silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03310

Raval Hiren Dinesh

PNB_HFLLAN NHL/NAV/0726/5162362 Index II pending · with the government Send the draft 1All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs3 still to come
6 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Selfie / photo — inside New Doc 10-08-2026 17.57.pdfopen
✓Sanction letter — inside New Doc 10-08-2026 17.57.pdfopen
✓PAN card — inside New Doc 10-08-2026 17.57.pdfopen
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (3)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹39,930.76CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹39,900 receivedby the amount alone
Stamp duty 0.3%23,110
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.76
Total we ask for39,930.76
the branch’s receipt claims ₹39,900 789030955
paid 8 Oct 16:51:51 · verified 8 Oct 18:08:17 · 1 h 16 min later
How we know
Our own bank told us — 8 Oct 16:51
₹39,900 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.39900.00,08-10-2026 16:51:51 thru Mob Bkg. Aval Bal Rs.205267.95 CR. Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer
By law ₹39,920. We ask ₹39,930 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 16 minour time · 8 Oct 18:25
Index II —not yet
the NOI team 1 d 20 hthe branch 2 minthe SRO 3 d 10 htotal 5 d 6 h so far
Now with the SRO — waiting for the SRO's Index II
since 10 Oct 14:43 — 3 d 10 h of working time
Day by day — every step and who held it
8 Oct 18:07Your branch's mail
8 Oct 18:07Payment landedat once
8 Oct 18:08Fee quoted+1 min · the NOI team
8 Oct 18:08Payment verifiedat once
8 Oct 18:09Papers from your branch+2 min · the branch
8 Oct 18:11Papers read+1 min · the NOI team
8 Oct 18:11Property readat once
8 Oct 18:25Challan made+14 min · the NOI team
10 Oct 14:43Filed on IGR — e-filing shared+1 d 20 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹77,00,000
Loan account no.
NHL/NAV/0726/5162362
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has requested to initiate a challan for the captioned case. The loan papers are missing.
the trail says the next move is with the branch — the loan papers
the branch last asked: Kindly initiate challan in captioned case.
? loan papers sent — asked, mail 3 (2026-10-08) “Kindly initiate challan in captioned case.”
read over 3 mail(s), last mail 2026-10-08 · read 5d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026095213895 · ₹300 · paid 09/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011649745202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Kindly initiate challan in captioned case Customer Name----RAVAL HIREN DINESH Case Id--NHL/NAV/0726/5162362.
how it will look to the branch

Dear Team,

Please check the calculation and account details for the captioned case (LAN: NHL/NAV/0726/5162362).

NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount : Rs. 77,00,000

------------------------------------------------------
Stamp Duty 0.30%Rs. 23,110
Registration Fees 0.50%Rs. 15,000
Govt. Document Handling ChargesRs. 320
Service Fees for NOI FilingRs. 1,500.76

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 39,930.76

Please pay the exact amount, paise included - Rs. 39,930.76. The paise identify your case's credit by themselves, so nothing else is needed for us to recognise it.

Pay online (phone or laptop) - the QR carries the exact amount, one tap opens Google Pay / PhonePe / Paytm, and the payment screenshot goes in right there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03310/846ca3536298f989c1c926f5

Payment options:

NEFT / IMPS THINKBIGZ INITIATIVE PVT LTD · Punjab National Bank
A/C 6100002100003164 · IFSC PUNB0610000 · Manpada (Thane West)
UPI 9892834356m@pnb

Kindly remit and share the payment screenshot with UTR on this same thread (or on the pay page above). We begin the challan as soon as the credit is confirmed in our account.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
MJ mukund.jha1@pnbhousing.com pnbhousing.com
08 Oct, 18:07 · 5d ago THE FIRST MAIL — how this case began
Kindly initiate challan in captioned case Customer Name----RAVAL HIREN DINESH Case Id--NHL/NAV/0726/5162362.

Kindly initiate challan in captioned case.

Customer Name----RAVAL HIREN DINESH

Case Id--NHL/NAV/0726/5162362.

LOAN AMOUNT-7700000.

