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Girish Krishanlal Bindra — everything the e-filing asks for

NOI-2026-03320 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
37 of 46 e-filing boxes ready
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Property type (Open / Building / Open + Building), Area …
19 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Building (with wing) …
Challan: 12 of 13 boxes on the case · empty: Payer mobile (the receipt SMS goes here) · highlighted: District, Payer mobile (the receipt SMS goes here), Property box 1 (flat, floor, building, survey / gat / CTS), City / village · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
CHECK THESE BEFORE YOU SUBMIT
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
CHECK · Start page · Date of Mortgage
The date of mortgage is required but is empty.
What to do: Obtain the Date of Mortgage from the MOTD or the branch.
“I cannot tell from the papers.”
CHECK · Mortgagee page · Loan (Rs.)
The loan amount in the e-filing is 1074290. The sanction letter states a different loan amount.
The papers say: 1074000
What to do: Correct the loan amount to match the sanction letter.
“SANCTION LETTER: 'Loan Amount: Rs. 10,74,000/-'”
CHECK · Mortgagee page · Interest Rate (%)
The interest rate in the e-filing is 8.80%. The sanction letter states a different effective rate.
The papers say: 8.75
What to do: Correct the interest rate to match the sanction letter's effective rate.
“SANCTION LETTER: 'Effective Rate of Interest: 8.75% p.a.'”
CHECK · Property page · Hadd type (Corporation / Council / Gram Pa
The Hadd type is required but is empty.
The papers say: Gram Panchayat
What to do: Select 'Gram Panchayat' as the Hadd type.
“TECHNICAL REPORT: 'Property falls under Gram Panchayat limits.'”
CHECK · Property page · Hadd name
The Hadd name is required but is empty.
The papers say: Koyanavele
What to do: Enter 'Koyanavele' as the Hadd name.
“TECHNICAL REPORT: 'Village: Koyanavele, Gram Panchayat: Koyanavele'”
CHECK · Property page · Road
The Road box is empty. The technical report provides a road name.
The papers say: Taloja Bypass Road
What to do: Enter 'Taloja Bypass Road' in the Road box.
“TECHNICAL REPORT: 'Address Line: RIVERSIDE, FLAT NO 504, 5TH FLOOR, TALOJA BYPASS ROAD, KOYANAVELE'”
CHECK · Property page · Landmark
The Landmark box contains 'Taloja PANVEL'. The technical report provides a more specific landmark.
The papers say: Near Taloja Bypass
What to do: Correct the Landmark to 'Near Taloja Bypass'.
“TECHNICAL REPORT: 'Landmark: Near Taloja Bypass'”
CHECK · Property page · Number
The Survey Number in the e-filing is '43/1/5'. The technical report and Index II state '43/1/B'.
The papers say: 43/1/B
What to do: Correct the Survey Number to '43/1/B'.
“TECHNICAL REPORT: 'Survey No: 43/1/B'. INDEX II: 'Survey No. 43/1/B'”
CHECK · Property page · Floor
The Floor in the e-filing is '5TH'. The portal expects a plain number.
The papers say: 5
What to do: Change the Floor to '5'.
“TECHNICAL REPORT: 'Floor: 5th'”
CHECK · Property page · Property type (Open / Building / Open + Bu
The Property type is required but is empty. The property is a flat in a building.
The papers say: Building
What to do: Select 'Building' as the Property type.
“TECHNICAL REPORT: 'Property Type: Residential Flat'”
CHECK · Property page · House type (Niwasi Sadanika / Shop / Gala
The House type is required for a 'Building' property type but is empty. The property is a residential flat.
The papers say: Niwasi Sadanika
What to do: Select 'Niwasi Sadanika' as the House type.
“TECHNICAL REPORT: 'Property Type: Residential Flat'”
CHECK · Property page · Area
The Area is required but is empty. The technical report provides the carpet area.
The papers say: 60.40
What to do: Enter '60.40' as the Area.
“TECHNICAL REPORT: 'Carpet Area: 60.40 Sq. Mtrs.'”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.

Property — the challan’s address and the e-filing’s Property page

Read from the Index II — the government’s own words
District * · the portal’s list
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Taluka *
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Village *
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Hadd type (Corporation / Council / Gram Panchayat) * · the portal’s list
empty — the portal will not take a blank
from: the Index II's limits clause
Hadd name *
empty — the portal will not take a blank
from: the Index II's limits clause
Road * · 50 max
empty — the portal will not take a blank
from: the Index II / title deed
Landmark · 50 max
✓ in the document
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Block / Sector · 50 max
empty (optional)
from: optional
Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) * · the portal’s list
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Number * · 50 max
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Second number type · the portal’s list
⚠ the papers print a number this box does not have: 410208 — from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf). Put it here if it b
from: optional (SECTOR / HISSA / OLD CTS / SHEET …)
Second number · 50 max
⚠ the papers print a number this box does not have: 410208 — from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf). Put it here if it b
from: optional
Building (with wing) * · 50 max
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Floor * · 3 max
the portal gets “5”
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Flat / shop no * · 10 max
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Property type (Open / Building / Open + Building) * · the portal’s list
empty — the portal will not take a blank
from: the title document — 'Open' for a plot with nothing built on it
House type (Niwasi Sadanika / Shop / Gala …) · the portal’s list
empty (optional)
from: the title document; not asked for open land
Area * · 10 max
empty — the portal will not take a blank
from: the Index II (carpet)
Area unit (Sq.mt. / Sq.ft.) * · the portal’s list
empty — the portal will not take a blank
from: the Index II
Carpet or built-up · the portal’s list
empty (optional)
from: the Index II; Carpet is pressed when the paper does not say
Title deed held by the bank (Agreement to Sale / Sale Deed …) * · the portal’s list
empty — the portal will not take a blank
from: the Index II's document type
Title deed no / year / SRO * · 250 max
empty — the portal will not take a blank
from: the Index II
PIN · 6 max
✓ in the document
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Description — house style (the portal composes its own; this is ours for the record)
a change clears verification until someone verifies again
each runs in seconds; the page comes back with the result at the top

