⚠The PNB mailbox has used 196% of what Google lets it send in 24 hours (979 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03026

Vishal Sopan Borhade

LAN HOU/CHAR/0926/5218696 Index II shared · done All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Payment screenshot — money verifiedopen

✓PAN cardopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Sanction letteropen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

Applicant's Aadhaar Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (10)A label is wrong? Fix it under All documents.

For you to check

GPay ₹24,622 announced at 12:38 has not settled into the PNB account (due 16:38). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
Screenshot shows money paid to “typed on the pay page” — not our account.

MoneyAll of it is in

₹24,560.52CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹24,622 receivedthe receipt's amount and minute agree

The branch sent 2 receipts — 1 of 2 have reached our account:

₹?not seen in our account yet3311040432

✓₹24,622seen in our account · 30 Sep 18:08 · by its amount8252982376

Stamp duty 0.3%8,530

Registration fee 0.5%14,210

Government handling320

Our service fee1,500.52

Total we ask for24,560.52

the branch’s receipt claims ₹24,622 708252982376,T2609301808393311040432

paid 30 Sep 18:08:00 · verified 30 Sep 18:51:05 · 43 min later

How we know

Our own bank told us — 30 Sep 18:08

₹24,622 · from GPAY-BIZ

“₹24,622.00 received from VISHAL E at 6:08 PM The amount will settle in your bank account via NEFT.”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹24,540.32. We ask ₹24,560 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan under a minuteour time (made after working hours) · 30 Sep 18:47

Index II 65 h 14 minour time · 8 Oct 14:02

the NOI team 7 d 19 htotal 7 d 19 h

Complete.

Day by day — every step and who held it

30 Sep 18:47Your branch's mail

30 Sep 18:47Payment landedat once

30 Sep 18:47Challan madeat once

30 Sep 18:50Papers read+3 min · the NOI team

30 Sep 18:50Property readat once

30 Sep 18:51Fee quotedat once

30 Sep 18:51Payment verifiedat once

6 Oct 18:37Filed on IGR — e-filing shared+5 d 23 h · the NOI team

8 Oct 14:02Index II sent+1 d 19 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹28,40,040

Loan account no.

HOU/CHAR/0926/5218696

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the required documents and paid the fee. The team has generated and shared the challan and is now ready to file the NOI.

the history says the next move is with the NOI team — filing the NOI

✓ loan papers sent — done, mail 1 (2026-09-30) “Please find attached require document for NOI process in case of: in case of VISHAL SOPAN BORHADE - HOU/CHAR/0926/5218696”

✓ fee paid — the branch's words — done, mail 1 (2026-09-30) “RS 24622”

✓ challan made — done, mail 2 (2026-09-30) “We will initiate the challan for the same.”

✓ challan shared — done, mail 3 (2026-09-30) “PFA challan for your reference..”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “Property Index Copy.pdf”

read over 3 mail(s), last mail 2026-09-30 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026023504155 · ₹300 · paid 02/10/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011191439202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SM shankar.markad@pnbhousing.com pnbhousing.com
30 Sep, 18:47 · 14d ago THE FIRST MAIL — how this case began

Kindly process of MOD & NOI process in case of: in case of VISHAL SOPAN BORHADE - HOU/CHAR/0926/5218696

📎 Selfie-2.jpg ↗📎 MOD NOI Payment.jpg ↗📎 pallavi pan card.pdf ↗📎 Selfie-1.jpg ↗📎 vishal pan card.pdf ↗📎 Property Index Copy.pdf ↗📎 Sanction letter (10).pdf ↗

Dear Team

Please find attached require document for NOI process in case of: in case of VISHAL SOPAN BORHADE - HOU/CHAR/0926/5218696

DetailsChecklist

Loan sanction letter✓ Attached

Draft Copy attached✓ Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached

Registration Execution Haveli No

khed2

Payment details screenshot with Transaction ID✓ Attached

Transaction IDT2609301808393311040432

Amount₹24,622

Date of payment mentioned30/09/2026

Best Regards,
Shankar Markad,
ASM - Charholi Branch,
Pnb Housing Finance Ltd,
8805748901

