⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Gopal Keshav Durge
LAN 77000340990Loan ₹6,29,830NOIMails & papers 7 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
3 Sep, 17:16
Documents
Payment
Challan
Filing
E-filing copy
done 14 Sep, 16:31
Index II
waiting 29d 12h
their moveIndex II pending · the trail says: The NOI has been filed and the e-filing copy has been shared with the branch. The team is now waiting for the government to process the filing and generate the…whole case so far 40d 12h
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
1 Oct6 things
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
roles from letter
kyc address read
26 Sep2 things — 2 steps
paper read beside case
paper read beside
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep3 things — 3 steps
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
property attrs split
11 Sep1 thing — 1 step
property from index2
7 Sep7 things — 2 documents received · 2 letters written · 3 steps
Property read from the legal / technical report (the sanction letter had none)
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Challan
GOPAL KESHAV DURGE EchallanMH009586828202627E.pdf
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990409260052.pdf
5 Sep1 thing — 1 step
quoted history checked
3 Sep23 things — 8 documents received · 3 letters written · 1 money step · 11 steps
extra challan scanned
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-01187
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Wrote the documents acknowledged mail — held, silent mode
10321812 //77000340990//77000340991//77950026765 Gopal Keshav Durge- NOI
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
Co-applicant added
Received: Sale deed
SALE DEED.pdf
Received: Technical report
tech.pdf
Received: Sanction letter
KFSLetter_77000340990.pdf
Received: Sanction letter
KFSLetter_77950026765.pdf
PAN found inside the KYC file — no need to ask for it
Received: Aadhaar
KYC_0001.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
COAPP PHOTO.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
APP PHOTO .jpg
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260903-WA0026.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
11 of 12 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Technical reportopen
✓Sale deedopen
✓E-filing copy (token)open
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside SALE DEED.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 10 files
The whole file has not been read yet10 papers on file
Moneyall of it is in
₹7,110
Reached our account 3 Sep 17:31:41.
How we know
Our own bank told us — 3 Sep 17:31
₹7,089 · UTR 624631443103 · from BP-HDFCBK-S · a/c …6969
“Credit Alert!
Rs.7089.00 credited to HDFC Bank A/c XX6969 on 03-09-26 from VPA kirandurge26011999-7@oksbi (UPI 624631443103)
”
Matched by: by UTR — the bank's reference is the one on the screenshot
The working
Stamp duty 0.3%1,900
Registration fee 0.5%3,160
Government handling350
Our service fee1,700
Total we ask for7,110
By law ₹7,088.64. We ask ₹7,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
09, 58/1, Khanji
read from the Index II · challan boxes 12 of 13 ready · empty: Property box 2 (the road)
Check the property →the boxes beside the paper
People
Alka Gopal Durge · co-applicantHCYPD6222EGopal Keshav Durge · applicantCHFPD3506C
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