⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03157

KETAN RAMESH GAWALI

LAN NHL/THA/0526/5108516 Index II shared · done Send the draft 1 All documents Mails & papers 2

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needsall in

10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — shows ₹13,267; money not verified yetopen

✓Selfie / photoopen

✓PAN cardopen

✓Sanction letteropen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Aadhaar card — inside KYC WITH OVD KETAN AND BHAGYASHREEopen

✓Property address — verified by the engine, from the Index II (correct below if anything is off)

All files (10)A label is wrong? Fix it under All documents.

Needs your eyes

The work is done — our fee of ₹13,310.88 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹13,310.88CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹13,267; we wait for the credit itself

Ask for the exact ₹13,310.88. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%4,310

Registration fee 0.5%7,180

Government handling320

Our service fee1,500.88

Total we ask for13,310.88

Screenshot ₹13,267 — ₹44 under our ask, not below the real calculation ₹13,266. Counts as full. Nothing to ask.
Screenshot ₹13,267 — verified by itself the moment the bank credit is heard.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 17:28 — 6 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹13,286.45. We ask ₹13,310 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 23 minour time · 29 Jun 19:58

Index II 23 minour time · 5 Oct 16:13

the NOI team 51 minthe branch 97 d 20 htotal 97 d 21 h

Complete.

Day by day — every step and who held it

29 Jun 19:07Your branch's mail

29 Jun 19:58Challan made+51 min · the NOI team

5 Oct 15:52Papers from your branch+97 d 19 h · the branch

5 Oct 16:13Papers from your branch+21 min · the branch

5 Oct 16:13Papers readat once

5 Oct 16:13Papers from your branchat once

5 Oct 16:13Papers readat once

5 Oct 16:13Papers from your branchat once

5 Oct 16:13Papers readat once

5 Oct 16:13Papers from your branchat once

5 Oct 16:13Papers readat once

5 Oct 16:13Property readat once

5 Oct 16:13Index II sentat once

5 Oct 16:13Papers readat once

5 Oct 16:14Fee quotedat once

5 Oct 16:14Papers from your branchat once

5 Oct 16:14Papers readat once

5 Oct 16:14Filed on IGR — e-filing sharedat once

5 Oct 16:14Papers readat once

Case facts

Bank

PNB_HFL

Loan amount

₹14,33,306

Loan account no.

NHL/THA/0526/5108516

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 2

The PAN card	KETAN GAWALI
The sanction letter DIFFERS	KETAN RAMESH GAWALI

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter, the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch is asking for the NOI Index II copy. The team needs to ask for the loan papers and provide a fee quote to proceed.

the trail says the next move is with the NOI team — the fee quote and loan papers

the branch last asked: Please provide NOI index II copy on urgent basis

read over 1 mail(s), last mail 2026-10-05 · read 8d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0726139414933 · ₹300 · paid 13/07/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH005457872202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-03157

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: NHL/THA/0526/5108516).

Applicant : KETAN RAMESH GAWALI
  LAN       : NHL/THA/0526/5108516
  Loan Amt  : Rs. 14,33,306
  Received  : Applicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 13,267 is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
  https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03157/3338b39f064b5a5b8ca796d1 We note the advice is for less than the total of Rs. 13,310 for this case — kindly confirm the amount transferred.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: NHL/THA/0526/5108516).

ApplicantKETAN RAMESH GAWALI

LANNHL/THA/0526/5108516

Loan AmtRs. 14,33,306

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 13,267 is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03157/3338b39f064b5a5b8ca796d1 We note the advice is for less than the total of Rs. 13,310 for this case — kindly confirm the amount transferred.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

MM mahesh.mondkar@pnbhousing.com pnbhousing.com
05 Oct, 15:52 · 8d ago THE APP JOINED HERE — earlier mails are on Gmail

RE: Kindly Initiate 0.3 % & NOI charges in the captioned case of NHL/THA/0526/5108516- KETAN RAMESH GAWALI

📎 image001.png ↗

Dear Thinkbigz Team,

Please provide NOI index II copy on urgent basis

Thanks & Regards

Mahesh Mondkar

Customer Service Manager- Loans

PNB Housing Finance Ltd,Thane

Tel No.022- 43533200 / 9967805013

Toll Free: 1800 120 8800

customercare@pnbhousing.com

Website-
www.pnbhousing.com

Internal

From:  THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent:  29 June 2026 20:00

To:  Monu Singh <monu.singh@pnbhousing.com>

Cc:  Sanket Anil Sule 1 <sanket.sule1@phfl.com>; Namrata Pramod More <namrata.more@phfl.com>; Amit Sandu Pawar1 <amit.pawar1@phfl.com>; Thane <thane@pnbhousing.com>