🤖 read: says the fee is paid ₹24,622 (UTR T2609301808393311040432) ✓; documents attached — “RS 24622”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
30 Sep, 19:49 · 14d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 30 Sept 2026 at 18:49, Shankar Markad <shankar.markad@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team

Please find attached require document for NOI process in case of: in case
of VISHAL SOPAN BORHADE - HOU/CHAR/0926/5218696

Details

Checklist

Loan sanction letter

 Attached

Draft Copy attached

Attached

PAN copy of the applicant/s

 Attached

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy

 Attached

Registration Execution Haveli No

khed –2

Payment details screenshot with Transaction ID

 Attached

Transaction ID—T2609301808393311040432

RS 24622

Date of payment mentioned

30/09/2026

Best Regards,

Shankar Markad,

ASM – Charholi Branch,

Pnb Housing Finance Ltd,

8805748901

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:11 · 14d ago

📎 VISHAL SOPAN BORHADE EchallanMH01119143920 ↗

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 19:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 18:49, Shankar Markad < shankar.markad@pnbhousing.com > wrote:

Dear Team

Please find attached require document for NOI process in case of: in case of VISHAL SOPAN BORHADE - HOU/CHAR/0926/5218696

Details

Checklist

Loan sanction letter

Attached

Draft Copy attached

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy

Attached

Registration Execution Haveli No

khed –2

Payment details screenshot with Transaction ID

Attached

Transaction ID—T2609301808393311040432

RS 24622

Date of payment mentioned

30/09/2026

Best Regards,

Shankar Markad,

ASM – Charholi Branch,

Pnb Housing Finance Ltd,

8805748901

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
06 Oct, 18:37 · 8d ago

📎 eFilingDoc9990210260192.pdf ↗

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:11, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 19:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 18:49, Shankar Markad < shankar.markad@pnbhousing.com > wrote:

Dear Team

Please find attached require document for NOI process in case of: in case of VISHAL SOPAN BORHADE - HOU/CHAR/0926/5218696

Details

Checklist

Loan sanction letter

Attached

Draft Copy attached

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy

Attached

Registration Execution Haveli No

khed –2

Payment details screenshot with Transaction ID

Attached

Transaction ID—T2609301808393311040432

RS 24622

Date of payment mentioned

30/09/2026

Best Regards,

Shankar Markad,

ASM – Charholi Branch,

Pnb Housing Finance Ltd,

8805748901

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
08 Oct, 14:02 · 7d ago

📎 IndexII9990210260192.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 6 Oct 2026 at 18:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:11, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 19:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 18:49, Shankar Markad < shankar.markad@pnbhousing.com > wrote:

Dear Team

Please find attached require document for NOI process in case of: in case of VISHAL SOPAN BORHADE - HOU/CHAR/0926/5218696

Details

Checklist

Loan sanction letter

Attached

Draft Copy attached

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy

Attached

Registration Execution Haveli No

khed –2

Payment details screenshot with Transaction ID

Attached

Transaction ID—T2609301808393311040432

RS 24622

Date of payment mentioned

30/09/2026

Best Regards,

Shankar Markad,

ASM – Charholi Branch,

Pnb Housing Finance Ltd,

8805748901

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	Selfie-2.jpg	filed	14d ago
Payment screenshot	MOD NOI Payment.jpg	filed	14d ago
PAN card	pallavi pan card.pdf	filed	14d ago
Selfie / photo	Selfie-1.jpg	filed	14d ago
PAN card	vishal pan card.pdf	filed	14d ago
Index IIthe branch sent this — an input	Property Index Copy.pdf	filed	14d ago
Sanction letter	Sanction letter (10).pdf	filed	14d ago
Paid challan (GRAS)	VISHAL SOPAN BORHADE EchallanMH011191439202627E.pdf	filed	14d ago
E-filing copy (token)	eFilingDoc9990210260192.pdf	filed	8d ago
Index IIthe registered copy we filed	IndexII9990210260192.pdf	filed	7d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹24,560.52

