⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02308

KAPIL GARG

LAN HOU/NAV/0926/5211655 Index II shared · done All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — shows ₹1,04,010; money not verified yetopen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Index II — the registered copy of our filing, from the governmentopen download

✓Selfie / photo — inside New Doc 09-23-2026 15.46.pdfopen

✓PAN card — inside New Doc 09-23-2026 15.46.pdfopen

✓Sanction letter — inside New Doc 09-23-2026 15.46.pdfopen

Applicant's Aadhaar Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (6)A label is wrong? Fix it under All documents.

For you to check

Money received is short — ₹50,030.63 still to come.
The receipt says ₹1,04,010 but ₹50,000 of it has not reached us. Look for a ₹50,000 credit — Money card, link by hand.
The work is done — our fee of ₹1,04,040.63 is still not in our account. Chase the branch for it.

MoneyLess money came

₹54,010of ₹1,04,040.63CASE MARK

₹50,030.63 of our ask has not arrived yet.

₹54,010 receivedone part of the receipt

The branch sent 2 receipts — 1 of 2 have reached our account:

₹50,000not seen in our account yet6627777299

✓₹54,010seen in our account · 23 Sep 11:24 · by its amount0092056206

The branch's receipt says ₹1,04,010 — ₹50,000 of it has not reached us yet. Look for a ₹50,000 credit.

Ask for the exact ₹1,04,040.63. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%87,220

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.63

Total we ask for1,04,040.63

Screenshot ₹1,04,010 — ₹31 under our ask, not below the real calculation ₹1,04,010. Counts as full. Nothing to ask.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-09-23 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

paid 23 Sep 11:24:49

How we know

Our own bank told us — 23 Sep 11:24

₹54,010 · UTR AXNGG26674762078 · from VA-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.54010.00,23-09-2026 11:24:49 thru NEFT from AXNGG26674762078/GOOGLE INDIA DIGITAL. Aval Bal 86162.95 CR Helpline 18001800/18002021-PNB”

Matched by: equals one part on the case's screenshots

By law ₹1,04,030. We ask ₹1,04,040 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 26 minour time · 23 Sep 16:20

Index II 87 h 44 minour time · 3 Oct 13:37

the NOI team 9 d 21 htotal 9 d 21 h

Complete.

Day by day — every step and who held it

23 Sep 15:53Your branch's mail

23 Sep 15:53Payment landedat once

23 Sep 15:54Papers read+1 min · the NOI team

23 Sep 15:54Property readat once

23 Sep 15:55Fee quotedat once

23 Sep 16:20Challan made+25 min · the NOI team

27 Sep 10:27Filed on IGR — e-filing shared+3 d 18 h · the NOI team

3 Oct 13:37Index II sent+6 d 3 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹2,90,70,000

Loan account no.

HOU/NAV/0926/5211655

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPNumber of mortgaged properties vs. single property filing format (the last reading of the file — the papers changed since)

SANCTION LETTER	Two flats are offered as security FLAT NO 301 & 302, PLOT NO 11 & 12, 3RD FLOOR, BALLAD, KESHAR HARMONY CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, Panvel, SECTOR NO 6, Raigad, MAHARASHTRA, India, 410210
INDEX II PNL3-16764-2026	Describes Flat No. 302 सदनिका क्र. 302, तिसरा मजला, बल्लाड बिल्डींग, केसर हार्मोनी सी. एच. एस. लि., प्लॉट नं. 11 आणि 12, सेक्टर नं. 6, खारघर, ता. पनवेल, जि. रायगड
INDEX II PNL3-16763-2026	Describes Flat No. 301 सदनिका क्र. 301, तिसरा मजला, बल्लाड बिल्डींग, केसर हार्मोनी सी. एच. एस. लि., प्लॉट नं. 11 आणि 12, सेक्टर नं. 6, खारघर, ता. पनवेल, जि. रायगड
OUR FILE'S PROPERTY BOXES	Only lists Flat No. 301 Flat no = 301; Building = Ballad Building, Kesar Harmony C. H. S. Ltd.; Floor = 3rd; road = Panvel; Village = Kharghar; taluka = Panvel; district = Raigad; pin = 410210; Number type = PLOT; Number = 11 & 12; Second number type = SECTOR; Second number =

Why it matters: The sanction letter clearly states two distinct flats (301 & 302) are offered as security for this loan. There are two separate Index IIs, one for each flat. The challan and e-filing forms are designed for a single property. It is not possible to file a single Notice of Intimation for two distinct properties.

