⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ganesh Nandkumar Gumble
LAN HOU/AMR/0826/5189154Loan ₹2,17,000NOIMails & papers 6 1 new 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
24 Sep, 18:51
Documents
Payment
Challan
done 24 Sep, 19:29 · GRAS ↗
Filing
took 18d 23h · IGR e-filing ↗
E-filing copy
done today 18:55
Index II
waiting 3h 15m
their moveIndex II pending · the trail says: The NOI team has acknowledged payment and shared the challan. The team is waiting for the branch to send the registered sale deed copy to proceed with filing…whole case so far 19d 3h
Needs your eyes2
Challan on file does not agree with the case. Open it before paying or sharing.
GPay ₹6,650 announced at 13:01 has not settled into the PNB account (due 17:01). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
The challan was paid on another loan figure. The file adds up to ₹4,870; it reads: ₹1,830 (stamp-duty head), ₹3,040 (registration head); this case’s figures say ₹1,750 (0.3% ₹660 + 0.5% ₹1,090 on a loan of ₹2,17,000); the challan itself says a loan of ₹6,05,500. No sanction letter on this file prints ₹6,05,002–₹6,07,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Today · 13 Oct21 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260653.pdf
challan boxes gathered
boxes gathered
address compared
challan boxes by rules
pages trimmed480
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
The file seems to show a payment to us but no row could be read — open it
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: Sale deed
SKM_226i26101313020.pdf
28 Sep1 thing — 1 step
case read — by ezdocs:reader
27 Sep2 things — 2 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
24 Sep68 things — 2 documents received · 5 letters written · 1 money step · 2 cautions · 58 steps
gpay not settled yet
Checked: this challan is not another case's
Judged again with today's rules, the challan still does not match the case — a person opens it
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
GANESH NANDKUMAR GUMBLE EchallanMH010831756202627E.pdf
copilot check issues — by copilot
money check hold — by copilot
challan boxes by rules
copilot check issues — by copilot
case read — by ezdocs:reader
money check hold — by copilot
challan boxes by rules
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
reader mail addition — by ezdocs:reader
property self check
quoted history checked
challan boxes gathered
boxes gathered
challan boxes by rules
box disagreement
property numbers completed
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes by rules
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02408
box disagreement
box disagreement
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
case read — by ezdocs:reader
property numbers completed
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
screenshot claim recorded
roles from letter
kyc address read
PAN found inside the KYC file — no need to ask for it
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02408
acknowledged with advice
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
money settled — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02408
sanction handwritten
Received: Sanction letter
ganesh gumble NOI CHALAN.pdf
intake table parsed
property from mail body
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
10 of 11 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Sale deedopen
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside SKM_226i26101313020.pdfopen
✓Property address — verified by the engine, from the legal report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 4 files
The file, as the engine remembers it3 open
○property — floor — the branch
○property — road / locality — the branch
○property — PIN — the branch
?the papers disagree on Ownership of property (Branch's mail of 2026-09-24: PROPERTY OWNER: - GANESH NANDKUMAR GUMBLE; Index II (page 11): लिहून घेणार (purchasers): 1) मनीषा गणेश गुंबळे, 2) गणेश नंदक) — Proceed with both Ganesh Nandkumar Gumble and Manisha Ganesh Gumble as mortgagors, as per the Index II.
?the papers disagree on Interest Rate (Sanction letter HOU/AMR/0826/5: Applicable Rate of Interest: 13.15% -3.75% = 9.40% per annum; Sanction letter NHL/AMR/0926/5: Applicable Rate of Interest: 13.15% -2.00% = 11.15% per annu) — Ask the branch which interest rate should be used for the e-filing, or if an average/primary rate is to be applied.
?unsure of efiling.interest_rate — Two sanction letters for the combined loan have different applicable interest rates (9.40% and 11.15%), and the e-filing form requires a sin
?unsure of efiling.property.landmark — No paper explicitly prints a landmark for the property; the Legal Search Report provides boundaries but not a specific landmark.
the branch's last mail (2026-10-13): The branch has attached a Sale Deed copy for NOI processing.
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T08:09 UTC
Moneyall of it is in
₹3,570.30
Reached our account 24 Sep 18:31:00.
How we know
Our own bank told us — 24 Sep 18:31
₹6,650 · from GPAY-BIZ
“₹6,650.00 received from GANESH N G at 6:31 PM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%660
Registration fee 0.5%1,090
Government handling320
Our service fee1,500
Total we ask for3,570.30
By law ₹3,556. We ask ₹3,570 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the legal report
Plot No. 163, 1st, Dreams Metro City, GAT, 149/1, Wadgaon Mahore, 444602
read from the legal report · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
GANESH NANDKUMAR GUMBLE · applicantAOSPG3423K
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