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Cases / NOI-2026-01527

MR. ATHARVA NITIN NAIK

HINDUJA_HFLLAN MH/SWD/SWAD/A000000488 Index II pending · with the government SHORT ₹670.20 All documentsMails & papers 11
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: stamp duty on the challan is 100/100/20 — the case works out Rs.3860; registration fee on the challan is 100/100/20 — the case works out Rs.6430; challan total Rs.220 — the case works out Rs.10290; consideration (CA) on the challan Rs.1800000 — the loan amount is Rs.1284960; article code reads 'Article 1 (NOI)' — an NOI files under 6(1) A — open the challan file and check before anything is shared.
✓Sanction letteropen
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓Payment screenshot — money verifiedopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (17)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Payment SHORT by ₹670.20 (₹11,540 of ₹12,210.20).
  • Challan on file does not agree with the case. Open it before paying or sharing.
  • GPay ₹11,540 announced at 09:16 has not settled into the PNB account (due 13:16). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
  • Team quoted ₹11,540 on ₹12,00,000. Sanction letter gives ₹12,84,960 → ₹12,210. Open the letter; one figure is wrong.
MoneyAll of it is in
₹12,210.20CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹12,260 receivedthe balance that was due
Stamp duty 0.3%3,860
Registration fee 0.5%6,430
Government handling320
Our service fee1,600.20
Total we ask for12,210.20
the branch’s receipt claims ₹11,540 260419525452
paid 29 Sep 18:53:37 · verified 29 Sep 18:53:37 · 1 s later
How we know
Our own bank told us — 29 Sep 18:53
₹720 · UTR 627205197617 · from JM-HDFCBN-S
“Successful! You have received Rs. 720.00 via HDFC Bank SmartHub Vyapar from CHAVAN NIT. RRN-627205197617, Check: https://1.hdfc.bank.in/HDFCBK/s/x8E3OyZ8”
Matched by: equals the balance that was still due on the case · one of several parts
By law ₹12,219.68. We ask ₹12,210 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 9 Sep 14:24
Index II —not yet
the NOI team 20 minthe branch 20 d 4 hthe SRO 15 d 23 htotal 36 d 3 h so far
Now with the SRO — waiting for the SRO's Index II
since 29 Sep 18:53 — 15 d 23 h of working time
Day by day — every step and who held it
9 Sep 14:24Your branch's mail
9 Sep 14:24Challan madeat once
9 Sep 14:25Papers read+1 min · the NOI team
9 Sep 14:25Property readat once
9 Sep 14:25Fee quotedat once
9 Sep 16:41Papers from your branch+2 h 16 min · the branch
9 Sep 16:43Papers read+2 min · the NOI team
9 Sep 19:52Papers from your branch+3 h 09 min · the branch
9 Sep 20:01Papers read+9 min · the NOI team
9 Sep 20:08Filed on IGR — e-filing shared+8 min · the NOI team
29 Sep 18:53Payment landed+19 d 22 h · the branch
29 Sep 18:53Payment verifiedat once
Case facts
Bank
HINDUJA_HFL
Loan amount
₹12,84,960
Loan account no.
MH/SWD/SWAD/A000000488
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 1
The PAN cardATHARVA NITIN NAIK
The sanction letter DIFFERSMR. ATHARVA NITIN NAIK
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
NOTEThe name of person 2
The PAN cardARCHANA NITIN NAIK
The sanction letter DIFFERSMRS. ARCHANA NITIN NAIK
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
NOTEThe name of person 3
The PAN cardNITIN PRAKASH NAIK
The sanction letter DIFFERSMR. NITIN PRAKASH NAIK
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the legal report (TSR), the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed and the e-filing copy shared with the branch. The team is now responsible for sharing the government's Index II of the NOI.
the history says the next move is with the NOI team — the government's Index II of the NOI
the branch last asked: Kindly provide Draft Copy
✓ loan papers sent — done, mail 3 (2026-09-09) “Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488”
✓ fee asked — done, mail 2 (2026-09-09) “Total Amount for NOI 11540.00”
✓ fee paid — the branch's words — done, mail 3 (2026-09-09) “Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488”
✓ challan made — done, mail 5 (2026-09-09) “PFA challan for your reference..”
✓ challan shared — done, mail 5 (2026-09-09) “PFA challan for your reference..”
✓ Index II / sale deed sent by the branch — done, mail 3 (2026-09-09) “Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488”
✓ filed on the IGR site — done, mail 11 (2026-09-09) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
✓ e-filing copy shared — done, mail 11 (2026-09-09) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
read over 11 mail(s), last mail 2026-09-09 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 31d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH004025255202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AS asifyunus.shaikh@hindujahousingfinance.com hindujahousingfinance.com
09 Sep, 14:24 · 36d ago
THE FIRST MAIL — how this case began
Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488
Dear Team,

Provide NOI Calculation in the case Of.

Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488

Thanks & Regards, Asif Yunus Shaikh CBH – Baramati. HINDUJA HOUSING FINANCE LTD. Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 Disclaimer: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for
🤖 read: asks for the fee / a quote; documents attached — “Provide NOI Calculation”
8 more mails in between — open
OL The NOI teamTYPED IN GMAIL
09 Sep, 15:12 · 36d ago

NOI Calculator

Loan amount₹12,00,000
Stamp duty 0.30%₹3,610
Registration fee 0.50%₹6,010
Total₹11,540

NOI Govt Fees

Govt.Document Handling Charges Fixed 320 320

EZDOCS Service Fees for NOI Filling 1600 1600

earlier mails quoted below
On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 <+91%2089993%2055050> *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: asks the branch for the payment — “Total Amount for NOI 11540.00”
AS asifyunus.shaikh@hindujahousingfinance.com hindujahousingfinance.com
09 Sep, 16:41 · 36d ago
Re: Provide NOI Calculation in the case Of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488
Dear Team,

Please Provide NOI In the case of Mr.