Where it stands
VERIFIED — money received

Screenshot claims
₹24,622 708252982376,T2609301808393311040432

Paid at
30 Sep 18:08:00

Verified on
30 Sep 18:51:05

wrong_payee:typed on the pay page

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹8,530	₹14,210	₹320	₹1,500	₹24,560

By law ₹24,540.32. We ask ₹24,560 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Mobile (person 2)

23 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Number, Second number type, Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Property Index Copy.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) इतर वर्णनः, इतर माहितीः गाव मौजे चाकण ता. खेड, जि.पुणे येथील मिळकत पुढीलप्रमाणे... 1) जमीन गट नं. 1234 नवीन (1127 जुना) यांसी क्षेत्र 00 हे 72 आर ...2) जमीन गट नं. 1235 नवीन (1128 जुना) यांसी क्षेत्र 00 हे 28 आर... 3) जमीन गट नं. 1236 नवीन (1129 जुना) यांसी क्षेत्र 00 हे 77 आर... 4) जमीन गट नं. 1237 नवीन (1130 जुना) यांसी क्षेत्र 00 हे 75 आर... 5) जमीन गट नं. 1257 नवीन (1150 जुना) यांसी क्षेत्र 00 हे 04 आर असे एकुण क्षेत्र 02 हे 56 आर म्हणजेच 25600 चौ.मी.या मिळकतीमध्ये बांधलेल्या ज्ञानदा सिटी या गृहप्रकल्पामधील विंग/बिल्डिंग नं. सी मधील पहिल्या मजल्यावरील सदनिका नं. 101 यांसी कारपेट क्षेत्र 408.3 चौ. फुट म्हणजेच 37.94 चौ.मी. + ओपन बाल्कनी/टेरेस क्षेत्र 50.05 चौ फुट म्हणजेच 4.65 चौ.मी. असे एकुण कारपेट क्षेत्र 42.59 चौ. मी म्हणजेच 458.35 चौ. फुट अशी मिळकत हा या करारनामा दस्ताचा विषय असे. ((GAT NUMBER : 1234 and other ;)) - स्थानिक स्वराज्य संस्थाः पुणे

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter (10).pdf

as printed
UNIT FLAT NO 101, FLOOR 1ST FLOOR, BLOCK WING C, PROJECT DNYANADA CITY, GAT. NO. 1234, 1235, 1236, 1237, 1257, VILLAGE CHAKAN, PUNE, PUNE, MAHARASHTRA, INDIA, 410501

PIN
410501

the Index II

Property Index Copy.pdf

the property
1) itara varnanah, itara maahitih gaava mauje chaakana taa. kheda, ji.pune yethila milakata pudhilapramaane... 1) jamina gata nan. 1234 navina (1127 junaa) yaansi kshetra 00 he 72 aara ...2) jamina gata nan. 1235 navina (1128 junaa) yaansi kshetra 00 he 28 aara... 3) jamina gata nan. 1236 navina (1129 junaa) yaansi kshetra 00 he 77 aara... 4) jamina gata nan. 1237 navina (1130 junaa) yaansi kshetra 00 he 75 aara... 5) jamina gata nan. 1257 navina (1150 junaa) yaansi kshetra 00 he 04 aara ase ekuna kshetra 02 he 56 aara mhanajecha 25600 chau.mi.yaa milakatimadhye baandhalelyaa jnyaanadaa siti yaa gruhaprakalpaamadhila vinga/bildinga nan. si madhila pahilyaa majalyaavarila sadanikaa nan. 101 yaansi kaarapeta kshetra 408.3 chau. phuta mhanajecha 37.94 chau.mi. + opana baalkani/teresa kshetra 50.05 chau phuta mhanajecha 4.65 chau.mi. ase ekuna kaarapeta kshetra 42.59 chau. mi mhanajecha 458.35 chau. phuta ashi milakata haa yaa karaaranaamaa dastaachaa vishaya ase. ((GAT NUMBER : 1234 AND OTHER ;)) - sthaanika svaraajya sansthaah pune