What to do: The branch must clarify whether two separate Notices of Intimation are required for each flat, or if the loan is only secured by one of the flats, and if so, which one. The property boxes in our file only reflect one of the flats, which is also a discrepancy.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent the loan documents and paid the fee. The NOI team has created and shared the challan, and filed the NOI, sharing the e-filing copy. The case is complete.

the history says the next move is with no one — the case is finished — nothing

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-23) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of- KAPIL GARG - HOU/NAV/0926/5211655”

✓ fee paid — the branch's words — done, mail 1 (2026-09-23) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of- KAPIL GARG - HOU/NAV/0926/5211655”

✓ challan made — done, mail 3 (2026-09-23) “PFA challan for your reference..”

✓ challan shared — done, mail 3 (2026-09-23) “PFA challan for your reference..”

✓ filed on the IGR site — done, mail 5 (2026-09-27) “PFA DOWNLOADED COPY OF EFILING”

✓ e-filing copy shared — done, mail 5 (2026-09-27) “PFA DOWNLOADED COPY OF EFILING”

read over 5 mail(s), last mail 2026-09-27 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 19d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926274400522 · ₹300 · paid 27/09/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010723339202627E	9992709260014	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

KT kavita.tambe@pnbhousing.com pnbhousing.com
23 Sep, 15:53 · 22d ago THE FIRST MAIL — how this case began

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of KAPIL GARG - HOU/NAV/0926/5211655

📎 image001.png ↗📎 image002.jpg ↗📎 New Doc 09-23-2026 15.46.pdf ↗

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of- KAPIL GARG - HOU/NAV/0926/5211655

Thanks & Regards,
Kavita Tambe
Area Sales Manger
9372500692
pnb Housing Finance Limited
5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703
[cid:image001.png@01DD4B73.16817CD0]
[cid:image002.jpg@01DD4B73.16817CD0]

Internal

Internal

🤖 read: says the fee is paid ✓; documents attached — “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of- KAPIL GARG - HOU/NAV/0926/5211655”

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
23 Sep, 16:07 · 22d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 15:54, Kavita Tambe <kavita.tambe@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

 Please find attached documents and payment receipt for 0.30% & NOI
PAYMENT of- KAPIL GARG - HOU/NAV/0926/5211655

Thanks & Regards,

Kavita Tambe

Area Sales Manger

9372500692 <(937)%20250-0692>

pnb *Housing Finance Limited*

5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi
Mumbai-400703
<https://www.google.com/maps/search/17,+Vashi,+Navi+Mumbai-400703?entry=gmail&source=g>

Internal

Internal

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
23 Sep, 16:23 · 22d ago

📎 KAPIL GARG EchallanMH010723339202627E.pdf ↗

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 16:07, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will 
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Wed, 23 Sept 2026 at 15:54, Kavita Tambe <kavita.tambe@pnbhousing.com> 
wrote:

> Dear Team,
>
> Please find attached documents and payment receipt for 0.30% & NOI 
> PAYMENT of- KAPIL GARG - HOU/NAV/0926/5211655
>
> 
>
> 
>
> Thanks & Regards,
>
> Kavita Tambe
>
> Area Sales Manger
>
> 9372500692 <(937)%20250-0692>
>
> pnb *Housing Finance Limited*
>
> 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi 
> Mumbai-400703 
> <https://www.google.com/maps/search/17,+Vashi,+Navi+Mumbai-400703?entry=gmail&source=g>
>
> 
>
> 
>
> 
>
> 
>
> Internal
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
23 Sep, 16:24 · 22d ago

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 16:07, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Wed, 23 Sept 2026 at 15:54, Kavita Tambe <kavita.tambe@pnbhousing.com>
wrote:

> Dear Team,
>
> Please find attached documents and payment receipt for 0.30% & NOI
> PAYMENT of- KAPIL GARG - HOU/NAV/0926/5211655
>
>
>
>
>
> Thanks & Regards,
>
> Kavita Tambe
>
> Area Sales Manger
>
> 9372500692 <(937)%20250-0692>
>
> pnb *Housing Finance Limited*
>
> 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi
> Mumbai-400703
> <https://www.google.com/maps/search/17,+Vashi,+Navi+Mumbai-400703?entry=gmail&source=g>
>
>
>
>
>
>
>
>
>
> Internal
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
27 Sep, 10:27 · 18d ago

