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⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-03157older case

KETAN RAMESH GAWALI

PNB_HFLLAN NHL/THA/0526/5108516Loan ₹14,33,306NOI
Mails & papers 2 1 draft to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
IGR e-filing ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
5 Oct, 16:15
Documents
took 26m
Payment
Challan
Filing
done 5 Oct, 16:20 · IGR e-filing ↗
E-filing copy
took 45m
Index II
done 5 Oct, 17:05
doneIndex II shared · the trail says: The branch is asking for the NOI Index II copy. The team needs to ask for the loan papers and provide a fee quote to proceed.whole case so far 8d 5h
Needs your eyes2
The work is done — our fee of ₹13,310.88 is still not in our account. Chase the branch for it.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch

Nothing — this case is done

Index II shared with the branch and the case is closed.

Historywhat happened on this case, newest first
5 Oct56 things
cards read
17:05
kyc address read
17:05
roles from letter
17:05
Co-applicant added
17:05
party not merged
17:05
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
17:02
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:15
file note490
16:15
case read — by ezdocs:reader
16:15
pan by reading443
16:15
thread docs swept
16:14
Documents the branch had sent were fetched from the mail thread
16:14
Received: other
image001.png
16:14
index2 mismatch
16:14
Received: Index II
KETAN GAWALI IndexII9990107260042.pdf
16:14
dhc prn read
16:14
efiling copy read
16:14
Received: E-filing copy
eFilingDoc9990107260042.pdf
16:14
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:14
Challan re-read against the case — matches exactly
16:14
challan extracted
16:14
Received: Challan
KETAN GAWALI EchallanMH005457872202627E.pdf
16:14
Received: other
image001.png
16:14
property self check
16:14
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03157
16:14
claim inside desk buffer
16:14
acknowledged with advice
16:14
No fee quote sent — the branch's own figures were right
16:14
The payment proof already on the case was applied
16:14
property from index2
16:14
index2 people checked
16:14
property english extracted
16:14
index2 people checked
16:14
index2 pan differs
16:14
Index II (title document) received from the branch
16:14
money settled — by ezdocs:reader
16:13
Received: Index II
INDEX 2 KETAN.jpg
16:13
case read started — by ezdocs:reader
16:13
applicant email captured
16:13
roles from letter
16:13
applicant row from letter
16:13
Property address read from the sanction letter
16:13
roles from letter
16:13
Received: Sanction letter
SANCTION LETTER KETAN.pdf
16:13
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
16:13
kyc address read
16:13
Received: PAN card
KYC WITH OVD KETAN AND BHAGYASHREE.pdf
16:13
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:13
Received: Selfie
IMG-20260629-WA0003.jpg
16:13
Payment proof arrived before the case was quoted — held
16:13
Received: Payment screenshot
IMG-20260629-WA0004.jpg
16:13
extra challan scanned
16:02
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:00
Nothing new to ask for — stayed quiet
15:53
old thread stored only
15:52
Case opened from the branch's mail
15:52
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Payment screenshot — shows ₹13,267; money not verified yetopen
✓Selfie / photoopen
✓PAN cardopen
✓Sanction letteropen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside KYC WITH OVD KETAN AND BHAGYASHREEopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 10 files
The file, as the engine remembers it9 open
Everything matches perfectly. The loan has been fully extracted, and the property details align between the sanction letter and the registered Index II of the purchase.
○KETAN RAMESH GAWALI — date of birth — the branch
○KETAN RAMESH GAWALI — home building — the branch
○KETAN RAMESH GAWALI — home flat — the branch
○KETAN RAMESH GAWALI — home road — the branch
○KETAN RAMESH GAWALI — home PIN — the branch
○KETAN RAMESH GAWALI — home village / city — the branch
○BHAGYASHREE KETAN GAWALI — mobile — the branch
○BHAGYASHREE KETAN GAWALI — e-mail — the branch
○this desk's fee (Rs 13310) — the branch
the branch's last mail (2026-10-05): The branch asks for the Index II copy urgently.
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T10:45 UTC
Moneywaiting for the credit
₹13,310.88
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹13,267 — ₹44 under our ask, not below the real calculation ₹13,266. Counts as full. Nothing to ask.
Screenshot ₹13,267 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
₹13,100 · 12 Oct 11:56 · DEEPAK MAD . RRN- · 8534311165 — ₹210.88 less than our ask
The working
Stamp duty 0.3%4,310
Registration fee 0.5%7,180
Government handling320
Our service fee1,500
Total we ask for13,310.88
By law ₹13,286.45. We ask ₹13,310 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
2503, 25th, Raunak Residency, V Building, SURVEY, 186/P, 364/P, Majivade, 400604
read from the Index II · e-filing boxes 45 of 58 ready
Check the property →the boxes beside the paper
People
BHAGYASHREE KETAN GAWALI · co-applicantAYLPM8455AKETAN RAMESH GAWALI · applicantAYPPG6542GKETAN GAWALI · applicantAYPPG6542G
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