Subject:  Re: Kindly Initiate 0.3 % & NOI charges in the captioned case of NHL/THA/0526/5108516- KETAN RAMESH GAWALI

 Exercise  Secured by Check Point

Team,

PFA Challan for your refer

earlier mails quoted below

On Mon, 29 Jun 2026 at 19:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

On Mon, 29 Jun 2026 at 19:09, Monu Singh < monu.singh@pnbhousing.com > wrote:

Dear Team,

Kindly
Initiate 0.3 % & NOI charges in the captioned case of  NHL/THA/0526/5108516- KETAN RAMESH GAWALI

Thanks & Regards,

Monu Singh

Area Sales Manager  - DST

Thane (West)

Mobile :- 9004261424

Internal

🤖 read: asks for the Index II — “Please provide NOI index II copy on urgent basis”

OL The NOI teamTYPED IN GMAIL
05 Oct, 16:33 · 8d ago

TEAM,

PFA NOI INDEX 2 FOR CASE CLOSURE

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 5 Oct 2026 at 15:52, Mahesh Mondkar < mahesh.mondkar@pnbhousing.com > wrote:

Dear Thinkbigz Team,

Please provide NOI index II copy on urgent basis

Thanks & Regards

Mahesh Mondkar

Customer Service Manager- Loans

PNB Housing Finance Ltd,Thane

Tel No.022- 43533200 / 9967805013

Toll Free: 1800 120 8800

customercare@pnbhousing.com

Website-
www.pnbhousing.com

Internal

From:  THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent:  29 June 2026 20:00

To:  Monu Singh < monu.singh@pnbhousing.com >

Cc:  Sanket Anil Sule 1 < sanket.sule1@phfl.com >; Namrata Pramod More < namrata.more@phfl.com >; Amit Sandu Pawar1 < amit.pawar1@phfl.com >; Thane < thane@pnbhousing.com >

Subject:  Re: Kindly Initiate 0.3 % & NOI charges in the captioned case of NHL/THA/0526/5108516- KETAN RAMESH GAWALI

 Exercise  Secured by Check Point

Team,

PFA Challan for your reference.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Mon, 29 Jun 2026 at 19:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Mon, 29 Jun 2026 at 19:09, Monu Singh < monu.singh@pnbhousing.com > wrote:

Dear Team,

Kindly
Initiate 0.3 % & NOI charges in the captioned case of  NHL/THA/0526/5108516- KETAN RAMESH GAWALI

Thanks & Regards,

Monu Singh

Area Sales Manager  - DST

Thane (West)

Mobile :-  9004261424

Internal

🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260629-WA0004.jpg	filed	8d ago
Selfie / photo	IMG-20260629-WA0003.jpg	filed	8d ago
PAN card+ Aadhaar card inside	KYC WITH OVD KETAN AND BHAGYASHREE.pdf	filed	8d ago
Sanction letter	SANCTION LETTER KETAN.pdf	filed	8d ago
Index IIthe branch sent this — an input	INDEX 2 KETAN.jpg	filed	8d ago
Other	image001.png	filed	8d ago
Paid challan (GRAS)	KETAN GAWALI EchallanMH005457872202627E.pdf	filed	8d ago
E-filing copy (token)	eFilingDoc9990107260042.pdf	filed	8d ago
Index IIthe registered copy we filed	KETAN GAWALI IndexII9990107260042.pdf	filed	8d ago
Other	image001.png	filed	8d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹13,310.88

Where it stands
waiting for the credit

Screenshot claims
₹13,267

why?

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,310	₹7,180	₹320	₹1,500	₹13,310

By law ₹13,286.45. We ask ₹13,310 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

49 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Mobile (person 1), E-mail (person 1), Floor (person 1), Floor (person 2) …

14 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Taluka, Second number type, Second number, Floor (person 1), Floor (person 2), E-mail (person 3), Building (person 3), Floor (person 3) …

✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.

CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX 2 KETAN.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

सदनिका नं: 2503, माळा नं: 25 वा मजला, वी बिल्डींग, इमारतीचे नावः रौनक रेसिडेन्सी, ब्लॉक नंः वर्तकनगर, पोखरण रोड न 1 समोर, रोड : ठाणे, इतर माहितीः क्षेत्र 491. 88 चौ. फुट कार्पेट +40.12चौ. फुट बाल्कनी (विभाग क्र. 6/23 3 ड) ((Survey Number: 186/पै, 364/पै;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER KETAN.pdf

as printed
FLAT NO 2503, 25TH FLOOR, RAUNAK RESIDENCY, THANE, VARTAK NAGAR, THANE, POKHRAN ROAD NO 1,., MAHARASHTRA, INDIA, 400604

