Cases / NOI-2026-02903

Sayali Vikas Aher

LAN HOU/NAV/0826/5189123 Index II shared · done All documents Mails & papers 10

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Index II — the registered copy of our filing, from the governmentopen download

✓Aadhaar card — inside Noi ravikumar (1).pdfopen

✓PAN card — inside Noi ravikumar (1).pdfopen

✓Selfie / photo — inside Noi ravikumar (1).pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (7)A label is wrong? Fix it under All documents.

For you to check

In the branch's mail of 29 Sep (from rahul.singh9@phfl.com, “Please find attached documents and payment receipt for 0.20% of Guaran”), a DIFFERENT PERSON'S PAN card is attached: Noi ravikumar (1).pdf is Nitu Gupta (PAN BMCPG2764E)'s, not Sayali Vikas Aher's. Please check with the branch. It is not used — Sayali's own PAN card is typed. (Set aside as another customer's.)
GPay ₹26,000 announced at 12:57 has not settled into the PNB account (due 16:57). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyAll of it is in

₹29,430.53CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹29,463 receivedthe balance that was due

The branch sent 2 receipts — 1 of 2 have reached our account:

✓₹26,000seen in our account · 6 Oct 18:27 · by its amount

₹3,400not seen in our account yet7919114543

Stamp duty 0.3%12,610

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.53

Total we ask for29,430.53

the branch’s receipt claims ₹29,400 627919114543

paid 30 Sep 14:05:02 · verified 6 Oct 18:58:07 · 6 d 4 h later

How we know

Our own bank told us — 30 Sep 14:05

₹3,463 · UTR 167728971939 · from JD-HDFCBN-S

“Successful! You have received Rs. 3463.00 via HDFC Bank SmartHub Vyapar from Sachin Muk. RRN-167728971939, Check: https://1.hdfc.bank.in/HDFCBK/s/VA6L4jw3”

Matched by: equals the balance that was still due on the case · one of several parts

By law ₹29,420. We ask ₹29,430 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹29,430 — accept as full (₹0.53 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 55 h 18 minour time · 6 Oct 19:23

Index II 110 h 06 minour time · 13 Oct 14:11

the NOI team 13 dthe branch 17 h 45 mintotal 13 d 17 h

Complete.

Day by day — every step and who held it

29 Sep 20:19Your branch's mail

29 Sep 20:19Papers readat once

30 Sep 14:05Payment landed+17 h 45 min · the branch

6 Oct 18:57Papers read+6 d 4 h · the NOI team

6 Oct 18:57Property readat once

6 Oct 18:58Fee quoted+1 min · the NOI team

6 Oct 18:58Payment verifiedat once

6 Oct 18:58Ready for the challanat once

6 Oct 19:14Papers read+16 min · the NOI team

6 Oct 19:23Challan made+9 min · the NOI team

9 Oct 12:09Filed on IGR — e-filing shared+2 d 16 h · the NOI team

13 Oct 14:11Index II sent+4 d 2 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹42,00,000

Loan account no.

HOU/NAV/0826/5189123

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPWrong mortgagors on our file (the last reading of the file — the papers changed since)

This case (the branch's request)	SAYALI VIKAS AHER MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123
Our file internal record	RAVI KUMAR SURESH GUPTA and Nitu Gupta are also listed as mortgagors on this case.

Why it matters: Our file carries RAVI KUMAR SURESH GUPTA and Nitu Gupta as mortgagors. The papers on the file belong entirely to SAYALI VIKAS AHER and MANISHA VIKAS AHER for loan HOU/NAV/0826/5189123. The other individuals have no relation to this loan.

What to do: Remove RAVI KUMAR SURESH GUPTA and Nitu Gupta from this case; they are not borrowers or owners on this file.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch sent documents and payment receipt, but the NOI team identified them as belonging to a different customer. The branch then asked to ignore the previous mail. The team is waiting for the branch to send the correct documents for this case.

the history says the next move is with the branch — the correct documents for this case

✓ loan papers sent — done, mail 1 (2026-09-29) “Please find attached documents and payment receipt for 0.30% & NOI MR. SAYALI VIKAS AHER - HOU/NAV/0826/5189123”

✓ fee paid — the branch's words — done, mail 1 (2026-09-29) “Please find attached documents and payment receipt for 0.30% & NOI MR. SAYALI VIKAS AHER - HOU/NAV/0826/5189123”

read over 3 mail(s), last mail 2026-09-29 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026090804040 · ₹300 · paid 09/10/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011500476202627E	9990910260229	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RS rahul.singh9@phfl.com phfl.com
29 Sep, 20:19 · 15d ago THE FIRST MAIL — how this case began

Please find attached documents and payment receipt for 0.20% of Guarantor MR. SAYALI VIKAS AHER - HOU/NAV/0826/5189123.

