIRISH KRISHANLAL BINDRA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ARCHANA GIRISH BINDRA', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1.0
1.0
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.35% = 8.80% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.35% = 8.80% per annum as on the date of execution of the loan agreement
linked refs
1396988
1396988
loan amount
1043000
1043000
rate spread
-4.35
-4.35
final amount
1074290
1074290
interest rate
8.8
8.8
sanction date
21-Sep-2026
21-Sep-2026
letter version
5
5
reference rate
13.15
13.15
applicant email
bindrarto15@gmail.com
bindrarto15@gmail.com
applicant names
GIRISH KRISHANLAL BINDRA, ARCHANA GIRISH BINDRA
GIRISH KRISHANLAL BINDRA, ARCHANA GIRISH BINDRA
printed altered
False
False
applicant mobile
9869277751
9869277751
balance transfer
False
False
property address
pin: 410208; state: MAHARASHTRA; taluka: PANVEL; flat_no: 504; district: RAIGAD; floor_no: 5TH; full_address: FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, SURVEY NO 43/1/5, RIVERSIDE, TALOJA PANVEL, Panvel, VILLAGE KOYANAVE
pin: 410208; state: MAHARASHTRA; taluka: PANVEL; flat_no: 504; district: RAIGAD; floor_no: 5TH; full_address: FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, SURVEY NO 43/1/5, RIVERSIDE, TALOJA PANVEL, Panvel, VILLAGE KOYANAVE
insurance premium
31290
31290
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1074290
1074290
security address verbatim
FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, SURVEY NO 43/1/5, RIVERSIDE, TALOJA PANVEL, Panvel, VILLAGE KOYANAVELE, Raigad, MAHARASHTRA, India, 410208
FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, SURVEY NO 43/1/5, RIVERSIDE, TALOJA PANVEL, Panvel, VILLAGE KOYANAVELE, Raigad, MAHARASHTRA, India, 410208
applicant address verbatim
FLAT NO 504,, SR NO. 43/1/5,, RIVERSIDE, ., Uran, MAHARASHTRA, 410208, India
FLAT NO 504,, SR NO. 43/1/5,, RIVERSIDE, ., Uran, MAHARASHTRA, 410208, India
raw reading (for Abhijit)
{'lan': 'HOU/NAV/0826/5208748', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'GIRISH KRISHANLAL BINDRA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ARCHANA GIRISH BINDRA', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.35% = 8.80% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': ['1396988'], 'loan_amount': 1043000, 'rate_spread': -4.35, 'final_amount': 1074290, 'interest_rate': 8.8, 'quality_issue': None, 'sanction_date': '21-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'bindrarto15@gmail.com', 'applicant_names': ['GIRISH KRISHANLAL BINDRA', 'ARCHANA GIRISH BINDRA'], 'printed_altered': False, 'applicant_mobile': '9869277751', 'balance_transfer': False, 'property_address': {'pin': '410208', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'PANVEL', 'flat_no': '504', 'district': 'RAIGAD', 'floor_no': '5TH', 'landmark': None, 'full_address': 'FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, SURVEY NO 43/1/5, RIVERSIDE, TALOJA PANVEL, Panvel, VILLAGE KOYANAVELE, Raigad, MAHARASHTRA, India, 410208', 'village_city': 'KOYANAVELE', 'building_name': 'RIVERSIDE', 'survey_or_cts_no': '43/1/5'}, 'insurance_premium': 31290, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1074290, 'security_address_verbatim': 'FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, SURVEY NO 43/1/5, RIVERSIDE, TALOJA PANVEL, Panvel, VILLAGE KOYANAVELE, Raigad, MAHARASHTRA, India, 410208', 'applicant_address_verbatim': 'FLAT NO 504,, SR NO. 43/1/5,, RIVERSIDE, ., Uran, MAHARASHTRA, 410208, India'}PAN card New Doc 10-07-2026 14.23 (1).pdf needs your check
payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '628082664703', 'date': None, 'page': 7, 'time': None, 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 10400.0, 'direction': 'credit', 'narration
