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Mailboxes — what to do →
Cases / NOI-2026-02946

Navish Salim Shaikh

PNB_HFLLAN NHL/PM/0826/5209515 Index II shared · done All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Index II — the registered copy of our filing, from the governmentopen download
✓Selfie / photo — inside Adobe Scan 30 Sep 2026.pdfopen
✓PAN card — inside Adobe Scan 30 Sep 2026.pdfopen
✓Aadhaar card — inside Adobe Scan 30 Sep 2026.pdfopen
✓Payment screenshot — money verified — inside Adobe Scan 30 Sep 2026.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (4)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹26,280.64CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹26,250 receivedthe receipt's amount and minute agree
Stamp duty 0.3%9,460
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.64
Total we ask for26,280.64
the branch’s receipt claims ₹26,250 141093731813
paid 30 Sep 13:05:40 · verified 30 Sep 15:13:54 · 2 h 08 min later
How we know
Our own bank told us — 30 Sep 13:05
₹26,250 · UTR 141093731813 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.26250.00 30-09-2026 13:05:40 by MOHAMMED thru UPI. Aval Bal Rs.384710.55 CR. (UPI Ref ID:141093731813) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹26,270. We ask ₹26,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 39 minour time · 30 Sep 15:07
Index II 70 h 27 minour time · 8 Oct 13:55
the NOI team 8 dtotal 8 d
Complete.
Day by day — every step and who held it
30 Sep 13:27Your branch's mail
30 Sep 13:27Payment landedat once
30 Sep 13:28Papers read+1 min · the NOI team
30 Sep 13:28Property readat once
30 Sep 13:29Fee quotedat once
30 Sep 13:29Ready for the challanat once
30 Sep 15:07Challan made+1 h 38 min · the NOI team
30 Sep 15:13Payment verified+6 min · the NOI team
7 Oct 13:15Filed on IGR — e-filing shared+6 d 22 h · the NOI team
8 Oct 13:55Index II sent+1 d · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹31,50,000
Loan account no.
NHL/PM/0826/5209515
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPPrimary applicant not on Index II (the last reading of the file — the papers changed since)
The sanction letterNAVISH SALIM SHAIKH is the primary Applicant
Applicant: NAVISH SALIM SHAIKH
The Index II of 01/10/2025The property is gifted to MOHAMMED MEHWISH SALIM SHAIKH
नाव:-मोहम्मद मेहविश सलीम शेख
Why it matters: The primary loan applicant and payer on the challan, NAVISH SALIM SHAIKH, is not named as an owner on the Index II on file. The Index II shows co-applicant MOHAMMED MEHWISH SALIM SHAIKH as the sole registered owner via Gift Deed.
What to do: Confirm with the branch whether NAVISH SALIM SHAIKH has registered co-ownership via another document, or if the notice of intimation should be filed in the name of MOHAMMED MEHWISH SALIM SHAIKH.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has received the documents and payment, and has shared the challan. The branch now needs to provide the Index II or sale deed to proceed with the filing.
the history says the next move is with the branch — the Index II / sale deed
the branch last asked: Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515
✓ loan papers sent — done, mail 2 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”
✓ fee paid — the branch's words — done, mail 2 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-30) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-30) “PFA challan for your reference.”
read over 3 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 15d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026037007977 · ₹300 · paid 03/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011154584202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
MS mahesh.shelake@phfl.com phfl.com
30 Sep, 13:27 · 15d ago
THE FIRST MAIL — how this case began
Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515
Dear Team,

Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515

Thanks & Regards, Mahesh Shelake Team Leader Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
🤖 read: asks for the challan; documents attached — “Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
30 Sep, 13:50 · 15d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Wed, 30 Sept 2026 at 13:28, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com> wrote: Dear Team, Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515 *Thanks & Regards,* *Mahesh Shelake* *Team Leader* *Pimpri Chinchwad* *401, Fourth Floor, Gheewala Complex,* *Chinchwad Station Road,* *Pune 411033*
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 15:09 · 15d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 13:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 13:28, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote: Dear Team, Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515 Thanks & Regards, Mahesh Shelake Team Leader Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
07 Oct, 13:15 · 8d ago

Team,

PFA downloaded copy of e filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 15:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 13:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 13:28, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote: Dear Team, Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515 Thanks & Regards, Mahesh Shelake Team Leader Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”
OL The NOI teamTYPED IN GMAIL
07 Oct, 13:15 · 8d ago