Thanks & Regards, Mukund Kumar Jha Area Sales Manager-(DSA) Mobile: +91-7903220157 pnb Housing Finance Limited 508 & 509, 5th Floor, Persepolis Bldg, Sector 17, Vashi, Navi Mumbai - 400703 [X] Internal
🤖 read: asks for the challan — “Kindly initiate challan in captioned case.”
3 more mails in between — open
MJ mukund.jha1@pnbhousing.com pnbhousing.com
08 Oct, 18:09 · 5d ago
Recall: Kindly initiate challan in captioned case Customer Name----RAVAL HIREN DINESH Case Id--NHL/NAV/0726/5162362.

mukund.jha1@pnbhousing.com would like to recall the message, "Kindly initiate challan in captioned case Customer Name----RAVAL HIREN DINESH Case Id--NHL/NAV/0726/5162362.".

🤖 read: The bank is recalling a previous message.
MJ mukund.jha1@pnbhousing.com pnbhousing.com
08 Oct, 18:09 · 5d ago
Kindly initiate challan in captioned case Customer Name----RAVAL HIREN DINESH Case Id--NHL/NAV/0726/5162362.

Kindly initiate challan in captioned case.

Customer Name----RAVAL HIREN DINESH

Case Id--NHL/NAV/0726/5162362.

LOAN AMOUNT-7700000.

Thanks & Regards, Mukund Kumar Jha Area Sales Manager-(DSA) Mobile: +91-7903220157 pnb Housing Finance Limited 508 & 509, 5th Floor, Persepolis Bldg, Sector 17, Vashi, Navi Mumbai - 400703 [X] Internal Internal
🤖 read: asks for the challan — “Kindly initiate challan in captioned case.”
OL The NOI teamTYPED IN GMAIL
08 Oct, 18:16 · 5d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 18:10, Mukund Jha 1 < mukund.jha1@pnbhousing.com > wrote: Kindly initiate challan in captioned case. Customer Name----RAVAL HIREN DINESH Case Id-- NHL/NAV/0726/5162362 . LOAN AMOUNT-7700000. Thanks & Regards, Mukund Kumar Jha Area Sales Manager-(DSA) Mobile: +91-7903220157 pnb Housing Finance Limited 508 & 509, 5th Floor, Persepolis Bldg, Sector 17, Vashi, Navi Mumbai - 400703 Internal Internal
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
08 Oct, 18:27 · 5d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 18:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 18:10, Mukund Jha 1 < mukund.jha1@pnbhousing.com > wrote: Kindly initiate challan in captioned case. Customer Name----RAVAL HIREN DINESH Case Id-- NHL/NAV/0726/5162362 . LOAN AMOUNT-7700000. Thanks & Regards, Mukund Kumar Jha Area Sales Manager-(DSA) Mobile: +91-7903220157 pnb Housing Finance Limited 508 & 509, 5th Floor, Persepolis Bldg, Sector 17, Vashi, Navi Mumbai - 400703 Internal Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
10 Oct, 14:43 · 3d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 18:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 18:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 18:10, Mukund Jha 1 < mukund.jha1@pnbhousing.com > wrote: Kindly initiate challan in captioned case. Customer Name----RAVAL HIREN DINESH Case Id-- NHL/NAV/0726/5162362 . LOAN AMOUNT-7700000. Thanks & Regards, Mukund Kumar Jha Area Sales Manager-(DSA) Mobile: +91-7903220157 pnb Housing Finance Limited 508 & 509, 5th Floor, Persepolis Bldg, Sector 17, Vashi, Navi Mumbai - 400703 Internal Internal
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot+ Selfie / photo inside+ Sanction letter inside+ PAN card inside New Doc 10-08-2026 17.57.pdf
filed 5d ago
Paid challan (GRAS) RAVAL HIREN DINESH EchallanMH011649745202627E.pdf
filed 5d ago
E-filing copy (token) eFilingDoc9990910260703.pdf
filed 3d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹39,930.76
Where it stands
VERIFIED — money received
Screenshot claims
₹39,900 789030955
Paid at
8 Oct 16:51:51
Verified on
8 Oct 18:08:17