📎 Noi ravikumar (1).pdf ↗

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MR.

SAYALI VIKAS AHERHOU/NAV/0826/5189123

Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703.

Website-  www.pnbhousing.com

🤖 read: says the fee is paid ✓; documents attached — “Please find attached documents and payment receipt for 0.30% & NOI MR. SAYALI VIKAS AHER - HOU/NAV/0826/5189123”

7 more mails in between — open

OL The NOI teamTYPED IN GMAIL
29 Sep, 20:30 · 15d ago

Dear Team,

We have received the documents but the subject line does not match our case, and the documents are for a different customer.

Could you please confirm the correct case.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 29 Sept 2026 at 20:16, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MR. SAYALI VIKAS AHER - HOU/NAV/0826/5189123

Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703.

Website- www.pnbhousing.com

🤖 read: asks the branch for a clarification — “Could you please confirm the correct case.”

RS rahul.singh9@phfl.com phfl.com
29 Sep, 20:56 · 15d ago

Re[2]: Please find attached documents and payment receipt for 0.20% of Guarantor MR. SAYALI VIKAS AHER - HOU/NAV/0826/51

ignore this mail

Thanks & Regards,

Rahul Singh

Channel Manager9892180699

PNB Housing Finance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai400703

Website-www.pnbhousing.com

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/29/26 20:32
To: Rahul Ajay Singh 9 (rahul.singh9@phfl.com)
Cc: Samson Silveira (samson.silveira@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com)
Subject: Re: Please find attached documents and payment receipt for 0.20% of Guarantor MR. SAYALI VIKAS AHER - HOU/NAV/0826/5189123.

 Exercise Secured by Check Point

Dear Team,

We have received the documents but the subject line does not match our case, and the documents are for a different customer. Could you please confirm the correct case.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Tue, 29 Sept 2026 at 20:16, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MR. SAYALI VIKAS AHER - HOU/NAV/0826/5189123

Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703.

Website- www.pnbhousing.com

🤖 read: asks for a correction; note: The branch says the documents are for a different customer and asks for the correct case. — “Could you please confirm the correct case.”

RS rahul.singh9@phfl.com phfl.com
06 Oct, 18:59 · 8d ago

Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123

📎 PHOTO-2026-10-06-18-27-31.jpg ↗📎 New Doc 10-06-2026 14.21.pdf ↗

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MRS.

SAYALI VIKAS AHER - HOU/NAV/0826/5189123.

Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703.

Website-  www.pnbhousing.com

🤖 read: says the fee is paid ✓; documents attached — “Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123.”

OL The NOI teamTYPED IN GMAIL
06 Oct, 19:02 · 8d ago

Dear Team,

We received a short amount,

Loan amount₹42,00,000

Stamp duty 0.30%₹12,610

Registration fee 0.50%₹15,000

NOI

Charges & Service Fees Calculator -

NOI Govt Fees

Govt.Document Handling Charges Fixed320

320

Service Fees for NOI

Filling1500

1500

Total Amount to be Paid29430.00

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 6 Oct 2026 at 18:56, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123.
Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703.

Website- www.pnbhousing.com

🤖 read: asks the branch for the payment

RS rahul.singh9@phfl.com phfl.com
06 Oct, 19:18 · 8d ago

Re[2]: Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123

📎 cd6dd4ac-00ae-411b-9146-d7b025a4c1cf.jpg ↗

Dear Team,

PFA

Thanks & Regards,

Rahul Singh

Channel Manager9892180699

PNB Housing Finance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai400703

Website-www.pnbhousing.com

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/06/26 19:03
To: Rahul Ajay Singh 9 (rahul.singh9@phfl.com)
Cc: Samson Silveira (samson.silveira@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com)
Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123

 Exercise Secured by Check Point

Dear Team,

We received a short amount,

NOI
Charges & Service Fees Calculator -

Loan Amount Including Insurance 4200000

NOI Govt Fees Stamp Duty 0.30% 12610.00

Registration Fees 0.50% 15000.00

Govt.Document Handling Charges Fixed 320 320

Service Fees for NOI
Filling 1500 1500

Total Amount to be Paid 29430.00

Regards, NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

On Tue, 6 Oct 2026 at 18:56, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123.

Thanks & Regards,

Rahul Singh

Channel Manager

9892180699

PNB Housing Finance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai-400703.