Team,

PFA downloaded copy of e filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 15:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 13:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 13:28, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote: Dear Team, Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515 Thanks & Regards, Mahesh Shelake Team Leader Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”
OL The NOI teamTYPED IN GMAIL
08 Oct, 13:55 · 7d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 13:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA downloaded copy of e filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 15:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 13:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 13:28, Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com > wrote: Dear Team, Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515 Thanks & Regards, Mahesh Shelake Team Leader Pimpri Chinchwad 401, Fourth Floor, Gheewala Complex, Chinchwad Station Road, Pune 411033
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Selfie / photo inside+ PAN card inside+ Aadhaar card inside+ Payment screenshot inside+ Index II inside Adobe Scan 30 Sep 2026.pdf
filed 15d ago
Paid challan (GRAS) NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf
filed 15d ago
E-filing copy (token) NAVISH SALIM SHAIKH eFilingDoc9990310260663.pdf
filed 8d ago
Index IIthe registered copy we filed IndexII9990310260663.pdf
filed 7d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,280.64
Where it stands
VERIFIED — money received
Screenshot claims
₹26,250 141093731813
Paid at
30 Sep 13:05:40
Verified on
30 Sep 15:13:54

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹9,460₹15,000₹320 ₹1,500₹26,280
By law ₹26,270. We ask ₹26,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Number, Second number, Property type (Open / Building / Open + Building), PAN (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1) …
✓ EzDocs checked every box against the document’s own words 15d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Adobe Scan 30 Sep 2026.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
गाव मौजे मामुडर्डी येथील सर्व्हे नं. 29/5ए/2+8+9+15+16ए/1+ 17ए/1, यांसी प्लॉट नं. 1 ते 74/77 ते 83,85,86,87,92,98 व 99, या मिळकतीवर बांधलेल्या पुष्पा अपार्टमेंट या योजनेतील इमारत बी मधील दुस-या मजल्यावरील फ्लॅट नं. 9, यांसी 750 चौ. फुट बिल्टअप म्हणजेच 69.702 चौ.मी., यांसी देहूरोड कॅन्टोन्मेंट बोर्ड मिळकत/मिळकत क्रमांक क्षेत्र देहू/15212/ सीबीदेहूरोडडब्लू 2001393.. पैकी आजी आपला 100% अविभाजित हिस्सा सदरच्या बक्षीसपत्राद्वारे आपल्या नातवास बक्षीस देत आहे. ( (Survey Number: 29/5A/2+8+9A+15+16A/1+ 17A/1.:))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Adobe Scan 30 Sep 2026.pdf
as printed
FLAT NO 9, PLOT NO 1 TO 74/77 TO 83,85,86,87,92,98, AND 99 WING B, SR NO 29 /5A/2+8+9A+15+16A/1+17A/1, SR NO 29/5A/2+8+9, 2 ND FLOOR, PUSHPA APARTMENT, MAMURDI DEHU, PUNE, PUNE, NA, PUNE, MAHARASHTRA, INDIA, 412101
PIN
412101
THE CHALLAN, as it will be typed
Flat/Survey Number
9 2ND FLOOR PUSHPA APARTMENT BUILDING B SURVEY NO 29/5E/2 8 9 15 16E/1 17E/1
Locality/Road
MAMURDI DEHU ADHIRAJ GARDEN MAMURDI
Area/City
PUNE
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNAVISH SALIM SHAIKHGCAPS3711J