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹23,110₹15,000₹320 ₹1,500₹39,930
By law ₹39,920. We ask ₹39,930 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Interest Rate (%), Title deed no / year / SRO, Floor (person 1)
26 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (New Doc 10-08-2026 17.57.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
UNIT NO 2404, PLOT NO A-12 & A-13 W 192(D), 24TH FLOOR, KAMDHENU 23 WEST GRANDE, KOPARKHAIRANE NAVI MUMBAI, Thane, TRANS-THANE CREEK INDUSTRIAL AREA KHAIRANE MIDC, Thane, MAHARASHTRA, India, 400709
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
New Doc 10-08-2026 17.57.pdf
as printed
UNIT NO 2404, PLOT NO A-12 & A-13 W 192(D), 24TH FLOOR, KAMDHENU 23 WEST GRANDE, KOPARKHAIRANE NAVI MUMBAI, THANE, TRANS-THANE CREEK INDUSTRIAL AREA KHAIRANE MIDC, THANE, MAHARASHTRA, INDIA, 400709
PIN
400709
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT NO 2404 24TH FLOOR KAMDHENU 23 WEST GRANDE PLOT NO A-12 & A-13 W 192 D
Locality/Road
KOPARKHAIRANE NAVI MUMBAI TRANS-THANE CREEK INDUSTRIAL AREA KHAIRANE MIDC
Area/City
THANE
check or correct a box, the papers beside it →
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorRaval Hiren DineshALLPR6349F
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quotemukund.jha1@pnbhousing.com 5d ago
document chasemukund.jha1@pnbhousing.com 5d ago
document chasemukund.jha1@pnbhousing.com 5d ago
What the engine read from each document — check anything marked in red
Payment screenshot New Doc 10-08-2026 17.57.pdf needs your check
utr
789030955
date
2026-10-08
amount
39900.0
method
WithinPNB
payee name
PNB Thinkbigz
payer name
HANSA HIREN RA..
raw reading (for Abhijit)
{'utr': '789030955', 'date': '2026-10-08', 'time': None, 'amount': 39900.0, 'method': 'WithinPNB', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'PNB Thinkbigz', 'payer_name': 'HANSA HIREN RA..', 'debit_notification_text': None}
Payment screenshot New Doc 10-08-2026 17.57.pdf needs your check
dob
1985-01-17
pan
ALLPR6349F
name
RAVAL HIREN DINESH
legible
True
father name
DINESH NATVARLAL RAVAL
raw reading (for Abhijit)
{'dob': '1985-01-17', 'pan': 'ALLPR6349F', 'name': 'RAVAL HIREN DINESH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DINESH NATVARLAL RAVAL', 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot New Doc 10-08-2026 17.57.pdf needs your check
legible
False
quality issue
no ID document found
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': None, 'legible': False, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': 'no ID document found'}
Payment screenshot New Doc 10-08-2026 17.57.pdf needs your check
found
True
found in
Sanction Letter / Index II
area sq m
36.86
paper for
loan_ref: NHL/NAV/0726/5162362; customer_name: RAVAL HIREN DINESH
confidence
1.0
reading486
property
property address
pin: 400709; state: MAHARASHTRA; flat_no: UNIT NO 2404; district: THANE; floor_no: 24; full_address: UNIT NO 2404, PLOT NO A-12 & A-13 W 192(D), 24TH FLOOR, KAMDHENU 23 WEST GRANDE, KOPARKHAIRANE NAVI MUMBAI, Thane, TRAN
applicant address from462
read again off the letter's pages (page 4, Address row)
security address verbatim
UNIT NO 2404, PLOT NO A-12 & A-13 W 192(D), 24TH FLOOR, KAMDHENU 23 WEST GRANDE, KOPARKHAIRANE NAVI MUMBAI, Thane, TRANS-THANE CREEK INDUSTRIAL AREA KHAIRANE MIDC, Thane, MAHARASHTRA, India, 400709
applicant address verbatim
FLAT NO 04 KAILASH KUNJ, SECTOR 2 PLOT NO 68 KOPAR KHAIRNE, THANE, ., Thane, MAHARASHTRA, 400709, India
raw reading (for Abhijit)
{'found': True, 'found_in': 'Sanction Letter / Index II', 'area_sq_m': 36.86, 'paper_for': {'loan_ref': 'NHL/NAV/0726/5162362', 'report_id': None, 'customer_name': 'RAVAL HIREN DINESH'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '400709', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'UNIT NO 2404', 'district': 'THANE', 'floor_no': '24', 'landmark': None, 'full_address': 'UNIT NO 2404, PLOT NO A-12 & A-13 W 192(D), 24TH FLOOR, KAMDHENU 23 WEST GRANDE, KOPARKHAIRANE NAVI MUMBAI, Thane, TRANS-THANE CREEK INDUSTRIAL AREA KHAIRANE MIDC, Thane, MAHARASHTRA, India, 400709', 'village_city': 'NAVI MUMBAI', 'building_name': 'KAMDHENU 23 WEST GRANDE', 'survey_or_cts_no': 'PLOT NO A-12 & A-13 W 192(D)'}, 'applicant_address_from462': "read again off the letter's pages (page 4, Address row)", 'security_address_verbatim': 'UNIT NO 2404, PLOT NO A-12 & A-13 W 192(D), 24TH FLOOR, KAMDHENU 23 WEST GRANDE, KOPARKHAIRANE NAVI MUMBAI, Thane, TRANS-THANE CREEK INDUSTRIAL AREA KHAIRANE MIDC, Thane, MAHARASHTRA, India, 400709', 'applicant_address_verbatim': 'FLAT NO 04 KAILASH KUNJ, SECTOR 2 PLOT NO 68 KOPAR KHAIRNE, THANE, ., Thane, MAHARASHTRA, 400709, India'}