PIN
400604

the Index II

KETAN GAWALI IndexII9990107260042.pdf

the property
1) CORPORATION: THANE CORPORATION OTHER DETAILS: BUILDING NAME:B BLDG, RAUNAK RESIDENCY, FLOOR NO:25, FLAT NO:2503, ROAD:POKHRAN ROAD NO 1,THANE, BLOCK SECTOR:MOUJE MAJIVADE, LANDMARK:VARTAK NAGAR (SURVEY NUMBER: 186/PART,364/PART ;)

PIN
400604

the Index II

INDEX 2 KETAN.jpg

the property
sadanikaa nan: 2503, maalaa nan: 25 vaa majalaa, vi bildinga, imaaratiche naavah raunaka residensi, bloka nanh vartakanagara, pokharana roda na 1 samora, roda : thaane, itara maahitih kshetra 491. 88 chau. phuta kaarpeta +40.12chau. phuta baalkani (vibhaaga kra. 6/23 3 da) ((SURVEY NUMBER: 186/pai, 364/pai;))

PIN
I CANNOT TELL

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 2503 25TH FLOOR RAUNAK RESIDENCY THANE VARTAK NAGAR POKHRAN ROAD NO 1 MAHARASHTRA

Locality/Road

Area/City
THANE

check or correct a box, the papers beside it →

the Index II also prints: 186/PART, 25, 364/PART, DETAILS, LANDMARK, MAJIVADE, NAME, OTHER
the Index II also prints: 12CHAU, 186/PAI, 25, 3, 364/PAI, 40, 491, 6/23, BAALKANI, BILDINGA, BLOKA, CANNOT, CHAU, DA, IMAARATICHE, ITARA, KAARPETA, KRA

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	BHAGYASHREE KETAN GAWALI	AYLPM8455A	…4084
mortgagor	KETAN RAMESH GAWALI	AYPPG6542G	…4278
mortgagor	KETAN GAWALI	AYPPG6542G

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	mahesh.mondkar@pnbhousing.com	8d ago

What the engine read from each document — check anything marked in red

Payment screenshot IMG-20260629-WA0004.jpg needs your check

date
2026-06-29

time
14:05

amount
13267.0

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-06-29', 'time': '14:05', 'amount': 13267.0, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Selfie / photo IMG-20260629-WA0003.jpg needs your check

kind
live_selfie

legible
True

confidence
1

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}

PAN card KYC WITH OVD KETAN AND BHAGYASHREE.pdf needs your check

dob
1990-02-22

pan
AYLPM8455A

name
BHAGYASHREE KETAN GAWALI

legible
True

father name
GANESH KASHINATH MHATRE

raw reading (for Abhijit)

{'dob': '1990-02-22', 'pan': 'AYLPM8455A', 'name': 'BHAGYASHREE KETAN GAWALI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GANESH KASHINATH MHATRE', 'aadhaar_last4': None, 'quality_issue': None}

PAN card KYC WITH OVD KETAN AND BHAGYASHREE.pdf needs your check

dob
1990-02-22

name
BHAGYASHREE KETAN GAWALI

address
pin: 400604; area: Wagle l.e.; flat: B/702; road: L.b.s Raod; state: Maharashtra; building: amalfi Raheja Gardenss; district: Thane; village_city: Thane

legible
True

aadhaar last4
4084

raw reading (for Abhijit)

{'dob': '1990-02-22', 'pan': None, 'name': 'BHAGYASHREE KETAN GAWALI', 'mobile': None, 'address': {'pin': '400604', 'area': 'Wagle l.e.', 'flat': 'B/702', 'road': 'L.b.s Raod', 'floor': None, 'state': 'Maharashtra', 'building': 'amalfi Raheja Gardenss', 'district': 'Thane', 'post_office': None, 'village_city': 'Thane'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4084', 'quality_issue': None}

Sanction letter SANCTION LETTER KETAN.pdf needs your check

lan
NHL/THA/0526/5108516

legible
True

purpose
Non Housing Loan, Personal use

borrowers
{'name': 'KETAN RAMESH GAWALI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'BHAGYASHREE KETAN GAWALI', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'VANITA RAMESH GAWALI', 'role': 'co_applicant', 'la

loan type
Non Housing Loan, Personal use

confidence
1.0

rate words
PNBRRR * 13.15% per annum 13.15% -3.75% = 9.40% per annum as on the date of execution of the loan agreement

linked refs
PL of Rs. 13,20,000 (sanction date 16-05-2026)