Website- www.pnbhousing.com

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
06 Oct, 19:24 · 8d ago

📎 SAYALI VIKAS AHER EchallanMH01150047620262 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 6 Oct 2026 at 19:14, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

PFA

Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd.​​​​
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703

Website- www.pnbhousing.com

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/06/26 19:03
To: Rahul Ajay Singh 9 (rahul.singh9@phfl.com)
Cc: Samson Silveira (samson.silveira@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com)
Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123

 Exercise Secured by Check Point

Dear Team,

We received a short amount,

NOI
Charges & Service Fees Calculator -

Loan Amount Including Insurance 4200000

NOI Govt Fees Stamp Duty 0.30% 12610.00

Registration Fees 0.50% 15000.00

Govt.Document Handling Charges Fixed 320 320

Service Fees for NOI
Filling 1500 1500

Total Amount to be Paid 29430.00

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 6 Oct 2026 at 18:56, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123.

Thanks & Regards,

Rahul Singh

Channel Manager

9892180699

PNB Housing Finance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai-400703.

Website- www.pnbhousing.com

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
09 Oct, 12:09 · 6d ago

📎 eFilingDoc9990910260229.pdf ↗

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 6 Oct 2026 at 19:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 6 Oct 2026 at 19:14, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

PFA

Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd.​​​​
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703

Website- www.pnbhousing.com

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/06/26 19:03
To: Rahul Ajay Singh 9 (rahul.singh9@phfl.com)
Cc: Samson Silveira (samson.silveira@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com)
Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123

 Exercise Secured by Check Point

Dear Team,

We received a short amount,

NOI
Charges & Service Fees Calculator -

Loan Amount Including Insurance 4200000

NOI Govt Fees Stamp Duty 0.30% 12610.00

Registration Fees 0.50% 15000.00

Govt.Document Handling Charges Fixed 320 320

Service Fees for NOI
Filling 1500 1500

Total Amount to be Paid 29430.00

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 6 Oct 2026 at 18:56, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123.

Thanks & Regards,

Rahul Singh

Channel Manager

9892180699

PNB Housing Finance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai-400703.

Website- www.pnbhousing.com

🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

OL The NOI teamTYPED IN GMAIL
13 Oct, 14:10 · 2d ago

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 9 Oct 2026 at 12:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 6 Oct 2026 at 19:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 6 Oct 2026 at 19:14, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

PFA

Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd.​​​​
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703

Website- www.pnbhousing.com

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/06/26 19:03
To: Rahul Ajay Singh 9 (rahul.singh9@phfl.com)
Cc: Samson Silveira (samson.silveira@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com)
Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123

 Exercise Secured by Check Point

Dear Team,

We received a short amount,

NOI
Charges & Service Fees Calculator -

Loan Amount Including Insurance 4200000

NOI Govt Fees Stamp Duty 0.30% 12610.00

Registration Fees 0.50% 15000.00

Govt.Document Handling Charges Fixed 320 320

Service Fees for NOI
Filling 1500 1500

Total Amount to be Paid 29430.00

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 6 Oct 2026 at 18:56, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123.

Thanks & Regards,

Rahul Singh

Channel Manager

9892180699

PNB Housing Finance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai-400703.

Website- www.pnbhousing.com

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

OL The NOI teamTYPED IN GMAIL
13 Oct, 14:11 · 2d ago

📎 SAYALI VIKAS AHER Index-II.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 9 Oct 2026 at 12:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 6 Oct 2026 at 19:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 6 Oct 2026 at 19:14, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

PFA

Thanks & Regards,
Rahul Singh
Channel Manager
9892180699
PNB Housing Finance Ltd.​​​​
5th Floor, Flat No. 508-509,
Persipolis Building sector -17,
Vashi, Navi Mumbai-400703

Website- www.pnbhousing.com

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/06/26 19:03
To: Rahul Ajay Singh 9 (rahul.singh9@phfl.com)
Cc: Samson Silveira (samson.silveira@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com)
Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123

 Exercise Secured by Check Point

Dear Team,

We received a short amount,

NOI
Charges & Service Fees Calculator -

Loan Amount Including Insurance 4200000

NOI Govt Fees Stamp Duty 0.30% 12610.00

Registration Fees 0.50% 15000.00

Govt.Document Handling Charges Fixed 320 320

Service Fees for NOI
Filling 1500 1500

Total Amount to be Paid 29430.00

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 6 Oct 2026 at 18:56, Rahul Ajay Singh 9 < rahul.singh9@phfl.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI MRS. SAYALI VIKAS AHER - HOU/NAV/0826/5189123.

Thanks & Regards,

Rahul Singh

Channel Manager

9892180699

PNB Housing Finance Ltd.

5th Floor, Flat No. 508-509,

Persipolis Building sector -17,

Vashi, Navi Mumbai-400703.