Paid challan (GRAS) RAVAL HIREN DINESH EchallanMH011649745202627E.pdf needs your check
grn
MH011649745202627E
pin
400709
total
38110.0
article
6(1)
defaced
False
bank cin
03006172026100801277
district
THANE
area city
KHARANE MIDC
payer pan
ALLXXXXXXF
flat block
UNIT NO 2404 24TH FLOOR KAMDHENU 23
payer name
RAVAL HIREN DINESH
sro office
THN8_THANE NO 8 JOINT SUB REGISTRA
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7700000
scheme rows
{'amount': 23110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1053
payment date
08/10/2026-18:25:09
road locality
KOPARKHAIRANE NAVI MUMBAI TRANS-THANE CREEK INDUSTRIAL AREA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
7700000
raw reading (for Abhijit)
{'grn': 'MH011649745202627E', 'pin': '400709', 'total': 38110.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100801277', 'district': 'THANE', 'area_city': 'KHARANE MIDC', 'payer_pan': 'ALLXXXXXXF', 'flat_block': 'UNIT NO 2404 24TH FLOOR KAMDHENU 23', 'payer_name': 'RAVAL HIREN DINESH', 'sro_office': 'THN8_THANE NO 8 JOINT SUB REGISTRA', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7700000', 'scheme_rows': [{'amount': 23110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1053', 'payment_date': '08/10/2026-18:25:09', 'road_locality': 'KOPARKHAIRANE NAVI MUMBAI TRANS-THANE CREEK INDUSTRIAL AREA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7700000'}
E-filing copy (token) eFilingDoc9990910260703.pdf needs your check
sro
THN8
kind
efiling_copy
token
9990910260703
legible
True
property
road: THANE; unit: UNIT 2404; floor: 24; taluka: Thane; numbers: [{'type': 'Plot Number', 'value': 'A-12, A-13, W 192 D'}]; village: Khairane; building: UNIT NO 2404, KAMDHENU 23 WEST GRANDE; district: Thane; area_text:
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'ALLPR6349F', 'name': 'HIREN DINESH RAVAL', 'address': 'Flat No:04, Floor No:G, Building Name:KAILASH KUNJ SECTOR 2PLOT NO 68, Road: KOPAR KHAIRNE THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400709'
title deed
Agreement to Sale :19668/2026 SRO THANE-8
filing date
2026-10-10
loan amount
7700000
payment lines
{'ref': 'MH011649745202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 23100, 'ref_kind': 'GRN'}, {'ref': 'MH011649745202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 15000, 'ref_kind': 'GRN
date of mortgage
2026-10-09
raw reading (for Abhijit)
{'sro': 'THN8', 'kind': 'efiling_copy', 'token': '9990910260703', 'legible': True, 'property': {'pin': None, 'road': 'THANE', 'unit': 'UNIT 2404', 'floor': '24', 'taluka': 'Thane', 'numbers': [{'type': 'Plot Number', 'value': 'A-12, A-13, W 192 D'}], 'village': 'Khairane', 'building': 'UNIT NO 2404, KAMDHENU 23 WEST GRANDE', 'district': 'Thane', 'area_text': 'Carpet : 36.86 Sq.mt.', 'local_body': None, 'description': 'Block Sector:KOPARKHAIRANE, NAVI MUMBAI, Landmark: TRANS-THANE CREEK INDUSTRIAL AREA, KHAIRANE MIDC', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'ALLPR6349F', 'name': 'HIREN DINESH RAVAL', 'address': 'Flat No:04, Floor No:G, Building Name:KAILASH KUNJ SECTOR 2PLOT NO 68, Road: KOPAR KHAIRNE THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400709'}, {'pan': 'ARKPR5687D', 'name': 'HANSA HIREN RAVAL', 'address': 'Flat No:04, Floor No:G, Building Name: KAILASH KUNJ SECTOR 2PLOT NO 68, Road:KOPAR KHAIRNE THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400709'}], 'title_deed': 'Agreement to Sale :19668/2026 SRO THANE-8', 'filing_date': '2026-10-10', 'loan_amount': 7700000, 'payment_lines': [{'ref': 'MH011649745202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 23100, 'ref_kind': 'GRN'}, {'ref': 'MH011649745202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 15000, 'ref_kind': 'GRN'}, {'ref': '1026095213895', 'head': 'Document Handling Charges', 'dated': '09/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-09'}