📎 eFilingDoc9992709260015.pdf ↗

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 23 Sept 2026 at 16:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 23 Sept 2026 at 16:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 23 Sept 2026 at 15:54, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of- KAPIL GARG - HOU/NAV/0926/5211655

Thanks & Regards,

Kavita Tambe

Area Sales Manger

9372500692

pnb
Housing Finance Limited

5th Floor, Flat No. 508-509, Persipolis BuildingSector - 17, Vashi, Navi Mumbai-400703

Internal

Internal

🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

OL The NOI teamTYPED IN GMAIL
03 Oct, 13:37 · 12d ago

📎 IndexII9992709260015.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 10:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 23 Sept 2026 at 16:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 23 Sept 2026 at 16:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 23 Sept 2026 at 15:54, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of- KAPIL GARG - HOU/NAV/0926/5211655

Thanks & Regards,

Kavita Tambe

Area Sales Manger

9372500692

pnb
Housing Finance Limited

5th Floor, Flat No. 508-509, Persipolis BuildingSector - 17, Vashi, Navi Mumbai-400703

Internal

Internal

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image001.png	filed	22d ago
Other	image002.jpg	filed	22d ago
Payment screenshot+ Selfie / photo inside+ PAN card inside+ Sanction letter inside+ Index II inside	New Doc 09-23-2026 15.46.pdf	filed	22d ago
Paid challan (GRAS)	KAPIL GARG EchallanMH010723339202627E.pdf	filed	22d ago
E-filing copy (token)	eFilingDoc9992709260015.pdf	filed	18d ago
Index IIthe registered copy we filed	IndexII9992709260015.pdf	filed	12d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹1,04,040.63

Where it stands
SHORT — less arrived than needed

Screenshot claims
₹1,04,010 130092056206,626627777299

Screenshot ₹1,04,010 — ₹31 under our ask, not below the real calculation ₹1,04,010. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-09-23 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
23 Sep 11:24:49

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹87,220	₹15,000	₹320	₹1,500	₹1,04,040

By law ₹1,04,030. We ask ₹1,04,040 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Road (person 1)

17 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …), First name (person 1), Last name (person 1) …

✓ EzDocs checked every box against the document’s own words 19d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (New Doc 09-23-2026 15.46.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

इतर वर्णनः, इतर माहितीः विभाग क्र. 19/6, दर-रु.1,55,700/- प्रती चौ.मी.. सदनिका क्र. 301, तिसरा मजला, बल्लाड बिल्डींग, केसर हार्मोनी सी. एच. एस. लि., प्लॉट नं. 11 आणि 12, सेक्टर नं. 6, खारघर, ता. पनवेल, जि. रायगड. क्षेत्र-465 चौ. फूट बिल्टअप (43.21 चौ. मी. बिल्टअप) कार पार्किंग स्पेस नं. 297( (Plot Number: 11 आणि 12; SECTOR NUMBER:6;)) स्थानिक स्वराज्य संस्थाः पनवेल म.न.पा.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

New Doc 09-23-2026 15.46.pdf

as printed
FLAT NO 301 & 302, PLOT NO 11 & 12, 3RD FLOOR, BALLAD, KESHAR HARMONY CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, PANVEL, SECTOR NO 6, RAIGAD, MAHARASHTRA, INDIA, 410210

PIN
410210

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 301 & 302 PLOT NO 11 & 12 3RD FLOOR BALLAD KESHAR HARMONY CO OP HSG SOC LTD

Locality/Road
KHARGHAR NAVI MUMBAI PANVEL SECTOR NO 6 RAIGAD MAHARASHTRA

Area/City
RAIGAD

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	KAPIL GARG	AKPPG5997D

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	kavita.tambe@pnbhousing.com	22d ago
questions for the branch — what the papers leave open	kavita.tambe@pnbhousing.com	22d ago
document chase	kavita.tambe@pnbhousing.com	22d ago
questions for the branch — what the papers leave open	kavita.tambe@pnbhousing.com	22d ago

What EzDocs read from each document — check anything marked in red

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Other image002.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Payment screenshot New Doc 09-23-2026 15.46.pdf needs your check

dob
1981-09-13

pan
AKPPG5997D

name
KAPIL GARG

legible
True

father name
SURESH KUMAR GARG

raw reading (for Abhijit)

