⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03391

Jagannath Punju Patil

LAN HOU/NSK/0826/5197257 Challan paid · waiting on the branch Waiting for the Index II Send the draft 2 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Payment screenshot — money verified — inside jagannath patil.pdfopen

✓PAN card — inside jagannath patil.pdfopen

✓Aadhaar card — inside jagannath patil.pdfopen

✓Selfie / photo — inside jagannath patil.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (3)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹11,380.86CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹11,336 receivedthe figure the branch wrote

Stamp duty 0.3%3,590

Registration fee 0.5%5,970

Government handling320

Our service fee1,500.86

Total we ask for11,380.86

paid 9 Oct 19:02:59 · verified 12 Oct 10:41:53 · 2 d 15 h later

How we know

Our own bank told us — 9 Oct 19:02

₹11,336 · UTR AXNGG28201446116 · from JK-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.11336.00,09-10-2026 19:02:59 thru NEFT from AXNGG28201446116/GOOGLE INDIA DIGITAL . Aval Bal 151954.15 CR Helpline 18001800/18002021-PNB”

Matched by: equals the figure the branch wrote in its own mail · the payer is the applicant himself — his own fee

Paid the bank's own ₹11,336. ₹44.86 under our ask = our margin. Accepted as full.

By law ₹11,356. We ask ₹11,380 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹11,336 — accept as full (₹44.86 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 14 minour time · 12 Oct 11:53

Index II —not yet

the NOI team 1 d 21 htotal 1 d 21 h so far

Now with the NOI team — e-filing on IGR

since 12 Oct 11:53 — 1 d 19 h of working time

Day by day — every step and who held it

12 Oct 10:38Your branch's mail

12 Oct 10:38Payment landedat once

12 Oct 10:41Fee quoted+2 min · the NOI team

12 Oct 10:41Papers readat once

12 Oct 10:41Payment verified+1 min · the NOI team

12 Oct 10:41Ready for the challanat once

12 Oct 10:45Property read+4 min · the NOI team

12 Oct 11:53Challan made+1 h 07 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹11,92,000

Loan account no.

HOU/NSK/0826/5197257

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Nashik

Taluka

Nashik

Village

Nashik

Number type

SURVEY

Number

67/1+2A

Building

Tulsi Mantra Apartment

Floor

Flat / shop no

Flat No 11

Area

(empty)

Hadd

(empty)

Read from the sanction letter, not the Index II. jagannath patil.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

Area is empty — the portal will not take a blank. Fill it on the verification page first →

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• person 1's mobile: the case's 9970729766 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 10 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, road, attr1_type, attr1_value

• Build Up Area not on file — read it off the Index II / sale deed

• person 3's mobile: the whole-file reading took 9970729766 off a card — not typed

• check — EzDocs' the borrower's PAN was set aside: no PAN card on the file prints AOYPP3224M (the reading took it from sanction letter, PAN card) — ver

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011792111202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

Process 0.3 & 0.5 Challan in case of JAGANNATH PUNJU PATIL "HOU/NSK/0826/5197257 "

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantJagannath Punju Patil

LANHOU/NSK/0826/5197257

Loan AmtRs. 11,92,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 11,336.00 stands VERIFIED against the credit in our account on 12-Oct-2026 (UTR: AXNGG28201446116). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by the engine, not sent

Index II pending — NOI NOI-2026-03391 | HOU/NSK/0826/5197257

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/NSK/0826/5197257) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 0 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AK abhijeet.kale@phfl.com phfl.com
12 Oct, 10:38 · 1d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of JAGANNATH PUNJU PATIL "HOU/NSK/0826/5197257 "

📎 image001.jpg ↗📎 jagannath patil.pdf ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case

Customer nameJAGANNATH PUNJU PATIL

Loan account (LAN)HOU/NSK/0826/5197257

Loan amount₹11,92,000

Stamp duty 0.30%₹3,576

Registration fee 0.50%₹5,960

DHC₹300

Service / vendor fees₹1,500

Total₹11,336

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC.

Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942

🤖 read: asks for the challan; documents attached; note: Process 0.3 & 0.5 Challan — “Kindly process 0.3 & 0.5 Challan in below case”

OL The NOI teamTYPED IN GMAIL
12 Oct, 11:35 · 1d ago

Dear Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 12 Oct 2026 at 10:41, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:

Dear Team, Kindly process 0.3 & 0.5 Challan in below case

Customer Name  JAGANNATH PUNJU PATIL
Lan No  HOU/NSK/0826/5197257

Loan Amount  1192000

LOAN AMOUNT  1192000
0.30%  3576
0.50%  5960
FEES  1500
DHC  300
TOTAL  11,336

*Sanction Letter  attached
*Customer Aadhar Card / co applicant  attached
*Customer pan Card /  co applicant  attached
*Index II Copy  OTC.
*Form A2 or Soft copy of photograph  attached
*Payment details  attached

SRO No

Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile -  7798119942

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
12 Oct, 11:54 · 1d ago

📎 JAGNNATH PUNJU PATIL EchallanMH01179211120 ↗

Team,

PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 12 Oct 2026 at 11:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Mon, 12 Oct 2026 at 10:41, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:

Dear Team, Kindly process 0.3 & 0.5 Challan in below case

Customer Name  JAGANNATH PUNJU PATIL
Lan No  HOU/NSK/0826/5197257

Loan Amount  1192000

LOAN AMOUNT  1192000
0.30%  3576
0.50%  5960
FEES  1500
DHC  300
TOTAL  11,336

*Sanction Letter  attached
*Customer Aadhar Card / co applicant  attached
*Customer pan Card /  co applicant  attached
*Index II Copy  OTC.
*Form A2 or Soft copy of photograph  attached
*Payment details  attached

SRO No

Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile -  7798119942

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image001.jpg	filed	1d ago
Sanction letter+ Payment screenshot inside+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside	jagannath patil.pdf	filed	1d ago
Paid challan (GRAS)	JAGNNATH PUNJU PATIL EchallanMH011792111202627E.pdf	filed	1d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,380.86

Where it stands
VERIFIED — money received

Screenshot claims
—

Paid at
9 Oct 19:02:59

Verified on
12 Oct 10:41:53

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,590	₹5,970	₹320	₹1,500	₹11,380

By law ₹11,356. We ask ₹11,380 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

45 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area, Area unit (Sq.mt. / Sq.ft.) …

18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing) …

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

not verified yetsource: the sanction letter (jagannath patil.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No 11, 3rd Floor, Tulsi Mantra Apartment, S No 67/1+2A, Plot No 11, Near Madhav Park, Panchak, Rajrajshwari Managal Karyalay, Nashik, Pawarwadi Road, Nashik, MAHARASHTRA, India, 422101

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

jagannath patil.pdf

the address
{'PIN': '422101', 'AREA': NONE, 'FLAT': 'FLAT NO.11', 'ROAD': 'DAMODAR NAGAR, JAIL ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'TULSI MANTRA', 'DISTRICT': 'NASHIK', 'POST_OFFICE': 'NASHIK ROAD', 'VILLAGE_CITY': 'NASHIK'}

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 11 3RD FLOOR TULSI MANTRA APARTMENT SURVEY NO 67/1 2A PLOT NO 11

Locality/Road
PAWARWADI ROAD NEAR MADHAV PARK PANCHAK RAJRAJSHWARI MANAGAL KARYALAY

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	SURAJ JAGANNATH PATIL	HVRPP6659F	…7278
co_mortgagor	Kalyani Jagannath Patil	HFIPP9846B	…5802
co_mortgagor	Jagannath Punju Patil	AOYPP3224M	…5256

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	abhijeet.kale@phfl.com	1d ago
Index II chase	abhijeet.kale@phfl.com	21h ago