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '628082664703', 'date': None, 'page': 7, 'time': None, 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 10400.0, 'direction': 'credit', 'narration
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628082664703', 'date': None, 'page': 7, 'time': None, 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 10400.0, 'direction': 'credit', 'narration': 'UPI transaction ID 628082664703 To: THINKBIGZ INITIATIVE PVT LTD ....56-2@okbizaxis From: Girish Krishanlal Bindra (State Bank of India) ....to15@okaxis on Google Pay Google transaction ID CICAgLjG7MTMJQ', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'Girish Krishanlal Bindra'}}PAN card New Doc 10-07-2026 14.23 (1).pdf needs your check
found
True
True
found in
Sanction Letter
Sanction Letter
paper for
loan_ref: HOU/NAV/0826/5208748; customer_name: GIRISH KRISHANLAL BINDRA
loan_ref: HOU/NAV/0826/5208748; customer_name: GIRISH KRISHANLAL BINDRA
confidence
1.0
1.0
reading486
property
property
property address
pin: 410208; state: MAHARASHTRA; taluka: Panvel; flat_no: 504; district: Raigad; floor_no: 5TH; landmark: Taloja PANVEL; full_address: FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, RIVERSIDE, Taloja PANVEL, Panvel, VILLAGE K
pin: 410208; state: MAHARASHTRA; taluka: Panvel; flat_no: 504; district: Raigad; floor_no: 5TH; landmark: Taloja PANVEL; full_address: FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, RIVERSIDE, Taloja PANVEL, Panvel, VILLAGE K
security address verbatim
FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, RIVERSIDE, Taloja PANVEL, Panvel, VILLAGE KOYANAVELE, Raigad, MAHARASHTRA, India, 410208
FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, RIVERSIDE, Taloja PANVEL, Panvel, VILLAGE KOYANAVELE, Raigad, MAHARASHTRA, India, 410208
raw reading (for Abhijit)
{'found': True, 'found_in': 'Sanction Letter', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NAV/0826/5208748', 'report_id': None, 'customer_name': 'GIRISH KRISHANLAL BINDRA'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '410208', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '504', 'district': 'Raigad', 'floor_no': '5TH', 'landmark': 'Taloja PANVEL', 'full_address': 'FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, RIVERSIDE, Taloja PANVEL, Panvel, VILLAGE KOYANAVELE, Raigad, MAHARASHTRA, India, 410208', 'village_city': 'KOYANAVELE', 'building_name': 'RIVERSIDE', 'survey_or_cts_no': 'SURVEY NO 43/1/5'}, 'security_address_verbatim': 'FLAT NO 504, 5TH FLOOR, SURVEY NO 43/1/5, RIVERSIDE, Taloja PANVEL, Panvel, VILLAGE KOYANAVELE, Raigad, MAHARASHTRA, India, 410208'}PAN card New Doc 10-07-2026 14.23 (1).pdf needs your check
dob
1981-12-03
1981-12-03
name
Archana Girish Bindra
Archana Girish Bindra
page
1
1
mobile
9930746606
9930746606
address
pin: 410208; area: Phase-2, Navade Navi Mumbai, Panvel; flat: Vakratund Apts 706; road: Plot No-21; state: Maharashtra; district: Raigarh; post_office: Taloja; village_city: Taloje Majkur
pin: 410208; area: Phase-2, Navade Navi Mumbai, Panvel; flat: Vakratund Apts 706; road: Plot No-21; state: Maharashtra; district: Raigarh; post_office: Taloja; village_city: Taloje Majkur
legible
True
True
card kind
aadhaar
aadhaar
card of many
1
1
aadhaar last4
0142
0142
raw reading (for Abhijit)
{'dob': '1981-12-03', 'pan': None, 'name': 'Archana Girish Bindra', 'page': 1, 'mobile': '9930746606', 'address': {'pin': '410208', 'area': 'Phase-2, Navade Navi Mumbai, Panvel', 'flat': 'Vakratund Apts 706', 'road': 'Plot No-21', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Raigarh', 'post_office': 'Taloja', 'village_city': 'Taloje Majkur'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '0142', 'quality_issue': None}PAN card New Doc 10-07-2026 14.23 (1).pdf needs your check