Athrav Nitin Naik MH/SWD/SWAD/A000000488

Thanks & Regards, Asif Yunus Shaikh CBH – Baramati. HINDUJA HOUSING FINANCE LTD. Flat No 201, 2 nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"<asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"<ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 15:12:18 +0530 Subject: Re: Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 NOI Calculator Loan Amount Including Insurance 1200000 NOI Govt Fees Stamp Duty
earlier mails quoted below
On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 Thanks & Regards, Asif Yunus Shaikh CBH – Baramati. HINDUJA HOUSING FINANCE LTD. Flat No 201, 2 nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.
🤖 read: asks for the e-filing copy; documents attached — “Please Provide NOI”
OL The NOI teamTYPED IN GMAIL
09 Sep, 16:56 · 36d ago

On Wed, 9 Sept 2026 at 16:42, ASIF YUNUS SHAIKH52293 asifyunus.shaikh <

asifyunus.shaikh@hindujahousingfinance.com> wrote:

earlier mails quoted below
Dear Team, Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 <+91%2089993%2055050> From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 15:12:18 +0530 Subject: Re: Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 NOI Calculator Loan Amount Including Insurance 1200000 NOI Govt Fees Stamp Duty 0.30% 3610.00 Registration Fees 0.50% 6010.00 Govt.Document Handling Charges Fixed 320 320 EZDOCS Service Fees for NOI Filling 1600 1600 Total Amount for NOI 11540.00 On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535>
🤖 read: asks the branch for the payment — “Total Amount for NOI 11540.00”
OL The NOI teamTYPED IN GMAIL
09 Sep, 17:09 · 36d ago

Team,

PFA challan for your reference..

earlier mails quoted below
On Wed, 9 Sept 2026 at 16:42, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: Dear Team, Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 <+91%2089993%2055050> From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 15:12:18 +0530 Subject: Re: Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 NOI Calculator Loan Amount Including Insurance 1200000 NOI Govt Fees Stamp Duty 0.30% 3610.00 Registration Fees 0.50% 6010.00 Govt.Document Handling Charges Fixed 320 320 EZDOCS Service Fees for NOI Filling 1600 1600 Total Amount for NOI 11540.00 On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: challan shared ✓ — “PFA challan for your reference..”
AS asifyunus.shaikh@hindujahousingfinance.com hindujahousingfinance.com
09 Sep, 17:22 · 36d ago
Dear Team,

Kindly provide Draft Copy

Thanks & Regards, Asif Yunus Shaikh CBH – Baramati. HINDUJA HOUSING FINANCE LTD. Flat No 201, 2 nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"<asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"<ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 17:09:34 +0530 Subject: Re: Provide NOI Calculation in the case Of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 Team, PFA challan for your reference..
earlier mails quoted below
On Wed, 9 Sept 2026 at 16:42, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 Thanks & Regards, Asif Yunus Shaikh CBH – Baramati. HINDUJA HOUSING FINANCE LTD. Flat No 201, 2 nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING < hhfnoifiling@gmail.com > To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com > Cc: "Nitin Nalawade"< nalavadenitin.laxman@hindujahousingfinance.com >, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com > Date: Wed, 09 Sep 2026 15:12:18 +0530 Subject: Re: Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 NOI Calculator Loan Amount Including Insurance 1200000 NOI Govt Fees Stamp Duty 0.30% 3610.00 Registration Fees 0.50% 6010.00 Govt.Document Handling Charges Fixed 320 320 EZDOCS Service Fees for NOI Filling 1600 1600 Total Amount for NOI 11540.00 On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 Thanks & Regards, Asif Yunus Shaikh CBH – Baramati. HINDUJA HOUSING FINANCE LTD. Flat No 201, 2 nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
09 Sep, 19:43 · 35d ago

TEAM

PFA SNIP FOR A APPROVAL

On Wed, 9 Sept 2026 at 17:22, ASIF YUNUS SHAIKH52293 asifyunus.shaikh <

asifyunus.shaikh@hindujahousingfinance.com> wrote:

earlier mails quoted below
Dear Team, Kindly provide Draft Copy *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 <+91%2089993%2055050> From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 17:09:34 +0530 Subject: Re: Provide NOI Calculation in the case Of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 Team, PFA challan for your reference.. On Wed, 9 Sept 2026 at 16:42, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> Dear Team, Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 15:12:18 +0530 Subject: Re: Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 NOI Calculator Loan Amount Including Insurance 1200000 NOI Govt Fees Stamp Duty 0.30% 3610.00 Registration Fees 0.50% 6010.00 Govt.Document Handling Charges Fixed 320 320 EZDOCS Service Fees for NOI Filling 1600 1600 Total Amount for NOI 11540.00 On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: draft e-filing shared for approval ✓; asks the branch for approval of the draft — “PFA SNIP FOR A APPROVAL”
OL The NOI teamTYPED IN GMAIL
09 Sep, 19:43 · 35d ago