What the engine read from each document — check anything marked in red

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter jagannath patil.pdf needs your check

lan
HOU/NSK/0826/5197257

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'JAGANNATH PUNJU PATIL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KALYANI JAGANNATH PATIL', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'SURAJ JAGANNATH PATIL', 'role': 'co_applicant', '

confidence
1

rate words
PNBRRR *: 13.15% per annum Applicable Rate of Interest *: 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement

loan amount
1142000

rate spread
-4.75

final amount
1192000

interest rate
8.4

sanction date
24-Aug-2026

letter version
4

reference rate
13.15

applicant email
patiljagan9740@gmail.com

applicant names
JAGANNATH PUNJU PATIL, KALYANI JAGANNATH PATIL, SURAJ JAGANNATH PATIL

printed altered
False

applicant mobile
9970729766

balance transfer
False

property address
pin: 422101; road: PAWARWADI ROAD; state: MAHARASHTRA; flat_no: 11; district: NASHIK; floor_no: 3rd Floor; landmark: NEAR MADHAV PARK, PANCHAK, RAJRAJSHWARI MANAGAL KARYALAY; full_address: Flat No 11, 3rd Floor, Tulsi Ma

insurance premium
50000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1192000

security address verbatim
Flat No 11, 3rd Floor, Tulsi Mantra Apartment, S No 67/1+2A. Plot No 11, Near Madhav Park, Panchak, Rajrajshwari Managal Karyalay, Nashik, Pawarwadi Road, Nashik, MAHARASHTRA, India, 422101

applicant address verbatim
FLAT NO 11 TULSI MANTRA, DAMODAR NAGAR, JAIL ROAD, DAMODAR NAGAR, JAIL ROAD NASHIK ROAD, NASHIK, Nashik, MAHARASHTRA, 422101, Nashik, India

raw reading (for Abhijit)

{'lan': 'HOU/NSK/0826/5197257', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'JAGANNATH PUNJU PATIL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KALYANI JAGANNATH PATIL', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'SURAJ JAGANNATH PATIL', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum\nApplicable Rate of Interest *: 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1142000, 'rate_spread': -4.75, 'final_amount': 1192000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '24-Aug-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'patiljagan9740@gmail.com', 'applicant_names': ['JAGANNATH PUNJU PATIL', 'KALYANI JAGANNATH PATIL', 'SURAJ JAGANNATH PATIL'], 'printed_altered': False, 'applicant_mobile': '9970729766', 'balance_transfer': False, 'property_address': {'pin': '422101', 'road': 'PAWARWADI ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '11', 'district': 'NASHIK', 'floor_no': '3rd Floor', 'landmark': 'NEAR MADHAV PARK, PANCHAK, RAJRAJSHWARI MANAGAL KARYALAY', 'full_address': 'Flat No 11, 3rd Floor, Tulsi Mantra Apartment, S No 67/1+2A. Plot No 11, Near Madhav Park, Panchak, Rajrajshwari Managal Karyalay, Nashik, Pawarwadi Road, Nashik, MAHARASHTRA, India, 422101', 'village_city': 'NASHIK', 'building_name': 'TULSI MANTRA APARTMENT', 'survey_or_cts_no': 'S No 67/1+2A. Plot No 11'}, 'insurance_premium': 50000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1192000, 'security_address_verbatim': 'Flat No 11, 3rd Floor, Tulsi Mantra Apartment, S No 67/1+2A. Plot No 11, Near Madhav Park, Panchak, Rajrajshwari Managal Karyalay, Nashik, Pawarwadi Road, Nashik, MAHARASHTRA, India, 422101', 'applicant_address_verbatim': 'FLAT NO 11 TULSI MANTRA, DAMODAR NAGAR, JAIL ROAD, DAMODAR NAGAR, JAIL ROAD NASHIK ROAD, NASHIK, Nashik, MAHARASHTRA, 422101, Nashik, India'}

Sanction letter jagannath patil.pdf needs your check

dob
2006-01-04

pan
HVRPP6659F

name
SURAJ JAGANNATH PATIL

legible
True

father name
JAGANNATH PUNJU PATIL

raw reading (for Abhijit)