{'dob': '1981-09-13', 'pan': 'AKPPG5997D', 'name': 'KAPIL GARG', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SURESH KUMAR GARG', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot New Doc 09-23-2026 15.46.pdf needs your check

legible
False

quality issue
no ID document found

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': None, 'legible': False, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': 'no ID document found'}

Payment screenshot New Doc 09-23-2026 15.46.pdf needs your check

lan
HOU/NAV/0926/5211655

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'KAPIL GARG', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AASTHA GARG', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1

loan amount
28500000

final amount
29070000

interest rate
8.5

sanction date
22-Sep-2026

letter version
5

applicant email
gargrough@gmail.com

applicant names
KAPIL GARG, AASTHA GARG

printed altered
False

applicant mobile
7021832940

balance transfer
False

property address
pin: 410210; state: MAHARASHTRA; taluka: Panvel; Flat no: 301 & 302; district: Raigad; Floor: 3RD FLOOR; Address: FLAT NO 301 & 302, PLOT NO 11 & 12, 3RD FLOOR, BALLAD, KESHAR HARMONY CO OP HSG SOC LTD, KHARGHAR

insurance premium
570000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
29070000

security address verbatim
FLAT NO 301 & 302, PLOT NO 11 & 12, 3RD FLOOR, BALLAD, KESHAR HARMONY CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, Panvel, SECTOR NO 6, Raigad, MAHARASHTRA, India, 410210

applicant address verbatim
404,/405, 4- BALLAD, KESAR HARMONY, SECTOR-6, KHARGHAR, ., Panvel, MAHARASHTRA, 410210, India

raw reading (for Abhijit)

{'lan': 'HOU/NAV/0926/5211655', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'KAPIL GARG', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AASTHA GARG', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 28500000, 'final_amount': 29070000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '22-Sep-2026', 'letter_version': '5', 'applicant_email': 'gargrough@gmail.com', 'applicant_names': ['KAPIL GARG', 'AASTHA GARG'], 'printed_altered': False, 'applicant_mobile': '7021832940', 'balance_transfer': False, 'property_address': {'pin': '410210', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '301 & 302', 'district': 'Raigad', 'floor_no': '3RD FLOOR', 'landmark': None, 'full_address': 'FLAT NO 301 & 302, PLOT NO 11 & 12, 3RD FLOOR, BALLAD, KESHAR HARMONY CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, Panvel, SECTOR NO 6, Raigad, MAHARASHTRA, India, 410210', 'village_city': 'KHARGHAR NAVI MUMBAI', 'building_name': 'BALLAD, KESHAR HARMONY CO OP HSG SOC LTD', 'survey_or_cts_no': 'PLOT NO 11 & 12'}, 'insurance_premium': 570000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 29070000, 'security_address_verbatim': 'FLAT NO 301 & 302, PLOT NO 11 & 12, 3RD FLOOR, BALLAD, KESHAR HARMONY CO OP HSG SOC LTD, KHARGHAR NAVI MUMBAI, Panvel, SECTOR NO 6, Raigad, MAHARASHTRA, India, 410210', 'applicant_address_verbatim': '404,/405, 4- BALLAD, KESAR HARMONY, SECTOR-6, KHARGHAR, ., Panvel, MAHARASHTRA, 410210, India'}

Payment screenshot New Doc 09-23-2026 15.46.pdf needs your check

payments inside
kind: bundle; payments: [{'utr': '626627777299', 'date': '2026-09-23', 'page': 3, 'time': '10:44', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 50000.0, 'direction': 'debit', 'narration': 'NOI payment by kapil garg

raw reading (for Abhijit)

{'payments_inside': {'kind': 'bundle', 'payments': [{'utr': '626627777299', 'date': '2026-09-23', 'page': 3, 'time': '10:44', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 50000.0, 'direction': 'debit', 'narration': 'NOI payment by kapil garg', 'proof_kind': 'success_screen'}, {'utr': '130092056206', 'date': '2026-09-23', 'page': 4, 'time': '10:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 54010.0, 'direction': 'debit', 'narration': 'From Kapil Garg Noi payment', 'proof_kind': 'success_screen'}], 'rows_read': 2, 'account_holder': 'AASTHA GARG'}}