TEAM

PFA SNIP FOR A APPROVAL

On Wed, 9 Sept 2026 at 17:22, ASIF YUNUS SHAIKH52293 asifyunus.shaikh <

asifyunus.shaikh@hindujahousingfinance.com> wrote:

earlier mails quoted below
Dear Team, Kindly provide Draft Copy *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 <+91%2089993%2055050> From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 17:09:34 +0530 Subject: Re: Provide NOI Calculation in the case Of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 Team, PFA challan for your reference.. On Wed, 9 Sept 2026 at 16:42, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> Dear Team, Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 15:12:18 +0530 Subject: Re: Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 NOI Calculator Loan Amount Including Insurance 1200000 NOI Govt Fees Stamp Duty 0.30% 3610.00 Registration Fees 0.50% 6010.00 Govt.Document Handling Charges Fixed 320 320 EZDOCS Service Fees for NOI Filling 1600 1600 Total Amount for NOI 11540.00 On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: draft e-filing shared for approval ✓; asks the branch for approval of the draft — “PFA SNIP FOR A APPROVAL”
OL The NOI teamTYPED IN GMAIL
09 Sep, 19:43 · 35d ago

TEAM

PFA SNIP FOR A APPROVAL

On Wed, 9 Sept 2026 at 17:22, ASIF YUNUS SHAIKH52293 asifyunus.shaikh <

asifyunus.shaikh@hindujahousingfinance.com> wrote:

earlier mails quoted below
Dear Team, Kindly provide Draft Copy *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 <+91%2089993%2055050> From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 17:09:34 +0530 Subject: Re: Provide NOI Calculation in the case Of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 Team, PFA challan for your reference.. On Wed, 9 Sept 2026 at 16:42, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> Dear Team, Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 15:12:18 +0530 Subject: Re: Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 NOI Calculator Loan Amount Including Insurance 1200000 NOI Govt Fees Stamp Duty 0.30% 3610.00 Registration Fees 0.50% 6010.00 Govt.Document Handling Charges Fixed 320 320 EZDOCS Service Fees for NOI Filling 1600 1600 Total Amount for NOI 11540.00 On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: draft e-filing shared for approval ✓; asks the branch for approval of the draft — “PFA SNIP FOR A APPROVAL”
NL nalavadenitin.laxman@hindujahousingfinance.com hindujahousingfinance.com
09 Sep, 19:52 · 35d ago
Dear team

Ok to proceed for NOI Index II.

Regards, Nitin Nalawade Cluster Legal Manager Hinduja Housing Finance Limited Flat No 203, 2nd Floor, Ambika Nagar Jalochi Baramati-433102. Mob. No. 7498800896. ---- On Wed, 09 Sep 2026 19:43:59 +0530 hhfnoifiling@gmail.com wrote ---- TEAM PFA SNIP FOR A APPROVAL
earlier mails quoted below
On Wed, 9 Sept 2026 at 17:22, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com > wrote: Dear Team, Kindly provide Draft Copy Thanks & Regards, Asif Yunus Shaikh CBH – Baramati. HINDUJA HOUSING FINANCE LTD. Flat No 201, 2 nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING < hhfnoifiling@gmail.com > To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com > Cc: "Nitin Nalawade"< nalavadenitin.laxman@hindujahousingfinance.com >, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com > Date: Wed, 09 Sep 2026 17:09:34 +0530 Subject: Re: Provide NOI Calculation in the case Of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 Team, PFA challan for your reference.. On Wed, 9 Sept 2026 at 16:42, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 Thanks & Regards, Asif Yunus Shaikh CBH – Baramati. HINDUJA HOUSING FINANCE LTD. Flat No 201, 2 nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING < hhfnoifiling@gmail.com > To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com > Cc: "Nitin Nalawade"< nalavadenitin.laxman@hindujahousingfinance.com >, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com > Date: Wed, 09 Sep 2026 15:12:18 +0530 Subject: Re: Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 NOI Calculator Loan Amount Including Insurance 1200000 NOI Govt Fees Stamp Duty 0.30% 3610.00 Registration Fees 0.50% 6010.00 Govt.Document Handling Charges Fixed 320 320 EZDOCS Service Fees for NOI Filling 1600 1600 Total Amount for NOI 11540.00 On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 Thanks & Regards, Asif Yunus Shaikh CBH – Baramati. HINDUJA HOUSING FINANCE LTD. Flat No 201, 2 nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.
🤖 read: asks for the Index II; note: Proceed with NOI Index II. — “Ok to proceed for NOI Index II.”
OL The NOI teamTYPED IN GMAIL
09 Sep, 20:08 · 35d ago