Website- www.pnbhousing.com

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter+ Index II inside+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside	Noi ravikumar (1).pdf	another customer's paper — not used	15d ago
Payment screenshot	PHOTO-2026-10-06-18-27-31.jpg	filed	8d ago
Sanction letter+ PAN card inside+ Aadhaar card inside+ Index II inside+ Selfie / photo inside	New Doc 10-06-2026 14.21.pdf	filed	8d ago
Payment screenshot	cd6dd4ac-00ae-411b-9146-d7b025a4c1cf.jpg	filed	8d ago
Paid challan (GRAS)	SAYALI VIKAS AHER EchallanMH011500476202627E.pdf	filed	8d ago
E-filing copy (token)	eFilingDoc9990910260229.pdf	filed	6d ago
Index IIthe registered copy we filed	SAYALI VIKAS AHER Index-II.pdf	filed	2d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹29,430.53

Where it stands
VERIFIED — money received

Screenshot claims
₹29,400 627919114543

Paid at
30 Sep 14:05:02

Verified on
6 Oct 18:58:07

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹12,610	₹15,000	₹320	₹1,500	₹29,430

By law ₹29,420. We ask ₹29,430 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

50 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor (person 1), Road (person 1), Mobile (person 2), Floor (person 2), Road (person 2) …

19 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, PAN (person 1), Floor (person 1), Road (person 1), E-mail (person 2), Building (person 2) …

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (New Doc 10-06-2026 14.21.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) इतर वर्णनः, इतर माहिती: विभाग 7 दर 63500/- प्रति चौ. मी. सदनिका क्र. 401 चौथा मजला वाव्हिया सेव्हन्टी 7 बिल्डिंग प्लॉट नं. 77 सेक्टर 26 पुष्पक (वहाळ) तालुका पनवेल जिल्हा रायगड नवी मुंबई क्षेत्र 50.44 चौ. मी. रेरा कारपेट, ओपन बाल्कनी एरिया 2.900 चौ. मी. (महसूल व वन विभाग यांचे आदेश क्र मुद्रांक-2021/अनौ.सं.क्र. 12/प्र.क्र.12 प्र.क्र.107/म1 धोरण), दि. 31/03/2021) अन्वये सदर दस्तात महिला खरेदीदार असल्याने मुद्रांक शुल्क मध्ये 1% सूट घेण्यात आली आहे) ( (Plot Number: 77 : SECTOR NUMBER : 26;)) - स्थानिक स्वराज्य संस्थाः पनवेल

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

New Doc 10-06-2026 14.21.pdf

the address
{'PIN': '410210', 'AREA': 'PLOT NO. 63, SECTOR-21, STILP CHOWK', 'FLAT': 'H-9', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'DNYSADHANA CHS', 'DISTRICT': 'RAIGARH', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'KHARGHAR'}

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 401 4TH FLOOR VAHIA SEVENTY 7 BUILDING PLOT NO 77 SECTOR 26

Locality/Road
PUSHPAK VAHAL NAVI MUMBAI VAVIYA SEVENTY TAL PANVEL DIST RAIGAD

Area/City
RAIGAD

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SAYALI VIKAS AHER	FEDPA3935N	…5653
mortgagor	RAVI KUMAR SURESH GUPTA	AXLPG2334B
co_mortgagor	Nitu Gupta	BMCPG2764E	…0271

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	rahul.singh9@phfl.com	15d ago
document chase	rahul.singh9@phfl.com	13d ago
acknowledgement	rahul.singh9@phfl.com	8d ago
questions for the branch — what the papers leave open	rahul.singh9@phfl.com	8d ago

What EzDocs read from each document — check anything marked in red

Sanction letter Noi ravikumar (1).pdf needs your check

lan
HOU/NAV/0826/5203668

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'RAVIKUMAR SURESH GUPTA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NITU GUPTA', 'role': 'co_applicant', 'label': None}

confidence
1

loan amount
1450000

final amount
1522500

interest rate
8.6

not this case
True

quality issue
it prints RAVIKUMAR SURESH GUPTA, NITU GUPTA; this case's people are Sayali Vikas Aher — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction

sanction date
08-Sep-2026

letter version
6

applicant email
gravi263@gmail.com

applicant names
RAVIKUMAR SURESH GUPTA, NITU GUPTA

printed altered
False

applicant mobile
9619161335

balance transfer
False

property address
pin: 400703; state: MAHARASHTRA; taluka: Thane; Flat no: B-2/16/9; district: Thane; Floor: GROUND FLOOR; Address: APARTMENT NO B-2/16/9, GROUND FLOOR, BUILDING NO B-2/16, B 2 TYPE APARTMENT OWNERS ASSOCIATION, VA

insurance premium
72500

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1522500

security address verbatim
APARTMENT NO B-2/16/9, GROUND FLOOR, BUILDING NO B-2/16, B 2 TYPE APARTMENT OWNERS ASSOCIATION, VASHI NAVI MUMBAI, Thane, SECTOR NO 15, Thane, MAHARASHTRA, India, 400703

applicant address verbatim
B-2/16/9, SECTOR 15 VASHI, NAVI MUMBAI,., Thane, MAHARASHTRA, 400703, Thane, India

raw reading (for Abhijit)