Technical record (for Abhijit — safe to ignore)
57m agoezdocs:readerreader_efiling_verdict{'fp': '148a1858b4a18dd1', 'asked': True, 'findings': [{'do': 'Ask the branch for the Date of Mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the filing
3d agosystem:extractdhc_prn_read{'prn': '1026095213895', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990910260703.pdf', 'from': "the filed notice's own text", 'gr
3d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990910260703.pdf', 'token': '9990910260703', 'doc_id': '18de4b1a-933e-4f62-b5a9-5ae160b74f2f', 'mortgagors': 2}
3d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
3d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999091026
5d agosystem:reconcilequoted_history_checked{}
5d agosystem:reconcilechallan_boxes_gathered{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar
5d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['New Doc 10-08-2026 17.57.pdf'], 'after': {'addresses': {'people': [['Raval Hiren Dinesh', [['sanction_letter', 'same_spelling']]]],
5d agosystem:extractaddress_compared{'sig': '25108161fa20a3cb', 'why': 'after gather', 'people': [{'home': '4, kailash kunj, koper khairane, sector-2, Navi Mumbai, Thane, 400709', 'person': 'Raval Hiren Dinesh', 'against': [{'src': 'sanction_letter', 'why'
5d agosystem:extractchallan_boxes_composed{'fp': '71eed9c51dce3151', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'UNIT NO 2404 24TH FLOOR KAMDHENU
5d agosystem:extractproperty_numbers_completed{'now': {'attr1_value': 'A-12, A-13 W 192(D), 24TH'}, 'was': {'attr1_value': 'A-12 & A-13 W 192(D)'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the pa
5d agosystem:reconcileextra_challan_scanned{'found': 0}
5d agosystem:extractproperty_self_check{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': '
5d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ALxxxxxxXF — no paper on the
5d agoezdocs:readerreader_home_address{'fp': '77b2ab119dd7d047', 'from': 'the sanction letter (New Doc 10-08-2026 17.57.pdf)', 'home': {'pin': '400709', 'area': 'SECTOR 2 PLOT NO 68 KOPAR KHAIRNE', 'flat': 'FLAT NO 04', 'state': 'MAHARASHTRA', 'building': 'K
5d agoezdocs:readerletter_home_read462{'fp': 'doc:8239aa73-9994-4af8-925b-8e621e497f42', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'New Doc 10-08-2026 17.57.pdf', 'asked': True, 'found'
5d agosystem:ingestchallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'RAVAL HIREN DINESH EchallanMH011649745202627E.pdf', 'kind': 'pa
5d agosystem:emailsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NAV/0726/5162
5d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RAVAL HIREN DINESH
5d agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'THN8_THANE NO 8 JOINT SUB REGISTRA', 'district': 'THANE'}
5d agosystem:extractchallan_verified_against_case{'grn': 'MH011649745202627E', 'file': 'RAVAL HIREN DINESH EchallanMH011649745202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
5d agosystem:extractchallan_extracted{'grn': 'MH011649745202627E', 'file': 'RAVAL HIREN DINESH EchallanMH011649745202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 38110.0}
5d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '464847', 'lessons': [{'box': 'Taluka', 'words': "Taluka: the team adds words
5d agocopilot:SANDEEPcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
5d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'differs': []}
5d agosystem:copilotform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 14, 'issues': 0, 'case_no': 'NOI-2026-03310'}
5d agocopilotcopilot_pick{'why': "The requested SRO 'THN3_THANE NO 3 JOINT SUB REGISTRA' is not present in the provided options. The source text mentions 'NAVI MUMBAI' and 'KOPARKHAIRANE', which are typically associated with Thane dis", 'field':
5d agosystem:emailsemail_shadowed:doc_chase{'to': 'mukund.jha1@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NAV/0726/5162362), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card (New Doc 10-08-2026 1
5d agosystem:emailsdraft_withdrawn{'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']}
5d agosystem:extractchallan_boxes_composed{'fp': '7908025d752d25b5', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'UNIT NO 2404 24TH FLOOR KAMDHENU