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

earlier mails quoted below
On Wed, 9 Sept 2026 at 19:52, Nitin Nalawade < nalavadenitin.laxman@hindujahousingfinance.com> wrote: Dear team Ok to proceed for NOI Index II. [image: Picture6] Regards, *Nitin Nalawade* *Cluster Legal Manager* Hinduja Housing Finance Limited Flat No 203, 2nd Floor, Ambika Nagar Jalochi Baramati-433102. Mob. No. 7498800896. ---- On Wed, 09 Sep 2026 19:43:59 +0530 * hhfnoifiling@gmail.com <hhfnoifiling@gmail.com> * wrote ---- TEAM PFA SNIP FOR A APPROVAL On Wed, 9 Sept 2026 at 17:22, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: Dear Team, Kindly provide Draft Copy *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 17:09:34 +0530 Subject: Re: Provide NOI Calculation in the case Of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 Team, PFA challan for your reference.. On Wed, 9 Sept 2026 at 16:42, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Please Provide NOI In the case of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "ASIF YUNUS SHAIKH52293 asifyunus.shaikh"< asifyunus.shaikh@hindujahousingfinance.com> Cc: "Nitin Nalawade"<nalavadenitin.laxman@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Wed, 09 Sep 2026 15:12:18 +0530 Subject: Re: Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 NOI Calculator Loan Amount Including Insurance 1200000 NOI Govt Fees Stamp Duty 0.30% 3610.00 Registration Fees 0.50% 6010.00 Govt.Document Handling Charges Fixed 320 320 EZDOCS Service Fees for NOI Filling 1600 1600 Total Amount for NOI 11540.00 On Wed, 9 Sept 2026 at 14:24, ASIF YUNUS SHAIKH52293 asifyunus.shaikh < asifyunus.shaikh@hindujahousingfinance.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Dear Team, Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488 *Thanks & Regards,* *Asif Yunus Shaikh* *CBH – Baramati.* *HINDUJA HOUSING FINANCE LTD.* Flat No 201, 2nd Floor shree Plaza Ambika Nagar Jalochi Baramati 413102 Mo - +91 8999355050 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Other 1.png
filed 36d ago
Sanction letter SANCTION_202033MHSWDSWADA000000488952026171359Sanction (1).PDF
filed 36d ago
Aadhaar card WhatsApp Image 2026-09-09 at 16.40.44 (2).jpeg
filed 36d ago
PAN card WhatsApp Image 2026-09-09 at 16.40.45.jpeg
filed 36d ago
PAN card WhatsApp Image 2026-09-09 at 16.40.44.jpeg
filed 36d ago
Aadhaar card WhatsApp Image 2026-09-09 at 16.40.15.jpeg
filed 36d ago
PAN card WhatsApp Image 2026-09-09 at 16.40.16.jpeg
filed 36d ago
Selfie / photo Photo Archana.jpeg
filed 36d ago
Aadhaar card WhatsApp Image 2026-09-09 at 16.40.44 (1).jpeg
filed 36d ago
Selfie / photo Photo Nitin.jpeg
filed 36d ago
Selfie / photo PhotoAthrav.jpeg
filed 36d ago
Payment screenshot PaymentPaid Receipt.jpeg
filed 36d ago
Index IIthe branch sent this — an input INDEX2.pdf
filed 36d ago
LSR (search report)+ Paid challan (GRAS) inside LSR.pdf
filed 36d ago
Other 1774681866706001_2083656290.png
filed 35d ago
Paid challan (GRAS) ATHARVA NITIN NAIK EchallanMH009948444202627E.pdf
filed 35d ago
E-filing copy (token) eFilingDoc9990909260782.pdf
filed 35d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹12,210.20
Where it stands
VERIFIED — money received
Screenshot claims
₹11,540 260419525452
Paid at
29 Sep 18:53:37
Verified on
29 Sep 18:53:38

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹3,860₹6,430₹320 ₹1,600₹12,210
By law ₹12,219.68. We ask ₹12,210 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

49 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Road, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), E-mail (person 1), Mobile (person 2) …
4 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Floor (person 1), Floor (person 2), Floor (person 3)
✓ EzDocs checked every box against the document’s own words 31d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
empty
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
पालिकेचे नावःपुणे म.न.पा. इतर वर्णन, इतर माहितीः (विभाग क्र 27.3 दर 44470/- प्रती चौ मी 20% घसारा) गाव मौजे आंबेगाव खुर्द येथील सर्व्हेन. 33 यांसी हिस्सा न.2 यां पैकी क्षेत्र 00 हे 05.5 आर हि जमीन मिळकत या जमीन मिळकतीवर बांधण्यात आलेल्या व " स्वामी तीर्थ हाईट्स " या नावाने ओळखल्या जाणा-या इमारतीमधील पहिल्या मजल्यावरील फ्लॅट न.06 यांसी क्षेत्र 375 चौ फूट म्हणजेच 34.85 चौ मी हि बिल्टअप फ्लॅट मिळकत
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
SANCTION_202033MHSWDSWADA000000488952026171359Sanction (1).P
as printed
NO :FLAT NO 06,1ST FLOOR, SWAMI THEERTH HEIGHTS, STREET NAME:JAMBHULWADI ROAD, FLOOR NO:1HISSA NO 2, SHANI NAGAR, BEHIND GOVIND BANSIL SOCIETY, AMBEGAON,MAHARASHTRA,411046
PIN
411046
the legal report (TSR)
LSR.pdf
as printed
ALL THAT PIECE AND PARCEL OF PROPERTY HAVING FLAT NO. 06, FIRST FLOOR, ADMEASURING BUILT UP AREA 375 SQ. FEET I.E. 34.85 SQ. METERS, IN THE BUILDING KNOWN AS “SWAMI TIRTHA HEIGHTS” CONSTRUCTED ON THE LAND BEARING SURVEY NO. 33 HISSA NO. 2 ADMEASURING AREA 00 H. 05.5 R., SITUATED AT VILLAGE AMBEGAON KHURD, TAL. HAVELI, DIST. PUNE AND SUB-REGISTRATION HAVELI, AND REGISTRATION DISTRICT PUNE AND WITHIN THE LOCAL LIMITS OF PUNE MUNICIPAL CORPORATION AND ZILHA PARISHAD PUNE. (HEREINAFTER REFERRED TO AS THE SAID PROPERTY).
the Index II
INDEX2.pdf
the property
1) paalikeche naavahpune ma.na.paa. itara varnana, itara maahitih (vibhaaga kra 27.3 dara 44470/- prati chau mi 20% ghasaaraa) gaava mauje aambegaava khurda yethila sarvhena. 33 yaansi hissaa na.2 yaan paiki kshetra 00 he 05.5 aara hi jamina milakata yaa jamina milakativara baandhanyaata aalelyaa va " svaami tirtha haaitsa " yaa naavaane olakhalyaa jaanaa-yaa imaaratimadhila pahilyaa majalyaavarila phlata na.06 yaansi kshetra 375 chau phuta mhanajecha 34.85 chau mi hi biltaapa phlata milakata ((SURVEY NUMBER: 33;)) 1) 375 chau. phuta
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 06 1ST FLOOR SWAMI TEERTH HEIGHTS SURVEY NO 33 HISSA NO 2
Locality/Road
Area/City
AMBEGAON KHURD
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 00, 05, 33, 34, 375, 5, 85, HAVING, HEREINAFTER, LOCAL, PARISHAD, PUNE, REFERRED, TIRTHA, ZILHA
the Index II also prints: 00, 05, 1, 20, 27, 3, 33, 34, AALELYAA, AAMBEGAAVA, AARA, BAANDHANYAATA, BILTAAPA, CHAU, DARA, GAAVA, GHASAARAA, HAAITSA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorAtharva Nitin NaikCKJPN3320D…6853
co_mortgagorARCHANA NITIN NAIKAOXPN9693R…6345
co_mortgagorNitin Prakash NaikAGLPN8692A…2927