PIN
NOT FOUND

THE CHALLAN, as it will be typed

Flat/Survey Number
UNIT FLAT NO 101 FLOOR 1ST FLOOR BLOCK WING C PROJECT DNYANADA CITY GAT NO 1234 1235 1236 1237 1257

Locality/Road
VILLAGE CHAKAN PUNE MAHARASHTRA

Area/City
PUNE

check or correct a box, the papers beside it →

the Index II also prints: 00, 02, 04, 05, 1, 1127, 1128, 1129, AARA, ASE, ASHI, BAALKANI/TERESA, BAANDHALELYAA, CHAAKANA, CHAU, DASTAACHAA, EKUNA, FOUND

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	VISHAL SOPAN BORHADE	BRZPB2842J
co_mortgagor	GADRE PALLAVI UDHAV	BPOPG2686G

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	shankar.markad@pnbhousing.com	14d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo Selfie-2.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo Selfie-1.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

Payment screenshot MOD NOI Payment.jpg needs your check

utr
708252982376

date
2026-09-30

time
18:08

amount
24622

method
UPI

payee upi
9892834356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

debit notification text
Transaction Successful

raw reading (for Abhijit)

{'utr': '708252982376', 'date': '2026-09-30', 'time': '18:08', 'amount': 24622, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}

PAN card pallavi pan card.pdf needs your check

dob
1993-04-11

pan
BPOPG2686G

name
GADRE PALLAVI UDHAV

legible
True

father name
UDHAV HARICHANDRA GADRE

raw reading (for Abhijit)

{'dob': '1993-04-11', 'pan': 'BPOPG2686G', 'name': 'GADRE PALLAVI UDHAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'UDHAV HARICHANDRA GADRE', 'aadhaar_last4': None, 'quality_issue': None}

PAN card vishal pan card.pdf needs your check

dob
1987-09-23

pan
BRZPB2842J

name
VISHAL SOPAN BORHADE

legible
True

father name
SOPAN BAHU BORHADE

raw reading (for Abhijit)

{'dob': '1987-09-23', 'pan': 'BRZPB2842J', 'name': 'VISHAL SOPAN BORHADE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SOPAN BAHU BORHADE', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Sanction letter (10).pdf needs your check

lan
HOU/CHAR/0926/5218696

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'VISHAL SOPAN BORHADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PALLAVI UDHAV GADRE', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1.0

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.60% = 8.55% per annum as on the date of execution of the loan agreement

loan amount
2744000.0

rate spread
-4.6

final amount
2840040.0

interest rate
8.55

sanction date
16-Sep-2026

letter version
4

reference rate
13.15

applicant email
borhade.vishal2011@gmail.com

applicant names
VISHAL SOPAN BORHADE, PALLAVI UDHAV GADRE

printed altered
False

applicant mobile
7498120715

balance transfer
False

property address
pin: 410501; state: MAHARASHTRA; Flat no: 101; district: Pune; Floor: 1st floor; Address: Unit Flat No 101, Floor 1st floor, Block Wing C, Project Dnyanada City, GAT. No. 1234, 1235, 1236,, 1237, 1257, Village Ch

insurance premium
96040.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2840040.0

security address verbatim
Unit Flat No 101, Floor 1st floor, Block Wing C, Project Dnyanada City, GAT. No. 1234, 1235, 1236,, 1237, 1257, Village Chakan,, Pune, Pune, MAHARASHTRA, India, 410501