Payment screenshot New Doc 09-23-2026 15.46.pdf needs your check

header doc number
PNL3-16764-2026

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '626627777299', 'date': '2026-09-23', 'page': 3, 'time': '10:44', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 50000.0, 'direction': 'credit', 'narration': 'NOI payment by kapil garg', 'proof_kind': 'success_screen'}, {'utr': '130092056206', 'date': '2026-09-23', 'page': 4, 'time': '10:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 54010.0, 'direction': 'credit', 'narration': 'From Kapil Garg Noi payment', 'proof_kind': 'success_screen'}], 'rows_read': 2, 'account_last4': None, 'account_holder': 'KAPIL GARG'}, 'header_doc_number': 'PNL3-16764-2026'}

Other image002.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Paid challan (GRAS) KAPIL GARG EchallanMH010723339202627E.pdf needs your check

grn
MH010723339202627E

pin
410210

total
102220.0

article
6(1)

defaced
False

bank cin
03006172026092301149

district
RAIGAD

area city
RAIGAD

payer pan
AKPXXXXXXD

flat block
FLAT NO 301 AND 302 3RD FLOOR BALLAD BUILDING KESAR HARMONY CO OP HSG SOC LTD PLOT NO 11 AND 12

payer name
KAPIL GARG

sro office
PNL3_PANVEL 3 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=29070000

scheme rows
{'amount': 87220.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2940

payment date
23/09/2026-16:20:12

road locality
SECTOR NO 6 KHARGHAR NAVI MUMBAI PANVEL RAIGAD MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
29070000

raw reading (for Abhijit)

{'grn': 'MH010723339202627E', 'pin': '410210', 'total': 102220.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092301149', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'AKPXXXXXXD', 'flat_block': 'FLAT NO 301 AND 302 3RD FLOOR BALLAD BUILDING KESAR HARMONY CO OP HSG SOC LTD PLOT NO 11 AND 12', 'payer_name': 'KAPIL GARG', 'sro_office': 'PNL3_PANVEL 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=29070000', 'scheme_rows': [{'amount': 87220.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2940', 'payment_date': '23/09/2026-16:20:12', 'road_locality': 'SECTOR NO 6 KHARGHAR NAVI MUMBAI PANVEL RAIGAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '29070000'}

E-filing copy (token) eFilingDoc9992709260015.pdf needs your check

sro
MRR

kind
efiling_copy

token
9992709260015

legible
True

property
road: PANVEL; unit: Flat No:301; floor: 3; taluka: Panavel; numbers: [{'type': 'Plot Number', 'value': '11, 12'}, {'type': 'SECTOR NUMBER', 'value': '6'}]; village: Kharaghar; building: KESHAR HARMONY CO OP HSG SOC LTD,B

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'AKPPG5997D', 'name': 'KAPIL GARG', 'address': 'Flat No:404,/405, Floor No:4, Building Name:BALLAD, KESAR HARMONY, Block Sector:SECTOR-6, KHARGHAR, Road:PANVEL, City:PANVEL, State:MAHARASHTRA, District:RAIGARH(MH

title deed
Agreement to Sale :16763/2026 SRO PANVEL 3

filing date
2026-09-27

loan amount
29070000.0

date of mortgage
2026-09-27

raw reading (for Abhijit)

{'sro': 'MRR', 'kind': 'efiling_copy', 'token': '9992709260015', 'legible': True, 'property': {'pin': None, 'road': 'PANVEL', 'unit': 'Flat No:301', 'floor': '3', 'taluka': 'Panavel', 'numbers': [{'type': 'Plot Number', 'value': '11, 12'}, {'type': 'SECTOR NUMBER', 'value': '6'}], 'village': 'Kharaghar', 'building': 'KESHAR HARMONY CO OP HSG SOC LTD,BALLAD BLDG', 'district': 'Raigad', 'area_text': 'Build: 465 Sq.ft.', 'local_body': None, 'description': '1) Building Name:KESHAR HARMONY CO OP HSG SOC LTD,BALLAD BLDG, Floor No:3, Flat No:301, Road: PANVEL S.NO/CTS NO etc.: Plot Number : 11, 12, SECTOR NUMBER :6, Area: Build: 465 Sq.ft. Documents Deposited with Bank: Agreement to Sale :16763/2026 SRO PANVEL 3 2) Building Name:KESHAR HARMONY CO OP HSG SOC LTD,BALLAD BLDG, Floor No:3, Flat No:302, Road: PANVEL, Landmark:KHARGHAR NAVI MUMBAI S.NO/CTS NO etc.: Plot Number : 11 AND 12, SECTOR NUMBER :6, Area: Build: 71.09 Sq.mt. Documents Deposited with Bank: Agreement to Sale :16764/2026 SRO PANVEL 3', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AKPPG5997D', 'name': 'KAPIL GARG', 'address': 'Flat No:404,/405, Floor No:4, Building Name:BALLAD, KESAR HARMONY, Block Sector:SECTOR-6, KHARGHAR, Road:PANVEL, City:PANVEL, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410210'}, {'pan': 'AUNPS3620F', 'name': 'AASTHA GARG', 'address': 'Flat No:404,/405, Floor No:4, Building Name:BALLAD, KESAR HARMONY, Block Sector:SECTOR-6, KHARGHAR, Road:PANVEL, City:PANVEL, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410210'}], 'title_deed': 'Agreement to Sale :16763/2026 SRO PANVEL 3', 'filing_date': '2026-09-27', 'loan_amount': 29070000.0, 'date_of_mortgage': '2026-09-27'}

