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मराठी S
Cases / NOI-2026-00615

Dilip Popat Gaikwad

PNB_HFLLAN NHL/NSK/0826/5207200 Index II shared · done All documentsMails & papers 10
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Selfie / photoopen
✓PAN cardopen
✓Payment screenshot — shows ₹6,000; money not verified yetopen
✓Index II — the branch's own title copy, an input; the address came from the Index II, not from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓E-filing copy (token)open
Applicant's Aadhaar Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (12)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹6,030 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹6,030
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹6,000; we wait for the credit itself
Stamp duty 0.3%1,580
Registration fee 0.5%2,630
Government handling320
Our service fee1,500
Total we ask for6,030
Screenshot ₹6,000 — ₹30 under our ask, not below the real calculation ₹6,000. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-01 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 17 Oct 19:34 — 3 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹6,020. We ask ₹6,030 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹6,000 — accept as full (₹30 = our margin).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹6,300 · 16 Oct 12:34 · NISHI ENTE. RRN- · 8996335694 — ₹270 more than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 26 h 21 minour time · 3 Sep 22:37
Index II 51 h 13 minour time · 15 Sep 12:32
the NOI team 6 d 4 hthe branch 7 d 19 htotal 13 d 23 h
Complete.
Day by day — every step and who held it
1 Sep 13:09Your branch's mail
1 Sep 13:14Fee quoted+6 min · the NOI team
1 Sep 13:14Papers readat once
1 Sep 13:14Property readat once
1 Sep 13:15Papers read+1 min · the NOI team
3 Sep 22:37Challan made+2 d 9 h · the NOI team
11 Sep 17:41Papers from your branch+7 d 19 h · the branch
11 Sep 17:46Papers read+5 min · the NOI team
12 Sep 10:51Filed on IGR — e-filing shared+17 h 05 min · the NOI team
15 Sep 12:32Index II sent+3 d 1 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹5,25,000
Loan account no.
NHL/NSK/0826/5207200
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete, with all required documents submitted and the NOI successfully filed. The government's Index II for the NOI has been shared with the branch, indicating case closure.
the history says the next move is with no one — the case is finished — case closure
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-01) “Sanction Letter attached”
✓ fee paid — the branch's words — done, mail 1 (2026-09-01) “Payment details attached”
✓ challan made — done, mail 3 (2026-09-01) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-01) “PFA challan for your reference.”
✓ Index II asked for — done, mail 2 (2026-09-01) “For NOI filing, We need an index 2 copy..”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-09-11) “PFA Index II”
✓ filed on the IGR site — done, mail 6 (2026-09-12) “PFA DOWNLOADED COPY OF EFILING”
✓ e-filing copy shared — done, mail 6 (2026-09-12) “PFA DOWNLOADED COPY OF EFILING”
✓ NOI Index II shared — done, mail 7 (2026-09-15) “PFA index 2 copy for case closure..”
read over 10 mail(s), last mail 2026-09-15 · read 32d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 32d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
01 Sep, 13:09 · 46d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameDILIP POPAT GAIKWAD
Loan account (LAN)NHL/NSK/0826/5207200
Loan amount₹5,25,000
Stamp duty 0.30%₹1,575
Registration fee 0.50%₹2,625
DHC₹300
Service / vendor fees₹1,500
Total₹6,000
  • ✓ Sanction Letter — attached
  • ✓ Customer Aadhar Card / co applicant — attached
  • ✓ Customer pan Card / co applicant — attached
  • ✓ Form A2 or Soft copy of photograph — attached
  • ✓ Payment details — attached
*Index II CopyOTC.
Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: Pravin Dangal (pravin.dangal@phfl.com) Date: 01-09-2026 10:50 am To: Piyush Santosh Aher (piyush.aher@phfl.com) Subject: Gaikwad NOI DOCUMENT
🤖 read: asks for the challan; says the fee is paid ₹6,000 ✓; documents attached — “Kindly process 0.3 & 0.5 Challan in below case.”
