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PNB Housing
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मराठी S
Cases / NOI-2026-03046

Kiran Laxman Chavan

PNB_HFLLAN HOU/NAG/0626/5121137 Index II shared · done All documentsMails & papers 4
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for our fileworked by hand
5 of 10 in hand.
this case was worked by hand before the app saw the thread — the challan and the filing are already done; nothing below is blocking anyone
✓Sale deedopen
✓E-filing copy (token)open
✓Index II — the registered copy of our filing, from the governmentopen download
✓Sanction letter — inside RR AND SALE DEED KIRAN CHAVHAN.pdfopen
A challan that is not the NOI's (the sale deed's own) — not counted — inside RR AND SALE DEED KIRAN CHAVHAN.pdfopen
Applicant's Aadhaar Card — for our file, when it comes
Applicant's PAN Card — for our file, when it comes
Payment Screenshot with UTR — for our file, when it comes
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (3)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Moneynot worked out yet
No fee computed yet — it appears the moment the loan amount is known.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan —not made yet
Index II 43 h 54 minour time · 6 Oct 13:24
the NOI team 5 d 17 htotal 5 d 17 h
Complete.
Day by day — every step and who held it
30 Sep 19:58Your branch's mail
30 Sep 19:58Papers readat once
30 Sep 19:58Property readat once
5 Oct 12:28Filed on IGR — e-filing shared+4 d 16 h · the NOI team
6 Oct 13:24Index II sent+1 d · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
—
Loan account no.
HOU/NAG/0626/5121137
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPLoan amount missing on papers (the last reading of the file — the papers changed since)
Acknowledgement of Property Documentsavailing a Loan (no amount stated)
I/We Mr. KIRAN LAXMAN CHAVAN have deposited the following original property documents to PNB Housing Finance Limited, for the purpose of availing a Loan.
The branch's request of 30 Sep(nothing about loan amount)
Please provide NOI; RR and sale deed is enclosed.
Why it matters: No paper on the file specifies the sanctioned loan amount, which is required to calculate and verify the stamp duty and registration fees for the NOI filing.
What to do: Ask the branch to provide the Sanction Letter or KFS stating the exact loan amount.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the title documents and requested the NOI. The team has acknowledged receipt and promised to process the NOI.
the history says the next move is with the NOI team — the fee quote
the branch last asked: Please provide NOI;
the NOI team last promised: we will process the NOI for the same.
✓ loan papers sent — done, mail 1 (2026-09-30) “RR and sale deed is enclosed.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “RR and sale deed is enclosed.”
read over 2 mail(s), last mail 2026-09-30 · read 17d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026050305081 · ₹300 · paid 05/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB bharati.bhope@phfl.com phfl.com
30 Sep, 19:58 · 17d ago
THE FIRST MAIL — how this case began
Regarding case of - KIRAN LAXMAN CHAVAN HOU/NAG/0626/5121137
Dear Team,

Please provide NOI; RR and sale deed is enclosed.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
🤖 read: asks for the e-filing copy; documents attached — “Please provide NOI”
OL The NOI teamTYPED IN GMAIL
30 Sep, 20:32 · 17d ago

Team

we will process the NOI for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Wed, 30 Sept 2026 at 19:56, Bharati Bhope <bharati.bhope@phfl.com> wrote: Dear Team, Please provide NOI; RR and sale deed is enclosed. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
🤖 read: The NOI team promises to process the NOI for the case.
OL The NOI teamTYPED IN GMAIL
05 Oct, 12:28 · 12d ago
Re: Fw: NOI & Challan Procees :-HOU/NAG/0626/5121137/KIRAN LAXMAN CHAVAN
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 14 Aug 2026 at 12:42, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 14 Aug 2026 at 12:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a property index 2 for noi filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 14 Aug 2026 at 11:35, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, Kindly process NOI & Challan :-HOU/NAG/0626/5121137/KIRAN LAXMAN CHAVAN. Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited From: Anup Divakar Lokhande1 (anup.lokhande1@phfl.com) Date: 08/12/26 19:57 To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com) Subject: Kiran Chavan NOI payment receipt FYI
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL The NOI teamTYPED IN GMAIL
06 Oct, 13:24 · 11d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 12:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 14 Aug 2026 at 12:42, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 14 Aug 2026 at 12:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a property index 2 for noi filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 14 Aug 2026 at 11:35, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, Kindly process NOI & Challan :-HOU/NAG/0626/5121137/KIRAN LAXMAN CHAVAN. Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited From: Anup Divakar Lokhande1 (anup.lokhande1@phfl.com) Date: 08/12/26 19:57 To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com) Subject: Kiran Chavan NOI payment receipt FYI
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sale deed+ Sanction letter inside+ Index II inside+ A challan that is not the NOI's (the sale deed's own) — not counted inside RR AND SALE DEED KIRAN CHAVHAN.pdf
filed 17d ago
E-filing copy (token) eFilingDoc9990510260104.pdf
filed 12d ago
Index IIthe registered copy we filed IndexII9990510260104.pdf
filed 11d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