loan amount
1365056.0

rate spread
-3.75

final amount
1433306.0

interest rate
9.4

sanction date
24-Jun-2026

letter version
8

reference rate
13.15

applicant email
ketan@agrknowledge.com

applicant names
KETAN RAMESH GAWALI, BHAGYASHREE KETAN GAWALI, VANITA RAMESH GAWALI, RAMESH SITARAM GAWALI

printed altered
False

applicant mobile
9870802838

balance transfer
False

property address
pin: 400604; road: POKHRAN ROAD NO 1; state: MAHARASHTRA; taluka: Thane; flat_no: 2503; district: Thane; floor_no: 25TH FLOOR; landmark: VARTAK NAGAR; full_address: FLAT NO 2503, 25TH FLOOR, RAUNAK RESIDENCY, VARTAK NAGA

insurance premium
68250.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1433306.0

security address verbatim
FLAT NO 2503, 25TH FLOOR, RAUNAK RESIDENCY, Thane, VARTAK NAGAR, Thane, POKHRAN ROAD NO 1,., MAHARASHTRA, India, 400604

applicant address verbatim
B/702 AMALFI RAHEJA GARDENS Thane, MAHARASHTRA, 400604, Thane

raw reading (for Abhijit)

{'lan': 'NHL/THA/0526/5108516', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'KETAN RAMESH GAWALI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'BHAGYASHREE KETAN GAWALI', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'VANITA RAMESH GAWALI', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'RAMESH SITARAM GAWALI', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1.0, 'rate_words': 'PNBRRR *\n13.15% per annum\n13.15% -3.75% = 9.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': ['PL of Rs. 13,20,000 (sanction date 16-05-2026)'], 'loan_amount': 1365056.0, 'rate_spread': -3.75, 'final_amount': 1433306.0, 'interest_rate': 9.4, 'quality_issue': None, 'sanction_date': '24-Jun-2026', 'letter_version': '8', 'reference_rate': 13.15, 'applicant_email': 'ketan@agrknowledge.com', 'applicant_names': ['KETAN RAMESH GAWALI', 'BHAGYASHREE KETAN GAWALI', 'VANITA RAMESH GAWALI', 'RAMESH SITARAM GAWALI'], 'printed_altered': False, 'applicant_mobile': '9870802838', 'balance_transfer': False, 'property_address': {'pin': '400604', 'road': 'POKHRAN ROAD NO 1', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '2503', 'district': 'Thane', 'floor_no': '25TH FLOOR', 'landmark': 'VARTAK NAGAR', 'full_address': 'FLAT NO 2503, 25TH FLOOR, RAUNAK RESIDENCY, VARTAK NAGAR, POKHRAN ROAD NO 1, THANE, MAHARASHTRA, 400604', 'village_city': 'Thane', 'building_name': 'RAUNAK RESIDENCY', 'survey_or_cts_no': None}, 'insurance_premium': 68250.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1433306.0, 'security_address_verbatim': 'FLAT NO 2503, 25TH FLOOR, RAUNAK RESIDENCY, Thane, VARTAK NAGAR, Thane, POKHRAN ROAD NO 1,., MAHARASHTRA, India, 400604', 'applicant_address_verbatim': 'B/702 AMALFI RAHEJA GARDENS Thane, MAHARASHTRA, 400604, Thane'}

Index II INDEX 2 KETAN.jpg needs your check

kind
index2_input

extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'ठाणे म.न.पा.', 'r11_serial': '10901/2018', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area', 'r4_locality': 'वर्तकनगर', 'r5_area_text': '1