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
acknowledgementmahesh.shelake@phfl.com 15d ago
questions for the branch — what the papers leave openmahesh.shelake@phfl.com 15d ago
What EzDocs read from each document — check anything marked in red
Sanction letter Adobe Scan 30 Sep 2026.pdf needs your check
lan
NHL/PM/0826/5209515
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'NAVISH SALIM SHAIKH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MOHAMMED MEHWISH SALIM SHAIKH', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'FARHAT JAHAN SALIM SHAIKH', 'role': 'co_appli
confidence
1
loan amount
3000000
final amount
3150000
interest rate
9.5
sanction date
21-Sep-2026
letter version
7
applicant email
navishk05@gmail.com
applicant names
NAVISH SALIM SHAIKH, MOHAMMED MEHWISH SALIM SHAIKH, FARHAT JAHAN SALIM SHAIKH
printed altered
False
applicant mobile
8830864704
balance transfer
False
property address
pin: 412101; road: MAMURDI DEHU; state: MAHARASHTRA; Flat no: 9; district: PUNE; Floor: 2ND FLOOR; Address: FLAT NO 9, 2ND FLOOR, B WING, PUSHPA APARTMENT, PLOT NO 1 TO 74/77 TO 83,85,86,87,92,98, AND 99, SR NO 2
insurance premium
150000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3150000
security address verbatim
FLAT NO 9, PLOT NO 1 TO 74/77 TO 83,85,86,87,92,98, AND 99 WING B, SR NO 29 /5A/2+8+9A+15+16A/1+17A/1, SR NO 29/5A/2+8+9, 2 ND FLOOR, PUSHPA APARTMENT, MAMURDI DEHU, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 412101
applicant address verbatim
705/706, 7TH FLOOR, MANGOLIA BUILDING, ADHIRAJ GARDEN, PLOT NO.32A, SECTOR 5 KHARGHAR, ., Panvel, MAHARASHTRA, 410210, India
raw reading (for Abhijit)
{'lan': 'NHL/PM/0826/5209515', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'NAVISH SALIM SHAIKH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MOHAMMED MEHWISH SALIM SHAIKH', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'FARHAT JAHAN SALIM SHAIKH', 'role': 'co_applicant', 'label': 'Guarantor'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 3000000, 'final_amount': 3150000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '21-Sep-2026', 'letter_version': '7', 'applicant_email': 'navishk05@gmail.com', 'applicant_names': ['NAVISH SALIM SHAIKH', 'MOHAMMED MEHWISH SALIM SHAIKH', 'FARHAT JAHAN SALIM SHAIKH'], 'printed_altered': False, 'applicant_mobile': '8830864704', 'balance_transfer': False, 'property_address': {'pin': '412101', 'road': 'MAMURDI DEHU', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '9', 'district': 'PUNE', 'floor_no': '2ND FLOOR', 'landmark': None, 'full_address': 'FLAT NO 9, 2ND FLOOR, B WING, PUSHPA APARTMENT, PLOT NO 1 TO 74/77 TO 83,85,86,87,92,98, AND 99, SR NO 29/5A/2+8+9A+15+16A/1+17A/1, SR NO 29/5A/2+8+9, MAMURDI DEHU, PUNE, MAHARASHTRA, 412101', 'village_city': 'PUNE', 'building_name': 'PUSHPA APARTMENT', 'survey_or_cts_no': 'SR NO 29/5A/2+8+9A+15+16A/1+17A/1, SR NO 29/5A/2+8+9'}, 'insurance_premium': 150000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3150000, 'security_address_verbatim': 'FLAT NO 9, PLOT NO 1 TO 74/77 TO 83,85,86,87,92,98, AND 99 WING B, SR NO 29 /5A/2+8+9A+15+16A/1+17A/1, SR NO 29/5A/2+8+9, 2 ND FLOOR, PUSHPA APARTMENT, MAMURDI DEHU, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 412101', 'applicant_address_verbatim': '705/706, 7TH FLOOR, MANGOLIA BUILDING, ADHIRAJ GARDEN, PLOT NO.32A, SECTOR 5 KHARGHAR, ., Panvel, MAHARASHTRA, 410210, India'}
Sanction letter Adobe Scan 30 Sep 2026.pdf needs your check
dob
1974-11-07
pan
ECMPS0440G
legible
True
raw reading (for Abhijit)
{'dob': '1974-11-07', 'pan': 'ECMPS0440G', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Adobe Scan 30 Sep 2026.pdf needs your check
dob
1974-11-07
pan
ECMPS0440G
legible
True
raw reading (for Abhijit)
{'dob': '1974-11-07', 'pan': 'ECMPS0440G', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Adobe Scan 30 Sep 2026.pdf needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '141093731813', 'date': '2026-09-30', 'page': 10, 'time': '13:05', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 26250.0, 'direction': 'debit', 'narration': 'Navish Shaik
header doc number
27505/2025
raw reading (for Abhijit)
{'payments_inside': {'kind': 'payment_screenshot', 'payments': [{'utr': '141093731813', 'date': '2026-09-30', 'page': 10, 'time': '13:05', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 26250.0, 'direction': 'debit', 'narration': 'Navish Shaikh', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_holder': 'Navish Shaikh'}, 'header_doc_number': '27505/2025'}
Paid challan (GRAS) NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf needs your check
grn
MH011154584202627E
pin
412101
total
24460.0
article
6(1)
defaced
False
bank cin
03006172026093001194
district
PUNE
area city
PUNE
payer pan
GCAXXXXXXJ
flat block
FLAT NO 9 2ND FLOOR B WING PUSHPA APARTMENT PLOT NO 1 TO 74/77 TO 83,85,86,87,92,98,99
payer name
NAVISH SALIM SHAIKH
sro office
HVL18_HAVELI 18 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3150000
scheme rows
{'amount': 9460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4704
payment date
30/09/2026-15:07:40
road locality
MAMURDI DEHU PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3150000
raw reading (for Abhijit)
{'grn': 'MH011154584202627E', 'pin': '412101', 'total': 24460.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001194', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'GCAXXXXXXJ', 'flat_block': 'FLAT NO 9 2ND FLOOR B WING PUSHPA APARTMENT PLOT NO 1 TO 74/77 TO 83,85,86,87,92,98,99', 'payer_name': 'NAVISH SALIM SHAIKH', 'sro_office': 'HVL18_HAVELI 18 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3150000', 'scheme_rows': [{'amount': 9460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4704', 'payment_date': '30/09/2026-15:07:40', 'road_locality': 'MAMURDI DEHU PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3150000'}
Paid challan (GRAS) NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf needs your check
grn
MH011154584202627E
pin
412101
total
24460.0
article
6(1)
defaced
False
bank cin
03006172026093001194
district
PUNE
area city
PUNE
payer pan
GCAXXXXXXJ
flat block
FLAT NO 9 2ND FLOOR B WING PUSHPA APARTMENT PLOT NO 1 TO 74/77 TO 83,85,86,87,92,98,99
payer name
NAVISH SALIM SHAIKH
sro office
HVL18_HAVELI 18 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3150000
scheme rows