No payment recorded yet. When money reaches our account (or the branch sends a screenshot), it shows here.

Fee working (ours)

No fee computed yet — it appears the moment the loan amount is known.

Property (must be perfect)

22 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Loan (Rs.), Interest Rate (%), Road, Mobile (person 1), Birth date (person 1) …
Not found in the document: Village, Area
21 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Property type (Open / Building / Open + Building), First name (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (RR AND SALE DEED KIRAN CHAVHAN.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
ALL THAT R.C.C. SUPER STRUCTURE consisting of residential APARTMENT/FLAT NO. 401 admeasuring 61.963 Sq. Mtrs., Carpet area (86.401 Sq. Mtrs., Built up area) at FOURTH FLOOR of the building known as "AURA HEIGHTS" on the piece and parcel of land as described in the above Schedule 'A', with rights to hold appropriate 8.330 % undivided variable proportionate share and interest in the said piece and parcel of land.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
RR AND SALE DEED KIRAN CHAVHAN.pdf
as printed
UNIT FLAT NO 401, FLOOR 4TH FLOOR, BLOCK SINGLE BUILDING, PROJECT AURA HEIGHTS, AURA HEIGHTS PLOT NO.36, P.H. NO. 11, KH. NO. 186/1, CORPORATION HOUSE NO. 3316/A/36, MOUZA - NARA, TAH AND DIST NAGPUR 440030, CORPORATION HOUSE NO. 3316/A/36, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440030
PIN
440030
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 401 4TH FLOOR AURA HEIGHTS PLOT NO 36 P H NO 11 KH NO 186/1 CORPORATION HOUSE NO 3316/A/36
Locality/Road
MOUZA NARA TAH AND DIST NAGPUR
Area/City
NAGPUR
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorKiran Laxman ChavanAVIPC7282P

