⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sayali Vikas Aher
LAN HOU/NAV/0826/5189123Loan ₹42,00,000NOIMails & papers 10
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 20:19
Documents
took 6d 22h
Payment
done 6 Oct, 19:00
Challan
took 24m · GRAS ↗
Filing
took 2d 16h · IGR e-filing ↗
E-filing copy
done 9 Oct, 12:10
Index II
took 4d 2h
doneIndex II shared · the history says: The branch sent documents and payment receipt, but the NOI team identified them as belonging to a different customer. The branch then asked to ignore the…whole case so far 15d 19h
For you to check3
Wrong mortgagors on our file — this case says SAYALI VIKAS AHER; our file internal record says RAVI KUMAR SURESH GUPTA and Nitu Gupta are also listed as mortgagors o.. See the papers →
In the branch's mail of 29 Sep (from rahul.singh9@phfl.com, “Please find attached documents and payment receipt for 0.20% of Guaran”), a DIFFERENT PERSON'S PAN card is attached: Noi ravikumar (1).pdf is Nitu Gupta (PAN BMCPG2764E)'s, not Sayali Vikas Aher's. Please check with the branch. It is not used — Sayali's own PAN card is typed. (Set aside as another customer's.)
GPay ₹26,000 announced at 12:57 has not settled into the PNB account (due 16:57). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
13 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
SAYALI VIKAS AHER Index-II.pdf
9 Oct14 things — 1 document received · 1 letter written · 1 caution · 11 steps
EzDocs took 24 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260229.pdf
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
A paper was read again — the team's value showed the first reading was wrong
ANJU pressed Save on the e-filing (property page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
6 Oct29 things — 4 documents received · 3 letters written · 3 money steps · 1 caution · 18 steps
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
SAYALI VIKAS AHER EchallanMH011500476202627E.pdf
The branch's payment screenshot was read
Received: Payment screenshot
cd6dd4ac-00ae-411b-9146-d7b025a4c1cf.jpg
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/51891
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02903
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
The payment proof already on the case was applied
The challan's address boxes were written from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The loan amount was worked out from the papers
Property address read from the sanction letter
Received: Sanction letter
New Doc 10-06-2026 14.21.pdf
Payment proof arrived before the case was quoted — held
Nothing new to ask for — stayed quiet
Received: Payment screenshot
PHOTO-2026-10-06-18-27-31.jpg
5 Oct1 thing — 1 step
Nothing new to ask for — stayed quiet
2 Oct3 things — 1 letter written · 2 steps
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02903 — pending documents
An old draft withdrew itself — its asks were already answered
29 Sep12 things — 1 document received · 2 letters written · 1 money step · 8 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the document chase mail — held, silent mode
Please find attached documents and payment receipt for 0.20% of Guarantor MR. SAYALI VIKAS AHER - HOU/NAV/0826
Co-applicant added
PAN found inside the KYC file — no need to ask for it
The loan amount was worked out from the papers
EzDocs took 13 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Received: Sanction letter — not usable
Noi ravikumar (1).pdf — could not be read
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
sent by the team from Gmail, 13 Oct, 14:11 · token 9990910260229
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
Mails & papers →every paper, beside its mail · 7 files
The file, as EzDocs remembers it12 open
The file is processed for SAYALI VIKAS AHER and MANISHA VIKAS AHER on loan HOU/NAV/0826/5189123. Property details are extracted from the sanction letter and verified against the registered Index II (Doc 1, page 6).
✗the sanction letter could not be read (Noi ravikumar (1).pdf) — the branch
✗the papers disagree on Wrong mortgagors on our file (this case (the branch's reques: SAYALI VIKAS AHER; our file internal record: RAVI KUMAR SURESH GUPTA and Nitu Gupta are also listed as mo) — a person — Remove RAVI KUMAR SURESH GUPTA and Nitu Gupta from this case; they are not borrowers or owners on this file.
○RAVI KUMAR SURESH GUPTA — mobile — the branch
7 more
○RAVI KUMAR SURESH GUPTA — e-mail — the branch
○RAVI KUMAR SURESH GUPTA — home building — the branch
○RAVI KUMAR SURESH GUPTA — home flat — the branch
○RAVI KUMAR SURESH GUPTA — home road — the branch
○RAVI KUMAR SURESH GUPTA — home PIN — the branch
○RAVI KUMAR SURESH GUPTA — home village / city — the branch
○SAYALI VIKAS AHER — home road — the branch
… and 2 more
the branch's last mail (2026-10-06): The branch has attached documents. · brought: a payment screenshot; a calculation of NOI charges
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T13:44 UTC
Moneyall of it is in
₹29,430.53
Reached our account 30 Sep 14:05:02.
How we know
Our own bank told us — 30 Sep 14:05
₹3,463 · UTR 167728971939 · from JD-HDFCBN-S
“Successful! You have received Rs. 3463.00 via HDFC Bank SmartHub Vyapar from Sachin Muk. RRN-167728971939, Check: https://1.hdfc.bank.in/HDFCBK/s/VA6L4jw3”
Matched by: equals the balance that was still due on the case · one of several parts
✗ Looks like another payment — check it
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …971939 | …114543 | ✗ | |
| Amount | ₹3,463 | ₹3,400 | fee ₹29,430.53 | ✗ |
| Time | Wed 30 Sep, 14:05 | — | – | |
| Paid by | Sachin Muk | SAYALI VIKAS AHER | Sayali Vikas Aher | ✓ |
the screenshot: ₹3,400 · Tue 6 Oct, 19:08 · UTR 627919114543 · from SAYALI VIKAS AHER · to THINKBIGZ INITIATIVE PVT LTD · ....5
the screenshot: ₹26,000 · Tue 6 Oct, 18:27 · to THINKBIGZ INITIATIVE PVT LTD
The working
Stamp duty 0.3%12,610
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for29,430.53
By law ₹29,420. We ask ₹29,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
401, 4th, Vahia Seventy 7 Building, PLOT, 77, Vahal, 410206
read from the Index II · e-filing boxes 50 of 58 ready
Check the property →the boxes beside the paper
People
SAYALI VIKAS AHER · applicantFEDPA3935NRAVI KUMAR SURESH GUPTA · applicantAXLPG2334BNitu Gupta · co-applicantBMCPG2764E
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