{'dob': '2006-01-04', 'pan': 'HVRPP6659F', 'name': 'SURAJ JAGANNATH PATIL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'JAGANNATH PUNJU PATIL', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter jagannath patil.pdf needs your check

dob
2004-09-07

name
Kalyani Jagannath Patil

address
pin: 422101; flat: Flat No.11; road: Damodar Nagar, Jail Road, Nashik Road; state: Maharashtra; building: Tulsi Mantra; district: Nashik; post_office: Nashik Road; village_city: Nashik

legible
True

aadhaar last4
5802

raw reading (for Abhijit)

{'dob': '2004-09-07', 'pan': None, 'name': 'Kalyani Jagannath Patil', 'mobile': None, 'address': {'pin': '422101', 'area': None, 'flat': 'Flat No.11', 'road': 'Damodar Nagar, Jail Road, Nashik Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Tulsi Mantra', 'district': 'Nashik', 'post_office': 'Nashik Road', 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5802', 'quality_issue': None}

Sanction letter jagannath patil.pdf needs your check

payments inside
bank: YES BANK; kind: bundle; payments: [{'utr': '664825209422', 'date': '2026-10-09', 'page': 2, 'time': '18:33', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 11336.0, 'direction': 'credit', 'narration': 'UPI refe

raw reading (for Abhijit)

{'payments_inside': {'bank': 'YES BANK', 'kind': 'bundle', 'payments': [{'utr': '664825209422', 'date': '2026-10-09', 'page': 2, 'time': '18:33', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 11336.0, 'direction': 'credit', 'narration': 'UPI reference ID: 664825209422', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9766', 'account_holder': 'JAGANNATH PUNJOO PATIL'}}

Sanction letter jagannath patil.pdf needs your check

found
True

found in
Sanction Letter - Security

paper for
loan_ref: HOU/NSK/0826/5197257; customer_name: JAGANNATH PUNJU PATIL

confidence
1.0

reading486
property

property address
pin: 422101; road: Pawarwadi Road; state: Maharashtra; taluka: Nashik; flat_no: Flat No 11; district: Nashik; floor_no: 3; landmark: Near Madhav Park, Panchak, Rajrajshwari Managal Karyalay; full_address: Flat No 11, 3rd

security address verbatim
Flat No 11, 3rd Floor, Tulsi Mantra Apartment, S No 67/1+2A, Plot No 11, Near Madhav Park, Panchak, Rajrajshwari Managal Karyalay, Nashik, Pawarwadi Road, Nashik, MAHARASHTRA, India, 422101

raw reading (for Abhijit)

{'found': True, 'found_in': 'Sanction Letter - Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NSK/0826/5197257', 'report_id': None, 'customer_name': 'JAGANNATH PUNJU PATIL'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '422101', 'road': 'Pawarwadi Road', 'state': 'Maharashtra', 'taluka': 'Nashik', 'flat_no': 'Flat No 11', 'district': 'Nashik', 'floor_no': '3', 'landmark': 'Near Madhav Park, Panchak, Rajrajshwari Managal Karyalay', 'full_address': 'Flat No 11, 3rd Floor, Tulsi Mantra Apartment, S No 67/1+2A, Plot No 11, Near Madhav Park, Panchak, Rajrajshwari Managal Karyalay, Nashik, Pawarwadi Road, Nashik, MAHARASHTRA, India, 422101', 'village_city': 'Nashik', 'building_name': 'Tulsi Mantra Apartment', 'survey_or_cts_no': 'S No 67/1+2A, Plot No 11'}, 'security_address_verbatim': 'Flat No 11, 3rd Floor, Tulsi Mantra Apartment, S No 67/1+2A, Plot No 11, Near Madhav Park, Panchak, Rajrajshwari Managal Karyalay, Nashik, Pawarwadi Road, Nashik, MAHARASHTRA, India, 422101'}

