⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
BHORE PRATIK SHIVRAJ
Mails & papers 7 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
12 Sep, 14:52
Documents
Payment
Challan
done 28 Sep, 10:00 · GRAS ↗
Filing
took 9d 2h · IGR e-filing ↗
E-filing copy
done 7 Oct, 12:25
Index II
took 1d 2h
doneIndex II shared · the trail says: The NOI team has received the initial loan documents and has generated and shared the e-challan for the NOI filing. The team is now waiting for the branch to…whole case so far 31d 18h
Needs your eyes1
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990610260480.pdf
7 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990610260480.pdf
5 Oct16 things — 2 documents received · 14 steps
The branch's title document is on the case — the filing is the NOI team's move
index2 docno read
file note490
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
index2 property differs
money settled — by ezdocs:reader
documents read together
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
Received: Sanction letter
SKM_226i26100200460.pdf
Received: other
image001.png
3 Oct4 things — 1 letter written · 3 steps
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01739 | HOU/PM/0826/5204712
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
28 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01739 | HOU/PM/0826/5204712
25 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01739 | HOU/PM/0826/5204712
24 Sep1 thing — 1 step
Checked: this challan is not another case's
22 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01739 | HOU/PM/0826/5204712
19 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01739 | HOU/PM/0826/5204712
16 Sep3 things — 1 letter written · 2 steps
boxes gathered
challan boxes composed
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01739 | HOU/PM/0826/5204712
15 Sep2 things — 2 steps
Challan re-read against the case — matches exactly
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01739 | HOU/PM/0826/5204712
kyc address read
kyc address read
13 Sep1 thing — 1 step
property self check
12 Sep41 things — 10 documents received · 4 letters written · 1 money step · 4 cautions · 22 steps
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
BHORE PRATIK SHIVRAJ EchallanMH010144860202627E.pdf
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
The read-again did not go through — press again; if it repeats, tell Abhijit — by Abhijit
Read again pressed — the engine is reading the file, every page — by Abhijit
Property boxes re-read into English from the document text
The property was checked box by box against the document and VERIFIED — by KUNAL
quoted history checked
extra challan scanned
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Kindly initiate NOI challan in case of :- bhore pratik shivraj...HOU/PM/0826/5204712
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-01739
acknowledged with advice
The payment proof already on the case was applied
documents read together
Document could not be read — a clear copy was asked for
this is not a live selfie (applicant is not holding the phone)
Document could not be read — a clear copy was asked for
applicant is not holding the phone
Property address read from the sanction letter
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: other
image001.png
Received: Payment screenshot
PHOTO-2026-09-12-14-12-33.jpg
Received: Selfie — not usable
PHOTO-2026-09-12-14-30-26.jpg — applicant is not holding the phone
Received: Selfie — not usable
PHOTO-2026-09-12-14-30-26.jpg — this is not a live selfie (applicant is not holding the phone)
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Co-applicant added
Received: Sanction letter
sanction letter.pdf
Received: Aadhaar
coapp adhar.pdf
Received: PAN card
app pan.pdf
Received: PAN card
coapp pan.pdf
Received: Aadhaar
app adhar.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
8 of 10 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
Selfie / photo (CANNOT BE READ — clear copy asked — applicant is not holding the phone)open
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by ops:KUNAL
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it11 open
Processed the Notice of Intimation for BHORE PRATIK SHIVRAJ. The property details were derived from the sanction letter as per bank rule, and matched with the registered Index II (HVL12-28466-2026) which confirms ownership and property details within Haveli Taluka, Pune.
○the photo — the branch
✗the photo could not be read (PHOTO-2026-09-12-14-30-26.jpg) — the branch — this is not a live selfie (applicant is not holding the phone)
✗the photo could not be read (PHOTO-2026-09-12-14-30-26.jpg) — the branch — applicant is not holding the phone
○Bhore Pratik Shivraj — home building — the branch
○Bhore Pratik Shivraj — home road — the branch
○DEVKANYA SHIVRAJ BHORE — mobile — the branch
○DEVKANYA SHIVRAJ BHORE — e-mail — the branch
○property — taluka — the branch
○property — area — the branch
○property — area unit — the branch
… and 1 more
the branch's last mail (2026-10-05): The branch has attached an Index II and asks the team to process the NOI.
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T11:17 UTC
Moneyall of it is in
₹22,830.78
Reached our account 12 Sep 14:10:01.
How we know
Our own bank told us — 12 Sep 14:10
₹22,900 · UTR 460156486108 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.22900.00 12-09-2026 14:10:01 by PRATIK S thru UPI . Aval Bal Rs.168428.35 CR. (UPI Ref ID:460156486108) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%7,880
Registration fee 0.5%13,130
Government handling320
Our service fee1,500
Total we ask for22,830.78
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertychecked by KUNAL
FLAT NO 202, A WING, 2ND FLOOR, SHIVSHAMBHO CORNER, SHIVSHAMBHO CORNER CHSL, SURVEY/CTS, SR NO 16, Sr no.16, HISSA N0 4/2, PUNE, 411046
read from the sanction letter · e-filing boxes 31 of 46 ready
Check the property →the boxes beside the paper
People
DEVKANYA SHIVRAJ BHORE · co-applicantEFNPB1345MBhore Pratik Shivraj · applicantLEZPS2697D
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