{'amount': 9460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4704
payment date
30/09/2026-15:07:40
road locality
MAMURDI DEHU PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3150000
raw reading (for Abhijit)
{'grn': 'MH011154584202627E', 'pin': '412101', 'total': 24460.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001194', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'GCAXXXXXXJ', 'flat_block': 'FLAT NO 9 2ND FLOOR B WING PUSHPA APARTMENT PLOT NO 1 TO 74/77 TO 83,85,86,87,92,98,99', 'payer_name': 'NAVISH SALIM SHAIKH', 'sro_office': 'HVL18_HAVELI 18 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3150000', 'scheme_rows': [{'amount': 9460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4704', 'payment_date': '30/09/2026-15:07:40', 'road_locality': 'MAMURDI DEHU PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3150000'}
E-filing copy (token) NAVISH SALIM SHAIKH eFilingDoc9990310260663.pdf needs your check
sro
PUR
kind
efiling_copy
token
9990310260663
legible
True
property
road: DEHU ROAD PUNE; unit: 09; floor: 2ND; taluka: Haveli; numbers: [{'type': 'Survey Number', 'value': '29/5A/2+8+9A+15+16A/1+17A/1'}, {'type': 'Plot Number', 'value': '1 TO 74/77 TO 83,85,86/87/92,98,99'}]; village: M
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'GCAPS3711J', 'name': 'NAVISH SALIM SHAIKH', 'address': 'Flat No:705/706, Floor No:7TH, Building Name:MANGOLIA BLDG, ADHIRAJ GARDEN PLOT NO 32A, Road:SEC 05,KHARGHAR,PANVEL, City:RAIGAD, State:MAHARASHTRA, Distri
title deed
Gift Deed :27505/2025 SRO HAVELI-18
filing date
2026-10-07
loan amount
3150000.0
payment lines
{'ref': 'MH011154584202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 9450.0, 'ref_kind': 'GRN'}, {'ref': 'MH011154584202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind': '
date of mortgage
2026-10-03
raw reading (for Abhijit)
{'sro': 'PUR', 'kind': 'efiling_copy', 'token': '9990310260663', 'legible': True, 'property': {'pin': None, 'road': 'DEHU ROAD PUNE', 'unit': '09', 'floor': '2ND', 'taluka': 'Haveli', 'numbers': [{'type': 'Survey Number', 'value': '29/5A/2+8+9A+15+16A/1+17A/1'}, {'type': 'Plot Number', 'value': '1 TO 74/77 TO 83,85,86/87/92,98,99'}], 'village': 'Mamuradi', 'building': 'B WING,PUSHPA APARTMENT BLDG,MOUJE MAMURDI', 'district': 'Pune', 'area_text': '69.70 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MOUJE MAMURADI', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'GCAPS3711J', 'name': 'NAVISH SALIM SHAIKH', 'address': 'Flat No:705/706, Floor No:7TH, Building Name:MANGOLIA BLDG, ADHIRAJ GARDEN PLOT NO 32A, Road:SEC 05,KHARGHAR,PANVEL, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410201'}, {'pan': 'GGBPS1252K', 'name': 'MOHAMMED MEHWISH SALIM SHAIKH', 'address': 'Flat No:705/706, Floor No:7TH, Building Name:MANGOLIA BLDG, ADHIRAJ GARDEN PLOT NO 32A, Road:SEC 05,KHARGHAR,PANVEL, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410201'}], 'title_deed': 'Gift Deed :27505/2025 SRO HAVELI-18', 'filing_date': '2026-10-07', 'loan_amount': 3150000.0, 'payment_lines': [{'ref': 'MH011154584202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 9450.0, 'ref_kind': 'GRN'}, {'ref': 'MH011154584202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026037007977', 'head': 'Document Handling Charges', 'dated': '03/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-03'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 30 Sep, 13:50 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
7d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
7d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999031026066
8d agoEzDocsdhc_prn_read{'prn': '1026037007977', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'NAVISH SALIM SHAIKH eFilingDoc9990310260663.pdf', 'from': "the filed not
8d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'NAVISH SALIM SHAIKH eFilingDoc9990310260663.pdf', 'token': '9990310260663', 'doc_id': '1e797347-3e05-47f9-a310-a47f1fa60c9c'
8d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NAVISH SALIM SHAIKH
8d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
14d agoEzDocsdraft_withdrawn{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
15d agoEzDocsquoted_history_checked{}
15d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
15d agoEzDocssms_matched_late{'ref': '141093731813', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 26250.0, 'method': 'screen
15d agoEzDocspayment_verified{'utr': '141093731813', 'why': "paid ₹26,250, ₹31 under our ask of ₹26,281 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted a
15d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
15d agoEzDocsmatch_reverted_done_case{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'amount_in_b
15d agoEzDocsmatch_undone{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 26250.0, 'reason': 'amount-only match onto a case pa
15d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed GCxxxxxxXJ — no paper on the
15d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '382468', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
15d agoEzDocsdocument_reread{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf', 'doc_id': 'b77bd6ff-
15d agoEzDocstwo_stamp_duty_challans{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
15d agoEzDocschallan_verified_against_case{'grn': 'MH011154584202627E', 'file': 'NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
15d agoEzDocschallan_extracted{'grn': 'MH011154584202627E', 'file': 'NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24460.0}
15d agoEzDocsreading_error456{'box': 'Property box 1', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf', '
15d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
15d agoEzDocstitle_doc_on_case_filing_open{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Adobe Scan 30 Sep 2026.pdf', 'kind': 'index2'}
15d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf', 'kind':
15d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NAVISH SALIM SHAIKH
15d agoEzDocschallan_verified_against_case{'grn': 'MH011154584202627E', 'file': 'NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
15d agoEzDocschallan_extracted{'grn': 'MH011154584202627E', 'file': 'NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24460.0}
15d agoSANDEEPcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
15d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the typed plot number '1-9