dob
1981-12-03
1981-12-03
pan
CLCPB7819M
CLCPB7819M
name
ARCHANA GIRISH BINDRA
ARCHANA GIRISH BINDRA
page
2
2
legible
True
True
card kind
pan
pan
father name
RAMBHAUJI KRISHNARAO SHEGOKAR
RAMBHAUJI KRISHNARAO SHEGOKAR
card of many
2
2
raw reading (for Abhijit)
{'dob': '1981-12-03', 'pan': 'CLCPB7819M', 'name': 'ARCHANA GIRISH BINDRA', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RAMBHAUJI KRISHNARAO SHEGOKAR', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}PAN card New Doc 10-07-2026 14.23 (1).pdf needs your check
dob
1977-01-09
1977-01-09
name
Girish Krishanlal Bindra
Girish Krishanlal Bindra
page
3
3
mobile
9869277751
9869277751
address
pin: 410218; area: Navade Phase - 2 Navi Mumbai Panvel Raigarh (ct); flat: Vakratund Apts Flat No 706; road: Plot No 21; state: Maharashtra; district: Raigarh; post_office: Kalamboli Node; village_city: Kalamboli Node
pin: 410218; area: Navade Phase - 2 Navi Mumbai Panvel Raigarh (ct); flat: Vakratund Apts Flat No 706; road: Plot No 21; state: Maharashtra; district: Raigarh; post_office: Kalamboli Node; village_city: Kalamboli Node
legible
True
True
card kind
aadhaar
aadhaar
card of many
3
3
aadhaar last4
7084
7084
raw reading (for Abhijit)
{'dob': '1977-01-09', 'pan': None, 'name': 'Girish Krishanlal Bindra', 'page': 3, 'mobile': '9869277751', 'address': {'pin': '410218', 'area': 'Navade Phase - 2 Navi Mumbai Panvel Raigarh (ct)', 'flat': 'Vakratund Apts Flat No 706', 'road': 'Plot No 21', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Raigarh', 'post_office': 'Kalamboli Node', 'village_city': 'Kalamboli Node'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 3, 'aadhaar_last4': '7084', 'quality_issue': None}PAN card New Doc 10-07-2026 14.23 (1).pdf needs your check
dob
1977-01-09
1977-01-09
pan
ALSPB7970P
ALSPB7970P
name
GIRISH KRISHANLAL BINDRA
GIRISH KRISHANLAL BINDRA
page
4
4
legible
True
True
card kind
pan
pan
father name
KRISHANLAL BINDRA
KRISHANLAL BINDRA
card of many
4
4
header doc number
4576/2023
4576/2023
applicant address from462
read again off the letter's pages (page 1, the To block)
read again off the letter's pages (page 1, the To block)
applicant address verbatim
Vakratund Apts 706, Plot No-21 Phase-2, Navade Navi Mumbai, Panvel VTC: Taloje Majkur, PO: Taloja, Sub District: Panvel, District: Raigarh, State: Maharashtra, PIN Code: 410208
Vakratund Apts 706, Plot No-21 Phase-2, Navade Navi Mumbai, Panvel VTC: Taloje Majkur, PO: Taloja, Sub District: Panvel, District: Raigarh, State: Maharashtra, PIN Code: 410208
raw reading (for Abhijit)
{'dob': '1977-01-09', 'pan': 'ALSPB7970P', 'name': 'GIRISH KRISHANLAL BINDRA', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'KRISHANLAL BINDRA', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None, 'header_doc_number': '4576/2023', 'applicant_address_from462': "read again off the letter's pages (page 1, the To block)", 'applicant_address_verbatim': 'Vakratund Apts 706, Plot No-21 Phase-2, Navade Navi Mumbai, Panvel VTC: Taloje Majkur, PO: Taloja, Sub District: Panvel, District: Raigarh, State: Maharashtra, PIN Code: 410208'}Payment screenshot IMG-20261007-WA0031.jpg needs your check
utr
628082664703
628082664703
date
2026-10-07
2026-10-07
time
12:49
12:49
amount
10400
10400
method
UPI
UPI
payee upi
....56-2@okbizaxis
....56-2@okbizaxis
payer upi
....to15@okaxis
....to15@okaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
payer name
Girish Krishanlal Bindra
Girish Krishanlal Bindra
debit notification text
Payment of ‘10,400 completed
Payment of ‘10,400 completed
raw reading (for Abhijit)