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
fee quoteasifyunus.shaikh@hindujahousingfinance.com 36d ago
document chaseasifyunus.shaikh@hindujahousingfinance.com 36d ago
documents acknowledgedasifyunus.shaikh@hindujahousingfinance.com 36d ago
What EzDocs read from each document — check anything marked in red
Other 1.png needs your check
payments inside
bank: Hinduja Housing Finance Limited; kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Hinduja Housing Finance Limited', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Sanction letter SANCTION_202033MHSWDSWADA000000488952026171359Sanction (1).PDF needs your check
lan
MH/SWD/SWAD/A000000488
legible
True
loan type
Loan Against Property
confidence
1.0
loan amount
1200000.0
interest rate
15.0
sanction date
05-09-2026
applicant names
MR. ATHARVA NITIN NAIK, MRS. ARCHANA NITIN NAIK, MR. NITIN PRAKASH NAIK
property address
pin: 411046; road: Jambhulwadi road; state: Maharashtra; taluka: Ambegaon; Flat no: 06; Floor: 1st Floor; landmark: Behind Govind Bansil society; Address: Flat No 06, 1st Floor, Swami Theerth Heights, Jambhulwadi
insurance premium
84960.0
includes insurance
True
total with insurance
1284960.0
security address verbatim
NO :Flat No 06,1st Floor, Swami Theerth Heights, Street Name:Jambhulwadi road, Floor No:1Hissa No 2, Shani nagar,, Behind Govind Bansil society, Ambegaon,Maharashtra,411046
raw reading (for Abhijit)
{'lan': 'MH/SWD/SWAD/A000000488', 'legible': True, 'loan_type': 'Loan Against Property', 'confidence': 1.0, 'loan_amount': 1200000.0, 'interest_rate': 15.0, 'quality_issue': None, 'sanction_date': '05-09-2026', 'letter_version': None, 'applicant_names': ['MR. ATHARVA NITIN NAIK', 'MRS. ARCHANA NITIN NAIK', 'MR. NITIN PRAKASH NAIK'], 'applicant_mobile': None, 'property_address': {'pin': '411046', 'road': 'Jambhulwadi road', 'state': 'Maharashtra', 'taluka': 'Ambegaon', 'flat_no': '06', 'district': None, 'floor_no': '1st Floor', 'landmark': 'Behind Govind Bansil society', 'full_address': 'Flat No 06, 1st Floor, Swami Theerth Heights, Jambhulwadi road, Hissa No 2, Shani nagar, Behind Govind Bansil society, Ambegaon, Maharashtra, 411046', 'village_city': 'Ambegaon', 'building_name': 'Swami Theerth Heights', 'survey_or_cts_no': 'Hissa No 2, Shani nagar'}, 'insurance_premium': 84960.0, 'includes_insurance': True, 'total_with_insurance': 1284960.0, 'security_address_verbatim': 'NO :Flat No 06,1st Floor, Swami Theerth Heights, Street Name:Jambhulwadi road, Floor No:1Hissa No 2, Shani nagar,, Behind Govind Bansil society, Ambegaon,Maharashtra,411046'}
Aadhaar card WhatsApp Image 2026-09-09 at 16.40.15.jpeg needs your check
dob
2004-11-30
name
Atharva Nitin Naik
legible
True
aadhaar last4
6853
raw reading (for Abhijit)
{'dob': '2004-11-30', 'pan': None, 'name': 'Atharva Nitin Naik', 'legible': True, 'aadhaar_last4': '6853', 'quality_issue': None}
PAN card WhatsApp Image 2026-09-09 at 16.40.45.jpeg needs your check
dob
1984-12-10
pan
AOXPN9693R
name
ARCHANA NITIN NAIK
legible
True
raw reading (for Abhijit)
{'dob': '1984-12-10', 'pan': 'AOXPN9693R', 'name': 'ARCHANA NITIN NAIK', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card WhatsApp Image 2026-09-09 at 16.40.44 (2).jpeg needs your check
dob
1981-01-01
name
Nitin Prakash Naik
legible
True
aadhaar last4
2927
raw reading (for Abhijit)
{'dob': '1981-01-01', 'pan': None, 'name': 'Nitin Prakash Naik', 'legible': True, 'aadhaar_last4': '2927', 'quality_issue': None}
PAN card WhatsApp Image 2026-09-09 at 16.40.44.jpeg needs your check
dob
1981-09-27
pan
AGLPN8692A
name
NITIN PRAKASH NAIK
legible
True
raw reading (for Abhijit)
{'dob': '1981-09-27', 'pan': 'AGLPN8692A', 'name': 'NITIN PRAKASH NAIK', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
PAN card WhatsApp Image 2026-09-09 at 16.40.16.jpeg needs your check
dob
2004-11-30
pan
CKJPN3320D
name
ATHARVA NITIN NAIK
legible
True
raw reading (for Abhijit)
{'dob': '2004-11-30', 'pan': 'CKJPN3320D', 'name': 'ATHARVA NITIN NAIK', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card WhatsApp Image 2026-09-09 at 16.40.44 (1).jpeg needs your check
dob
1984-01-01
name
Archna Nitin Naik
legible
True
aadhaar last4
6345
raw reading (for Abhijit)
{'dob': '1984-01-01', 'pan': None, 'name': 'Archna Nitin Naik', 'legible': True, 'aadhaar_last4': '6345', 'quality_issue': None}
Selfie / photo Photo Nitin.jpeg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Selfie / photo PhotoAthrav.jpeg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Selfie / photo Photo Archana.jpeg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Payment screenshot PaymentPaid Receipt.jpeg needs your check
utr
260419525452
date
2026-09-09
time
16:27
amount
11540
method
UPI
payee upi
7715973535@okbizaxis
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '260419525452', 'date': '2026-09-09', 'time': '16:27', 'amount': 11540, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
LSR (search report) LSR.pdf needs your check
found
True
found in