E-filing copy (token) eFilingDoc9992709260015.pdf needs your check

sro
MRR

kind
efiling_copy

token
9992709260015

legible
True

property
road: PANVEL; unit: Flat No:301; floor: 3; taluka: Panavel; numbers: [{'type': 'Plot Number', 'value': '11'}, {'type': 'Plot Number', 'value': '12'}, {'type': 'SECTOR NUMBER', 'value': '6'}]; village: Kharaghar; building

mortgagee
PNB HOUSING FINANCE LTD

title deed
Agreement to Sale :16763/2026 SRO PANVEL 3

filing date
2026-09-27

loan amount
29070000

date of mortgage
2026-09-27

raw reading (for Abhijit)

{'sro': 'MRR', 'kind': 'efiling_copy', 'token': '9992709260015', 'legible': True, 'property': {'pin': None, 'road': 'PANVEL', 'unit': 'Flat No:301', 'floor': '3', 'taluka': 'Panavel', 'numbers': [{'type': 'Plot Number', 'value': '11'}, {'type': 'Plot Number', 'value': '12'}, {'type': 'SECTOR NUMBER', 'value': '6'}], 'village': 'Kharaghar', 'building': 'KESHAR HARMONY CO OP HSG SOC LTD,BALLAD BLDG', 'district': 'Raigad', 'area_text': '465 Sq.ft.', 'local_body': None, 'description': '2) Building Name:KESHAR HARMONY CO OP HSG SOC LTD,BALLAD BLDG, Floor No:3, Flat No:302, Road:PANVEL, Landmark:KHARGHAR NAVI MUMBAI S.NO/CTS NO etc.: Plot Number : 11 AND 12, SECTOR NUMBER :6, Area: Build: 71.09 Sq.mt.', 'property_type': 'Building'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AKPPG5997D', 'name': 'KAPIL GARG', 'address': 'Flat No:404,/405, Floor No:4, Building Name:BALLAD, KESAR HARMONY, Block Sector:SECTOR-6, KHARGHAR, Road:PANVEL, City:PANVEL, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410210'}, {'pan': 'AUNPS3620F', 'name': 'AASTHA GARG', 'address': 'Flat No:404,/405, Floor No:4, Building Name:BALLAD, KESAR HARMONY, Block Sector:SECTOR-6, KHARGHAR, Road:PANVEL, City:PANVEL, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410210'}], 'title_deed': 'Agreement to Sale :16763/2026 SRO PANVEL 3', 'filing_date': '2026-09-27', 'loan_amount': 29070000, 'date_of_mortgage': '2026-09-27'}

Paid challan (GRAS) KAPIL GARG EchallanMH010723339202627E.pdf needs your check

grn
MH010723339202627E

pin
410210

total
102220.0

article
6(1)

defaced
False

bank cin
03006172026092301149

district
RAIGAD

area city
RAIGAD

payer pan
AKPXXXXXXD

flat block
FLAT NO 301 AND 302 3RD FLOOR BALLAD BUILDING KESAR HARMONY CO OP HSG SOC LTD PLOT NO 11 AND 12

payer name
KAPIL GARG

sro office
PNL3_PANVEL 3 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=29070000

scheme rows
{'amount': 87220.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2940

payment date
23/09/2026-16:20:12

road locality
SECTOR NO 6 KHARGHAR NAVI MUMBAI PANVEL RAIGAD MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
29070000

raw reading (for Abhijit)