7 more mails in between — open
OL The NOI teamTYPED IN GMAIL
01 Sep, 13:16 · 46d ago
Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name DILIP POPAT GAIKWAD Lan No NHL/NSK/0826/5207200 Loan Amount 525000 LOAN AMOUNT 525000 0.30% 1575 0.50% 2625 FEES 1500 DHC 300 TOTAL 6,000 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Pravin Dangal (pravin.dangal@phfl.com) Date: 01-09-2026 10:50 am To: Piyush Santosh Aher (piyush.aher@phfl.com) Subject: Gaikwad NOI DOCUMENT
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
01 Sep, 16:12 · 46d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 13:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name DILIP POPAT GAIKWAD Lan No NHL/NSK/0826/5207200 Loan Amount 525000 LOAN AMOUNT 525000 0.30% 1575 0.50% 2625 FEES 1500 DHC 300 TOTAL 6,000 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Pravin Dangal (pravin.dangal@phfl.com) Date: 01-09-2026 10:50 am To: Piyush Santosh Aher (piyush.aher@phfl.com) Subject: Gaikwad NOI DOCUMENT Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 1 Sept 2026 at 13:16, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher <piyush.aher@phfl.com> wrote: > Dear Team, > > Kindly process 0.3 & 0.5 Challan in below case. > > > Customer Name > DILIP POPAT GAIKWAD > > Lan No > NHL/NSK/0826/5207200 > > Loan Amount 525000 > > > LOAN AMOUNT 525000 > 0.30% 1575 > 0.50% 2625 > FEES 1500 > DHC 300 > TOTAL 6,000 > > > *Sanction Letter attached > *Customer Aadhar Card / co applicant attached > *Customer pan Card / co applicant attached > *Index II Copy OTC. > *Form A2 or Soft copy of photograph attached > *Payment details attached > > > SRO No > > Thanks & Regards, > > *Piyush S Aher* > > Branch Operation Executive > > Nashik Branch > > Direct: +91-253-2311672 <+91%20253%20231%201672> > > Toll Free: 1800 120 8800 > > Website-www.pnbhousing.com > > *PHFL Home Loans and Services Limited* > > > > ----- Forwarded Message ----- > ------------------------------ > From: Pravin Dangal (pravin.dangal@phfl.com) > Date: 01-09-2026 10:50 am > To: Piyush Santosh Aher (piyush.aher@phfl.com) > Subject: Gaikwad NOI DOCUMENT > > >
🤖 read: challan shared ✓ — “PFA challan for your reference.”
PA piyush.aher@phfl.com phfl.com
11 Sep, 17:41 · 36d ago
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD
Dear Team,

PFA Index II

Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 01-09-2026 01:17 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name DILIP POPAT GAIKWAD Lan No NHL/NSK/0826/5207200 Loan Amount 525000 LOAN AMOUNT 525000 0.30% 1575 0.50% 2625 FEES 1500 DHC 300 TOTAL 6,000 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Pravin Dangal (pravin.dangal@phfl.com) Date: 01-09-2026 10:50 am To: Piyush Santosh Aher (piyush.aher@phfl.com) Subject: Gaikwad NOI DOCUMENT
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
11 Sep, 18:28 · 36d ago

Team

we will process the NOI for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 11 Sept 2026 at 17:46, Piyush Santosh Aher <piyush.aher@phfl.com>

wrote:

earlier mails quoted below
Dear Team, PFA Index II Thanks & Regards, *Piyush S Aher* Branch Operation Executive Nashik Branch Direct: +91-253-2311672 <+91%20253%20231%201672> Toll Free: 1800 120 8800 Website-www.pnbhousing.com *PHFL Home Loans and Services Limited* ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 01-09-2026 01:17 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch ( nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher <piyush.aher@phfl.com> wrote: > Dear Team, > > Kindly process 0.3 & 0.5 Challan in below case. > > > Customer Name > DILIP POPAT GAIKWAD > > Lan No > NHL/NSK/0826/5207200 > > Loan Amount 525000 > > > LOAN AMOUNT 525000 > 0.30% 1575 > 0.50% 2625 > FEES 1500 > DHC 300 > TOTAL 6,000 > > > *Sanction Letter attached > *Customer Aadhar Card / co applicant attached > *Customer pan Card / co applicant attached > *Index II Copy OTC. > *Form A2 or Soft copy of photograph attached > *Payment details attached > > > SRO No > > Thanks & Regards, > > *Piyush S Aher* > > Branch Operation Executive > > Nashik Branch > > Direct: +91-253-2311672 <+91%20253%20231%201672> > > Toll Free: 1800 120 8800 > > Website-www.pnbhousing.com > <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo5NjhjYzQ0Mjk5YWExZTk5YmQyZjE1ZjU1MGNiNjMyNzo3OjE1NGU6ZTE0MTU5NTcwNTNiMTExNGVmOWUzMTI5OGNmYzI5NzU3MWQyNDQzM2U5OGMyYzY3YzU1ZjA1MzE2NDMyYTBmZTpoOkY6Rg> > > *PHFL Home Loans and Services Limited* > > > > ----- Forwarded Message ----- > ------------------------------ > From: Pravin Dangal (pravin.dangal@phfl.com) > Date: 01-09-2026 10:50 am > To: Piyush Santosh Aher (piyush.aher@phfl.com) > Subject: Gaikwad NOI DOCUMENT > > >
🤖 read: The NOI team states they will process the NOI.