{'lan': 'HOU/NAV/0826/5203668', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RAVIKUMAR SURESH GUPTA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NITU GUPTA', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1450000, 'final_amount': 1522500, 'interest_rate': 8.6, 'not_this_case': True, 'quality_issue': "it prints RAVIKUMAR SURESH GUPTA, NITU GUPTA; this case's people are Sayali Vikas Aher — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter", 'sanction_date': '08-Sep-2026', 'letter_version': '6', 'applicant_email': 'gravi263@gmail.com', 'applicant_names': ['RAVIKUMAR SURESH GUPTA', 'NITU GUPTA'], 'printed_altered': False, 'applicant_mobile': '9619161335', 'balance_transfer': False, 'property_address': {'pin': '400703', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': 'B-2/16/9', 'district': 'Thane', 'floor_no': 'GROUND FLOOR', 'landmark': None, 'full_address': 'APARTMENT NO B-2/16/9, GROUND FLOOR, BUILDING NO B-2/16, B 2 TYPE APARTMENT OWNERS ASSOCIATION, VASHI NAVI MUMBAI, Thane, SECTOR NO 15, Thane, MAHARASHTRA, India, 400703', 'village_city': 'NAVI MUMBAI', 'building_name': 'B 2 TYPE APARTMENT OWNERS ASSOCIATION', 'survey_or_cts_no': 'SECTOR NO 15'}, 'insurance_premium': 72500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1522500, 'security_address_verbatim': 'APARTMENT NO B-2/16/9, GROUND FLOOR, BUILDING NO B-2/16, B 2 TYPE APARTMENT OWNERS ASSOCIATION, VASHI NAVI MUMBAI, Thane, SECTOR NO 15, Thane, MAHARASHTRA, India, 400703', 'applicant_address_verbatim': 'B-2/16/9, SECTOR 15 VASHI, NAVI MUMBAI,., Thane, MAHARASHTRA, 400703, Thane, India'}

Sanction letter Noi ravikumar (1).pdf needs your check

dob
1990-08-20

pan
AXLPG2334B

name
RAVI KUMAR SURESH GUPTA

legible
True

father name
SURESH GUPTA

raw reading (for Abhijit)

{'dob': '1990-08-20', 'pan': 'AXLPG2334B', 'name': 'RAVI KUMAR SURESH GUPTA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SURESH GUPTA', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Noi ravikumar (1).pdf needs your check

dob
1995-01-01

pan
BMCPG2764E

name
Nitu Gupta

mobile
9619161335

address
pin: 400703; flat: B-2/16/9; road: Sector 15 Vashi; state: Maharashtra; building: Shiv Mandir; district: Thane; post_office: Vashi; Village: Navi Mumbai

legible
True

father name
SHIVKUMAR GUPTA

aadhaar last4
0271

raw reading (for Abhijit)

{'dob': '1995-01-01', 'pan': 'BMCPG2764E', 'name': 'Nitu Gupta', 'mobile': '9619161335', 'address': {'pin': '400703', 'area': None, 'flat': 'B-2/16/9', 'road': 'Sector 15 Vashi', 'floor': None, 'state': 'Maharashtra', 'building': 'Shiv Mandir', 'district': 'Thane', 'post_office': 'Vashi', 'village_city': 'Navi Mumbai'}, 'legible': True, 'father_name': 'SHIVKUMAR GUPTA', 'aadhaar_last4': '0271', 'quality_issue': None}

Payment screenshot PHOTO-2026-10-06-18-27-31.jpg needs your check

date
2026-10-06

time
18:27

amount
26000

method
UPI

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-10-06', 'time': '18:27', 'amount': 26000, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter New Doc 10-06-2026 14.21.pdf needs your check

lan
HOU/NAV/0826/5189123

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'SAYALI VIKAS AHER', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MANISHA VIKAS AHER', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1.0