Case diary the case’s history — what happened, newest day first

Papers
All 4 in hand
Nothing more to ask the branch for
Money
₹26,250 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
14:10
8 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:02
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:55
Received: Index II
IndexII9990310260663.pdf
13:55
7 Oct4 things — 1 document received · 1 letter written · 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:20
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:16
Received: E-filing copy
NAVISH SALIM SHAIKH eFilingDoc9990310260663.pdf
13:16
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
13:15
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
12:55
30 Sep35 things — 2 documents received · 4 letters written · 2 money steps · 4 cautions · 23 steps
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:13
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:13
EzDocs took 38 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:13
A file was read again from the start — everything inside it now counts
15:10
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
15:10
Challan re-read against the case — matches exactly
15:10
A paper was read again — the team's value showed the first reading was wrong
15:10
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:09
The branch's title document is on the case — the filing is the NOI team's move
15:09
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:09
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:09
Challan re-read against the case — matches exactly
15:09
Received: Challan
NAVISH SALIM SHAIKH EchallanMH011154584202627E.pdf
15:09
SANDEEP pressed Proceed on the challan — what was changed is kept
15:07
EzDocs found something to check before the form is saved
14:30
EzDocs found something to check before the form is saved
14:29
EzDocs found something to check before the form is saved
14:28
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:51
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:33
The challan's address boxes were written from the papers
13:31
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kindly provide NOI challan in case of- NAVISH SALIM SHAIKH-NHL/PM/0826/5209515
13:30
EzDocs read the whole file
13:30
A box the papers had not filled was read off a paper and corrected
13:30
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
13:29
The branch's payment screenshot was read
13:29
PAN found inside the KYC file — no need to ask for it
13:29
Everything for the challan is in — queued
Papers and money are in — the challan is next.
13:29
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02946
13:29
No fee quote sent — the branch's own figures were right
13:29
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
13:29
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
13:29
The loan amount was worked out from the papers
13:29
Property address read from the sanction letter
13:28
Received: Sanction letter
Adobe Scan 30 Sep 2026.pdf
13:28
Case opened from the branch's mail
13:28
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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