OL The NOI teamTYPED IN GMAIL
12 Sep, 10:51 · 35d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 11 Sept 2026 at 18:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team we will process the NOI for the same. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 11 Sept 2026 at 17:46, Piyush Santosh Aher <piyush.aher@phfl.com> wrote: > Dear Team, > > PFA Index II > > Thanks & Regards, > > *Piyush S Aher* > > Branch Operation Executive > > Nashik Branch > > Direct: +91-253-2311672 <+91%20253%20231%201672> > > Toll Free: 1800 120 8800 > > Website-www.pnbhousing.com > > *PHFL Home Loans and Services Limited* > > > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 01-09-2026 01:17 pm > To: Piyush Santosh Aher (piyush.aher@phfl.com) > Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch ( > nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : > NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD > > > Secured by Check Point > Team, > > We acknowledge the receipt of your mail documents and payment. We will > initiate the challan for the same. For NOI filing, We need an index 2 copy.. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher <piyush.aher@phfl.com> > wrote: > >> Dear Team, >> >> Kindly process 0.3 & 0.5 Challan in below case. >> >> >> Customer Name >> DILIP POPAT GAIKWAD >> >> Lan No >> NHL/NSK/0826/5207200 >> >> Loan Amount 525000 >> >> >> LOAN AMOUNT 525000 >> 0.30% 1575 >> 0.50% 2625 >> FEES 1500 >> DHC 300 >> TOTAL 6,000 >> >> >> *Sanction Letter attached >> *Customer Aadhar Card / co applicant attached >> *Customer pan Card / co applicant attached >> *Index II Copy OTC. >> *Form A2 or Soft copy of photograph attached >> *Payment details attached >> >> >> SRO No >> >> Thanks & Regards, >> >> *Piyush S Aher* >> >> Branch Operation Executive >> >> Nashik Branch >> >> Direct: +91-253-2311672 <+91%20253%20231%201672> >> >> Toll Free: 1800 120 8800 >> >> Website-www.pnbhousing.com >> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo5NjhjYzQ0Mjk5YWExZTk5YmQyZjE1ZjU1MGNiNjMyNzo3OjE1NGU6ZTE0MTU5NTcwNTNiMTExNGVmOWUzMTI5OGNmYzI5NzU3MWQyNDQzM2U5OGMyYzY3YzU1ZjA1MzE2NDMyYTBmZTpoOkY6Rg> >> >> *PHFL Home Loans and Services Limited* >> >> >> >> ----- Forwarded Message ----- >> ------------------------------ >> From: Pravin Dangal (pravin.dangal@phfl.com) >> Date: 01-09-2026 10:50 am >> To: Piyush Santosh Aher (piyush.aher@phfl.com) >> Subject: Gaikwad NOI DOCUMENT >> >> >>
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL The NOI teamTYPED IN GMAIL
15 Sep, 12:32 · 32d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 12 Sept 2026 at 10:51, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
DEAR TEAM, PFA DOWNLOADED COPY OF EFILING *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 11 Sept 2026 at 18:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team > > we will process the NOI for the same. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 11 Sept 2026 at 17:46, Piyush Santosh Aher <piyush.aher@phfl.com> > wrote: > >> Dear Team, >> >> PFA Index II >> >> Thanks & Regards, >> >> *Piyush S Aher* >> >> Branch Operation Executive >> >> Nashik Branch >> >> Direct: +91-253-2311672 <+91%20253%20231%201672> >> >> Toll Free: 1800 120 8800 >> >> Website-www.pnbhousing.com >> >> *PHFL Home Loans and Services Limited* >> >> >> >> ----- Original Message ----- >> ------------------------------ >> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >> Date: 01-09-2026 01:17 pm >> To: Piyush Santosh Aher (piyush.aher@phfl.com) >> Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch ( >> nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) >> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : >> NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD >> >> >> Secured by Check Point >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. For NOI filing, We need an index 2 copy.. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher <piyush.aher@phfl.com> >> wrote: >> >>> Dear Team, >>> >>> Kindly process 0.3 & 0.5 Challan in below case. >>> >>> >>> Customer Name >>> DILIP POPAT GAIKWAD >>> >>> Lan No >>> NHL/NSK/0826/5207200 >>> >>> Loan Amount 525000 >>> >>> >>> LOAN AMOUNT 525000 >>> 0.30% 1575 >>> 0.50% 2625 >>> FEES 1500 >>> DHC 300 >>> TOTAL 6,000 >>> >>> >>> *Sanction Letter attached >>> *Customer Aadhar Card / co applicant attached >>> *Customer pan Card / co applicant attached >>> *Index II Copy OTC. >>> *Form A2 or Soft copy of photograph attached >>> *Payment details attached >>> >>> >>> SRO No >>> >>> Thanks & Regards, >>> >>> *Piyush S Aher* >>> >>> Branch Operation Executive >>> >>> Nashik Branch >>> >>> Direct: +91-253-2311672 <+91%20253%20231%201672> >>> >>> Toll Free: 1800 120 8800 >>> >>> Website-www.pnbhousing.com >>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo5NjhjYzQ0Mjk5YWExZTk5YmQyZjE1ZjU1MGNiNjMyNzo3OjE1NGU6ZTE0MTU5NTcwNTNiMTExNGVmOWUzMTI5OGNmYzI5NzU3MWQyNDQzM2U5OGMyYzY3YzU1ZjA1MzE2NDMyYTBmZTpoOkY6Rg> >>> >>> *PHFL Home Loans and Services Limited* >>> >>> >>> >>> ----- Forwarded Message ----- >>> ------------------------------ >>> From: Pravin Dangal (pravin.dangal@phfl.com) >>> Date: 01-09-2026 10:50 am >>> To: Piyush Santosh Aher (piyush.aher@phfl.com) >>> Subject: Gaikwad NOI DOCUMENT >>> >>> >>>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