PART-I DESCRIPTION AND SCHEDULE OF THE CONCERNED PROPERTY
area sq m
34.85
confidence
1.0
property address
state: Maharashtra; taluka: Haveli; Flat no: 06; district: Pune; Floor: First Floor; Address: Flat No. 06, First Floor, SWAMI TIRTHA HEIGHTS, Village Ambegaon Khurd, Taluka Haveli, District Pune, Maharashtra. Sur
security address verbatim
All that piece and parcel of property having Flat No. 06, First Floor, admeasuring Built up area 375 sq. feet i.e. 34.85 sq. meters, in the building known as “SWAMI TIRTHA HEIGHTS” constructed on the land bearing Survey
raw reading (for Abhijit)
{'found': True, 'found_in': 'PART-I DESCRIPTION AND SCHEDULE OF THE CONCERNED PROPERTY', 'area_sq_m': 34.85, 'confidence': 1.0, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': '06', 'district': 'Pune', 'floor_no': 'First Floor', 'landmark': None, 'full_address': 'Flat No. 06, First Floor, SWAMI TIRTHA HEIGHTS, Village Ambegaon Khurd, Taluka Haveli, District Pune, Maharashtra. Survey No. 33 Hissa No. 2.', 'village_city': 'Ambegaon Khurd', 'building_name': 'SWAMI TIRTHA HEIGHTS', 'survey_or_cts_no': 'Survey No. 33 Hissa No. 2'}, 'security_address_verbatim': 'All that piece and parcel of property having Flat No. 06, First Floor, admeasuring Built up area 375 sq. feet i.e. 34.85 sq. meters, in the building known as “SWAMI TIRTHA HEIGHTS” constructed on the land bearing Survey No. 33 Hissa No. 2 admeasuring area 00 H. 05.5 R., Situated at Village Ambegaon Khurd, Tal. Haveli, Dist. Pune and Sub-Registration Haveli, and Registration District Pune and within the local limits of Pune Municipal Corporation and Zilha Parishad Pune. (Hereinafter referred to as the said Property).'}
Index II INDEX2.pdf needs your check
kind
index2_input
extracted
doc_no: 524; village: आंबेगांव खुर्द; doc_kind: सूची क्र.2; doc_year: 2020; sro_name: सह दु.नि. हवेली 13; area_text: 375 चौ फूट म्हणजेच 34.85 चौ मी; mortgagee: श्री नितीन प्रकाश नाईक; filing_fee: 13310; mortgagors: ['श्र
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '524', 'village': 'आंबेगांव खुर्द', 'doc_kind': 'सूची क्र.2', 'doc_year': '2020', 'sro_name': 'सह दु.नि. हवेली 13', 'area_text': '375 चौ फूट म्हणजेच 34.85 चौ मी', 'mortgagee': 'श्री नितीन प्रकाश नाईक', 'filing_fee': 13310, 'mortgagors': ['श्री संदीप दत्तात्रय सांगळे तर्फे कु मु म्हणून दत्तात्रय सिताराम सांगळे'], 'stamp_duty': 93140, 'filing_date': '2020-01-13', 'loan_amount': 659200, 'property_text': '1) पालिकेचे नावःपुणे म.न.पा. इतर वर्णन, इतर माहितीः (विभाग क्र 27.3 दर 44470/- प्रती चौ मी 20% घसारा) गाव मौजे आंबेगाव खुर्द येथील सर्व्हेन. 33 यांसी हिस्सा न.2 यां पैकी क्षेत्र 00 हे 05.5 आर हि जमीन मिळकत या जमीन मिळकतीवर बांधण्यात आलेल्या व " स्वामी तीर्थ हाईट्स " या नावाने ओळखल्या जाणा-या इमारतीमधील पहिल्या मजल्यावरील फ्लॅट न.06 यांसी क्षेत्र 375 चौ फूट म्हणजेच 34.85 चौ मी हि बिल्टअप फ्लॅट मिळकत ( (Survey Number: 33;)) 1) 375 चौ. फूट', 'survey_numbers': ['33']}}
Payment screenshot PaymentPaid Receipt.jpeg needs your check
payments inside
bank: AXIS BANK; kind: payment_screenshot; payments: [{'utr': '260419525452', 'date': '2026-09-09', 'page': None, 'time': '16:27', 'payee': 'EZDOCS', 'amount': 11540.0, 'direction': 'debit', 'narration': '7715973535@okbi
raw reading (for Abhijit)
{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '260419525452', 'date': '2026-09-09', 'page': None, 'time': '16:27', 'payee': 'EZDOCS', 'amount': 11540.0, 'direction': 'debit', 'narration': '7715973535@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '127394', 'account_holder': None}}
Other 1774681866706001_2083656290.png needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Other 1774681866706001_2083656290.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other 1.png needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
LSR (search report) LSR.pdf needs your check
grn
MH004025255202627E
total
220.0
article
Article 1 (NOI)
defaced
False
bank cin
SBIN20260805000000000
district
Pune
area city
AMBEGAON KHURD
flat block
FLAT NO. 6
payer name
NITIN PRAKASH NAIK
sro office
S.R.O. Haveli-13
paying bank
State Bank of India
remarks raw
PAN2=~SecondPartyName=HINDUJA HOUSING FINANCE LIMITED~CA=1800000~
scheme rows
{'amount': 100.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 100.0, 'head_code': '0030045502', 'description': 'Registration Fee'}, {'amount': 20.0, 'head_code': '0030045503', 'description': 'Hand
payment date
05/08/2026
inner challan
True
road locality
S. NO. 33 HISSA NO. 2
second party name
HINDUJA HOUSING FINANCE LIMITED
consideration amount
1800000
raw reading (for Abhijit)
{'grn': 'MH004025255202627E', 'pin': None, 'total': 220.0, 'article': 'Article 1 (NOI)', 'defaced': False, 'bank_cin': 'SBIN20260805000000000', 'district': 'Pune', 'area_city': 'AMBEGAON KHURD', 'payer_pan': None, 'flat_block': 'FLAT NO. 6', 'payer_name': 'NITIN PRAKASH NAIK', 'sro_office': 'S.R.O. Haveli-13', 'paying_bank': 'State Bank of India', 'remarks_raw': 'PAN2=~SecondPartyName=HINDUJA HOUSING FINANCE LIMITED~CA=1800000~', 'scheme_rows': [{'amount': 100.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 100.0, 'head_code': '0030045502', 'description': 'Registration Fee'}, {'amount': 20.0, 'head_code': '0030045503', 'description': 'Handling Charges'}], 'payer_mobile': None, 'payment_date': '05/08/2026', 'inner_challan': True, 'road_locality': 'S. NO. 33 HISSA NO. 2', 'second_party_pan': None, 'second_party_name': 'HINDUJA HOUSING FINANCE LIMITED', 'consideration_amount': '1800000'}
