⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Jyoti Dattatraya Sulke
LAN 77000350131Loan ₹22,78,198NOIMails & papers 10 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
18 Sep, 11:42
Documents
Payment
Challan
done 18 Sep, 12:38 · GRAS ↗
Filing
took 19d 1h · IGR e-filing ↗
E-filing copy
done 7 Oct, 14:20
Index II
took 22h 15m
doneIndex II shared · the trail says: The branch has provided all necessary documents and the challan has been generated and shared. The team is now processing the NOI filing.whole case so far 25d 12h
Needs your eyes1
GPay ₹20,276 announced at 06:04 has not settled into the PNB account (due 10:04). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990710260213.pdf
7 Oct24 things — 2 documents received · 1 letter written · 21 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990710260213.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
pages trimmed480
pages trimmed480
property self check
property from index2
index2 people checked
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
index 2 (7).pdf
1 Oct13 things — 13 steps
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
roles from letter
Co-applicant added
party not merged
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
roles from letter
Co-applicant added
card mobile not taken
kyc address read
roles from letter
kyc address read
24 Sep1 thing — 1 step
template name checked
18 Sep94 things — 11 documents received · 4 letters written · 1 money step · 1 caution · 77 steps
gpay not settled yet
half read mail reread
boxes gathered
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
boxes gathered
documents read together
half read mail reread
boxes gathered
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
JYOTI DATTATRAYA SULKE EchallanMH010411506202627E.pdf
documents read together
half read mail reread
boxes gathered
documents read together
A note to Abhijit was written from this case's page — by Nikhil
A note to Abhijit was written from this case's page — by Nikhil
A note to Abhijit was written from this case's page — by Nikhil
copilot check ok — by copilot
copilot pick — by copilot
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
boxes gathered
documents read together
half read mail reread
boxes gathered
documents read together
boxes gathered
documents read together
boxes gathered
box disagreement
property self check
kyc address missing
documents read together
boxes gathered
documents read together
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
box disagreement
box disagreement
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-01944
An old draft withdrew itself — its asks were already answered
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
insurance twin detected
Co-applicant added
kyc address read
PAN found inside the KYC file — no need to ask for it
Received: Sanction letter
Insurance Sanction letter.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
kyc.pdf
Document could not be read — a clear copy was asked for
this is a photo taken by someone else, not a live selfie
Property checked by the engine — read from the report, every box that names the flat is there
Received: Selfie
jyoti.pdf
Property checked by the engine — read from the report, every box that names the flat is there
applicant email captured
Received: Selfie — not usable
padma.pdf — this is a photo taken by someone else, not a live selfie
Nothing new to ask for — stayed quiet
stuck after payment healed
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-01944
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Property read from the legal / technical report (the sanction letter had none)
Selfie checked — a live one
A real selfie — usable for the e-filing.
Property read from the legal / technical report (the sanction letter had none)
mortgage date read
The payment proof already on the case was applied
Received: Selfie
pradip.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
Received: Sanction letter
Sanction Letter.pdf
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: MOTD
modt (2).pdf
Received: LSR
Legal.pdf
Received: Technical report
Technical.pdf
Received: Payment screenshot
receipt (1).pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
14 of 14 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓LSR (search report)open
✓MOTDopen
✓Sanction letteropen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 14 files
The whole file has not been read yet14 papers on file
Moneyall of it is in
₹20,290.10
Reached our account 18 Sep 11:34:00.
How we know
Our own bank told us — 18 Sep 11:34
₹20,276 · from GPAY-BIZ
“₹20,276 received from JYOTI S at 11:34 am”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%6,840
Registration fee 0.5%11,400
Government handling350
Our service fee1,700
Total we ask for20,290.10
By law ₹20,275.58. We ask ₹20,290 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Shop 2, ROW BUNGALOW UNIT NO.2, GAT, 344/3, Uchgaon, 416005
read from the Index II · e-filing boxes 55 of 70 ready
Check the property →the boxes beside the paper
People
Pradip Appasaheb Sawant · co-applicantCRRPS1249FPADMA APPASAHEB SAVANT · co-applicantPPEPS9994RJyoti Dattatraya Sulke · applicantELQPS0975F
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