OL The NOI teamTYPED IN GMAIL
15 Sep, 12:32 · 32d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 12 Sept 2026 at 10:51, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
DEAR TEAM, PFA DOWNLOADED COPY OF EFILING *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 11 Sept 2026 at 18:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team > > we will process the NOI for the same. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 11 Sept 2026 at 17:46, Piyush Santosh Aher <piyush.aher@phfl.com> > wrote: > >> Dear Team, >> >> PFA Index II >> >> Thanks & Regards, >> >> *Piyush S Aher* >> >> Branch Operation Executive >> >> Nashik Branch >> >> Direct: +91-253-2311672 <+91%20253%20231%201672> >> >> Toll Free: 1800 120 8800 >> >> Website-www.pnbhousing.com >> >> *PHFL Home Loans and Services Limited* >> >> >> >> ----- Original Message ----- >> ------------------------------ >> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >> Date: 01-09-2026 01:17 pm >> To: Piyush Santosh Aher (piyush.aher@phfl.com) >> Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch ( >> nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) >> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : >> NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD >> >> >> Secured by Check Point >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. For NOI filing, We need an index 2 copy.. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher <piyush.aher@phfl.com> >> wrote: >> >>> Dear Team, >>> >>> Kindly process 0.3 & 0.5 Challan in below case. >>> >>> >>> Customer Name >>> DILIP POPAT GAIKWAD >>> >>> Lan No >>> NHL/NSK/0826/5207200 >>> >>> Loan Amount 525000 >>> >>> >>> LOAN AMOUNT 525000 >>> 0.30% 1575 >>> 0.50% 2625 >>> FEES 1500 >>> DHC 300 >>> TOTAL 6,000 >>> >>> >>> *Sanction Letter attached >>> *Customer Aadhar Card / co applicant attached >>> *Customer pan Card / co applicant attached >>> *Index II Copy OTC. >>> *Form A2 or Soft copy of photograph attached >>> *Payment details attached >>> >>> >>> SRO No >>> >>> Thanks & Regards, >>> >>> *Piyush S Aher* >>> >>> Branch Operation Executive >>> >>> Nashik Branch >>> >>> Direct: +91-253-2311672 <+91%20253%20231%201672> >>> >>> Toll Free: 1800 120 8800 >>> >>> Website-www.pnbhousing.com >>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo5NjhjYzQ0Mjk5YWExZTk5YmQyZjE1ZjU1MGNiNjMyNzo3OjE1NGU6ZTE0MTU5NTcwNTNiMTExNGVmOWUzMTI5OGNmYzI5NzU3MWQyNDQzM2U5OGMyYzY3YzU1ZjA1MzE2NDMyYTBmZTpoOkY6Rg> >>> >>> *PHFL Home Loans and Services Limited* >>> >>> >>> >>> ----- Forwarded Message ----- >>> ------------------------------ >>> From: Pravin Dangal (pravin.dangal@phfl.com) >>> Date: 01-09-2026 10:50 am >>> To: Piyush Santosh Aher (piyush.aher@phfl.com) >>> Subject: Gaikwad NOI DOCUMENT >>> >>> >>>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
OL The NOI teamTYPED IN GMAIL
15 Sep, 12:33 · 32d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Sat, 12 Sept 2026 at 10:51, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
DEAR TEAM, PFA DOWNLOADED COPY OF EFILING *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 11 Sept 2026 at 18:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team > > we will process the NOI for the same. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 11 Sept 2026 at 17:46, Piyush Santosh Aher <piyush.aher@phfl.com> > wrote: > >> Dear Team, >> >> PFA Index II >> >> Thanks & Regards, >> >> *Piyush S Aher* >> >> Branch Operation Executive >> >> Nashik Branch >> >> Direct: +91-253-2311672 <+91%20253%20231%201672> >> >> Toll Free: 1800 120 8800 >> >> Website-www.pnbhousing.com >> >> *PHFL Home Loans and Services Limited* >> >> >> >> ----- Original Message ----- >> ------------------------------ >> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >> Date: 01-09-2026 01:17 pm >> To: Piyush Santosh Aher (piyush.aher@phfl.com) >> Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch ( >> nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) >> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : >> NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD >> >> >> Secured by Check Point >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. For NOI filing, We need an index 2 copy.. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher <piyush.aher@phfl.com> >> wrote: >> >>> Dear Team, >>> >>> Kindly process 0.3 & 0.5 Challan in below case. >>> >>> >>> Customer Name >>> DILIP POPAT GAIKWAD >>> >>> Lan No >>> NHL/NSK/0826/5207200 >>> >>> Loan Amount 525000 >>> >>> >>> LOAN AMOUNT 525000 >>> 0.30% 1575 >>> 0.50% 2625 >>> FEES 1500 >>> DHC 300 >>> TOTAL 6,000 >>> >>> >>> *Sanction Letter attached >>> *Customer Aadhar Card / co applicant attached >>> *Customer pan Card / co applicant attached >>> *Index II Copy OTC. >>> *Form A2 or Soft copy of photograph attached >>> *Payment details attached >>> >>> >>> SRO No >>> >>> Thanks & Regards, >>> >>> *Piyush S Aher* >>> >>> Branch Operation Executive >>> >>> Nashik Branch >>> >>> Direct: +91-253-2311672 <+91%20253%20231%201672> >>> >>> Toll Free: 1800 120 8800 >>> >>> Website-www.pnbhousing.com >>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo5NjhjYzQ0Mjk5YWExZTk5YmQyZjE1ZjU1MGNiNjMyNzo3OjE1NGU6ZTE0MTU5NTcwNTNiMTExNGVmOWUzMTI5OGNmYzI5NzU3MWQyNDQzM2U5OGMyYzY3YzU1ZjA1MzE2NDMyYTBmZTpoOkY6Rg> >>> >>> *PHFL Home Loans and Services Limited* >>> >>> >>> >>> ----- Forwarded Message ----- >>> ------------------------------ >>> From: Pravin Dangal (pravin.dangal@phfl.com) >>> Date: 01-09-2026 10:50 am >>> To: Piyush Santosh Aher (piyush.aher@phfl.com) >>> Subject: Gaikwad NOI DOCUMENT >>> >>> >>>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
OL The NOI teamTYPED IN GMAIL
15 Sep, 12:33 · 32d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Sat, 12 Sept 2026 at 10:51, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
DEAR TEAM, PFA DOWNLOADED COPY OF EFILING *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 11 Sept 2026 at 18:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team > > we will process the NOI for the same. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 11 Sept 2026 at 17:46, Piyush Santosh Aher <piyush.aher@phfl.com> > wrote: > >> Dear Team, >> >> PFA Index II >> >> Thanks & Regards, >> >> *Piyush S Aher* >> >> Branch Operation Executive >> >> Nashik Branch >> >> Direct: +91-253-2311672 <+91%20253%20231%201672> >> >> Toll Free: 1800 120 8800 >> >> Website-www.pnbhousing.com >> >> *PHFL Home Loans and Services Limited* >> >> >> >> ----- Original Message ----- >> ------------------------------ >> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >> Date: 01-09-2026 01:17 pm >> To: Piyush Santosh Aher (piyush.aher@phfl.com) >> Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch ( >> nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) >> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : >> NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD >> >> >> Secured by Check Point >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. For NOI filing, We need an index 2 copy.. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Tue, 1 Sept 2026 at 13:14, Piyush Santosh Aher <piyush.aher@phfl.com> >> wrote: >> >>> Dear Team, >>> >>> Kindly process 0.3 & 0.5 Challan in below case. >>> >>> >>> Customer Name >>> DILIP POPAT GAIKWAD >>> >>> Lan No >>> NHL/NSK/0826/5207200 >>> >>> Loan Amount 525000 >>> >>> >>> LOAN AMOUNT 525000 >>> 0.30% 1575 >>> 0.50% 2625 >>> FEES 1500 >>> DHC 300 >>> TOTAL 6,000 >>> >>> >>> *Sanction Letter attached >>> *Customer Aadhar Card / co applicant attached >>> *Customer pan Card / co applicant attached >>> *Index II Copy OTC. >>> *Form A2 or Soft copy of photograph attached >>> *Payment details attached >>> >>> >>> SRO No >>> >>> Thanks & Regards, >>> >>> *Piyush S Aher* >>> >>> Branch Operation Executive >>> >>> Nashik Branch >>> >>> Direct: +91-253-2311672 <+91%20253%20231%201672> >>> >>> Toll Free: 1800 120 8800 >>> >>> Website-www.pnbhousing.com >>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo5NjhjYzQ0Mjk5YWExZTk5YmQyZjE1ZjU1MGNiNjMyNzo3OjE1NGU6ZTE0MTU5NTcwNTNiMTExNGVmOWUzMTI5OGNmYzI5NzU3MWQyNDQzM2U5OGMyYzY3YzU1ZjA1MzE2NDMyYTBmZTpoOkY6Rg> >>> >>> *PHFL Home Loans and Services Limited* >>> >>> >>> >>> ----- Forwarded Message ----- >>> ------------------------------ >>> From: Pravin Dangal (pravin.dangal@phfl.com) >>> Date: 01-09-2026 10:50 am >>> To: Piyush Santosh Aher (piyush.aher@phfl.com) >>> Subject: Gaikwad NOI DOCUMENT >>> >>> >>>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter Sanction letter - 2026-09-01T122334.065.pdf
filed 46d ago
Selfie / photo 20260901_130257.jpg
filed 46d ago
Selfie / photo 20260901_130301.jpg
filed 46d ago
PAN card IMG-20260825-WA0010.jpg
filed 46d ago
PAN card IMG-20260825-WA0019.jpg
filed 46d ago
Payment screenshot tempFileForShare_20260901-104901.jpg