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasebharati.bhope@phfl.com 17d ago
questions for the branch — what the papers leave openbharati.bhope@phfl.com 17d ago
document chasebharati.bhope@phfl.com 14d ago
What EzDocs read from each document — check anything marked in red
Sale deed RR AND SALE DEED KIRAN CHAVHAN.pdf needs your check
grn
MH008037301202627E
pin
440030
total
240000.0
defaced
False
district
NAGPUR
area city
NAGPUR
payer pan
AVIPC7282P
flat block
APARTMENT/FLAT NO. 401, AURA HEIGHTS
payer name
SHRI KIRAN LAXMAN CHAVAN
sro office
NGR_NAGPUR NO10 RURAL SUB REGISTRAR
paying bank
UNION BANK OF INDIA
remarks raw
PAN2=AVHPS5526M~Second PartyName=AJAZUL KABIR BABAR SHEIKH~
scheme rows
{'amount': 210000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 30000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX9181
payment date
10/08/2026
inner challan
True
road locality
MOUZA NARA
second party pan
AVHPS5526M
second party name
AJAZUL KABIR BABAR SHEIKH
raw reading (for Abhijit)
{'grn': 'MH008037301202627E', 'pin': '440030', 'total': 240000.0, 'article': None, 'defaced': False, 'bank_cin': None, 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AVIPC7282P', 'flat_block': 'APARTMENT/FLAT NO. 401, AURA HEIGHTS', 'payer_name': 'SHRI KIRAN LAXMAN CHAVAN', 'sro_office': 'NGR_NAGPUR NO10 RURAL SUB REGISTRAR', 'paying_bank': 'UNION BANK OF INDIA', 'remarks_raw': 'PAN2=AVHPS5526M~Second PartyName=AJAZUL KABIR BABAR SHEIKH~', 'scheme_rows': [{'amount': 210000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 30000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9181', 'payment_date': '10/08/2026', 'inner_challan': True, 'road_locality': 'MOUZA NARA', 'second_party_pan': 'AVHPS5526M', 'second_party_name': 'AJAZUL KABIR BABAR SHEIKH', 'consideration_amount': None}
Sale deed RR AND SALE DEED KIRAN CHAVHAN.pdf needs your check
lan
HOU/NAG/0626/5121137
legible
True
purpose
availing a Loan
borrowers
{'name': 'KIRAN LAXMAN CHAVAN', 'role': 'applicant', 'label': None}
confidence
1.0
handwritten
{'says': 'Accepted,', 'where': 'top of page 1', 'touches': 'other', 'printed_was': None}
sanction date
August 21, 2026
applicant names
KIRAN LAXMAN CHAVAN
printed altered
False
balance transfer
False
property address
pin: 440030; state: MAHARASHTRA; taluka: Nagpur; Flat no: 401; district: Nagpur; Floor: 4th floor; Address: FLAT NO 401, 4TH FLOOR, BLOCK SINGLE BUILDING, AURA HEIGHTS, PLOT NO 36, P.H. NO 11, KH. NO 186/1, CORPO
security address verbatim
Unit Flat No 401, Floor 4th floor, Block Single Building, Project AURA HEIGHTS, AURA HEIGHTS Plot No.36, P.H. No. 11, Kh. No. 186/1, Corporation House No. 3316/A/36,, Mouza - Nara, Tah and Dist Nagpur 440030, Corporation
applicant address verbatim
PNB Housing Finance Limited, Achraj Tower, First Floor, Katoi Road, Rajnagar, Sadar, Nagpur – 440013. Maharashtra
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0626/5121137', 'legible': True, 'purpose': 'availing a Loan', 'borrowers': [{'name': 'KIRAN LAXMAN CHAVAN', 'role': 'applicant', 'label': None}], 'loan_type': None, 'confidence': 1.0, 'rate_words': None, 'handwritten': [{'says': 'Accepted,', 'where': 'top of page 1', 'touches': 'other', 'printed_was': None}], 'linked_refs': [], 'loan_amount': None, 'rate_spread': None, 'final_amount': None, 'interest_rate': None, 'quality_issue': None, 'sanction_date': 'August 21, 2026', 'letter_version': None, 'reference_rate': None, 'applicant_email': None, 'applicant_names': ['KIRAN LAXMAN CHAVAN'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': '440030', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Nagpur', 'flat_no': '401', 'district': 'Nagpur', 'floor_no': '4th floor', 'landmark': None, 'full_address': 'FLAT NO 401, 4TH FLOOR, BLOCK SINGLE BUILDING, AURA HEIGHTS, PLOT NO 36, P.H. NO 11, KH. NO 186/1, CORPORATION HOUSE NO 3316/A/36, MOUZA NARA, NAGPUR, NAGPUR, MAHARASHTRA, 440030', 'village_city': 'Nara', 'building_name': 'AURA HEIGHTS', 'survey_or_cts_no': 'Plot No.36, P.H. No. 11, Kh. No. 186/1, Corporation House No. 3316/A/36'}, 'insurance_premium': None, 'final_amount_label': None, 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': 'Unit Flat No 401, Floor 4th floor, Block Single Building, Project AURA HEIGHTS, AURA HEIGHTS Plot No.36, P.H. No. 11, Kh. No. 186/1, Corporation House No. 3316/A/36,, Mouza - Nara, Tah and Dist Nagpur 440030, Corporation House No. 3316/A/36, Nagpur, Nagpur, MAHARASHTRA, India, 440030', 'applicant_address_verbatim': 'PNB Housing Finance Limited, Achraj Tower, First Floor, Katoi Road, Rajnagar, Sadar, Nagpur – 440013. Maharashtra'}
Sale deed RR AND SALE DEED KIRAN CHAVHAN.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
E-filing copy (token) eFilingDoc9990510260104.pdf needs your check
sro
PRS
kind
efiling_copy
token
9990510260104
legible
True
property
road: NAGPUR; unit: APT NO 401; floor: 4; taluka: Nagapur; numbers: [{'type': 'C.T.S. Number', 'value': '485'}, {'type': 'MUN CROP HOUSE NO', 'value': '3316/A/36'}, {'type': 'Plot Number', 'value': '36'}, {'type': 'SHEET
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AVIPC7282P', 'name': 'KIRAN LAXMAN CHAVAN', 'address': 'Flat No:PLOT NO 232, Floor No:G, Building Name:VISHARAM NAGAR, NEAR SUN SHINE,CONVENT NARI ROAD, Road: NAGPUR, City:NAGPUR, State:MAHARASHTRA, District:NAG
title deed
Sale Deed : 8139/2026 SRO NAGPUR
filing date
2026-10-05
loan amount
4612500
payment lines
{'ref': 'MH008320106202627E', 'head': 'Stamp Duty', 'dated': '14/08/2026', 'amount': 13838, 'ref_kind': 'GRN'}, {'ref': 'MH008320106202627E', 'head': 'Filing Fee', 'dated': '14/08/2026', 'amount': 15000, 'ref_kind': 'GRN