{'grn': 'MH010723339202627E', 'pin': '410210', 'total': 102220.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092301149', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'AKPXXXXXXD', 'flat_block': 'FLAT NO 301 AND 302 3RD FLOOR BALLAD BUILDING KESAR HARMONY CO OP HSG SOC LTD PLOT NO 11 AND 12', 'payer_name': 'KAPIL GARG', 'sro_office': 'PNL3_PANVEL 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=29070000', 'scheme_rows': [{'amount': 87220.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2940', 'payment_date': '23/09/2026-16:20:12', 'road_locality': 'SECTOR NO 6 KHARGHAR NAVI MUMBAI PANVEL RAIGAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '29070000'}

Technical record (for Abhijit — safe to ignore)

5d ago	EzDocs	dhc_prn_looked	{'file': 'eFilingDoc9992709260015.pdf', 'found': True, 'doc_id': 'dd2decaa-46c4-4931-a1cd-01a1bd7a6831'}
5d ago	EzDocs	dhc_prn_read	{'prn': '0926274400522', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992709260015.pdf', 'from': "the filed notice's own text", 'gr
12d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
12d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999270926001
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AKxxxxxxXD — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '258345', 'lessons': []}
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '258361', 'lessons': []}
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '258362', 'lessons': []}
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '258406', 'lessons': [{'box': 'Area', 'words': 'Area: the team typed 465 — th
16d ago	EzDocs	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'KAPIL GARG EchallanMH010723339202627E.pdf', 'doc_id': '509d6571-0322-4b30
16d ago	EzDocs	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
16d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'PNL3_PANVEL 3 JOINT SUB REGISTRAR', 'district': 'RAIGAD'}
16d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010723339202627E', 'file': 'KAPIL GARG EchallanMH010723339202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
16d ago	EzDocs	challan_extracted	{'grn': 'MH010723339202627E', 'file': 'KAPIL GARG EchallanMH010723339202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 102220.0}
16d ago	EzDocs	reading_error456	{'box': 'Agreement to Sale description', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'KAPIL GARG EchallanMH010723339202627E.p
16d ago	EzDocs	document_reread	{'now': ['efiling'], 'was': ['efiling'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'eFilingDoc9992709260015.pdf', 'doc_id': 'dd2decaa-46c4-4931-a1cd-01a1bd7a
16d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992709260015.pdf', 'token': '9992709260015', 'doc_id': 'dd2decaa-46c4-4931-a1cd-01a1bd7a6831', 'mortgagors': 2}
16d ago	EzDocs	reading_error456	{'box': 'Area', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'eFilingDoc9992709260015.pdf', 'ours': '114.3', 'doc_id': 'dd2dec
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'fe86f75fc50df58f', 'docs': ['New Doc 09-23-2026 15.46.pdf'], 'loan': {'amount': 29070000, 'made_of': [{'what': 'Loan Amount', 'paper': 'SANCTION LETTER', 'quote': 'Loan Amount INR 28500000 (INR Two
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'fe86f75fc50df58f', 'docs': ['New Doc 09-23-2026 15.46.pdf'], 'loan': {'amount': 29070000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter', 'quote': 'Loan Amount INR 28500000 (INR Two
18d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992709260015.pdf', 'token': '9992709260015', 'doc_id': 'dd2decaa-46c4-4931-a1cd-01a1bd7a6831', 'mortgagors': 2}
18d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
18d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
18d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999270926
18d ago	copilot	copilot_check_issues	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Calculated/Payable (portal)', 'why': 'The calcu
18d ago	ANJU	copilot_edit	{'n': 13, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
18d ago	copilot	copilot_check_issues	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Area', 'why': 'The Index II prints 43.21 sq.mt
18d ago	copilot	copilot_pick	{'why': "the portal spells it 'Kharaghar'", 'field': 'Village', 'value': '272400020283030000', 'method': 'spelling', 'picked': 'Kharaghar', 'wanted': 'KHARGHAR', 'why_audit': "EzDocs chose from the portal's own list;
18d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

SHORT — ₹54,010 of ₹1,04,040.63 received

₹50,030.63 still to come before the challan.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Money received is short — ₹50,030.63 still to come. The receipt says ₹1,04,010 but ₹50,000 of it has not reached us. Look for a ₹50,000 credit — Money card, link by hand. The work is done — our fee of ₹1,04,040.63 is still not in our account. Chase the branch for it.

10 Oct1 thing

EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records

00:01

3 Oct3 things — 1 document received · 1 letter written · 1 step

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.