filed 46d ago
Other image002.jpg
filed 46d ago
Other image001.jpg
filed 46d ago
Index IIthe branch sent this — an input Index II (42).pdf
filed 36d ago
E-filing copy (token) eFilingDoc9991209260019.pdf
filed 35d ago
Index IIthe registered copy we filed IndexII9990809260698.pdf
filed 32d ago
Index IIthe registered copy we filed DILIP POPAT GAIKWAD Index-II.pdf
filed 32d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹6,030
Where it stands
waiting for the credit
Screenshot claims
₹6,000 100718526580
Screenshot ₹6,000 — ₹30 under our ask, not below the real calculation ₹6,000. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-01 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹1,580₹2,630₹320 ₹1,500₹6,030
By law ₹6,020. We ask ₹6,030 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

26 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Building (person 1), Floor (person 1) …
14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1), Village / city (person 1), E-mail (person 2) …
✓ EzDocs checked every box against the document’s own words 32d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (DILIP POPAT GAIKWAD Index-II.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
empty
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) Corporation: नाशिक म.न.पा. Other details: Building Name:ROW BUNGLOW NO 01,SHREE VAISHANVI ROW BUNGLOW, Flat No:R BUN NO 1, Road:NASHIK, Block Sector:, Landmark:NEAR KHANDERAO TEMPLE ( GAT NUMBER: 2460 ; Plot Number: 18 ; )
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter - 2026-09-01T122334.065.pdf
as printed
ROW BUNGLOW NO 01, SHREE VAISHANVI ROW BUNGLOW, PLOT NO 18, S NO 2460, OJHAR TOWNSHIP, MAUJE NIPHAD, NEAR KHANDERAO TEMPLE, NASHIK, ., MAHARASHTRA, INDIA, 422206
PIN
422206
the Index II
Index II (42).pdf
the property
1) paalikeche naava:naashika itara varnana:, itara maahitih, itara maahitih mauje ojhara taaunashipa taa niphaada ji naashika yethila nagaraparishada hadditila va shivaaraatila nivaasi binasheti gata nan. 2460 yaansi plota nan. 18 yaansi kshetraphala 185.00 chau.mi yaansi aakaara ru. 15.00 paise yaavara baandhanyaata aalelyaa shri vaishnavi ro bangalo yaamadhila ro bangalo kra. 01 karitaa che ploteda kshetraphala 92.50 chau.mi tasecha yaavarila tala majalaa pahilaa majalaa teresa baalkani porcha paarkinga eriyaasaha chatai kaarpeta kshetraphala 109.23 chau.mi ((GAT NUMBER: 2460/plota na./18;))
THE CHALLAN, as it will be typed
Flat/Survey Number
R BUN NO 1 ROW BUNGLOW NO 01 SHREE VAISHNAVI ROW BUNGLOW GAT NO 2460 PLOT NO 18
Locality/Road
NEAR KHANDERAO TEMPLE
Area/City
OZAR TOWNSHIP
check or correct a box, the papers beside it →
the Index II also prints: /18, 00, 1, 109, 15, 185, 23, 2460/PLOTA, AAKAARA, AALELYAA, BAALKANI, BAANDHANYAATA, BANGALO, BINASHETI, CHATAI, CHAU, CHE, ERIYAASAHA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorDILIP POPAT GAIKWADAMUPG4191Q
co_mortgagorPALLAVI DILIP GAIKWADBCMPG4351F
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasepiyush.aher@phfl.com 46d ago
What EzDocs read from each document — check anything marked in red
Sanction letter Sanction letter - 2026-09-01T122334.065.pdf needs your check
lan
NHL/NSK/0826/5207200
legible
True
loan type
Non Housing Loan
confidence
1
loan amount
500000
interest rate
9.75
sanction date
27-Aug-2026
letter version
4
applicant names
DILIP POPAT GAIKWAD, PALLAVI DILIP GAIKWAD
applicant mobile
7775820607
property address
pin: 422206; state: MAHARASHTRA; taluka: Mauje Niphad; district: Nashik; landmark: Near Khanderao Temple; Address: Row Bunglow No 01, Shree Vaishanvi Row Bunglow, Plot No 18, S No 2460, Ojhar Township, Mauje Niphad,
insurance premium
25000
includes insurance
True
total with insurance
525000
security address verbatim
Row Bunglow No 01, Shree Vaishanvi Row Bunglow, Plot No 18, S No 2460, Ojhar Township, Mauje Niphad, Near Khanderao Temple, Nashik, ., MAHARASHTRA, India, 422206
raw reading (for Abhijit)
{'lan': 'NHL/NSK/0826/5207200', 'legible': True, 'loan_type': 'Non Housing Loan', 'confidence': 1, 'loan_amount': 500000, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '27-Aug-2026', 'letter_version': '4', 'applicant_names': ['DILIP POPAT GAIKWAD', 'PALLAVI DILIP GAIKWAD'], 'applicant_mobile': '7775820607', 'property_address': {'pin': '422206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Mauje Niphad', 'flat_no': None, 'district': 'Nashik', 'floor_no': None, 'landmark': 'Near Khanderao Temple', 'full_address': 'Row Bunglow No 01, Shree Vaishanvi Row Bunglow, Plot No 18, S No 2460, Ojhar Township, Mauje Niphad, Near Khanderao Temple, Nashik, ., MAHARASHTRA, India, 422206', 'village_city': 'Ojhar Township', 'building_name': 'Row Bunglow No 01, Shree Vaishanvi Row Bunglow, Plot No 18', 'survey_or_cts_no': 'S No 2460'}, 'insurance_premium': 25000, 'includes_insurance': True, 'total_with_insurance': 525000, 'security_address_verbatim': 'Row Bunglow No 01, Shree Vaishanvi Row Bunglow, Plot No 18, S No 2460, Ojhar Township, Mauje Niphad, Near Khanderao Temple, Nashik, ., MAHARASHTRA, India, 422206'}