Sanction letter jagannath patil.pdf needs your check

dob
2006-01-04

pan
HVRPP6659F

name
SURAJ JAGANNATH PATIL

page
3

legible
True

card kind
pan

father name
JAGANNATH PUNJU PATIL

card of many
1

raw reading (for Abhijit)

{'dob': '2006-01-04', 'pan': 'HVRPP6659F', 'name': 'SURAJ JAGANNATH PATIL', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'JAGANNATH PUNJU PATIL', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter jagannath patil.pdf needs your check

dob
2004-09-07

name
Kalyani Jagannath Patil

page
4

address
pin: 422101; flat: Flat No.11; road: Damodar Nagar, Jail road; state: Maharashtra; building: Tulsi Mantra; district: Nashik; post_office: Nashik Road; village_city: Nashik Road, Nashik

legible
True

card kind
aadhaar

card of many
2

aadhaar last4
5802

raw reading (for Abhijit)

{'dob': '2004-09-07', 'pan': None, 'name': 'Kalyani Jagannath Patil', 'page': 4, 'mobile': None, 'address': {'pin': '422101', 'area': None, 'flat': 'Flat No.11', 'road': 'Damodar Nagar, Jail road', 'floor': None, 'state': 'Maharashtra', 'building': 'Tulsi Mantra', 'district': 'Nashik', 'post_office': 'Nashik Road', 'village_city': 'Nashik Road, Nashik'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '5802', 'quality_issue': None}

Sanction letter jagannath patil.pdf needs your check

dob
1976-09-15

name
Jagannath Punju Patil

page
6

mobile
9970729766

address
pin: 422101; flat: Flat No.11; road: Damodar Nagar, Jail road, Nashik Road; state: Maharashtra; building: Tulsi Mantra; district: Nashik; post_office: Nashik Road; village_city: Nashik

legible
True

card kind
aadhaar

card of many
4

aadhaar last4
5256

raw reading (for Abhijit)

{'dob': '1976-09-15', 'pan': None, 'name': 'Jagannath Punju Patil', 'page': 6, 'mobile': '9970729766', 'address': {'pin': '422101', 'area': None, 'flat': 'Flat No.11', 'road': 'Damodar Nagar, Jail road, Nashik Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Tulsi Mantra', 'district': 'Nashik', 'post_office': 'Nashik Road', 'village_city': 'Nashik'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '5256', 'quality_issue': None}

Sanction letter jagannath patil.pdf needs your check

dob
1976-09-15

pan
AOYPP3224M

name
JAGNNATH PUNJU PATIL

page
7

legible
True

card kind
pan

father name
PUNJU GUMAN PATIL

card of many
5

raw reading (for Abhijit)

{'dob': '1976-09-15', 'pan': 'AOYPP3224M', 'name': 'JAGNNATH PUNJU PATIL', 'page': 7, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'PUNJU GUMAN PATIL', 'card_of_many': 5, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter jagannath patil.pdf needs your check

dob
2006-01-04

name
Suraj Jagannath Patil

page
8

mobile
9225992232

address
pin: 422101; flat: Flat No.11; road: Damodar Nagar, Jail road; state: Maharashtra; building: Tulsi Mantra; district: Nashik; post_office: Nashik Road; village_city: Nashik

legible
True

card kind
aadhaar

card of many
6

aadhaar last4
7278

raw reading (for Abhijit)

{'dob': '2006-01-04', 'pan': None, 'name': 'Suraj Jagannath Patil', 'page': 8, 'mobile': '9225992232', 'address': {'pin': '422101', 'area': None, 'flat': 'Flat No.11', 'road': 'Damodar Nagar, Jail road', 'floor': None, 'state': 'Maharashtra', 'building': 'Tulsi Mantra', 'district': 'Nashik', 'post_office': 'Nashik Road', 'village_city': 'Nashik'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 6, 'aadhaar_last4': '7278', 'quality_issue': None}