date of mortgage
2026-10-05
raw reading (for Abhijit)
{'sro': 'PRS', 'kind': 'efiling_copy', 'token': '9990510260104', 'legible': True, 'property': {'pin': None, 'road': 'NAGPUR', 'unit': 'APT NO 401', 'floor': '4', 'taluka': 'Nagapur', 'numbers': [{'type': 'C.T.S. Number', 'value': '485'}, {'type': 'MUN CROP HOUSE NO', 'value': '3316/A/36'}, {'type': 'Plot Number', 'value': '36'}, {'type': 'SHEET NO', 'value': '626/111'}, {'type': 'WARD NO', 'value': '57'}, {'type': 'ZONE NO', 'value': '9'}], 'village': 'Nara', 'building': 'SINGLE BLDG,AURA HEIGHTS BLDG', 'district': 'Nagpur', 'area_text': 'Carpet : 61.96 Sq.mt.', 'local_body': None, 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AVIPC7282P', 'name': 'KIRAN LAXMAN CHAVAN', 'address': 'Flat No:PLOT NO 232, Floor No:G, Building Name:VISHARAM NAGAR, NEAR SUN SHINE,CONVENT NARI ROAD, Road: NAGPUR, City:NAGPUR, State:MAHARASHTRA, District:NAGPUR, Pin:440026'}], 'title_deed': 'Sale Deed : 8139/2026 SRO NAGPUR', 'filing_date': '2026-10-05', 'loan_amount': 4612500, 'payment_lines': [{'ref': 'MH008320106202627E', 'head': 'Stamp Duty', 'dated': '14/08/2026', 'amount': 13838, 'ref_kind': 'GRN'}, {'ref': 'MH008320106202627E', 'head': 'Filing Fee', 'dated': '14/08/2026', 'amount': 15000, 'ref_kind': 'GRN'}, {'ref': '1026050305081', 'head': 'Document Handling Charges', 'dated': '05/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-05'}
Technical record (for Abhijit — safe to ignore)
4h agoEzDocsreader_home_address{'fp': '6e98f9679448d107', 'from': 'the sanction letter (RR AND SALE DEED KIRAN CHAVHAN.pdf)', 'home': {'pin': '440013', 'area': 'RAJNAGAR, SADAR', 'flat': 'FIRST FLOOR', 'road': 'KATOI ROAD', 'state': 'MAHARASHTRA', 'bu
2d agoEzDocsdraft_withdrawn{'why': "the team's own mail of 05 Oct, 12:28 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['branch_questions']}
11d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
11d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999051026010
12d agoEzDocsdhc_prn_read{'prn': '1026050305081', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990510260104.pdf', 'from': "the filed notice's own text", 'gr
12d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990510260104.pdf', 'token': '9990510260104', 'doc_id': 'aaae0b23-f9ae-40b2-b02e-08bbe54afb66', 'mortgagors': 1}
12d agoEzDocsdesk_documents_backfill{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
12d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999051026
12d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0626/5121
12d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'AWAITING_DOCS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger'
12d agoEzDocschallan_inferred_from_desk_mail{'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"}
12d agoEzDocsmail_adopted_by_lan{'mail': '64ae42d5-bf79-4957-a83b-c3b893db73ea', 'subject': 'Re: Fw: NOI & Challan Procees :-HOU/NAG/0626/5121137/KIRAN LAXMAN CHAVAN'}
14d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Payment Screenshot
14d agoEzDocsemail_shadowed:doc_chase{'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0626/5121137), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2.
14d agoEzDocsdraft_withdrawn{'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']}
15d agoEzDocshidden_payment_scan{'file': 'RR AND SALE DEED KIRAN CHAVHAN.pdf', 'kind': None, 'found': 0, 'doc_id': '65c03ebb-ae5b-46bc-a39b-f5c932aad2e6', 'fetched': True}
17d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent'], 'mails': 2, 'summar
17d agoEzDocsquoted_history_checked{}
17d agoEzDocsextra_challan_scanned{'found': 0}
17d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 1, 'summary': 'The bran
17d agoEzDocsbranch_questions_drafted{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ["Loan amount missing on papers — Acknowledgement of Property Documents says availing a Loan (no amount stated
17d agoEzDocsemail_shadowed:branch_questions{'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0626/5121137), the papers on file leave the following open, and we cannot make the challan until it is settled:\n
17d agoEzDocscase_read{'how': 'uri', 'tag': '71e0b3957957d18c', 'docs': ['RR AND SALE DEED KIRAN CHAVHAN.pdf'], 'loan': {'amount': None, 'made_of': [], 'not_ours': [], 'arithmetic': None, 'confidence': 'low'}, 'asked': True, 'checks': [{'box'
17d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 1, 'summary': 'The bran
17d agoEzDocsemail_shadowed:doc_chase{'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0626/5121137), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2.
17d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['RR AND SALE DEED KIRAN CHAVHAN.pdf'], 'after': {'addresses': {'people': [['Kiran Laxman Chavan', [['sanction_letter', 'different']]]], 'property': []}, 'challan_boxes': {'box1'
17d agoEzDocsaddress_compared{'sig': '30dd0116bfe6ff84', 'why': 'after gather', 'people': [{'home': 'Lashkaribagh, Dr.Ambedkar Marg, Ward No 54, Nagpur, Nagpur, 440017', 'person': 'Kiran Laxman Chavan', 'against': [{'src': 'sanction_letter', 'why':
17d agoEzDocschallan_boxes_composed{'fp': 'f90ac86232750dbc', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 401 4TH FLOOR AURA HEIGHTS PLOT NO 36 P H
17d agoEzDocschase_held_back{'why': 'another mail landed within 3 minutes and the branch did not list what it attached — one debounce, so we ask once for everything', 'would_have_asked_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loa
17d agoEzDocsbox_disagreement{'box': 'property.Area', 'src': 'mail', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '61.96', 'page': 1, 'party': None, 'quot