PAN card IMG-20260825-WA0010.jpg needs your check
dob
1982-05-06
pan
AMUPG4191Q
name
DILIP POPAT GAIKWAD
legible
True
raw reading (for Abhijit)
{'dob': '1982-05-06', 'pan': 'AMUPG4191Q', 'name': 'DILIP POPAT GAIKWAD', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
PAN card IMG-20260825-WA0019.jpg needs your check
dob
1991-08-31
pan
BCMPG4351F
name
PALLAVI DILIP GAIKWAD
legible
True
raw reading (for Abhijit)
{'dob': '1991-08-31', 'pan': 'BCMPG4351F', 'name': 'PALLAVI DILIP GAIKWAD', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot tempFileForShare_20260901-104901.jpg needs your check
utr
100718526580
date
2026-09-01
amount
6000.0
method
UPI
payee upi
Vyapar.169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
DILIP POPAT GAIKWAD
raw reading (for Abhijit)
{'utr': '100718526580', 'date': '2026-09-01', 'amount': 6000.0, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'DILIP POPAT GAIKWAD', 'debit_notification_text': None}
Index II Index II (42).pdf needs your check
kind
index2_input
extracted
doc_no: 2679/2024; village: ओझर टाउनशिप; doc_kind: सूची क्र.2; doc_year: 2024; sro_name: सह दु.नि. निफाड 2; area_text: 1) 0.9250 आर.चौ. मीटर; mortgagee: दिलीप पोपट गायकवाड; filing_fee: 30000; mortgagors: ['श्री वैष्णवी ब
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '2679/2024', 'village': 'ओझर टाउनशिप', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'सह दु.नि. निफाड 2', 'area_text': '1) 0.9250 आर.चौ. मीटर', 'mortgagee': 'दिलीप पोपट गायकवाड', 'filing_fee': 30000, 'mortgagors': ['श्री वैष्णवी बिल्डर्स अन्ड डेव्हलपर्स भागीदारी फर्म तर्फे भागीदार श्री. सुमित किसन गांगुर्डे', 'श्री वैष्णवी बिल्डर्स अन्ड डेव्हलपर्स भागीदारी फर्म तर्फे भागीदार छोटुकुमार एन. चव्हाण', 'श्री वैष्णवी बिल्डर्स अन्ड डेव्हलपर्स भागीदारी फर्म तर्फे भागीदार ज्ञानेश्वर विष्णु वच्छाव'], 'stamp_duty': 193800, 'filing_date': '2024-07-25', 'loan_amount': 3000000, 'property_text': '1) पालिकेचे नाव:नाशिक इतर वर्णन:, इतर माहितीः, इतर माहितीः मौजे ओझर टाउनशिप ता निफाड जि नाशिक येथील नगरपरिषद हद्दीतील व शिवारातील निवासी बिनशेती गट नं. 2460 यांसी प्लॉट नं. 18 यांसी क्षेत्रफळ 185.00 चौ.मि यांसी आकार रू. 15.00 पैसे यावर बांधण्यात आलेल्या श्री वैष्णवी रो बंगलो यामधील रो बंगलो क्र. 01 करीता चे प्लॉटेड क्षेत्रफळ 92.50 चौ.मि तसेच यावरील तळ मजला पहिला मजला टेरेस बाल्कनी पोर्च पार्कींग एरीयासह चटई कार्पेट क्षेत्रफळ 109.23 चौ.मि ( (GAT NUMBER: 2460/प्लोट न./18;))', 'survey_numbers': ['2460', '18']}}
Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot tempFileForShare_20260901-104901.jpg needs your check
payments inside
bank: STATE BANK OF INDIA; kind: payment_screenshot; payments: [{'utr': '100718526580', 'date': '2026-09-01', 'page': 1, 'time': '10:45', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 6000.0, 'direction': 'debit',
raw reading (for Abhijit)
{'payments_inside': {'bank': 'STATE BANK OF INDIA', 'kind': 'payment_screenshot', 'payments': [{'utr': '100718526580', 'date': '2026-09-01', 'page': 1, 'time': '10:45', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 6000.0, 'direction': 'debit', 'narration': 'Vyapar.169705262080@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0686', 'account_holder': 'DILIP POPAT GAIKWAD'}}
Technical record (for Abhijit — safe to ignore)
21d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
21d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
27d agoEzDocshidden_payment_scan{'file': 'tempFileForShare_20260901-104901.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'c4a20d23-55cb-40d6-9414-b33ebdf9ce80', 'fetched': True}
27d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'tempFileForShare_20
27d agoEzDocsscreenshot_claim_recorded{'utr': '100718526580', 'date': '2026-09-01', 'parts': 1, 'amount': 6000.0, 'claimed_total': 6000.0}
27d agoEzDocshidden_payment_scan{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '25527899-18ef-4c4e-bd85-520d3d95904f', 'fetched': True}
27d agoEzDocshidden_payment_scan{'file': 'image001.jpg', 'kind': 'other', 'found': 0, 'doc_id': '77fd8174-928b-4a26-b1bf-f45c1e203904', 'fetched': True}
32d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['Index II (42).pdf', 'IndexII9990809260698.pdf', 'DILIP POPAT GAIKWAD Index-II.pdf', 'Sanction letter - 2026-09-01T122334.065.pdf', 'IMG-20260825-WA0010.jpg', 'IMG-20260825