{'utr': '628082664703', 'date': '2026-10-07', 'time': '12:49', 'amount': 10400, 'method': 'UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': '....to15@okaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'Girish Krishanlal Bindra', 'debit_notification_text': 'Payment of ‘10,400 completed'}Paid challan (GRAS) GIRISH KRISHANLAL BINDRA EchallanMH011654569202627E.pdf needs your check
grn
MH011654569202627E
MH011654569202627E
pin
410208
410208
total
8610.0
8610.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026100801403
03006172026100801403
district
RAIGAD
RAIGAD
area city
RAIGAD
RAIGAD
payer pan
ALSXXXXXXP
ALSXXXXXXP
flat block
FLAT NO 504 5TH FLOOR RIVERSIDE SURVEY NO 43/1/5 VILLAGE KOYANAVELE
FLAT NO 504 5TH FLOOR RIVERSIDE SURVEY NO 43/1/5 VILLAGE KOYANAVELE
payer name
GIRISH KRISHANLAL BINDRA
GIRISH KRISHANLAL BINDRA
sro office
PNL3_PANVEL 3 JOINT SUB REGISTRAR
PNL3_PANVEL 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1074290
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1074290
scheme rows
{'amount': 3230.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5380.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 3230.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5380.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7751
XXXXXX7751
payment date
08/10/2026-19:56:38
08/10/2026-19:56:38
road locality
TALOJA PANVEL RAIGAD MAHARASHTRA
TALOJA PANVEL RAIGAD MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1074290
1074290
raw reading (for Abhijit)
{'grn': 'MH011654569202627E', 'pin': '410208', 'total': 8610.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100801403', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'ALSXXXXXXP', 'flat_block': 'FLAT NO 504 5TH FLOOR RIVERSIDE SURVEY NO 43/1/5 VILLAGE KOYANAVELE', 'payer_name': 'GIRISH KRISHANLAL BINDRA', 'sro_office': 'PNL3_PANVEL 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1074290', 'scheme_rows': [{'amount': 3230.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5380.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7751', 'payment_date': '08/10/2026-19:56:38', 'road_locality': 'TALOJA PANVEL RAIGAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1074290'}E-filing copy (token) eFilingDoc9991010260046.pdf needs your check
sro
PNL2
PNL2
kind
efiling_copy
efiling_copy
token
9991010260046
9991010260046
legible
True
True
property
road: PANVEL; unit: 504; floor: 5; taluka: Panavel; numbers: [{'type': 'Survey Number', 'value': '43/1/5'}]; village: Koyanavele; building: RIVERSIDE BLDG; district: Raigad; area_text: Carpet: 33.13 Sq.mt.; description:
road: PANVEL; unit: 504; floor: 5; taluka: Panavel; numbers: [{'type': 'Survey Number', 'value': '43/1/5'}]; village: Koyanavele; building: RIVERSIDE BLDG; district: Raigad; area_text: Carpet: 33.13 Sq.mt.; description:
mortgagee
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'ALSPB7970P', 'name': 'GIRISH KRISHANLAL BINDRA', 'address': 'Flat No:-, Floor No:G, Building Name:VAKRATUND APTS 706, Block Sector:PLOT NO-21 PHASE-2, NAVADE NAVI MUMBAI, PANVEL VTC: TALOJE MAJKUR, PO: TALOJA, S
{'pan': 'ALSPB7970P', 'name': 'GIRISH KRISHANLAL BINDRA', 'address': 'Flat No:-, Floor No:G, Building Name:VAKRATUND APTS 706, Block Sector:PLOT NO-21 PHASE-2, NAVADE NAVI MUMBAI, PANVEL VTC: TALOJE MAJKUR, PO: TALOJA, S
title deed
Agreement to Sale :4576/2023 SRO PANVEL 3
Agreement to Sale :4576/2023 SRO PANVEL 3
filing date
2026-10-10
2026-10-10
loan amount
1074290
1074290
payment lines
{'ref': 'MH011654569202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 3223, 'ref_kind': 'GRN'}, {'ref': 'MH011654569202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 5380, 'ref_kind': 'GRN'}
{'ref': 'MH011654569202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 3223, 'ref_kind': 'GRN'}, {'ref': 'MH011654569202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 5380, 'ref_kind': 'GRN'}