Case diary the case’s history — what happened, newest day first

Papers
3 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR
Money
No figure yet
It appears the moment the loan amount is known.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
15 Oct1 thing
An old draft withdrew itself — its asks were already answered
14:20
6 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:34
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:24
Received: Index II
IndexII9990510260104.pdf
13:24
5 Oct5 things — 1 document received · 1 letter written · 3 steps
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
12:37
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:35
Received: E-filing copy
eFilingDoc9990510260104.pdf
12:35
An old draft withdrew itself — its asks were already answered
12:33
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
12:33
3 Oct3 things — 1 letter written · 2 steps
Nothing new to ask for — stayed quiet
10:01
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03046 — pending documents
10:00
An old draft withdrew itself — its asks were already answered
10:00
30 Sep16 things — 1 document received · 3 letters written · 1 money step · 11 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:34
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:01
EzDocs took 14 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:58
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Regarding case of - KIRAN LAXMAN CHAVAN HOU/NAG/0626/5121137
19:58
EzDocs read the whole file
19:58
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:58
Wrote the document chase mail — held, silent mode
Regarding case of - KIRAN LAXMAN CHAVAN HOU/NAG/0626/5121137
19:58
The challan's address boxes were written from the papers
19:58
Nothing new to ask for — stayed quiet
19:58
Nothing new to ask for — stayed quiet
19:57
The loan amount was worked out from the papers
19:57
Property address read from the sanction letter
19:57
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
19:57
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
19:57
Received: Sale deed
RR AND SALE DEED KIRAN CHAVHAN.pdf
19:57
Case opened from the branch's mail
19:57
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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