⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
MR. ATHARVA NITIN NAIK
LAN MH/SWD/SWAD/A000000488Loan ₹12,84,960NOI SHORT ₹670.20Mails & papers 11
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Sep, 14:24
Documents
Payment
Challan
Filing
E-filing copy
done 29 Sep, 18:53
Index II
waiting 15d 20h
their moveIndex II pending · the history says: The NOI has been filed and the e-filing copy shared with the branch. The team is now responsible for sharing the government's Index II of the NOI.whole case so far 36d 1h
For you to check5
Payment SHORT by ₹670.20 (₹11,540 of ₹12,210.20).
Challan on file does not agree with the case. Open it before paying or sharing.
GPay ₹11,540 announced at 09:16 has not settled into the PNB account (due 13:16). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
2 more
Team quoted ₹11,540 on ₹12,00,000. Sanction letter gives ₹12,84,960 → ₹12,210. Open the letter; one figure is wrong.
3 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
The made challan does not match the case: stamp duty on the challan is 100/100/20 — the case works out Rs.3860; registration fee on the challan is 100/100/20 — the case works out Rs.6430; challan total Rs.220 — the case works out Rs.10290; consideration (CA) on the challan Rs.1800000 — the loan amount is Rs.1284960; article code reads 'Article 1 (NOI)' — an NOI files under 6(1) A — open the challan file and check before anything is shared.
Historywhat happened on this case, newest first
Today · 15 Oct2 things
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
29 Sep2 things — 1 money step · 1 step
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
26 Sep1 thing — 1 step
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
16 Sep2 things — 1 caution · 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment short of what the case needs
The balance must come before the challan.
15 Sep2 things — 1 caution · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
Judged again with today's rules, the challan still does not match the case — a person opens it
14 Sep5 things — 2 cautions · 3 steps
The challan's address boxes were written from the papers
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The challan on file matches neither fee head — a person must open it
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
10 Sep3 things — 1 document received · 1 letter written · 1 step
EzDocs took 18 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990909260782.pdf
9 Sep36 things — 16 documents received · 6 letters written · 14 steps
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Challan
ATHARVA NITIN NAIK EchallanMH009948444202627E.pdf
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: other
1774681866706001_2083656290.png
The pay link from the fee mail was opened — on the record only; it ties no money — by the branch (pay link)
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Wrote the documents acknowledged mail — held, silent mode
Re: Provide NOI Calculation in the case Of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488
Asked the branch for the balance, with the calculator table
An old draft withdrew itself — its asks were already answered
Property checked by EzDocs — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Index II (title document) received from the branch
Received: LSR
LSR.pdf
The branch's payment screenshot was read
Received: Index II
INDEX2.pdf
Received: Payment screenshot
PaymentPaid Receipt.jpeg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
PhotoAthrav.jpeg
Received: Selfie
Photo Nitin.jpeg
Received: Aadhaar
WhatsApp Image 2026-09-09 at 16.40.44 (1).jpeg
Received: Selfie
Photo Archana.jpeg
Received: PAN card
WhatsApp Image 2026-09-09 at 16.40.16.jpeg
Co-applicant added
Co-applicant added
Received: Aadhaar
WhatsApp Image 2026-09-09 at 16.40.15.jpeg
Received: PAN card
WhatsApp Image 2026-09-09 at 16.40.44.jpeg
Received: PAN card
WhatsApp Image 2026-09-09 at 16.40.45.jpeg
Received: Aadhaar
WhatsApp Image 2026-09-09 at 16.40.44 (2).jpeg
Wrote the document chase mail — held, silent mode
Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488
Wrote the fee quote mail — held, silent mode
Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488
Property address read from the sanction letter
Received: Sanction letter
SANCTION_202033MHSWDSWADA000000488952026171359Sanction (1).PDF
Received: other
1.png
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
Mails & papers →every paper, beside its mail · 17 files
The whole file has not been read yet17 papers on file
Moneyall of it is in
₹12,210.20
Reached our account 29 Sep 18:53:37.
How we know
Our own bank told us — 29 Sep 18:53
₹720 · UTR 627205197617 · from JM-HDFCBN-S
“Successful! You have received Rs. 720.00 via HDFC Bank SmartHub Vyapar from CHAVAN NIT. RRN-627205197617, Check: https://1.hdfc.bank.in/HDFCBK/s/x8E3OyZ8”
Matched by: equals the balance that was still due on the case · one of several parts
✗ Looks like another payment — check it
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …197617 | …525452 | ✗ | |
| Amount | ₹720 | ₹11,540 | fee ₹12,210.20 | ✗ |
| Time | Tue 29 Sep, 18:53 | — | – | |
| Paid by | CHAVAN NIT | — | MR. ATHARVA NITIN NAIK | ✓ |
the screenshot: ₹11,540 · Wed 9 Sep, 16:27 · UTR 260419525452 · to EZDOCS · 7715973535@okbizaxis
The working
Stamp duty 0.3%3,860
Registration fee 0.5%6,430
Government handling320
Our service fee1,600
Total we ask for12,210.20
By law ₹12,219.68. We ask ₹12,210 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
06, 1st, Swami Teerth Heights, SURVEY, 33, Ambegaon Khurd
read from the Index II · e-filing boxes 49 of 58 ready
Check the property →the boxes beside the paper
People
Atharva Nitin Naik · applicantCKJPN3320DARCHANA NITIN NAIK · co-applicantAOXPN9693RNitin Prakash Naik · co-applicantAGLPN8692A
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