32d agoEzDocsaddress_compared{'sig': '4d251edc03206911', 'why': 'after gather', 'people': [{'home': '', 'person': 'DILIP POPAT GAIKWAD', 'against': [], 'home_src': '', 'party_id': 'd8823754-5101-46ad-97be-f9adb1c3b922'}, {'home': '', 'person': 'PALL
32d agoEzDocschallan_boxes_composed{'fp': '7d84bdc9ab89771c', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'R BUN NO 1 ROW BUNGLOW NO 01 SHREE VAISHNAVI
32d agoEzDocsbox_disagreement{'box': 'property.Title deed number', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '993/2026 SRO Joint S.R.Malegaon 2
32d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'trigger': 'after the Index II takeover'}
32d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DILIP POPAT GAIKWAD Index-II.pdf', 'changed': {'road': {'was': None, 'in
32d agoEzDocsdesk_documents_backfill{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': None, 'subject': 'Re: Re[2]: Process 0.3 & 0
32d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
32d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
32d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DILIP POPAT GAIKW
32d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999080926069
32d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
33d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
35d agoEzDocsdesk_documents_backfill{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
35d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999120926
36d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 48.1, 'workers': 3}
36d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index II (42).pdf', 'changed': {'pin': {'was': '422206', 'index2': None},
36d agoEzDocsproperty_english_extracted{'note': '', 'village': 'Ozar Township', 'building': 'Shri Vaishnavi Row Bungalow', 'specific_unit_found': True}
36d agoEzDocsindex2_input_received{'file': 'Index II (42).pdf'}
36d agoEzDocsdocument_received{'file': 'Index II (42).pdf', 'doc_type': 'index2', 'confidence': 1.0}
42d agoEzDocsquoted_history_checked{}
43d agoEzDocsextra_challan_scanned{'found': 0}
44d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NSK/0826/5207

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹6,000 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: The work is done — our fee of ₹6,030 is still not in our account. Chase the branch for it.
26 Sep1 thing
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:10
20 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
07:06
The branch's payment screenshot was read
07:06
15 Sep9 things — 2 documents received · 2 letters written · 5 steps
The challan's address boxes were written from the papers
12:43
EzDocs took 6 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
12:40
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:40
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:35
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:34
Received: Index II
DILIP POPAT GAIKWAD Index-II.pdf
12:34
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:32
Received: Index II
IndexII9990809260698.pdf
12:32
EzDocs read the whole trail as one conversation — where the case stands is on the page
03:34
14 Sep1 thing — 1 step
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:31
12 Sep3 things — 1 document received · 1 letter written · 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:35
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:35
Received: E-filing copy
eFilingDoc9991209260019.pdf
14:35
11 Sep3 things — 1 document received · 2 steps
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:46
Index II (title document) received from the branch
17:46
Received: Index II
Index II (42).pdf
17:46
3 Sep2 things — 2 steps
An old draft withdrew itself — its asks were already answered
22:37
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
22:37
1 Sep15 things — 8 documents received · 2 letters written · 5 steps
Wrote the document chase mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0826/5207200 Applicant Name : DILIP POPAT GAIKWAD
13:15
No fee quote sent — the branch's own figures were right
13:15
Received: other
image001.jpg
13:15
Received: other
image002.jpg
13:15
Payment proof arrived before the case was quoted — held
13:15
Received: Payment screenshot
tempFileForShare_20260901-104901.jpg
13:15
Co-applicant added
13:15
Received: PAN card
IMG-20260825-WA0019.jpg
13:15
Received: PAN card
IMG-20260825-WA0010.jpg
13:15
Received: Selfie
20260901_130301.jpg
13:15
Received: Selfie
20260901_130257.jpg
13:14
Property address read from the sanction letter
13:14
Received: Sanction letter
Sanction letter - 2026-09-01T122334.065.pdf
13:14
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:14
Case opened from the branch's mail
13:14
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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