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'ठाणे म.न.पा.', 'r11_serial': '10901/2018', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area', 'r4_locality': 'वर्तकनगर', 'r5_area_text': '1) 532 चौ.फूट', 'r7_executants': [{'age': '40', 'pan': 'AABFU5037A', 'name': 'मे. उन्नती इस्टेटस तर्फे भागीदार श्री. श्यामल व्ही मोदी यांचे तर्फे कबुलीजबाबासाठी कु.मु. म्हणून श्री शरद आर घुगे', 'address': 'प्लॉट नं: 01, माळा नंः, इमारतीचे नावः रौनक ग्रुप, ब्लॉक नंः घोडबंदर रोड, रोड नंः ठाणे, महाराष्ट्र, ठाणे. पिन कोड:- 400607'}], 'r8_purchasers': [{'age': '31', 'pan': 'AYPPG6542G', 'name': 'केतन गवळी', 'address': 'प्लॉट नंः बी-702, माळा नंः, इमारतीचे नावः अलम्फी रहेजा गार्डन, ब्लॉक नंः एल बी एस मार्ग, रोड नंः ठाणे, महाराष्ट्र, ठाणे. पिन कोड:- 400604'}, {'age': '28', 'pan': 'AYLPM8455A', 'name': 'भाग्यश्री केतन गवळी', 'address': 'प्लॉट नंः बी-702, माळा नंः, इमारतीचे नावः अलम्फी रहेजा गार्डन, ब्लॉक नंः एल बी एस मार्ग, रोड नंः ठाणे, महाराष्ट्र, ठाणे. पिन कोड:- 400604'}], 'r12_stamp_duty': 552100, 'r3_market_value': 6700500, 'r1_document_type': 'करारनामा', 'r2_consideration': 9200000, 'r9_execution_date': '08/08/2018', 'r13_registration_fee': 30000, 'r10_registration_date': '08/08/2018'}, 'doc_no': '10901', 'village': 'माजिवडे', 'doc_kind': 'सूची क्र.2', 'doc_year': '2018', 'sro_name': 'सह दु.नि. ठाणे 2', 'area_text': '532 चौ.फूट', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. ठाणे 2', 'mortgagors': ['केतन गवळी', 'भाग्यश्री केतन गवळी'], 'stamp_duty': 552100, 'filing_date': '2018-08-08', 'loan_amount': 9200000, 'token_number': 'I CANNOT TELL', 'property_text': 'सदनिका नं: 2503, माळा नं: 25 वा मजला, वी बिल्डींग, इमारतीचे नावः रौनक रेसिडेन्सी, ब्लॉक नंः वर्तकनगर, पोखरण रोड न 1 समोर, रोड : ठाणे, इतर माहितीः क्षेत्र 491. 88 चौ. फुट कार्पेट +40.12चौ. फुट बाल्कनी (विभाग क्र. 6/23 3 ड) ((Survey Number: 186/पै, 364/पै;))', 'header_village': 'माजिवडे', 'survey_numbers': ['186/पै', '364/पै'], 'header_doc_number': '10901/2018'}}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Paid challan (GRAS) KETAN GAWALI EchallanMH005457872202627E.pdf needs your check

grn
MH005457872202627E

pin
400604

total
11477.0

article
6(1)

defaced
False

bank cin
03006172026062901778

district
THANE

area city
THANE

payer pan
AYPXXXXXXG

flat block
FLAT NO 2503 25TH FLOOR RAUNAK RESIDENCY THANE VARTAK NAGAR THANE

payer name
KETAN GAWALI

sro office
THN2_THANE 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1433306

scheme rows
{'amount': 4305.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7172.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2838

payment date
29/06/2026-19:58:23

road locality
POKHRAN ROAD NO 1

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1433306

raw reading (for Abhijit)

{'grn': 'MH005457872202627E', 'pin': '400604', 'total': 11477.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026062901778', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AYPXXXXXXG', 'flat_block': 'FLAT NO 2503 25TH FLOOR RAUNAK RESIDENCY THANE VARTAK NAGAR THANE', 'payer_name': 'KETAN GAWALI', 'sro_office': 'THN2_THANE 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1433306', 'scheme_rows': [{'amount': 4305.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7172.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2838', 'payment_date': '29/06/2026-19:58:23', 'road_locality': 'POKHRAN ROAD NO 1', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1433306'}

E-filing copy (token) eFilingDoc9990107260042.pdf needs your check

sro
THN1

kind
efiling_copy

token
9990107260042

legible
True

property
road: POKHRAN ROAD NO 1,THANE; unit: 2503; floor: 25; taluka: Thane; numbers: [{'type': 'Survey Number', 'value': '186/PART'}, {'type': 'Survey Number', 'value': '364/PART'}]; village: Majivade; building: B BLDG,RAUNAK R

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'AYPPG6542G', 'name': 'KETAN GAWALI', 'address': 'Flat No:B702, Floor No:G, Building Name:AMALFI RAHEJA GARDENS LBS ROAD, Road:THANE WEST, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400604'}

title deed
Agreement to Sale :10901/2018 SRO THANE 2

filing date
2026-07-13

loan amount
1433306.0

payment lines
{'ref': 'MH005457872202627E', 'head': 'Stamp Duty', 'dated': '29/06/2026', 'amount': 4300.0, 'ref_kind': 'GRN'}, {'ref': 'MH005457872202627E', 'head': 'Filing Fee', 'dated': '29/06/2026', 'amount': 7170.0, 'ref_kind': 'G

date of mortgage
2026-07-01

raw reading (for Abhijit)

