⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Jagannath Punju Patil
LAN HOU/NSK/0826/5197257Loan ₹11,92,000NOIWaiting for the Index IIMails & papers 3 1 new 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
yesterday 10:38
Documents
Payment
done yesterday 10:41
Challan
took 1h 13m · GRAS ↗
Filing
waiting 1d 11h · SANDEEP 2m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 1d 13h
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nashik
Taluka
Nashik
Village
Nashik
Number type
SURVEY
Number
67/1+2A
Building
Tulsi Mantra Apartment
Floor
3
Flat / shop no
Flat No 11
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. jagannath patil.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
Area is empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• person 1's mobile: the case's 9970729766 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
• 10 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, road, attr1_type, attr1_value
• Build Up Area not on file — read it off the Index II / sale deed
• person 1 (SURAJ JAGANNATH PATIL): the sanction letter's address is being read off its pages — press Fill again in a minute; the Aadhaar's is offered for reference (never the property's)
• person 2 (KALYANI JAGANNATH PATIL): the sanction letter's address is being read off its pages — press Fill again in a minute; the Aadhaar's is offered for reference (never the property's)
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
pan card name set aside — by copilot
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03391 | HOU/NSK/0826/5197257
Yesterday · 12 Oct53 things — 3 documents received · 3 letters written · 1 money step · 46 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
JAGNNATH PUNJU PATIL EchallanMH011792111202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
challan boxes not the papers words — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
box disagreement
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Co-applicant added
card mobile not taken
kyc address read
property self check
kyc address missing
Property read from the legal / technical report (the sanction letter had none)
The home address was read off the papers — by ezdocs:reader
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Process 0.3 & 0.5 Challan in case of JAGANNATH PUNJU PATIL "HOU/NSK/0826/5197257 "
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
boxes gathered
pages trimmed480
documents read together
The file seems to show a payment to us but no row could be read — open it
roles from letter
Co-applicant added
kyc address read
roles from letter
party name corrected from card
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
letter property is residence
Received: Sanction letter
jagannath patil.pdf
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 3 files
The file, as the engine remembers it22 open
The file contains a sanction letter from PNB Housing Finance Ltd for loan HOU/NSK/0826/5197257 for Rs. 11,92,000 (including Rs. 50,000 insurance) in the name of Jagannath Punju Patil. Property details are extracted directly from the sanction letter's security row. Index II, MOTD, and technical/legal
○the Index II — the branch
○SURAJ JAGANNATH PATIL — home building — the branch
○SURAJ JAGANNATH PATIL — home flat — the branch
○SURAJ JAGANNATH PATIL — home road — the branch
○SURAJ JAGANNATH PATIL — home PIN — the branch
○SURAJ JAGANNATH PATIL — home village / city — the branch
○Kalyani Jagannath Patil — PAN — the branch
○Kalyani Jagannath Patil — mobile — the branch
○Kalyani Jagannath Patil — e-mail — the branch
○property — district — the branch
… and 12 more
the branch's last mail (2026-10-12): The branch asks the team to process the challan for the given customer and loan details.
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T05:12 UTC
Moneyall of it is in
₹11,380.86
Reached our account 9 Oct 19:02:59.
How we know
Our own bank told us — 9 Oct 19:02
₹11,336 · UTR AXNGG28201446116 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.11336.00,09-10-2026 19:02:59 thru NEFT from AXNGG28201446116/GOOGLE INDIA DIGITAL . Aval Bal 151954.15 CR Helpline 18001800/18002021-PNB”
Matched by: equals the figure the branch wrote in its own mail · the payer is the applicant himself — his own fee
The working
Stamp duty 0.3%3,590
Registration fee 0.5%5,970
Government handling320
Our service fee1,500
Total we ask for11,380.86
By law ₹11,356. We ask ₹11,380 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
Flat No 11, 3, Tulsi Mantra Apartment, SURVEY, 67/1+2A, Nashik, 422101
read from the sanction letter · e-filing boxes 45 of 58 ready
Check the property →the boxes beside the paper
People
SURAJ JAGANNATH PATIL · co-applicantHVRPP6659FKalyani Jagannath Patil · co-applicantHFIPP9846BJagannath Punju Patil · co-applicantAOYPP3224M
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