Technical record (for Abhijit — safe to ignore)
47m agoEzDocsreader_verdict{'fp': '5eca2f6cb6987519', 'asked': True, 'missed': [{'do': "Remove 'SURVEY NO 33' from box 1, or provide a paper that prints it.", 'box': 'box 1', 'why': "The sanction letter does not print 'SURVEY NO 33'.", 'quote': 'F
2h agoEzDocsreader_efiling_verdict{'fp': 'fb0217a4787b6d3a', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but missing from papers.', 'page': 'Start page',
2h agoEzDocsreader_verdict{'fp': '01a37c5042ff9111', 'asked': True, 'missed': [{'do': "Add 'JAMBHULWADI ROAD BEHIND GOVIND BANSIL SOCIETY' to box 2.", 'box': 'box 2', 'why': 'The sanction letter provides a street name and landmark that should be
6h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 09 Sep, 17:09 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
6h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 09 Sep, 15:12 sent the calculation — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
15d agoEzDocscase_reevaluated{'stage_after': 'AWAITING_INDEX2'}
15d agoEzDocspayment_verified{'utr': '260419525452,627205197617', 'why': "paid ₹12,260, ₹50 MORE than our ask of ₹12,210 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 49.8, 'method': 'balance_matc
15d agoEzDocspayment_part_added{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 11540.0, 'expected': 12210.2, 'this_credit': 720.0, 'now_received': 12260.0}
15d agoEzDocsreceivable_snapshot{'before': {'delta': -670.2, 'status': 'short', 'paid_at': '2026-09-16T09:13:00+00:00', 'received': 11540.0, 'risk_flags': [], 'verified_at': None, 'match_method': 'desk_quoted_total+screenshot_differs+payee_road+gpay_al
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
28d agoEzDocsgpay_not_settled_yet{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
29d agoEzDocscase_reevaluated{'stage_after': 'AWAITING_INDEX2'}
29d agoEzDocspayment_short{'why': "the branch paid the team's own figure ₹11,540 (quoted on ₹1,200,000); the case's figure is ₹1,284,960 from the sanction letter — ₹640 below the real calculation; settle the base with the team before the challan"
29d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
30d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challa
30d agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 100/100/20 — the case works out Rs.3860', 'registration fee on the challan is 100
31d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEX2.pdf', 'LSR.pdf', 'SANCTION_202033MHSWDSWADA000000488952026171359Sanction (1).P', 'WhatsApp Image 2026-09-09 at 16.40.44 (2).jpeg', 'WhatsApp Image 2026-09-09 at 16.40
31d agoEzDocsaddress_compared{'sig': '8e9b0a8623eae081', 'why': 'after gather', 'people': [{'home': '548, 5th, Vitthal Temple, Mahatma Phule Peth, Mase Ali, Pune City, Pune, 411042', 'person': 'Atharva Nitin Naik', 'against': [], 'home_src': 'aadhaa
31d agoEzDocschallan_boxes_composed{'fp': '95f389ed70c65068', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 06 1ST FLOOR SWAMI TEERTH HEIGHTS SUR
31d agoEzDocsbox_disagreement{'box': 'party.dob', 'src': 'pan', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '1981-01-01', 'page': 1, 'party': 'Nitin Prakash Na
31d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': 'Some boxes (District, Taluka, Title deed no / year / SRO) could not be verified as the information was no
31d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX2.pdf', 'changed': {'Area unit': {'was': 'SQ.MT', 'index2': 'Sq.ft.'}
31d agoEzDocsindex2_people_checked{'doc_id': '21708031-71ce-4b24-8dba-2cbc7c2e3f79', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'Nitin Prakash Naik', 'pan_agrees': True}], 'not_on_case': 0}
31d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'AWAITING_PAYMENT', 'why': 'the team had already filed and shared the e-filing copy — the case was standing at an earlier step than the people working it. The money is untouched by this.
31d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'S.R.O. Haveli-13', 'district': 'PUNE'}
31d agoEzDocschallan_matches_neither{'why': "this challan's amounts match neither head — open it before anything is paid or shared", 'wanted': ['0.3% stamp duty Rs.3860', '0.5% registration fee Rs.6430']}
31d agoEzDocschallan_mismatch{'file': 'LSR.pdf', 'problems': ['stamp duty on the challan is 100/100/20 — the case works out Rs.3860', 'registration fee on the challan is 100/100/20 — the case works out Rs.6430', 'challan total Rs.220 — the case work
31d agoEzDocschallan_extracted{'grn': 'MH004025255202627E', 'heads': ['0030045501', '0030045502', '0030045503'], 'total': 220.0}