date of mortgage
2026-10-10
2026-10-10
raw reading (for Abhijit)
{'sro': 'PNL2', 'kind': 'efiling_copy', 'token': '9991010260046', 'legible': True, 'property': {'pin': None, 'road': 'PANVEL', 'unit': '504', 'floor': '5', 'taluka': 'Panavel', 'numbers': [{'type': 'Survey Number', 'value': '43/1/5'}], 'village': 'Koyanavele', 'building': 'RIVERSIDE BLDG', 'district': 'Raigad', 'area_text': 'Carpet: 33.13 Sq.mt.', 'local_body': None, 'description': 'Landmark:TALOJA', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'ALSPB7970P', 'name': 'GIRISH KRISHANLAL BINDRA', 'address': 'Flat No:-, Floor No:G, Building Name:VAKRATUND APTS 706, Block Sector:PLOT NO-21 PHASE-2, NAVADE NAVI MUMBAI, PANVEL VTC: TALOJE MAJKUR, PO: TALOJA, SUB DISTRICT: PANVEL, Road:STATE:, City:STATE:, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410208'}, {'pan': 'CLCPB7819M', 'name': 'ARCHANA GIRISH BINDRA', 'address': 'Flat No:G, Floor No:G, Building Name:VAKRATUND APTS 706, Block Sector:PLOT NO-21 PHASE-2, NAVADE NAVI MUMBAI, PANVEL VTC: TALOJE MAJKUR, PO: TALOJA, SUB DISTRICT: PANVEL, Road:STATE:, City:STATE:, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410208'}], 'title_deed': 'Agreement to Sale :4576/2023 SRO PANVEL 3', 'filing_date': '2026-10-10', 'loan_amount': 1074290, 'payment_lines': [{'ref': 'MH011654569202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 3223, 'ref_kind': 'GRN'}, {'ref': 'MH011654569202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 5380, 'ref_kind': 'GRN'}, {'ref': '1026103201004', 'head': 'Document Handling Charges', 'dated': '10/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-10'}Technical record (for Abhijit — safe to ignore)
| 5h ago | ezdocs:reader | reader_efiling_verdict | {'fp': '5ab4b06f8c983cbe', 'asked': True, 'findings': [{'do': 'Obtain the Date of Mortgage from the MOTD or the branch.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', 'page': 'Start |
| 5h ago | system:extract | challan_boxes_composed | {'fp': 'c3ae0beacf696cb8', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 504 5TH FLOOR RIVERSIDE |
| 11h ago | system:reconcile | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 12h ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999101026004 |
| 3d ago | system:extract | dhc_prn_read | {'prn': '1026103201004', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991010260046.pdf', 'from': "the filed notice's own text", 'gr |
| 3d ago | system:extract | efiling_copy_read | {'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9991010260046.pdf', 'token': '9991010260046', 'doc_id': 'ca9a2cf0-1cc3-4e32-a0c5-abf82fc11897', 'mortgagors': 2} |
| 3d ago | system:ingest | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri |
| 3d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999101026 |
| 3d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '492426', 'lessons': []} |
| 3d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '492432', 'lessons': [{'box': 'Mobile No', 'words': 'Mobile No: the team typ |
| 3d ago | system:learn | lesson456 | {'why': "this Save is not this case's customer's work — nothing is taken from it", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '492437', 'lessons': [], 'skipped': "made for ARCHANA GIRISH BINDRA — none of this cas |
| 3d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '492443', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the t |
| 3d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss |
| 3d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03320'} |
| 3d ago | copilot:ANJU | copilot_edit | {'n': 12, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number |
| 3d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'differs': []} |