{'sro': 'THN1', 'kind': 'efiling_copy', 'token': '9990107260042', 'legible': True, 'property': {'pin': None, 'road': 'POKHRAN ROAD NO 1,THANE', 'unit': '2503', 'floor': '25', 'taluka': 'Thane', 'numbers': [{'type': 'Survey Number', 'value': '186/PART'}, {'type': 'Survey Number', 'value': '364/PART'}], 'village': 'Majivade', 'building': 'B BLDG,RAUNAK RESIDENCY', 'district': 'Thane', 'area_text': '532 Sq.ft.', 'local_body': None, 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AYPPG6542G', 'name': 'KETAN GAWALI', 'address': 'Flat No:B702, Floor No:G, Building Name:AMALFI RAHEJA GARDENS LBS ROAD, Road:THANE WEST, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400604'}], 'title_deed': 'Agreement to Sale :10901/2018 SRO THANE 2', 'filing_date': '2026-07-13', 'loan_amount': 1433306.0, 'payment_lines': [{'ref': 'MH005457872202627E', 'head': 'Stamp Duty', 'dated': '29/06/2026', 'amount': 4300.0, 'ref_kind': 'GRN'}, {'ref': 'MH005457872202627E', 'head': 'Filing Fee', 'dated': '29/06/2026', 'amount': 7170.0, 'ref_kind': 'GRN'}, {'ref': '0726139414933', 'head': 'Document Handling Charges', 'dated': '13/07/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-07-01'}

Index II KETAN GAWALI IndexII9990107260042.pdf needs your check

extracted
pin: 400604; rows: {'r4_palika': 'Thane Corporation', 'r11_serial': '3057/2026', 'r14_remark': None, 'r4_locality': 'MOUJE MAJIVADE', 'r5_area_text': '1) Carpet Area: 532 Sq.ft.', 'r7_executants': None, 'r8_purchasers':

reconcile
fields: {'village': {'ok': True, 'got': 'Majivade', 'score': 1.0, 'expected': 'Majivade'}, 'survey_no': {'ok': False, 'got': ['186/PART', '364/PART'], 'expected': '186/P, 364/P'}, 'mortgagors': [{'ok': True, 'got': 'KETA

raw reading (for Abhijit)

{'extracted': {'pin': '400604', 'rows': {'r4_palika': 'Thane Corporation', 'r11_serial': '3057/2026', 'r14_remark': None, 'r4_locality': 'MOUJE MAJIVADE', 'r5_area_text': '1) Carpet Area: 532 Sq.ft.', 'r7_executants': None, 'r8_purchasers': [{'age': '38', 'pan': 'AYPPG6542G', 'name': 'KETAN GAWALI', 'address': 'Flat No:B702, Floor No:G, Building Name:AMALFI RAHEJA GARDENS LBS ROAD, Road:THANE WEST, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400604'}], 'r12_stamp_duty': 4300, 'r3_market_value': None, 'r1_document_type': '6-Notice of intimation regarding mortgage by way of deposit of Title Deed', 'r2_consideration': None, 'r9_execution_date': '01/07/2026', 'r13_registration_fee': 7470, 'r10_registration_date': '16/07/2026'}, 'doc_no': '3057', 'village': 'Majivade', 'doc_kind': 'INDEX II', 'doc_year': '2026', 'sro_name': 'S.R. Thane 1', 'area_text': '1) Carpet Area: 532 Sq.ft.', 'mortgagee': 'PNB HOUSING FINANCE LTD', 'filing_fee': 7470, 'header_sro': 'S.R. Thane 1', 'mortgagors': ['KETAN GAWALI'], 'stamp_duty': 4300, 'filing_date': '2026-07-16', 'loan_amount': 1433306, 'token_number': '3057/2026', 'property_text': '1) Corporation: Thane Corporation Other details: Building Name:B BLDG, RAUNAK RESIDENCY, Floor No:25, Flat No:2503, Road:POKHRAN ROAD NO 1,THANE, Block Sector:MOUJE MAJIVADE, Landmark:VARTAK NAGAR (Survey Number: 186/PART,364/PART ;)', 'header_village': 'Majivade', 'survey_numbers': ['186/PART', '364/PART'], 'header_doc_number': None}, 'reconcile': {'fields': {'village': {'ok': True, 'got': 'Majivade', 'score': 1.0, 'expected': 'Majivade'}, 'survey_no': {'ok': False, 'got': ['186/PART', '364/PART'], 'expected': '186/P, 364/P'}, 'mortgagors': [{'ok': True, 'got': 'KETAN GAWALI', 'score': 1.0, 'expected': 'KETAN RAMESH GAWALI'}, {'ok': True, 'got': 'KETAN GAWALI', 'score': 1.0, 'expected': 'BHAGYASHREE KETAN GAWALI'}], 'loan_amount': {'ok': True, 'got': 1433306, 'expected': 1433306.0}, 'token_number': {'ok': False, 'got': '305

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20260629-WA0004.jpg needs your check

payments inside
payments: [{'utr': None, 'date': '2026-06-29', 'page': 1, 'time': '14:05', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 13267.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': None, 'date': '2026-06-29', 'page': 1, 'time': '14:05', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 13267.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]}}