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement

loan amount
4000000.0

rate spread
-4.65

final amount
4200000.0

interest rate
8.5

sanction date
06-Aug-2026

letter version
3

reference rate
13.15

applicant email
sayaliaher2002@gmail.com

applicant names
SAYALI VIKAS AHER, MANISHA VIKAS AHER

printed altered
False

applicant mobile
8928372964

balance transfer
False

property address
pin: 410206; state: MAHARASHTRA; taluka: Panvel; Flat no: 401; district: Raigad; Floor: 4TH FLOOR; Address: FLAT NO 401, BUILDING PLOT NO 77, 4TH FLOOR, VAVIYA SEVENTY, PUSHPAK VAHAL NAVI MUMBAI, Panvel, SECTOR N

insurance premium
200000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
4200000.0

security address verbatim
FLAT NO 401, BUILDING PLOT NO 77, 4TH FLOOR, VAVIYA SEVENTY, PUSHPAK VAHAL NAVI MUMBAI, Panvel, SECTOR NO 26, Raigad, MAHARASHTRA, India, 410206

applicant address verbatim
AIR INDIA COMPLEX, B7 ROOM NO 17, AIR INDIA COLONY SECTOR 27, ., Thane, MAHARASHTRA, 400706, India

raw reading (for Abhijit)

{'lan': 'HOU/NAV/0826/5189123', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SAYALI VIKAS AHER', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MANISHA VIKAS AHER', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4000000.0, 'rate_spread': -4.65, 'final_amount': 4200000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '06-Aug-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'sayaliaher2002@gmail.com', 'applicant_names': ['SAYALI VIKAS AHER', 'MANISHA VIKAS AHER'], 'printed_altered': False, 'applicant_mobile': '8928372964', 'balance_transfer': False, 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '401', 'district': 'Raigad', 'floor_no': '4TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 401, BUILDING PLOT NO 77, 4TH FLOOR, VAVIYA SEVENTY, PUSHPAK VAHAL NAVI MUMBAI, Panvel, SECTOR NO 26, Raigad, MAHARASHTRA, India, 410206', 'village_city': 'NAVI MUMBAI, Panvel', 'building_name': 'VAVIYA SEVENTY, PUSHPAK VAHAL', 'survey_or_cts_no': 'PLOT NO 77, SECTOR NO 26'}, 'insurance_premium': 200000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4200000.0, 'security_address_verbatim': 'FLAT NO 401, BUILDING PLOT NO 77, 4TH FLOOR, VAVIYA SEVENTY, PUSHPAK VAHAL NAVI MUMBAI, Panvel, SECTOR NO 26, Raigad, MAHARASHTRA, India, 410206', 'applicant_address_verbatim': 'AIR INDIA COMPLEX, B7 ROOM NO 17, AIR INDIA COLONY SECTOR 27, ., Thane, MAHARASHTRA, 400706, India'}

Sanction letter New Doc 10-06-2026 14.21.pdf needs your check

dob
2002-01-27

pan
FEDPA3935N

name
SAYALI VIKAS AHER

legible
True

father name
VIKAS AHER

raw reading (for Abhijit)

{'dob': '2002-01-27', 'pan': 'FEDPA3935N', 'name': 'SAYALI VIKAS AHER', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VIKAS AHER', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter New Doc 10-06-2026 14.21.pdf needs your check

dob
2002-01-27

name
SAYALI VIKAS AHER

mobile
8928372964

address
pin: 410210; area: plot no. 63, sector-21, stilp chowk; flat: H-9; state: Maharashtra; building: dnysadhana chs; district: Raigarh; Village: kharghar

legible
True

aadhaar last4
5653

header doc number
PNL2-12335-2026

raw reading (for Abhijit)

{'dob': '2002-01-27', 'pan': None, 'name': 'SAYALI VIKAS AHER', 'mobile': '8928372964', 'address': {'pin': '410210', 'area': 'plot no. 63, sector-21, stilp chowk', 'flat': 'H-9', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'dnysadhana chs', 'district': 'Raigarh', 'post_office': None, 'village_city': 'kharghar'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5653', 'quality_issue': None, 'header_doc_number': 'PNL2-12335-2026'}

Payment screenshot cd6dd4ac-00ae-411b-9146-d7b025a4c1cf.jpg needs your check

utr
627919114543

date
2026-10-06

time
19:08

amount
3400

method
UPI

payee upi
....56-2@okbizaxis

payer upi
....2002@okaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
SAYALI VIKAS AHER

debit notification text
Payment of ‘3,400 completed

raw reading (for Abhijit)

{'utr': '627919114543', 'date': '2026-10-06', 'time': '19:08', 'amount': 3400, 'method': 'UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': '....2002@okaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'SAYALI VIKAS AHER', 'debit_notification_text': 'Payment of ‘3,400 completed'}