Start page

Date of Mortgage
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise

Mortgagor page — party 1 (GIRISH KRISHANLAL BINDRA)

The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
⚠ from the branch's mail — not the KYC card — check
from: the branch's mail
Middle name · 50 max
⚠ from the branch's mail — not the KYC card — check
from: the branch's mail
Last name * · 50 max
⚠ from the branch's mail — not the KYC card — check
from: the branch's mail
PAN * · 10 max
⚠ from the branch's mail, p.1 — not the KYC card — check
from: the branch's mail, p.1 — “Permanent Account Number Card ALSPB7970P”
Mobile * · 10 max
✓ in the document
✓ also on the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
✓ in the document
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Building * · 250 max
⚠ from the branch's mail, p.1 — not the Aadhaar — check
from: the branch's mail, p.1 — “Vakretund Apts Flat No 706 Plot No 21”
Floor * · 250 max
⚠ worked out, not printed — check
from: worked out — “from the flat number 706”
Flat / house no * · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
Road * · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
Area / sector · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
PIN * · 6 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
Village / city * · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
District · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
State · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)

Mortgagor page — party 2 (ARCHANA GIRISH BINDRA)

The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
from: the PAN card
Middle name · 50 max
✓ in the document
from: the PAN card
Last name * · 50 max
✓ in the document
from: the PAN card
PAN * · 10 max
✓ in the document
from: the PAN card
Mobile * · 10 max
✓ in the document
✓ also on the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
from: the Index II (New Doc 10-07-2026 14.23 (1).pdf), p.1 — “Mobile: 9930746606”
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
⚠ person 1's e-mail stands in — no paper prints this person's own; check
from: the sanction letter / KFS, or the branch's mail
Building * · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
Floor * · 250 max
⚠ worked out, not printed — check
from: worked out — “from the flat number 706”
Flat / house no * · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
Road * · 250 max
⚠ from the Index II (New Doc 10-07-2026 14.23 (1).pdf), p.1 — not the Aadhaar — check
from: the Index II (New Doc 10-07-2026 14.23 (1).pdf), p.1 — “Phase-2, Navade Navi Mumbai, Panvel”
Area / sector · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
PIN * · 6 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
Village / city * · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
District · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
State · 250 max
✓ in the document
from: the Aadhaar (New Doc 10-07-2026 14.23 (1).pdf)
reads every Aadhaar on the case; takes a few seconds

Mortgagee page (the bank)

Loan (Rs.) *
1074290
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8.80
✓ in the document
from: the letter prints 13.15% - 4.35% = 8.8% — the loan's rate is 8.8%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).

Payment page

GRN
MH011654569202627E
✓ in the document
Paid amount
8610.00
✓ in the document
Challan date
08/10/2026
✓ in the document
DHC PRN
1026103201004
✓ in the document
one reading over every paper and the mail: e-mail, mobile, floor, road, PIN … fills only what is empty; never changes a filled box; says where each came from
Last gathered 08 Oct 19:45: filled 16 box(es) from New Doc 10-07-2026 14.23 (1).pdf; still empty: dob (person 1), email (person 2), dob (person 2), pan (person 2)
⚠ found floor = “7” in the branch's mail but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found floor = “7” in the branch's mail but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
The challan — paid; what it carried

Challan (GRAS) — what the form asks

12 of 13 boxes on the case; 4 highlighted
Open the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH011654569202627E.
District *
Raigad
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
SRO office
PNL3_PANVEL 3 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
3222.87
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
5371.45
✓ on the case
from: the fee engine
Payer (first party) *
GIRISH KRISHANLAL BINDRA
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
ALSPB7970P
✓ on the case
from: the branch's mail, p.1 — “Permanent Account Number Card ALSPB7970P”
Payer mobile (the receipt SMS goes here) *
—
⚠ payer mobile: the case's number 9869277751 came off the sanction_letter — a card's printed number is never typed; the sanction letter prints
from: the sanction letter / KFS, or the branch's mail — never a card's printed mobile
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO 504 5TH FLOOR RIVERSIDE SURVEY NO 43/1/5
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
KOYANAVELE TALOJA PANVEL
✓ on the case
from: the Index II (4) — as typed on GRAS
City / village *
RAIGAD
⚠ from the sanction letter (New Doc 10-07-2026 14.23 (1).pdf) — not the Index II — check
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
PIN
410208
✓ on the case
from: the sanction letter (New Doc 10-07-2026 14.23 (1).pdf)
Consideration (the loan amount) *
1074290
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
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