applicant address verbatim
FLAT NO 403, 4`TH FLOOR E WING DNYANDA CITY, MANIK CHOWK, CHAKAN KHED, ., Pune, MAHARASHTRA, 410501, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/CHAR/0926/5218696', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VISHAL SOPAN BORHADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PALLAVI UDHAV GADRE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.60% = 8.55% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2744000.0, 'rate_spread': -4.6, 'final_amount': 2840040.0, 'interest_rate': 8.55, 'quality_issue': None, 'sanction_date': '16-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'borhade.vishal2011@gmail.com', 'applicant_names': ['VISHAL SOPAN BORHADE', 'PALLAVI UDHAV GADRE'], 'printed_altered': False, 'applicant_mobile': '7498120715', 'balance_transfer': False, 'property_address': {'pin': '410501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '101', 'district': 'Pune', 'floor_no': '1st floor', 'landmark': None, 'full_address': 'Unit Flat No 101, Floor 1st floor, Block Wing C, Project Dnyanada City, GAT. No. 1234, 1235, 1236,, 1237, 1257, Village Chakan,, Pune, Pune, MAHARASHTRA, India, 410501', 'village_city': 'Chakan', 'building_name': 'Project Dnyanada City, Block Wing C', 'survey_or_cts_no': 'GAT. No. 1234, 1235, 1236,, 1237, 1257'}, 'insurance_premium': 96040.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2840040.0, 'security_address_verbatim': 'Unit Flat No 101, Floor 1st floor, Block Wing C, Project Dnyanada City, GAT. No. 1234, 1235, 1236,, 1237, 1257, Village Chakan,, Pune, Pune, MAHARASHTRA, India, 410501', 'applicant_address_verbatim': 'FLAT NO 403, 4`TH FLOOR E WING DNYANDA CITY, MANIK CHOWK, CHAKAN KHED, ., Pune, MAHARASHTRA, 410501, Pune, India'}

Index II Property Index Copy.pdf needs your check

kind
index2_input

extracted
pin: Not found; rows: {'r4_palika': 'पुणे', 'r11_serial': 'कडप२-13519-2026', 'r14_remark': 'मूल्यांकनासाठी विचारात घेतलेला तपशील:-', 'r4_locality': 'पुणे', 'r5_area_text': '1) 42.59 चौ. मीटर', 'r7_executants': [{'age': '

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'Not found', 'rows': {'r4_palika': 'पुणे', 'r11_serial': 'कडप२-13519-2026', 'r14_remark': 'मूल्यांकनासाठी विचारात घेतलेला तपशील:-', 'r4_locality': 'पुणे', 'r5_area_text': '1) 42.59 चौ. मीटर', 'r7_executants': [{'age': '47', 'pan': 'AGSXXXXX5F', 'name': 'मे. ज्ञानदा बिल्डर्स तर्फे प्रोप्रायटर भगवान नारायण पोखरकर', 'address': 'प्लॉट नंः -, माळा नंः, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः चाकण, ता. खेड, जि. पुणे, महाराष्ट्र, पुणे. पिनः- 410501'}, {'age': '47', 'pan': 'Not found', 'name': 'मान्यता देणार केरू नामदेव जाधव व इतर यांचे तर्फे कु. मु. म्हणुन मे. ज्ञानदा बिल्डर्स तर्फे प्रोप्रायटर भगवान नारायण पोखरकर', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः चाकण, ता. खेड, जि.पुणे, महाराष्ट्र, पुणे. पिन:- 410501'}], 'r8_purchasers': [{'age': '38', 'pan': 'BRZXXXXX2J', 'name': 'विशाल सोपान बोऱ्हाडे', 'address': 'प्लॉट नंः, माळा नं: इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः टिळक रोड, घोडेगाव, पुणे, महाराष्ट्र, पुणे. पिनः- 412408'}, {'age': '33', 'pan': 'BPOXXXXX6G', 'name': 'पल्लवी उद्धव गद्रे (लग्नाअगोदरचे नाव) पल्लवी विशाल बोहाडे (लग्नानंतरचे नाव)', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः टिळक रोड, घोडेगाव, पुणे, महाराष्ट्र, पुणे. पिनः - 412408'}], 'r12_stamp_duty': 168000, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार करारनामा', 'r9_execution_date': '02-09-2026', 'r13_registration_fee': 28000, 'r10_registration_date': '03-09-2026'}, 'doc_no': '13519', 'village': 'चाकण', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. खेड-२', 'area_text': '42.59 चौ. मीटर', 'mortgagee': 'Not found', 'filing_fee': 28000, 'header_sro': 'सह दुय्यम निबंधक खेड क्र.२ (पुणे)', 'mortgagors': ['विशाल सोपान बोऱ्हाडे', 'पल्लवी उद्धव गद्रे (लग्नाअगोदरचे नाव) पल्लवी विशाल बोहाडे (लग्नानंतरचे नाव)'], 'stamp_duty': 168000, 'filing_date': '2026-09-03', 'loan_amount': 2800000, 'token_number': 'KED2-13519-2026', 'property_text': '1) इतर वर्णनः, इतर माहितीः गाव मौजे चाकण ता. खेड, जि.पुणे येथील मिळकत पुढीलप्रमाणे... 1) जमीन गट नं. 1234 नवीन (1127 जुना) यांसी क्षेत्र 00 हे 72 आर ...2) जमीन गट नं. 1235 नवीन (1128 जुना) यांसी क्ष