| 3d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'property', 'paid': True, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-03320'} |
| 3d ago | copilot | copilot_pick | {'why': "the portal spells it 'Panavel'", 'field': 'Taluka', 'value': '2', 'method': 'spelling', 'picked': 'Panavel', 'wanted': 'PANVEL', 'why_audit': "EzDocs chose from the portal's own list; below full confidence the c |
| 3d ago | copilot:ANJU | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our |
| 3d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i |
| 3d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03320'} |
| 3d ago | copilot | copilot_pick | {'why': "The source text explicitly mentions 'Taloja' as the Post Office. Option 304102 | Taloja matches this exactly.", 'field': 'Post office', 'value': '304102', 'method': 'ai', 'picked': 'Taloja', 'wanted': 'PLOT NO-2 |
| 3d ago | copilot:ANJU | copilot_edit | {'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our |
| 3d ago | ezdocs:reader | paper_locate | {'fp': '0f5c0045f6c2c6f6', 'box': [20, 36, 890, 980], 'why': 'The PAN card with ALSPB7970P is on page 4.', 'page': 4, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '61d5bcbf-b07a-4f05-9f76-21fc2bbbae27'} |
| 3d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i |
| 3d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03320'} |
| 3d ago | copilot:ANJU | copilot_edit | {'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours |
| 3d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i |
| 3d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'mortgagee', 'paid': False, 'boxes': 24, 'issues': 0, 'case_no': 'NOI-2026-03320'} |
| 3d ago | copilot | efiling_token_from_portal | {'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9991010260046'} |
Case diary the case’s history — what happened, newest day first
Papers
All 5 in hand
Nothing more to ask the branch for
Money
₹10,400 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Yesterday · 13 Oct5 things
reader efiling verdict — by ezdocs:reader
challan boxes composed
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9991010260046.pdf
10 Oct24 things — 1 document received · 1 letter written · 22 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260046.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
The home address was read off the papers — by ezdocs:reader
8 Oct60 things — 3 documents received · 5 letters written · 1 money step · 51 steps
quoted history checked
extra challan scanned
property self check
index2 docno read
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
GIRISH KRISHANLAL BINDRA EchallanMH011654569202627E.pdf
file note490
mail against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
screenshot claim recorded
Received: Payment screenshot
IMG-20261007-WA0031.jpg
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
challan boxes by rules
reader mail addition — by ezdocs:reader
Nothing new to ask for — stayed quiet
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the document chase mail — held, silent mode
Please find attached documents and payment receipt for 0.30% And NOI in case of GIRISH KRISHANLAL BINDRA -- HO
boxes gathered
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03320
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
pages trimmed480
The file seems to show a payment to us but no row could be read — open it
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
roles from letter
applicant row from letter
letter property is residence
roles from letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
PAN found inside the KYC file — no need to ask for it
Received: PAN card
New Doc 10-07-2026 14.23 (1).pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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