Paid challan (GRAS) SAYALI VIKAS AHER EchallanMH011500476202627E.pdf needs your check

grn
MH011500476202627E

pin
410206

total
27610.0

article
6(1)

defaced
False

bank cin
03006172026100601456

district
RAIGAD

area city
RAIGAD

payer pan
FEDXXXXXXN

flat block
FLAT NO 401 4TH FLOOR VAVIYA SEVENTY 7 BUILDING PLOT NO 77 SECTOR NO 26

payer name
SAYALI VIKAS AHER

sro office
PNL2_PANVEL 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4200000

scheme rows
{'amount': 12610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2964

payment date
06/10/2026-19:23:34

road locality
PUSHPAK VAHAL NAVI MUMBAI PANVEL RAIGAD MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
4200000

raw reading (for Abhijit)

{'grn': 'MH011500476202627E', 'pin': '410206', 'total': 27610.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100601456', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'FEDXXXXXXN', 'flat_block': 'FLAT NO 401 4TH FLOOR VAVIYA SEVENTY 7 BUILDING PLOT NO 77 SECTOR NO 26', 'payer_name': 'SAYALI VIKAS AHER', 'sro_office': 'PNL2_PANVEL 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4200000', 'scheme_rows': [{'amount': 12610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2964', 'payment_date': '06/10/2026-19:23:34', 'road_locality': 'PUSHPAK VAHAL NAVI MUMBAI PANVEL RAIGAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4200000'}

Paid challan (GRAS) SAYALI VIKAS AHER EchallanMH011500476202627E.pdf needs your check

grn
MH011500476202627E

pin
410206

total
27610.0

article
6(1)

defaced
False

bank cin
03006172026100601456

district
RAIGAD

area city
RAIGAD

payer pan
FEDXXXXXXN

flat block
FLAT NO 401 4TH FLOOR VAVIYA SEVENTY 7 BUILDING PLOT NO 77 SECTOR NO 26

payer name
SAYALI VIKAS AHER

sro office
PNL2_PANVEL 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4200000

scheme rows
{'amount': 12610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2964

payment date
06/10/2026-19:23:34

road locality
PUSHPAK VAHAL NAVI MUMBAI PANVEL RAIGAD MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
4200000

raw reading (for Abhijit)

{'grn': 'MH011500476202627E', 'pin': '410206', 'total': 27610.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100601456', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'FEDXXXXXXN', 'flat_block': 'FLAT NO 401 4TH FLOOR VAVIYA SEVENTY 7 BUILDING PLOT NO 77 SECTOR NO 26', 'payer_name': 'SAYALI VIKAS AHER', 'sro_office': 'PNL2_PANVEL 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4200000', 'scheme_rows': [{'amount': 12610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2964', 'payment_date': '06/10/2026-19:23:34', 'road_locality': 'PUSHPAK VAHAL NAVI MUMBAI PANVEL RAIGAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4200000'}

E-filing copy (token) eFilingDoc9990910260229.pdf needs your check

sro
MRR

kind
efiling_copy

token
9990910260229

legible
True

property
road: PANVEL; unit: 401; floor: 4; taluka: Panavel; numbers: [{'type': 'Plot Number', 'value': '77'}, {'type': 'SECTOR NUMBER', 'value': '26'}]; village: Vahal; building: VAVIYA SEVENTY 7 BLDG; district: Raigad; area_tex

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'FEDPA3935N', 'name': 'SAYALI VIKAS AHER', 'address': 'Flat No:ROOM NO 17, Floor No:G, Building Name:AIR INDIA COMPLEX, B7, Block Sector:AIR INDIA COLONY SECTOR 27, Road: THANE, City:THANE, State:MAHARASHTRA, Dis

title deed
Agreement to Sale :12335/2026 SRO PANVEL 2

filing date
2026-10-09

loan amount
4200000.0

payment lines
{'ref': 'MH011500476202627E', 'head': 'Stamp Duty', 'dated': '06/10/2026', 'amount': 12600.0, 'ref_kind': 'GRN'}, {'ref': 'MH011500476202627E', 'head': 'Filing Fee', 'dated': '06/10/2026', 'amount': 15000.0, 'ref_kind':

date of mortgage
2026-10-09

raw reading (for Abhijit)