Paid challan (GRAS) VISHAL SOPAN BORHADE EchallanMH011191439202627E.pdf needs your check

grn
MH011191439202627E

pin
410501

total
22740.0

article
6(1)

defaced
False

bank cin
03006172026100100027

district
PUNE

area city
PUNE

payer pan
BRZXXXXXXJ

flat block
FLAT NO 101 1ST FLOOR WING/BUILDING NO

payer name
VISHAL SOPAN BORHADE

sro office
KHED 2 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2840040

scheme rows
{'amount': 8530.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14210.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0715

payment date
30/09/2026

road locality
VILLAGE CHAKAN TALUKA KHED PUNE MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2840040

raw reading (for Abhijit)

{'grn': 'MH011191439202627E', 'pin': '410501', 'total': 22740.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100027', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BRZXXXXXXJ', 'flat_block': 'FLAT NO 101 1ST FLOOR WING/BUILDING NO', 'payer_name': 'VISHAL SOPAN BORHADE', 'sro_office': 'KHED 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2840040', 'scheme_rows': [{'amount': 8530.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14210.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0715', 'payment_date': '30/09/2026', 'road_locality': 'VILLAGE CHAKAN TALUKA KHED PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2840040'}

E-filing copy (token) eFilingDoc9990210260192.pdf needs your check

sro
HVL15

kind
efiling_copy

token
9990210260192

legible
True

property
road: PUNE; unit: 101; floor: 1ST; taluka: Khed; numbers: [{'type': 'GAT NUMBER', 'value': '1234, 1235, 1236, 1237, 1257'}]; village: Chakan; building: WING/BUILDING NO C, DNYANADA CITY; district: Pune; area_text: Carpet

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'BRZPB2842J', 'name': 'VISHAL SOPAN BORHADE', 'address': 'Flat No:403, Floor No:4TH, Building Name:E WING DNYANDA CITY, Road: MANIK CHOWK, CHAKAN KHED, PUNE, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:41050

title deed
Agreement to Sale :13519/2026 SRO KHED-2

filing date
2026-10-06

loan amount
2840040.0

payment lines
{'ref': 'MH011191439202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 8520.0, 'ref_kind': 'GRN'}, {'ref': 'MH011191439202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 14200.0, 'ref_kind': '

date of mortgage
2026-10-02

raw reading (for Abhijit)

{'sro': 'HVL15', 'kind': 'efiling_copy', 'token': '9990210260192', 'legible': True, 'property': {'pin': None, 'road': 'PUNE', 'unit': '101', 'floor': '1ST', 'taluka': 'Khed', 'numbers': [{'type': 'GAT NUMBER', 'value': '1234, 1235, 1236, 1237, 1257'}], 'village': 'Chakan', 'building': 'WING/BUILDING NO C, DNYANADA CITY', 'district': 'Pune', 'area_text': 'Carpet : 42.59 Sq.mt.', 'local_body': None, 'description': 'Block Sector: VILLAGE CHAKAN, TALUKA KHED, PUNE', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BRZPB2842J', 'name': 'VISHAL SOPAN BORHADE', 'address': 'Flat No:403, Floor No:4TH, Building Name:E WING DNYANDA CITY, Road: MANIK CHOWK, CHAKAN KHED, PUNE, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:410501'}, {'pan': 'BPOPG2686G', 'name': 'PALLAVI UDHAV GADRE', 'address': 'Flat No:403, Floor No:4TH, Building Name:E WING DNYANDA CITY, Road: MANIK CHOWK, CHAKAN KHED, PUNE, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:410501'}], 'title_deed': 'Agreement to Sale :13519/2026 SRO KHED-2', 'filing_date': '2026-10-06', 'loan_amount': 2840040.0, 'payment_lines': [{'ref': 'MH011191439202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 8520.0, 'ref_kind': 'GRN'}, {'ref': 'MH011191439202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 14200.0, 'ref_kind': 'GRN'}, {'ref': '1026023504155', 'head': 'Document Handling Charges', 'dated': '02/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-02'}

