⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Raval Hiren Dinesh
LAN NHL/NAV/0726/5162362Loan ₹77,00,000NOIMails & papers 6 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 18:07
Documents
took 20m
Payment
Challan
done 8 Oct, 18:30 · GRAS ↗
Filing
took 1d 20h · IGR e-filing ↗
E-filing copy
done 10 Oct, 14:45
Index II
waiting 3d 8h
their moveIndex II pending · the trail says: The branch has requested to initiate a challan for the captioned case. The loan papers are missing.whole case so far 5d 4h
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
10 Oct5 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260703.pdf
8 Oct51 things — 2 documents received · 5 letters written · 1 caution · 43 steps
quoted history checked
challan boxes gathered
boxes gathered
address compared
challan boxes composed
property numbers completed
extra challan scanned
property self check
The home address was read off the papers — by ezdocs:reader
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
RAVAL HIREN DINESH EchallanMH011649745202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
copilot pick — by copilot
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03310
An old draft withdrew itself — its asks were already answered
challan boxes composed
reader mail addition — by ezdocs:reader
A mail waiting for Send was put right to what is true now
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
Property read from the legal / technical report (the sanction letter had none)
case read started — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
EzDocs read the whole trail as one conversation — where the case stands is on the page
pages trimmed480
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
screenshot claim recorded
Received: Payment screenshot
New Doc 10-08-2026 17.57.pdf
Nothing new to ask for — stayed quiet
boxes gathered
Wrote the document chase mail — held, silent mode
Kindly initiate challan in captioned case Customer Name----RAVAL HIREN DINESH Case Id--NHL/NAV/0726/5162362.
Wrote the fee quote mail — held, silent mode
Kindly initiate challan in captioned case Customer Name----RAVAL HIREN DINESH Case Id--NHL/NAV/0726/5162362.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
boxes gathered
party from case name
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
6 of 9 in hand · the challan is done — these are for the filing / KYC
✓Paid challan (GRAS)open
✓E-filing copy (token)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 3 files
The file, as the engine remembers it5 open
The file contains complete sanction details, Index II, PAN, and Aadhaar for both borrowers (Hiren Dinesh Raval and Hansa Hiren Raval). The loan amount is 77,00,000 including insurance. The property is Flat No 2404, Kamdhenu 23 West Grande, Navi Mumbai. The MOTD showing the exact date of mortgage is
○the Aadhaar — the branch
○the Index II — the branch
○property — taluka — the branch
○property — road / locality — the branch
○property — title deed held — the branch
the branch's last mail (2026-10-08): The branch asks to initiate the challan for the captioned case.
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T12:42 UTC
Moneyall of it is in
₹39,930.76
Reached our account 8 Oct 16:51:51.
How we know
Our own bank told us — 8 Oct 16:51
₹39,900 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.39900.00,08-10-2026 16:51:51 thru Mob Bkg. Aval Bal Rs.205267.95 CR. Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer
The working
Stamp duty 0.3%23,110
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for39,930.76
By law ₹39,920. We ask ₹39,930 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
UNIT NO 2404, 24, KAMDHENU 23 WEST GRANDE, PLOT, A-12, A-13 W 192(D), 24TH, NAVI MUMBAI, 400709
read from the sanction letter · e-filing boxes 30 of 34 ready
Check the property →the boxes beside the paper
People
Raval Hiren Dinesh · applicantALLPR6349F
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