PAN card KYC WITH OVD KETAN AND BHAGYASHREE.pdf needs your check

dob
1990-02-22

pan
AYLPM8455A

name
BHAGYASHREE KETAN GAWALI

page
1

legible
True

card kind
pan

father name
GANESH KASHINATH MHATRE

card of many
1

raw reading (for Abhijit)

{'dob': '1990-02-22', 'pan': 'AYLPM8455A', 'name': 'BHAGYASHREE KETAN GAWALI', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'GANESH KASHINATH MHATRE', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}

PAN card KYC WITH OVD KETAN AND BHAGYASHREE.pdf needs your check

dob
1990-02-22

name
BHAGYASHREE KETAN GAWALI

page
2

address
pin: 400604; flat: B/702; road: L.b.s Raod, Wagle I.e.; state: Maharashtra; building: amalfi Raheja Gardenss; district: Thane; village_city: Thane

legible
True

card kind
aadhaar

card of many
2

aadhaar last4
4084

raw reading (for Abhijit)

{'dob': '1990-02-22', 'pan': None, 'name': 'BHAGYASHREE KETAN GAWALI', 'page': 2, 'mobile': None, 'address': {'pin': '400604', 'area': None, 'flat': 'B/702', 'road': 'L.b.s Raod, Wagle I.e.', 'floor': None, 'state': 'Maharashtra', 'building': 'amalfi Raheja Gardenss', 'district': 'Thane', 'post_office': None, 'village_city': 'Thane'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '4084', 'quality_issue': None}

PAN card KYC WITH OVD KETAN AND BHAGYASHREE.pdf needs your check

dob
1987-09-17

pan
AYPPG6542G

name
KETAN GAWALI

page
3

legible
True

card kind
pan

father name
RAMESH SITARAM GAWALI

card of many
3

raw reading (for Abhijit)

{'dob': '1987-09-17', 'pan': 'AYPPG6542G', 'name': 'KETAN GAWALI', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RAMESH SITARAM GAWALI', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}

PAN card KYC WITH OVD KETAN AND BHAGYASHREE.pdf needs your check

dob
1987-09-17

name
Ketan Ramesh Gawali

page
4

address
pin: 400604; flat: B/702; road: L.B.S. Road; state: Maharashtra; building: Amalfi, Raheja Gardens; district: Thane; village_city: Thane West

legible
True

card kind
aadhaar

card of many
4

aadhaar last4
4278

raw reading (for Abhijit)

{'dob': '1987-09-17', 'pan': None, 'name': 'Ketan Ramesh Gawali', 'page': 4, 'mobile': None, 'address': {'pin': '400604', 'area': None, 'flat': 'B/702', 'road': 'L.B.S. Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Amalfi, Raheja Gardens', 'district': 'Thane', 'post_office': None, 'village_city': 'Thane West'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '4278', 'quality_issue': None}

Technical record (for Abhijit — safe to ignore)