Case diary the case’s history — what happened, newest day first

Papers
All 9 in hand
Nothing more to ask the branch for
Money
₹12,260 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
For you to check: Payment SHORT by ₹670.20 (₹11,540 of ₹12,210.20). Challan on file does not agree with the case. Open it before paying or sharing. GPay ₹11,540 announced at 09:16 has not settled into the PNB account (due 13:16). Paste PNB statement (SMS page) or Check Settlements in GPay Business. Team quoted ₹11,540 on ₹12,00,000. Sanction letter gives ₹12,84,960 → ₹12,210. Open the letter; one figure is wrong.
Today · 15 Oct4 things
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:35
EzDocs checked the e-filing boxes against the papers
16:22
An old draft withdrew itself — its asks were already answered
11:41
An old draft withdrew itself — its asks were already answered
11:41
29 Sep2 things — 1 money step · 1 step
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18:53
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
18:53
26 Sep1 thing — 1 step
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:38
16 Sep2 things — 1 caution · 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:10
Payment short of what the case needs
The balance must come before the challan.
14:46
15 Sep2 things — 1 caution · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
07:39
Judged again with today's rules, the challan still does not match the case — a person opens it
00:08
14 Sep5 things — 2 cautions · 3 steps
The challan's address boxes were written from the papers
09:42
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
08:01
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
07:45
The challan on file matches neither fee head — a person must open it
07:45
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
07:45
10 Sep3 things — 1 document received · 1 letter written · 1 step
EzDocs took 18 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
03:15
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
03:15
Received: E-filing copy
eFilingDoc9990909260782.pdf
03:15
9 Sep36 things — 16 documents received · 6 letters written · 14 steps
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
20:15
Received: Challan
ATHARVA NITIN NAIK EchallanMH009948444202627E.pdf
20:15
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
20:01
Received: other
1774681866706001_2083656290.png
20:01
The pay link from the fee mail was opened — on the record only; it ties no money — by the branch (pay link)
19:36
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
18:12
Wrote the documents acknowledged mail — held, silent mode
Re: Provide NOI Calculation in the case Of Mr. Athrav Nitin Naik MH/SWD/SWAD/A000000488
16:43
Asked the branch for the balance, with the calculator table
16:43
An old draft withdrew itself — its asks were already answered
16:43
Property checked by EzDocs — read from the report, every box that names the flat is there
16:43
Property re-read from this bank's ruling source (ICICI: the technical report)
16:43
Index II (title document) received from the branch
16:43
Received: LSR
LSR.pdf
16:43
The branch's payment screenshot was read
16:43
Received: Index II
INDEX2.pdf
16:43
Received: Payment screenshot
PaymentPaid Receipt.jpeg
16:43
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:43
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:43
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:43
Received: Selfie
PhotoAthrav.jpeg
16:43
Received: Selfie
Photo Nitin.jpeg
16:43
Received: Aadhaar
WhatsApp Image 2026-09-09 at 16.40.44 (1).jpeg
16:43
Received: Selfie
Photo Archana.jpeg
16:43
Received: PAN card
WhatsApp Image 2026-09-09 at 16.40.16.jpeg
16:43
Co-applicant added
16:43
Co-applicant added
16:43
Received: Aadhaar
WhatsApp Image 2026-09-09 at 16.40.15.jpeg
16:42
Received: PAN card
WhatsApp Image 2026-09-09 at 16.40.44.jpeg
16:42
Received: PAN card
WhatsApp Image 2026-09-09 at 16.40.45.jpeg
16:42
Received: Aadhaar
WhatsApp Image 2026-09-09 at 16.40.44 (2).jpeg
16:42
Wrote the document chase mail — held, silent mode
Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488
14:25
Wrote the fee quote mail — held, silent mode
Provide NOI Calculation in the case Of. Mr Athrav Nitin Naik MH/SWD/SWAD/A000000488
14:25
Property address read from the sanction letter
14:25
Received: Sanction letter
SANCTION_202033MHSWDSWADA000000488952026171359Sanction (1).PDF
14:25
Received: other
1.png
14:25
Case opened from the branch's mail
14:24
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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