{'sro': 'MRR', 'kind': 'efiling_copy', 'token': '9990910260229', 'legible': True, 'property': {'pin': None, 'road': 'PANVEL', 'unit': '401', 'floor': '4', 'taluka': 'Panavel', 'numbers': [{'type': 'Plot Number', 'value': '77'}, {'type': 'SECTOR NUMBER', 'value': '26'}], 'village': 'Vahal', 'building': 'VAVIYA SEVENTY 7 BLDG', 'district': 'Raigad', 'area_text': 'Carpet: 50.44 Sq.mt.', 'local_body': None, 'description': 'Landmark:PUSHPAK VAHAL NAVI MUMBAI', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'FEDPA3935N', 'name': 'SAYALI VIKAS AHER', 'address': 'Flat No:ROOM NO 17, Floor No:G, Building Name:AIR INDIA COMPLEX, B7, Block Sector:AIR INDIA COLONY SECTOR 27, Road: THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400706'}, {'pan': 'CXNPA9989G', 'name': 'MANISHA VIKAS AHER', 'address': 'Flat No:ROOM NO 17, Floor No:G, Building Name:AIR INDIA COMPLEX, B7, Block Sector:AIR INDIA COLONY SECTOR 27, Road: THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400706'}], 'title_deed': 'Agreement to Sale :12335/2026 SRO PANVEL 2', 'filing_date': '2026-10-09', 'loan_amount': 4200000.0, 'payment_lines': [{'ref': 'MH011500476202627E', 'head': 'Stamp Duty', 'dated': '06/10/2026', 'amount': 12600.0, 'ref_kind': 'GRN'}, {'ref': 'MH011500476202627E', 'head': 'Filing Fee', 'dated': '06/10/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026090804040', 'head': 'Document Handling Charges', 'dated': '09/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-09'}

Technical record (for Abhijit — safe to ignore)

2h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 06 Oct, 19:24 shared the paid challan — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack', 'branch_questions']}
2d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
2d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SAYALI VIKAS AHER I
6d ago	EzDocs	dhc_prn_read	{'prn': '1026090804040', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990910260229.pdf', 'from': "the filed notice's own text", 'gr
6d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990910260229.pdf', 'token': '9990910260229', 'doc_id': '07b9e5aa-5cba-477d-a1a1-5d9681cafe1e', 'mortgagors': 2}
6d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
6d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999091026
6d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '468569', 'lessons': [{'box': 'Road', 'words': 'Road: the paid challan prints
6d ago	EzDocs	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SAYALI VIKAS AHER EchallanMH011500476202627E.pdf', 'doc_id': '32bcf165-2a
6d ago	EzDocs	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
6d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'PNL2_PANVEL 2 JOINT SUB REGISTRAR', 'district': 'RAIGAD'}
6d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011500476202627E', 'file': 'SAYALI VIKAS AHER EchallanMH011500476202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
6d ago	EzDocs	challan_extracted	{'grn': 'MH011500476202627E', 'file': 'SAYALI VIKAS AHER EchallanMH011500476202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 27610.0}
6d ago	EzDocs	reading_error456	{'box': 'Agreement to Sale description', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'SAYALI VIKAS AHER EchallanMH01150047620
6d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
6d ago	EzDocs	form_checked489	{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-02903'}
6d ago	EzDocs	learned_typed463	{'sig': '97f3103ca851', 'why': "the Fill typed these boxes the team's way by itself — learned from the team's own earlier Saves", 'boxes': [{'to': 'VAVIYA SEVENTY 7 BLDG', 'box': 'property Building Name', 'how': 'case',
6d ago	ANJU	copilot_edit	{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
6d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '468479', 'lessons': []}
6d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '468496', 'lessons': []}
6d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '468499', 'lessons': []}
6d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '468514', 'lessons': []}
6d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 20, 'differs': []}
6d ago	EzDocs	form_checked489	{'ok': True, 'page': 'property', 'paid': True, 'boxes': 20, 'issues': 0, 'case_no': 'NOI-2026-02903'}
6d ago	copilot	copilot_pick	{'why': "the portal spells it 'Panavel'", 'field': 'Taluka', 'value': '2', 'method': 'spelling', 'picked': 'Panavel', 'wanted': 'PANVEL', 'why_audit': "EzDocs chose from the portal's own list; below full confidence the c
6d ago	ANJU	copilot_edit	{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
6d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
6d ago	EzDocs	form_checked489	{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-02903'}
6d ago	copilot	copilot_pick	{'why': "The source text mentions 'सेक्टर 26' and 'पुष्पक (वहाळ)', but none of the options match 'AIR INDIA COLONY SECTOR 27' or any part of the source text. The options are all Nerul or Darave, which are not ", 'field':
6d ago	ANJU	copilot_edit	{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our

Case diary the case’s history — what happened, newest day first

Papers

All 5 in hand

Nothing more to ask the branch for

Money

₹29,463 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: In the branch's mail of 29 Sep (from rahul.singh9@phfl.com, “Please find attached documents and payment receipt for 0.20% of Guaran”), a DIFFERENT PERSON'S PAN card is attached: Noi ravikumar (1).pdf is Nitu Gupta (PAN BMCPG2764E)'s, not Sayali Vikas Aher's. Please check with the branch. It is not used — Sayali's own PAN card is typed. (Set aside as another customer's.) GPay ₹26,000 announced at 12:57 has not settled into the PNB account (due 16:57). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered

14:40

13 Oct3 things — 1 document received · 1 letter written · 1 step

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.