Technical record (for Abhijit — safe to ignore)

7d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
7d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999021026019
8d ago	EzDocs	dhc_prn_read	{'prn': '1026023504155', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990210260192.pdf', 'from': "the filed notice's own text", 'gr
8d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990210260192.pdf', 'token': '9990210260192', 'doc_id': '0f885418-0d89-4149-83ac-8908f135342a', 'mortgagors': 2}
8d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
8d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999021026
14d ago	EzDocs	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
14d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BRxxxxxxXJ — no paper on the
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
14d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'by': 'papers', 'box': 'Prope
14d ago	copilot	copilot_pick	{'why': "The requested office is 'KHED 2 SUB REGISTRAR' and the options contain an exact match.", 'field': 'Office (SRO)', 'value': 'IGR044-KED2_KHED 2 SUB REGISTRAR', 'method': 'ai', 'picked': 'KED2_KHED 2 SUB REGISTRAR
14d ago	EzDocs	challan_boxes_by_rules	{'fp': 'd6dabd51d59a650c', 'why': 'box 1 lost a number the case holds (1130)'}
14d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Property Index Copy.pdf', 'kind': 'index2'}
14d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VISHAL SOPAN BORHADE EchallanMH011191439202627E.pdf', 'kind': '
14d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/CHAR/0926/521
14d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHAL SOPAN BORHAD
14d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KHED 2 SUB REGISTRAR', 'district': 'PUNE'}
14d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011191439202627E', 'file': 'VISHAL SOPAN BORHADE EchallanMH011191439202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	EzDocs	challan_extracted	{'grn': 'MH011191439202627E', 'file': 'VISHAL SOPAN BORHADE EchallanMH011191439202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 22740.0}
14d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '392112', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team typed RAJGU
14d ago	DARBAR	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 2', 'why': "the main paper prints 'VIL
14d ago	copilot	copilot_pick	{'why': "The requested office is 'HAVELI 3 JOINT SUB REGISTRAR', which directly matches one of the options. The property is in Khed taluka, but the SRO is Haveli 3, which is common for properties in the Pune d", 'field':
14d ago	EzDocs	challan_boxes_by_rules	{'fp': 'd6dabd51d59a650c', 'why': 'box 1 lost a number the case holds (1130)'}
14d ago	EzDocs	reader_mail_addition	{'fp': '7d03d4b9075875b8', 'add': {}, 'why': 'The mail does not add any missing address details for the property.', 'asked': True, 'quote': '', 'same_property': True}
14d ago	EzDocs	reader_home_address	{'fp': 'afdada6512756087', 'from': 'the sanction letter (Sanction letter (10).pdf)', 'home': {'pin': '410501', 'area': 'CHAKAN KHED', 'flat': 'FLAT NO 403', 'road': 'MANIK CHOWK', 'floor': '4`TH FLOOR', 'state': 'MAHARAS
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
14d ago	EzDocs	quoted_history_checked	{}
14d ago	EzDocs	extra_challan_scanned	{'found': 0}
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹24,622 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: GPay ₹24,622 announced at 12:38 has not settled into the PNB account (due 16:38). Paste PNB statement (SMS page) or Check Settlements in GPay Business. Screenshot shows money paid to “typed on the pay page” — not our account.

8 Oct3 things

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.