Sanction letter jagannath patil.pdf needs your check

dob
2004-09-07

pan
HFIPP9846B

name
KALYANI JAGANNATH PATIL

page
9

legible
True

card kind
pan

father name
JAGANNATH PUNJU PATIL

card of many
7

applicant address from462
read again off the letter's pages (page 1, the Address row)

applicant address verbatim
FLAT NO 11 TULSI MANTRA, DAMODAR NAGAR, JAIL ROAD, DAMODAR NAGAR, JAIL ROAD NASHIK ROAD, NASHIK, Nashik, MAHARASHTRA, 422101, Nashik, India

raw reading (for Abhijit)

{'dob': '2004-09-07', 'pan': 'HFIPP9846B', 'name': 'KALYANI JAGANNATH PATIL', 'page': 9, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'JAGANNATH PUNJU PATIL', 'card_of_many': 7, 'aadhaar_last4': None, 'quality_issue': None, 'applicant_address_from462': "read again off the letter's pages (page 1, the Address row)", 'applicant_address_verbatim': 'FLAT NO 11 TULSI MANTRA, DAMODAR NAGAR, JAIL ROAD, DAMODAR NAGAR, JAIL ROAD NASHIK ROAD, NASHIK, Nashik, MAHARASHTRA, 422101, Nashik, India'}

Paid challan (GRAS) JAGNNATH PUNJU PATIL EchallanMH011792111202627E.pdf needs your check

grn
MH011792111202627E

pin
422101

total
9560

article
6(1)

defaced
False

bank cin
03006172026101200271

district
NASHIK

area city
MAHARASHTRA NASHIK

payer pan
AOYXXXXXXM

flat block
FLAT NO 11 3RD FLOOR TULSI MANTRA APARTMENT SURVEY NO 67/1 AND 2A PLOT NO 11 NEAR MADHAV PARK

payer name
JAGNNATH PUNJU PATIL

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1192000

scheme rows
{'amount': 3590, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5970, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX9766

payment date
12/10/2026-11:53:06

road locality
PANCHAK RAJRAJSHWARI MANAGAL KARYALAY PAWARWADI ROAD NASHIK

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1192000

raw reading (for Abhijit)

{'grn': 'MH011792111202627E', 'pin': '422101', 'total': 9560, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101200271', 'district': 'NASHIK', 'area_city': 'MAHARASHTRA NASHIK', 'payer_pan': 'AOYXXXXXXM', 'flat_block': 'FLAT NO 11 3RD FLOOR TULSI MANTRA APARTMENT SURVEY NO 67/1 AND 2A PLOT NO 11 NEAR MADHAV PARK', 'payer_name': 'JAGNNATH PUNJU PATIL', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1192000', 'scheme_rows': [{'amount': 3590, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5970, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9766', 'payment_date': '12/10/2026-11:53:06', 'road_locality': 'PANCHAK RAJRAJSHWARI MANAGAL KARYALAY PAWARWADI ROAD NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1192000'}

Technical record (for Abhijit — safe to ignore)