1h ago	ezdocs:reader	reader_home_address	{'fp': 'ca390aeb0dd76f1c', 'from': 'the sanction letter (SANCTION LETTER KETAN.pdf)', 'home': {'pin': '400604', 'flat': 'B/702', 'state': 'MAHARASHTRA', 'building': 'AMALFI RAHEJA GARDENS', 'district': 'Thane', 'village_
8d ago	system:extract	cards_read	{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'KYC WITH OVD KETAN AND BHAGYASHREE.pdf', 'cards': 4, 'doc_id': '9e642a19-fcb3-433a-9430-96c7f9a221e9', 'applied': 2}
8d ago	system:extract	id_doc_filed	{'doc': 'aadhaar', 'file': 'KYC WITH OVD KETAN AND BHAGYASHREE.pdf', 'doc_id': '9e642a19-fcb3-433a-9430-96c7f9a221e9', 'person': 'KETAN RAMESH GAWALI', 'party_id': '977a2929-9b17-4faf-bf04-04ae95429ac6', 'name_on_doc': '
8d ago	system:ingest	kyc_address_read	{'doc': 'aadhaar', 'pin': '400604', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Thane West', 'doc_id': '9e642a19-f
8d ago	system:extract	roles_from_letter	{'why': "the sanction letter LABELS who is the applicant and who is the co-applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['KETAN GAWALI -> mortgagor'],
8d ago	system:extract	id_doc_filed	{'doc': 'pan', 'file': 'KYC WITH OVD KETAN AND BHAGYASHREE.pdf', 'doc_id': '9e642a19-fcb3-433a-9430-96c7f9a221e9', 'person': 'KETAN GAWALI', 'party_id': '3caaf886-7367-44d7-9ed6-f4aa4d66762b', 'name_on_doc': 'KETAN GAWAL
8d ago	system:ingest	co_applicant_added	{'doc': 'pan', 'name': 'KETAN GAWALI'}
8d ago	system:ingest	party_not_merged	{'doc': 'pan', 'why': 'these two names share a surname but each carries a word the other does not — two people, so this file gets its own person instead of landing on hers', 'score': 1.0, 'words': [], 'file_names': 'KETA
8d ago	system:reconcile	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
8d ago	system:payments	hidden_payment_scan	{'file': 'IMG-20260629-WA0004.jpg', 'kind': None, 'found': 0, 'doc_id': 'baea1d15-3ad8-403f-867d-91951875d510', 'fetched': True}
8d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AYxxxxxxXG — no paper on the
8d ago	system:payments	hidden_payment_scan	{'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': '8ab88ad2-ba4a-4096-8ac2-b3b695726716', 'fetched': True}
8d ago	system:payments	hidden_payment_scan	{'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': '376a40c8-e39d-45e4-a97a-f595e5632549', 'fetched': True}
8d ago	system:ingest	efiling_found_on_case	{'now': 'FILED', 'was': 'EXTRACTION_REVIEW', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'NOI
8d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-05T10:45:03', 'why': 'reading', 'open': 9, 'mails': [{'at': '2026-10-05 10:22', 'id': '1a10b96539b6a0ab', 'from': 'branch', 'gist': 'The branch asks for the Index II copy urgently.', 'subject':
8d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '8f9293d7a3abee60', 'docs': ['INDEX 2 KETAN.jpg', 'KETAN GAWALI IndexII9990107260042.pdf', 'SANCTION LETTER KETAN.pdf', 'KYC WITH OVD KETAN AND BHAGYASHREE.pdf'], 'loan': {'amount': 1433306, 'made_
8d ago	system:ingest	pan_by_reading443	{'now': 'AYPPG6542G', 'was': None, 'why': 'the reading of the whole file — which knows whose card a PAN is — puts this PAN on the borrower; the row follows the reading', 'card': None, 'person': 'KETAN RAMESH GAWALI'}
8d ago	system:ingest	thread_docs_swept	{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 10, 'why_not': None, 'messages': 9}
8d ago	system:ingest	thread_documents_backfilled	{'why': None, 'stored': 10, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 9, 'unreadable_threads': 0}
8d ago	system:ingest	document_received	{'file': 'image001.png', 'doc_type': 'other', 'confidence': 0.5}
8d ago	system:ingest	index2_mismatch	{'token': '9990107260042', 'reasons': ['token_number: document says 3057/2026, case says 9990107260042', "survey/CTS: document says ['186/PART', '364/PART'], case says 186/P, 364/P", "building 'Raunak Residency, V Buildi
8d ago	system:ingest	document_received	{'file': 'KETAN GAWALI IndexII9990107260042.pdf', 'doc_type': 'index2', 'confidence': 1.0}
8d ago	system:extract	dhc_prn_read	{'prn': '0726139414933', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990107260042.pdf', 'from': "the filed notice's own text", 'gr
8d ago	system:extract	efiling_copy_read	{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990107260042.pdf', 'token': '9990107260042', 'doc_id': '7467f530-d702-4d90-b468-33627edecb03', 'mortgagors': 1}
8d ago	system:ingest	document_received	{'file': 'eFilingDoc9990107260042.pdf', 'doc_type': 'efiling', 'confidence': 0.9}
8d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'THN2_THANE 2 JOINT SUB REGISTRAR', 'district': 'THANE'}
8d ago	system:ingest	challan_verified_against_case	{'grn': 'MH005457872202627E', 'file': 'KETAN GAWALI EchallanMH005457872202627E.pdf', 'checked': ['payer name']}
8d ago	system:ingest	challan_extracted	{'grn': 'MH005457872202627E', 'heads': ['0030046401', '0030063301'], 'total': 11477.0}
8d ago	system:ingest	challan_identity	{'why': 'article 6(1) — deposit of title deed', 'file': 'KETAN GAWALI EchallanMH005457872202627E.pdf', 'inner': False, 'doc_id': '09a4c4b1-d56d-4905-b1b0-80ef4d68d007', 'verdict': 'noi', 'bank_pan': ''}
8d ago	system:ingest	document_received	{'file': 'KETAN GAWALI EchallanMH005457872202627E.pdf', 'doc_type': 'challan', 'confidence': 0.9}

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹13,267 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Needs your eyes: The work is done — our fee of ₹13,310.88 is still not in our account. Chase the branch for it.

Today · 13 Oct1 thing

The home address was read off the papers — by ezdocs:reader