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹39,900 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Yesterday · 13 Oct1 thing
reader efiling verdict — by ezdocs:reader
23:49
10 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
14:45
efiling copy read
14:45
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
14:44
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:44
Received: E-filing copy
eFilingDoc9990910260703.pdf
14:44
8 Oct51 things — 2 documents received · 5 letters written · 1 caution · 43 steps
quoted history checked
18:34
challan boxes gathered
18:34
boxes gathered
18:34
address compared
18:34
challan boxes composed
18:34
property numbers completed
18:33
extra challan scanned
18:32
property self check
18:31
The home address was read off the papers — by ezdocs:reader
18:30
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:27
An old draft withdrew itself — its asks were already answered
18:27
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:27
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:27
Challan re-read against the case — matches exactly
18:27
challan extracted
18:27
Received: Challan
RAVAL HIREN DINESH EchallanMH011649745202627E.pdf
18:27
copilot edit — by copilot:SANDEEP
18:25
copilot check ok — by copilot
18:20
form checked489
18:20
copilot pick — by copilot
18:20
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03310
18:20
An old draft withdrew itself — its asks were already answered
18:20
challan boxes composed
18:20
reader mail addition — by ezdocs:reader
18:19
A mail waiting for Send was put right to what is true now
18:15
file note490
18:12
branch from reading501 — by ezdocs:reader
18:12
case read — by ezdocs:reader
18:12
Nothing new to ask for — stayed quiet
18:11
Property read from the legal / technical report (the sanction letter had none)
18:11
case read started — by ezdocs:reader
18:11
Nothing new to ask for — stayed quiet
18:11
boxes gathered
18:11
A box the papers had not filled was read off a paper and corrected
18:11
A box the papers had not filled was read off a paper and corrected
18:11
A box the papers had not filled was read off a paper and corrected
18:11
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:11
pages trimmed480
18:11
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
18:11
screenshot claim recorded
18:11
Received: Payment screenshot
New Doc 10-08-2026 17.57.pdf
18:11
Nothing new to ask for — stayed quiet
18:10
boxes gathered
18:10
Wrote the document chase mail — held, silent mode
Kindly initiate challan in captioned case Customer Name----RAVAL HIREN DINESH Case Id--NHL/NAV/0726/5162362.
18:08
Wrote the fee quote mail — held, silent mode
Kindly initiate challan in captioned case Customer Name----RAVAL HIREN DINESH Case Id--NHL/NAV/0726/5162362.
18:08
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
18:08
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18:08
receivable snapshot
18:08
boxes gathered
18:08
party from case name
18:08
Case opened from the branch's mail
18:08
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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