8h ago	ezdocs:reader	letter_home_read462	{'fp': 'doc:abed9ffc-13f0-4458-a240-6bac06a4eec0', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'jagannath patil.pdf', 'asked': True, 'found': True, '
8h ago	ops:copilot	pan_card_name_set_aside	{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
21h ago	system:emails	email_shadowed:index2_chase	{'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5197257) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
1d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AOxxxxxxXM — no paper on the
1d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '496589', 'lessons': [{'box': 'Mobile', 'words': 'Mobile: the team typed xxxxx
1d ago	system:ingest	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
1d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'JAGNNATH PUNJU PATIL EchallanMH011792111202627E.pdf', 'kind':
1d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'JAGNNATH PUNJU PATI
1d ago	system:extract	challan_verified_against_case	{'grn': 'MH011792111202627E', 'file': 'JAGNNATH PUNJU PATIL EchallanMH011792111202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d ago	system:extract	challan_extracted	{'grn': 'MH011792111202627E', 'file': 'JAGNNATH PUNJU PATIL EchallanMH011792111202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 9560}
1d ago	copilot:SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
1d ago	system:copilot	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03391'}
1d ago	system:ops	case_reevaluated	{'stage_after': 'CHALLAN_PENDING'}
1d ago	ops:copilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the base paper does not print (SURVEY) — read box 1 once against the paper's own words"}
1d ago	system:extract	challan_boxes_composed	{'fp': '66c27efed8cfead5', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 11 3RD FLOOR TULSI MANTR
1d ago	ezdocs:reader	reader_mail_addition	{'fp': '8778cd7c159d6240', 'add': {}, 'why': "The mail does not add any missing unit, building, or road information to the paper's address.", 'asked': True, 'quote': '', 'same_property': True}
1d ago	system:reconcile	quoted_history_checked	{}
1d ago	system:reconcile	extra_challan_scanned	{'found': 0}
1d ago	system:extract	cards_read	{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'jagannath patil.pdf', 'cards': 7, 'doc_id': 'abed9ffc-13f0-4458-a240-6bac06a4eec0', 'applied': 4}
1d ago	system:extract	kyc_names_match	{'sig': 'KALYANI JAGANNATH PATIL\|Kalyani Jagannath Patil\|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'jagannath patil.pdf', 'pan_name': 'KALYA
1d ago	system:extract	id_doc_filed	{'doc': 'pan', 'file': 'jagannath patil.pdf', 'doc_id': 'abed9ffc-13f0-4458-a240-6bac06a4eec0', 'person': 'Kalyani Jagannath Patil', 'party_id': '9d14241d-4dcd-4472-93d7-c49e897aa236', 'name_on_doc': 'KALYANI JAGANNATH P
1d ago	system:extract	kyc_names_match	{'sig': 'SURAJ JAGANNATH PATIL\|Suraj Jagannath Patil\|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'jagannath patil.pdf', 'pan_name': 'SURAJ JAG
1d ago	system:extract	id_doc_filed	{'doc': 'aadhaar', 'file': 'jagannath patil.pdf', 'doc_id': 'abed9ffc-13f0-4458-a240-6bac06a4eec0', 'person': 'SURAJ JAGANNATH PATIL', 'party_id': '43790f3d-533c-484e-8550-a0b1d7ced2a6', 'name_on_doc': 'Suraj Jagannath P
1d ago	system:extract	box_disagreement	{'box': 'party.mobile', 'src': 'aadhaar', 'why': "the Aadhaar prints a different mobile from the letter's — the letter's stands (the current contact); a person decides", 'held': '9970729766', 'page': 1, 'party': 'SURAJ J
1d ago	system:ingest	kyc_address_read	{'doc': 'aadhaar', 'pin': '422101', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nashik', 'doc_id': 'abed9ffc-13f0-
1d ago	system:extract	kyc_names_match	{'sig': 'JAGNNATH PUNJU PATIL\|Jagannath Punju Patil\|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 0.974, 'pan_file': 'jagannath patil.pdf', 'pan_name': 'JAGNNATH
1d ago	system:extract	id_doc_filed	{'doc': 'pan', 'file': 'jagannath patil.pdf', 'doc_id': 'abed9ffc-13f0-4458-a240-6bac06a4eec0', 'person': 'Jagannath Punju Patil', 'party_id': '14178a97-cd58-4057-a52b-6cf4ea225dd1', 'name_on_doc': 'JAGNNATH PUNJU PATIL'
1d ago	system:extract	id_doc_filed	{'doc': 'aadhaar', 'file': 'jagannath patil.pdf', 'doc_id': 'abed9ffc-13f0-4458-a240-6bac06a4eec0', 'person': 'Jagannath Punju Patil', 'party_id': '14178a97-cd58-4057-a52b-6cf4ea225dd1', 'name_on_doc': 'Jagannath Punju P
1d ago	system:ingest	co_applicant_added	{'doc': 'aadhaar', 'name': 'Jagannath Punju Patil'}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹11,336 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 14 Oct1 thing

pan card name set aside — by copilot